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Bread retailers urge govt to consider their interest

Retailers attending the Entrepreneur of the Year (EYA) road show at the ministry of enterprise and employment auditorium on Wednesday said they had nothing to gain from selling bread anymore simply because they only get a 15c profit. One retailer said in essence, this meant there was no profit at all because even the 15c was exhausted in other expenses involved in selling bread.

�Bread bakers only have their interests at heart and they never bother to think what the retailers have to gain. The 15c profit amounts to nothing because the bread has to be packaged in plastic bags which cost 20c each. Already that is an expense for us retailers,� he said.

The retailers urged government to make it a point that their interests were also well represented across the board during the negotiations on bread price increases. more

AMA & AMAF Present First-Ever Nonprofit Marketer of the Year Awards

She is widely recognized as a thought leader and entrepreneur and has led First Book's growth, delivering more than 60 million books to children throughout the United States. Her most recent achievements include the launch of First Book Marketplace (FBMP), a revolutionary market outreach tool aggregating a new market of community-based literacy programs, granting them unprecedented access to high-quality children's books and educational materials at deeply discounted prices for the low-income families they serve. Kyle also spearheaded the recent opening of First Book's Canadian offices, expanding service to the over one million children in need of books in Canada.

Honorable mentions were also given to the following people for their achievements:
• William (Bill) Robert Gombeski, Jr., Director Strategic Marketing, UK HealthCare, University of Kentucky
• Carl E. more

Theo Paphitis admits he does judge people on their appearance

Entrepreneur Theo Paphitis returns along with his Dragons' Den colleagues for a sixth series of the BBC business show.

The series enables people with ideas to pitch to the panel, in a bid to win financial backing from at least one of them.

The Cypriot-born businessman, who is chairman of stationery chain Ryman and a former chairman of football club Millwall, reveals what makes a successful pitch in the den and how competitive he gets on and off the show.

Why did you want to get involved with the show?

It was either that or do the ironing with Mrs P, and when it comes to ironing I'm pretty useless.

Seriously, I resigned as Millwall chairman and coincidentally I got a phone call form the BBC asking me if I had seen the show.

How financially rewarding has backing some of the ideas on Dragons' Den been for you?

You have winners and you have losers, these are all really early start ups. more

Turkey, a phoenix rising from ideological battles past

Gone were the days of reform and in came religion: closing down pig farms, attempts to restrict alcohol advertising on television and a prime ministerial acknowledgement that the headscarf is a "political symbol" to boot. Joining the EU ceased to be a priority.Statism also reared its head. The AKP no longer aspired to liberalize the state but rather to change the people within it. A power struggle erupted between secularist and Islamist ideologues over the control of the powerful state apparatus.There is the Constitutional Court case now being heard to ban the AKP and 71 AKP officials, including Prime Minister Recep Tayyip Erdogan for "anti-secular activities," and the government-backed Ergenekon case indicting 86 suspects - including four retired generals - for seeking to foment violence in order to encourage a military coup. more

Stocks rise as employment reading shows uptick

The Dow Jones industrial average rose more than 100 points.

Automatic Data Processing said private sector employment rose by 9,000 during this month. After seeing jobs disappear by the thousands in recent months, the stock market is eager for any insights into the Labor Department's take on the job market on Friday.

The Federal Reserve announced it was extending its emergency borrowing program for Wall Street banks, which reassured the market that investment banks won't suffer from liquidity problems. The central bank will also now allow commercial banks to bid on cash loans that last for 84 days, besides the 28-day loans that are now available. The original program allowing investment firms to turn to the Fed for a quick source of cash will now run through Jan. 30, having been extended from mid-September. more

Latest Business Service News

With Segway fleet cruising, ways of life collide in North End - Boston Globe

But now the neighborhood where Paul Revere launched his famous midnight ride has a decidedly 21st century problem: A booming Segway business called Boston Gliders has roiled tempers, as an increasing number of the upright, two-wheeled contraptions ...

Domino's CEO Brandon to be Michigan athletic director - USA Today

This feels to me like just such an appropriate next step ... Larry Johnson , a Michigan teammate who had married into the family that owned Valassis Communications, a media and marketing services firm that supplies newspaper inserts and product ...

Twitter Hits 50 Million Tweets Per Day - TechCrunch

I strongly believe that this should have at least been their business model for Mobile Phone Users of the Twitter Site ... There certainly seems two be high usage members and, in my opinion, a clear split between users and readers. I would be VERY ...

Afghan Warlord With Many Enemies, and Possibly One Notorious Ally ... - New York Times

KABUL, Afghanistan — Hajji Zaman Ghamsharik, the Afghan warlord accused of helping Osama bin Laden escape from the Americans at Tora Bora , had so many enemies that his assassination on Monday came as no particular surprise. Recent developments on ...

Religare to Invest Up to $1 Billion in Asset Managers (Update1) - Bloomberg

Feb. 23 (Bloomberg) -- Religare Enterprises Ltd. , the Indian financial services company owned by billionaire Malvinder Singh, said it may invest as much as $1 billion buying stakes in asset management companies worldwide. Religare agreed to buy a ...

Stocks close lower on caution about economy - Courier-Journal

The stock market paused from a four-day rally Monday and closed modestly lower after big consumer companies gave a cautious outlook for economic growth. The market, which rallied the past four days on stronger economic signals, fluctuated after Lowe ...

Format War Heats Up Among Publishers of Electronic Textbooks - The Chronicle of Higher Education

Major textbook publishers are firing the first shots in a format war over their electronic editions, with several players hoping to control distribution to students and to make used textbooks extinct in a future they see as increasingly digital ...

Pats, Wilfork hope for long-term deal - ESPN.com

If Wilfork signs his nonexclusive franchise tender with the Patriots, it would be a guaranteed one-year deal at $7 million (the average ... After six years of dedicated service I do understand this is a business," the message read. "With that being ...

Schlumberger sees gas drill growth in Smith deal - Reuters

Chairman and Chief Executive Officer of Schlumberger, Andrew Gould, speaks at the Offshore Europe Conference in Aberdeen, Scotland, September 8, 2009. Credit: Reuters/David Moir SAN FRANCISCO (Reuters) - Oilfield services leader Schlumberger Ltd aims ...

Wal-Mart to buy digital movie provider Vudu - MyNorthwest.com

That capability puts Vudu in competition for customers of video-on-demand services offered by cable operators ... of its online movie subscribers to Netflix when it exited that business in 2005. Vudu's service has been embedded in LG- and Mitsubishi ...

Open Question: Is 2010 Year will be reboot the businesses online on Web?

A New Year is a perfect time for looking back to the past, and more importantly forward to the coming year. Every year people draw up lists of New Year's resolutions as it offers a kind of “Restart” button. Online businesses can also use this time to "reboot". You can start by making goals for your online business; it will give you something to build upon as you plan for 2010. Without a specific record of goals you are less likely to accomplish them. Review your website; make sure that your website is accurate, functioning well and up to date, it gives the impression that you had always wanted from your website, compare it with other latest trendy websites and find out the missing element and go for a revamp so that you keep yourself in the competition. Also see where you can compress things and fix codes so that your website loads quickly. Market your website; make sure that your website is listed in top ten to twenty search results in leading search engines, local engines and directories because majority of web users use search engines to come to a website. Make sure that your listings are complete. And, finally, don’t ignore Social Media as it is becoming a very important part of online marketing, create a Face book fan page, set up your twitter account and write blogs, articles and emails related to your business. Join the discussions in forums. Make sure that every day you do something new that create buzz and drive more traffic to your website. WebMaster Services by http://www.mastermysite are most affordable. more

Open Question: If I have a online business and I form an LLC in NV but I live in CA, do I have to foreign file in CA?

Selling a hosting service and I sometimes provide simple IT consulting to small business NOT in CA. more

Open Question: Job Portal Script - Get Complete Job Portal Script in Just Rs.5000 www.downloadphpscript.com call: 9275078831?

Job Portal Script - Get Complete Job Portal Script in Just Rs.5000 www.downloadphpscript.com call: 9275078831 Hi, We offer different types of web services, which helps you to expand your business on corporate level and getting a professional image in the market. Ready 2 Go Script =============== 1. Job Portal Script Demo : www.naukri-jobs.com 2. Search Engine Script - Similar to Google and Justdial Demo : www.phpportalsitesdemo.com/search_engine/final 3. Matrimonial Script Demo : www.simplyshaadi.in 4.Real Estate Script Demo : www.makaanwakaan.com 5. B2B Marketplace Script Demo : www.b2b-alibaba-script.phpportalsitesdemo.com and more.... You can chat with me :- gmail :- vinod.infocus@gmail.com yahoo :- vinod.infocus@yahoo.com Regards Vinod Vyas 09275078831 Infocus Web Solutions Pvt. Ltd. Ahmedabad, Gujarat, India. downloadphpscript.com real-estate-php-script.com more

Open Question: Is there anyone here interested in having there own business?

Sometimes getting up everyday going on a job that you hate is a drag, because you have to deal with that nagging manager, the nosy employees, the rude customers and those long dreadful hours, Yikes. Well I am here to tell you that you do not have to go through that nightmare anymore. Why? Because here is some information that most sellers don't want you to know! Now you can consider yourself your own boss, get up out of bed when you get ready without ever fearing if you will be late or if you will get fired, set your own hours, and all you will need is a computer and a cup of coffee. On a regular job you will only make money for the days that you work, with your own internet business, you will be making money all day and night. People are doing more internet shopping now than ever, so why not make money from the comfort of your own home? To see how you can get started today, you can pick one of these sites of your choice: InternetMarketingMoms.DivasMansion.com: "Does It Seem Impossible To Juggle Being A Full Time Mom And Starting An Online Business At The Same Time? " With This New And Easy To Follow System, You'll Learn How To Profit Online, Even With A Baby On Your Lap! HomeBusiness.DivasMansion.com: 50 Things You Should Know Before Starting Your Own Online Or Offline Home Business The fastest-growing segment of today's economy is the home business, but "firing your boss" is not as easy as some would have you believe. To succeed - and you can succeed - you will need help. Whether you want to start an online web business, an offline mail order business or even a local service business, the valuable information in your copy of The Home Business Startup Guide will help you to get started. MakeMoneyFromHome.DivasMansion.com: If You EVER Wanted To Know Exactly How To Make A Lot Of Money Right From Your Home Office Then Grab This Ground Breaking New Package With Master Rights NOW! This Is Far More Than An eBook - It Is A Complete Package That Will Show You Exactly How & Where To Create Several Home Income Streams That Will Last For Decades Into The Future! more

Open Question: Get Real Estate Website similar to makaan and 99acres in just Rs.10,000?

Hi, We offer different types of web services, which helps you to expand your business on corporate level and getting a professional image in the market. Ready 2 Go Script =============== 1. Job Portal Script Demo : naukri-jobs.com 2. Classified Script Demo : phpportalsitesdemo.com/search_engine/final 3. Matrimonial Script Demo : simplyshaadi.in 4.Real Estate Script Demo : makaanwakaan.com 5. B2B Marketplace Script Demo : b2b-alibaba-script.phpportalsitesdemo.com 6. Social Network Script Client Site : writersadda.com and more.... You can chat with me :- gmail :- vinod.infocus@gmail.com yahoo :- vinod.infocus@yahoo.com Regards Vinod Vyas 09275078831 Infocus Web Solutions Pvt. Ltd. Ahmedabad, Gujarat, India. downloadphpscript.com real-estate-php-script.com more

Open Question: Since the Apple iPhone costs so much, Would you rent a working activated iphone for a day for $30 to try out?

I am thinking about a business. The iphone would have activated sim card that was owned by me(my biz name) with a bunch of popular apps. You can take the phone home to test signal strength at home and to and from work, check voice quality, and play with the apps. All for 1 day at 30 dollars. Pick up the phone on say a wednesday and drop it back off the next day. Also....the possibility to rent an additional phone to compare like the google nexus 1. You would have 2 phones. 1 from At&t(iphone) and 1 from say Verizon(nexus or blackberry etc) for additional $10 perhaps. So what do you think? Will such a service be sought after. more

Open Question: will i get into A&M (Mays school of business)?

My GPA is a 3.4 with 42 credit hours, I'm in the Phi Thetta Kappa Honors Society, about 200 hrs volunteer service at a local homeless shelter, I've also taken honors classes at my community college and play soccer. Do I have a shot at transferring to Mays School of Business? more

Open Question: How do I pay tax for services I sell on different websites if I'm based in the U.K?

Hello, I came up with an idea to sell my services online. However, I'm not sure if I need to register my business and pay tax as I would maximum get £200-£300 a month if its successful. Basically the idea is that for a particular charge I would retouch digital photos for people and it would include drawing with special software (so you can call it art as well). I would certainly have some expenses as well like laptop and tablet depreciation, paypal fee for each transaction, website hosting monthly fee and maybe some other expenses like advertising. I would also be willing to reinvest money I get from this hobby/service into new equipment and software. So my question is how do I register this legally as i wouldn't say its a serious business (i wouldn't be making much profit of it, sometimes when i lack ideas, i might not sell anything at all) Second question is, Would the situation change if I sold the same service on ebay on my personal acc as i would automatically be paying ebay 15% tax which goes to Luxembourg and fee for each paypal transaction as well. And last question, if I sell my digital photo work on a lot of different websites like ebay, shutterstock.co.uk and my personal website how do I register it then. more

Open Question: Solar Panels, and outside of the box?

Solar Panels seem to be pretty expensive, as well as wind powered generators. Does anyone know of any businesses or services where I can find panels for a really low price (respectively). How about any other outside of the box style solutions for harnessing the natural energies around us? (sun, wind, etc)1) Gone, your dumb and know nothing about science if you think you cannot build your own. Its just not cost effective to DIY. 2) "Outside the box" is old, but is still as widely used as the phrase "you're retarded." 3) When I speak of the "O.T.B." ideas, i mean like harnessing rain runoff from your house to recharge batteries if you live in a wet area, or geothermal energy, having a colony of hamsters to run on wheels connected to generators, etc. Though you are critical in judgement, you seem to be lacking in the department of critical thinking. more

Open Question: How do you guys feel about IVOB? Penny stock now? But....?

But they just hit the news! INVO Bioscience, Inc. (OTCBB: IVOB), a medical device company focused on treatment options for patients diagnosed with infertility, announces that the US National Institute of Health (NIH) and the World Health Organization (WHO) has approved a 100 patient study being conducted by Galaxy IVF in three INVO centers in Pakistan. The purpose of the study is to evaluate a low cost stimulation protocol combined with INVO to make an IVF affordable procedure available across the large infertile/sub-fertile population. The study will use a minimum ovarian stimulation protocol with the primary endpoint being number of follicles obtained and the fertilization rate. The secondary endpoints will be pregnancy rate and cost of treatment. Recruitment has begun for the study and Dr. Ranoux will be attending the first INVO cycles at each of the clinical sites. Galaxy IVF has discontinued the original study started in the IVF center in Lahore because of major protocol violations by the site. The new study will be performed in INVO centers that have been trained and have already performed INVO cycles per the protocols outlined in the INVOcell Instructions for Use. This additional data will support the widespread acceptance of the INVO in the Middle East. The approved protocol can be reviewed at the NIH site link: http://www.clinicaltrials.gov/ct2/show/NCT01058252?term=Galaxy+Pharma&rank=1 or the WHO site link: http://apps.who.int/trialsearch/Trial.aspx?TrialID=NCT01058252 About INVO Bioscience INVO Bioscience (IVOB) is a medical device company, headquartered in Beverly, Massachusetts, focused on creating simplified, lower cost treatment options for patients diagnosed with infertility. The company's lead product, the INVOcell, is a novel medical device used in infertility treatment that enables egg fertilization and early embryo development in the woman's vaginal cavity. The company was founded by Claude Ranoux, MD, a noted expert in the field of reproductive health, infertility and embryology. For more information, please visit www.invobioscience.com. This release includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements regarding our expected future financial position, results of operations, cash flows, financing plans, business strategies, products and services, competitive positions, growth opportunities, plans and objectives of management for future operations, as well as statements that include words such as "anticipate," "if," "believe," "plan," "estimate," "expect," "intend," "may," "could," "should," "will," and other similar expressions are forward-looking statements. All forward-looking statements involve risks, uncertainties and contingencies, many of which are beyond our control, which may cause actual results, performance, or achievements to differ materially from anticipated results, performance, or achievements. Factors that may cause actual results to differ materially from those in the forward-looking statements include those set forth in our filings at www.sec.gov. We are under no obligation to (and expressly disclaim any such obligation to) update or alter our forward-looking statements, whether as a result of new information, future events or otherwise. more

Open Question: Looking for a traveling job?

I'm an electrical engineer by degree, worked in IT services for more than 4 years and have been running a business since close to 2 years. I want to go back to a job now and i'm looking for something which will involve travel - anywhere in the world. Where should I look for such jobs? Which jobs should I even be looking for? more

Open Question: Please help if yu can these are so hard algebra 2?

Q1) Many businesses pay website hosting companies to storeand maintain the computer files that make up their websites. Internet serviceproviders also offer website hosting. The costs for website hosting offered bya website hosting company and an Internet service provider are shown in thetable. Find the number of months after which the total cost for website hostingwill be the same for both companies. (table) (Company) (Internet service provider) Set up fee($) 20 Cost/Month ($) 20.05 (Website housing company) Set up fee($) none cost/month ($) 20.55 possible answers 60 30 40 50 Q2) Identify the property that the statementillustrates. (9*8)*5 = 9*(8*5) possible answers the identity property of muliplication the identity property of addition the association property of mulitplication the association property of addition Q3) For extremely cold temperatures, an automobilemanufacturer recommends that a 80% antifreeze and 20% water mix be used in the coolingsystem of a car. How many quarts of pure (100%) antifreeze and 50% antifreezeand 50% water mix should be combined to make 11 quarts of 80% antifreeze and20% water mix? ? qt of 100% antifreeze; ? qt of 50% − 50%mix possible answers 294 qt of 100% antifreeze;-148 qt of 50%-50% mix 294 qt of 100% antifreeze;-141 qt of 50%-50% mix 430 qt of 100% antifreeze;-420 qt of 50%-50% mix 439 qt of 100% antifreeze;-418 qt of 50%-50% mix more

Open Question: Would people please answer this survey, its for school.?

1.) Would you or a family member lose a job if coca cola went out of Business? a. no b. yes c. why are you asking me this? 2.) Which coca cola product would you not be able to live without? a.Dasani b.coca cola c.monster 3.)Why do you buy coca cola products a taste b.quality c.price 4.)How many times a week do you buy coca-cola? a.once b.twice c. three + 5.)Where do you mostly buy coca cola products? a.supermarkets b.restaurants c.movie theatre d.service stations Thanks soo much. - Jane more

Open Question: LLC or S-Corp and who can set this up for me?

I am planning on starting a one person business where I would perform on-call physical therapy services either in clinics or in patient's homes. I am trying to decide if it would be best to set up as an LLC or an S-corp. I believe the tax benefits are better as an S-Corp but I want to double check. Would I use a CPA, a business lawyer, or someone else to set this up for me? more

Open Question: Hi there, I want to become a family day carer? I am based in sydney what does the training involve?

I have a 6 month old baby girl and as of next week I have to go to work full time in a job thats not my cup of tea. I really want to get into family day care. There is an info night next week which i can't wait to go to but in the mean time I really want to know what the training is and if I can do it while i'm working full time? Im based in the campbelltown area and the person i spoke to about the info night mentioned the training is during work hours which is going to hard to get time off my new job, plus can't quit as need the money. I know i may need to do a cert III in childrens services while i am working as a family day carer, but how long is the other training and how long does it take to set up the business? Is it a few months or longer? I really want to work in family day care asap so i can be at home with my baby girl and assit in helping other young children to grow and develop also. Please help me with my question - thanks. (Desperate to work from home!) more

Open Question: Has anyone been a part of the childsheild usa program?

Just wondering if anyone knows about the company and the service provided to parents. I can see this business being a rewarding experience just by helping parents understand the need for preventative measures when it comes to protecting their children. more

Open Question: How to file federal/state/local taxes being self-employed?

I recently started to make a little money by writing out of my home for an online publication. They do not take any taxes out and pay me through direct deposit, so it's up to me to file taxes. I'm a photographer and the writing is photography related, so I wanted to officially start a business for my photography and have the writing be a part of that. However, I've never started a business and I've never paid self-employed taxes before, and have no idea where to start. I've browsed through several things online but none are specific for me and are very confusing. Some say to pay every quarter, some every year. Some say I need to register my business, others don't. Is there a place or free service online that I can access which will give me a good run-down on how to officially start a business and file taxes? I'm much more concerned with the tax part though since I did make a little income at the end of 2009 (about $1,200) and want to file it in April. Thank you for any help!Additional Question: Can I use tax software to do this, like TaxAct? Or will they not be able to handle this? more

Open Question: What kind of service should be provided to a company as an entrepreneur and create a business plan ..?

i got $10,000 to provide a service...i want some1 to give me a service Help Needed !! more

Open Question: Why aren't religious institutions taxed like everyone else?

I don't see any difference between a church, and any other "service" provided in society. People come, pay money, and receive due for their money. Thus they return, and the church makes business Churches are also already influencing the political system, so it's not like they're apolitical now. more

Open Question: Is a home ironing business a good idea?

Ever since I could remember, I've actually enjoyed ironing. So recently, I've been thing about starting up an ironing business at home. I am a stay at home mom with a toddler, and I was just thinking about ways to earn some extra money for my family. I pretty much have everything I need to start up the business, with the exception of clothes racks and a license and business insurance. I live in large city, so I am willing to have a pick up and delivery service within 15 miles of my home. My questions for you is: Do you think it's a good idea, and if so, how should I get started, and how much should I charge? Serious answers only please!! Thanks in advance for your answers!! more

Open Question: I am thinking about walking dogs?

I am considering starting a small dog walking business. My husband and I are about to move because his job has moved. I will look for a job once I get to Austin, but I was thinking about walking dogs. I have 15 years experience handling animals of all kinds from cattle, dogs, cats, horses etc.. My mother is a bird dog trainer and I grew up handling dogs for a long time and I do enjoy their company a great deal. So my idea is to get insured, bonded.I do not want to walk more than two dogs at a time. I want to have the dogs out for 30 minutes. I would like to walk four sets of dogs a day. I would also like to offer flea bath service. In Austin the price to walk a dog is between 14$ and 24$ depending on the amount of time they walk them. 30 minutes to 1 hour. I would like to charge 10$ per 30 minute walk for dog. Additional 10$ for a flea bath. Filling water/food dishes if asked and administer any oral medication upon request. Does this sound reasonable? more

Open Question: Plumbing business, should I pay sales tax or not.?

I am in the process of forming my own plumbing company. I thought it was a given that I would not be paying sales tax on my purchases (have a tax exempt license), until I had heard that some companies do pay sales tax for whatever reason. I will be doing new construction and service work. Why would some companies not have a tax exempt license and pay the sales tax at the supply house. What are the advantages of doing business each way? I am in Michigan. more

Open Question: Can I use my student software version to create my consulting website?

I purchased student versions of software a couple years back, as a student, for creating websites. The license allows me to continue to use the software for personal "non-commercial" use after I graduate. I am starting a consulting side-business and want to create a website for the business. Another portion of the software would allow me to create fliers. Is this allowable under this type of license? I will not be selling website or brochure designs. My consulting is unrelated to design. I would hate to pay to have this service done professionally because I can't use my software. Thanks! more

Open Question: Should I run for Congress?

The NY Republican Party Chairman contacted me about running on the GOP ticket in a New York Congressional District this November. As a retired US Navy Commander who has served 16 years in Naval Special Operations including one tour in Afghanistan back in 2002, I feel that it is time to return to public service after a very lucrative career in the private sector. I am currently a Executive VP at D.E. Shaw & Co. and I have undergraduate and graduate engineering degrees from Yale and Princeton respectively, as well as an MBA from Harvard Business School and a PhD in Applied Mathematics from MIT. more

Resolved Question: Can an LLC company taxed as a partnership have employees (not partners)?

Hi, let's say i have a business entity formed as an LLC and taxed as a partnership... it's not a rental company; i perform a service. Can i have employees ...can i issue W2s and have Health Care coverage for them or do they have to be treated as independent contractors? more

Open Question: accounting help please?

. (Points: 2) On June 30 of the current year, the assets and liabilities of Phoenix Phildell are as follows: Cash $20,500; Accounts Receivable, $7,250; Supplies, $650; Equipment, $12,000; Accounts Payable, $9,300. What is the amount of owner's equity as of July 1 of the current year? a. $8,300 b. $13,050 c. $20,500 d. $31,100 e. $40,400 2. (Points: 2) Assets created by selling goods and services on credit are: a. Accounts payable. b. Accounts receivable. c. Liabilities. d. Expenses. e. Equity. 3. (Points: 2) If the assets of a business increased $89,000 during a period of time and its liabilities increased $67,000 during the same period, equity in the business must have: a. Increased $22,000. b. Decreased $22,000. c. Increased $89,000. d. Decreased $156,000. e. Increased $156,000. 4. (Points: 2) If assets are $365,000 and equity is $120,000, then liabilities are: a. $120,000. b. $245,000. c. $365,000. d. $485,000. e. $610,000. 5. (Points: 2) A debit is used to record: a. A decrease in an asset account. b. A decrease in an expense account. c. An increase in a revenue account. d. An increase in the balance of an owner's capital account. e. An increase in the balance of the owner's withdrawals account. 6. (Points: 2) On September 30, the Cash account of Value Company had a normal balance of $5,000. During September, the account was debited for a total of $12,200 and credited for a total of $11,500. What was the balance in the Cash account at the beginning of September? a. A $0 balance. b. A $4,300 debit balance. c. A $4,300 credit balance. d. A $5,700 debit balance. e. A $5,700 credit balance. 7. (Points: 2) During the month of February, Hoffer Company had cash receipts of $7,500 and cash disbursements of $8,600. The February 28 cash balance was $1,800. What was the January 31 beginning cash balance? a. $700. b. $1,100. c. $2,900. d. $0. e. $4,300. 8. (Points: 2) If Tim Jones, the owner of Jones Hardware proprietorship, uses cash of the business to purchase a family automobile, the business should record this use of cash with an entry to: a. Debit Salary Expense and credit Cash. b. Debit Tim Jones, Salary and credit Cash. c. Debit Cash and credit Tim Jones, Withdrawals. d. Debit Tim Jones, Withdrawals and credit Cash. e. Debit Automobiles and credit Cash. 9. (Points: 2) Stride Rite has total assets of $385 million. Its total liabilities are $100 million and its equity is $285 million. Calculate its debt ratio. a. 35.1%. b. 26.0%. c. 38.5%. d. 28.5%. e. 58.8%. 10. (Points: 2) A company made no adjusting entry for accrued and unpaid employee wages of $28,000 on December 31. This oversight would: a. Understate net income by $28,000. b. Overstate net income by $28,000. c. Have no effect on net income. d. Overstate assets by $28,000. e. Understate assets by $28,000. 11. (Points: 2) A company had $9,000,000 in net income for the year. Its net sales were $13,200,000 for the same period. Calculate its profit margin. a. 17.5%. b. 28.0%. c. 62.5%. d. 160.0%. e. 68.2% 12. (Points: 2) The periodic expense created by allocating the cost of plant and equipment to the periods in which they are used, representing the expense of using the assets, is called: a. Accumulated depreciation. b. A contra account. c. The matching principle. d. Depreciation expense. e. An accrued account. 13. (Points: 2) A company had no office supplies available at the beginning of the year. During the year, the company purchased $250 worth of office supplies. On December 31, $75 worth of office supplies remained. How much should the company report as office supplies expense for the year? a. $75. b. $125. c. $175. d. $250. e. $325. 14. (Points: 2) Which of the following does not require an adjusting entry at year-end? a. Accrued interest on notes payable. b. Supplies used during the period. c. Cash invested by owner. d. Accrued wages. e. Expired portion of prepaid insurance. 15. (Points: 2) On April 30, 2009, a three-year insurance policy was purchased for $18,000 with coverage to begin immediately. What is the amount of insurance expense that would appear on the company's income statement for the year ended December 31, 2009? a. $500. b. $4,000. c. $6,000. d. $14,000. e. $18,000. 16. (Points: 2) PPW Co. leased a portion of its store to another company for eight months begi more

Open Question: What steps would I take to set up an official business?

I am a photographer, have been for a couple of years, and wanted to make my business official. I do not add sales tax onto my services, and was curious what I needed to do to stay legal and not get the IRA upset. I have looked at several websites about getting a business license, but nothing is ever the same! I would like to get this taken care of so everything can be made official and legal. Please, any help or advice given would be greatly appreciated. more

Open Question: What are some good things to include in a business plan?

I know that I need to include the concept, mission statement, services, and so on. But I am not sure what else to include. Any ideas? more

Open Question: What would be an appropriate attire for a years of service celebration?

My husband has worked for his company for 10 years and is being acknowledged along with 100 other employees. We called the event coordinator to ask what the required attire was and was not given a clear cut answer. She said she would like it to be somewhat semi formal but didn't expect it. So she she said maybe a little more than business casual not quite semi formal. I don't want to be over or under dressed...So I guess my question really is what would be in between Business casual and semi formal? Would dress pants/slacks, a dressy top/blouse and boots w/heels work? I really don't want to wear a dress as I recently had a baby and am not quite comfortable with the extra weight. Thanks in advance, more

Open Question: What is the best way to get local businesses involved in community service?

I am a Weber State University student from Ogden, Utah; We are trying to get some students from SEA and SIFE to Uganda to help teach a business class at the Hope Integrated Academy. Our goal is to help Uganda Increase the number of savings accounts (even if the amount is really small). How can we get local businesses involved with our project. Thanks, Casey. TheUgandaProject.com more

Open Question: Business Management questions?

Robert Downs has just completed a Master of Science degree in computer science at Major State University. He now wants to begin a new Internet business selling his services as a Web site maker for companies in his home city, St. Louis. He estimates that, if his business idea is a success, within one year he will be employing at a minimum 10 programmers and two analysts. 1. To make his business successful, Robert will first have to develop what type of plan? A. Tactical B. Specific C. Directional D. Strategic 2. To clarify how the overall goals are to be achieved, Robert will have to develop a A. Tactical plan B. Specific plan C. Directional plan D. Strategic plan 3. To ensure that the organization’s objectives are clearly defined and do not leave room for interpretation, he will have to develop what type of plan? A. Tactical B. Specific C. Directional D. Strategic 4. To provide the programmers and analysts general guidelines about the efficiencies that are desired, he will have to develop what type of plan? A. Tactical B. Specific C. Directional D. Strategic CASE 2—XYZ Planning At organization XYZ, the plans are made at the top, and then those managers meet with their subordinates at the next level and mutually agreed-to goals are established with them. The mid-level managers then meet with their first-level managers and mutually agreed-to goals are established with them. Finally, the first-level managers meet with each of their employees and mutually agreed-to goals are established with them. 5. The planning approach used at the XYZ organization is ____________________. A. Management by Objectives B. Directional planning C. Specific planning D. Traditional planning CASE 3—Dollars to Donuts Ralph Friedgrin is the owner of a chain of five donut shops in Smalltown, MD. Smalltown is located along Interstate 95, about half-way between Lost and Nowhere. 6. Mr. Friedgrin demands that the five store managers during their weekly meeting discuss what the customers in their stores are requesting. Mr. Friedgrim always reads the monthly donut-industry magazine, Holey Mazole. He always attends the Annual National Conference of Donut Makers and updates his managers when he returns. These activities are examples of_________________. A. Competitive intelligence B. Benchmarking C. Environmental scanning D. Global scanning 7. On occasion, Mr. Friedgrin goes to nearby, larger towns such as Lost and Nowhere to visit big chain donut shops. Mr. Friedgrin purchases donuts and chats with these customers about their donut likes and dislikes. He also will “peek” into the kitchen to view the equipment, or when he can, he will watch through the customer observation window to see the whole process. Mr. Friedgrin is performing which planning technique? A. Competitive intelligence B. Environmental scanning C. Benchmarking D. Global scanning 8. Mr. Friedgrin recently went on a well-deserved vacation. While at the beachfront resort, Mr. Friedgrin took many notes regarding the excellent service he received. On the flight home, he reviewed his notes to see what lessons he could apply to his donut shops. When Mr. Friedgrin is out looking at the “best practices” of the other donut stores in these towns, he is performing which of the following? A. Competitive intelligence B. Benchmarking C. Environmental scanning D. Strategic planning CASE 4—SWOT Analysis As a process of self-examination during her senior year of college, Casey decided to develop a SWOT analysis of her prospects relative to getting a job. 9. Casey realizes that she has a personal characteristic that suggests she is not comfortable interacting with strangers. She interprets this as a(n) _________is she is to get a job as a salesperson. A. Alternative B. Strength C. Weakness D. Opportunity 10. Casey majored in marketing and really enjoyed studies in market research. Through research on the Internet and in the university library, she discovers that this industry appears to have significant positive external trends. She interprets this as a (n)______. A. Alternative B. Strength C. Weakness D. Opportunity 11. Casey has been involved in _____________at a personal level A. Opportunity analysis B. Risk avoidance C. Strategic planning D. Stage decision making CASES 5—Un Taco Pequeno Imagine that you are the president of Taco Rocket, a new and successful chain of 100 Mexican fast-food restaurants. The success you have experienced in the last 5 years has you thinking of what to do with the business next. Should you expand the business at the current rate? Open new and different restaurants? What? 2, You decide to concentrate on Taco Rocket’s primary business by only increasing the menu to include new items such as enchiladas and rice bowls. This is an example of what type of growt more

Open Question: SOMEONE PLEASE HELP!!!!!!!!!!!!!!!!!?

Question 1. The plastic, rivets, and steel are considered _______________ because they become part of the finished product. A. Goods B. Producers C. Intermediate Goods D. Suppliers Question 2 The wood used in the production comes directly from my backyard. The wood is an example of ____________. A. Human Resources B. Natural Resources C. Intermediate Goods D. Services Question 3 The time I spend in my workshop making the shovels is considered. A. Raw Materials B. Intermediate Goods C. Human Resources D. Capitol Resources Question 4 The workshop, tools, and equipment are all considered __________________ A. Capital Resources B. Human Resources C. Natural Resources D. Services Question 5 Mr. Baney is starting a business. He is going door-to-door selling snow shovels. All of the shovels are made in his workshop. They are primarily made of steel, metal rivets, wood, and plastic. It costs him $3.50 in parts to make each shovel. Additionally, it takes one hours to assemble each shovel. He sells his shovels for $10.00 a piece. From an economist point of view, why would Mr. Baney start this business. A. To make money B. To maximize profits C. To provide a service. D. To help the world be a better place. Question 6 To bring products into a counrty. When you _____________, your money goes out as you bring the foreign goods in. Question 7 To send goods out of one country so that people in another country can buy them. Your goods go out and someone else’s money comes in. What word am I describing? _________________ Question 8 The total value of products & services produced within the territorial boundary of a country is referred to as the ___________ ____________ _____________ Question 9 The total value of goods and services produced by all nationals of a country (whether within or outside the country) is known as the _________ ____________ ___________ 10. ________________ governments own many of the larger industries and provide education, health and welfare services while allowing citizens some economic choices 11. In a ___________ country, the government owns all businesses and farms and provides its people's healthcare, education and welfare. 12. In a ____________or free-market economy, people own their own businesses and property and must buy services for private use, such as healthcare. Short Answer 13. What are two possible advantages od living in a communist state? 14. What are two disdavantages of living in a communits state? 15. What does the saying " the world is shrinking" mean in terms of globalizatikon. Is this "shrinking" a good thing? 16. Do you think the formation of the EU was a good idea? Why or why no THANKS TO ANYONE WHO CAN HELP! more

Open Question: Ict help!!! important!!?

i am in gcse it and a can't do this coursework ..... any help????? its a long one soz ....... :- The Social and Economic Impact of ICT on Society Impact of the Growth of ICT You are to discuss the impact of ICT on different aspects of our lives. You should consider both positive and negative impacts across a range of areas of life today including at least: Employment There are more jobs due to the use of ICT nowadays because…….. On the other hand there are less jobs in some areas. This is because……….. . Sometimes job roles have changed, for instance, ………. Qualifications/skills There new qualifications to accredit IT skills, these are……. Employers often request other skills as ……… Working practices People's jobs have changed and there are tasks that are now fully automated. Many of these are in manufacturing where……….. Research The access to research material has also changed. The use of the internet has enabled students and ………… Customer service – Has this improved because of ICT? Publicity Tools and media are available for these tasks such as ……….. They an improvement on manual methods as they allow businesses to …………. Health and Safety There are problems that are caused through working with computers. These range from RSI which is caused ………… Control of equipment Dangerous jobs involving chemicals are handled by computer software now so that employees are not …………. Data security The Data Protection Act makes it harder for people who shouldn’t have access to information ………. This means that ……. In this report you discuss the social, economic and moral effects of ICT in general. Here you combine all the pieces of work from this topic. Retaining the headings and subheadings will help you to show how you addressed each of the marks available. more

Open Question: SOCIAL STUDIES HELP!!!!!!!!!!!10 POINTS!!!?

Question 1. The plastic, rivets, and steel are considered _______________ because they become part of the finished product. A. Goods B. Producers C. Intermediate Goods D. Suppliers Question 2 The wood used in the production comes directly from my backyard. The wood is an example of ____________. A. Human Resources B. Natural Resources C. Intermediate Goods D. Services Question 3 The time I spend in my workshop making the shovels is considered. A. Raw Materials B. Intermediate Goods C. Human Resources D. Capitol Resources Question 4 The workshop, tools, and equipment are all considered __________________ A. Capital Resources B. Human Resources C. Natural Resources D. Services Question 5 From an economist point of view, why would Mr. Baney start this business. A. To make money B. To maximize profits C. To provide a service. D. To help the world be a better place. Question 6 To bring products into a counrty. When you _____________, your money goes out as you bring the foreign goods in. Question 7 To send goods out of one country so that people in another country can buy them. Your goods go out and someone else’s money comes in. What word am I describing? _________________ Question 8 The total value of products & services produced within the territorial boundary of a country is referred to as the ___________ ____________ _____________ Question 9 The total value of goods and services produced by all nationals of a country (whether within or outside the country) is known as the _________ ____________ ___________ 10. ________________ governments own many of the larger industries and provide education, health and welfare services while allowing citizens some economic choices 11. In a ___________ country, the government owns all businesses and farms and provides its people's healthcare, education and welfare. 12. In a ____________or free-market economy, people own their own businesses and property and must buy services for private use, such as healthcare. Short Answer 13. What are two possible advantages od living in a communist state? 14. What are two disdavantages of living in a communits state? 15. What does the saying " the world is shrinking" mean in terms of globalizatikon. Is this "shrinking" a good thing? 16. Do you think the formation of the EU was a good idea? Why or why no THANKS TO ANYONE WHO CAN HELP! more

Open Question: Which social security program needs to be cut or reduced?

This system has become another welfare system. Was it suppose to be primarily a social insurance program providing social protection, or protection against socially recognized conditions, which includes poverty...don't we have welfare for this...why are we paying for this twice...through income tax and social security... old age..retirement pension disability...again why are we in the insurance business unemployment and others...why should we pay for unemployment to workers who never put anything in 1. Social Insurance...don't put in...don't get anything out...and legally in this country 2. Retirement Pensions...have to put in to get out...and legally in this country 3. Disability Insurance...has to be regulated...ADHD and behavioral and special education students should not be getting checks... 4. Survivor Benefits...they should only get if their husbands put in and legally in this country 5. Unemployment Insurance...should only get...if they have been paying in and legally in this country 6. Basic Necessities...we already have this service...with Welfare more

Open Question: Is there a good program to schedule work online that employees on the road can access?

We are starting up a mobile division of our business, our business installs mobile electronics such as remote starters/alarms, radios, video, bluetooth, gps, ect. Our mobile division will service the car dealerships in our area to do on site work of these products. I wanted to know if any one knows of a good product or service that would allow me to book all my appointments from one location and have our employees on the road be able to access it and see what they have for jobs to do for the day either with a mobile phone or laptop. Im basically looking for a calender type app that can be accessed w/o needing to find hotspots, and if it could send one employee only the jobs he has to do instead of the whole schedule for the day, that would be a plus. more

Open Question: Which parts of Melbourne have the most 'normal' people living in them?

By normal I mean not being a bogan or a redneck but also not being one of those pretentious types you frequently see at Chadstone Shopping Centre or insecure yuppies. General characteristics of bogans: 1) Hoon drivers (including their 'fine' artwork of burnouts and "doughnuts") 2) People who yell abuse to strangers outside of their car window 3) People who don't mind their own business or let you have your own space and who are arrogant or rude at the same time General characteristics of yuppies: 1) People who are insecure and love to judge people who aren't as heavily mindless slaves to the system as they are 2) The typical shopkeepers you see at Chadstone Shopping Centre who think it's a sin for customers to ask how much certain items are. And if they think you don't have enough funds or not willing to have a sense of orgasmic pleasure in getting yourself into debt, they'll simply nod to your responses and not talk to you in a friendly customer service like manner. 3) Pretty much all yuppies are fake people. I'm hoping that there's a paradise in Melbourne where there's little of these low class (bogan) and insecure (yuppie) people. more

Open Question: Describe in depth your products or services...what?

Working on my business plan...which is centered around raising racing Thoroughbreds (this also includes off the track rehab) but, as live animals, how do I describe in depth, my products? I mean, do I just say "live animals?" What else can I really say? more

Open Question: Is dual-citizenship possible for an American moving to Australia?

I am an American that wishes to move to and live in Australia. I earned my Bachelor's of Business Administration and am relatively young enough to work in a related profession for years to come. I am also a Service-Connected Disabled Veteran that receives an indefinite disability pension. I am interested in maintaining my U.S. Citizenship so that I will not lose my pension eligibility while also living and becoming a citizen of Australia. Please comment and also consider citing sources of information. Thank You. more

Open Question: I have Tired to Put My answers in before and NO ONE WOULD HELP. So lets try it this way. Please Help?

1. Report binders that have checklists and thumb-indexed reference materials are A. inexpensive and official looking. B. impressive and can create more business. C. difficult to use. D. a client’s option. 2. Partial inspections usually A. don’t require a pre-inspection agreement. B. require no disclosure from the seller. C. require a limited pre-inspection agreement. D. are requested by lawyers. 3. The pre-inspection agreement is A. a written contract between the home inspector and the client. B. seldom needed for partial inspections. C. the document that ends the inspection process. D. an alternative to punch-list inspection reports. 4. A narrative report is a type of inspection report that’s A. set up as a checklist. B. used only for relocation inspections. C. prepared in a business letter format. D. delivered to the client on-site. 5. What type of inspection is a bank most likely to request? A. Partial inspection C. Pre-sale inspection B. Remodeling inspection D. Punch-list inspection 6. When does a home seller generally fill out a property condition disclosure form? A. As soon as he or she decides to sell the property B. After a pre-sale inspection is completed C. After the home has been sold D. Before requesting a pre-sale inspection 7. To be impartial and lawful, a pre-inspection agreement must be A. paid for by the lender. B. signed by the real estate agent. C. used within 30 days. D. negotiable and capable of being altered. 8. The Standards of Practice published by the American Society of Home Inspectors (ASHI) are quite inclusive and A. describe the procedures used in a termite inspection. B. explain that inspectors may never examine heating systems. C. can be referred to in court, if necessary. D. list the fees inspectors must charge for their services. 9. Another term for a pre-inspection agreement is A. standard of practice. C. scope of work. B. pre-sale inspection. D. partial inspection. 10. An important skill for the beginning home inspector is A. good telephone interviewing technique. B. experience in issuing building permits. C. ability to interpret building codes. D. familiarity with reading electric meters. 11. The two-step process of reporting includes A. on-site inspection and the job order form. B. report writing and payment for services. C. data collection and report writing. D. the pre-inspection agreement and the on-site report. 12. The job order form is used to A. record data for the insurance company. B. limit the real estate agent’s liability. C. report home conditions to prospective buyers. D. record a client’s request for an inspection. 13. According to most standards of practice, an inspector is normally required to check all of the following except A. walkways. C. fences. B. driveways. D. attached garages. 14. Based on most standards of practice guidelines, which of the following home components should you include in your inspection? A. Burglar alarms C. Door locks B. Appliances D. Windows 15. Based on most standards of practice guidelines, which of the following home components should you include in your inspection? A. Privacy walls C. Swimming pool wiring B. Attached decks D. Home protection systems 16. Based on standards of practice guidelines, which of the following home components is normally required to be inspected? A. Awnings C. Storm window B. Storm door D. Balconies 17. Which of the following is an example of ethical behavior by an inspector? A. Recommending a contractor in return for a percentage of the work done B. Overlooking a small problem to help close a sale C. Refusing to share information without the client’s permission D. Giving the real estate agent a percentage of the inspection fe 18. When inspecting a heating system, you should always A. operate the automatic safety controls. B. ignite solid-fuel pilots. C. try to operate the system regardless of the conditions. D. open readily accessible access panels. 19. Your inspection of a house’s _______ relates to the condition of the roof. A. electrical system C. foundation B. attic D. windows 20. A statement describing both the requirements that must be met by a product or process and the ways in which satisfaction of the requirements will be measured is called a/an A. standard specification. B. established procedure. C. a standard recommendation. D. ASTM test. more

Open Question: Why should my organization(business) implement business ethics in their daily life?

i had this assignment and need your help because im clueless! btw,my business organization is internet service provider company... more

Open Question: where is the best place to complain about an apartment complex?

I live in the presidential towers in Chicago, part of waterton residentials.. i think it's a pretty big company since they have apartment complexes all across the US. I just want to complain about their horrible customer service and explain my experiencei had while living there. Where is the best place to complain about something like this?? better business bureau?? and if i do, will it even do anything? (i've heard that if a business gets enough bad reviews from the better business bureau, they have to be shut down or something..) more

Open Question: I am starting my own Nanny Service?

Hello, I am starting my own nanny service online, similar to like , www.sittercity.com, or www.care.com. Anyhow do I need to actually start a business and get legal paper that states that, I own my domain name and or etc? Is a business similar to having a service online, is starting a nanny service online, sort of like, serving business as. I'm on the verge of getting the online part started, so I need your input on if I need to actually start a profit organization, or is it okay if I start this service online. My business will consist of families seeking nannies for their children, noting more or less, accept families will have to pay to use my service. more

Open Question: Is it o.k. to promote a website while you advertise a lawn business?

I am passing out flies to promote my lawn service and website at the same time. Lawn business on one side, website on the other. Will this take away from my lawn service business when I am also trying to promote the website? The website promotion side looks like this: If you have a business or knows anyone who have one and does good work at a reasonable price, send us an email so we can share it with everyone on our website. more

Open Question: Has anyone felt suspicious of eHarmony being a scam?

I was thinking of trying eHarmony because I have heard from friends that know people who have married from it. I'm still pretty skeptical, so I did some research and searched "eHarmony scams" on google. Apparently there have been many complaints from customers about eHarmony having unethical or even fraudulent business practices. Supposedly most of the matches that they send you are of people who are not even active or real members. They make you think you are getting a lot of matches, but in reality you may only get one or two that are active. Customer service is horrible and if you try to cancel your account they can legally keep billing through an auto-renewal. I also saw a posting that some of the people in the commercials are actors claiming to be real couples. This site is pretty expensive and I don't want to get into something my will waste my time and money. Has anyone had this experience? more

Open Question: When is the best time to past out fliers for lawn service?

Looks like spring might be a little behind, but I am ready to pass out fliers for my lawn business. When is the best time? It may be another month before people start cutting in Louisiana. But now is a good time to pick-up leaves. more

Open Question: I need a new company name - any ideas?

I have a kitchen, bath and general remodeling business. I need catchy words that start with I and S. For Example - Company name: Christian's Installation Services or Interior Specialties.......but hoping for something more catchy. Any ideas? more

Open Question: Ranking up in the Air Force?

I am going through AFROTC. I am majoring in business. I will receive my MBA while I am in the Air Force. I was wondering what a typical Contracting Officers' rank would be after 20 years of service. more

Open Question: How do I start my own service dog training business?

I mean Legally what stuff would I have to deal with (licences, certificates etc) I want to train them and sell/place them myself. Its ok if u cant answer, its kinda hard to more

Open Question: World of Warcraft account problem?

This has been the convo between me and blizzard: this has been the convo so far Greetings, We have determined that the World of Warcraft account THEMCDONOUGHS has been accessed by someone not authorized to do so by the World of Warcraft Terms of Use (http://www.worldofwarcraft.com/legal/termsofuse.html). To protect your privacy and security, we have temporarily disabled this account. Any recurring subscriptions have been suspended to prevent further monetary charges. In order to regain access to the account, you must complete the steps below to secure the account and your computer. Please keep this email for your reference until the account recovery process has been completed. STEP 1: SECURE THE ACCOUNT, YOUR COMPUTER AND YOUR EMAIL ADDRESS Account compromises most often occur when a player shares login information with an unauthorized third party or plays on a computer that has a virus, Trojan, or key-logger. We recommend you read and apply the following tips to protect yourself and the account. - Unauthorized Account Access Policy: http://us.blizzard.com/support/article/20460 - World of Warcraft Account Security: http://us.blizzard.com/support/article/20572 - Computer Security: http://us.blizzard.com/support/article/21118 - Email Address Security: http://us.blizzard.com/support/article/28585 STEP 2: RECOVER THE ACCOUNT We now provide a secure website for you to verify that you have taken the appropriate steps to secure the account, your computer, and your email address. Please go to this site and follow the instructions: http://us.blizzard.com/support/article/securitywebform STEP 3: VERIFY YOUR SUBMISSION WAS RECEIVED We will contact you with further instructions once we have received and processed your submission. If you do not receive a reply within 5 business days of submitting this form, please resend it from the address listed above. Please be aware that if unauthorized access to this account continues after the recovery process is complete, it may lead to further action against the account. Sincerely, Marlizik Account & Technical Services Blizzard Entertainment www.blizzard.com -----Original Message----- From: mmcdonough1328@yahoo.com matt mcdonough To: WoWAccountAdmin@blizzard.com Sent: 2/20/2010 3:15:54 PM Subject: A ban i was not aware of. To whom it may concern, I played WoW for a while and stopped around april of 09. I was planning to start up again, i had to stop due to money issues. Anyway, i got "banned" in june. My account had not been payed in the last 3 months. I got the email and i sent this email out. Greetings, * * * NOTICE OF ACCOUNT CLOSURE * * * Account Name:THEMCDONOUGHS Realm:Alexstrasza Character Name:Simplydead Offense: Intended Exploitation The actions detailed above have been deemed inappropriate for the World of Warcraft by the Blizzard Entertainment In-game Support Staff. After a thorough investigation, this account has been closed. These activities violate the World of Warcraft Terms of Use. We ask that you take a moment to review these terms at http://www.worldofwarcraft.com/legal/termsofuse.html. This World of Warcraft account has been closed by our staff based on a review of the account and all related policy violations, in accordance with the Terms of Use and our In-Game Policies (http://us.blizzard.com/support/article/20309). Any recurring subscriptions on this account have been suspended to prevent further monetary charges. If you have any questions about the infractions that lead to this closure, or if you would like to dispute this action please contact Account Administration. To learn more about how Account Administration is able to assist you, please visit us at http://www.blizzard.com/support/wowaa/ . Regards, Makrelga Game Master Blizzard Entertainment www.worldorwarcraft.com<http://www.worldorwarcraft.com/> Due to the difference in emails i am confused, what happened to my account and what can i do to recover it, and if i can, what is the process? more