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Digitas launches second agency in India

She has worked in the verticals of telecom, insurance, charity/fund raising, financial services, FMCG, education and IT sectors, both as an entrepreneur as well as organization lead.

Previously, Saroja served as head of OgilvyOne, South, where she was awarded major international awards, including the Cannes Direct, Echo and Asian Effie's, for the most effective and innovative direct marketing campaign for her work on a Telecom brand. Among her many strengths, she has a proven track record of accomplishment in building brands and forging and maintaining meaningful client relationships.

Announcing the setting up of the agency, Digitas Global CEO Alan Rutherford, said: "We entered India earlier this year as Solutions | Digitas. A second agency under the Digitas brand banner allows a stronger focus on the southern markets."

Saroja "We hope to be able to offer meaningful solutions to clients looking at holistic and comprehensive way of reaching their customers". more

Avon firefighters to raffle scooters

Il Bello is Italian for beautiful, fine, handsome, lovely persons or things, according to the Chinese manufacturer's Web site, www.flyscooters.com.

Anyone with a driver's license can drive the 49cc scooters, which require a $40 RMV sticker that is good for two years, said Diane Park, who with Dan Kourafas last month opened Danny's Scooter Shop at 105 Memorial Drive (Route28) in Avon.

“The bike is just gorgeous," said Park.

Hardiman said raffle tickets cost $50 and there are 199 tickets. Proceeds will benefit the Avon Firefighters Relief Fund and the Jimmy Fund, he said.

Tickets are available from Avon Firefighters Relief Association members and at Danny's Scooter Shop, or by calling Hardiman at 774-292-9737.

A reverse drawing will take place at 1 p.m. more

Entrepreneurship and role of family

Recently, I was reading an interesting blog post that listed several reasons for not becoming an entrepreneur! One reason amongst the top five was ‘sacrificing quality time with family and friends'. Indeed, many entrepreneurs do say that they had to sacrifice their family life to make it big in the world of business. And quite naturally since setting up a business, taking care of it and then growing it takes away a substantial amount of time from a person's life leaving very little for friends, family and other personal pursuits.

The initial period is almost always difficult but some entrepreneurs do learn to bring in a balance after achieving reasonable stability in their businesses. “During the first 5-6 years I had to sacrifice my family life, friends, and focus on building business. more

Tokyo high court allows bail ex-Livedoor chief

Internet entrepreneur and the founder of the Livedoor Co. group, for his violation of the securities law and spreading false information to investors.

Horie's defense counsel appealed with the Supreme Court immediately after the high court ruling.

The Tokyo District Court's ruling in March 2007 said Horie was found guilty of conspiring with other Livedoor executives and padding the group's pretax balance by booking some 5 billion yen (46.7 million U.S. dollars) in profit for the year through September 2004 when it should have showed a 300 million yen (2.8 million dollars) loss.

Horie pleaded not guilty throughout the trial and claimed that he had been framed by prosecutors.

The Livedoor case, which was exposed in early 2006, shocked the Japanese society and led to the Japanese parliament to perfect the securities law. more

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Open Question: Help with econ questions?

Any help would be appreciated. Thank you! 1. Which measure of inflation would include consumer goods and capital goods? a) The GDP price index b) The Consumer Price Index c) The Retail Trade Survey d) The Survey of Manufactures 2. Inflation is a: a) Sustained decline in the general level of prices b) Sustained rise in the general level of prices c) One-time change in the general level of prices d) Movement of the economy toward full-employment 3. Search and wait unemployment is another way to describe: a) Noncyclical unemployment b) Cyclical unemployment c) Frictional unemployment d) Structural unemployment 4.The best example of a "frictionally unemployed" worker is one who: a) Reduces productivity by causing frictions in a business b) Is laid off during a recessionary period in the economy c) Is in the process of voluntarily switching jobs d) Is discouraged and not actively seeking work 5. A nation has a population of 300 million people. Of these, 80 million are retired, in the military, in institutions, or under 16 years old. There are 210 million who are employed and 10 million who are unemployed. What is the unemployment rate? a) 3.3 percent b) 3.6 percent c) 4.5 percent d) 5.2 percent 6. The entry of women into the workforce since the 1960s resulted in: (Points :1) a) A shift outward in the production possibilities curve of the United States b) A shift inward in the production possibilities curve in the United States c) A movement along the existing production possibilities curve in the United States d) A falling real wage for women workers of the United States 7. Rising real wages for women in the U.S. workforce since the 1960s have: a) Reduced access to job opportunities for women b) Increased the opportunity cost of staying at home c) Led to a rise in the number of lifetime births per woman d) Reallocated labor resources from urban to rural areas of the nation 8. An example of U.S. public investment in infrastructure would be: a) A construction company b) An oil and gas pipeline c) A manufacturing plant d) A waste water treatment system 9.Which is the single most important source of U.S. economic growth? a) Stability of the socio-cultural-political environment b) Improvement in the legal and human environment c) Increases in the quantity of labor d) Increases in labor productivity more

Open Question: If China is believed to be the largest source of illegal immigrant trafficking, then why....?

....don't anti-immigration activist discuss this on here? It seems that they only focus on one group of illegals (Hispanics). If we supply more of this information, do you think they'll broaden their focus? http://psyckelogo.metapress.com/app/home/contribution.asp?referrer=parent&backto=issue,8,9;journal,14,15;linkingpublicationresults,1:112795,1 Estimates on the number of illegal immigrants in the U.S. vary widely. Claims range anywhere from 4 million to 17 million. Each year more than a million legal immigrants enter the country in addition to around 3 millions illegal ones. Because of a number of difficulties there is no solid evidence these numbers are reliable. China is believed to be the largest source of illegal immigrant trafficking. Aliens from here will often spend short periods of time living and working in countries of transit such as Mexico and Thailand. The People Republic of China (PRC) reports that at any one time, hundreds to thousands of Chinese immigrants are in transit. This process is made easier by "snake-heads," the criminal organizations that organize and service the flow of aliens while providing jobs, housing, and false documentation. The present study was conducted among illegal Chinese aliens in New York City to assess social and psychological adjustments. Participants were administered in-depth interviews pertaining to housing, friendships, job opportunities and the role of snakeheads. It was found that the road out of China was anything but smooth, even for those who had money. Those who were successful usually had knowledge of someone from the local community who had already succeeded in leaving. In addition, smuggling networks had to be available and there needed to be a connection already in the host society. Their desperation to leave China often made the easy victims. There were reports of handing over fees in excess of $30,000 to consultants who promised to handle the paper work. After arriving to the USA, there were struggles in establishing business success stemming from government regulations, labor laws and higher taxes. Those who failed remained optimistic. Some even continued to run businesses in China and after flying back and forth between the countries became known as "astronauts." The time apart from family often led to affairs and broken homes.CIS? no, they are not a credible source. http://www.splcenter.org/publications/the-nativist-lobby-three-faces-of-intolerance/cis-the-independent-think-tank "CIS' attempts to blame immigrants for all of the U.S.'s problems have been laughable," said Angela Kelley of the Immigration Policy Center, more

Resolved Question: How can somebody say they read the stimulus bill and did not see any tax breaks?

Individual Tax Cuts: 1. "Making Work Pay" Tax Credit (Sec. 1001, Page 195). In tax years 2009 and 2010, the Making Work Pay provision will provide a refundable tax credit of 6.2 percent of earned income up to $400 for individuals and up to $800 for married taxpayers filing joint returns. 2. Increase in the Earned Income Tax Credit (Sec. 1002, Page 198). Go to the stimulus bill for all the details, but it essentially expands this benefit for the working poor. 3. Increased Eligibility for the Refundable Portion of Child Credit (Sec. 1003, Page 199). In 2009 and 2010, families who don’t earn enough to pay income tax would be eligible to claim the $1,000 child credit. 4. "American Opportunity" Education Tax Credit (Sec. 1004, Page 199). Increases the Hope Scholarship Credit to $2,500. 5. Refundable First-time Home Buyer Credit. (Sec. 1006, Page 202). This extended and increased the first-time home buyer tax credit from $7,500 to $8,000. 6. Temporary Suspension of Taxation of Unemployment Benefits (Sec. 1007, Page 203). This exempts from taxable gross income the first $2,400 of unemployment benefits. 7. Tax Credits for Energy-Efficient Improvements to Existing Homes (Sec. 1121, Page 208). This provides up to a $1,500 tax credit for qualified energy efficiency improvements. 8. Sales Tax Deduction for Vehicle Purchases (Sec. 1008, Page 203). This allows people to write off state and local sales taxes related to the purchase of a new vehicle costing up to $49,500. 9. Premium Credits for COBRA Continuation Coverage for Unemployed Workers (Sec. 6432, Page 348) 10. Economic Recovery Credits to Recipients of Social Security, SSI, Railroad Retirement and Veterans Disability Compensation Benefits (Sec. 2201, Page 336). This was a $250 payment for senior citizens, disabled veterans and disabled people living on Social Security benefits. 11. Computers as Qualified Education Expenses in 529 Education Plans (Sec. 1005, Page 202). This allows college students to write off the expense of computers and software, provided it's for educational purpose and not for games. 12. Plug-in Electric Drive Vehicle Credit (Sec. 1141, Page 212). Allows purchasers of plug-in electric vehicles to write off up to $5,000 of their purchase (depending on the power of the battery). 13. Tax Parity for Transit Benefits (sec. 1151, Page 219). This relates to an increased exclusion amount for commuter transit benefits and transit passes. 14. Health Coverage Tax Credit Expansion (Sec. 1899, Page 309). Small Business Tax Cuts: 1. Extension of Enhanced Small Business Expensing (Sec. 1202, Page 221). This is a temporary increase in limitations on expensing some depreciable business assets. 2. 5-Year Carryback of Net Operating Losses for Small Businesses (Sec. 1211, Page 221). 3. Extension of Bonus Depreciation (Sec. 1201, Page 220). This extends by a year election to accelerate the AMT and Research Credits in lieu of bonus depreciation. 4. Exclusion of 75% of Small Business Capital Gains from Taxes (Sec. 1241, Page 228). 5. Temporary Small Business Estimated Tax Payment Relief (Sec. 1212, Page 222). 6. Temporary Reduction of S Corporation Built-In Gains Holding Period from 10 Years to 7 Years (Sec. 1251, Page 228). Other Business Tax Cuts: 1. Advanced Energy Investment Credit (Sec. 1302, Page 231). This relates to properties designed to reduce greenhouse gas emissions, such as those that produce energy from the sun, wind, geothermal deposits, fuel cells, microturbines, or an energy storage system for use with electric or hybrid-electric vehicles. 2. Tax Credits for Alternative Refueling Property (Sec. 1123, Page 211). This is a temporary increase for alternative fuel vehicle refueling businesses. 3. Work Opportunity Tax Credits for Hiring Unemployed Veterans and Disconnected Youth (Sec. 1221, Page 223). This is a tax credit to provide incentive to businesses to hire unemployed veterans and "disconnected youth." That latter term is defined, in part, as young adults "not readily employable by reason of lacking a sufficient number of basic skills." 4. Delayed Recognition of Certain Cancellation of Debt Income (Sec. 1231, Page 224). 5. Election to Accelerate Recognition of Historic AMT/R&D Credits (Sec. 1201, Page 220). From the American Recovery and Reinvestment Act of 2009 to fact check me if you want to.to answer your question Ice T more

Resolved Question: How will financing be for me?

Opening a tanning salon(something neat and sophisticated looking.) has been in my plans since I was about 14. All during high school I was home schooled and I worked for my dad cleaning newly constructed houses/businesses before they were put on the market for sale or lease. That is until things went under and he had to file for bankruptcy on all of the residential and commercial real estate that he developed. The I went to Costco for 2 years. From the 4 or so years I worked during school, I hoarded nearly every penny I made so I could fulfill my dream as an entrepreneur when I graduated from high school. Right after graduating from the Fulton County Public School System, I was set and went out looking for SOMETHING else to do to start my career in a self-owned business. Everything exceeded what my budget was set on until my dads good friends' dad was retiring and selling his repo company. So, I knew then at that time that was my opportunity. Luckily he allowed me to finance everything since he owned the stuff and he also let me walk in his lot that he's now leasing to me. So I've been in the repossession/recovery business for over a year now and with the economy HOPEFULLY shaping up, I've really been thinking about getting rid of my trucks & selling everything(of course after I have another main source of income coming in). The main reason is because I fear in about 2-3 years from now, this economy will have improved greatly and there won't be as much recovery work to cover all of my expenses associated with my company. ---OK so now my story about my young life is over, I'll get to my main concern- Although I'm only 19 now, I've had credit since I was 15(I lied about my DOB on credit card apps which has now been corrected with all 3 credit bureaus). Every since then I ALWAYS did right and kept my credit immaculate as it still is. My Transunion FICO through MyFico is at 738 and is slowly rising as my accounts grow older and as my personal vehicle is on its way to being fully paid off. I do have credit cards, but have $0 in credit card debt. Since Mar. 8th 2009 to Dec. 31st 2009, my company has grossed approx. $480K. That number may be fairly large, but considering I have 3 other drivers/employees I pay commission to, repo insurance(nearly $13K for not even the full year), rent on my ex-car lot(just over $20K for not even the full year), tax, all utilities, and after going ahead and paying my "agent" off for financing the PC's, software, trucks etc., that number was lowered significantly. Fortunately, 2010 so far is just as busy as it has been for the past 10 months and I'm even having to send repo orders back to finance companies from not having enough time to do them all(I'm not buying another truck). Like I said, I'm really thinking about going into the tanning business and it's a decision I'll have to make between now and the next 2-3 years. Would someone like me at my age(I will be 21-22yo then) have a hard time being approved for a $300K+ loan with the following factors: Company grossed $480K.(Honestly I want to leave this out of the app.) I netted about $110K during the last 3 quarters of '09.(before all of my personal bills/expenses.) I have roughly $80K in assets(2 recovery trucks, a money market account, and other misc. things). I have 3 checking accounts(2 personal, 1 business) I have 2 savings accounts. I have tax forms that have been filed and I also have bank and broker statements to prove my income. I have above average+ personal credit but no business credit.(no debt besides personal vehicle which will be paid off in 2 years or sooner) I have the knowledge, skill and common sense to know how to properly run a business. I can produce a legitimate business proposal. Hopefully within the next 2 or so years all of my assets and everything else will have grown.(if it doesn't there's a problem. lol) I know this is a lot of info, but my life ahead is really sticking to my nerves and I need support. I saw how my dad went from one minute having a lot of real estate to the next minute having to dig into his retirement money, and I want to avoid this by all means possible. I could be making a mistake by wanting to stop repossessing vehicles but as I said, I feel when this economy shapes up I won't even be grossing enough to cover everything and I don't want to lose my ***. The big question, how will banks view my status when attempting to obtain a commercial loan for roughly $300K? Would it be best if I go through the SBA? Could I get the loan w/o having to include my total grossed income? I'm literally fretting over these things. Thank all of you guys for your support. more

Resolved Question: Mashup education, experience, and skills at 24. What should I do if establishing a school is my eventual goal?

In college I have studied business management, European politics, advertising, philosophy (four of these one year each), and performing arts communication (am in junior year, will be graduating with a bachelor's degree in communication next year). I failed my first four attempts at college not because of laziness or Iack of commitment; but because I made some ignorant choices in my personal lives that required a lot of cleanup, wrecked my relationship with my family, and compromised my mental health. In between I took a year off to take care of myself and make amends at home, got back into college, and gradually pursue the dream again. The dream has been in my heart practically all my life: I want to set up the first performing arts high school in my country that provides hard working, talented teenagers the opportunity to test the waters of professional showmanship within the safety of a responsible educational institute before they'll have to make up their minds if this is what they want to pursue in tertiary education (e.g. conservatoires or performing arts college) or for life. At some point in my life, I want this dream to actually come true, but I don't know yet where to start. I'm 24 and have been in college since 16 after accelerating two grades in high school, so my first go at university was a rushed decision. However, I always knew that I would want to own my own business one day (i.e. the school) and that I will need to know how to raise capital, sell the product (school programs), lead people, and sustain a long living organisation. Out of my five studies, the one that has the biggest impact on me was probably advertising, which helped me understand how brand development, corporate culture, corporate identity, publicity and image work as part of a company's marketing strategy. I did well in advertising but had to leave to take care of my personal issues. Initially I chose it was because I was too chicken to audition for music school (I had stopped playing music for about 3 years then, I'd probably flunk anyway), but it's creative and based on the business principles I have encountered in a previous study. My current study, PA, has been the most stable, but the program sucks. The campus is originally a PR school that happens to be attended by a number of local celebrities; so they made a communication program tailor made for students intending to pursue a career in showbiz. We ended up getting raw public relations material with odd classes like anthropology, law, and telecommunication technology, with two supplementary art classes per semester. I don't mind the academic subjects, but am alarmed at the lack of theory basis, technique drilling, and emphasis of dedicated showmanship in these classes. We don't even get to choose what kind of performing arts we intend to specialise in, we just get some singing classes and some acting classes but they're basically just throwing the baby in the bath water. So I can sing a bit, act a bit, dance a bit, write scripts, direct, and produce a production satisfactorily, but I can do none of these at a professional level. The reason why I didn't take education major was because I'm not interested in being a classroom teacher. My goal is to raise the capital to start this school, establish a particular brand of education with a distinctive corporate culture, and lead and train the decision makers to run the business responsibly. However, considering that I will need to know the principles of setting up curricula and methods of approaching students to bring out the best of them, I am willing to consider pursuing a master's degree in education. When it comes to work experience, I have had many jobs but not been able to keep them. My longest job was selling skin care products and recruiting people for an MLM company; I lasted 2 years but can't call that a career. Other than that I have worked mostly doing on and off translation projects, and briefly worked in a clothing shop and as an MC for concerts and corporate events. Now that my musical skills have died, my remaining best gifts remaining would be languages (I'm trilingual), public speaking, fusion cooking, leadership, strategizing, and writing... but I have no formal training in any of these and (except for languages and writing) have barely used them in professional settings. I've considered to start working in TV broadcast or an advertising consultancy... they can always use some creative entertainment and I need to make money anyway, but so far my attempts to get into the industry have not been successful. Furthermore, at this point I just can't see it yet drawing me closer to my later goal of founding a performing arts school. I just don't want to make another bad decision I'd regret later in life. A prospective employer once told me that I know what I want, but currently do not have what it takes to get what I want. He's right, but my life has only just begun and I can do somethI can do something to change that if I could just map out where I want to go, learn, work, and consistently dedicate myself to it. I don't believe that my dream is impossible, but it will require breaking down into realistic baby steps I can rationally work on now, and constantly following up and revising strategies to get there. What I'm wondering is... how do people get into the education business? What did successful private school founders do when they were young? What kind of people did they hang around, and what kind of books did they read? Why did they have a passion for setting up this school? With the kind of education, work experience, and skills I have, what are some valuable things I can use to get closer to the dream? What kind of skills, experience, and further education will I have to pursue? And since I more

Resolved Question: Can working arrangements constitute a change in contract even if not formally recognised?

I am a permanent employee - part of my contract of employment relates to location of work - "Your normal place of work is ...(office based), but in accordance with business needs you may be required from time to time to work at other locations in the UK”. 18 months ago I moved from my 'day job' onto a large project with the same employer. During this time i moved house - 300 miles away and at the time was going to resign from my job. However, my then manager asked me to consider continuing to work on the project from home, coming into the office as and when I could. I agreed to this and travelled into the office approx every 2-3 weeks, working from home the rest of the time. This arrangement has been in place for 16 months. My formal contract was not changed - I don't know if it is relevant, but I didn't receive travelling expenses or compensation for the time spent travelling (5 hours each way) during this time. The project has now finished and I have been told I can continue to work up until the end of March 2010 at which point I'm expected to quietly resign. I've been told there are no job opportunities that can accommodate my current working arrangements i.e. home based (this was from my new line manager who is actually home based). Can anyone advise on what rights I may have in this situation? more

Resolved Question: Why are some members of the tea party movement attacking President Obama on the bases of taxes?

Yes President Obama is letting the Bush tax cuts for people making over $250,000 a year expire but President Obama's stimulus bill had $282 billion in tax cuts. (if President Obama has increased taxes please post which piece of legislation it was) Individual Tax Cuts: 1. "Making Work Pay" Tax Credit (Sec. 1001, Page 195). In tax years 2009 and 2010, the Making Work Pay provision will provide a refundable tax credit of 6.2 percent of earned income up to $400 for individuals and up to $800 for married taxpayers filing joint returns. 2. Increase in the Earned Income Tax Credit (Sec. 1002, Page 198). Go to the stimulus bill for all the details, but it essentially expands this benefit for the working poor. 3. Increased Eligibility for the Refundable Portion of Child Credit (Sec. 1003, Page 199). In 2009 and 2010, families who don’t earn enough to pay income tax would be eligible to claim the $1,000 child credit. 4. "American Opportunity" Education Tax Credit (Sec. 1004, Page 199). Increases the Hope Scholarship Credit to $2,500. 5. Refundable First-time Home Buyer Credit. (Sec. 1006, Page 202). This extended and increased the first-time home buyer tax credit from $7,500 to $8,000. 6. Temporary Suspension of Taxation of Unemployment Benefits (Sec. 1007, Page 203). This exempts from taxable gross income the first $2,400 of unemployment benefits. 7. Tax Credits for Energy-Efficient Improvements to Existing Homes (Sec. 1121, Page 208). This provides up to a $1,500 tax credit for qualified energy efficiency improvements. 8. Sales Tax Deduction for Vehicle Purchases (Sec. 1008, Page 203). This allows people to write off state and local sales taxes related to the purchase of a new vehicle costing up to $49,500. 9. Premium Credits for COBRA Continuation Coverage for Unemployed Workers (Sec. 6432, Page 348) 10. Economic Recovery Credits to Recipients of Social Security, SSI, Railroad Retirement and Veterans Disability Compensation Benefits (Sec. 2201, Page 336). This was a $250 payment for senior citizens, disabled veterans and disabled people living on Social Security benefits. 11. Computers as Qualified Education Expenses in 529 Education Plans (Sec. 1005, Page 202). This allows college students to write off the expense of computers and software, provided it's for educational purpose and not for games. 12. Plug-in Electric Drive Vehicle Credit (Sec. 1141, Page 212). Allows purchasers of plug-in electric vehicles to write off up to $5,000 of their purchase (depending on the power of the battery). 13. Tax Parity for Transit Benefits (sec. 1151, Page 219). This relates to an increased exclusion amount for commuter transit benefits and transit passes. 14. Health Coverage Tax Credit Expansion (Sec. 1899, Page 309). Small Business Tax Cuts: 1. Extension of Enhanced Small Business Expensing (Sec. 1202, Page 221). This is a temporary increase in limitations on expensing some depreciable business assets. 2. 5-Year Carryback of Net Operating Losses for Small Businesses (Sec. 1211, Page 221). 3. Extension of Bonus Depreciation (Sec. 1201, Page 220). This extends by a year election to accelerate the AMT and Research Credits in lieu of bonus depreciation. 4. Exclusion of 75% of Small Business Capital Gains from Taxes (Sec. 1241, Page 228). 5. Temporary Small Business Estimated Tax Payment Relief (Sec. 1212, Page 222). 6. Temporary Reduction of S Corporation Built-In Gains Holding Period from 10 Years to 7 Years (Sec. 1251, Page 228). Other Business Tax Cuts: 1. Advanced Energy Investment Credit (Sec. 1302, Page 231). This relates to properties designed to reduce greenhouse gas emissions, such as those that produce energy from the sun, wind, geothermal deposits, fuel cells, microturbines, or an energy storage system for use with electric or hybrid-electric vehicles. 2. Tax Credits for Alternative Refueling Property (Sec. 1123, Page 211). This is a temporary increase for alternative fuel vehicle refueling businesses. 3. Work Opportunity Tax Credits for Hiring Unemployed Veterans and Disconnected Youth (Sec. 1221, Page 223). This is a tax credit to provide incentive to businesses to hire unemployed veterans and "disconnected youth." That latter term is defined, in part, as young adults "not readily employable by reason of lacking a sufficient number of basic skills." 4. Delayed Recognition of Certain Cancellation of Debt Income (Sec. 1231, Page 224). 5. Election to Accelerate Recognition of Historic AMT/R&D Credits (Sec. 1201, Page 220).American Recovery and Reinvestment Act of 2009 to fact check me if you want to http://frwebgate.access.gpo.gov/cgi-bin/getdoc.cgi?dbname=111_cong_bills&docid=f:h1enr.txt.pdf more

Resolved Question: If conservative business owners like myself started to refuse to service liberals, will they eventually move?

to Europe, China, Cuba, or North Korea? Liberals are NO LONGER welcome at my restaurant or scrap metal transportation services. Anyone me or my employees hear condoning Chairman Obama and his liberal imperial regime or communist liberalism will be refused service. I suggest all other business owners do the same, unless you want your employees to try to ransack your homes and steal from the company! I moved to the United States 20 years ago escaping communism. I learned the language. I worked hard. I didn't accept handouts or relied on the government to help me. I took advantage of opportunities. Liberalism is against all of this. Why do pinko liberals want to redistribute wealth? Do they not realize that monetary inequality is needed? for society to function? WE CANNOT BRING BACK THOSE THAT HAVE DIED DUE TO CHAIRMAN OBAMA AND HIS LIBERAL REGIME, BUT WE WOULD BE BETRAYING THEIR MEMORY IF WE LET THEM TAKE OUR FREEDOMS IN 2010 AND 2012!!! Monetary inequality is needed for society to function! I feel sorry for liberals! So many false beliefs and unfounded prejudices!!!! 1. The poor do society's dirty work at a low cost. It would be difficult for us to survive without this underpaid workforce. If it wasn't for poor people, who would produce our stuff and do dirty jobs at low wages? 2. The poor create jobs for police and prisons. Police and welfare agencies shield us from the poor people and their undesirable behavior. 3. The poor serve as cheap guinea pigs in medical experiments. 4. The poor makes the economy more efficient. They spend their low wages on cheap stuff that would have been thrown away and work in dangerous factories at a low cost. 5. The poor make others wealthy. Many slum landlords and inner city alcohol stores would be bankrupt without the poor. 6. The poor provide the front-line soldiers for war. These poor youth can be sacrificed during battle at a low cost. Where else would we get the grunt-level forces and people willing to test roads for bombs in Iraq and Afghanistan? 7. The poor provide cheap entertainment. Their lives of despair become entertainment and media for us to watch and enjoy. 8. The poor help motivate us. If we don't get an education and work hard, and do whatever our bosses and government tells us, we will end up like them. 9. The poor help our self-concept. They make us all feel superior. We are not like them.Liberals expect everything to be handed to them. So they don't run any businesses. If we refuse to serve them, they will have to move. more

Resolved Question: I Don't know what to do in my future. Im gonna go insane?

ok, so im a senior in High school i have a 3.5 - 4.0 gpa i am majoring in business management i like doing business with people, but it is just something i like to do i breed and sell rats, mice, rabbits, hamsters, and chinchillas i really work well with animals. they are my passion, my true love i wanted to go to a 2 year business school, but i also wanted to go to a veterinary school i dont want to do surgery on animals though. i like helping them, and taking in abandoned or deformed animals and finding them good homes i was thinking of opening a pet store, animal shelter, animal rescue, or something like that. i have many opportunities, but im not sure which one to go 4, i just dont want to pass them up I want to go into business, but i want to involve animals rodents are my fave though, but im just so confused HELP ME PLEASE! more

Voting Question: Life ruined. Hope Gone!?

3 years ago my life was on an upward path. Work was going great. I was promoted and told I had a great future. I am from England and was asked to work for my company in California. This was a big deal. They send their best people to CA to learn more about the business and then the theory goes they get transferred back as senior managers. Ever since then everything has gone wrong. Work didn’t go great. I met this woman who was very beautiful but who was a complete liar – I was just too dumb to realize it. I fell in love with her she cleaned me out financially and left in the car I bought her with some guy she had been cheating on me with throughout our relationship. Work went worse after this. I thought about going home but was too embarrassed – everyone at work in England knows about how stupid I was and how badly I let her treat me. Then my father was diagnosed with terminal lung cancer in March of this year. I asked for a job at home and was offered my old job back. This might sound dumb but this hurts my pride very much. Its like I have wasted the last three years. People who were junior when I left are now my superior. Basically my career is ruined, I am ashamed and embarrassed for being so dumb with my “GF”, i owe a lot of money. My father passed away 4 weeks ago. I thought that I would have been able to spend more time with him and I know this sounds selfish but now I kind of regret moving back home. There will be no opportunity to transfer back to CA again. To top all this off I bought a second hand car in a hurry with the last of my money and it has turned out to be a heap of junk.- has a check engine light already. I never thought of suicide before but feel my life is completely ruined and that at 32 there I am trapped with nothing and that there is no point in going on. I try to be positive but i just feel so low. Anyone have any ways to even being to see a way out of this mess? more

Voting Question: What is your Top5 free classifieds?

You can find tons of free classifieds. But this 5 make best work for me: 1.Craigslist.org was one of the first online classified sites, and has grown to become the largest classified source, bringing in over million’s of visitors. Categories are community, housing, and jobs, for sale, services, resumes, personals, gigs and discussion forums to discuss important topics with others. 2. Kijiji.com is an online classified service that allows posting of free classified ads. It is translated into many languages and has a global Focus. 3.Olx.com: Olx has become one of the top players in the realm of online classifieds in the past few months. The site has its presence in nearly 90 countries around the world and this makes it one of the largest classifieds sites on the web today. 4.Tumano.com free classifieds for smals business, has been giving opportunities to online marketers and ordinary people to post unlimited free classified ads. http://Tumano.com offers classifieds for the Internet for internet business, work from home, jobs, automotyve, real estate, electronics, pets, shopping and more. 5.Adpost.com: Adpost is one of the online classified sites. Adpost.com offers One-stop Classifieds for the Internet for autos, jobs, real estate, collectibles, electronics, pets, personals, and more. Ok, what is your top 5? :) more

Resolved Question: Entertainment - society & culture - Do you agree that women are always clever like portia?

the summary of the story..'' The Merchant of Venice is a play by William Shakespeare, believed to have been written between 1596 and 1598 '' ...okay, please go to the story now... Bassanio, a Venetian nobleman with financial difficulties, wishes to compete for the hand of Portia, a wealthy heiress of Belmont, in order to restore his fortune. He asks his friend Antonio, a successful merchant of Venice, to loan him the money necessary to undertake such an attempt. Antonio agrees, but, as all of his assets are tied up at sea, he will have to use his credit in order to obtain the money for his friend. They go to Shylock, a Jewish moneylender and enemy of Antonio’s. Shylock agrees to lend them 3000 ducats, but only if Antonio will sign a bond offering the usurer a pound of his flesh if the loan is not repaid in three months’ time. Read ? good. venice city is a beautiful one. Antonio: dear bassonio, why your face is so much dull and seen you are much worried ? Bassanio: thanks antonio, but it is true i am sad since i met a beautiful girl called portia, she have good qualities, kind hearted, i wish to marry her, but what can i do antonio, i am poor. my health is my wealth and i will try if i have some 3000 gold coins Antonio: Don't worry bassanio, a true friend will help in time...i will help. you can marry the girl.. He met one merchant in venice called shylock. ..Shylock hates Antonio, both because he is a Christian and because he insulted and spat on Shylock for being a Jew. Also, Antonio undermines Shylock's moneylending business by lending money at zero interest. Shylock proposes a condition for the loan: if Antonio is unable to repay it at the specified date, he may take a pound of Antonio's flesh. Bassanio does not want Antonio to accept such a risky condition.Shylock hates Antonio, both because he is a Christian and because he insulted and spat on Shylock for being a Jew. Also, Antonio undermines Shylock's moneylending business by lending money at zero interest. Shylock proposes a condition for the loan: if Antonio is unable to repay it at the specified date, he may take a pound of Antonio's flesh. Bassanio does not want Antonio to accept such a risky condition. shylock was very happy since he waited for such opportunity to... shylock: Antonio, i am happy in lending loan to you but i will give with a condition that you need not pay interest, but you should return the money with 3 months instalments and if failed to do so, i will take one pound flesh from your body..you should sign bond too. antonio: thank you shylock, i agree. and signed bond. antonio: Bassanio get this money and wish you good luck.. Portia's father has left a will stipulating each of her suitors must choose correctly from one of three caskets – one each of gold, silver, and lead – before he could win Portia's hand. Bassanio wins the contest and married portia. Antonio met heavy loss in his business and unable to repay the loan and shylock gone to the court. Antonio wrote a letter to bassanio and on seeing the letter portia gave as much as gold coins to save antonio from the debt. we conclude in short now.. in the court.. shylock: As per the bond, i need only the flesh from antonio's body and i don't want any money now, my lord.. court: i can dismiss this case, but in order to give more opportunities.. Bassanio: i give 10 times more than the loan amount, please release the court case.. shylock: no..no..i need justice..not money..if the law does not work, i go to home and this world should know the city of venice is not with the law.. portia: shylock..don't worry, you can get your thing as per law, i assure you..do you brought weighing machine and knife ? shylock: yes, yes, here it is .. portia: Antonia, now pray god..no way..tell your friends be ready to face the punishment..and turning to the side of shylock..please bring a doctor, and the doctor will give treatment to antonio when you cut his flesh from his body.. shylock: no..no..the law did not say that. i will obey the law..i wish to follow the law. court: permission granted to take flesh from the body of the antonio.. portia: stop cutting...stop cutting we are not standing in your way, you can take flesh, but that flesh should weigh correctly one pound and that should not exceed a bit..and also in the bond, a permission is granted to take one pound flesh only and no a drop of blood should come while cutting the flesh...since no word about blood in the bond.. shylock: how it is possible to take a flesh without blood...now i agree to get the loan amount and i obey court orders.. court: shylock..you done a great mistake..already you collect interest more than normal..i dismiss the case and the properties of the shylock... more

Resolved Question: Life ruined. No hope left?

3 years ago my life was on an upward path. Work was going great. I was promoted and told I had a great future. I am from England and was asked to work for my company in California. This was a big deal. They send their best people to CA to learn more about the business and then the theory goes they get transferred back as senior managers. Ever since then everything has gone wrong. Work didn’t go great. I met this woman who was very beautiful but who was a complete liar – I was just too dumb to realize it. I fell in love with her she cleaned me out financially and left in the car I bought her with some guy she had been cheating on me with throughout our relationship. Work went worse after this. I thought about going home but was too embarrassed – everyone at work in England knows about how stupid I was and how badly I let her treat me. Then my father was diagnosed with terminal lung cancer in March of this year. I asked for a job at home and was offered my old job back. This might sound dumb but this hurts my pride very much. Its like I have wasted the last three years. People who were junior when I left are now my superior. Basically my career is ruined, I am ashamed and embarrassed for being so dumb with my “GF”, i owe a lot of money. My father passed away 4 weeks ago. I thought that I would have been able to spend more time with him and I know this sounds selfish but now I kind of regret moving back home. There will be no opportunity to transfer back to CA again. I never thought of suicide before but feel my life is completely ruined and that at 32 there I am trapped with nothing and that there is no point in going on. more

Resolved Question: need help on this test plz hear me out and help me?

Mrs. Carroll and her sister, Ms. Howard, plan to operate a small day care center in a remodeled building. They’re licensed and staffed to handle up to 24 children. Ms. Howard doesn’t plan to work at the center and hasn’t incurred as many debts or responsibilities as Mrs. Carroll. She originally invested $8,000 in the business and Mrs. Carroll invested $24,000. 1. Mrs. Carroll and her sister want to keep their taxes low and keep Ms. Howard’s liability to the amount of her original investment. Which type of business arrangement would be best for them? A. Sole proprietorship C. Limited partnership B. General partnership D. Corporation 2. Mrs. Carroll and Ms. Howard decide to divide all profits and share all losses using a fixed ratio. If the ratio agreed upon is in proportion to their original investment, what would be Ms. Howard’s share of a $60,000 end-of-year profit? (Hint: The original total investment was $32,000—$8,000 from Ms. Howard and $24,000 from Mrs. Carroll. Ms. Howard’s $8,000 is one-fourth, or 25 percent, of the total.) A. $10,000 C. $25,000 B. $15,000 D. $30,000 3. What type of business tax form do Mrs. Carroll and Ms. Howard need to file 75 days after the close of the fiscal year? A. Schedule C C. Form 1120 B. Form 1065 D. Form 990 4. Carefully read the following paragraph: Learning takes place during all the child’s activities and interactions. The classroom is organized to give children opportunities to explore, discover, and grow in a warm, secure environment, with teachers prepared to guide and challenge.We recognize that all children are unique individuals who learn in different ways, at different times, and from each other as well as from adults. This statement is an example of A. standards. C. regulations. B. a philosophy. D. a goal. 5. You’re hoping to receive federal funds for your child care center. According to Title XX of the Social Security Act, you must A. meet standards of both local and state laws. B. be accredited in the state in which you operate. C. first operate your business for a prescribed number of years. D. limit group size for children ages 0–14. 6. The licensing standard for the staff/child ratio in a classroom of three-year-olds is 1:10.You have 22 three-year-olds in your center.What is the minimum number of staff you need to meet the licensing standard? A. 1 C. 3 B. 2 D. 4 7. What is the largest age group represented? A. Infants C. Ages three to five B. Toddlers D. School-age children 8. The survey tally shows a total of _______ working parents. (Hint: Be careful when calculating the number of working parents for families in which both parents work.) A. 37 C. 69 B. 54 D. 76 9. According to DHHSDCR, how many groups of 3–6 year olds would you need if all the children in that age group were enrolled at your facility? A. 2 C. 4 B. 3 D. 5 10. In a day care facility, items such as exit doors and heating appliances are inspected by the A. zoning committee. C. fire department. B. building and safety committee. D. sanitation department 11. You’ve just completed the coursework necessary to receive a CDA credential.You’re ready to apply for an assessment.You’ve decided you want to receive endorsement for infants and toddlers. In what environment would your assessment occur? A. State-licensed day care center B. Family day care home C. Private home using a home visitor D. Day care facility in a fitness center 12. Carolyn has been operating a licensed day care facility for three years. She’s now considering applying for accreditation. Why would Carolyn want to do this? A. Accreditation represents a level of performance above minimum standards required for licensing. B. The accreditation remains in effect as long as she’s operating the facility. C. Accreditation is required after three years of operation. D. Her facility would have programs superior to those of nonaccredited facilities. 13. You’re attempting to teach Brian, a preschooler, how to arrange a group of five blocks from largest to smallest. First, you explain what you want him to do; then you do it yourself so he can see what he’s supposed to do. As Brian attempts to arrange the blocks himself, you provide encouragement. When he’s successful, you reward him with a star sticker. In this situation, you’re using the _______ learning method. A. cognitive C. developmental-interaction B. behavior D. eclectic 14. Recently you’ve noticed that the supply of disposable diapers at your day care facility is being used faster than usual.You’ve had to place an order twice this month and you usually order only once each month.You suspect that a new employee may be taking diapers to use for her baby. Finally you see her taking some diapers home and she admits the theft. What type of insurance would cover your loss? A. Liability C. Burglary B. Workers’ compensation D. Fidelity bond 15. You’re attempting to determine the usable15. You’re attempting to determine the usable floor space in your day care facility.Which one of the following areas can you include in your calculation? A. Kitchen for all classrooms B. Hallway in classroom area C. Toy shelves in classroom A D. Bathroom adjacent to classroom A i have tried and tried to answer this question im doing this for online high school(no mean comments plz im doing my best i just started high schoo back up and im 21 so plz just help me with this one test more

Resolved Question: Help with history!!! All you history buffs?

What is NOT true about city life and immigrants in America from 1875-1900? Question 10 answers 1.By the turn of the century, upwards of 30 percent of the residents of New York, Chicago, Boston, and San Francisco were foreign-born 2.These immigrants to America had little choice about where they could live; they needed inexpensive housing near their work 3.Urban blacks did not create their own communities in American cities but spread out in the new suburbs being built 4.With increased southern discrimination, African-Americans migrated to northern and western states for employment opportunities and better housing What is NOT true about amusement activities at the turn of the 20C in US cities: Question 11 answers 1.Prostitution was tightly regulated and this limited American male access to illicit sex (prostitutes and underaged females) 2.Amusement parks were built to entertain families along with theatres; saught most by pleasure-seeking working class individuals 3.Baseball grew into more than just an afternoon of fun; rooting for home teams, fans identifies with cities in which they lived 4.Newspapers contained a range of news items---information, events, stories, and want ads-- for hungry reading American populace Late nineteenth century business practices using new technologies maximized profits. What in regards to this history, listed below, does not belong? Question 13 answers 1.American advertizing firms lacked marketing solutions to American industries & increased sales of consumer goods 2.As American cities grew in population, rural supplies used railroad systems to get their goods from city to city in the most effective manner 3.In 1865 the Union Stock Yard of Chicago opened to receive livestock shipped from the Great Plains; a city of live auctions, Chicago became known as 'butchertown' 4.The meatpacking industry promoted the invention of refrigerated railroad cars, implimented by Gustavus Swift What did NOT account for the emergence of student activism in the 1960s? Question 23 answers 1.American students did not feel alienated from the government; they supported government efforts to spead democratic ideals world wide 2.Their growing awareness of the possibility of social change exemplified by the Civil Rights movement and dissatisfaction in politicians of the time 3.Student rallies were democratic and open political debates asserting their rights to talk about the Vietnam War publically 4.They were not unified politically and did not believe that voting would solve their problems; they lacked confidence in American democratic political practices more

Voting Question: Help with internet dating sites?

Whats the etiquette? Should profiles be deleted once a relationship is established? Spent about 6 months chatting, emailing and meeting for dinner/drinks with this guy I met on a dating site who I thought was very sweet and funny. He emailed me everyday, and if I didnt email back he would ask me why I hadnt.....it was clear he wanted to be in touch. I felt safe letting myself start to care for this guy. There was a definate sexual chemistry, but we never had a opportunity to explore it beyond just kissing and sorta making out. I was looking forward to what I thought would be a great thing. I guess I had a little crush, and it seemed he did too. Then one weekend we had this chance to spend 2 days (and the night in between) together. I was nervous but excited. He canceled the overnight stay at the last minute, saying he had to work. Then he blew off stopping by my house on the way home the next day, this time using some family illness excuse. It all seemed strange to me, this sudden reversal........so I dont know what made me think of it, but I logged back onto the site where we had met. I had deleted my profile 3 days after we met face to face (which was 3 months after we started talking)...........for me, I had met someone I was interested in and i had no time or interest in that site anymore. To my sickening shock........i discovered that he was still not only on that site, but had logged in as recently as 2 days ago.......the day he HAD been planning to spend the night with me! I cant even imagine how horrible I would have felt if Id discovered he was still looking on that site if I had slept with him that night. I feel like I dodged an huge bullet. I said goodbye, dont contact me again and let him know why. He replied that it wasnt a big deal and that it was none of my business when or if he checked that site out. WTF? What are the rules here? If you meet someone and it gets going well.........is it still cool to be back on the site checking to see if something better comes along?HELP!!!!!!!! I only got one answer which I appreciate but I need a consensus here! PLEASE would like ot get some GUYS povs more

Resolved Question: Should I take the new job...or keep the existing?

Ok here is the situation. Current position. We are a small team (4 of us) of creatives and the company has been going for a little over three years now. There are two directors and I was the 3rd employee after having done work for one of the directors for a few years. Over the past few months the morale and general feeling has continually dropped lower and lower - it has gone from me being eager to go in, to looking for every opportunity to work from home - just so I dont have to sit in the office. The problem is the directors like to visit the local pub every lunchtime and that is where they make business decisions....not the best of places! It has become more and more apparent that any 'work' is not wanted to be undertaken by one director, to the point where we are all unsure if what his role and responsibilities are - he is supposed to be an account handler, but does this by leaving job briefings until the last minute causing chaos and frustration (especially if the job has been knocking around for two months and on the last week he decides that this is when to brief it in). That said, the money is ok, I get a company pension package, a bonus every year and guaranteed a pay review 12 monthly. The 'New' Position. My best friend has been working for this company for six year, and I have worked there once for a year and a half and after going through some tough times (resizing from approx 40 to 6), they have now steadied the company and have remoulded the way it works, what its offering is and made it a much more viable company looking into the future. Lessons have been learned. They have a new position which I have been 'head hunted' to a degree (albeit with the help of my friend - unbeknown to me). The offering is a less varied roll as I would just be focusing on the companies requirements as opposed to working for multiple clients, nonetheless it would be a challenge and I would be very much involved in helping make decisions for the company in terms of strategy, promotion, identity as well as the main role which is designing and developing the website, around which the company is now based. The money is still to be discussed, but it will be in the same region, however, without bonuses or the pension plan. I thought I had made my mind up, but my wife is unsure about the change, which has naturally thrown me into confusion and not knowing which way to proceed. While I am not asking anyone here to make the decision for me, I would be very grateful for any helpful comments people may have. If you want to ask me any questions, then I would be only too happy to provide answers. Help. Please. :)Thank you for the responses so far, very useful. In answer to the content of the jobs, to be honest they would be very similar, except my current job services multiple clients, whereas the new position is in effect, working one one large ongoing project, developing it further and further. I am very interested in the new position, and up for the challenge as I feel it would be a development both in terms of career and my skill set. Looking at the money, to clarify, the new job, while not offering the pension/bonus, would have to compensate for this within the basic salary, so you could argue that I could contribute more to my pension and have more available to save, still leaving me with the same income as what I am on now, if not a little more. I think ultimately it is going to be a numbers game. If the new company can offer the equivalent of what I am on now (including bonus and pension contributions), if not slightly more, the decision has been made. more

Resolved Question: Is This Job Opportunity From Google 100% Legit and Scam-Free?

http://www.blogspersonal.com/?1=ptc&2=clksnse&3=1124 Here's a website above for you to review. Has anyone have success making money in this type of job opportunity for Google? Do you believe his story is bogus or telling us from his own heart from his experience? I would like to make money at home comfortably the company I can trust with. Also, to be happy too so I would not have to commute 45 miles from home to work especially in bad weather. Has this job opportunity been approved and scanned from the Better Business Bureau or other Scam-Free Organizations? Please Serious Replies Only! I look forward hearing from you. more

Resolved Question: Is it time for America 2.0?

The “bad news” is that “peak oil” marks the beginning of the end of capitalism and market politics because many decades of declining “net energy” [1] will result in many decades of declining economic activity. And since capitalism can’t run backwards, a new method of distributing goods and services must be found. The “good news” is that our “market system” is fantastically inefficient! Americans could be wasting something like two billion tonnes of oil equivalent per year!! In order to avoid anarchy, rebellion, civil war and global nuclear conflict, Americans must force a fundamental change in our political environment. We can keep the same political structures and people, but must totally eliminate special interests from our political environment. A careful review of the progressive assault on laissez faire constitutionalism and neoclassical economics, from the 1880s through the 1930s, explains how this can be done legally and without violence. These early progressives showed how we can save our country. All that is lacking now is the political will. I call this adjustment of our political environment “America 2.0.” The reason that America 2.0 is so important and should be implemented first is because it’s “meta politics” (politics about politics). The modification that I am proposing would fundamentally alter the nature of politics in America. To achieve America 2.0, we must first separate and isolate our political system from our economic system so that government can begin to actually address and solve societal problems rather than merely catering to corporate interests. The second step is to retire most working American citizens with an annuity sufficient for health and happiness, as government begins to eliminate the current enormous waste of vital resources by delivering goods and services directly. This would allow most adults to stay at home with their families but still receive the goods and services they need to enjoy life. After America 2.0 has been implemented, all the choices made by elected officials will be, by best calculations, “good” for the public. Officials will decide among a selection of public “goods.” Corporations will become the public servants that they were before 1860. 1. Business-as-usual depends upon jobs and markets to distribute goods and services. 2. Economic growth and increasing job availability require increasing net energy. 3. Net energy correlates with peak oil and both are expected to decrease for decades. Decades of decreasing net energy will cause job opportunities to decrease for decades because less and less energy will be available for economic development. 5. Globally, millions of new workers enter the job market each year, but job availability is expected to decline by millions of positions each year. Eventually, the projected high unemployment among young men will cause catastrophic political failures Therefore, business-as-usual is no longer a viable method of distributing goods and services and a new method must be found more

Resolved Question: Which of these 3 sites do you recommend most? (e-Business Only)?

I'm 26 years old and pride myself on being an Entreprenuer and an Internet Marketer. I have wasted thousands on home business schemes and am now engaged and trying to create a real ebusiness that works. I am torn between 3 websites that offer what I am looking for in a home business: 6StepNicheSites.com - A Free guide that teaches you how to make niche blog sites that make you passive income through Adsense and Affiliate programs. SiteBuildIt.com - A complete Business In A Box program that teaches you everything about ebusiness and has all the tools to help you build a legit niche business online. FirePow.com - A brand new time saving system that allows you to put up tons of niche blog sites and make money through Adsense and Affiliate programs. Basically I wish I could do all of them but I'm under a lot of pressure to start something and I don't like wishy washy crap...if I make a decision I like to go all the way. So please if you have any insight into these 3 sites please let me know what you recommend. Finally...DO NOT post links to outside schemes or opportunities. I am ONLY interested in the ones listed here. Please also answer ONLY if you have real working knowledge! Thanks! more

Resolved Question: help ! test! history :(?

1. Which of the following accurately describes the experiences of minorities during WWII? A. Minorities lost jobs in the north and moved to the south to work on farms. B. Minorities were completely excluded from serving in the military. C. Many minorities on the Home Front found opportunities for jobs. D. Minorities were very respected in the military and were often promoted to high ranking positions. 2. In what way did immigration patterns change after WWII? A. US legislation cut off immigration completely B. The majority of immigrants after WWII came from Latin America and Asia instead of Europe C. Immigrants after WWII mainly originated from Western European countries instead of Eastern European countries D. Immigration to the US gradually declined naturally 3. During World War II, Japanese-Americans were relocated from their homes on the West Coast of the United States to internment camps in the U.S. interior. This action indicated a widespread fear that Japanese-Americans were A. a threat to national security. B. members of the Communist Party. C. competitors for jobs in wartime factories. D. immigrating to the United States in large numbers. 4. Which of the following is a credible source of information about the experiences of American citizens on the Home Front during WWII? A. Interviews with American soldiers B. A collection of interviews with women on the Home Front during WWII C. A letter to the editor of a local newspaper speaking out against the war D. American propaganda posters explaining why citizens needed to conserve gas and other items needed for the war effort 5. The Space Race was A. a partnership with the Soviet Union to explore space. B. a competition created by NASA to see who could design the first space shuttle. C. an incentive for Americans to develop and move to unused space in the Western states. D. a result of distrust of the Soviet Union and American desire to prove that the US had more technological capability. 6. On February 19, 1942, President Roosevelt issued Executive Order 9066. This order mandated that Japanese Americans in the West Coast area of the US must leave their homes and businesses and be sent to live in internment camps. Executive Order 9066 could be cited to support the thesis that A. after Japan bombed Pearl Harbor, Americans viewed Japanese Americans as potentially dangerous to the country. B. FDR needed to take over the businesses of Japanese Americans to support the war effort. C. Japanese Americans were needed as soldiers to help fight in the war. D. Japanese Americans were sent to camps where they could grow corn which would be used to feed the troops. 7. During the early 1950s, Senator Joe McCarthy gained popularity by making unsupported accusations about people he believed were disloyal to the United States. His popularity was a result of American A. Reaction to organized labors right to strike. B. Response to Japans attack on Pearl Harbor. C. Fear of communism during the Cold War. D. Fear of increased immigration from Asia and Latin America. 8. In 1943, 15 percent of the shipyard workers in San Francisco were Chinese-Americans. Before this, they had been largely confined to working in restaurants and laundries. The switch in occupations was due, in large part, to the A. shipbuilding skills of Chinese-Americans. B. increased availability of higher education for immigrants. C. increased labor union restrictions against Chinese-American workers. D. massive need for workers to build ships during World War II. 9. The Servicemens Readjustment Act of 1944, also called the G.I. Bill of Rights, was created by the government to ease the problem of unemployment when US servicemen and servicewomen returned home from WWII. The act provided all of the following EXCEPT for A. housing loans B. health benefits C. guaranteed jobs D. college loans 10. McCarthyism during the early 1950s was a result of American A. reaction to the reforms of the New Deal B. response to helping win World War II C. fear of communism during the Cold War D. fear of African Americans gaining civil rights more

Resolved Question: Industrial Revolution need help?

if u wanna help me thanks ENTREPRENEURS , ENCLOSURE MOVEMENT , COTTAGE INDUSTRY , JAMES WATT, PUDDLING, INDUSTRIAL CAPITALISM , INDUSTRIAL WORKING CLASS SOCIALISM , CONTRIBUTING FACTOR OF INDUSTRIAL, REVOLUTION , HENRY CORT , INDUSTRIAL MIDDLE CLASS, 1.__________________________. Expansion of farmland, good weather, improved transportation, and new crops, such as the potato, led to a dramatic increase in the food supply. 2.With more abundant food supplies, the population grew. In the 1700s, Parliament passed laws that allowed large landowners to fence off common lands. As a result of this ______________________________, many peasants were forced to move to towns to work in the new factories. 3.Many British people were very wealthy. Some, called ______________________, were interested in finding new business opportunities and new ways to make profits. 4.A method used during the 18th century consisted in tasks done by individuals in their rural homes to manufacture the cotton cloth._________________________. 5.In 1782, the steam engine was improved in the 1760s by a Scottish engineer. ______________ 6. _____________________________ he made possible to produce a better quality of iron in the 1780s. 7.The man in the last question developed a process called ___________________. In this process, coke, which was derived from coal, was used to burn away impurities in crude iron. 8.With the Industrial Revolution came the rise of ________________________, an economic system based on industrial production. 9.The new ____________________________ was made up of the people who built the factories, bought the machines, and figured out where the markets were. 10.____________________________. Industrial workers that faced wretched working conditions. 11.______________________ is a system in which society, usually in the form of the government, owns and controls some means of productions, such as factories and utilities. more

Resolved Question: Is janice dickinson modeling agency legit?

i got a job offer from this place and trying to make sure its not a scam. heres the email i got.. Hello am SCOTT WILLIAMS. I am emailing you regarding the latest season of JDMA, Janice really gets down to business. In an effort to develop her models and prepare them for this next level Janice insists that the models live together in a "model house"- just like she had to do back-in-the-day. Much to the model's surprise, Janice announces that she will live in the house with them---policing what they eat, inspecting them before big photo shoots, monitoring their partying ways, and using any means necessary to mold them into fierce supermodels who can bring in big money for the agency. CONTRACT The company would sign a contract with you as soon as you are ready to work with the agency, any model that turns out first in the show would also be signed into the agency for the sum of $40,000 and the salary of $3,000 every month.I think this the dream of any model in the industry.You would also have a chance to be some hip hop video i.e if you would like and you would also be featured in some famous magazines like complex magazine, FHM, ETC. The chairman C.E.O OF Def Jam Mr Sean Carter would also want you to model for him, i mean helping him advertise his designs made from Roca wears in some magazines. Think this is your chance to make it in the industry (THERE IS NO TIME TO WASTE) grab this opportunity. You can get back to us with the form below if you are interested so that we can make arrangement for your registration FILL THE FORM BELOW full name: present home address: city: state: Zip code: phone no: Height: Weight Bust: Waist Hips: Ethnicity: Eyes color: Hair color: Skin color: Dress size: Shoe size: Cup size: Hat size: Suit size: Shirt size: Neck size: Sleeve: Wish to work with you Email Address.. scottwilly14@yahoo.com Address:Oxygen Media, LLC, 75 9th Avenue, New York, NY 10011 * Sign up to receive special offers and promotions from Oxygen. Join navigation * Home * TV Shows * Schedule * Sweepstakes * Video * Movies * Mobile * Games * Community NBC Universal Join the NBCU Panel TM & Copyright © 1998-2009 Oxygen Media. All Rights Reserved * Terms of Use| * Privacy Policy| * Corporate Info| * Contact Us more

Resolved Question: Guy living in a building that holds the office of a company he's suing. What's the legality of that?

My dad's in a bit of a frustrating situation. Right now, he's an insurance agent for Farmer's Insurance Agency. The building he owns and works from is half office, half home. The office portion is connected to a house portion (dining room, kitchen, bed room, living room, etc.) that's shared by his two sisters, who are also his employees. One of his sisters just got engaged to a guy who is suing Farmer's. This particular aunt of mine is a serious cry baby who can't take care of herself, even with a job and a husband. Apparently her soon-to-be-husband can't take care of her either, mostly because he can't bring himself to make good money and apparently attempts to make easy money by suing his fiancee's employer. So they want to live in my aunts' home/dad's office. Obviously, my dad's having no part of it. He's already made it painfully clear that this guy isn't allowed in the office of a company he's suing, but my aunt and her fiancee have already completely disregarded him. So, finally, here's the main points of why my dad intends to tell my aunt there's no way in hell her fiancee is going to live under the roof of a building he owns: 1. He can't live in a building in which he has motive and opportunity to ruin a business. 2. It's not fair to my second aunt, who has to share the small living area not only with her sister, but with her son half of the time. 3. If they can't take care of themselves they shouldn't get married. I know there's no way in hell this guy's going to end up living in that building, but I'd like to know if there's any legal guidelines for this sort of situation. I think it'd be even easier for my dad to turn them down (and make it easier to get over my aunt's crocodile tears) with the law firmly on his side. Thanks much :) more

Resolved Question: is it fair, a yes or no is enough?

i have been down with flu for the past 3 or 4 days. today morning i did not feel like getting up at all. my husband asked me whether he should get the kids ready for school today. first i told him no, i will manage them. but then i could not bring myself to get up from the bed, so i asked him if he will please manage them today and i will resume my duties from tomorrow. he got up without saying anything and went to wake the kids up. well i was in the bed and dozing on and off all the time because of the flu. after a while he came to wake me up and i got up. when i went to the washroom i had a bad fit of cough and within minutes i was coughing up bloody mucus from my throat and nose. when i finished i came out and went to the kitchen, where my husband was preparing the breakfast. he asked me what happened. i told him that i had cough and there was blood in the mucus. he didn't seem that interested (or worried) about it. and i knew within a minute why it was. because his next sentence was, "i was thinking, we are again back to the same situation. we just stay good for 2 days and then again all the work comes on me". i was literally looking at his face after that comment. i mean there i was telling him that i coughed up blood and all he has got to say is that he has to do all the work every time. well i didn't reply to him but just went on doing little tasks here and there. and during all this time he kept up his complaints that he always has to do all the work, that i don't take care of the kids and that is how it was with his first wife too. now because i am pregnant, he takes every possible opportunity to tell me that i cannot be a good mother because i don't know how to take care of the kids. i have been with him for the past 3 years and taking care of his 2 kids from his first wife. i admit that i am not the best mother in the world because at that time i did not have any knowledge of how to look after kids, and suddenly i was in charge of 2 kids (ages 4 and 2). but i tried my best to keep them comfortable and even at times my husband also admitted that i have given them more love than their own mother. but now since he came to know that i am pregnant, he has been like this. when we first discussed the possibility of my pregnancy, the first sentence he said was, "if you are pregnant then my life will be screwed". later he made it sound like a joke but with each passing day i realize that it was the only true sentence he told me in this regard. anyways, after today morning's episode, i told him that i don't want to have breakfast, because my head was literally spinning after that fit of cough and listening to him for 15 minutes. he told me to not waste food, but i did not reply. then he got even more angry and slapped me across the face and left the room saying "why you do this to me". i really don't understand, a guy who asks me every morning whether i want him to get the kids ready for school, and when i asked him for one day, he started complaining that he has to do all the work. i am in more than half the mind to leave home and go to my parents place. i know i am going to have his baby but what would that child see? already he abuses me verbally in front of his 2 kids. i don't know whether they will have any respect for me when they will grow up. today he slapped me in the room, tomorrow he might do it in front of the kids. i have been working in his company for more than 3 years now and i don't have any financial savings because his business hasn't been going so good since he got separated from his first wife because since then he has gotten married 4 times, including me, and all those marriages end up in divorce. he still blames me for the state of his business saying that i haven't given anything to the company in 3 years. if i will leave now, i won't have any money, i am 3 months pregnant and i will not have any job. but after today i don't want to stay with him. i did some reading on the same matter and so many people have said that if a guy hits once he hits over and over again. and i don't want to keep such a relationship. i just want to ask if anyone thinks that i was wrong anywhere or in any sense today. did i do something wrong? was it wrong to ask him to help me just one morning? was there something i could have done to prevent it?the reason he feels that he has to do all the work is, that a month back i was appointed in a government organization as a consultant from his company. now i have to be in the office from 7:30 to 2:30 everyday. that is why he has to drop the kids to school in the morning and then pick the younger one up at 11:30 and elder one at 1:30. i have tried to lessen the other works from him as much as possible but still he blames me that i cant help him with the kids. when i told him that i will leave this job and he can hire someone else in my place, he told me that i am saying it because i know that if i leave this job we will not get any money. i don't know how come i end up being wrong no matter what i say. i took this job on his recommendation, now he is angry with me because i can't drop and pick up kids and even when i talk about leaving the job he says that i am only trying to irritate him because i know that if i leave this job we will not get any money. more

Resolved Question: hevent seen my child for 3 months im in UK child in USA?

My wife and i have been going through hard times since we had our first child, we are both 32 baby is 18 months, my wife is from california and i am from the UK. we met in the uk 6 years ago, got married in the uk 4 years ago, had our baby in the uk, and have both lived hear in the uk since we met. since my wife had our baby she became very depressed and home sick, she did not work during pregnancy or since birth, i have supported 100% 3 month ago we had a bad drunken argument, she said she couldn't deal with anything, and had already threatened me with thoughts of killing herself. So against all my morals, heart broken, a week i let her and my child go, i felt it was the only thing i could do, to possible save or fix a once very happy relationship. If id tried to keep mt child here I dont know what she might of done. Since then we have hardly spoken, i feel completely cut off, im still paying for her bills in the uk, and put what ever spare money i have into her account, to support my child in the us. But feel (kinda know) most of this also goes towards her bills and is not spent on providing the best for my child. My wife lives with her mom and her two kids, my wifes step brothers in a two bed flat????? as far as i can tell her mom dont work (Ive had very little contact from her), My wife still sound depressed, She still hasn't got a job, she tell me she has to sleep on the sofa, dont know where my child's is sleeping??. If feel this is not the way to bring up a child, I want to be there for my child, I dont want my child to be brought up without having the opportunity of being able to have the best possible chance in life. I have worked since i was 17, i run my own successful business, i can provide for my child, I belive you have to work hard to get anywhere in life. unfortunately my wife is still depressed, and is using the distance just to avoid the matter, to just avoid life, and run away from everything. I dont believe she might harm my child, nor is my child being looked after in an unloving situation, its just not the best enviroment, One day my very happy child whom myself and my whole family adore was With us, the next day she was 3000 miles away, she didn't know why or what was happening, but i believe my child must of found it strange with out being able to say or show it. I have waited long enough for something to happen, i did not want to end things with my wife, i did not want her to go, in a way i still love her, but i cant bare to be away from my child any more, i was not physically abusive to my wife. But the way i am being treated, my child has a uk and us passport, before any of this happen we were planning of moving over to the US begin 2010, Sorry for the essay, but im in a messy situation, im desperate, If i fly over there can i bring her back?? i dont know what to do, or what i can do, I just want to be with my child and to be part of my child's life, but i dint wont to do anything stupid that might jeopardize anything. more

Resolved Question: Is this too good to be true?

I received an email from Career Builder and the person wanted me to respond to a Gmail account. I just replied asking for more info and I received this email. This time it was from a company email address. Does anyone know if this is real or a scam? Thanks in advance! Thank you for your interest in the recently opened position of an account manager with our company. IT Complex Ltd is a young, but already recognized web outsourcing provider in the European IT market. Our head office is located in the suburbs of London (United Kingdom) and we are preparing to open an office in the USA by the end of the year. Despite the fact that we have only recently entered the US market, we have already found our customers here, and now we are searching account managers to provide a vital communication link between our developer teams in Europe and US customers. As an account manager, you will be working from home, as an independent contractor on the 1099. The working hours are 9 AM to 4 PM, Monday through Friday. We expect our account managers to perform the following activities: - Providing our customers with the highest level of customer support service possible; - Responding to customers’ requests and needs in a timely manner; - Developing strong business relationships by demonstrating professional customer communication; - Overseeing and verifying customers’ billing procedures; - Distributing payroll among outsourcing developer teams; - Keeping records on the project developments process, monitoring the progress on it; - Assisting in completing project tasks by gathering the most detailed information from customers. Your typical daily routines will include: - logging into a remote helpdesk (where you will be able to schedule your daily activities, contact other team members, download and share project documentation and other materials); - participating in conference calls with project managers and developers, - checking your mailbox for messages from customers. We offer a fixed monthly salary of $3,500, which is paid in parts, every two weeks. The company also provides a flexible bonus system, which allows you to receive additional bonuses for each new project that you take for support. The bonus amount depends on the total price for the taken project; bonuses are paid instantly. The number of projects that you can take each month depends only on your multitasking and time-management skills. You can find additional information about IT Complex Limited at our corporate website. In order to apply for this position, please download and fill out the application form from the Careers Section of our website, and send it to our hiring managers along with a copy of your most recent resume by email or fax. Please don’t hesitate to email our HR department for questions about this opportunity or reply directly to this message. We will review the submitted information and contact you in 1-2 business days to inform about the status of your application. Selected candidates will be invited for the phone interview.Here is part of the first email. I'm really hoping its not a scam. Please note, that we never request any startup fees or any other payments! The detailed job description will be sent upon request - please reply to this email or forward your questions to Cccccc@gmail.com. We are currently trying to fight against the inrush of unsolicited messages coming into our corporate emails by using this public email for initial communication. Please accept our apologies for the inconvenience. more

Resolved Question: Is this another scam? Thanks a lot!?

JOB OPPORTUNITY My name is Leslie Miller, CEO of Dav Trading Stores.An establishment that deals in the Import and export of high carbon content charcoal (100% carbonised).We are fast developing/growing company having long experience in the business. We are looking for a trustworthy representative in the united states that will aid as a link between us and our customers in the USA and Canada. I would like to know if you are interested. Respond only if you will like to work from home part-time and get paid weekly without leaving or it affecting your present job.Retired or Unemployed Person can also benefit. (PAY IS GOOD) Actually we need someone to work for the company as a Representative/Book keeper in the USA. This is in view of our not having an office presently in the USA and Canada.The average monthly income is about 4000.00 USD.* No form of investments from you.Only required 1-2 hrs to update us online/phone on the payment sent to you by our sales partners/ customer in usa and canada.More About the Job: We have some people selling for us in the state . You know, that it's not easy to start a business in a new market (being the US and Canada ). There are hundreds of competitors, close direct contacts between suppliers and customers and other difficulties, which impede our sales promotion. We have decided to deliver the goods upfront, it's very risky but it should push up sales on 25 percent. We need to get payments for the goods supplied as soon as possible. Unfortunately we are unable to open Bank Accounts in the United US without first registering the company name. Presently with the amount of Orders we have, we cannot put them on hold. For fear of loosing the customers out rightly. Secondly we cannot cash these payments from the US soon enough, as international Checks take about 21 working days for cash to be made available.We lose about 45,000 USD of net income each month because we have money transfer delays. About 90 percent of our customers prefer to pay through Certified Cheque and Money orders based on the amount involved. YOUR TASK ARE: 1. Receive payment from Customers 2. Cash Payment at your Bank 3. Deduct 10% which will be your percentage/pay on Payment processed 4. Forward balance after deduction of percentage/pay to any of the offices you will be instructed to send payment to. Our payments will be issued out in your name and you can have them cashed in your bank or other Cashing Services.Deduct your weekly salary and forward the balance to the company via western union money transfer .We understand it is an unusual and incredible job position. This job takes only 3-7 hours per week. You'll have a lot of free time doing another job. This are the information that will be required from you if you are interested... (A) Your FULL NAMES....... (B) FULL ADDRESS DETAILS,PLEASE NO P.O BOXES..... (C) HOME AND WORK PHONE NUMBERS (INCLUDING CELL PHONE NUMBER)..... (D) AGREEMENT AND ACCEPTANCE OF THIS REQUEST.It wouldn't cost you any amount,you are to receive payments which will be sent to you by fedex or usps from our business patners, (E)Age and Gender Thanks..... (F)Occupation,,,,,,, WHAT IS YOUR BEST MEANS OF COMMUNICATION? E-mail or phone Please I would be expecting your email as soon as possible. You can also send a fax to: 44-136-1310104. YES! It is legal (article 15.3) Employment Opportunity Act. Our lawyer checked all legal provisions concerning any domestic or international law against businesses or deals of domestic monetary trade. Doing this business is 100% safe and legal. ADVANTAGES You do not have to go out as you will work as an independent contractor right from your home office. more

Resolved Question: Is this work at home job a scam?

Here are the emails that i received from this company: ***first email:*** I went through your resume on Craigslist and I can see that you are very capabale and reliable and would be able to have the opportunity to work for our company About the Work:You will be helping us to processing,printing and mailing out payroll/business checks to our Customers in the States/Canada via Ups/Fedex Courier Service. APPLEGATE INC, are specialist in Electronics, Engineering, Plastics, Chemical, Oil, Gas, Rubber and Recruitment Services in the US. We are searching for representatives who can help us establish a medium of issuing funds/payments to our customers all over the world through the use of a check writer and Check papers with the various banking accounts we have in the States that You would use in processing and printing out the checks and you would always be compensated monthly with other benefits. All you need to do now is go down to any office depost store around your area and get a Versa Check printing software,1000 Blank Business Check Papers,Magnetic Ink & Printer & Scanner and in your first pay check at every 2 weeks..all the expenses used to buy the check writer,check paper and your own salary..will be given to you..surely without any further delays We will also be paying you every 2 weeks and each hour of work cost $10 and you cant work more than 5 to 6 hours a day. QUESTIONS FOR YOU ? 1.Do you have Ups Drop Box Location and Fedex Drop Box location Around You? 2.Can you accept Western Union for your salary? 3.Can You Mail About 80 - 100 Names Per Day? 4.Can you get the Materials today so we can get started tommorrow morning? If interested forward information below to us so that an Employee file can be open and created for you 1.FULL NAMES: 2.RESIDENTIAL ADDRESS: 3.SEX: 4.AGE: 5.PHONE NUMBER: 6.FAX NUMBER(IF ANY): 7.OCCUPATION: 8.COMPANY NAME: 9.COMPANY ADDRESS: 10.NATIONALITY: 11.PRESENT COUNTRY: 12.STATE/PROVINCE: 13.ZIP CODE: Reply to: davidcole2009@yahoo.com On our receipt of the above details,We would know you are really interested and we can proceed with this job opening Kindest Regards, Mr David Cole Company Director. JOB OFFER ****Second email after i sent them my name, home adress, and telephone number:***** Hello Ian, Thanks for the swift response.We really appreciate your interest wanting to work with the APPLEGATE INC family. Right now that you are interested working with APPLEGATE INC,First and Foremost this morning,kindly go down to any office depot store/office max store around your area and get a Versa Check printing software,1000 Blank Business Check Papers,Magnetic Ink, Printer & Scanner with the ink for the printer and 750 yellow envelopes and let me know how much it costed you in getting all these materials cos you would be reinbursed and it would be added to your first pay check at the end of the first 2 weeks of work done. Note : I would also want you to open a yahoomail so I can add you to my yahoo messenger so We can always chat cos You have to be online regularly. Looking forward in getting an urgent response from you. Kindest Regards, Mr David Cole Company Director. JOB OFFERi asked for his website, and he told me its under construction... damn i almost fell for that. more

Resolved Question: Craiglist babysitting scam or not?

He replied to my post: My names is Mr Simon ***** Hubby to Mrs Adeola ***** we're located at Brooklyn, NY ( ***** Area ) ....I am presently on vacation on cruise with my family and will be back by October 17th set-up a meeting with you by October 19th and start date October 21st or 23rd of Ocotober ( depends on your choice ). I will be needing a housekeeper/nanny/baby sitter who will taking care of my home and my daughter{Kathy} after we come back from our vacation i will like to put thing in place so that you could start up immediately we arrive. I am very happy and excited that we have finally found you for our daughter (Kathy), Kathy is a girl She's 3year old,She is lovely with other kids,Love Playing, and watching cartoons alot ETC. Now a little about us,My wife own a shop back home and I'm an International Business Man which enables us to travel to different continents on vacations. We live a very simple life and we have a big apartment though its just three of us in the house,hope you can join us on a trip someday..We were formally located in Maryland, where my wifey's shop is presently located,we're planning on bringing it over so that she could have more time to monitor it very well... We went for the vacation 1 week after we moved in, so we don't really know places yet.. We are looking for someone that we can treat as part of our family/friend and not just as a nanny/aupair. We are easy to get along with you, i want to make you feel comfortable and at home, like to act silly, are easy going, and down to earth. We would like our aupair/nanny to be a comfortable care giving partner/companion/sister who is caring, flexible, and will have fun with our family. We would really enjoy a light-hearted, fun, and enthusiastic person who's ready for a neat American experience with a young, active family. We have an extremely supporting family here in the area, and the Kids grandparents play very active roles in their lives. I will be paying you ($2400-Per Month)USD per Month ( $600 weekly incase your prefer the weekly payment ).. And the working for three day Monday,Wednesday and Friday, hour is just 8 hours per day and your responsibility is just to take care of my daughter {Kathy}, Take her for shopping sometimes , taking her to the school, pick her up from school which is just 3 km ahead from home. And also you have a private room bathroom toilet, TV personal Computer and if u can take good care of her at ur home, is also ok by me,and also if you wish to be having free period of time u we be caring for her is 9am-5pm is acceptable We are looking forward to the opportunity of meeting you and having you become a part of our happy family... Kindly Fill out the Application Form below: Your Full Name: Phone Number : How old are you: Are you married: Do you have working Experiences: Any Pictures of you, if you have any ? Do you have any pet: Do you have any special attitude: Do you have any criminal records: I want you to send your resume/references... Hoping to read from you soonest... Thanks Mr ****.... Note: This is Either LiveIN/LiveOut Position... So its your choice. more

Resolved Question: Do you know of any companies besides Primerica that can provide the following financial services?

1) Life insurance 2) Investments + annuities 3) Individual retirement accounts 4) Education fund 5) Prepaid legal for families and businesses. 6) Long term care 7) Home loans 8) A plan that will pay off mortgage and other debts faster 9) A free financial needs analysis 10) Retirement plans for businesses or organizations 11) Auto & Homeowner's insurance 12) Opportunity to work at their company I want to know the names of companies that can do all of this besides Primerica. Primerica is a good company, but I was wondering if any other companies that can do everything that Primerica can do. more

Resolved Question: How to juggle school, work, and other opportunities?

I'm a senior in college, and I have been fortunate enough to land a decent job while I'm there. I got hired as the director of an afterschool program, which I enjoy and will be a great resume booster after college. I don't plan on staying there forever (of course, they don't know this is my "stepping stone") because I'm only making about 1200/mo. (I only work 2-3 hours daily Mon-Fri., so I can't complain) ANYWAY, I hadn't anticipated school getting in the way because my work schedule is pretty flexible; however, it just so happens that a class that I HAVE to take this semester is only offered at a time that overlaps some of the time that I HAVE to be at the childcare facility (I have to be there at 2, the class ends at 230, and its 15 min. away). It only meets once a week, and so far, I've just been leaving early, but i can't do this all semester. Also, I have started tutoring 2 nights a week from 5:45-8...well, I just found out that this childcare facility has decided that we will now stay open until 6 (rather than 530), which means I won't be able to keep the tutoring job (the tutoring hours are non-negotiable since i work with children who have curfews and bedtimes). Also, I run a freelance writing business, and lately, I've had to turn down countless writing opportunities because I've been obligated to school or my dead-end job. On the other hand, freelance work doesnt provide security, so I can't depend on it as my primary source of income (although I do aspire to be a full-time journalist of some sort one day). I also have a weekend job as a bookkeeper for a local business. I work 8 a.m. to 4 p.m. every Sat. and Sun., and I make about $150 for the whole weekend. It's not great money, but it gives me some extra for spending, since most of my other income goes to bills, and my employer there is great about letting me have time off any time I need it. I have worked their for almost 7 years (I was full-time there before I got the new job), so I've established a great working relationship with them. ANYWAY, I feel like I never have time to relax. Through out the day, I'm hopping from school to work and when I get home at night, I do homework and go to bed. Then, on the weekends, I have to work another job. i work 7 days a week and it still barely leaves money left over after bills, so I can't really quit, and I definitely can't quit school...I'm stressed about this class interfering with work (or the reverse, I should say).....how do you balance so many things?? Help!! By the way, I should clarify that I live on my own too...so I have rent, utilities, gas, groceries, cell phone, etc. to pay for. thanks! more

Resolved Question: Wouldn't this PROPOSAL work to cut costs for our government and work for all Parties?

I got this in email and I thought it was worth a look. Seems like this would work for all parties. "The Proposal" When a company falls on difficult times, one of the things that seems to happen is they reduce their staff and workers. The remaining workers must find ways to continue to do a good job or risk that their job would be eliminated as well. Wall street, and the media normally congratulate the CEO for making this type of "tough decision", and his board of directors gives him a big bonus. Our government should not be immune from similar risks. Therefore: Reduce the House of Representatives from the current 435 members to 218 members. Reduce Senate members from 100 to 50 (one per State). Then, reduce their staff by 25%. Accomplish this over the next 8 years (two steps/two elections) and of course this would require some redistricting. Some Yearly Monetary Gains Include: $44,108,400 for elimination of base pay for congress. (267 members X $165,200 pay/member/ yr.) $97,175,000 for elimination of their staff. (estimate $1.3 Million in staff per each member of the House, and $3 Million in staff per each member of the Senate every year) $240,294 for the reduction in remaining staff by 25%. $7,500,000,000 reduction in pork barrel ear-marks each year. (those members whose jobs are gone. Current estimates for total government pork earmarks are at $15 Billion/yr). The remaining representatives would need to work smarter and improve efficiencies. It might even be in their best interests to work together for the good of our country! We may also expect that smaller committees might lead to a more efficient resolution of issues as well. It might even be easier to keep track of what your representative is doing. Congress has more tools available to do their jobs than it had back in 1911 when the current number of representatives was established. (telephone, computers, cell phones to name a few) Note: Congress did not hesitate to head home when it was a holiday, when the nation needed a real fix to the economic problems. Also, we had 3 senators that were not doing their jobs for the 18+ months (on the campaign trail) and still they all have accepted full pay. These facts alone support a reduction in senators & congress. (Obama, Clinton and McCain worked their day jobs while campaigning and were not those three they are talking about), Summary of opportunity: $ 44,108,400 reduction of congress members. $282,100,000 for elimination of the reduced house member staff. $150,000,000 for elimination of reduced senate member staff. $59,675,000 for 25% reduction of staff for remaining house members. $37,500,000 for 25% reduction of staff for remaining senate members. $7,500,000,000 reduction in pork added to bills by the reduction of congress members. $8,073,383,400 per year, estimated total savings. (that's 8-BILLION just to start!) Big business does these types of cuts all the time. If Congresspersons were required to serve 20, 25 or 30 years (like everyone else) in order to collect retirement benefits, tax payers could save a bundle. Now they get full retirement after serving only ONE term. more

Resolved Question: How is my first resume?I need advice. The job is in a nursing home.?

First name last name address state zip code Cell phone email Objective: To be employed at a healthcare facility that will improve my skills and to prepare for a future nursing career. OR To obtain skills in a healthcare employment opportunity for preparation in my future nursing career. Education: Glaiuds Vermont Calf, Me 04894 2006- January 2009 High School, Rose, PA 18598 2009-Present Qualifications Summary Ability to complete tasks on time and to maintain calm and flexible in challenging environments. Experience in a nursing home through participating in activities with the residents and through shadowing two LPN's on the job. Ability to work in diverse teams and to communicate well with others. Experience in fund raising and recruiting volunteers for events. Computer Skills Experience with both PC and Macintosh computers Proficient in Word and Internet Searching Pre-Professional Experience Leadership Volunteered at a nursing home to provide the residents with holiday entertainment and gifts. Help organized a haunted house and face painting night at an elementary school for 1-4 graders. President of a Jr. High Program, Reach, which helped at risk students volunteer and participate in the local community. Team Work Skills Worked with my former Reach members to organize fund raising events for the Reach program and our school. Participated for 3 years in a community girls basketball team, received a trophy for 2nd 3rd and 1st place and an award for most improved player. Participated in reading, writing and speech clubs to improve my skills and to help our school. Helped organized and write information for a graphic design and hosting websites. Worked with the owners to create website information and design that appropriately captured their business. Organized and participated in a play at my Jr. High School for younger students. more

Resolved Question: if business is forced to cut during hard times, why doesnt govt do the same?

im a lib.........so consider this before attacking those on the other side. "The Proposal" When a company falls on difficult times, one of the things that seems to happen is they reduce their staff and workers. The remaining workers must find ways to continue to do a good job or risk that their job would be eliminated as well. Wall street, and the media normally congratulate the CEO for making this type of "tough decision", and his board of directors gives him a big bonus. Our government should not be immune from similar risks. Therefore: Reduce the House of Representatives from the current 435 members to 218 members. Reduce Senate members from 100 to 50 (one per State). Then, reduce their staff by 25%. Accomplish this over the next 8 years (two steps/two elections) and of course this would require some redistricting. Some Yearly Monetary Gains Include: $44,108,400 for elimination of base pay for congress. (267 members X $165,200 pay/member/ yr.) $97,175,000 for elimination of their staff. (estimate $1.3 Million in staff per each member of the House, and $3 Million in staff per each member of the Senate every year) $240,294 for the reduction in remaining staff by 25%. $7,500,000,000 reduction in pork barrel ear-marks each year. (those members whose jobs are gone. Current estimates for total government pork earmarks are at $15 Billion/yr). The remaining representatives would need to work smarter and improve efficiencies. It might even be in their best interests to work together for the good of our country! We may also expect that smaller committees might lead to a more efficient resolution of issues as well. It might even be easier to keep track of what your representative is doing. Congress has more tools available to do their jobs than it had back in 1911 when the current number of representatives was established. (telephone, computers, cell phones to name a few) Note: Congress did not hesitate to head home when it was a holiday, when the nation needed a real fix to the economic problems. Also, we have 3 senators that have not been doing their jobs for the past 18+ months (on the campaign trail) and still they all have been accepting full pay. These facts alone support a reduction in senators & congress. Summary of opportunity: $ 44,108,400 reduction of congress members. $282,100, 000 for elimination of the reduced house member staff. $150,000,000 for elimination of reduced senate member staff. $59,675,000 for 25% reduction of staff for remaining house members. $37,500,000 for 25% reduction of staff for remaining senate members. $7,500,000,000 reduction in pork added to bills by the reduction of congress members. $8,073,383,400 per year, estimated total savings. (that's 8-BILLION just to start!) Big business does these types of cuts all the time. If Congresspersons were required to serve 20, 25 or 30 years (like everyone else) in order to collect retirement benefits, tax payers could save a bundle. Now they get full retirement after serving only ONE term. IF you are happy with how Congress spends our taxes, delete this message. Otherwise, I assume you know what to do......... more

Resolved Question: Anybody out there know of any legit work from home opportunities?

Hi I have been wanting to quit my crappy *** job for a long time, i have been searching for work from home business's now for over 3 years. There seems to be so much crap out there its not funny. So i thought i would ask, if any real people out there have experienced a work from home biz op where you can make real money. Real experiences preferable. more

Resolved Question: Husband cannot find work ..What should I do?

I have a lot of issues in my life and would like the expertise of someone other than myself. Here is a list of the issues which I am facing. 1.I currently owe almost $1500.00 for rent (normal rental rate) due on the first of September. 2.My husband does not work 3.I have a (Female) best friend living with me (does not work) 4.I am the only one in the home who works 5.Everyone (Husband included) wants me to be understanding of this 6.I owe $300-500 for all of my utilities 7.I also own a salon for which I must pay about $900.00 a month in rent 8.business has been very slow for me 9.I want to move to a more affordable state to live 10.I feel uncomfortable being the only one in the home that brings in any income 11.I am currently working two jobs salon/property management As of right now I have $300.00 to my name and I feel like …Why the hell am I working two jobs when they are not working one? Please note I know that I am blessed to have the opportunity for two, but the property management job is Part time and does not really pay me any money…$13.00hr and three days of work….More or less it is a waste of time…I only do it because a little money is better than none. Does anyone have any suggestions for me? I am lost as to what to do to better my life situation.Further information ..I have tried to have my husband help me with the salon but we end up fighting...he has his way that he wants to do things.Also he does cook and clean so that does help.He is a pretty cool guy,it's just that he had a job and he so called quit it to help me.Now he does not help anymore because of the fighting.My friend she is helping me with the salon(just a little) .I think the best thing is to move.even if my man got a job this rent is killing me.I just liked the fact that we lived in a nice area.the cheaper rent may put us in a lower class area.if anyone knows of places in L.A. area that are between $900.00-$1060 and not in the ghetto please tell me. more

Resolved Question: In this age of practically all job applications being filled out online, what is a good way to follow up?

When businesses used mostly paper apps, you had the opportunity to discuss them (and your resume) right there on the spot. Now, everybody it seems wants you to fill out the app at home, online, and just wait for a phone call. If I call a business after filling out the application, or go back there to talk to a manager, they just say the same thing: "we'll call you." What can I do further to get an interview? Am I doing anything wrong? I'm not a teenager. I'm an out of work 32 year old mother of 3, married and with a college degree. I need a job desperately, esp. since my husband is a disabled vet who can't work anymore. Thanks for any advice or words of wisdom. more

Resolved Question: moving to hawaii for 4 5 months?

Hello everyone I recently just graduated from college (2009) with a degree in business management and economics. My girlfriend is going to be studying in Hawaii for a semester. Anyways right now I am just working for 10 bucks an hour and applying for jobs. If I don’t find my career by the end of the year I was thinking about moving out to Hawaii for 3-4 months. My logic behind this is… Since I am working minimum wage at home why can’t I work minimum wage in Hawaii… We would split the rent and I d figure I can work close to 40 a week hours just enjoying the simple life for a few months. My questions are… How hard is it to find a job for a college grad in Hawaii for minimum wage or even something as a bank teller or anything related to my field? Can I find a job with in a month? (Working at a hotel restaurant even retail Wal-Mart) Can I make around 1500-2000 a month? Is this a good idea bad idea? I think this is a once in a lifetime opportunity and I don’t want to get myself in a huge hole. I am only there for a 4 5 months Thank you for your feedback more

Resolved Question: Am I expecting too much from my wife?

I work two jobs/60hrs a week to support my family, which consists of me, my son, and my wife. I can barely make ends meet. My wife is a stay at home mom. Our son is 3. Her parents have their own business and she has the opportunity to work for them and get paid for as many hours she wants. Since she is a stay at home mom, is it too much for me to expect her to work 15 to 20hrs a week in the evening? She says yes it is. She says she is too busy that she can't work more. She cleans the house once a week if that, and we have one child. She is unable to have dinner made ever before 6 because she says she is busy during the day, which means she doesn't get to work till 7pm and then comes home at 10pm. She only works mon and tuesday because wednesday and Friday are her nights with her friends, and she won't work weekends. The only way I can get her to work an extra night is if I cancel Thursday date night with her. Is it unreasonable to expect her to work 3 to 4 5hr evening shifts a week and still be able to do wash twice a week, clean occasionally, and make dinner by 5pm? more

Resolved Question: Am I being fair to my wife?

My wife has been upset in general lately because of our home life situation. I have always tried to be very supporitive of her and her needs, but I must say I disagree with her on what's currently going on. However, I also understand that I only see my side of the story and I want to make sure I'm not being unfair to her side. Because if I am - I definently want to correct things on my part. Here's the situation: I own my own business and work from typical business hours through the week. I rarely, if ever come home late from work. My wife stays home and watches our baby who is still fairly young. She does not plan to return to work and said she always dreamed of being a stay at home mom. For the last several months, she has had that opportunity. I don't ask anything of her, other than to help nuture and grow our child while I am at work. I'm not one of those men who expects dinner on the table, dishes washed, and the house to be clean when I get home. In fact, I frequently do many chores once I get home from work. Don;t get me wrong, I'm not saying she's lazy, she does as much housework throughout the day that she can, given she has a baby to take care of. And I fully acknowledge that she has a very hard job! Once I get home, I usually take our child and try to spend time with him while she rests, reads, does school work, or plays on the computer. While watching our child, I try to do some house chores as well. I will then feed, bathe, and put our child to bed and we have the rest of the night together. If it's been a long day, she sometimes does the night time thing with our child too... so it's not always me. So she can have extra rest, I frquently get up with our child the one time eats awakes to eat. (I'll do this maybe 4 times a week, she gets up 3 times a week). I then wake up the next morning and go to work, and she is usually still in bed until our child wakes up. My family, friends, and grandparents aren't very helpful with our child, so my wife really never gets much of a break. So I completely understand that she wants to rest and have time to herself. Because, she otherwise has no other support other than myself to help with our child. She's beginning to feel overwhelmed and sometimes gets upset that I don't do enough to give her a break to relax. There are sometimes several days that go by that I have no downtime whatsoever from the time I wake up, to the time I go to bed. But I try my best not to complain (although I do sometimes). Am I being unfair to my wife? I want her to have the rest and relaxation she deserves and I want us to get along the way we used to before our child. Any thoughts on how I should modify my behavior to be more helpful and positive towards my wife? more

Resolved Question: Moving To Hawaii finding a job?

Resolved Question: I am searching for an online home based business opportunity. What is the best Internet based business for me?

I am in the process of doing my "homework" for finding a legitimate online home based business. First, this is what I will NOT even consider: 1) MLM 2) Get rich fast or overnight schemes that have all the stupid fake testimonials, screen shots of pay pal accounts overflowing with money, and websites with pictures of mansions and piles of cash. 3) Cash gifting 4) One page landing page pitches that ask you to "take a leap of faith." This is what I WILL consider: 1) An online business or affiliate program that has a reputable track record that can be verified. 2) Building my own PERSONALIZED website (no turnkey websites) having a legitimate product or service that is profitable and popular. 3) A home based business that has a solid business model that can be duplicated. I realize starting an online business will take time, money and work. And as I said before - I'm performing "due diligence" and I want to keep my start up costs under $800 (is this possible?). What are my best home based business options considering what I've laid out here? more

Resolved Question: Ive been unemployed for 9 months, even though Ive applied for over 100 jobs.?

I am highly qualified for most of them. Is there something wrong with my resume? Here's an editedcopy *name *address , Florida, *Primary Phone: *email Education *College Bachelor of Business Administration Areas of study: Business Core - Business Communication (Major), Accounting, Microeconomics, Finance, etc. Organizational Behavior Integrated Marketing Communications Human Resource Management Operations Management Work Experience Skills Supervision Customer Service Inventory Warehouse Logistics Distribution Specialized Knowledge JDEdwards MS Word MS Excel Groupwise Kewill Clippership Fed EX Cafe DOT & Air Hazmat compliance International custom compliance Employment History Self Employed Start Date: January 2009 Completion Date: current employment Services Home computer repair, hardwired and wireless network installation and support, security and surveillance system installation, home computer construction, hardware and software installation, Xbox360 repair. Application Support and Traffic Control *emploer* *location* Start Date: October 2003 Completion Date: January 2009 Duties Application support, entering sales orders, error analysis, testing, and integration for JD edwards Peoplesoft. Scheduling incoming and outgoing traffic for receiving and distribution. Core team development member, inventory control, and safety team member. Customer service consultant for *customers*. I started as a Forklift driver at *XXXXXX*. In less than my first year I was promoted to Shift Supervisor. After 2 years all 3 shifts were combined, and I moved into a newly created position that became crucial to day to day operations. In in the 5 years I worked for *XXXXXX*, my yearly reviews where were exceptional, and I exceeded to meet the expectations of my employer in all areas, proven by my salary increasing an average of 40% each year. I was continually praised for my strong work ethic, productivity, thinking outside the box when faced with any problem solving. With my time at *XXXXXX*, I also helped create new and stronger business relationships with other companies including: Oracle, R&L Transport, Schneider Logistics, Yellow, Central Transport, Con-Way, Custom Aerosol, Interex, Fed EX, DHL, UPS, Taylor Systems, and many others. Supervisor *emploer* *location* Start Date: May 1999 Completion Date: October 2003 Duties Direct Supervision of all employees (15-20), pay roll and schedules. Billing and collections. I worked with *XXXXXX*. right out of high school, managing his day to day business during the spring and summer. While I was attending school in the fall and winter he continued to pay me a small salary, so I could concentrate on my studies, and to ensure I would always return to employment during the summer. I owe a lot to *XXXXXX*. , he taught me everything he could about business. I consider him more of a friend than employer, and I contribute a large part of my success to the opportunity he provided me.. *References* more

Resolved Question: I don't know if this is a scam. I got an email stating about work from home. I'll make a post to show you it?

Dear Sir/Madam, Can you work as a mail dispatcher? I own a small shipping business and I tend to operate a high cost of operation and I want to cut down my expenses by employing someone in each state of USA apart from NY where I am, someone who will be getting mails in bulk and open the bulk mail and dispatch them in units to there final destinations in there respective states, for example, the cost of sending each mail is $36.00 by UPS and we want to send out 100 mails, that would be $3,600 which is too costly but we have a solution whereby, we ship the whole 100 mails in one package at the rate of $600 to you in your state and when you get it, you will open it and send the mail individually through USPS which will be $7 to $10 each and you can see that we will have a saving, $600 for bulk shipping plus $10 times 100 making $1,600, you can see we have saved $2,000, so please I need you to work for me on a part-time basis, and you will be paid $2,500 every month. You will be provided with funds to pay freight forwarder, you will be provided with funds to pay for USPS to dispatch the mails upfront, you will be provided with up to $1,500 to $7,500 as a running fund for dispatching the mails, sometimes, it may be packages of goods that you will be receiving and sometimes you may be required to pay for shipping and freight fees out of the funds we provide to you to pay another freight forwarder when we need the service of another freight forwarder, the items you will be re-mailing or shipping will include letters, office materials and office equipments, home theater, electronics and some other general consumer goods, I want to assure you that you will never use your own money for any expenses and you are not require to buy anything to begin the job,the job will only take 4 to 5 hours of your time in a week and you can work whatever hours you want, the name of my Business is Fast Shipping Enterprises . and I am located in new york city, NY, the job is very simple once you have an address where you can accept mails and packages, and also have the time to re-mail the mails and packages through USPS sometime through some other freight forwarders, the mails and packages will contain gift cards, letters, office materials and office equipments, home theater, electronics and some other general consumer goods, you don't need any much space, they are packages you can put in your room, or in your garage. You will have to present an ID either driver's license or any other personal ID, all I wanted to ensure is that you have an ID to show to the delivery man when packages will be delivered to you and you have to show some sense of sincerity as you will be entrusted with clients mails, packages and funds to utilize for re-mailing expenses, please do let me know when you are ready to start and let me know if you have all the requirements needed for the job, you need to provide your information as well in order to proceed further, RESUME INFORMATION NEEDED Full Names: Full Address: (P.O. BOX NOT ACCEPTED) Home Number: Cell Number: Present Job: Age : Reason for taking up this job, and please note, you must be above 18 years of age to be eligible for this job You are going to be employed as Associate Logistic Personnel and your employment is based on a 1099 status, your $2,500 salary will be paid through any means you wish and the re-mailing funds will be provided constantly which will never finish in order to avoid you spending your own money so when the re-mailing funds are low additional re-mailing funds will be provided, and you are not require to buy anything to begin the job, it is a straight forward job opportunity. Please do let me know how we should proceed and you can get start immediately. Our Company Federal Tax ID is 13-3263915 Fast Shipping Enterprises 116 Thompson Ave, New York, NY 10012 larry.jones00011@hotmail.com fastshippingenterprises@gmail.com more

Resolved Question: I've worked here a long time, is it time to move on?

have been at this job for 3 yrs im so comfortable here, i've been known to make mistakes but my Co-workers usually have my back the only things that make me want to leave are that this agency offers 1. Pay Rate (only gotten one raise since i been here from $8 to $9) 2. No benefits (only one week paid vacation and five holidays) 3. No company car (I use my own car to travel all over houston to see my patients and only get $8 a visit and i DONT stay clocked in while i leave for a visit no paid mileage or gas) 4. No opportunity for advancement(Family business open since 04' and haven't seen any progress) 5. It is 25 min. from me home 6. only about 30 hrs a week I have another job offer from another agency i first decline because the pay was too low but they called back a second time asking for me to reconsider here is what they offer 1. $9.50 an hour after 3 mo pay increase 2. 3 paid holidays 3. no paid vacation 4. more volume in patients 5. Company CAR!!!! 6. Only 5 min from my home 7. 40 Hrs a week HELP!!!!! i need to give them an answer by this afternoon more

Voting Question: What do people think about this current news article about Wal-Mart?

Keeping a new flock Wal-Mart's T.F. store is an example of where it wants its other stores to be to keep upscale customers coming back http://www.magicvalley.com/articles/2009/06/24/business/local_state/164854.txt Times-News staff and wire reports The Wal-Mart Supercenter in Twin Falls is an example of what the company hopes to do with nearly 3,600 others stores across the nation. That's because the recession steered a new type of customer to Wal-Mart - deeper in the pockets and suddenly looking for bargains. Now the world's largest retailer has to figure out how to keep that customer when the economy recovers. So Wal-Mart is bringing in more brand names, ditching scores of other products and even redesigning hundreds of stores to give them wider aisles, better lighting and better sight lines. It's more than just a cosmetic upgrade. That new breed of customer also spends about 40 percent more than the traditional Wal-Mart shopper, and the retailer senses an opportunity to accelerate its growth. It's placing a big bet on the redesign of most of its 3,600 stores, started last fall. This fiscal year, it plans to redo up to 600 at a cost from $1.6 billion to $1.7 billion. A corporate spokeswoman said the prototype for the remodeling will be similar to the Supercenter that opened in Twin Falls in June, which includes lower shelves to make it easier to see across the store, better lighting and wider aisles. Expanded electronics areas will include interactive displays to test video games and portable gadgets. The store now carries brands like Danskin and Better Homes and Gardens, and its electronics section now stocks pricier products like Palm Inc.'s well-received new Pre smartphone. Whether it all works, Wall Street analysts say, depends in part on how quickly the behemoth retailer can remodel and keep shoppers satisfied. Concerns about how Wal-Mart will keep its momentum have sent its stock down 13 percent this year. The early signs are positive, putting pressure on the rest of the industry. Target Corp., whose sales have been hampered by its emphasis on nonessentials like trendy jeans, is expanding its fresh food offerings. Best Buy Co. is beefing up customer service. Other discounters, including TJX Cos. Inc., which sells name-brand fashions and home furnishings, Costco Wholesale Corp. and BJ's Wholesale Club Inc., are focusing on how to hold on to new customers lured by low prices during the recession. But Wal-Mart, which only three years ago struggled with cluttered stores, long lines, stiff towels and unattractive clothing, has a bigger hurdle to climb. And it has to move fast to win over people who still have negative feelings about shopping there. Wal-Mart, which topped $400 billion in sales last year, attracts more than 140 million customers per week. But to get them to buy more than just groceries, which account for about half of annual sales, it's paring its product lineup and making room for better brands. Consultant Burt P. Flickinger III estimates the remodeled stores are carrying 10 to 15 percent less inventory, particularly getting rid of no-name labels. Wal-Mart executives say 17 percent of the chain's traffic growth in February came from new customers, and they're spending 40 percent more per trip. More than half of those shoppers living in households that take in more than $50,000 a year. While that may not be considered affluent, it's a big departure from Wal-Mart's core customers, of whom one in five does not have a bank account or has limited access to financial services. more

Resolved Question: My parents don't feel like family to me, how can I cope?

Alright, I've got a lot to say here, and I would really appreciate if someone can take their time to give me some advice. All I have is the internet to help me here really. I really don't get along with my parents, at all. I swear to God, I do my best to be the best man I can be, but I feel like my parents use almost any excuse to blame their problems on me and make me seem like a bad person, whether they intent to or not, and I hate it. I get in an argument with my Mum literally every two days, usually because my Mum believes I am talking in an aggressive manner because of my very deep voice. It gets to the point where my mum starts crying about me constantly arguing with her when I all I'm trying to say is I didn't mean to sound aggressive and I wa even in a good mood beforehand. This often leads to threats such as grounding me from the computer... this really upsets me because I use the computer to talk to my friends about the problems I have. They feel like the only family to me, they're the only ones I can trust and will understand me, and when I miss the opportunity to talk to them and have to deal with the pain for another week or so, it really hurts me. I also suffer from depression, whenever I've talked about it to my parents, they just don't help me. They keep telling me to "get over it" and "talk to yourself about how stupid you're being" and this really, really doesn't help! Especialy when I contemplate suicide every other day... They refuse to help me get prescription pills to help me with this, as non-prescriptions only make me feel worse. They're also incredibly hypocritical, my Dad comes home from work everyday complaining and in a terrible mood, and whenever I come in and try and talk to them about my problems, they simply shout at me for being negative. Once my Mum swore, screamed and cried at me in the car after she turned the wrong way on the path to church, blaming me because we were a little late because I had trouble putting my contacts in They really are driving me over the edge, if I mind my own business, they shout at me and start crying. If I try and talk to them, they do the same. They're like horrible room-mates - my only real family I can be talk to, have fun with and cheer myself up with now are my friends. I don't want life to be like this. We used to be such a happy family until about 3 years ago about when my voice broke (I'm 17) I'm sorry if I'm a little confusing or jumbled up, will really appreciate any help you guys can offer me. Thanks a lot more

Resolved Question: Am I in the wrong to ask for a spare time......?

My son is 10months old, and he is such an intelligent little boy, I am a stay home mum, i watched him grow up and spends most of my time with him, i put my life on hold for my son and made my son first priority, but this is what i had agreed on with my partner....that i will be responsible in looking after our son, well he works and runs our home business. During the month of my son growing up, his father had missed so much opportunity, the good things he does, etc....why, because after work, he comes home, say hi and into the office, dealing with our home business, no father and son time, this would occur on Mon-Friday, and Sat- Sunday on his days off, everyday, week, and months,.. he spends his time in the office, till my our son goes to bed, his son would called out his name and he wont answer or acknowledged him,.. his so clued up making money and his son is wanting to play with him, every time i bring up the subject he flips and get so angry, he will remind me of the discussion we had.. i dropped the subject, but i was hurting..So i keep my son with me has possible, has i could, to make him happy, so he wont disturb his dad, this was going on for 3-4months the most, One night, my son and i were getting ready for bed, father was in bed with his laptop and son wanted to play with him, he struggled in my arms to get to his dad, and calling him he didn't bother, i was just watching and hurting at the same time has my son tried to climb on him to play, all of a sudden he yelled at me to get our son off of him, i felt hurt.....my son was crying, so i put him on the floor to play with him, his been ignoring our son for almost 3-4months now and i couldn't take it, so i told him how upset i was to see him ignoring our son and not appreciating that our son loves him and needs his attention, oh my gosh....he flipped, and went into a tempered rage, he slam shut the laptop has if he was going to break it....it turned out to be one of the worst argument we had..he yelled saying, "what do you want, me making money or looking after baby",....i didn't know what to do......and now he wants out, I'm still trying to understand what i did wrong, Was it wrong for me to ask him to spare some time with his son? BrokenThanks Lucifur, what comes down to it now, i choose my son over our business, and his moved out. more

Resolved Question: those question for who is smart in US history.?

that's school home work, and try to give right answer, thank you. 14. Which leader founded a vocational training institution in the late 1800s to improve economic opportunities for African Americans? 1.George Washington Carver 2.Frederick Douglass 3.W. E. B. Du Bois 4.Booker T. Washington 15. Following the Civil War, many Southern states enacted Black Codes to 1.provide free farmland for African Americans 2.guarantee equal civil rights for African Americans 3.restrict the rights of formerly enslaved persons 4.support the creation of the Freedmen's Bureau 16. In the ten years following the Civil War, a large numbers of former slaves earned a living by becoming 1.conductors on the Underground Railroad 2.workers in Northern factories 3.sharecroppers on Southern farms 4.gold miners in California 17. The passage of the Dawes Act in 1887 was primarily an attempt by the United States government to 1.limit the power of the Bureau of Indian Affairs 2.return eastern land to Native American Indian tribes 3.encourage Native American Indians to give up their traditional cultures 4.hire Native American Indians as military scouts 18. The Supreme Court decision in Plessy v. Ferguson (1896) had a major impact on the lives of African Americans because it ruled that 1.segregation was illegal in educational institutions 2.voting was a right guaranteed by the Constitution 3.separate but equal public facilities were legal 4.military occupation of the South was unconstitutional 19. What effect did the system of sharecropping have on the South after the Civil War? 1.It kept formerly enslaved persons economically dependent. 2.It brought investment capital to the South. 3.It encouraged Northerners to migrate south. 4.It provided for a fairer distribution of farm profits. 20. In the 1800s, the Great Plains region of the United States was characterized primarily by 1.exceptionally high amounts of annual rainfall 2.heavily wooded forests covering most of the area 3.an extensive system of navigable rivers 4.vast expanses of native grasses 21. A goal of the Granger and Populist movements was to 1.expand rights for African Americans 2.help western farmers fight unjust economic practices 3.provide support for the banking industry 4.enable big business to expand without government interference 22. During the late 1800s, what was the main reason why labor unions had difficulty achieving gains for workers? 1.Communists had taken control of the major unions. 2.The government supported business efforts to limit the powers of unions. 3.Most unions had been organized by big business. 4.Most workers were satisfied with working conditions. 23. In the late 1800s, the Granger movement tried to improve conditions for farmers by 1.lowering the rate of inflation 2.strengthening the gold standard 3.forcing railroads to lower their rates 4.making labor unions stronger 24. The slogan "Eight hours for work, eight hours for sleep, eight hours for what we will" was used in the late 1800s to promote a major goal of 1.farmers 2.politicians 3.industrialists 4.organized labor 25. The Homestead Act of 1862 helped the development of the West by 1.providing free land to settlers 2.granting land for construction of transcontinental railroads 3.allowing slavery to spread to the territories 4.placing Native American Indians on reservations 26. Between 1880 and 1900, most immigrants coming to the United States settled in the cities along the east coast because 1.many factory jobs were available in the East 2.little farmland remained to be settled in the Midwest 3.most immigrants came from the cities of Europe 4.city laws afforded special rights and protections for immigrants 27. The Populist movement was most interested in improving conditions for 1.farmers 2.business leaders 3.African Americans 4.Native American Indians 28. During the late 1800s, industrialization in the United States led to 1.the growth of the middle class 2.an overall decline in labor union membership 3.the creation of affirmative action programs 4.a decrease in the use of natural resources 29. In the 19th century, protective tariffs, subsidies for railroads, and open immigration showed that the federal government followed a policy of 1.support for economic development 2.noninterference in the free-market system 3.regulation of unfair business practices 4.support for organized labor 30. Why did the United States follow a policy of open immigration during much of the 1800s? 1.Many United States citizens wanted to live abroad. 2.The United States had a shortage of labor. 3.Prosperous conditions in Europe resulted in fewer immigrants coming to the United States. 4.Immigrants provided United States industry with investment capital. 31. During the late 19th century, which p more