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Morning business news - July 15

Siteserv, with businesses here and in the UK, provides services in to sectors as diverse as schools and hospitals to road building and nuclear power, has just published its annual results. The company took in almost €134m in revenue in the 12 months to the end of April, a big gain on last year's €45m, thanks to some big acquisitions while its pre-tax profit figure increased 131% to €12.2m. Siteserv says it is well positioned to grow further.

*** On the currency markets, the euro is worth $1.5944 and 79.77 pence sterling.

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Henry Schein Teams up With Sikka Software to Provide Leading

"This information allows dental professionals to make informed decisions that boost the performance of their business and support quality patient care." About Sikka Software Sikka Software Corporation was incorporated in early 2004 with the intention of providing best of class business optimization and intelligence software solutions to dental and healthcare community. Sikka Software Corporation products, with 2800 installations, and more than five million end-users of its customer base, help dentists and their teams understand and maximize business profitability with best fee schedules and marketing campaigns, as well as analyses of return on investment, patients, insurance, supplies, and demographics. A privately-held company, Sikka Software is headquartered in Milpitas, California with offices in India. more

Austrian Airlines Falls as UBS Doubts Business Model (Update1)

The UBS analysts said they like airlines with strong balance sheets, sustainable business models or high margins, and Austrian has none of those attributes.

The carrier is conducting a strategic review that includes evaluating possible partnerships, the UBS analysts said in a research report. A preferred suitor would be Cologne, Germany- based Deutsche Lufthansa AG, Europe's second-biggest airline, though the company would have little to gain with a purchase, according to the UBS analysts.

Austrian Airlines' share price will decline 2.40 euros over the next 12 months, the UBS analysts said. Goldman lowered its six-month stock-price target, saying the shares will fall to 3 euros compared with a previous estimate of 3.40 euros.

Goldman also cited competition in reducing its recommendation, saying SkyEurope Holding AG, based in neighboring Bratislava, Slovakia, will hurt the carrier's Vienna operations. more

Microtune Surpasses 100 Million TV Tuner Chips Shipped

Mr. James A. Fontaine, Microtune President and CEO.

"Since we launched the first silicon TV tuner chip in 1999, we have continued a tradition of industry leadership by introducing a series of other RF technology innovations--the industry's highest-performance silicon tuner, the first 1-GHz tuner chip, and the first silicon-based architecture for multi-tuner set-top boxes. Our new DOCSIS 3.0 wideband tuner and low-power universal tuner are current examples of first-to-market products that are helping to support next-generation, feature-rich consumer electronics," Mr. Fontaine added.

Mr. Fontaine further reflects on the business significance of Microtune's 100-millionth tuner shipment in an interview available online. Additionally, Albert H. (Bud) Taddiken, Microtune's Chief Operating Officer and a key contributor to the realization of the company's breakthrough silicon tuner, offers a technology perspective on the impact of the tuner integrated circuit to today's and to future applications. more

F5 Networks Q3 earnings fall Puget Sound Business Journal (Seattle)

Third-quarter net income at F5 Networks Inc. fell to $19.1 million, or 23 cents per diluted share; down from $21.8 million, or 26 cents per share a year earlier.

Revenue rose to $165.6 million from $132.4 million in 2007.

Analysts polled by Thomson Financial Network expected earnings of 22 cents per share and revenue of $161.36 million.

For the fourth quarter, officials at the Seattle software company expect revenue of between $172 million and $174 million and earnings of between 19 and 20 cents per share.

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Latest Starting A Real Estate Business News

ronaldholden (Ronald Holden) - Seattle Post Intelligencer

Sometimes, all you want from a market is stuff you can throw together for dinner, a steak or piece of fish. Sometimes, though, you want more, much more. Even here, in laid-back Seattle, we want to do all our shopping in one stop, soup to nuts ...

Legislation could widen scope of sex education in schools - Milwaukee Journal Sentinel

Known as the "Healthy Youth Act," Assembly Bill 458 has already passed the Assembly, and the Senate is scheduled to take a vote on that bill today, as its language is identical to Senate Bill 324 . Gov. Jim Doyle would then have to sign the bill into ...

Gov't eases paperwork for loan help program - Tacoma News Tribune

The Treasury Department on Thursday plans to unveil changes designed to streamline burdensome paperwork required for its foreclosure relief plan, according to people briefed on the matter. The tweaks to the problem-plagued program could help more ...

CEO Interview: Global recruiter on the job market - The Sun News

NEW YORK -- As the leader of one of the world's largest executive recruiting firms, Kevin Kelly has a unique view of the job market. It's one that the Virginia native says was initially shaped by a transformative phone call he received on ...

Marquette Law School closes in on fund-raising goal - Milwaukee Journal Sentinel

The school said it was closing in on its fund-raising goal Thurday as part of an announcement of its most recent donation, $2 million from Califoinia attorney Wylie Aitken and from Bette Aitken, his wife. The law school building, which broke ground ...

Debating the merits of Apple's iPad - CNET News

There's been no shortage of opinions on the iPad , for sure. Some think it's just a big iPhone that can't make phone calls, while others see it as the tablet of the future. To get into some of these points, CNET's Ina Fried and Josh Lowensohn weigh ...

Diliberto Launches Auction, Advisory Firm - GlobeSt. com

CHICAGO-Frank Diliberto, the former CEO of Inland Real Estate Auction, has started a new company. The company, Diliberto Real Estate Services LLC, will focus on real estate advisory and auction services. “To a lot of people, starting a new real ...

Retail Market Continues Rebound - Leesburg Today

Although vacant storefronts are certainly not a thing of the past, the combination of landlords looking to make deals and supply still outpacing demand means that the future for the retail market is brighter than just one year ago. In 2009, the ...

Ford Motor Company Q4 2009 Earnings Call Transcript - Seekingalpha.com

Good day, ladies and gentlemen, and welcome to the fourth quarter Ford Motor Company earnings conference call. My name is Katrina, and I will be your coordinator for today. At this time, all participants are in a listen-only mode. We will conduct a ...

The Bizarro Economics of Government Spending - HoweStreet.com

Important 2010 Upgrades: Here's What Happened In Mid-January 2010 - And Why You're Now Invited to Claim... 6 FREE Months of Agora Financial's MOST EXPENSIVE Research Service... Good Only Until Midnight, Friday, January 29 ... Claim Your Spot Here ...

Open Question: I finally know how to become rich?

Well the honest truth is that the easiest way to get rich is by living out of every person that works for you. EX: The owner of a law firm, how does he make money? Does he work?NO (he hires someone to run his business) So here is how the owner of the law firm makes money. He has 200 lawyers working under him and each of those lawyers get a cut of what they make. Lets say those 200 lawyers had 4,000,000 dollars worth of cases. Each of them gets a share lets say each of those guys made 5,000 dollars that month the guy who runs the business made a 3,000,000 dollar profit and all he sacrificed were 1,000,000 dollars. So what I am trying to say is the way to become rich is: Get a good degree (optional) Have lots of assets that can bring you income like Businesses,Real Estate,Internet Marketing etc. Have stocks and bonds (they help in the long run) And remember Assets get you rich!! You may say who are you to give this info well, technically I am a 17 year old male. But I do own stock (green energy and HP) and I plan to start a business based on weapon manufacturing,aerospace,PMC etc. Some assets I want are cosmetic related and real estate and also racehorses. I plan to major in archaeology. But of course you may say these are dreams and they may never happen. I sincerely believe I can and you should too. So get off that lazy butt and start now!!You want to have fun? Dude do you know how much Roman Abrahmovic wastes on parties? He wasted 6 million dollars on a party he invited Orlando Bloom,Gwen Stefani,Brad Pitt etc.... He doesn't even work his CEO does it for him!! more

Open Question: Since you now have both fame and fortune what will you do with it?

I am sure your fame in sports will forever be engrave in our boxing history books forever... The one thing that I want to delve with is your fortune. I know the riches you incurred maybe too much beyond your wildest dream. By this time..you have probably had some businesses venture that you have started...and some real estate..and businesses for your family and relatives. I also understand you also help people who come to see you for help.. but would it be better to open a Foundation on your behalf...so the whole country would benefit...instead for a few.? more

Voting Question: Is going to real estate offices handing out business cards a good way to advertise?

I just started a small cleaning business. It cost so much to advertise in publications that I decided to go to offices make my intro. and leave some cards there. Is this thought of as a cheesy way of advertising? After all I want to focus primarily on working with REA's. Hoping to get some inside info. more

Voting Question: What is the Best At Home Based Business for 2010?

Does anybody know or tried The New Start Real Money Real Fast Real estate Syastem? I am looking for the best At Home based Business for 2010.. more

Resolved Question: New Start Real Money Real Fast?

How can Someone get started in a real estate based business opportunity without any money or credit? more

Voting Question: Where and what employment should I look for? (Australia)?

I just finished a Bachelor of Business degree in Bond Uni, Australia. Double majors in Management and Real Estate. I would like to start working to earn some money and experience. I DO NOT KNOW WHAT I WANT TO DO YET But want to try some different fields. Where and what kind of employment opportunities should I look for and how do I find an employer who wants to hire an almost unexperienced graduate. more

Voting Question: What is the best area in the USA for me? Please help!?

I own & operate a flooring business in Minnesota. I know that starting over with my business will take time in another area, however, I don't believe this is an area I want to live forever. Also, in the past year there has been a huge surge of people in the same business slashing prices. I realize the economy is not great right now, but I feel that there are areas out there where I can do very well. I like a medium to large size communities. Areas I have considered are Austin TX, Madison, Wi, Colorado Springs, Norfolk Va, Des Moines, IA, & Milwaukee Wi. I am open to other areas as well, I am looking for some answers from people who are maybe in real estate, construction, contracting or similar fields that have lived in some different parts of the country. Any help and advice will be greatly appreciated. Thanks more

Voting Question: Where in the USA is the best place to live for me?

Resolved Question: What to do as a real estate agent immediately after finishing training?

I have passed my real estate exam and I am finishing up with training with a company (I'll be done on Thursday). But I was wondering what to do immediately after the training? What I mean is how do I get some of my FIRST clients? Do I start passing out business cards and things of that nature. Thanks. more

Resolved Question: Medjugorje-Ireland: Does a real estate the obligation to inform about a mortgage over the buinding?

Hello everybody, First of all i'm sorry if my english is not excellent but i'm italian and my wife is Irish and i decided to write in this forum because my wife is very upset about what happened and i need some help for who knows better than me the low in Ireland. My wife is very catholic and she decided to buy an apartment in Medjugorje ( Bosnia i Herzegovina ) through a real estate in Ireland. The man who owns this real estate is Bosnian ( from Medjugorje ) but lives many years in Ireland, got married with an irish and started this business. Now he took advantage of my wife's honesty and faith and, after he took a small deposit for the purchase of the apartment, he told her to transfer the full amount to the builder in Medjugorje. Now, we got the apartment but after 2 years she didn't sign the final contract. I can understand that here the low is different and very slow but we discover through a local solicitor, that in the building there is a big mortgage so, even if she will sign a contract and receive the deed, she can risk that, if the builder won't cover the loan, the bank can take the apartment on day. She trusted the man of the real estate agency, she trusted the people here in Medjugorje, and we know that this is a big mistake in this kind of business but now my question is: Is there something that we can do against this real estate agency that didn't inform my wife about the mortgage on the building? The real estate is registrered in ireland. In our same building other irish families bought in trust and are in the same situation. I hope i expleined well the situation and i'm sorry for the mistakes. God bless all of you. Francesco more

Resolved Question: How to be happily married again?

My husband and I started dating 16 years ago and have been married for 13. We were always very compatible and loving. The past 4 years have taken a toll on us, though. We went through years of infertility and several failed procedures before our daughter was finally born two years ago. Around the same time, my husband's real estate investing business failed, and we had to declare bankruptcy. We lost the home we had spent a year renovating from a falling-apart mess to our dream place. Also at this same time, my mother was diagnosed with Stage 4 uterine cancer. Our daughter is a joy, but also quite a stress as she has health problems that have caused significant developmental delay. She cannot speak yet at at all at age 2 1/2, and does not walk well. We spend a lot of time at the hospital getting therapy and treating illnesses that come from her breathing problems, inlcluding chronic bronchitis. We have just recently discovered what we think to be the cause of her illness, and it means that she will have mental retardation and physical problems. We are trying to move beyond these bad times in the past. He is back in school, and I have started a new job that I like a lot. The problem is, we don't seem to love each other anymore. We get so irritated around each other. I think it is mostly me. We have talked about the issue, and we both want to work on it. I have no idea if our love is really dead or if it has just been knocked out for a while by the stress of the past few years. So here are my questions: 1) I'd like us to get counseling, and I think he'd be up for it, but money is very tight. Our daughter's health bills are large, and they are getting larger. What are the best kinds of places to find counseling we might be able to afford? Is the quality of the counseling still good? 2) Any suggestions for helping me find my love for him? I have tried many, many things over the past few years, like imagining how I'd feel of he left, and I just feel empty. If you have been to marriage counseling, were there any exercises that helped you? I know that things were good for a long time, and that at our most basic level we are well-matched so I don't just want to give up, but I don't want to keep continuing with this animosity between us... more

Resolved Question: How should a out of country engineer find a job or face this economy?

Okay so my dad studied engineering and even became an engineer in India. However, he came to U.S. like 10years ago. He told me that he would have to study all over again to become an engineer here and so started running businesses such as motels or hotels. With the economy the way it is, we are facing tremendous loss. We can't even pay our monthly payments to the bank. So for the last few months we haven't paid anything. We believe that sooner or later the bank will seize the hotel and my dad will be out of a job. I really want to help him. He has studied real-estate as well, but doesn't much clients. I was wondering what option we or he should take? Is there a way to bypass the thing where he can't become an engineer here without studying engineering again here in the U.S. were in a really bad situation like many other Americans. Thanks so much in advance. You guys have no idea how much appreciated I am of all your opinions and thoughts. Thank you again! more

Resolved Question: Can a person on disability, with poor credit own a home?

I want to get off disability ( my hearing ) , I take care of my aged disabled mom. We can't buy or rent due to low income and credit issues. I have started a small business, selling products. We need a home in the country and have looked for a long time for the right place. I also look for real estate to make money but don't seam to find the right deal. Any good suggestions. more

Voting Question: A lot of questions about real estate.?

I have thought about getting into the real estate business, and I have been doing a lot of researching. But I still have questions. First, is real estate investing really worth it? By real estate investing I mean, buying homes, fixing them up, and flipping them, and then reselling them. Real estate investing has always been very interesting to me. But is it really worth fixing up homes and reselling them? It seems like a real big hassle, especially if there was a lot of structural damage. That starts costing a lot of money. If I was to get into real estate investing, would buying foreclosed homes be the best way to go? I was also interested in commercial real estate. I always thought it would be cool to own a shopping center. Is there a big market in commercial real estate? Is it hard to get into? In my area, land is a big deal. I was talking with my criminal justice teacher, and he was telling us how his dad had bought a mountain side, for around 1 million. He then sold the lumber to a company and made around another million for that, then he turned around and sold that same mountain side for around 2 million. After everything was said and done, he made 2 million dollars in profit, which sounds pretty good to me. I think now, that land has been lotted off and being made into a housing development. What kind of real estate/real estate investing would this be considered? I know it's Land, but is there a special name for it? Thanks for the help in advance. more

Resolved Question: Is this job legit or a scam? If so how does it work? recruitment?

FRTT Rentals is a company for renting and buying properties abroad. They have 3 agents in 3 countries that act as the driving force of the company. The company is growing dynamically and its formation is ongoing with less than a year of its establishment. At this particular moment they are expanding their business area and increasing the number of property units in their database and working on the construction of their website to mark their 1year anniversary in March 2010. For this reason, they are widening their network of real estate agents. Duties: 1). Receiving rent payment/cheques from UK customers 2). Process these payments for clearance at your bank. 3). Deduct 10% from total amount as commission after cheques clearance 4). Sending rent payments to Landlords which is %90 of the cheques amount Salary Includes: 1). 10% from each received rent payment same day you receive it (cheques). 2). £1,000 per month. First salary you get after 31 days from the day you start working. You will receive 1-5 Rent payments per week in amounts ranging from: £750- £4,000 respectively. Requirements: 1). UK residential address. 2). UK work authorization. 3). Must be 18years and above. 4). Computer knowledge *We do not need your banking details but you must own a bank account. *You do not require an active agent license. I am sure this work will be interesting and simple for you and does not interfere with your current job or future appointments. The greatest advantage of this position is its remote character and the possibility of spending only few hours a day working while earning a base £12,000 per annum and commissions up to £300 per week pending on how many cheques you can process a week. To complete this stage of your job placement, you should send the below information’s to the Manager of FRTT Rentals, Mr. Frank Vitols. more

Resolved Question: is it true that real estate agents are becoming extinct?

People can simply do FSBO and save money. And you are only restricted to one state and it's costly to get a license in any other states. Is it worth it? Should I just be an investor and start another business first to save up money and buy income producing real estate to add to my net worh? more

Voting Question: Questions About Real Estate. (Australian)?

I'm currently 16, and in holidays, approaching the start of my year 11 studies. My only real objective is to become a real estate agent. Now I have a few questions about the business I want to get into. - Is it recommended that I go through and get my HSC. Or would dropping out now and going through TAFE, or whatever be the best bet to achieve my real estate career. I'm fairly smart, so my basic knowledge is all top shape. - How do real estate agents make money? I have heard a few answers to this, and would like a real answer. I just mean a typical agent, selling and leasing houses in suburban areas. As an example, if you can, explain how, and how much would be made from selling a house for $500k. And also, how is money made by leasing? Thanks a heap to anyone who answers. I'll be choosing the best answer :) more

Resolved Question: What sort of jobs would be suitable for a recent Economics major?

I'm graduating from the University of Texas this spring and it's time to start looking for jobs! What sort of jobs would be suitable for a recent undergraduate student with an Economics major, Spanish minor and certificate in Business Administration. I've also worked as a waitress before (customer service experience) and in an insurance company during light paper work. I sort of have my eyes set on banking (but what positions?), real estate analyst, and human resources (most need experience though...). Please help! more

Resolved Question: What is the best way to advertise your self as a real estate agent?

Im going to start my career in real estate soon and i was wondering whats the best way to advertise your self to big clients? or to any clients as a matter of fact. Business cards? News paper adds? TV adds? billboards? ext.. more

Open Question: Need urgent help...with tenant(s) not paying, guys I really need some help, I don't know what to do?

Here's is my issue, me and my brother started or got into real estate about 6-9 months ago, so far 14 apartments/house rented out. My brother is actually more into this, knows more about real estate than I do but the problem is he is out of the country and is having issues coming back, something about him loosing his passport in germany. We're Americans, he was on a business trip. Our communication is very limited and I believe the tenants are taking advantaged of the fact that I took over. For the most part the tenants are paying 2-3 days late but they pay. 2-3 are behind but I have talked to them and they are getting there slowly. This question regards 2 of the tenants, 1) She has payed her first month ahead of time in full when we signed the lease but only agreed on the lease that payments towards the deposit was going to be included with the rent until the deposit was completed, so she started off with a partial deposit. But for the past 2 months, I haven't seen a penny, I call and go the apartment almost everyday, she either avoids me or says I'm going to to be pick up the money right now, and I never hear from her again that day. I have listed in the lease that after the 5th fee of $50 bucks. I want my money from this lady. The rent includes utilities, and for a lady that hasn't payed rent when I'm paying utilities for her, I decided to cut off the air conditioning/heat on her. Haven't hit the elec yet. I told her that I'm not here to play games, I was never rude, never yelled, never threatened anything to her. I want to do something tomorrow morning, I'm fed up with her. But at the same time I want the rent money before she is evicted, I don't want her to stay in the apartment another month for free( if that happens can i then hit the elec?). To put things in perspective, her deposit money is gone, so is her month in advance is gone. I'm in NC. I have track of everything she has gave us, but we don't do receipts (we are going to start though, so are we going to get a complete deposit before anything). I want all my money and I want her out. As I read in other question posts I can't change the locks. What kind of certified paper do I need to put on her door? Where can I get it? I was reading the lease , can someone explain this to me... "ATTORNEY FEES: If any legal action or proceedings be brought by either party of this Agreement, the prevailing party shall be reimbursed for all reasonable attorney's fees and costs in addition to other damages awarded. " Thanks, I need this answer urgently. 2) Long story short, guy1 moves in with a partial deposit/partial first month rent, and agreed to add deposit to the rent until deposit is complete. guy1 moves in October. guy2 moves in with him in mid October so they can split the rent. Only guy1's name is in the lease. January comes and I go to the apartment and here is guy2 saying that guy1 doesn't have the money and is packing/ packed and leaving/left. So I told guy2 you need to make up the rent if you want to stay, he said he was going to call social services to see if they can help. Now guy1 has been out of the house for over 10 days now, and guy2 is not responding to phone calls. I gave guy2 a paper with my Signature and how much thre rent was so he can give it to the social services. Now guy2 has no rights as a tenant...is that correct? So can I get in there and throw his stuff out? Would that be legal? Thanks guys, Its 2am here and I'm going to try to stay awake for a response...Thanks, any contribution appreciated. Message me for questions please. more

Resolved Question: Purchasing multifamily unit.?

I have my eye on a multifamily rental unit in Ohio. There are 19 total units made up of 1BR and 2BR. I was wanting to know if in the State of Ohio if you purchase a multifamily unit and intend to start a legitimate rental business, with myself as owner/operator, would I need to have a Real Estate License? My goal is to start a small rental business with this multifamily unit. Is it even worth attempting to start a small business in this situation. I have ran the numbers and it definitely creates a positive cash flow. I can't seem to find any information out there on this subject. The Pros Cons of this idea??. Any advice? more

Voting Question: Which MBA stream to Choose, that will favour/aid/help MORE towards being an Entrepreneur/Businessman?

Which MBA stream/field to Choose that will favour/aid/help MORE towards being an Entrepreneur/Businessman Someday in Near Future as to start own Company..& that to take Good care n 've better understanding of legal formal Business matters n rotating/utilising money... Apart from these below, i know Businessman needs to know n Read/explore abt : production, marketing & finance.. YET WHICH ONE IS THE CORE in regards To establish n Aid Maximum to be a Businessman & start Own Company & understand legal, formal, money n stocks, financial matters best.. :) Typical specializations include: ( from wikipedia ) accounting; economics; Entrepreneurship; finance; international business; operations management; organizational behavior; marketing; real estate; and strategy, my thinking is towards finance ? ... Yet , I need sound advices :) Please.. n if some r experts or professionals sitting here.. :) more

Resolved Question: How do I handle possible infidelity in my marriage? Are all men just motivated by sex with no consideration?

I am literally disgusted by men. I knew most were capable of lieing and being deceitful in order to get sex from women with low self-esteem, but I never thought my husband was one of “them”. Why would I want to be entangled to someone who lies and uses women? If he uses, lies to and manipulates other women to get what he wants, why wouldn’t he just lie and use me too? In all my life, I never envisioned, imagined or thought I’d be married to a man who peruses craigslist, facebook etc… looking for naked pictures and casual meet-ups for sex while he claims to be happily married and loyal to me. Then, he tells these women that we have nothing in common and that’s why he’s looking to them for companionship. By nothing in common does he mean that because I am a good person, and he is not? Because otherwise, we have a whole lot in common. We both make each other laugh and have a similar sense of humor, we both care about our families, we’re both intelligent, we both try to please others, we are both hard-workers with plans to start our own successful businesses, we are both ambitious, we both have similar goals to own multiple real estate investments, we both enjoy each others company, we both like going out to eat, watching funny movies etc, we both keep ourselves in great physical shape, neither of us does drugs or has alcohol problems, we both try to spend more time with friends but usually wind up choosing each other instead, we both love documentaries on tv, neither of us grew up in a exceptionally healthy home environment, both of us love animals etc… Seroiusly, am I missing something? Is there usually a lot more that people have in common? When I confront him about having nothing in common, he tells me that he just told them that and that we do have many things in common… Who is he lieing to, me or them? How am I supposed to trust this person? Does he even know what the truth is? I still can’t stop myself from crying whenever I think about it. It’s like he had no consideration. I though he was the best of men. What if I am right and he is one of the best of them? He did aplogize for trying to soloicit sex from a myriad of people. He says he never actually met up with them. ?????? What if he is one of the better ones and the unfortunate fact is that most guys are really skeezy and don’t deserve our time, energy or love? They do say infidelity exists in about 50% of marriages…And then domestic abuse exists in another % and men molesting their daughters exists in another % and men who raped others before marriage exists in another % and men who are otherwise horrible but their wives stay with them anyway exist in another %, and men who go out and unsuccessfully attempt to have affairs that no one finds out about exists in another %. So, what’s left?To the person who said women are just as guilty and that I should look to myself first. I have looked ta myself! I would never have an affair. It's wrong and selfish.To Tyawanna. Yes, my post seems focused on the negative because a life changing, bad thing happened (infidelity isn't good right?). Statistic's show men are responsible for more WAY MORE violent crimes than women and more infidelity than women, So I was just wondering what % out there are really good men? I understand why you said my post was focused on the negatives, but I am just trying to understand why this happened?To Tyawanna. Yes, my post seems focused on the negative because a life changing, bad thing happened (infidelity isn't good right?). Statistic's show men are responsible for more WAY MORE violent crimes than women and more infidelity than women, So I was just wondering what % out there are really good men? I understand why you said my post was focused on the negatives, but I am just trying to understand why this happened.Arlette you say you'd never let your man get away with disrespecting you, yet your advice to me is to reward him for seeking sex outside the marriage and probably having an affair. I was happy with him and supportive before all this happened? WHY ARE YOU BLAMING ME FOR THE BAD CHOICE HE MADE? more

Resolved Question: can you reccomend me something in nyc real estate business?

hello, a family member of mine owns real estate in nyc. they own residential buildings but they are having trouble and going bankrupt. no one will buy the apartments and they owe more money then they will make. they also have alot of taxes on buildings and mortgages to pay. what can be done. 3 years ago they made alot of money on the buildings and they put more money in and build new apartment buildings right before the economy went down. now theres empty apartments buildings no one will buy or rent from. do you have advice on how to keep the family member in business when he is running out of money and not making any money. alot of coworkers have given him bad advice. what can he do to make money and get some apartments sold even in this poor time for real estate? some of the apartments are also rentable. again i dont have a college degree in real estate or business so i wouldnt know how to help the family member out. do you have any advice, tips, tricks. this is important because a family will be out on the street soon, if the persons real estate dosnt start to pick up and make money and sell apartmentsim not looking to make money im looking to improve the real estate business more

Voting Question: What do I need to do to start my own business (details inside)?

(IN CANADA) I am planning on starting a business with my step-mom, we want to own a business buying houses, etc. (foreclosures and other properties) and re-selling them via lease-to-own. I plan to take a real estate course online through British Columbia University that will essentially teach me the ins and outs being a real estate agent. My question is do I need to take this? Is it necessary for me to spend the time and money on this course and the testing to get a certificate that I won't use? I also would like to own rental properties by myself, and I know that this course really isn't necessary for this goal. My step mom has a business degree so she understands that aspect, so really it is up to me to understand (and teach her) the other part of it. What do you all suggest?Thank you for the answers, they in turn have raised another question. I'm glad to know I was right in thinking the real estate course wasn't right for me. What I don't really understand is what is my niche market? I think my problem thus far has been that I don't know what title I would have and therefore have no idea what to look up program wise. more

Voting Question: What's the best way to cram for my real estate exam?

I finished my classes just before the holidays (Dec. 17th) and I haven't thought about real estate since - with all the holiday craziness, traveling, and (ugh) three kids on winter break for two weeks! I don't have a testing date yet, but I turned my paperwork in right after Christmas so I'm guessing I can test as early as mid-January. I learned so much so fast... and this holiday hiatus makes me feel like I've forgotten everything I learned. Given all the start-up costs and association dues I'm budgeting for, I really can't afford to take this test over and over again.... I need to pass the first time through and begin building a business. HELP ME! Ten points to the person who gives good advice and assuages my anxiety! more

Voting Question: Am I wrong? Is my canadian boyfriend stingy?

Happy New Year to everyone. Today I want to ask you whether he is stingy or I am wrong. Judge it, please. Any opinion is welcome, as long as they have good heart to answer. Sorry in advance, I am not English speaker, so it may not be good English. (My boyfriend is Canadian, middle 30's. He has his own business, always busy traveling. I met him in 2008 late May.When we go out together, he pays all.) I feel he is stingy. For example when he calls me, he will hang up the phone intentionally and lead me to call him back. Some are after 7,8 seconds talk and hang up suddenly, others are like one-ring and hang up before I answer. Even after I told him to stop that, he continued. Such things often happened. That's why I sometimes don't like to pick up his call, it makes me feel bad. Then it's better to call him than pick up calls. Another example, now I live in a kind of guest house (like dormitory). No man admitted to enter even brothers. Oh I must explain this first. We planned to buy an apartment with a view to marriage in the first place, it was in late April 2009. He said he will get one in cash as long as the price is within a set budget. That’s why I contacted a real estate agency, visited 8 apartments while he was in abroad to secure the fund for it. Unfortunately he never came back… He had postponed return date 4,5times even though he said each time “Please believe me this is final”. After several delay, he said he invested most of his earnings in business, so we must wait till get funds again. It was maybe late October or early November. Then I suggested to him to rent an apartment for now, to start living together and get married. You know, money is the first consideration to do something in real life. So I told him to send money first for securing apartment, then he started worrying about deposit and key money. Of course I must avoid unnecessary expenses, so I was looking for one with no key money and refundable security deposit. Anyway he didn’t send money eventually, even after I found “No key money, No deposit” apartment. It makes great sense to think he is not interested in living together and marriage. What’s worse is that he started to say he will stay at my place in secret! I told him that I can’t do that, you can’t come, because I don’t want to break rules and cause a thing, so if we live together, we should make a contract for 2 in another place. Then he said “That’s bullshit”, cursed at me and hung up the phone. I was speechless. If he’s a student, I can understand his remarks a little bit. Why can middle-aged man say that? The upshot is that he won’t come to Tokyo unless I all prepare the apartment for two. I can’t help thinking he just expects a free ride, doesn’t want to spend money. On the other hand, he keeps saying that man is meant to take proper care and responsibility of his spouse all the time, also keep saying that his dream is to live together as soon as possible to start enjoying best marriage and family life with me. (Almost copy and paste) What is responsibility, what is proper care? Marriage is not play house. Of course there are various types of marriage these days, But I am a quite typical and conservative Japanese-minded person. I told him, I want to be a housewife after marriage. In my view, it is husband’s obligation to take care of wife and children both mentally and financially. We formed a consensus through discussions when I met him in Bangkok in mid-September. He has been saying that he’ll do when the time is right. One year has passed. Time is now. If someone doesn’t do it now, someone never will. Honestly, I don’t know what he really wants to do with me. If he needs time to stay single or time to work alone as in past years, I can give him, it doesn’t matter at all. The problem is this. He has been always about to do, but has never yet begun it. He’s all mouth. To my regret I fully believed his words. If I were man who’s thinking about marriage, I will introduce her to my family first, buy or rent an apartment within few months at the latest, also set the date for wedding. So, I can’t see any effort or forms of love nor seriousness from him. How is my opinion very different from your countries ladies one? Let me know. Thanks for reading. more

Resolved Question: are the CLEP exams worth taking?

I am in my 30's and just started college this year. I got straight A's and will take calculus next semester, so intelligence isn't a problem. Some person older than I mentioned they will CLEP their way out of some classes. As a business major I won't CLEP out of the business courses, but may consider US History, Poli Sci and Critical Thinking in Literature. Should I go for it, or just take the classes and get A's? The school I want to go to only took 10% applicants (they say) so I need a high GPA, but I'm older and want out as soon as possible. Also, is the Biology one that hard? The CLEP website lists it as a year-long course equivalent, but like I said I'm smart. I just didn't go to school cause I got into real estate (which tanked). Thanks for any advice, even if it doesn't answer everything! :) more

Resolved Question: Could DUI Laws be one of the Vehicles to take away our Constitutional Protection?

Could DUI Laws be one of the Vehicles to take away our Constitutional Protection? Politicians are planning to put the U.S. under an International Marxist New World Order dictatorship by various means. MADD claims they want to get drunk drivers off the road. Can the law prevent accidents? Are the new harsher penalties a solution? Is that the real reason for the harsher laws? What is the real motive behind the creation of new stricter DUI laws? The first thing I noticed is DUI laws do not require the arresting cop to read you your Constitutional Miranda Rights. And when no accident or problem has been caused by the driver who has been pulled over, or was forced to go through a police road block, or was stopped for some other reason, or encountered a cop who got suspicious. The suspect can be arrested for a crime that has not been committed, simply on suspicion that he might cause an accident. This is like other people being arrested for murder and given the death penalty, simply because they had a gun or a rock or anything that could be interpreted as a deadly weapon in their vehicle. For example, politicians have scared people into thinking that unless we crack down on drugs, we will have anarchy with criminals roaming the streets. So they made some laws that allow the authorities to seize the private property of any suspected drug ring or person. All they have to do is plant some drugs in a house or vehicle. Then the authorities can ignore their Constitutional Rights and confiscate the vehicles, bank accounts, and real estate of that group or person and sell it on their black market without a trial. Let's see if you think this MADDness is justice, or lynch mob rule. Arnold Swartzanager is hurting for money to balance his budget, and please his sources of money for his election (which includes MADD who want to get revenge against all drinkers for the death of a relative), so he has decided to double the penalties for a first time DUI offender from 9 months to 18 months of weekly classes at $25 each, and increase the fines from several hundred dollars, to a few thousand dollars. And also to force first time offenders to pay several hundred dollars to install a breathalyzer device (the breathalyzer companies pay for the election of these politicians who support them, a good investment in a bad economy) in the first time offender's car, so they cannot start them if they even used Listerine. They are testing it in some counties in California now. And they are considering installing cameras. And if you cannot pay for all this, they will put you in debtor's prison. More and more innocent people will be put in jail. If MADD can get the breathalyzers, then they will get the cameras. Once they create this precedent, then cameras will become standard equipment in ALL vehicles, homes, businesses, public places. Then when Big Brother decides to crack down, he can listen to your conversation and watch anyone who utters key words tracked on the Internet by satellite anywhere they are as a Political Enemy, and you will be arrested as a Terrorist Suspect. The laws are in place for this very thing. more

Voting Question: How can I bang out the details of this business idea concerning sales, real-estate and investing?

I want to go into business with 4-5 other individuals. It would basically work like this. I have this product to see and we can all see it to earn commissions. We would then take the commissions and invest them in the stock market until we have enough money to buy apartment buildings for rental properties. We would repeat this process again and again. My questions are: I would like to take a small cut of their commissions as the sales manager and leader, how much should I take? If one or more wanted to back out of a real-estate investment could I write in a legal document that they just walk away from the investment without anything (I am mostly concerned with them wanted a downpayment back on the property or a large sum of money) or how can I work an exist strategy? **Most importantly how can I divide up the equity, rental income, and work required to put into the properties?** A little more detail... The product we are selling is for an already established company that was built by my family, I will be starting my own division of the company and managing it to create money for me and my partners. Should we start a corporation or LLC or something along those lines. I am clearly taking the most amount of risk, how can I minimize my risk? more

Resolved Question: What Is Your Personal Investment Strategy?

I am not only talking about stocks. What is your business strategy, how do you create 200$ with a 1000$ investment? Where do you buy oranges at a price of 1000$ and resell them at a price of 1200$ ( Easy ) How do you start from scratch? What should be a 21 years old business man first step? What is your penny stock, your secret. How do you proceed to buy your first investment (real estate, emerging markets, techno). What is going to be hot in the next 5 years. Share with us your vision, your secret. Jean Francois Hotte more

Resolved Question: Procedures and legal issues in starting a Investment Club in India.?

I am planning to start a investment club with a group of about 10 friends with small capital and later expand it to bigger investments. I want to invest in shares, real estate, start a business like hotel / hospital / school and others in the future. I would like to know the legal issues and procedures for starting it. Any advice and guidance will be highly appreciated. more

Resolved Question: Eviction Notice please help or give advice.. Ive been in the complex for about 3 years and from day one,?

they've been trying to get me out.. It all started when I needed something changed it my apartment they told me I can do it, which I didn't they eventually got the maintenance man to do it.. Another time someone told the office I was being disruptive which was all lies, I had to go to court for that but they didn't show up, so my case was dismiss. It's just so many problems one time the secretary when I was out of town gave my keys away to someone and let them come in without my knowledge or permission... that was around the time I got the eviction notice. One time I got one cause my electric was off for a couple of days, they found out and told me I had to get it back on duh.. who likes living in the dark.. I have called the state representative on them for their ways but not much they can do... okay Now recently they want to evict me saying my music is to loud which is all lies one of the tenant who's lying her bf likes me, but anyway they send me a noticing telling me I had to go to court, I called their lawyers up and send them a plea of my side of the stories, now they're telling me it's for rent which THAT'S A LIE BY ITSELF. so they are giving me 60 days to be out in feb the 1, mind you that's when I was going to sign a lease but I dont want to now. even the ppl at the court told me this real estate is full of sh!t and slum lords!! I already sent my plead like I mention up top, and gave one to their office, what to do now while Im waiting cause I dont have my music up loud at all and when I do nobody NEVER GAVE ME A WARNING OR KNOCKED ON MY DOOR.. in my story I told them how I leave the radio on at times cause when Im out handling business I dont want nobody breaking into my door like the secertary let them do last time to me.. what do you think the lawyer office will say about that after reading why I leave the radio on.. the lady at the attroney office told me maybe we can result the matter hopin we can... what does it sounds like so far, or what advice should you give me.thanks reenez you ars so rite but shux I should of start planing ahead.. sometimes we just need that push for better and here's my opportunity to do that.. more

Resolved Question: Please give me your opinion?

Which career have brighter future and make more money in the long run? Working in real estate agent as sales and later on opening your own real estate business OR starting a convenience store (selling newspaper, cigarette, key cut, watch repair, food, drinks, magazine etc)? more

Resolved Question: Do I have a chance at becoming a hustler?

I'm in high school right now and I'm located in a country(was U.S.A, right now... in continent of asia) which I suppose has a very bright future, since I was a kid , It was my dream to always end up in a high flying blue collar job somewhere up in Wall Street and slowly become a partner of big firms, but I have so many ambitions, but my wall street dreams deviated once I moved to the land of the software people, I have so much on my mind, I'm currently taking the Business and Commerce stream in my high school and most of my classes are cakewalks for me, I used to flunk half the time in tenth with science and math, I still have math but I mean the Business Studies textbook and Economics textbooks come to me naturally, I dont even have to study for tests and I can ace them, I savour every bit of these books... I'm not an einstein at math so acing the SAT test and landing in some Ivy league is not my priority, it is to me, still a dream. But one great thing I got going for myself right now , sorry if I sound like an oppertunist(hey, told ya I wanted to be a hustler), but right now, I go to one of the most prestigious schools in my city and I have politician's sons as my friends, and construction baron descendants sitting behind my chair, I mean, I know people to can make things happen with a clap. When I get back to the states, I plan to go to a decent B-School and bachelor in accounting, as that is the blood of all forms of business and it would help me become business literate, and then I plan to major in Finance....after that, I plan to become an ERP consultant in case any of my plans dont work as I obviously need a back-up strategy, I will later use the initial salary earned for my ambitions should anything go haywire.....but if the wind is right, I plan to use some of my "connections"(trust me, not petty people, close people too) as my venture capitalists, to start my own soft-drink company, and after a few years, I plan start a construction/real estate company (like TRUMP)and take both of my companies public, eventually I also would like to fullfill my dreams of starting an electric automobile company along with a Insurance company. My dad(who was a small time restuarant owner), has a little idea about my plans, as I told him, but I didn't exactly give him the blueprint I gave you guys even though I think he has an Idea. All I want to know is am I being too overconfident or am I correct about my timing? I consider my self very fortunate to have the right things happen to me so far, its like everything is lined up for me, all I got to do is shoot. I know exactly how hard it is to fulfill dreams, everybody has dreams, only some fulfill it. My mom say isn't exactly pessimistic but she knows me and my network, and I dont think the chances I have aren't something I'm overmining, am I? Let's think about it, sons of politicians, sons of barons as my friends, potential backers, dreams of mine...they can pay for. See, I dont want to act overconfidant and start crying if any of these visions actually get nowhere, but I'm a person who believes in vision, and I wouldn't even rely on just my contacts to get me anywhere, but I can trick a person into buying their own shoes.....Plus I have great managerial skills.... So I'm being optimistic. Is everything in my favour? more

Resolved Question: Condo association voting on new rules?

i bought a nj condo in 2008 for my rental property business. i have a real estate company that manages it for me. they interview and do credit checks on p eople who want to rent our condo. now i get a letter from the condo board that they had a meeting a they want starting 1/2010 to interview and do credit checks on people who want to rent our condo. can they do this and what can i do?? more

Voting Question: Close guy friend that keeps going for bitchy, controlling cows?

So, I'm 17 and I have a 19 year old best guy friend (Adam) who is really confusing me at the moment. Basically, he tells everyone how much he doesnt want a girlfriend, but every now and again he'll fixate on a girl and do whatever it takes to please her. Heres the sad part - whilst he does have very few friends (mainly BECAUSE of this behaviour), he intentionally pushes them away whenever he gets close to a new girl. He even trash talks them behind their back, ignores them, etc. Again with the theory of that, the nice person always falls for the bitchy person. Hes absolutely lovely when hes not like this, yet he always goes for the girls that treat him like shit and get close to him because he has money, a car, 2 jobs, etc and want to see how much they can get out of him. Which he doesnt deserve, because hes actually quite an emotional person once you break the barriers down and constantly tell him you can relate to him (we're the only 2 people we know that have suffered at the hands of psychological/social/physical/sexual abuse at the hands of our "parents".) We're meant to be pretty much best friends, and we're even meant to be moving in together in the next few weeks. Last night he took his latest one, Innika, out lapping (or dragging/racing/whatever you wanna call it), and rather than try and make a good impression to his friends (such as myself, and our mutual friends Georgia, Shanise, and Ricky), she made some rather lewd and inappropriate comments about her sexual history with Ricky, which really angered Shanise as she is now Ricky's girlfriend, and I ended up having to break up the ensuing catfight... which apparently amused Adam. It just doesnt make sense that he goes for these types of girls yet is really close friends with and apparently "loves" someone like me. Just a bit of background, Adam; 19, works 2 jobs (60 hour weeks!), has a new car. Hes attractive, funny, smart and (usually) fairly mature. He likes his alcohol on the weekends and video games and technology. Myself (Courtney); 17, I work a fulltime job as a receptionist, I just bought my 3rd car (I do them up and sell them as a hobby), I am about to start part time university to get a degree in real estate as its been my dream career for 3-4 years now, I also do part time modelling. Im considered "one of the boys" despite the fact Im a girly girl as Im first up for a 4WDing weekend, and play a bit of sports. Innika; 18, unemployed, bitchy, likes to start fights and spread gossip, and is well known for being a dicktease and boyfriend stealer. She lacks personal hygiene, commonsense and maturity. And thats from a completely neutral, third party view (my housemate that vaguely knows her). I told him I dont mind who he dates and that its his business, but I can see this being trouble with a capital T a mile off. So what do I do? more

Voting Question: Have you ever done something or created something that next thing you know you were in business?

I'd been helping my boss clean the office for almost a year (for free), then I ended up helping her friend (investor) clean up some of his investment homes, and then some of his real estate agents properties... the word started to spread out, next thing I noticed I was into business, so then I got all of my cleaning business paper work ready and in less than a month I was down to business without even planning on it. Has something similar to this ever happened to you? more

Resolved Question: I need a real estate business name!!!?

I live in michigan and am going to write a business plan to start a real estate investing company. However I cant write the plan without a name, and I cant think of anything. Any suggestions are much appreciated!!!! more

Voting Question: Managerial accounting help?

I cant quite figure out these last 5 HW problems can you please help? 1) Pamela projects that she can get $100,000 cash per year for 5 years on a real estate investment project. If Pamela wants to earn a rate of return of 10%, what is the maximum that she should pay for the investment? (rounded to the nearest dollar) a. $310,461 b. $450,000 c. $62,092 d. $379,079 2) Shotgun Company is considering a capital project that will return $125,000 each year for five years. At the company's hurdle rate of 10%, the present value of the annuity is $389,000. If the return on investment in the first year is $38,900, what is the return of investment that year? a. $163,900 b. $125,000 c. $86,100 d. None of the above 3) Raleigh Company has two investment opportunities. Both investments cost $4,750 and will provide the same total future cash inflows. The cash receipt schedule for each investment is given below: Investment I Investment II Period 1 $1,000 $1,000 Period 2 1,000 2,000 Period 3 2,000 3,000 Period 4 4,000 2,000 Total $8,000 $8,000 The net present value of Investment II assuming a 10% minimum rate of return would be which of the following amounts? (round to nearest whole dollar) a. ($959) b. $3,791 c. $6,182 d. $1,432 4) Tawanna is considering starting a small business. She plans to purchase equipment costing $145,000. Rent on the building used by the business will be $24,000 per year while other operating costs will total $30,000 per year. A market research specialist estimates that Tawanna's annual sales from the business will amount to $90,000. Tawanna plans to operate the business for 6 years. Disregarding the effects of taxes, what will be the amount of annual net cash flow generated by the business? a. $36,000 b. $54,000 c. $90,000 d. None of the above 5) An investment that costs $30,000 will produce annual cash flows of $10,000 for a period of 4 years. Given a desired rate of return of 8%, the investment will generate a (round your answer to the nearest whole dollar) a. negative net present value of $3,121 b. positive net present value of $3,121 c. positive net present value of $33,121 d. negative net present value of $33,121 more

Resolved Question: Can I get rid of this house without getting into serious legal trouble?

I have been totally wiped out by the financial crises and have huge debts. I am an American overseas, and I know nothing about real estate and have never owned a home, but I was approached by a friend in America who was very savy with finance, much older, and in a bad financial situation and he said he had a way to help us both out. He had a house in the south which had no equity in it, (because he had refinanced it to the hilt). However, he said that he could get it reappraised (and he did at the end of 2008), and that he would sell it to me for the new reappraised price. We would get a loan for the higher amount, and split the profit from the loan money (the difference between the old price and the new price) between us. The house was already rented, and it so happens that the new higher monthly payments on the new loan would still be covered by the payments the tenant was making. So for example, he bought the house for 150,000, and then he got it reappraisted for 190,000 (I can't understand for the life of me how he did this in a down market, but I just followed his instructions. I wonder now if he did this illegally), so we took out the new loan for the higher reappraised amount of 190,000 and were supposed to split the difference of 40,000. The tenant continued to live there and make the monthly payments which covered the mortgage payments on the new loan. While we were going through all of the closing procedures (it took him a long time to find a bank that would do it, many months in fact), he asked me to advance him thousands of dollars for various payments he had to make on his other properties. I did so, because he promised me that he would return the money, plus the 20,000 dollars (50% of the profit) to me. He is elderly, and he was like my Dad. He had suffered a heart attack at one point in the past, and I went to America to take care of him at the hospital. He seemed so caring, and so experienced in real estate, that I just believed him and did what he said. However, at the last minute, and when the house was about to close, he told me it was an FHA loan. I had to sign a paper saying I would be living in the house. I told him this was not right because there was a tenant there, and it was illegal. He told me that that was the only loan we could get and if I didn't sign, he wouldn't be able to pay me a dime because the whole deal would collapse. I was so nervous, and I desperately needed at least the money I had loaned him back because where I am living overseas, not paying on your debt lands you in jail, which also means I would have lost my job, and then you are really in trouble because you can't pay anything. You could sit in jail a long time. I also couldn't leave this country because they have "temporarily" blocked my exit at the airport because of my debts (I didn't do anything illegal, other than fall into debt due to a business that collapsed). I am stuck here, it is hard to believe, but believe me, it is true. The American Embassy can't do anything to help people like me. So, facing the prospect of going to jail for a number of years over here, I signed the papers, and the loan closed. I hated making this decision, but what could I do. It was the hardest ethical decision of my life, and I totally regret it. To my utter disbelief, after the loan closed my "friend" made off with the entire 40,000, and left America to start his retirement overseas. My pleas to him on e-mail were met with lines such as "this is your problem not mine." Eventually he stopped writing to me, telling me I was foolish and didn't understand the world of finance. He turned from a sweet older man, into a nasty swindler. The house started to have problems--unexpected expenses, and then, the worst luck, the tenant stopped paying. She is a number of months behind in her rent, but I let her stay, partly out of pity for her (she came into the rental office crying), and also because it would be so hard to find a new tenant and start over. I have continued to make up the shortfall from the tentant on the mortgage for a number of months because I am afraid that if it goes into forclosure, it will be discovered that it was an FHA loan, and there was and is a tenant living there. But I am running out of funds, and now I am only one month from foreclosure (however, the tenant did start to pay, and she says she will get caught up--one bright note). I really want to get rid of this house and I'm so depressed about what this friend did to me. I can't afford these monthly payments. But what are the consequences for me if I cannot pay anymore and it goes into foreclosure? Should I evict the tenant so that the house looks empty, and then try to sell it (very hard to do), or the other option--go into foreclosure? (I know it is a black mark on your record, but I don't think I will be living in America again until I am 60 or 65). I really hate to do this to her, but she has also been delinquent, and I am more

Resolved Question: Do you think Obama has ever read the Book Atlas Shrugged by Ayn Rand, I just finished it last week?

It was 1168 pages long took me two weeks to get through it, easly the Best book that I have ever read, my wife is now reading it, The book seems to really mirror what is going on today's Government, Especially the new Obama administration. here is a quick snapshot of the book from the Wall Street Journal. (WSJ Article) Ayn Rand, who had come to America from Soviet Russia with striking insights into totalitarianism and the destructiveness of socialism, was already a celebrity. The left, naturally, hated her. But as recently as 1991, a survey by the Library of Congress and the Book of the Month Club found that readers rated "Atlas" as the second-most influential book in their lives, behind only the Bible. For the uninitiated, the moral of the story is simply this: Politicians invariably respond to crises -- that in most cases they themselves created -- by spawning new government programs, laws and regulations. These, in turn, generate more havoc and poverty, which inspires the politicians to create more programs . . . and the downward spiral repeats itself until the productive sectors of the economy collapse under the collective weight of taxes and other burdens imposed in the name of fairness, equality and do-goodism. In the book, these relentless wealth redistributionists and their programs are disparaged as "the looters and their laws." Every new act of government futility and stupidity carries with it a benevolent-sounding title. These include the "Anti-Greed Act" to redistribute income (sounds like Charlie Rangel's promises soak-the-rich tax bill) and the "Equalization of Opportunity Act" to prevent people from starting more than one business (to give other people a chance). My personal favorite, the "Anti Dog-Eat-Dog Act," aims to restrict cut-throat competition between firms and thus slow the wave of business bankruptcies. Why didn't Hank Paulson think of that? These acts and edicts sound farcical, yes, but no more so than the actual events in Washington, circa 2008. We already have been served up the $700 billion "Emergency Economic Stabilization Act" and the "Auto Industry Financing and Restructuring Act." Now that Barack Obama is in town, he will soon sign into law with great urgency the "American Recovery and Reinvestment Plan." This latest Hail Mary pass will increase the federal budget (which has already expanded by $1.5 trillion in eight years under George Bush) by an additional $1 trillion -- in roughly his first 100 days in office. The current economic strategy is right out of "Atlas Shrugged": The more incompetent you are in business, the more handouts the politicians will bestow on you. That's the justification for the $2 trillion of subsidies doled out already to keep afloat distressed insurance companies, banks, Wall Street investment houses, and auto companies -- while standing next in line for their share of the booty are real-estate developers, the steel industry, chemical companies, airlines, ethanol producers, construction firms and even catfish farmers. With each successive bailout to "calm the markets," another trillion of national wealth is subsequently lost. Yet, as "Atlas" grimly foretold, we now treat the incompetent who wreck their companies as victims, while those resourceful business owners who manage to make a profit are portrayed as recipients of illegitimate "windfalls." When Rand was writing in the 1950s, one of the pillars Rand, who had come to America from Soviet Russia with striking insights into totalitarianism and the destructiveness of socialism, was already a celebrity. The left, naturally, hated her. But as recently as 1991, a survey by the Library of Congress and the Book of the Month Club found that readers rated "Atlas" as the second-most influential book in their lives, behind only the Bible. For the uninitiated, the moral of the story is simply this: Politicians invariably respond to crises -- that in most cases they themselves created -- by spawning new government programs, laws and regulations. These, in turn, generate more havoc and poverty, which inspires the politicians to create more programs . . . and the downward spiral repeats itself until the productive sectors of the economy collapse under the collective weight of taxes and other burdens imposed in the name of fairness, equality and do-goodism. In the book, these relentless wealth redistributionists and their programs are disparaged as "the looters and their laws." Every new act of government futility and stupidity carries with it a benevolent-sounding title. These include the "Anti-Greed Act" to redistribute income (sounds like Charlie Rangel's promises soak-the-rich tax bill) and the "Equalization of Opportunity Act" to prevent people from starting more than one business (to give other people a chance). My personal favorite, the "Anti Dog-Eat-Dog Act," aims to restrict cut-throat competition between firms and thus slow the wave of business bankruptcies. Why didn't Hank P more

Resolved Question: Seriously Interested In Real Estate, but what is the market like at the present moment?

I'm from Chicago, IL but is currently in Memphis, TN attending school. My major is Business Administration with a concentration in Real Estate/Finance. This is something I would like to seriously pursue, however the market at the moment from my understanding is not great right now. What are the things I should consider before making this move that is, where to start?? I also would like to eventually branch off and start my own establishment either in the Chicago or Memphis area. Any experienced brokers/agents with great advice would be extremely helpful. more

Resolved Question: What's the best way to get into real estate business with limited cash?

Hi, I always hear people talking about making money in real estate, how can I start with not too much cash on hand? Thanks for your reply! more

Resolved Question: In family does anyone have a 35 year or grown son who treats?

them like dirt? He grew up without a Dad so I know this is partly my fault but this guy is the bane of my existence! He lives on my land which he underhandedly got his name on the deed by promising to pay the mortgage as I am disabled. He is very well liked in the community but when no one is around he is so abusive he has NEVER paid the mortgage. I am now in jeopardy of forclosure and he refuses to help calls me names etc. I have paid to get his Real Estate business started and for his car and have helped him financially always but now that I need help he just abuses the cr-- out of me and won't do a thing. Since he got his name on the deed he has turned into a monster. It kills me that my own flesh and blood is so evil. Please don't answer telling me its my fault because he is 35 He knows what he is doing. Sure I helped him out but who wouldn't. He tells his sisters crazy lies about me I could go on and on Don't need a lecture on how I misparented him. Just want to know if anyone out there has had a similar experience and what did you do about it. I cannot get a restraining order on him because I don't want to ruin his career but would like to get him off my deed and out of my face! Any one out there have any advise? Thanks more

Voting Question: What type of attorney do I need to talk to?

I will be starting an LLC with 3 other individuals. LLC documents and a subscription agreement have been drafted up for my signature. The attorney that did this represents one member (and will also represent the LLC) and this attorney practices real estate law which is the business that member is involved in. What type of attorney do I take this to so that they can interpret the material for me and so that I can protect my interests? more

Resolved Question: What type of attorney do I need?

Voting Question: Wants to Open Real Estate Business, What to expect?

Okay I still have a long way before I'm able to open a successful Business such as Real Estate..But I'm just thinking about it for now. I've always wanted to do this and sell houses/apartments/homes, I even would buy a not so great house, and fix it up, then sell it and show buyers what a change it's been through..Of course I'd need to get liscensed and start from the bottom, but I really want to do this, always have..I'm 18 and want to start College next Spring (with a newborn who will be about 4months old at that time) I was originally going for Nursing because that is another thing I've wanted to do, but I've sort of lost interest and started leaning toward Real Estate. And it'll be easier going to a college that provides Real Estate classes because I can take them online and be with my son instead of being at a school and work and never beable to be there to actually raise him instead of sticking him with his grandparents all day..So beside the easier schooling..as far as being there goes..what do I expect..what are things that Realtors deal with on a day to day basis? Tell all the things that I should know? How will I start out after I get a Liscense? What classes would I take online? How long did it take for your business to actually "rocket" off to a good start? more

Resolved Question: I wish to start with some investment for my future bussiness setup within 5 yrs.Can anyone suggest me d best?

I am currently an employee working as a secretary for The Director of the leading Real estate industry. But I see no career growth aspects.So I m planning to have some proper investment for 5 yrs after which I can get into my own business.Can anyone suggest me the best mode for the investment. more

Resolved Question: what do I want to do for the rest of my life?

I am a Junior in high school, and i have many career ideas but can't pick one to focus on...I wanted to an Architect, then some type in business, real estate (well, I just think it's interesting), and then thought about culinary arts and owning a business and starting my own eurasian bakery/restaurant with a mixture of french and vietnamese cuisine. I would love to travel, make a lot of money, but still have a social life. more