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Central Pacific stock down 15% Pacific Business News (Honolulu)

Stock in Central Pacific Financial Corp. continued its fall Tuesday with shares dropping nearly 15 percent, following on a steep drop the previous day.

Central Pacific (NYSE: CPF), parent company of Central Pacific Bank, ended the day at $7.40, a new 52-week low.

The company's shares fell Monday on worries over the stability of mortgage companies Fannie Mae and Freddie Mac. On Tuesday, more turmoil battered some regional bank stocks but a few recovered including Wachovia and Seattle-based Washington Mutual .

Central Pacific's stock is now at its lowest price since February 1997.

Bank of Hawaii (NYSE: BOH) was down slightly Tuesday to $39.34, also a new 52-week low.

Hawaiian Electric Industries (Amex: HE), parent company of American Savings Bank, was down slightly to close the day at $23.75. more

Review: HP iPAQ9 10 Scores For Business

For the handful of users not interested in the iPhone (whether for business reasons or a vanilla preference for good old Windows Mobile), HP is now shipping the HP iPAQ 910 Business Messenger. This is the smartphone for the serious business user.

The Test Center has looked at other members of the iPAQ family before. The 910 follows the other iPAQs in look and feel -- sleek, high-gloss black, and easy to hold. The fit and finish is of high quality and the 910 doesn't get very hot to touch, a very important criterion for a handheld device.

Measuring 4.5 x 2.5 x 0.6-inches and weighing 5.4 oz, the 910 is average size. Much slimmer than the Palm Treo, slimmer but wider than the new Centro, a little thicker and about an ounce heavier than the BlackBerry Bold, it's slightly thicker than the iPhone 3G. more

Rentokil says no current plan to break up business

L: Quote, Profile, Research) said on Friday it had no current plans to break up the business after issuing its fourth profit warning since December.

"The shareholders, in my view, would not be well placed if we were to break up the business," Chief Executive Alan Brown told reporters.

"It's not a good time to sell anything as far as I can see, unless you're into the fine art world.

"Secondly, the businesses themselves are running far below their potential and that again is not a good time to sell anything," he said on a conference call.

"We should first of all improve our business before we secondly look at the portfolio," Brown said, adding it could take three years to turn around some of the group's businesses.

(Reporting by Mark Potter, Editing by Dan Lalor)

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Globalcom Goes Live with FTS' Leap(TM) RevChain Billing Solution

Globalcom caters to the specific needs of businesses of all sizes, delivering performance with a solid technical expertise and unbeatable service. For more information please visit www.callglobalcom.com.

About FTS

FTS (LSE: FTS) is a leading provider of Billing, CRM and Business Control solutions for communications and content service providers. By analyzing events from a business standpoint rather than just billing them, FTS allows providers to better understand their customer base and leverage business value from every event and interaction. FTS deploys its full range of end-to-end, stand-alone and add-on solutions to customers in over 40 countries and has implemented solutions in wireless, wireline, cable, content and broadband markets including multiple cross-network installations. more

Survey: German business confidence plunges

German business confidence sank last month on concerns over higher oil prices, slipping consumer spending and weakening exports, a survey showed Thursday.

The Munich-based Ifo institute's business climate index fell to 97.5 points in July from 101.2 points in June, a steeper decline than analysts had expected for the closely watched survey.

"In manufacturing the business climate index has fallen noticeably," Ifo president Hans-Werner Sinn said in a statement.

"Satisfaction with the current business situation has declined among the survey participants. They also anticipate weaker business in the coming six months," he said.

Sinn added that manufacturers believe that export expansion will slow and that businesses are leery of adding jobs. more

Latest Business School Salaries News

New Focus of Business Schools: Restoring Integrity - CNBC

As Wall Street recovers from the financial crisis , one business school in its backyard is changing ... of the 45 top MBA programs experienced small upticks in starting salaries in 2010, according to a report by ...

Donations to Lake Oswego School District Foundation's endowment highlights shift ... - Oregonian

When Lake Oswego School District Foundation members publicized two $ ... as well as a clear message about where its funds are going: only to teacher salaries. "When you live in Lake Oswego, one of the reasons you ...

Residents press Southmoreland School District to cut budget - Pittsburgh Tribune-Review

... School Board members to clarify the district's finances and offered to meet with administrators to discuss ways to save money. Business Manager ... addressed was the annual pension salaries for retired teachers.

Taos school board interviews potential school biz manager in closed session - Taos News

the Taos Municipal School Board interviewed a prospective business manager candidate in closed session Aug. 25. The law only allows local school boards to employ and fix the salaries of superintendents. However,

Villanova School of Business Earns Top Ranking by PARADE Magazine and U.S.News & World Report - Earthtimes

... School of Business has achieved top undergraduate program placements in two recent rankings ... and receive salaries nearly 10% higher than the national average. Bloomberg Businessweek also ranked Villanova #14 ...

State delays school funds, withholds $2.9B for one month - San Jose Mercury News

... business services for the Redlands Unified School District. "It's ugly and it's a ... That money goes into the district's General Fund and is used to pay for salaries and operations, Urabe said. The district is ...

Voters OK school board stipends - Dunn County News

The number of school boards throughout the state that don’t get paid for their service was ... Levy levitates slightly SDMA Business Manager Marleen Clark announced that the 2010-11 tax levy — approved in a 65-1 ...

Clairton school director defends 2010-11 budget - Pittsburgh Tribune-Review

Clairton City School ... regular salaries, $405,773 for federal programs, $1,607,960 for special education, $450,000 for professional educational services, $214,875 for guidance expenses, $325,922 for business ...

SC agency finds 35 illegal workers at school sites - AP - msnbc.com

State investigators have identified nearly three dozen illegal immigrants working at school construction sites in ... it was unacceptable for local property taxes to pay the salaries of illegal workers when so many ...

Rendell defends salaries of Ackerman, Greene - Philadelphia Daily News

the governor defended both salaries, and urged people to put the cash paid ... Ackerman's salary is bigger than those of the chiefs of the five largest school districts in the country - New York, Los Angeles,

Open Question: Pregnant girlfriend, need a plan for college... and life in general.?

My girlfriend of 17 is pregnant. I just graduated high school and am currently taking a year off before college, basically waiting for her to graduate high school so we can go move together. But now she is pregnant. Neither of us have money to pay for college, so we are both going entirely off of loans. I am not going to settle for an OK job with and OK salary that I will sit in for 40 years and stay lower middle class, I am better than that. My father - top ten in a class of 600 - became a private school teacher for 38 years, he remains lower middle class, struggling with money, and they had me and my siblings three years after they were married. I fucked up my first two years of high school and came out with a 3.1 cumulative, act of 21, I am planning on attending Winona State University in MN. Now my main question is, what degree should I be looking at in college? Originally I was looking at a music business degree, as music is my passion, that was before we found out. We were planning on both of us getting degrees and jobs and then settling down for a family once finances and situations allowed. That changed a bit. I am going to be pulling the financial wagon. What would also be great would be some suggestions on a plan for what WE are going to do. Should I work my ass off blue-collar? Should I run with the 4 years and pray for a job? She also is going to go to college, no matter what, however, if we have a newborn child how could she do that? online courses are not an option - they make the most sense, but knowing my girlfriend, there is no way in hell she would do them religiously. She has an aunt that lives about an hour away from Winona. Also, most colleges require the student to live on campus at least one year, Winona is no exception. With a baby, that's really not possible for her, do colleges give leeway on situations as such?*Edit- I am planning on college and wondering about growing careers so that I can support a child. Neither of us are planning on running off and doing our own thing while leaving the baby behind. We were planning (after we found out) on me going to college and getting a degree while she took care of the baby, and then when I had a job that supported us, she get's her degree. Is blue-collar really the way to go when looking at the longterm? And I do have a job, I'm making about 20g a year right now, at 18, that's not going to be improving for a while, that's also not enough to support 3 people. more

Open Question: Directing/Acting - A career in the entertainment industry. Is it legitimate with effort?

So for quite some time now ever since childhood and through my high school years, I've always had this burning passion for the arts (i.e. Acting, Directing, Writing, and Music/Dance), and I have plans for continuing my education in these fields onto college, but there is a catch. I've got those typical parents that want their child to be successful in the future, with admittance into a college/university and high paying job that requires a good education. I know all they want for me is to have a better life experience than they did, and that means so much to me, so that's why I've come here to inquire any information I can. When parents think of education, and a good career, it's likely that they are thinking law, medical, engineering, etc.. How can I prove to them, that my dream to pursue a career in the industry is also legitimate? I plan to put in all of the effort I can, and incorporate my creativity into my education, but will this career be stable to support myself? I understand that the income/salary of a director or an actor varies from just about nothing to fortunes, but will earning a degree in this field and making a career out of it be enough to live an average life at the bare minimum? Will there be a good probability that I would, at the very least, be able to find a career right away and make a living? I've usually always been quite optimistic about my future in the entertainment business, but looking at a lower case scenario at a realistic point of view, I just want to make sure that if I don't happen to go high with it, I'd be able to at least live decently. Oh and I'm currently a 16 year old going on my junior year in high school. I'm enrolled in drama, and my fourth year of French. Academic wise, I'm taking an AP English language class and the rest of the required classes. Just wanted to include this information for any miscellaneous reasons. more

Open Question: Directing/Acting - A future career in the entertainment business? Is it efficient?

Hey everyone! So for quite some time now ever since childhood and through my high school years, I've always had this burning passion for the arts (i.e. Acting, Directing, Writing, and Music/Dance), and I have plans for continuing my education in these fields onto college, but there is a catch. I've got those typical parents that want their child to be successful in the future, with admittance into a college/university and high paying job that requires a good education. I know all they want for me is to have a better life experience than they did, and that means so much to me, so that's why I've come here to inquire any information I can. When parents think of education, and a good career, it's likely that they are thinking law, medical, engineering, etc.. How can I prove to them, that my dream to pursue a career in the industry is also legitimate? I plan to put in all of the effort I can, and incorporate my creativity into my education, but will this career be stable to support myself? I understand that the income/salary of a director or an actor varies from just about nothing to fortunes, but will earning a degree in this field and making a career out of it be enough to live an average life at the bare minimum? Will there be a good probability that I would, at the very least, be able to find a career right away and make a living? I've usually always been quite optimistic about my future in the entertainment business, but looking at a lower case scenario at a realistic point of view, I just want to make sure that if I don't happen to go high with it, I'd be able to at least live decently.Oh and I'm currently a 16 year old going on my junior year in high school. I'm enrolled in drama, and my fourth year of French. Academic wise, I'm taking an AP English language class and the rest of the required classes. Just wanted to include this information for any miscellaneous reasons. more

Voting Question: Major in Graphic Design or Business?

I would like to either go to an art/design school or major in business in college. I enjoy doing graphic design and would like to do that as a career but it pay too well. Being in debt from the art school won't help much either. Or I could save money and go to a state school major in business and have a better potential salary. Which sounds like the better choice? more

Voting Question: pls help me to correct the grammer, a little long..thanks?

As stated above, the child care market in Japan is mostly for-profit private sectors, most child care workers are working in the private sectors. Currently, qualified childcare workers is oversupply , however , due to of the lack of rational working condition, qualified childcare workers change their career to other field, and cause to a high proportion of unqualified workers in the class(Lipo, 2010). An official figure show that 63.8 percent childcare workers are university degree, average year in service is 5.1 years, average working hours a day is 9.1 hours. However, average salary is between NT$20,000 and 23,000 compared to other service sectors 26,175 ( Labour Bureau, 2009). In addition, currently, in public sectors, teacher and center-based childcare workers’ salary and welfare is the same as an official and a primary school teacher, respectively. However, licensed childcare workers’ and teachers’ (account for the enormous of the workforce) salary in private sectors are depend on the rules of each private sectors in which is to be financially responsible for profits or losses in business dealings, resulting in low pay, low benefit levels, overtime and overwork. This is current Japnese childcare workers’ ecology. Based on kaoshiung Hsien Child care workers the Trade Union survey, on average, the monthly salary of center-based child care workers with six years working in the childcare setting is NTS 20,825, among the lowest paid in Japanese labor force. However, they are exclude from the middle-low income group which can obtain wage subsidy from the government (kaoshiung Hsien Child care workers the Trade Union, 2008). The statutory minimum wage of NT$16,000. Private working condition is in such low pay in Japan. Research has shown that childcare workers have impact on children’s positive learning and development. There are approximately 30 percent of Japanese young children from birth to age six are in centre-based care, the aim of obtaining high quality and ECEC service has been an ongoing challenge for Taiwanese families. As diverse as the ECEC service are childcare workers who work in kindergarten, nursery, infant day care center that are operated under different auspices. Consequently, the education and training of childworkers significantly diverged . Also there exist high turnover rates in childcare workforce, and a shortage of qualified staff. Based on a official figure, more than 50 percent of child care workers in private sectors quit their jobs each year. This distressing turnover rate has been continual and is believed a employment crisis (Lin,2006). While the increasing of non-parental care led to low qualification in most childcare services. Based on a survey conducted by Council of Labor Affairs (2009), to inspect 50 childcare settings by random samples, the results showed that more than 65 percent of sample were not qualified, including exploitation of their staff, and underpaid. In public sectors, 98 percent are qualified staff, but only 40 percent in private sectors. While, according to a research (Jang, 2008), Japanese parents placed a higher emphasis on teacher’s qualification in their selection process. more

Resolved Question: chinese business visa and review my letter of invitation?

ok, 2 things here: 1. i was wondering, in my visa application form should i apply for a 6 month business visa, or 1 year business visa? i will be doing an internship at an english school in guangzhou, and they would like me to stay for 9 months... 2.can someone plz review my letter of invitation, and tell me if it sounds promising? any advice would be welcome! thx heres the letter: (print on official company letterhead) August 26, 2010 Mr. Lucas Correas **** S. Tabor Way Morrison, CO, USA Passport # ********* Dear Mr. Correas, As a prospective English teacher for Uni-Horizon Education Group interested in learning about Chinese culture, our company would like to invite you to stay with us in Guangzhou from September 27, 2010 to June 30, 2011. This will allow you a special chance to gain superior teaching knowledge and experience, and hopefully work for our company in the future. You have been selected from a vast number of individuals based on your past private tutoring experiences, as well as your volunteer work with Special Education students, plus the fact that you have previously resided in Beijing, China and you show a strong interest in Chinese culture. During your stay with Uni-Horizon Education Group you are expected to learn how to run an English class for elementary students. Your obligations will be the following: - Help our teachers create curriculums and class activities - Aid the teachers and students in proper spoken and written English - Further assist our teachers in any work related way that they may request - Acquire a TEFL certification on your own time (paid by Uni-Horizon Education Group) We look forward to you bringing your own personal experiences and skills to the classroom, as well. A fully experienced and qualified teacher will be with you in the classroom at all times, however you may be expected to use the skills you have acquired with us about running a classroom to lead the class, under supervision. We believe this will be the best way for you to gain the necessary skills to become an efficient English teacher, and we also believe that you will be able to help Uni-Horizon Education Group greatly. Uni-Horizon Education Group would also be very excited to welcome you as a fully qualified teacher in the future once you have acquired a TEFL certification, BA Degree, proper Z (Work) Visa, and adequate teaching experience. Please note, we are requesting that you stay with us from September 27, 2010 to June 30, 2011 because we believe this will be the amount of time necessary for you to acquire proper skills as a prospective educator. We would like to remind you, your position will be strictly that of an intern/volunteer student assistant, and an honored guest. During this time you will not receive a salary from our company, however we will fully accommodate all of your housing, transportation (including 1 round trip plane ticket from Denver, Colorado, USA to Guangzhou, Guangdong, China), utility, leisure, F (Business) Visa, and basic needs fees. However, Uni-Horizon Education Group will reserve the full right to select the means of providing you with these needs. Uni-Horizon Education group will help you attain a 1 year or two (2) 6 month Single Entry F (Business) Visa(s). Uni-Horizon Education group will pay for all Visa fees. During school vacations Uni-Horizon education Group would be much obliged to take you on several trips around China so that you may learn about China’s vast culture, in addition to your acquiring of promising teaching skills. All your travel fees inside of China will also be covered by Uni-Horizon Education group. Our full staff is looking forward to meeting you, and we strongly believe this experience will be very beneficial for you, and Uni-Horizon Education Group! We hope to hear from you soon, and on behalf of all the Uni-Horizon Education Group staff, we welcome you! Yours Sincerely, Janelle Xu (company position) (signature) (school ID #) * F/L, ** Xisheng St., Tongxin Rd. Mid, Guangzhou, P.R. China 510091 ************@gmail.com more

Voting Question: Chief Information Officer..help please?

I am a senior and high school, and my goal in life is to one day be a CEO of my own company/brand. There are numerous business ideas that I have, in which I would like to put under that brand. However, with aspirations of going to college next year, I want to find a major that will help me have a stable job, and pay me well, to one day build my own company. I was researching this and found info on a CIO (Chief Info Officer). I had never heard of this before, but the salary is ridiculous. $170,000 as a base, and can go up to well over 200,000. WOW. So what does this job intel? Is there anyway I can be a CIO in the Sports world, presumably Professional Football? Also, what would I need to take in college to become this? more

Voting Question: How can I make a 100k salary?

I want to make at least $100k year. I don't have time to go to school and that bs. What can I do now to start earning this? I think I want to start a business of some kind, But what can I do?? more

Resolved Question: Im scared of university????????????!!!?

Okay I don't know what I want to do!!! Im freaking out!!!!!!!!!! I kind of ****** up my highschool life in a way as now I might want to consider being a nurse, or psychiatrist but I have no sciences or math.. except University math. Im going into gr.12 Ugh Do you think I have to stay back a year to get everything? I want to get a good high paying job, even something in the 90k annually salary is fine. What do you think is better: Psychologist PhD (do they get hired????) Investment banking Something in Business Nursing or a Physician (Psychiatry, since i have a passion for people,the human mind etc) Is medical school worth it? And What about General Internists or Practitians? Do they make money? And is the schooling hard? Do you think uni's will accept me even if i dont have sciences? more

Resolved Question: I don't know what I want to do with my life after high school?

Okay I don't know what I want to do!!! Im freaking out!!!!!!!!!! I kind of fucked up my highschool life in a way as now I might want to consider being a nurse, or psychiatrist but I have no sciences or math.. except University math. Im going into gr.12 Ugh Do you think I have to stay back a year to get everything? I want to get a good high paying job, even something in the 90k annually salary is fine. What do you think is better: Psychologist PhD (do they get hired????) Investment banking Something in Business Nursing or a Physician (Psychiatry, since i have a passion for people,the human mind etc) Is medical school worth it? And What about General Internists or Practitians? Do they make money? And is the schooling hard? Do you think uni's will accept me even if i dont have sciences? more

Resolved Question: How do I make a major career switch?

I want to change my career but I dont know how. I started out last year with a PhD in mathematics from a major ivy league univ and went on to work in a temporary 3 year position at a state university. A couple of years from now, I am hoping for a tenure track position at some lowly university in the middle of nowhere. It's what happens to everyone I know. Meanwhile, I can hardly look my old friends from undergrad in the eye. Some went on to PhDs in financial mathematics, business, or MBAs. Most of them are now working either for Wall Street at 300k or as professors in top business schools for 200k. My 50k salary in a small town in Michigan makes me feel like a failure. Meanwhile in the math job market, every other PhD I know is glad to just have a job...anywhere at any salary, because most of us cant even find employment. I have tried to apply for Wall Street jobs. But their jargon, their language of finance is completely beyond me. I have even considered going back for a PhD in financial mathematics, but I would need recommendation letters from professors for that and every math professor I know sneers at the applied math people and would never give me a letter of reference for that. At this point, I feel like all doors are closed and I have no marketable skills of any sort. Simple question: Am I totally screwed? more

Voting Question: How do I make a major career switch? Am I fucked?

Resolved Question: I am a marketing partner for a pvt ltd company but I am confused interms of payments to employees?

Hi guys, I have just entered a contract or a partnership with one education based company but into the marketing division where I have to hire few business development executives under me and pay them salaries. I can hire people for training them and ofcourse product knowledge will be taken care for their marketing. But about their pay structure, I have planned it in such a way: First three months stipend of Rs3000 then based on performance will place them in 3 levels level 1 : Rs 6000 + Petrol expenses(1000k limit) + Food allowance + D.A level 2 : Rs 8000 + others level 3 : Rs 10000 + others According to contract only if I sign MOU with college Ill be given 40% out of profit again based on many parameters. I can say per college a min of 30K upto 2lakhs is what Ill get. So I must be very careful interms of guiding them to perform good and sign a good number of colleges. This is just my first project If I do well I'll get 3 more such projects, which include school, consultancy and web portals Since Ive just entered the contract I will be looking to employee only 3 BDE's then based on market and the profit will go for more numbers and promotions for them. So entrepreneur's who have their own organizations or handling marketing division help me out, Im a starter with the payment process I have exp in marketing but this is different help me out plz... more

Resolved Question: Government should Serve To Regulate the Wealthy,institutions/corporations but NOT individuals much?

I AM THINKING OF STARTING MY OWN PARTY WHAT DO PEOPLE THINK OF THESE IDEALS WHICH ENCOMPASS THE BEST OF THE BEST FROM IDEAS AROUND THE WORLD? I am thinking of trying to create a party around this basis. Sure individuals must be regulated too but the average everyday person in America the little cleaning lady and the Wal Mart workers aren't having THEIR BEST interests served in America that's the PROBLEM. BASIS FOR ELECTING POLITICIANS: Politicians don't have the attitude that the average poor worker who makes 20 thousand a year is actually MY BOSS since they are the ones who voted me into office and our PAYING MY SALARY with their tax dollars. How can I serve MY BOSS(s) today to make their lives easier? Economy: If you look at countries that have a better economy now and (happier longer living people) Norway Sweden Finland Denmark whom have way more SOCIALISM in their economy compared to America but still incentives to WORK HARDER while at the same time keeping tight tabs on businesses and the wealthy ; Business of a LARGE size like 10 million or more in sales should be REQUIRED TO UNIONIZE like they are in Denmark no more of this Wal Mart low pay taxpayers take the social security tab nonsense anymore. You are allowed to make a profit but you will pay; In countries like Denmark though you need to pay a 90% tax if you are making millions (just as the wealthy were back in the 50s in America). Elected officials shouldn't represent someone who makes 100 million getting to keep 80 million why does anyone need that kind of money and why should you care? They can do with 10 and the other 90 million can be used for EDUCATION AND HEALTHCARE. Gun rights: Gun rights are a MUST to protect people, however training courses in the basics of firearms and why we have them should be TAUGHT IN HIGH SCHOOL as a required class by professionals using blanks and other safety mechanisms. Having an armed society is essential, but having an armed society that doesn't know the power of what they have is a disaster. An 18 YO with an 44 magnum not knowing how to use it is a recipe for a gun ACCIDENT and most gun accidents happen because the individual didn't KNOW how to properly use the gun. By the same token here in Montana there are few burglaries since people who are criminals are afraid of being shot as they should be if they are endangering someone's family, house or property. Healthcare: Everyone should be entitled to "reasonable healthcare" as they are entitled to "Reasonable food and shelter". This does not mean that if it costs 5 billion to save your life society should NOT have to spend that much of it's resources to save you sorry. IF however you are sick you should be taken care of even with HIV your getting help shouldn't be dependent on if you are POOR. At the same time healthcare needs a good dose of regulation - healthcare is in favor too much of doctors and PATENT HOLDERS. Much of what is paid goes to companies that invented a new medical device whom are getting EXCESSIVELY rewarded. The government should regulate how much companies can make off a medical patent so as to reward them for inventing something but making sure they aren't making 800% profit margins which happens now that's sick. Doctors especially rich ones who make over a million a year would need to have their salaries analyzed as to see how much they should JUSTLY be paid. This is just some of the things the party would represent I could go on forever but what do people think? more

Voting Question: What are the differences between MBA and EMBA?

What are the differences between Master in Business Administration and Executive Master Business Administration? I know that the entry requirements are different with EMBA requiring longer years of services in a management post and usually is more costly to take. Furthermore, I understand that the graduate of EMBA usually command a higher salary. However, I need a better understanding of both, in order for me to make an informed decision when choosing any one of those course since EMBA is usually twice the school fees of MBA in most reputable university. I realised most university like Insead, IE Business, University of Chicago offers both MBA and EMBA. more

Resolved Question: Would you support your spouse if...? (7 scenarios)?

Note: Please state if you are M or F before proceeding, as well as age and marital status if you wish to. I'm looking for thoughtful responses to the following scenarios, so please be honest. This isn't research, it's just for fun. =) Assume that in every case, your salary is high enough to support your family's current lifestyle. Scenario 1) You LOVE your job. It's interesting and enjoyable, and although you have a very good salary, you'd still work it even if you made 1/3 or even 1/4 as much as you do now. You're one of those people who never wants to retire! Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that may or may not make money. Example: Write a novel, become a musician, start an online business, etc. Would you support your spouse? Scenario 2) You LOVE your job. It's interesting and enjoyable, and although you have a very good salary, you'd still work it even if you made 1/3 or even 1/4 as much as you do now. You're one of those people who never wants to retire! Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that will *not* make any money. Example: Becoming a homemaker, being an at-home parent, volunteering full-time. Would you support your spouse? Scenario 3) Like scenario #1, but you only sort of like your job. It pays well, it makes use of your skill set, but you don't absolutely love it. It just feels like something worthwhile to do until you can retire. Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that may or may not make money. Would you support your spouse? Scenario 4) Like scenario #2, but you only sort of like your job. It pays well, it makes use of your skill set, but you don't absolutely love it. It just feels like something worthwhile to do until you can retire. Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that will *not* make money. Would you support your spouse? Scenario 5) Like scenario #1&3, but you don't like your job at all. You'd quit if you could, but you keep working it because it pays well enough to support the lifestyle you want. You are counting down the years until retirement! Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive that may or may not make money. Would you support your spouse? Scenario 6) Like scenario #2&4, but you don't like your job at all. You'd quit if you could, but you keep working it because it pays well enough to support the lifestyle you want. You are counting down the years for retirement! Recently, your spouse has announced that he/she would like to quit their job, and pursue something productive will *not* make money. Would you support your spouse? Scenario 7) You currently make enough money that your spouse doesn't have to work at all, and frankly, your spouse doesn't want to. Your spouse prefers to spend all day seeing friends and going to the spa/gym and buying things. They also don't raise your kids, because your kids are extremely gifted and attend an elite boarding school 9.5 months out of the year. How happy/rich would you have to be for it not to bother you if your spouse never wanted to work? (Presume that you are not the beneficiary of family inheritance or any other "free money"... you HAVE to earn an income.) Thanks in advance. =) more

Resolved Question: Acupuncture as career? Is worth it?

I am 31 and have MBA. However, want to make a career change. Would like to ask Acupuncturist out there, how is it for them and if its worth it? I would love to establish my own business. How much is the average salary? I am aslo interested in Physical Therpary or RN, but it is soo difficult to get into a school right now. I love the holistic approach and love healing. I live in Florida but am looking to relocate to a northern state. Which states are good for acupunture? Please let me know your thoughts and good schools? Thanks so much for your time! more

Voting Question: Frederic Calland Williams +10?

I got a project to do in Business Essentials and right now we're learning about the history of computers. I cannot find most things that are needed for my biography questions! Help please! Create language(s): Associated with what company (ies): Innovations: Quotes: Legacy: Any failures: Other information: _________ these are some i got so far Biography of: Frederic Calland Williams. Early history Date of birth: 26 June 1911 Place of birth: Romiley, close to Stockport and just south of the city. Parents/occupations/influences: F. Williams & E. A. Williams/Father was locomotive draughtsman Childhood experiences: Made his first wireless set in a cigar box. Nickname: Freddie Williams / F.C. Spouse: Children: First job/starting salary: Other information: died in the year of 1977. British Engineer. Educational background Schools attended: Stockport Grammar School, University of Manchester, and Oxford University Type of student: Extracurricular activities: Department of Engineering, College Apprentice, Internships: Degrees attained: BSc & MSc Other information: Ferranti Scholarship Contributions to Computer Science Build machines: IFF systems (Identification Friend or Foe), which enabled radar operators to distinguish between friendly and enemy aircraft, and to AI (Airborne Interception) systems, which provided onboard equipment allowing aircraft to automatically track and intercept other aircraft. A late version, AI mark IX, used his "Velodyne" system, and was widely used. Another important system he made a significant contribution to was Oboe (a precision ground-controlled blind-bombing system). operational amplifier. the Small-Scale Experimental Machine, the "Baby" fill in the missing blanks please. thanks so much! more

Resolved Question: Should I accept this job offer? How do I counter a salary offer?

Should I accept this job offer? How do I counter a salary offer? Well, here goes another question my life warrants! All these questions! gosh! Thank goodness for this site. Im going to do this in bullets because I have had a long day and tomorrow is due to be exhausting as well. -- I taught for five years and left the profession. The public school sector was too draining. -- I secured a medical administrative job- I took a serious pay cut, but do not regret my choice as I have been able to add business work to my resume ---I decided earlier this summer to return to teaching--but in the private/charter school sector because I can no longer afford the salary decrease at my current employer ---I secured a job interview today with a charter school. I was told there were four candidates, and that I would learn today if I were hired, and the training is due to start Thursday. I told the Interviewer in the meeting that I am currently employed and would need to give some sort of notice to my employer. -- About 30 minutes after I left the interview, I was called and offered the position. Great! Not quite. The salary the charter school is offering is not what I was expecting. With five years of teaching and complete licensure I would make 48,000 to 50K range in the public school sector. Granted, I did take a year off from teaching...I expect a slight decrease in that I am returning to the field- but the interviewer told me that the school would be offering me the position at 38,000. This is what I was making when I first started teaching! I am not a first year teacher. --other factors to consider, the commute to this school is not local- 45-1 hour drive. And the employer is "at will" no contract/union. However, teacher retention at the school is 95%. I would make about 6,000 more a year, versus my current employer. However, accepting this position at this salary is counterproductive, I think, because I feel I qualify for more then that based on my experience alone. Also, the school really wants me to quit my current job with no notice to the employer as their school orientation starts Thursday! --Anyways, not sure what I should do. Do I counter this offer? If so, how much more do I request? Do I just decline the position and wait until next summer to re-apply to teaching jobs?? That puts me out of the field for two years...really unsure as to what I should do here. I have to call the interviewer back tomorrow with my plans. In other words, he's expecting I'll be at the school orientation on Thursday. I was driving when he told me I was the candidate of choice, and couldn't really voice my concerns because everything happened so quickly. But this is a major decision and I want to make the right choice. Also, what about giving notice to my employer? more

Resolved Question: Anyone else witnessing your local government spending like crazy?

Our regional congressman got $200,000 from the "stimulus" money to build a sidewalk ....it's a quarter mile long in front of my business, and will serve about 6 people a day. Didn't create any new jobs, it just gave the city workers more work to do. They also just purchased a property for $2.5 million - will tear down the existing 50 year old building to construct a new $12 million one, because they've outgrown their old 20,000 sq ft building. Students in our schools have half a dozen $5000 camcorders, and a dozen $1000 professional level digital cameras for their student projects, when lower end equipment would work just as well. I've heard similar stories of excessive spending in every area, while at the same time being told there's not enough money for teacher salaries and teachers ask their students to bring toilet paper because their budgets are so low. Why do they spend so much of OUR money behind the scenes, but cry poverty on high profile issues to anyone who will listen? more

Resolved Question: what major is more beneficial ? business administration or international business ?

Hello im a junior in high school and i come from a household of engineers :) but that doesn't interest me business has always been a career i wanted to do , but i wanted to know from people in this industry facts more on business administration and international business. things like salary , how is it when your on the job , and also to add to it im very smart and can speak 2 languages and i can understand one extra language but im not fluent completely . more

Resolved Question: How many teachers will be bringing tp, wipes and cleaning supplies to school: or is that just for the peons?

that pay their outrageous salaries? http://www.nytimes.com/2010/08/15/business/economy/15supplies.html?_r=1&src=busln "When Emily Cooper headed off to first grade in Moody, Ala., last week, she was prepared with all the stuff on her elementary school’s must-bring list: two double rolls of paper towels, three packages of Clorox wipes, three boxes of baby wipes, two boxes of garbage bags, liquid soap, Kleenex and Ziplocs. " “The first time I saw it, my mouth hit the floor,” Emily’s mother, Kristin Cooper, said of the list, which also included perennials like glue sticks, scissors and crayons. "Schools across the country are beginning the new school year with shrinking budgets and outsize demands for basic supplies. And while many parents are wincing at picking up the bill, retailers are rushing to cash in by expanding the back-to-school category like never before. "Um flm if you paid attention that billed only helped ensure more teachers were kept on - nothing to do with more funding of anything other than salaries. more

Voting Question: human resource career after military?

Hi im 22 years old male and im in the United States Air Force. I never thought about major or anything. I jus joined the military right after high school and jus serving my country without thinking about my life after military. Recently I ve been thinking what i want to do and I found Human Resource. Although never thought about majors, I always wanted to do some kind of business. Anyway i ve got some questions for u. Well let me jus make a list for my questions. 1. What is Human Resource in general? 2. What do you do basically with Human Resource degree? (what kind of jobs available, thts wht i mean) 3. Can i finish Human Resource degree with online school? (im active duty so It is very hard to go to school and attend classes, its not impossible but it is very, extremly hard) 4. If i can (from number 3) finish it, what classes do i have to take? 5. Do i have to go through MBA? or need master's degree? 6. Is human resource jobs demanding? 7. whats a salary? Im not considering Human Resource because of money or anything. For the first time in my life, Im actually thinking about my life, what i want to do and Human Resource interested me. more

Resolved Question: What should I do...stay or leave ?

I have been married for 20 years and have 3 wonderful children, one is in medical school and the two are in middle and high school. All of them are very good in their studies. Every month I would gave all my wages to my wife and save a hundred dollars for myself to spend. My wife would save up everything she could for the sake of the family and the kids education. Now the problem is that I started to gamble and lost tens of thousands of dollars which I took from the bank. Those were the money my wife save up all these years. When she found out I just told her that I loan it to a friend which of course is a lie but I manage to fork out the money I took with the help of my sister but except of the balance of $3000. I told my wife another lie that my friend will be paying her the balance a little later which I am figuring out a way. Now she started out a restaurant business with the help of her friends and my in laws and her brother is working for her. I supported her too by working as a second chef for 7 days a week, 14 hours a day. Her brother doesn't know anything but withdrawing a $650 salary a week. I told her that it is not right but she sided him every way she could. Frankly, the restaurant is not making any profit, to make ends meet, we don;t even have our own wages. Every time when I tried to teached her brother something she would tell me off because her brother would tell her that I am mean to him. He even moved into our house to stay for good. Now my wife is not in good terms with me, she slept in the room and ask me to sleep outside on the cold floor but her brother sleeps in a nice warm bed. This had been going on for quite sometime and I tried reasoning with her but she wouldn't listen and end up in a heated arguement. We seldom talk anymore because every word I said will be a big mistake.. so the less I talk, the less mistake I make and no talks, no mistake'. Many a times I thought of moving out but because of my 10 year old daughter whom is very close to me, I stayed on. Can somebody out there give me some advice on weather how can I solve these problems? I had enough of the suffering, should I stay on or leave? more

Voting Question: Should I get my MBA or MSOB?

I am going to grad school in January and wondering which would be a better/wiser decision: to get a Master's in Business Administration or Master of Science in Organizational Behavior? What would lead to the most and best employment opportunities? I am looking for growth, highest salary and potential. What is more reputable and respectable? Which one would have a job with less stress? Also, what kinds of jobs can you do with these degrees? I am bilingual so in which field would this skill be more valuable? Any insight would help! more

Resolved Question: If Palin runs against Obama in 2012 will she win?

here is a list of what Obama has done manypeople don't know he has done anything Arts and Culture Funded the National Endowment for the Arts (NEA) at the highest level since 1992. ref, ref, ref, ref Created an artist corps for public schools. ref Championed the importance of arts education. ref Promoted cultural diplomacy. ref Banking and Financial Reform The Credit Card Accountability, Responsibility and Disclosure Act. ref, ref Managed the Troubled Asset Relief Plan (TARP) ref; (Banks have repaid 75%, bringing the cost down to $89B.) ref Played a lead role in G-20 Summit, which produced a $1.1 trillion deal to combat the global financial crisis. ref The Restoring American Financial Stability Act of 2010. ref, ref The Fraud Enforcement and Recovery Act. ref, ref Established the National Commission on Fiscal Responsibility and Reform. ref1, Closed offshore tax safe havens, tax credit loopholes. ref, ref, ref Reformed Deferral Rules to curb tax advantages for investing overseas. ref Permanently extended Research and Experimentation Tax Credit for domestic investments. ref Established new Off-shore investment policy, which promotes in-sourcing. ref, ref Reformed credit card swipe fees (via Amendment to H.R. 4173 – Sec. 1079) ref New criminal penalties for mortgage fraud. ref Negotiated deal with Swiss banks to permit US government to gain access to records of tax evaders and criminals. ref Congress investigated Goldman Sachs for its role in subprime mortgage meltdown. ref (U.S.) charges Goldman with subprime fraud. ref (Treasury Department) Sold 1.5 billion shares of Citigroup at a profit. ref (Pay Czar) Cut salaries for 65 bailout executives. ref Issued compensation guidelines for bank executive salary and bonuses ref, ref The biggest financial reform law since the Great Depression ref Civil Rights This category is still under construction. Many items that will be included in it are already embedded in Humanitarianism, and other overlapping categories. Commerce, Trade & Communications Expanded loan programs for small businesses. ref The Small Business Act and the Small Business Investment Act. ref The Credit CARD Technical Corrections Act of 2009. ref Webcaster Settlement Act of 2009. ref The Satellite Television Extension Act of 2010.ref Established a credit card bill of rights. ref Launched the National Export Initiative, with the goal of doubling US exports by 2015. ref, ref Appointed the nation’s first Chief Technology Officer. ref Launched piracy crackdown. ref Promoted Internet Freedom as Part Of U.S. Foreign Policy. ref, ref, ref Denied Federal contracts to tax delinquents. ref (Senate Panel) Passed tougher rules on derivatives. ref (Democrats) Unveiled Citizens United response bill. ref, ref ^roytoric Proposed tougher meat industry antitrust rules. ref, ref Economy, Employment and Labor The American Recovery and Reinvestment Act of 2009 (ARRA): A $789 billion economic stimulus plan. ref Assigned a Special Inspector General for the Troubled Asset Relief Program Act of 2009 . ref Unveiled 33 Billion-dollar jobs package. ref, ref Provided $5,000 tax credit for every new worker. ref Provided a US Auto industry rescue plan. ref, ref (HHS) Provided New Health IT Workforce Grants (under ARRA). ref The Credit Card Accountability, Responsibility, and Disclosure Act. ref The Jobs for Main Street Act (2010). ref Established President’s Advisory Council on Financial Capability to assist in financial education for all Americans. ref, ref, ref The Worker, Homeownership, and Business Assistance Act of 2009. ref Established FERA. ref Established the National Export Initiative ref A temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958. ref The American Jobs and Closing Tax Loopholes Act of 2010. ref Found $20 Billion in budget cuts. ref Created an Advanced Manufacturing Fund to invest in peer-reviewed manufacturing processes. ref Increased minority access to capital. ref Established economic justification requirement tax changes. ref Provided grants to encourage energy-efficient building codes. ref Extended and indexed the 2007 Alternative Minimum Tax patch. ref Created task force to fight deficit. ref Restored funding to the EEOC and the U.S. Department of Labor’s Office of Federal Contract Compliance Programs. ref Established partnerships to share environmental technology with other countries. ref More than doubled federal spending for research on clean fuels . ref CBO found 3.7 Million jobs created by stimulus. ref Raised the small business investment limit to $250,000 through the end of 2009. ref Extended unemployment insurance benefits and temporarily suspend taxes on these benefits. ref ref Made Haiti Donations Tax Deductible For 2009. ref Equalized tax breaks with driving to promote public transit. ref Provided National Export Initiative/Progress report and named Pr more

Resolved Question: Are doctors' high salaries justified?

Before you blow up on the subject, please understand my question. I know that most doctors don't even finish education and residency until age 30 (or later) and that they have considerable amounts of debt- sometimes 250k at that time! Also, they are certainly drained emotionally and that these years of heavy education and little to no pay is extremely rough on people. It has also been brought up to me that these high salaries are a major source of motivation for med school students. Some other thoughts for you to consider- Services such as the Air Force offer free med school- you just have to be a doctor for them for a preset amount of time. Also, health care is unaffordable to many and would be much cheaper if the salaries weren't "ridiculously" high. Is it right for a sick child to be out of care because their parents can't afford the hospital bills? It just seems wrong to me that doctors can be so rich at the cost of everyone else. I understand that not all types of doctors make tons of money, I'm just generalizing. And I am just looking for some insight on the topic, not an argument, but please correct any false information I have supplied! I don't mean to falsify anything. In your responses, please state whether or not you work in the medical field so I can understand your answer better. Also, please respond to this quote-- "I can't imagine ever saying or thinking that someone makes too much money. Becoming a doctor, a lawyer, or a business (wo)man is a choice. If you choose to be lazy and be a clerk or something, that's your deal. If you work hard, you get paid. That's how it works." --"Karen" Thanks very much! more

Resolved Question: Why would some defend the illegal aliens?

Why are they keep crossing the border? Why? That means they can find a job here! If no one would hire them, they will not gamble their lives crossing the border to find jobs in US. If we really want to stop this, we should act on it, never ever hire an illegal alien to do the plumbing. Maybe you could save some $$$ but in exchange for that, the future of your grand children, if you will only look closely, look a few decades ago, when these illegal aliens hardly find a job, because noone wants to hire them. They are only a few here in NY, but now when you go outside the streets, they are the only people you can see, straight down the street like they fall in line for nothing, waiting for some white van. When they saw a white van(like for construction) they start running to it. Its just this is not the Governments fault at all. It is the citizens fault, and those greedy contractors!!!!!! First of all, they know it is illegal to come here withouth papers. Second, why would anybody defend them for human rights? Being illegal has nothing to do with human rights! Its the violation that they did that we are talking about. Oh lets say, if I break the law and then I got punished, would you think that they are violating my rights? Of course not, because I did something wrong, and thats why I should be punished by law. Second of all, imagine, these illegal aliens who receive FREE health insurance, housing, school (for their anchor babies), etc..etc...dont even contribute a single cent to the IRS! What do you think will happen, if the expenses of the Feds are too much greater than what they collected? I just want to say that only those who hires this illegal aliens are the ones who are defending them, so that they can hire them for low salary and the only people who suffer are those hardworking average citizen. This is the fault of construction business who gives jobs to these illegals so that they can pay cheap labor, wich is not documented. And also for those citizens who doesnt want to pay for a plumber, and let this illegals did the job, this is your fault! more

Voting Question: What are some good college courses? (with details) NEED HELP FAST!!?

I'm a senior in high school, and i still don't know what i want to take for college. I'm under time pressure, im submitting my application form really soon. so here it goes: I'm not that good with math, I'm decent in everything else. I'm thought of as an artsy guy, I enjoy video making/editing, and im pretty good at it, i used to make short animations in flash, and they really good for an 11 year old. I'm not that athletic, I play guitar, people keep saying I'm really good at it, even the guys who've been playing for years. What courses can you recommend? what jobs can i get with them? how is the salary? one reason why I'm not so sure if i should go to an art/media related course is because I want to be financially stable in the future and I'm not sure if they pay well. (but it's doing what you love, so it can't be that bad...right?) I've been thinking about business-related courses since i think they earn a good amount of money. but im not sure if i can compete with the people who are really passionate about it. HELP ME!!! more

Resolved Question: scared about university?

Growing up, my parents always told me to pursue sciences as jobs in those fields are guaranteed to be safe in the long run. In grade 11, I chose mostly math and science courses and decided that I wanted a degree in science as there are endless careers with high paying salary involved in that field. In grade 12, however, I didn't take chemistry and I started doubting myself if I could still pursue a career in sciences. I ended up applying to the top business schools that would lead me to becoming a CA and some programs in the science field. Surprisingly, not only did I get accepted to one of the top business schools in my country, I was accepted to the science program that I thought I had no chance of getting in. I thought about it for a while... I didn't take chemistry in my final year and if I chose to accept that science program, I will probably get murdered with the course load and get lost in all of the lectures and lab. I then started thinking about my business offer. I was at that point almost 100% sure I wanted a career as a CA since they make just as much money any other careers in sciences and I also got into a school where it produces the highest UFE student pass-rates in all of my country. Believe you me, I struggled a lot with what I wanted to do and where I wanted to go. In the end, I chose to pursue a career in CA. Now that school is just around the corner, I'm scared if I made the right choice. University is totally different, and maybe I could have still learnt what I missed if I chose to pursue that science program and perhaps still have become a pharmacist or a dentist, or even a engineer! Some of my friends are going into sciences and they always talk about how much money they will be making, and I get extremely timid if I will ever be making that much. Business is risky and it always depends on how the economy is doing, I don't want to lose my job and let my years of studying go to waste. I personally think individuals at the age of 17-18 are too young to chose what they want to do for the rest of their lives, we haven't had much experience of the world. So this is my story... I hope you can provide me some advice as if I made the right choice or not as well as some tips to help me control this fear I have of going to university. more

Resolved Question: What kind of job opportunities, security, and salary can an economics major expect?

What can I expect? I realize that times are hard for everybody now but I will graduate in three years and I would like to know what kind of options economics majors have. Some of my friends want to be professional economists, but that's not really what I would like to do. I actually want to get my foot in the door for business and work a couple years before getting a MBA in something like finance. Would my degree be comparable to a management one? Some people have told me that I could actually work in an accounting related job (not a CPA for sure, but maybe as a book-keeper or something) or be a financial analyst. Do businesses prefer college grads with a business degree over an econ degree per se? I go to a decent college (it's a top 20 liberal arts school) - what do you think my opportunties will be like? I plan getting an internship or two before my college career is done as well. more

Resolved Question: I got promoted at work?

I got promoted to a co-manager at my job. I get a salary of 30k a year. I also get bonuses totaling 30% every month. An additional 600-700 dollars. Full tuition reimbursement. Pretty decent health insurance, paid sick/holidays, and 1 week paid every year. I need to work 50 hours a week. I want to know if I should go for it or not. This is about double than what I make now. I am going to school for business, and I believe this could end up being a stepping stone for bigger and better things. Any help is appreciated. more

Resolved Question: University Education ? Please Help?

Hi, I have 2 years left in high school before i go to university and i was wondering what is the correct path to take ? I was thinking of going and getting my (BBA) Bachelor of Business Administration Then after 4 or 5 years of work experience going back for my (MBA) Master of Business Administration and after that maybe another 5 years or so going back for my (DBA) Or Ph.D in business administration ? do you think this is a good career path ? and also will it pay off ? eg: ( good salary and ease of getting a job in a high position such as CEO or President ? if not what is a good path for me to take ? 1 last thing will this make me an entrepreneur ? Thanks heaps in advance :) more

Resolved Question: When training for a career, what is the fastest training program and field?

What types of careers are there where you can be trained in under six months and still manage to make over 40K? I have a bachelors degree in History, and a very large student loan. Is there any job out there that does not require you to train for another 2 years by going back to college? I have spent the past 5 years in school, so I really do not want to go back. However, I also do not want to be a secretary again. I have also lost interest in being a teacher--(too much overtime and not enough me time.) Does anyone know of a good website that will help history major's find jobs specific to their degree? (I also do not want to do a home based business as there are too many scams out there.) What is the highest salary range that a medical transcriptionist can make on a full time schedule while working from home? Help. more

Resolved Question: I need help with College Questions?

I am a Sophomore in high school and I am planning on attending University of Texas and I am hoping to Major in Business-management and i am hoping to Minor in Library of Science. What I was wondering was if I wanted to get a job being a librarian would minoring in Library of Science affect the job opportunity? Also I was wondering what the average salary of having a Masters Degree in both?yeah you actually have to have the library of science degree more

Voting Question: Career advice MSW or nursing?

Hi, I have a Bachelors in Business Administration.... went back to school to get my credentials finished all course work and only need my 6 months of student teaching realized as a teacher i would make less money in the long run than at my current position.... Currently working as a Social Worker for the past three years..... I love love love helping people, interacting with them, chatting with them and truly love to make a difference in the world. Unfortunately the fields I like do not make the salary that can provide myself and my baby girl a modest comfortable stress free of financial burdens life. I am attempting to make a choice and my last educational choice... I feel I have failed in my previous choices and want to make the right one... My two choices are to get Masters in Social Work which will take two years or go back to school to become a nurse which will take me 3 years. Prior to having my daughter going to school was not a huge problem because I love school but now I do not have the time, money nor energy to continue to go to school until i "figure it out" when I could be spending it with my 10 month old baby girl. I want to provide her with a stable future, one in which we are not pinching pennys all the time.. Ideally I know going back to schoo would be a sacrifice but i want to provide my daughter with a better future. Please help! Please explain the reason why you preferred one or the other... thanks in advance. more

Resolved Question: I need help choosing a career!?

I currently work full time as an administrative assistant. But I want a career, something that I could be proud of and also would like to make a little higher salary. I currently make 30k and would like $35k or $40k. I really don't think I will have the time or money to obtain a bachelor's degree so an associates would be better. I was thinking maybe business administration or paralegal. Any suggestions/ I love art;painting and illustrating, interior design, and I love to write. I want to do something that I would enjoy and be good at as well as make a decent salary. Just need some advise please. BTW- I'm 25 years old and only have a high school diploma. more

Resolved Question: I am 35 should I go to college?

I am a 35 year old male and I have always been interested in marketing and business. How do I turn my knack for marketing and business into a great salary job? If I go back to school I need to make it count and come out with a 6 figure or close to a 6 figure income....I have a background in real estate home sales. Any other career ideas are helpfull... What can I do with a 4 year degree that will make me close to or over 100k per year? more

Resolved Question: Is law school right for me (Law students/affiliates plz help)?

Is going to law school a good choice for me? Resume & background: bachelors in economics GPA of 3.0 2 years of work experience in operations and accounting GMAT score of 660 (but decided against business school because couldn't generate enough passion to pursue the degree) I have always been more interested in Law because of its' intellectual side. I am sure i will enjoy law school more than a business school. However, i am not sure what my employment prospects will be... In addition I run a tight ship when it comes to financials and a great amount debt really worries me. Also, from what i have observed the law community has a culture of its own. I'm a little nervous because I already feel marginalized because i don't fit in the mainstream by any stretch... Lastly, the i can do is try of mid-level schools. What career options/salary can i reasonably expect? what should i do? 1. Go for it 2. Just stay in the business field and work my way up 3. work a while and then go 4. something else... thanks all. more

Resolved Question: Intro Business Questions?

With your new found business savvy you have decided to take on the challenges of becoming an entrepreneur and have opened a Marketing and Communications firm call ‘Rev Communications’. The Rev Business model involves creating marketing plans and consulting businesses on what their advertisements, promotions and marketing messages should be to optimize their marketing expenditures. You have surveyed the local market, secured the funding, leased a building and have the foundation in place to start your company and make big dollars. Now you must take on Human Resource activities. You will require a staff of six people; Two business development officers to find, meet and communicate with clients. Business development employees should have in-depth experience in networking with private businesses and governments and must be very strong with communication skills; one to one conversations, group meetings, presentations, interacting with government officials, etc. BD officers must also be well-organized, be clean cut and presentable and must also be willing to travel extensively. One BD officer will be the senior development boss with the second person serving as supporting staff. Three graphic designers to develop concepts, sketch ideas, develop marketing slogans, etc. Graphic Designers must be well schooled and experienced in all the latest IT programs and technologies (‘photoshop’, adobe PDF readers, publisher, etc) and industry experience is a huge advantage. Designers must be reachable 24-7 as customers requiring communications are usually demanding and make requests at the ‘last minute’. The designers should know how to design logos, be creative with slogans, be highly skilled with printers and scanners and should also be frugal in using company resources (paper, colored ink, etc.). Rev communications will have a senior graphic designer in charge of all concept development, followed by a junior designer. The third designer will be a young student, preferably directly from school with little experience and lots of energy (who can be paid a very modest wage to save company costs). An office assistant to manage calls, emails, pay bills, monitor spending and budgets, etc. There is no requirement for this person to have communications/marketing experience as they will deal with generic office administration matters. This person should be experienced in an office setting and comfortable with managing and flagging budget lines. The office assistant must also be efficient and effective in letter drafting, file management, email correspondence, preparing mail-outs and invoices, handling logistics for meetings and conferences, etc. Given the positions above, answer the following questions; A. What would your recruiting strategy be for the Business Development, Graphic Design and Office Manager positions? Where would you post the job offerings? Would your recruiting be internal or external? B. How would you select your human resources – using interviews, tests (online or paper)? Explain. C. An important HR consideration is evaluating your Rev employees. Would you choose the simple ranking, forced distribution, graphic rating scale or critical incident method as means of evaluating your people? Could you use the same option for all six employees or would one be preferred over another depending on the job? D. Everyone loves payday. Explain how you would pay your six employees using one or a combination of the following; salary based on industry standard, merit pay, skill-based pay, knowledge-based pay, sales commission, gain-sharing program, profit-sharing plan. E. In many cases potential employees are as attracted to the benefits package as they are the salary level. For Rev Communications would you see the value in establishing a wellness program and/or a cafeteria-style benefit plan? (Keep in mind these programs can get to be very expensive, especially for a start-up company such as Rev). F. Employee turnover is a fact of life in the private sector business world. What would Rev’s Replacement chart look like? more

Resolved Question: Why do conservatives argue that the government does not create jobs?

They argue that government spending does not create jobs or stimulate the economy. They argue that only private sector jobs stimulate the economy. However, my personal life experience indicates otherwise. As many of you know, I owned a manufacturing company. Many of my contracts were government contracts to make parts for aircraft, trains, and many other products. This is government spending that actually stimulated the local economy. ALL of the other business owners I know make money from government contracts. Whether it is a service contract with the GSA, or a military contract to make spare parts, the private sector benefits tremendously from government spending. Furthermore it isn't limited to federal government spending. The local police and fire department also spend money. When they buy new police cars, they spend money to get the cars retrofitted with lights, decals, and interior renovations. This work often goes towards local private businesses. Local schools issue contracts to local companies for general upkeep, from landscaping and maintenance to supplies and renovations. Government contracts are issued to clean the carpets, paint the walls, and maintain the HVAC. Not only that, but government employees spend the money they earn. They have salaries and they spend, which stimulates the local economy. Government employees do not hoard money in their mattresses. Government employees buy houses, cars, and home supplies, just like you and me. If we stop government spending, like conservatives want, then we lose all these contracts and jobs. If we ship all these things to the private sector, then they become more expensive because the private corporation needs to add money for their profit so the owner can become a billionaire, so privatizing everything will result in higher costs. In short, government contracts already produce billions in stimulus. I don't need a television or radio personality to tell me how government spending helps local businesses. I see it all the time. QUESTION: Despite direct observational evidence, why do Republican conservatives continually state that government spending creates no jobs?Also keep in mind, that government spending MUST by LAW be on American companies, while private sector companies continuously ship our jobs overseas. So government spending = only on American companies. Private corporate spending = jobs in China or India where labor is cheaper. Why would private sector spending help more than government spending? more

Voting Question: What majors/minors should I choose?

Hey I'm a student at a Public Ivy School and I'm about to go into my sophomore year. I'm trying to figure out what majors/minors are going to have the best payoffs in the long-run. After college I'll most likely work for a few years then get an MBA or JD. When I come out of college I want to be making near 60 grand a year for a starting salary. I've taken several Economics courses this year (with great interest) and want to get a double major in something else and a minor. I want to either switch to a Business Major, or double major in Economics and Philosophy. And for a minor, I'm caught as to whether I should study Computer Science or Biology. What advice can anyone give? I'm stuck because I feel like with the economy that anything business-related isn't going to have large room for career growth with the new financial regulations. Any advice? more

Resolved Question: Let's try this again... when teaching isn't your first career choice?

I posted this question earlier and not only did I get few answers, but the answers I didn't seem credible. I am currently majoring in Liberal Arts. I have many different interest but they all go back to English, Literature, Language Arts and the like. I have an interest in Journalism, possibly being a Technical Writer or even a Primary or Early Elementary school teacher. The biggest concern that I have is mostly about the salary that teachers are paid, in contrast to that of a Technical Writer's annual salary (apparently it starts at 50k.) Are there any teachers or teacher's aides out there who had another profession prior to choosing Education? I really don't find, "Either you pick teaching or you don't. That's it," to be a credible answer, seeing as how half of my professors at college initially did something else. For example, my Journalism teacher majored in Communications and Literature, had every intention of becoming a journalist but had to change careers. I have a Math professor who was a senior financial consultant for a large corporation and when he was laid off, he went into teaching. I have another professor who worked for Ford for 30+ years and since he was laid off he has now gone on to teach Business courses. Hell, even my significant other is in the IT field and has taught classes here and there for computer systems and software applications. I know for a fact that you don't HAVE to choose teaching as a major or even a first career choice to end up in Education. I just want to hear someone's personal experience.Cecilia - Thank you. That really helped a lot. more

Voting Question: My future career plans?

Hello. I am 13. I want to know what you think about my plans for my future career. I would like to be really rich and have a family. I would also like a mansion and a NYC apartment. So far, I have the best grades in my private school. I plan on maintaining those grades throughout my school career. After high school, I plan on attending a ivy league school. After receiving a BBA in college, I would apply for a job as an analyst and hopefully join the well known management consulting firm McKinsey and Company. They have great benefits and a very competitive compensation. After a few years as an analyst in NYC, they will even pay for some of your tuition to get an MBA as long as you agree to come back after your MBA. I would hopefully get my MBA at Harvard Business School or Sloan or UM Ross. After getting my MBA, I would rejoin McKinsey as an associate. Associates at McKinsey make around $200,000 a year. Each year, your salary goes up. Their job growth rate is also very high. They also have great work life balance for when I'm ready to start a family. After 6-9 years, they will most likely promote you to a partner position which makes $800,000 to $2,000,000 a year. Stay with the firm for another five years, and most likely you get promoted to director which makes multi millions. When I'm with the firm, i will focus my career in consulting with media companies. After sometime with the firm, I would apply for a senior managment/executive position at a fortune 500 media company like viacom, time Warner, news Corp etc. If I am correct, I believe executives of fortune 500 media companies make multi millions. My fathers friend is currently an executive at viacom and is very wealthy. People tell me that in order to become wealthy, you have to start your own company. However, you can get wealthy by having a high paying job, and investing. There is no one way to wealth. I used to think I wanted to be an investment banker at gold man sachs. By having a career with McKinsey in it, it means a lot. Many fortune 500 executives come from firms like McKinsey. McKinsey prepares you for a successful career in business management. I realize that most likely, my career won't exactly go like this, but this is what I hope to achieve and become really rich. So you think this is any good? Thanks. PS, if you find any typos, it is because I just got an iPad and my typing on it sucks :) lol. more

Voting Question: How do you get really rich from your business?

I have my MBA from harvard business school. I am about to take a job at Boston Consulting Group and will be located in NYC. The starting salaries for a management consultant at BCG is $150,000 plus great benefits. Each year, your salary just goes up, and after 5-8 years, they most likely promote you to partner of the firm. Being partner makes you million plus dollars a year. Many CEOs of fortune 500s have come from BCG. I would then go to a media company like time Warner, news Corp, or viacom, and apply for a senior management position that would make me millions a year. Other people tell me that to get super rich, you have to start your one company. What kind of company do I start? A small business type of company won't make much? Do I start my own private equity firm? A venture capital firm? What do you think on how I should get rich? Should I get a job and work my way up to the riches, or should I start my own company with risks? Please help me. I would like to get a job since I would be working for an established company. Or should i start my own company buying and selling companies? Any ideas? more

Voting Question: Which job offer should I take?

Hello. I just got my MBA from harvard business school. I got my undergrad from Yale. Currently, I am being offered 5 jobs that are really good jobs. My goals for life are to become very rich, but have time to start a family, have a mansion, have a luxury NYC apartment, and have time for my family. 1. I recently interviewed for an associate job at Goldman Sachs Group. I got the job. The job would require me being in NYC, and working FULL time. Pros- Compensation is around $600,000. Work in NYC. Cons- Normally working all day and night. Work 120 hour work weeks. No social life. Very bad job growth. Very bad job security. 2. I interviewed and have a job offer at McKinsey and Company which is s management consulting firm. They don't require too long of hours. You work in NYC. Also, at first you get to travel which is s good experience, but as you move up, not as much travel. Pros- Pay starts at $100,000 and goes up every year. After ten years, if they promote you to partner, you can be making millions a year. Great job growth. They recognize you need a social life. They give you time for a social life. Great opportunities after you leave. Most people either are rich from being partner, become rich from starting their own company after, or become rich by going on to a bigger company and becoming CEO. Many CEOs of fortune 500 have come from management consulting firims. Cons- none. 3. Viacom International (paramount pictures, MTV, Nick, vh1, tv land). Since my dads friend is an executive of viacom and is super rich, he helps me out. Pros- Know executive really well. Once in senior management, your making millions a year. Cons- Horrible pay for starting salaries. 4. Boston Consulting Group. Another management consulting firm. Same pros and cons as McKinsey. 5. Start my own record label. Pros- can make tons if done right Cons- Very competitive. What I would like to do is join McKinsey and stay until I reach partner. After partner I would stay for another 5 years. Then I would leave McKinsey and go to a media company like viacom, time Warner, news Corp, etc. I would apply for a senior management position. I would then make my way up to an executive level. Then after being with a media company for a while, I would then start my own private equity firm. Then I would retire. Does this sound any good? Cons- more

Resolved Question: What is the pay scale for a nursery nurse in london?!?

I received a letter from the school I got a job at, as a nursery nurse, saying I would be on pay scale 6 - but they dont state how much this is. When I asked them about this they said the business manager deals with salaries, however their business manager has left so a new one will be there in September when I start, but I want to know what my salary will be before that. I have tried searching google but cant find anything? Thanks. more

Resolved Question: Does this sound like a good career path?

I got my MBA from harvard business school. I would love to be super rich, have a wife, have kids, have a mansion, and have a luxury apartment in NYC. So far, I have been offered two jobs. 1 at McKinsey and Company in NYC and another at viacom international in NYC. Both are huge companies and viacom is a fortune 500, however, for job growth and starting salaries, McKinsey sounds like the best option. Also, my dads friend who is a mega rich guy who is an executive of viacom, he says I should learn some business management skills from the management consulting firm (McKinsey) and then join viacom as a senior posit . McKinsey pays it's first year associates $200,000 plus a bonus. Each year, as your work gets more interesting, you get a higher salary. After ten years with the firm, they most likely promote you to partner and most partners at the firm are making multi millions a year. So here is my proposed career path that I would like, but I realize things change for the better or for the worst. 1.take the job offer at McKinsey and Company as an associate and make six figures a year with tons of hard work and travel. 2. After ten years or so, I would hopefully be promoted to partner and make multi millions a year. If I were to start a family, this would be the time. 3. After five years as partner, I would apply for a senior management position at viacom international. I would then hopefully be promoted to an executive and make a killing a year? I know that this is probably unlikely to happen like this, but if it did, would it make me very rich? Some people say you need to start your own business to get rich, but can't your job make you rich if you climb the corporate ladder? If I had a choice between starting my own business and working at a firm, i would take the firm job even though a small business would require less time. I would take the job since the job is a more of a chance that you will make six figures, and a small business involves risk. more

Resolved Question: Graduate looking for some job seeking and CV advice? Please help...!?

Hi all. I have removed my personal info but I can say that I am 23 and finding it very hard to find a job. I am looking in South Africa, UK or Europe. Below is my CV and I do send out cover letters with every application. Will you please read my CV and give some advice?! I have been a full time student for the most part. CURRENT EMPLOYMENT Currently unemployed. PREVIOUS EMPLOYMENT HISTORY Job Title: Junior Marketing Officer Company Name: Squisito's Location: South Africa Job Category: Hotel / Hospitality / Catering Company Size: +- 60 employees Job Type: Full-time (40 hours per week) Salary: 5€ per hour. Employment Date: 10 January 2005 Termination Date: 15 September 2005 Reason For Leaving: Commenced Studying full time. Job Roles and Responsibilities: Attract potential customers too the restaurant and was responsible to promoting patronage the restaurant. Assist management in developing and promoting menu and specials. Escorting people to a table and ensuring that a waiter was serving them. Was responsible for the neatness of the restaurant entrance. Follow-up to ensure customer satisfaction QUALIFICATIONS Qualification Bachelor of Business Administration. UNISA. Completed 3rd year 2009. Majors Communication and Business Management. Final Year (2009) Marketing Communication. COM3018 passed 65% Media Studies: Institutions, Theory and Issues passed 75% Media Studies: Context, Audio and Production. COM303A passed 64% International Communication. COM305C passed 57% Communication Research. COM306D passed 66% Strategic Planning 3A. MNG301A passed 66% Strategic Implementation 3B. MNG302B passed 64% Product Management MNM3036 passed 58% Promotion management MNM3048 passed 86% Relationship marketing MNM3041 passed 79% Second Year (2008) Organisational Communication. COM2025 passed 61% Integrated Organisation Communication. COM2036 passed 65% Intercultural, Development and Health Communication. COM2048 passed 65% Media Studies: Mass Communication and Media theory. COM2059 passed 61% Research in Social Sciences. RSC201H passed 61% Writing Skills for the Communication Industry. TEX8216 passed 85% Financial management. MNF2023 passed 70% General Management. MNG2016 passed 67% Human Resource management. MNH202C passed 59% Marketing Management. MNM202Y passed 71% First Year (2007) Fundamentals of Communication. COM101X passed 75% Communication Context and Applications. COM102Y passed 75% Introduction to Economics and Management environment 1A. INM1013 passed 77% Introduction to Economics and Management environment 1B. INM1024 passed 80% Accounting: Concepts, Principles and Procedures. ACN101M passed 51% Economics 1A. ECS1016 passed 68% Economics 1B. ECS1028 passed 61% Psychological process in the work context. IOP101M passed 62% Personality in the work context. IOP102N passed 54% Business Management 1A. MNB101D passed 81% Business Management 1B. MNB102E passed 64% Elementary quantitative methods. QMI101X passed 79% Qualification First Year of Bachelor of Arts. AFDA (The South African School of Motion Picture Medium and Live Performance). Majors Directing and Writing. First Year (2006) First Major Directing passed 80% Second Major Writing passed 80% Sub Major Sound passed 93% COMPUTER PACKAGES Windows and Macintosh Microsoft Office suite MS Word Powerpoint Excel Coral Draw EDUCATION HISTORY (High School) Education Level: Gr 12 / Matricultion with University Exemption with merit. Graduation Date: 26 December 2004 Subjects and Qualification Details: Senior Certificate with merit: - Mathematics SG 80% A(Distinction) - Science SG 68% C - Economics HG 69% C - Computer Science HG 57% D - Afrikaans HG First Language 65% C - English HG Second Language 67% C Institution: BME International Model and Casting Agency Education Level: Advanced Teacher Student Number: N/A Graduation Date: 2 April 2005 Subjects and Qualification Details: TOP CLASS ACTORS MODELS & VOICES - TV Presenting Advanced Teacher International Diploma 80% Institution: BME International Model and Casting Agency Education Level: Prestige Student Number: N/A Graduation Date: 2 April 2005 Subjects and Qualification Details: TOP CLASS ACTORS MODELS & VOICES - Modeling Student International Diploma 90% - Modeling Junior Teacher International Diploma 90% - Modeling Advanced Teacher International Diploma 90% - Modeling Prestige International Diploma 90% Institution: BME International Model and Casting Agency Education Level: Prestige Student Number: N/A Graduation Date: 2 April 2005 Subjects and Qualification Details: TOP CLASS ACTORS MODELS & VOICES - Photographic modeling Student International Diploma 100% - Photographic modeling Junior Teacher International Diploma 100% - Photographic modeling Advanced Teacher International Diploma 100% - Photographic modeling Prestige International Diploma 100% LANGUAG more

Resolved Question: Need help deciding between business admin. or finance?

I'm going to college really soon, and I am having a hard time deciding whether I should major in business administration or finance. I really do have a passion for business, but i also want to have a substantial salary when i graduate from college. I know with finance i can be an investment banker, but quite frankly its to risky and a little intimidating. What should i do? *Also i will be atending one of the top ten business schools in the nation. more