Business Home Lead Prospect Questions, answers, resources and more on Home business

Welcome to our Business Home Lead Prospect page

Voting Question: My employer is appealing my unemployment and I need advice asap!?

I'm worried that I will be tricked into saying something on the unemployment appeal call that will make me ineligible! I was fired without warning last month due to miscommunication. I was a salaried manager with work-issued Blackberry and laptop for communication purposes should I ever need to be off premise. I had a general contractor arranged to visit my home for a couple of hours so I took my 1 hour lunch and the contractor ended up taking longer than expected. I couldn't just leave this person in my home. I communicated to all of my employees and office managers as to my whereabouts and expected time back into the office. I was the General Manager and each of my locations had an office manager to run the offices in my absence. During the time I was at my home, I continued to work on my laptop and Blackberry (taking calls from prospects, team members, and even working on business leads/development). I was gone for approx. 4 hours (but 1 hour was my lunch). It was 100% unintentional. My employer is stating I violated PTO policy. I explained the scenario on an HR call yet I wasn't shown any grace. They took 4 hours out of my PTO and fired me. I'm quite nervous about the appeal call. Please, any advice would be helpful. Thank you! more

Resolved Question: POLL: Which of these 2 bailout expenditures makes you angrier?

A. $11.8 BILLION being paid to Deutsche Bank, Germany's largest Lender, Deutsch bank, and $12.9 BILLION to Societe Generale SA, France’s No. 3 bank B. $165 MILLION being paid in bonuses to Wall Street executives. Think about that number before you answer. How many times does 165 million to into 24.7 billion? Here's the story. It was buried by most of the mainstream media last week. http://www.bloomberg.com/apps/news?pid=20601087&sid=a._HBfTq4fUw&refer=home The part of about the foreign banks starts about half way in, here: "This weekend, AIG disclosed more about which of its customers, or counterparties, received funds provided by the U.S. bailout, which was designed by regulators to prevent a cascading series of failures in the financial system. Bailout Benefits Banks got $22.4 billion in collateral, $27.1 billion in payments from a U.S. entity to retire credit-default swaps and $43.7 billion tied to the securities-lending program, AIG said in a statement. Goldman Sachs Group Inc. led beneficiaries, with $12.9 billion, followed by Societe Generale SA, France’s No. 3 bank, with $11.9 billion, and Deutsche Bank AG, Germany’s biggest lender, with $11.8 billion. AIG and the Fed had previously refused to reveal the counterparties, saying the contracts were confidential and that the information could damage AIG’s business prospects. " more

Resolved Question: should i go for career in website development or computer games programming?

i am on a college course at the minute that will lead to both careers (national diploma in computing level3 (equivelant to 3 A levels)) but im wondering which to take. if i go the website route i can do it straight out of college. pros: job possibilties straight away, money is good, no university debt, easy to start own business working from home. cons: no university education. if i go for games programming then i will have to do three years at a university but i will get to work in games for a living. pros: working in games, university education. cons: three more years of penniless learning, university debt, not sure what money it brings in. your answer should depend on these few things: best pay?, best career prospects, better career, easiest to break into. Anyhelp greatly appreciated as my life and career depend on my decision. J more

Voting Question: does RESPA allow a CLO to reward a broker and an agent for helping?

I am starting a new business. It is a website for mortgage originators and real estate agents to use to escort their borrowers through the origination process. It is a real learning process that accomplishes the RESPA requirement of covering the 14 items (shown below) needed to originate a loan. BrokerVine is a Computerized Loan Origination system. Therefore, It is a settlement service provider because we provide services related to the origination of mortgages. Our fee will be paid by the borrower on closing. We provide leads to real estate agents to replace the people they voluntarily introduce to the mortgage originators. The originator and/or the agent will escort the customer through our website discussing their home value and available products and pricing and several other things. The plan is to pay the mortgage originator a commission for the work he will do for the CLO. There is no payment for referral of leads to real estate agents and no kickbacks for work not done. They are not paid from the closing transaction. The mortgage originator’s fee is paid directly to his Mortgage Company, and then divided according to their pay agreement. That way it is clear that the mortgage originator is an employee of the Mortgage Company. My question is: since the mortgage originator and the real estate agent (who gets new leads) are doing constructive work for the CLO, is it ok, according to RESPA, to pay a bonus to each party for using our product and doing the work required? The real estate agent will be linked to more than one mortgage originator so that it is not an exclusive arrangement. This is an idea that I want to structure properly, I’m flexible and anxious to get something going soon. Research: Section 8(b) prohibits the giving or acceptance of "any portion, split or percentage of any charge made or received for the rendering of a real estate settlement service ...other than for services actually performed." By regulation, HUD has established that the prohibitions include a charge for which "no or nominal services are performed." 24 C.F.R. § 3500.14(c). The 14 tasks: 1.Take information from the borrower and fill out the application. 2.Analyze income and debt to determine the maximum mortgage the borrower can afford. 3.Educate the borrower about the home buying process, advise them about different types of loan products available and demonstrate how closing costs and monthly payments would vary under each product. 4.Collect financial information and other related documents that are part of the application process (tax returns, bank statements, etc.). 5.Initiate and order verification of employment and deposits. 6 Initiate and order requests for mortgage and other loan verifications. 7.Initiate and order appraisals. 8.Initiate and order inspections or engineering reports. 9.Provide disclosures to the borrower (truth-in-lending, good faith estimate, etc.). 10.Assist the borrower in understanding and clearing credit problems. 11.Maintain regular contact with the borrower, realtors, and lender between application and closing to apprise them of the status of the application and to gather any additional information as needed. 12.Order legal documents. 13.Determine if the property is in a flood zone. 14.Participate in the loan closing. Just in case, here is an outline explaining The Lead Partners by BrokerVine: 1.The RE agent works with a prospect on at least half of the 14 tasks mentioned in RESPA, and shown above. 2.RE agent introduces the lead to one of several mortgage originators that are participating. The RE Agent gets 2 new leads from BrokerVine to work on. No cost is involved. 3 The mortgage originator pays BrokerVine for the prospect. 4 The 14 tasks in RESPA are covered by the mortgage originator with the help of the BrokerVine website 5. BrokerVine charges a Computerized Loan Origination fee on closing and pays most of it to the mortgage originator to reimburse them for the work done on the loan on behalf of the CLO. This is structured this way to comply with RESPA and build a business that really helps to get loans done efficiently – The real estate agent is helping the mortgage originator. The mortgage originator is helping the real estate agent. The CLO is helping the agent and the originator show the prospect which mortgage solution is best. It is a good partnership. Thank you for your help Skip Raleigh 636-561-0416 more

Voting Question: Best Google Adwords Ad for my PLR article site?

I've recently been getting into adwords for my PLR article website. I'm not sure if I'm very good at writing ads and I don't want that to effect my results. So with that being said... which one do you like best. (BTW you can say none of them if that's the case ) suggestions are more than welcomed 1. Home Based Business Articles Create fresh prospects every month Never write another article again! HomeBasedBusinessPLRarticles.com 2. Get More Prospects Daily Want more prospects for your biz Using FREE article sites? HomeBasedBusinessPLRarticles.com 3. Shh! MLM’s big secret! Find out what the biggest names in MLM Use to generate more leads every month! HomeBasedBusinessPLRarticles.com 4. Earn More From Home! Stop wasting time and start making more! Create fresh, hot prospects this week! HomeBasedBusinessPLRarticles.com Thanks in advance more

Resolved Question: Which way should I write my story?

THIRD PERSON A tiny black raincloud hovered high in the air above Lonnie's head. The rain was endless, and today it was thundering and lighting as well. She stood in line ready to board her plane, fighting the urge to turn around and run, run from the airport, run from her worst fear, and run from her last resort. Everyone else in line wore one of two expressions, they were either excited, probably because they were going to Texas on vacation, or to visit family and friends, or they looked utterly bored, likely just going on business trips or coming back from a vacation. Lonnie however looked terrified, the only one of them who didn't find the prospect of flying thousands of feet in the air at hundreds of miles per hour enthralling. The only one who thought they were all just standing in a line that lead to there guaranteed doom. The fear of flight however wasn't the only reason she kept eyeing the exits. This wasn't a vacation or a business trip, but a temporary living arrangement made by her mother,Pamela. This was the last resort, she'd be staying with her Aunt and Uncle, her godparents, whom she hasn't seen in almost ten years. This would make it a total of two times she'd been sent away while Pamela had to undergo treatment in a rehab clinic, and "get her life back together for real this time." The first time, Lonnie had been eleven, but because the godparent option hadn't been available then, she had instead stayed two whole months in foster care. In those two months Pamela hadn't bothered to write, call or acknowledged in anyway that Lonnie's twelfth birthday had come and gone, this had permanently scared their relationship. Lonnie hadn't a clue as to why her Aunt and Uncle weren't unavailable then, but she knew as well as her mother that another stay in a group home would totally demolish what was left of relationship,thus the last resort had taken effect. FIRST PERSON I'm pretty sure that it's visible only to me, but there has always been a small black raincloud hovering right above my head. It rains night and day, never stopping, but lately it has turned into a full blown storm with thunder and lighting beating against the top of my head, I was about to face my worse fear. I felt dizzy and my stomach was doing back flips. Everything inside of me was screaming don't get on the plane. The airports was packed full of travelers, it was exactly nine o'clock on Friday morning, and my flight was boarding. There where several people in line in front of me, all of them wearing one of two expressions. One, was excitement, these people where probably on there way to Texas for a vacation, or to spend time with friends and family. Two, was absolute boredom, people that were going on business trips, or perhaps on there way home from a vacation. My face on the other hand reflected nothing but pure terror, I could tell since everyone that looked my way did a double take, pulled there bags closer and sped up. I'm sure no one wanted to witness me have an episode, which was very close to happening. The prospect of flying thousands of feet in the air and hundreds of miles per hour scared me senseless. I was the only one who really understood this line only lead to our early deaths. But still however scary the flight was it didn't hold a candle to the reason I was flying to begin with. My mother, Pamela had a stroke of genius, while she went in rehab for the second time, I was to live with my godparents in a tiny Texas town that could hardly be consider to existence. Ten years ago my father passed away, and since then my Mother hasn't been very well put together, she lost our house, her job, and gained an affinity for alcohol. The first time she was in rehab the godparent card wasn't available, so I had spent two months in a group home. I was eleven at the time, and my mom had totally forgotten about my twelfth birthday, I mean really totally forgotten she didn't bother to call or write , or acknowledge it in anyway. To this day I'm pretty sure she still has no clue she missed it. My previous stay in the foster care system had a tole on my mother and I, we haven't been the same since. I knew that was the reason for the whole godparent arrangement, she knew another stay in a group home would probably end things for us. My godparents were my aunt Grace and her husband who's name I cant remember. They are basically strangers, so the idea of living with them is among all things a nightmare. Although It must be a little better than a group home, I would give them that. more

Resolved Question: Who's behind ASDCASHGENERATOR?

ASD Cash Generator is a "profit/revenue- share" type internet advertising company that allows you to generate money by viewing websites. I'm using ASD to advertise 5 of my sites and have received real traffic and leads from it. Each day a paid member views ads, they get a share in the profits of the company paid directly to their accounts until the member pockets 25% more than they spent. At the time of this writing, their current daily interest rate has been averaging about 0.50% - 2% per day, and is primarily based on the total the number of ad package sales for the previous day. The daily rebate rate will vary and is not fixed. All you have to do is view 24 web sites each day for 15 seconds each to receive your daily rebate that equals to about 6 minutes. Who's running the show? The company was founded over a year ago by CEO, Andy Bowdoin. In doing my due diligence and searching over 9 pages of information on Google on him (all positive), I found that he has quite an extraordinary reputation, not only as a career Advertising man, but as a man of exceptional integrity. He has over 40 years experience in sales and marketing, and has had success in everything he's done. He started his sales career working with the Dale Carnegie Courses in the early sixties and later worked with the Napoleon Hill Leadership Program. Andy has trained thousands of sales people during his career and started several companies. He expanded a 60-minute dry cleaning franchise throughout the Southeast and Midwest. He developed a company that sold wireless communication franchises throughout the U.S. and then started a company to market credit card processing for merchants. In 1999, Andy did research and discovered a need for GPS Tracking for fleet vehicles and GPS Tech was created. In 2006, Andy again saw a new opportunity - the need for a new way to deliver advertising to the masses and Ad Surf Daily, Inc. was born. He modified his marketing strategies for the internet and attracted over 5,000 members in 120 days and sold over $1,200,000 in services. He now teaches his ASD members his strategies to help them build their internet businesses. ASD has a physical office located in Quincy Florida, a state of the art online support ticketing system and real telephone support where customer service reps handle all support questions or inquiries. One of the big perks with this program is they have an account with Bank of America where you can make direct deposits. They withstood a rigorous Verification Process (common sense will tell you Bank of America doesn't do business with scams). * Sustainable Payout Structure, NO guarantee of earnings in a set time. * Daily Payouts fluctuate with daily sales - true Profit Sharing, NOT a Ponzi. * Daily sales posted each day with your exact payout percentage. * Zero Cost Membership. * Structured like a REAL business with CEO, Executive Officers, Chief Administrator * Full information on CEO, not some 'anonymous' admin How is the company revenue distributed? The ASD Cash Generator business plan pays 50% of all daily ad buys back to the advertisers, 15% in referral commissions (on two levels) and 25% for expenses and corporate profits. By never paying out more than they take in, ASD will never encounter the cash-flow problems that have plagued other paid-to-surf programs. You'll receive a variable percentage daily of that 50% revenue, for surfing 24 sites daily, until you reach 125% of your ad purchase (25% profit), and then you'll re-cycle. Members in the US are sent 1099s for any net profits (not advertising purchases) earned each year from ASD, but you can write off anything you purchase in advertising packages, and in turn, save money on your taxes! Note: ASD Cash Generator is actually the 3rd get-paid-to-surf type program Andy has created. The first two programs were discontinued last year due to programming script problems. All the previous members had their balances transferred over to the new restructured ASD Cash Generator program or were refunded. ASD Cash Generator launched in July 2007. Speak Spanish? ASD also has a Spanish version of the English ASD website for those wishing to either view Spanish-based websites or know people who would like to earn money surfing a Spanish site. It's set to be available for surfing and advertising in the beginning of February. No sponsoring or recruiting is required, but for those that wish to refer others to ASD, they have a referral program that pays up to a 10% commission from the ad credits purchased that you personally refer, and up to a 5% commission from the ad credits of those referred by your direct referrals for a total of 15% total referral commission paid on 2 levels. What's the maximum number of Ad Packages I can purchase? Twelve thousand (12000). Ad Packages are $1.00 each, so the maximum you can own at any one time is $12,000 USD. ASD requires that you have a product, service, program or opportunity that includes a web site to advertise in order to be an advertiser. Note: If you don't have a website to advertise, you can contact me for one to use. 3 Membership Levels: (Optional monthly subscription) You can join ASD for FREE to advertise your site, or you can upgrade and advertise your business and earn cash-back rebates at the same time. The free membership will always be there and advertisers can get FREE advertising by viewing other web sites on the ASD Cash Generator Web Site. An advertiser can pay a monthly membership fee and reduce cash out fees, increase referral commissions and decrease the number of sites to view on a daily basis. The amount of your monthly membership fee determines the number of times you can cash out each week, the amount of your referral commissions and the number of sites you must view each day to receive your rebates. Monthly Memberships: * $10 per mo. fee = Cashout on Mondays Only and 5% referral commission for 1st level and 3% on 2nd level, * $25 per mo. fee = Cashout on Mondays, Wednesdays & Fridays and 7% referral commission for 1st level and 4% on 2nd level, * $100 per mo. fee = Exec. VIP Plan, Cashout DAILY and 10% referral commission on 1st level and 5% on 2nd level. Special Promotion through Tuesday, January 22, 2008. If you purchase $500 - $999 in Ad Package purchases, you'll receive 3 month Exec. VIP membership level upgrade. For $1,000- $1,999 in Ad Package purchases, you'll receive 6 months Exec. VIP membership level, and for $2000 or more in Ad Package purchases, you'll receive 1 year Exec. VIP membership level upgrade. Do I have to pay a membership fee? No. If you just want to be a passive member in ASD and receive cash back rebates from your ad purchases, you don't need to pay a monthly membership fee. It's primarily for people who choose to refer other advertisers or want to increase the frequency that they can withdraw their profits. If you don't pay a membership fee and you decide to refer others (optional), you'll be paid a 3% referral commission on all of your personal referrals only. What payment processors are available? Currently Alert Pay, Solid Trust Pay ,direct deposit into Bank of America account, cashier checks and mail in money order. Soon to come will be an International Debit card What happens if I'm unable to view and rate websites on any given day? If you miss a day and you're unable to view and rate ads (for any reason) you don't lose anything, it just freezes and extends the time line until you come back. Personal opinion: From everything I've researched, Andy Bowdoin is a man of integrity who does what he says he's going to do. He has a rock-solid business plan and experience based on verifiable and publicly available information. Everything is very transparent. His business model is a win win for everyone and very lucrative for both passive and active members. Advertisers who simply want to be sure their website get seen, get exactly what they pay for. Entrepreneurs who want a passive way of growing their money, get the ability of doing so for simply viewing ads daily. They get quality prospects visiting their websites which will ultimately turn into sign ups, sales, or more business partners. You can get a 25% bonus on your advertising dollars spent for simply investing 10 minutes per day to view others sites. So if you purchase $1,000 in advertising from ASD, you'll get paid daily until you receive $1,250 back. It doesn't matter if you purchase an ad for $10 or $500... if you do nothing else but view ads, the results are the same and you'll eventually earn 125% of what you spend (25% net profit). If you look at their Alexa traffic ranking in the chart below, you'll see that there's tremendous momentum with this program right now. Here's how to sign up: 1. Click on this link: http://www.asdcashgenerator.com/?ref=20470, read the FAQ and Terms & Conditions, etc., then click on the link right under the top banner that says "Sign-up." To become an Upgraded (paid) advertiser, first click on Signup on the Home Page and become a Free Member. 2. When you join as a free member, you'll be sent a welcome email. Some email carriers such as AOL, Bellsouth, Yahoo and others will treat our emails as spam. Check your Spam folder to see if it ended up there. If you didn't get the email you may want to go to Google and get a free gmail account, otherwise you won't be getting any emails from ASD because they'll be blocked. 3. After you sign up, log in to your back office on the bottom left of the Home Page. Click Login and that will take you to your Account Overview Page. Look to the right of Account Level and you will see (upgrade level) in blue. Click on upgrade level and it'll take you to your Upgrade Account Page. Select your payment processor and insert the dollar amount of ad packages you want to purchase. Ad packages are $1.00 each. If you want $100 of ad packages put 100 in the window. Click upgrade. Your purchase should show up on your Account Overview Page to the right of Current Upgrade Purchase. You can pay by credit card by calling the home office at 850-627-2206. 4. Once your account is funded and you've purchased your ad packages, click on the START SURFING link on the left hand side and do your viewing each day more

Resolved Question: OBAMA speech in full?

http://www.drudgereport.com/flashos.htm After read this, how in the world are people still hating on this Man??? There is really no hope for us, if we continue to be sheep, unity should be our mission more

Resolved Question: the kamal karna roy strategy to close gap of right viz leadership viz u s president 08 elite vs. have_nots ?

Resolved Question: Is immigration out of control?

Anthony Browne says Britain is already overcrowded, and that pro-immigration arguments are almost all flawed. Something strange is happening when a left-wing government publicly accuses the BBC, riddled with institutionalised political correctness, -of can you think of a more wounding insult?- a “Powellite anti-immigration agenda”. The Pope publicly denouncing one of his cardinals as a Satanist would hardly be more surprising. It is not just cats of the postwar fractured Left scratching each other's eyes out; David Blunkett s intemperate outburst was in reality an admission that he is losing the most important political argument of the day. It is not only that Britain doesn’t want mass immigration but that, despite the government's attempts to persuade us that we need it, even parts of the BBC are finally waking up to see that there are real problems. If it s Monday, Tuesday, Wednesday or Thursday, it must be Heathrow The fact that the BBC found the courage to reflect the concerns of its licence-fee payers is a clear sign that the tide has turned in the immigration debate. The presenter of the programme, John Ware, declared in the Daily Mail that the BBC could no longer sew up its lips on the issue, and that anyone with an open mind has to face up to it. Unfortunately for the government, more and more people on both the Left and the Right are becoming open-minded on the problems of the government's policy of actively encouraging mass immigration. The pro-immigrationists trusty tactic of suppressing all inconvenient truth and debate by denouncing all critics as racist, fascist or xenophobic just isn’t working: there are too many intellectually honest people who can see that baseless insults aren’t answers to real problems. The subject of immigration has been taboo in Britain since Enoch Powell s infamous speech a third of a century ago: there has not, until a few months ago, been one debate in Parliament about the optimal types and scale of immigration, only debates on the minutiae of immigration laws. Everyone agreed to that silence so as to promote good community relations. But the government took advantage of the taboo to overturn 30 years of policy which aimed for zero primary immigration, claiming that it wants about 150,000 immigrants a year. Labour, in its self-righteous arrogance, performed this remarkable U-turn confident that no one would break the taboo. When I started writing in the Times about the economic and demographic consequences of mass immigration, Blunkett denounced me by name in Parliament as bordering on fascism. I was contacted by Sir Andrew Green, the former ambassador to Saudi Arabia, who had just set up a lobby-group, Migration Watch UK, to curb immigration, and wrote a profile of his new group. Ever since, Blunkett has been denouncing it as “right-wing” and “tin-pot”, despite the fact that its advisory council consists of former ambassadors, former heads of the government's immigration service, several professors, a Sri Lankan law lecturer and a Sudanese businessman. The trouble for the government is that while promoting mass immigration might make people feel cosmopolitan and modern, and calling critics racist may make people feel virtuous, few of the consequences of mass immigration have been thought through. The long immigration silence has meant that all negative consequences of migration have been suppressed, and only the positive aspects talked about. If you blind yourself to all negative consequences of a complex policy, you are bound to conclude that it is a thoroughly good thing and want as much of it as possible. Civil servants sat with ministers discussing all the good things about immigration without anyone daring to think any of the bad things, and they concluded that the borders should be pushed wide open. This state of immigration denial has led the government to develop an ostrich attitude to many of the damaging consequences of its open-border policy, where it ―and the left-wing media normally including the BBC― are psychologically almost incapable of being intellectually honest. It was only after the continued, hysterical screaming of most of the tabloid media that the government and other pro-immigrationists conceded there might be a problem with widespread abuse of the asylum system. Likewise, the government refused to accept that mass immigration from disease-prone countries brings in diseases until a piece I wrote for this magazine caused a storm of protest (and the usual smearing), and the government was provoked into reviewing the need for immigrant health tests. But there are many other issues that the government still refuses to face up to: 1. Mass immigration hugely exacerbates the housing crisis. When Migration Watch produced a report last week saying that levels of immigration would require 1.8 million extra homes by 2021, the government threw insults, said the figures were plucked out of thin air and refused to produce its own forecasts. In fact, Migration Watch simply used the government's own housing methodology, and the Housebuilders Federation says immigration is a leading driver in the demand for new housing. The Office of the Deputy Prime Minister, responsible for housing, is taking away the rights of communities to refuse to have housing imposed on them, and yet refuses to admit that there is any connection between immigration and housing demand. The amount of housing needed is so vast that it will be impossible for the government to build its way out of this crisis. Like importing an HIV epidemic from Africa, this is an issue that won t go away. 2. Britain is already overcrowded: it is one of the most densely populated islands in the world; twice as densely populated as France and eight times as densely populated as America ―and increasing population density damages quality of life. Already, we can t find space for new airports, roads, prisons and asylum centres. It is not just millions of new houses, but the new infrastructure of roads, hospitals, schools, water supplies and other utilities. Our public transport system is ridiculously overstretched and roads are excessively congested. The government has embarked on a programme of population growth through immigration that will push the population up from 60 million to 66 million by 2031 but it refuses even to talk about the consequences of this. 3. Mass immigration -as opposed to limited immigration of skilled workers to meet shortages- damages the employment prospects of those already here, particularly the unskilled. The Home Office commissioned an economic study on the impact of immigration, which found that an increase in immigration amounting to 1 per cent of the non-immigrant population would lead to an increase of 0.18 percentage points in the non-immigrant unemployment rate. However, in an extraordinary act of politically correct immigration denial, the immigration minister Beverley Hughes issued a press release saying, ‘The research shows that it is simply not true that migrants “take the jobs” of the existing work force’. However, London, where most immigrants come, has become the unemployment black spot of Britain, with 7 per cent joblessness, higher than any region of the UK. There is such a large pool of cheap labour that, for the first time ever, national chains such as McDonald s and Burger King are no longer paying their highest rates in central London. Shop shelf-fillers now earn 10 per cent less in London than the average for the rest of the country. The world s leading expert on the economics of migration, Professor George Borjas of Harvard University, complains that everyone is happy to accept that increasing labour supply reduces wages in all circumstances except when it comes to immigration, when they enter denial. 4. Imposing mass immigration on a society that doesn’t want it damages relations between the communities that are already here. If people are opposed to the immigration policy, they are likely to be opposed to the people it brings in and will often confuse immigrants with those born here. The old wisdom that a firm but fair immigration policy is essential for good race relations has been forgotten by the government. Refusing to address legitimate concerns forces voters into the hands of extremist parties such as the British National party. 5. Mass immigration increases inequality in society by increasing the wealth of those who employ immigrants (who tend already to be rich) and reducing that of those who compete with them (who tend to be poor). The US government has estimated that half the rise in income inequality in the US is due to mass immigration. 6. Mass immigration is no solution to an ageing society, because immigrants grow old at just the same pace as non-immigrants. One of the country's top pension experts, Professor David Miles, said that trying to solve the pension crisis by importing more people is “madness”. 7. Mass migration of unskilled workers promotes low-skilled, low-wage industries and reduces economic productivity. Alan Greenspan told the Senate earlier this year that labour shortages in the US in the last century, when immigration was very low, forced companies to innovate and was the main reason why productivity in the US overtook that of Europe. Importing unskilled labour did nothing to save the textile mills of the north of England, and this disastrous policy has left behind impoverished, bitterly divided communities. 8. Much if not most of the supposedly temporary migration such as student visas, holiday working visas and seasonal agricultural workers is permanent because the dream of life in the West is so powerful for so many from the poor parts of the world. The government has no controls to ensure that those it invites in actually leave. 9. White flight is ghettoising Britain’s cities and fragmenting communities. A totally unpublicised report commissioned by the Office of the Deputy Prime Minister last year found that white flight was now a leading cause of internal migration in the UK. In London as a whole, white Britons account for just 60 per cent of the population, and for fewer than half the population in six London boroughs. Mass immigration from the Third World to the cities exacerbates white flight, but the government refuses to face up to the consequences. Professor Robert Putnam, author of the celebrated Bowling Alone, which is about the decline of community spirit in the US, has found that the more ethnically diverse a population, the less sense of community there is. The government may not face up to these issues, but an increasing number of people are doing so. Bob Rowthorn, the left-wing professor of economics at Cambridge, dismisses all the economic arguments and opposes mass immigration on the grounds that all people have a right to decide their culture; Geoff Dench of the left-wing Institute of Community Studies in London's East End opposes mass immigration because of the welfare loss to the white working class, and because it is so damaging to race relations; Professor Lord Layard, the designer of Labour s welfare-to-work programme, has warned of the damaging impact on the unskilled; Ruth Lea, the head of policy at the Institute of Directors, has called on government to reduce immigration ―she insists businesses must look beyond the short-term profits of cheap labour, and look at the long-term social and economic consequences. As the taboo about immigration is broken, more people are becoming more open-minded about it. The government will eventually be forced to face reality and to curb its addiction to mass immigration. It is just a question of how much pain it puts the country through and how much it sacrifices the working classes and race relations before it does so. more

Resolved Question: This is true?

General Predictions (Aquarius): This month will pose multiple challenges for Aquarius natives. You might experience hurdles and opposition from various quarters Energy & viability could also be poor till the 17th October 2007, which could be a cause of inability to rise to challenges. You should wait to cross 19th October 2007 before any challenges are accepted. Career will still be in an expansion phase but you could be mentally & physically not willing to take up the challenges yet. Also a tendency to be stressed and experience fear of the future could be felt this month. Avoid rash decisions. Fixed attitude could be detrimental & hence a flexible outlook is desired. Try to contain your anxiety, as nothing untoward will happen. You could be easily angered & short tempered this month. Improvement & luck as well as stamina after the 18th October 2007, expansion in scope of career, possibilities of new partnerships, determination despite hurdles. Low energy / vitality till the 15th October 2007, aggression in thinking, ill health of children, worry / fear, blocks in love / marital matters, resentment towards life partners. Mars, Mercury, Saturn, Rahu & Venus are not in favor. Second half of the month will be better than the first half of the month. Career Prospects (Aquarius): The Career will experience expansion but with a lot of hassles and hurdles will be experienced in the bargain. You need to be patient & low profile this month. If in business, Low opportunity till the 17th October 2007 will give way to rise in luck & new opportunities (even oversea) after the 19th October 2007. Level of worry & stress in career will remain high throughout. If in a job, Hurdles will be felt this month. There would be fear & controversy in work environment. You should watch your speech this month. If working as a professional, Gainful period after the 21st October 2007. Before that certain blocks & misunderstandings could hold back progress. Love, Romance & Marriage (Aquarius): Possibility of Opposition & hurdles in love life. There could be a level of discomfort and controversy in relationships, till the 17th October 2007. Avoid creating problems as it could lead to stress and rise in level of anxiety. Opportunities could be poor for the alone persons, while existing relationships could see a disturbed month. If married, there will be dip in affections and level of happiness overall, improvements will come after the 18th October 2007. Money & Finance (Aquarius): It is Positive phase in money matters as there will be a rise in possibility in this area. However worry & hurdles could materialize the good effects. Income will be average but positive this month new investments should be totally avoided, while old investments could give worry. Liquidity could be poor after the 15th October 2007. Please visit my website www.astrologersahib .com Pisces General Predictions (Pisces): The October would be a positive month overall, but after 16th October 2007 Pisces, natives could feel short of energies to cope up with events around them. Career would be in a phase of high growth, due to the amount of effort put in by you. Level of luck will remain high and positive attitude will prevail. The gains will be in proportion to the efforts put in by you. You will do well to keep the issues under control as they could escalate during mid December 2007 & mid January 2008 if you are not cautious. This month will also mark an increase in level of domestic issues / aggression. Love life & relationships could enter into a phase of distances & misunderstandings. Inflow of funds from unexpected source possible Level of expenses will remain irrational. Gain of money, rise in level of luck, gain from overseas, and progress in career due to hard work. Low energy after the 19th October 2007, unrest in domestic matters, relationship with spouse, issues in relationship, unreasonable expenses & overheads. Placement of mars in the 4th house could create issues at home. First half of the month would be better than the second half of the month. Career Aspects (Pisces): The Positive trends in career will come up. Opportunities, if they come from oversees, should be taken up as luck & success will be highest in that area. This month too will see a lot of hard work which in turn will give you progress. If in a business, Gainful period, although the level of opportunity & growth would be low. This is an average month only. If in a job, Positive & gainful period. This phase sees a lot of work & progress due to such hard work put in avoid ego. Level of opportunities could dip after the 16th October 2007. If working as a professional, Very positive month throughout. There will be gains overall. Some domestic stress could spoil performance somewhat. Love, Romance & Marriage (Pisces): The development of Difference of opinion & misunderstanding could create unnecessary problems in relationships. Alone people will not find much opportunity, while existing relationships could experience aggression & mental distances. If married, the outlook will be good and mostly quite. Unsteady behavior of spouse possible after the 15th October 2007. Money & Finance (Pisces): It is Unsteady period for finances. There will be increase in expenses on home / cars etc. Gains will be present, but below average. Income will be good. The returns will be on proportion to the effort put in by you. Investments will be average and it would be useful to maintain status good. Avoid buying as well as selling this month. more

Resolved Question: Politicians and their Illusion of Power? Take a look a give your opinion:?

http://www.mises.org/story/1396 more

Resolved Question: What is the best Free Website to Advertise your Home base Business Opportunity?

I have a homebase business that requires me to advertise to get leads for my call center. The call center then calls and closes the leads. My role is just to advertise and get the leads or prospects. I am looking for actual opportunity seekers; not "tire kicker". I have seen other websites that promote your business for free; however in return they spam you with other opportunity owners sites. Need to advertise worldwide; not locally for my home base buisness. more

Resolved Question: What should Freedom Lovers Do ??

How can one combine professional life with the advancement of liberty? Of course it is presumptuous to offer a definitive answer since all jobs and careers in the market economy are subject to the forces of the division of labor. Because a person focuses on one task doesn't mean that he or she isn't great at many tasks; it means only that the highest productive gains for everyone come from dividing tasks up among many people of a wide range of talents. So it is with the freedom movement. The more of us there are, the more we do well to specialize, to cooperate through exchange, to boost our impact by dividing the labor. There is no way to know in advance what is right for any person in particular. There are so many wonderful paths from which to choose (and which I will discuss below). But this much we can know. The usual answer—go into government—is wrongheaded. Too many good minds have been corrupted and lost by following this fateful course. If often happens that an ideological movement will make great strides through education and organization and cultural influence, only to take the illogical leap of believing that politics and political influence, which usually means taking jobs within the bureaucracy, is the next rung on the ladder to success. This is like trying to fight a fire with matches and gasoline. This is what happened to the Christian right in the 1980s. They got involved in politics in order to throw off the yoke of the state. Twenty years later, many of these people are working in the Department of Education or for the White House, doing the prep work to amend the Constitution or invade some foreign country. This is a disastrous waste of intellectual capital. It is particularly important that believers in liberty not take this course. Government work has been the chosen career path of socialists, social reformers, and Keynesians for at least a century. It is the natural home to them because their ambition is to control society through government. It works for them but it does not work for us. In the first half of the 20th century, libertarians knew how to oppose statism. They went into business and journalism. They wrote books. They agitated within the cultural arena. They developed fortunes to help fund newspapers, schools, foundations, and public education organizations. They expanded their commercial ventures to serve as a bulwark against central planning. They became teachers and, when possible, professors. They cultivated wonderful families and focused on the education of their children. It is a long struggle but it is the way the struggle for liberty has always taken place. But somewhere along the way, some people, enticed by the prospect of a fast track to reform, rethought this idea. Perhaps we should try the same technique that the left did. We should get our people in power and displace their people, and then we can bring about change toward liberty. In fact, isn't this the most important goal of all? So long as the left controls the state, it will expand in ways that are incompatible with freedom. We need to take back the state. So goes the logic. What is wrong with it? The state's only function is as an apparatus of coercion and compulsion. That is its distinguishing mark. It is what makes the state the state. To the same extent that the state responds well to arguments that it should be larger and more powerful, it is institutionally hostile to anyone who says that it should be less powerful and less coercive. That is not to say that some work from the "inside" cannot do some good, some of the time. But it is far more likely that the state will convert the libertarian than for the libertarian to convert the state. We've all seen this a thousand times. It rarely takes more than a few months for a libertarian intellectual headed for the Beltway to "mature" and realize that his or her old ideals were rather childish and insufficiently real world. A politician promising to defang Washington later becomes the leading expert in applying tooth enamel. Once that fateful step is taken, there are no limits. I know a bureaucrat who helped run martial law in Iraq who once swore fidelity to Rothbardian political economy. The reason has to do with ambition, which is not normally a bad impulse. The culture of Washington, however, requires that ambition work itself out by paying maximum deference to the powers that be. At first, this is easy to justify: how else can the state be converted except by being friendly to it? The state is our enemy, but for now, we must pretend to be its pal. In time, the dreams are displaced by the daily need to curry favor. Eventually the person becomes precisely the kind of person he or she once despised. (For Lord of the Rings fans, it's like being asked to carry the ring for a while; you don't want to give it up.) I've known people who have gone this route and one day took an honest look in the mirror, and didn't like what they saw. They have said to me that they were mistaken to think it could work. They didn't recognize the subtle ways in which they themselves were being drawn in. They recognize the futility of politely asking the state, day after day, to permit a bit more liberty here and there. Ultimately you must frame your arguments in terms of what is good for the state, and the reality is that liberty is not usually good for the state. Hence, the rhetoric and finally the goal begin to change. The state is open to persuasion, to be sure, but it usually acts out of fear, not friendship. If the bureaucrats and politicians fear backlash, they will not increase taxes or regulations. If they sense a high enough degree of public outrage, they will even repeal controls and programs. An example is the end of alcohol prohibition or the repeal of the 55 mph speed limit. These were pulled back because politicians and bureaucrats sensed too high a cost from continued enforcement. The problem of strategy was something that fascinated Murray Rothbard, who wrote several important articles on the need for never compromising the long-run goal for short-term gain through the political process. That doesn't mean we should not welcome a 1 percent tax cut or repeal a section of some law. But we should never allow ourselves to be sucked into the trade-off racket: e.g., repeal this bad tax to impose this better tax. That would be using a means (a tax) that contradicts the goal (elimination of taxation). The Rothbardian approach to a pro-freedom strategy comes down to the following four affirmations: 1) the victory of liberty is the highest political end; 2) the proper groundwork for this goal is a moral passion for justice; 3) the end should be pursued by the speediest and most efficacious possible means; and 4) the means taken must never contradict the goal—"whether by advocating gradualism, by employing or advocating any aggression against liberty, by advocating planned programs, by failing to seize any opportunities to reduce State power, or by ever increasing it in any area." Libertarians are not the first people who have confronted the question of strategy for social advance and cultural and political change. After the Civil War, a large part of the population of the South, namely former slaves, found themselves in a perilous situation. They had a crying need to advance socially within society, but lacked education, skill, and capital. They also bore the burden of pushing social change that permitted them to be regarded as full citizens who made the most of their new freedom. In many ways, they found themselves in a position somewhat like new immigrants but with an additional burden of throwing off an old social status for a new one. The Reconstruction period of Union-run martial law invited many blacks to participate in politics as a primary goal. This proved to be a terrible temptation for many, as the former Virginia slave Booker T. Washington said. "During the whole of the Reconstruction period our people throughout the South looked to the Federal Government for everything, very much as a child looks to its mother." He rejected this political model because "the general political agitation drew the attention of our people away from the more fundamental matters of perfecting themselves in the industries at their doors and in securing property." Washington wrote that "the temptations to enter political life were so alluring that I came very near yielding to them at one time" but he resisted this in favor of "the laying of the foundation of the race through a generous education of the hand, head and heart." Later when he visited DC, he knew that he had been right. "A large proportion of these people had been drawn to Washington because they felt that they could lead a life of ease there," he wrote. "Others had secured minor government positions, and still another large class was there in the hope of securing Federal positions." As it was in the 1870s it is today. The state chews up and either eats or spits out those with a passion for liberty. The extent to which W.E.B DuBois's Marxian push for political agitation has prevailed over Washington's push for commercial advance has been tragic for black Americans and for the whole of American society. Many obtained political power, but not liberty classically understood. We can learn from this. The thousands of young people who are discovering the ideas of liberty for the first time ought to stay away from the Beltway and all its allures. Instead, they should pursue their love and passion through arts, commerce, education, and even the ministry. These are fields that offer genuine promise with a high return. When a libertarian tells me that he is doing some good as a procurement officer at HUD, I don't doubt his word. But how much more would he do by quitting his job and writing an expose on the entire bureaucratic racket? One well-placed blast against such an agency can bring about more reform, and do more good, than decades of attempted subversion from within. Are there politicians who do some good? Certainly, and the name Ron Paul is the first that comes to mind. But the good he does is not as a legislator as such but as an educator with a prominent platform from which to speak. Every no vote is a lesson to the multitudes. We need more Ron Pauls. But Ron is the first to say that, more importantly, we need more professors, business owners, fathers and mothers, religious leaders, and entrepreneurs. The party of liberty loves commerce and culture, not the state. Commerce and culture is our home and our launching ground for social reform and revolution more

Resolved Question: plz comment on the following.?

N R Narayana Murthy, chief mentor and chairman of the board, Infosys Technologies, delivered a pre-commencement lecture at the New York University (Stern School of Business) on May 9. It is a scintillating speech, Murthy speaks about the lessons he learnt from his life and career. We present it for our readers: Dean Cooley, faculty, staff, distinguished guests, and, most importantly, the graduating class of 2007, it is a great privilege to speak at your commencement ceremonies. I thank Dean Cooley and Prof Marti Subrahmanyam for their kind invitation. I am exhilarated to be part of such a joyous occasion. Congratulations to you, the class of 2007, on completing an important milestone in your life journey. After some thought, I have decided to share with you some of my life lessons. I learned these lessons in the context of my early career struggles, a life lived under the influence of sometimes unplanned events which were the crucibles that tempered my character and reshaped my future. I would like first to share some of these key life events with you, in the hope that these may help you understand my struggles and how chance events and unplanned encounters with influential persons shaped my life and career. Later, I will share the deeper life lessons that I have learned. My sincere hope is that this sharing will help you see your own trials and tribulations for the hidden blessings they can be. The first event occurred when I was a graduate student in Control Theory at IIT, Kanpur, in India. At breakfast on a bright Sunday morning in 1968, I had a chance encounter with a famous computer scientist on sabbatical from a well-known US university. He was discussing exciting new developments in the field of computer science with a large group of students and how such developments would alter our future. He was articulate, passionate and quite convincing. I was hooked. I went straight from breakfast to the library, read four or five papers he had suggested, and left the library determined to study computer science. Friends, when I look back today at that pivotal meeting, I marvel at how one role model can alter for the better the future of a young student. This experience taught me that valuable advice can sometimes come from an unexpected source, and chance events can sometimes open new doors. The next event that left an indelible mark on me occurred in 1974. The location: Nis, a border town between former Yugoslavia, now Serbia, and Bulgaria. I was hitchhiking from Paris back to Mysore, India, my home town. By the time a kind driver dropped me at Nis railway station at 9 p.m. on a Saturday night, the restaurant was closed. So was the bank the next morning, and I could not eat because I had no local money. I slept on the railway platform until 8.30 pm in the night when the Sofia Express pulled in. The only passengers in my compartment were a girl and a boy. I struck a conversation in French with the young girl. She talked about the travails of living in an iron curtain country, until we were roughly interrupted by some policemen who, I later gathered, were summoned by the young man who thought we were criticising the communist government of Bulgaria. The girl was led away; my backpack and sleeping bag were confiscated. I was dragged along the platform into a small 8x8 foot room with a cold stone floor and a hole in one corner by way of toilet facilities. I was held in that bitterly cold room without food or water for over 72 hours. I had lost all hope of ever seeing the outside world again, when the door opened. I was again dragged out unceremoniously, locked up in the guard's compartment on a departing freight train and told that I would be released 20 hours later upon reaching Istanbul. The guard's final words still ring in my ears -- "You are from a friendly country called India and that is why we are letting you go!" The journey to Istanbul was lonely, and I was starving. This long, lonely, cold journey forced me to deeply rethink my convictions about Communism. Early on a dark Thursday morning, after being hungry for 108 hours, I was purged of any last vestiges of affinity for the Left. I concluded that entrepreneurship, resulting in large-scale job creation, was the only viable mechanism for eradicating poverty in societies. Deep in my heart, I always thank the Bulgarian guards for transforming me from a confused Leftist into a determined, compassionate capitalist! Inevitably, this sequence of events led to the eventual founding of Infosys in 1981. While these first two events were rather fortuitous, the next two, both concerning the Infosys journey, were more planned and profoundly influenced my career trajectory. On a chilly Saturday morning in winter 1990, five of the seven founders of Infosys met in our small office in a leafy Bangalore suburb. The decision at hand was the possible sale of Infosys for the enticing sum of $1 million. After nine years of toil in the then business-unfriendly India, we were quite happy at the prospect of seeing at least some money. I let my younger colleagues talk about their future plans. Discussions about the travails of our journey thus far and our future challenges went on for about four hours. I had not yet spoken a word. Finally, it was my turn. I spoke about our journey from a small Mumbai apartment in 1981 that had been beset with many challenges, but also of how I believed we were at the darkest hour before the dawn. I then took an audacious step. If they were all bent upon selling the company, I said, I would buy out all my colleagues, though I did not have a cent in my pocket. There was a stunned silence in the room. My colleagues wondered aloud about my foolhardiness. But I remained silent. However, after an hour of my arguments, my colleagues changed their minds to my way of thinking. I urged them that if we wanted to create a great company, we should be optimistic and confident. They have more than lived up to their promise of that day. In the seventeen years since that day, Infosys has grown to revenues in excess of $3.0 billion, a net income of more than $800 million and a market capitalisation of more than $28 billion, 28,000 times richer than the offer of $1 million on that day. In the process, Infosys has created more than 70,000 well-paying jobs, 2,000-plus dollar-millionaires and 20,000-plus rupee millionaires. A final story: On a hot summer morning in 1995, a Fortune-10 corporation had sequestered all their Indian software vendors, including Infosys, in different rooms at the Taj Residency hotel in Bangalore so that the vendors could not communicate with one another. This customer's propensity for tough negotiations was well-known. Our team was very nervous. First of all, with revenues of only around $5 million, we were minnows compared to the customer. Second, this customer contributed fully 25% of our revenues. The loss of this business would potentially devastate our recently-listed company. Third, the customer's negotiation style was very aggressive. The customer team would go from room to room, get the best terms out of each vendor and then pit one vendor against the other. This went on for several rounds. Our various arguments why a fair price -- one that allowed us to invest in good people, R&D, infrastructure, technology and training -- was actually in their interest failed to cut any ice with the customer. By 5 p.m. on the last day, we had to make a decision right on the spot whether to accept the customer's terms or to walk out. All eyes were on me as I mulled over the decision. I closed my eyes, and reflected upon our journey until then. Through many a tough call, we had always thought about the long-term interests of Infosys. I communicated clearly to the customer team that we could not accept their terms, since it could well lead us to letting them down later. But I promised a smooth, professional transition to a vendor of customer's choice. This was a turning point for Infosys. Subsequently, we created a Risk Mitigation Council which ensured that we would never again depend too much on any one client, technology, country, application area or key employee. The crisis was a blessing in disguise. Today, Infosys has a sound de-risking strategy that has stabilised its revenues and profits. I want to share with you, next, the life lessons these events have taught me. 1. I will begin with the importance of learning from experience. It is less important, I believe, where you start. It is more important how and what you learn. If the quality of the learning is high, the development gradient is steep, and, given time, you can find yourself in a previously unattainable place. I believe the Infosys story is living proof of this. Learning from experience, however, can be complicated. It can be much more difficult to learn from success than from failure. If we fail, we think carefully about the precise cause. Success can indiscriminately reinforce all our prior actions. 2. A second theme concerns the power of chance events. As I think across a wide variety of settings in my life, I am struck by the incredible role played by the interplay of chance events with intentional choices. While the turning points themselves are indeed often fortuitous, how we respond to them is anything but so. It is this very quality of how we respond systematically to chance events that is crucial. 3. Of course, the mindset one works with is also quite critical. As recent work by the psychologist, Carol Dweck, has shown, it matters greatly whether one believes in ability as inherent or that it can be developed. Put simply, the former view, a fixed mindset, creates a tendency to avoid challenges, to ignore useful negative feedback and leads such people to plateau early and not achieve their full potential. The latter view, a growth mindset, leads to a tendency to embrace challenges, to learn from criticism and such people reach ever higher levels of achievement (Krakovsky, 2007: page 48). 4. The fourth theme is a cornerstone of the Indian spiritual tradition: self-knowledge. Indeed, the highest form of knowledge, it is said, is self-knowledge. I believe this greater awareness and knowledge of oneself is what ultimately helps develop a more grounded belief in oneself, courage, determination, and, above all, humility, all qualities which enable one to wear one's success with dignity and grace. Based on my life experiences, I can assert that it is this belief in learning from experience, a growth mindset, the power of chance events, and self-reflection that have helped me grow to the present. Back in the 1960s, the odds of my being in front of you today would have been zero. Yet here I stand before you! With every successive step, the odds kept changing in my favour, and it is these life lessons that made all the difference. My young friends, I would like to end with some words of advice. Do you believe that your future is pre-ordained, and is already set? Or, do you believe that your future is yet to be written and that it will depend upon the sometimes fortuitous events? Do you believe that these events can provide turning points to which you will respond with your energy and enthusiasm? Do you believe that you will learn from these events and that you will reflect on your setbacks? Do you believe that you will examine your successes with even greater care? I hope you believe that the future will be shaped by several turning points with great learning opportunities. In fact, this is the path I have walked to much advantage. A final word: When, one day, you have made your mark on the world, remember that, in the ultimate analysis, we are all mere temporary custodians of the wealth we generate, whether it be financial, intellectual, or emotional. The best use of all your wealth is to share it with those less fortunate. I believe that we have all at some time eaten the fruit from trees that we did not plant. In the fullness of time, when it is our turn to give, it behooves us in turn to plant gardens that we may never eat the fruit of, which will largely benefit generations to come. I believe this is our sacred responsibility, one that I hope you will shoulder in time. Thank you for your patience. Go forth and embrace your future with open arms, and pursue enthusiastically your own life journey of discovery! more

Voting Question: Where can I get some free leads for business prospects for my home business?

I market a discunt dental plan in which members pay $11.99 per month and save up to 80% on all dental procedures. They also save on chiropractic, vision and prescription at no additional cost. I also sign up brokers. more

Resolved Question: Do I move away 2 take up a job with great career prospects/salary &leave behind the perfect man I've just met?

I've been offered a job almost 200 hundred miles away from home and it's tempting to take because the money's great, it'll get me valuable experience in the field I've just started out in and they company will pay for me to take a course leading to a further professional qualification. The thing is, I have to start in just over a week if I do accept it which also means flat-hunting and tying up lose ends in my present job. I met a man (through my current job) who is so wonderful & perfect and the way I feel around him is something I've never experienced before. It just feels like we were meant to be together. He's so funny, charming, sweet and a complete gentleman and we only just got together last week! He has gone abroad for the week (on important business) and knows about the job (which he has said if he were me he wouldn't take, that was before we got together) but I just can't decide if my career or lovelife is 2come 1st.He's currently studying part-time so can't move wiv me! Hey guys, thanks for all the advice so far! Bit of extra info - I'm 26 yrs old, no kids. He had to go abroad to sort out some family stuff but is back now and sweeter than ever! I'm getting cold feet about the job because: a) it's in a part of Birmingham I wasn't particularly impressed by, b) the company are saying that I'll get my contract on my first day when I'd rather read through it before commiting to anything, and c) related to the last one is that they promised to pay for me to do further courses AND allow paid day release but without a contract in advance I have no guarantee that this is actually going to happen! The guy is lovely and all he's said is that he doesn't want to tell me what to do although he'd love it if I stayd. I haven't elaborated on the finer details so he prob isn't aware that I'm actually seriously considering leaving! more

Business Home Lead Prospect Article

Morgan offers bigger prizes

THE Morgan Foundation Entrepreneur Awards for 2008 have been launched with bigger and better cash and consultancy prizes to help budding businesses.

Liverpool-born millionaire Steve Morgan unveiled the inaugural competition last year, linked to his charity which was set up in 2000 to help the disadvantaged in society.

The founder of building giant Redrow put up £100,000 in prizes and for the second competition has pledged £105,000 in cash prizes covering five categories, plus £60,000-worth of consultancy or support from backers Barclays Commercial, Deloitte, Mace & Jones and Your Space.

Launching the venture at the Liverpool office of Barclays Commercial Bank, Mr Morgan said: "I would like to think we are not just another award. more

Recognizing And Responding To The Regulatory Implications

The National Association of Manufacturers projected about an 8% decrease in the value of industrial shipments by 2030. Specifically, NAM projected an increase in gasoline costs by 2020 of $0.43 to $1.46 per gallon by 2030, and an increase in industrial electricity prices by 2.7 to 3.2 cents per kilowatt hour.

EPA economic impact analyses projected an increase in gasoline cost of the same magnitude, but projected that it would take until 2050 to be reached. Before one takes too much comfort from EPA's analysis, however, it merits note that EPA also assumed a base price of oil per gallon in 2050 of $68.11, about half of today's level.

From the private sector perspective, there really are two sets of issues that must be addressed in both the passage of climate change legislation and the extensive rulemakings that will follow. more

Thomas & Betts Corporation Reports Second Quarter 2008 Earnings

Major sources of cash in the first half of 2008 included the gross proceeds from the sale of the company's minority interest in Leviton Manufacturing Company. Major uses of cash in 2008 included the repayment of $115 million of notes in the second quarter and approximately $90 million for two acquisitions completed in the first quarter.

2008 DIRECTIONAL GUIDANCE

"On balance, we believe that current market conditions will continue in the second half and that demand in industrial markets will help offset weakness in residential construction-related markets," said Pileggi. "In addition, commodity- and energy-related price increases will be more significant in the second half.

"We remain confident that our core businesses and acquisitions will continue to deliver strong earnings growth. more

Top Business Home Lead Prospect News

Business Home Lead Prospect

July 4th is the day we celebrate life, liberty, and the pursuit of happiness -- and all three are in greater peril today than at any time in the recent past. Our lives are in peril because our president is courting the very people who would destroy ...

Join the Discussion: An American Thinker Readers' July 4th Symposium - American Thinker

The nation¡¦s service providers are more optimistic than manufacturers about the business climate for the coming months after stock trade volume rose last month, while export orders posted little improvement, a think tank said yesterday. The Taiwan ...

Service sector leads in optimism - Taipei Times

BEVERLY, Mass. (AP) -- Her fellow job seekers offer knowing groans as Diane Castro recalls the day she was laid off: The fear of being summoned to the front office. The phones in nearby cubicles going off like grenades. Finally, a ring at her desk ...

Job seekers seek solace with fellow faithful - Associated Press

During a business trip in Reno, Mario Moretti Polegato took a walk in the Nevada desert. His feet began to hurt in his rubber-soled shoes, so he took out a pocket knife and cut holes in the soles for ventilation. When he returned to his home in Italy ...

Storytelling: A Powerful Business Tool - HispanicBusiness.com

It looks like Koji Uehara will be on the shelf for a while , as he's going on the disabled list with a partly torn elbow tendon. It's too bad what he's had to go through in his transition from the Japanese professional league to the majors, but he ...

Anthony Amobi - Baseball

Swimming pool builders and service companies are finding direct mail to be a profitable channel for customer acquisition, and the company they’re turning to for targeted mailing lists is USADATA, a trusted provider of mailing lists and sales leads ...

USADATA Helps Swimming Pool Companies Glide to New Customers - PR Inside

This issue of OBJ has special reports on real estate and government and business. I hope to touch upon three and a half decades of Florida real estate, how the government and economy affected it, and how business coped. My introduction to real estate ...

Andy Greenman’s method for selling real estate was honorable, proven - Star-Banner

The voice on the line belonged to Walt Wood, calling from his home in Palm Springs. Whenever Wood calls, it’s usually to report that he’s run into someone from Delaware County or to relate a story about people in his social circle, the kind of ...

GEBHART: Walt Wood’s life like a Hollywood movie - Delaware County Daily Times

ATLANTA--( BUSINESS WIRE )--Even marketers using the easiest email solution available sometimes need a guiding hand. To be there when needed, Silverpop is unique in the marketplace, delivering Client Support services 24 hours a day, five days a week ...

Silverpop Supports Clients When They Need It (Not Just When ... - Businesswire.com

CHICAGO & DETROIT--( BUSINESS WIRE )--Glencoe Capital today announced a $10 million equity investment in Grand Rapids, Mich.-based American Education Group through the Glencoe Capital Michigan Opportunities Fund. Formed in 2007, American Education ...

Top Business Home Lead Prospect Search Links

Warning: file(http://beta.search.msn.com/results.aspx?q=Business+Home+Lead+Prospect&format=rss&FORM=R0RE) [function.file]: failed to open stream: HTTP request failed! HTTP/1.0 400 Bad Request in /home/expostpa/public_html/home-business/boetie/serp2.php on line 4

Warning: implode() [function.implode]: Invalid arguments passed in /home/expostpa/public_html/home-business/boetie/serp2.php on line 4