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Opinion: The iPod earbud noise problem isn't simple, nor are your ears

Modern machinery produces a lot of sound, most of it because manufacturers are too cheap to install sound baffles. Even so, the iPod is being portrayed as the bad guy, and being the personal accessory of choice for just about everyone, that's where the news factor is. But hearing loss is a real, and very serious, problem of the industrial age. Machines make sounds which people can't hear, which also do a lot of damage. TIME Magazine: Q: How much hearing loss does an iPod cause? A: It depends on the person, it depends on how long you're listening, and it depends on the level at which you're setting your iPod. If you're using the earbuds that come with an iPod and you turn the volume up to about 90% of maximum and you listen a total of two hours a day, five days a week, our best estimates are that the people who have more sensitive ears will develop a rather significant degree of hearing loss — on the order of 40 decibels (dB). more

E&Y award winner Tammy May

BUSINESS woman and central region Young Entrepreneur of the Year Tammy May has helped thousands of South Australians stay out of debt.

For years she saw the impact that not being able to manage personal finances has on people, while she worked in debt recovery for a legal firm.

At the age of just 22, Ms May thought there had to be a better way to help those people who couldn't make ends meet.

Eight years later she has helped more than 4000 people by managing their finances, teaching them to break bad habits, reduce debt and to save money.

"I have always wanted to make a difference in people's lives by helping them to overcome debt,'' she said.

"MyBudget has helped me to realise my dream and assist hundreds of clients to embrace a new and better way of life.''

Ms May's business won her Ernst & Young's Entrepreneur of the Year award for the central region's young entrepreneur category last week. more

3 Fitness Resources for the Deskbound

About.com hosts this page of excerpts from The Entrepreneur Diet with a set of exercises you can do right at your desk. With isometric exercises, you don't bounce all over the place, but work your muscles against each other, your desk, and your chair. Sounds ineffective, but folks like The Great Samson swore by isometrics.

3. Get yourself active for more benefits. Ready to move on from isometrics but not sure what to do next? This page at wikiHow has a miscellaneous set of suggestions ranging from proper posture to hopping up to do pushups while you're waiting for long downloads to finish. The key is to not assume that desk work has to make you 100% sedentary. Especially if you're working at home, there's no reason not to do a few jumping jacks the next time you're rebooting. more

Latest Business Services Refinance News

Muzak Holdings emerges from Chapter 11 - San Francisco Chronicle

The company, which provides background music programming is heard in stores, office buildings and on-hold phone systems, filed for Chapter 11 bankruptcy protection in Delaware a year ago to refinance heavy debt. The Fort Mill, S.C., company said it ...

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Procter & Gamble Sells $1.25 Billion of 2012 Notes (Update2) - BusinessWeek

Egan-Jones rates P&G AA, one step higher than both Moody’s Investors Service and Standard & Poor’s. He compared the new notes to debt sold by rival Colgate- Palmolive Co., which received a lower rating of AA- from Egan- Jones. It has 5.98 percent ...

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New rules spur credit card firms to create new fees - Philadelphia Daily News

While consumer groups generally applaud new restrictions on credit cards, Vickie Wellington isn't buying into them. In fact, "I'm opting out" of credit cards altogether, says the 60-year-old Detroiter. "I just don't want to be bound by those new ...

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Heritage Oaks Bancorp Reports Fourth Quarter 2009 Financial Results - MSN Money

PASO ROBLES, Calif., Feb. 1, 2010 (GLOBE NEWSWIRE) -- Heritage Oaks Bancorp (the "Company"), (Nasdaq:HEOP), the parent company of Heritage Oaks Bank (the "Bank"), today reported a net loss of $1.6 million for the fourth quarter of 2009 or $0.25 per ...

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Start the music! Muzak Holdings emerges from Chapter 11 - Asbury Park Press

The company, which provides background music programming is heard in stores, office buildings and on-hold phone systems, filed for Chapter 11 bankruptcy protection in Delaware a year ago to refinance heavy debt. The Fort Mill, S.C., company said it ...

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Image Entertainment to Be Delisted from the Nasdaq Stock Market - PR Inside

Image Entertainment, Inc. (NASDAQ: DISK), one of the largest independent home entertainment distributors in North America and a leading pioneer of the multi-billion dollar optical disc industry, reported today that on February 1, 2010 it had received ...

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Muzak Holdings completes restructuring and emerges from Chapter 11 ... - Los Angeles Times

FORT MILL, S.C. (AP) — Muzak Holdings LLC said Monday that it has completed its financial restructuring and has emerged from bankruptcy protection. The company, which provides background music programming is heard in stores, office buildings and on ...

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Bar Harbor Bankshares Reports Record 2009 Earnings -- EPS up 21.4% - Stockhouse

BAR HARBOR, Maine, Feb 01, 2010 (BUSINESS WIRE) -- Bar Harbor Bankshares (the "Company") (NYSE Amex: BHB) the parent company of Bar Harbor Bank & Trust (the "Bank"), today announced record net income available to common shareholders of ...

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NiSource, Inc. Q4 2009 Earnings Call Transcript - Seekingalpha.com

Welcome to the Q4 2009 NiSource earnings conference call. At this time all participants are in a listen only mode. We will conduct a question and answer session towards the end of this conference. (Operator Instructions) As a reminder this conference ...

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Fewer banks imposing new loan hurdles; demand low - The Sun News

WASHINGTON -- Fewer banks are erecting new hurdles for people and businesses to get loans, a fresh sign credit problems are easing. In a quarterly survey released Monday, the Federal Reserve found that "commercial banks generally ceased tightening ...

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