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Affordable Coverage that Protects Small Businesses from Employee

Even a frivolous claim can cost a business tens of thousands of dollars. Employment Practices Liability Insurance (EPLI), now available from Progressive through its independent agents, offers affordable protection against such lawsuits.

EPLI provides protection for an employer and its employees against claims made by current, former or potential employees for discrimination, wrongful termination, sexual harassment, and other employment-related allegations. It covers attorney fees, damages, settlements and other costs associated with employment lawsuits.

Progressive's EPLI program includes services from the nation's largest labor and employment law firm, Littler Mendelson, P.C., that are designed to help employers reduce their exposure to legal risk and costly litigation. more

Mayor Jackson to promote business, tourism on next Paris trip

He talked about opening tourism and business connections between the city and Paris, said Maureen Harper communications chief.

Jackson plans to cross the Atlantic again in July and hopes to lure new business to Cleveland, Harper said. The mayor will include a visit Rouen, which is Cleveland's sister city in France. The mayor and four city officials left Thursday on Continental Airlines first nonstop flight from Cleveland Hopkins International Airport to Paris. Continental invited them on the trip to help promote the carrier's new, seasonal service, which will run daily from late May until September.

Jackson's office plans to continue talks with Paris officials and Chris Warren, Cleveland's chief of regional development, will be the point person, Harper said. more

Business.view Picking winners

Of course, investors ideally want to back firms that have brilliant managers and a brilliant business model. But some venture capitalists favour the former.

The view that excellent leaders can make the critical difference to a new company permeates the classroom as well: ask any gathering of MBAs if it is the business "horse" or the management team "jockey" that matters most in an investment appraisal and a sizeable number of students will pick the jockey (perhaps because they fancy sitting in the start-up saddle themselves one day).

Yet a new study* shows that in the real world most venture capitalists put far more emphasis on the runners than the riders. The study's authors—Steven Kaplan of the University of Chicago Graduate School of Business, Berk Sensoy of the University of Southern California and Per Strömberg of the Swedish Institute for Financial Research—look at a sample of 50 firms backed by ten different VC companies, examining their early business plans and then tracking their performance through to initial public offering (IPO) and several years beyond. more

(AFX UK Focus) 2008-05-20 20:57 Salary.com to hire add'l staff, invest up to $10M in marketing over next 2 years

SAN FRANCISCO (Thomson Financial) - Salary.com Inc. said Tuesday it plans to re-invest up to $10 million in marketing and hire up to 100 sales people over the next two years to support new product offerings.

Shares of the Waltham, Mass.-based Salary.com, a provider of compensation management products, rose 2.3% to $4.50. Gabriel Madway gm

Copyright Thomson Financial News Limited 2007. All rights reserved. The copying, republication or redistribution of Thomson Financial News Content, including by framing or similar means, is expressly prohibited without the prior written consent of Thomson Financial News.

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Police seek two suspects who robbed taxi driver

The suspects then searched the vehicle and the victim, taking an undetermined amount of cash, three credit cards and several keys, including the one to the cab, according to police. They were last seen fleeing the area on foot and heading northbound on Orange Avenue. The suspects are described as black males about 5 feet 9 inches and weighing about 170 pounds. Both were wearing dark clothing and dark baseball hats. One suspect, who was carrying a silver or chrome revolver, had a white cloth over his nose and mouth, police reported. Anyone with information regarding the incident is asked to call Officer Alday or Cpl. Bordigon at 650-877-8900. . more

Latest Estate Planning For Business News

City of Elkhart has high hopes for prime piece of real ... - 22 WSBT

ELKHART — It has been a safety hazard and eyesore for years. Now, Elkhart leaders are planning to demolish a vacant foundry building in the heart of downtown. Larry Morris sees the vacant Elkhart Foundry every day. It sits on South Elkhart Avenue ...

Arlynn K. Kelleher Recognized as a Leading Attorney is ... - 24-7PressRelease.com

She now celebrates her fifth year at the helm of her private legal practice where she specializes in estate planning and probate law ... online networking platform where members can establish new business relationships and achieve career advancement ...

Buyers jostling for real estate eyesore - New Zealand Herald

The fate of Strategic, which went into receivership on Friday, hinges partly on the sale of one of its biggest real estate punts, the 1.3ha excavated ... buyer to continue work on the project under the existing planning consents. Property investors ...

IKEA planning fall 2011 opening - Denver Post

... approval process; Ground Engineering providing environmental analysis and geotechnical services; Otten Johnson Robinson Neff & Ragonetti serving as local counsel; real estate brokerage ... responsible for store design, site planning and ...

Meijer postpones new store in Jamestown Township - MLive.com

... indefinitely, according to an e-mail sent to Jamestown Township’s planning director. Development of the store has been delayed “due to the economic uncertainties currently being experienced in Michigan,” wrote Meijer real estate executive ...

Long Realty Welcomes Top Producing Agent Jill Rich ... - dBusinessNews.com

Rich has a long tradition of helping buyers and sellers and brings with her nearly 30 years of experience in the real estate industry. Previously ... homeless population, Rich works closely with both the Tucson Planning Council for the Homeless and ...

Corry Capital Advisors Helps High Net-Worth Individuals ... - Earthtimes

This boutique methodology enables our clients to feel more confident in planning for the next generation through estate, business succession or charitable giving arrangements." "For us, it's about going beyond the transactional relationship and ...

Town-serving law takes heat from business reps at ... - Palm Beach Daily News

But business leaders told the Planning and Zoning Commission Tuesday that local stores and restaurants need non-resident ... James Brindell, a real estate attorney practicing in town for nearly 30 years, said the town must decide if it wants ...

Estate planning - CNN Money

Your assets include your investments, retirement savings, insurance policies, and real estate or business interests. Ask yourself three questions: Whom do you want to inherit your assets? Whom do you want handling your financial affairs if you're ...

New Advisor Tools Address Estate Tax Uncertainty - Forbes

To help advisors stay informed, the Principal Financial Group(R) introduces a new advisor web site designed to provide information and tools to help keep clients' estate planning on track. "There's always uncertainty with estate planning because ...

Open Question: What should I major in? Music? Business?

I want to one day own my own music venue, coffee shop combination. So what should I major in? Should I just minor in music? If I major in business is there a lot of math because I'm terrible at math. What business major would be best for what I want to do? The college I plan on attending has these business majors: Accounting B Business - General B Business Administration/Management B Business/Managerial Economics B Finance/Banking B Golf and club management B Hospitality Administration/Management B Marketing Management B Real Estate B Restaurant/Food Services Management B Travel/Tourism Management B 10 points for a thorough answer. Thanks more

Resolved Question: Is "allowing tax cuts to expire" the same as "raising taxes"?

Most of the tax cuts put on businesses and individuals during the Bush years are set to expire for 2011 unless congress extends them. Short summary: The 10%, 15%, 25%, 28%, 33% and 35% tax brackets that we’ve grown accustomed to will be replaced by 15%, 28%, 31%, 36%, and 39.6% brackets. This means a family making more than $70,040 in 2011 will see their top tax rate go up by at least 3%. Child tax credit drops from $1,000 to $500 The maximum amount of equipment placed in service that businesses can expense drops to $25,000, down from $135,000 in 2010 In 2011, the maximum long-term capital gains tax rate goes back up to 20% from 15%. 529 Plans can no longer be tapped tax-free to pay for a computer or Internet access. The Hope credit is again limited to the first two years of college and is capped at $1,800. None of the credit is refundable if it is more than your regular income tax liability and best of all, For individuals dying after 2010, the federal estate tax returns with a $1,000,000 exemption and a 50 percent maximum rate. If you're worth more than $1,000,000 and old, your potential heirs now have a motive to hope you die before Jan. 1, 2011. Nice, huh? Is it keeping a campaign promise if every household over $70,040 gets a tax increase, but it was because tax cuts expire? Some sources: http://turbotax.intuit.com/tax-tools/tax-tips/irs-tax-return/5519.html#2011 http://www.fivecentnickel.com/2010/02/15/2011-federal-income-tax-brackets-irs-income-tax-rates/Oh, for anyone who calls me a liar on my facts - please be specific and tell me what I have wrong. All of these are easily searchable. This is current law, not some goofy theory.The Republicans put the expiration dates in there to get it shoved through. It was a mistake, for sure. I guess they figured making them permanent later wouldn't be so hard. more

Resolved Question: How can i make a career out of buying and selling real estate?

I have a certain amount of money in a trust fund (not a large amount, but not really small) and after paying for my education, i was planning on becoming a real estate agent, and using my earnings from that and the remainder of my trust money and investing it in income properties and purchasing other real estate holdings (flipping houses etc.) is this a career path i should take? would anybody recomend going in to this business? I am a very driven, and determined person, I am becoming educated in business and have successful family members who own their own companies. I think that I would succeed in real estate and business, as I have always had an interest in it. sorry for the long explanation.the market is'nt in the best shape right now, but when I'm out of school in 3 years it could be in very good shape more

Voting Question: Can he do this? LAWYERS, HELP ME!?

My parents are divorced. My brother and myself live with my mom, while my sister lives with my dad. I am 16, my brother is 11, and my sister is 18. She doesn't talk to my mom. We moved out here (a small town, full of drugs, partying, and pregnancies) to get out of the LA scene. My dad was addicted to Speed, and after rehab we came out here. I was only a year old. My parents recently divorced. However, they share joint custody. Between June and August, I was at my dad's house 4 days of the month. The rest of the scheduled time, he didn't have us come over, even if it was "his day". August to December, we went about a total of 8 days. He doesn't always take us on "his days." In January, my mom asked him if we (my brother, mom, and I) could move back to California. He said, "yes" as long as he didn't have to pay child support. My mom got a job lined up for her out there, she hired someone to go through real estate school out here, so they could run her business when she left. I made adjustments in school so that we could move. We were making all these plans. Now, he is saying "no." He plays games like this a lot. Is there anything we can do? Can we go to court to fight it? My dad isn't really in my life, and he isn't much of a fatherly figure. Does it matter though? Will the judge ask for mine/brother's opinion? My mom can't afford a lawyer. My dad's parents are pretty well off and will pay for his. What can we do?I'm not asking about child support. My mother agreed to no child support if she could move. What I am asking is if the court is likely to rule in favor, if the father is inconsistley there and whatnot. Or, if he changes his mind while we already made irreversable changes to continue with this move. more

Resolved Question: troubles with Business careers?

I'm sad because I love business but I don't fit in any category.For instance, I would like to invest in real estate looking for cash flow and start my own business I know about marketing,accounting,finance,international business and finance. I'm shy so marketing is not for me...accounting is so boring so is not for me...finance I'm not interested in pension plans or similar stuff so gone....international business I don't think to leave the country so gone....manager I hear there is few job so gone....I want something more general that includes a few subjects for each subject..can you tell me what's my problem? more

Resolved Question: Helpful tips on networking at an after hours work function?

I have been asked to attend a real estate function in about a week where I will be networking with area realtors and trying to seek new business for my office. I have never been to an event like this and I am nervous. I get very anxious in crowded places where I don't know anyone. I'm planning on bringing plenty of business cards and I have lots of "talking points" about our real estate products/services. My problem is actually walking up to someone and initiating that conversation. I want to represent my company well, but I'm afraid I won't make as good an impression as my superiors would like. What are some helpful tips on casual networking/overcoming my anxiety? more

Resolved Question: USA Conservatives believe in hard work lifelong?

Do USA Conservative take after the Calvinist protestant work ethic? That is this belief: OLD RULE #1) Not everyone can be saved, but the most likely road to success in this world and beyond this world is through hard work, sacrifice, and dignity and respect for others and for our creator. The NEW Rule #1) In today's time: The rule is the same except the creator can be Jesus, Moses, Muhammad, Buddah, it is the logic that matters here more than what religion you practice. That only you can save yourself, you can't wait for someone else to save you, you can do more for you than GOVT can do for you. OLD RULE #2) In life, we must find the combination of what we do best with what can give us the financial stability we need to support ourselves and our children. The NEW Rule #2) In today's time, the same rule applies except we can choose not to marry or have children, and we are more free to take financial risks and play with stocks and bonds at will. We can be bankers and accountants and lawyers if we please, we can also be performing artists. We just must know how to balance our budgets, and know we can't spend more than we earn. OLD Rule #3) In Olden times, this rule applied also: We must not lust over material pleasures and spend on THINGS AND MATERIALS. We must rather save, build a nest egg, and pass on the estate for future generations. We must strive for unlimited wealth, and it is a religious duty not to hand out this money to others, destroying their independent will to self-rely. Today's Rule #3) In TODAY's TIME: We are free to spend as we wish, keeping in mind we must avoid spending more than we have, and not borrow without a solid plan to repay our debts. We are encouraged to give to charity, but NEVER should be coerced to do so. We should give money to the poor, but NOT unconditionally, with a plan on the part of the poor person to get back on his/her feet, get an education, find work. The Old Rule #4: We must liberate ourselves from the system of the Popes, Saints, and Catholicism, and practice Christianity individually in our own churches. Today's Rule #4: Today it's GOVT = The Catholic Church: We must be free to do what we want, say what we want, start our own businesses or work for another business owner or manager, without being boggled down by Government. Does this demonstrate USA Conservatism came from the Protestant movement and today it is a secularized version of this? Today's Conservative movement is a more englightened strain of the Protestant reformation times, is this correct? more

Resolved Question: I'm living dangerously without health insurance. I'm heathy now,my business struggled, so I dropped insurance?

I pay other bills instead. I know you don't want to draw up an estate plan from a hospital bed, so I've got a living trust. If I end up in the hospital tomorrow, and I see my life savings flash before my eyes, is there a website for people in that position? Like reading the fire evacuation plans before stepping on an elevator that's not on fire yet? I'm planning on getting insurance in the near future when my present bills are paid down. more

Resolved Question: How will financing be for me?

Opening a tanning salon(something neat and sophisticated looking.) has been in my plans since I was about 14. All during high school I was home schooled and I worked for my dad cleaning newly constructed houses/businesses before they were put on the market for sale or lease. That is until things went under and he had to file for bankruptcy on all of the residential and commercial real estate that he developed. The I went to Costco for 2 years. From the 4 or so years I worked during school, I hoarded nearly every penny I made so I could fulfill my dream as an entrepreneur when I graduated from high school. Right after graduating from the Fulton County Public School System, I was set and went out looking for SOMETHING else to do to start my career in a self-owned business. Everything exceeded what my budget was set on until my dads good friends' dad was retiring and selling his repo company. So, I knew then at that time that was my opportunity. Luckily he allowed me to finance everything since he owned the stuff and he also let me walk in his lot that he's now leasing to me. So I've been in the repossession/recovery business for over a year now and with the economy HOPEFULLY shaping up, I've really been thinking about getting rid of my trucks & selling everything(of course after I have another main source of income coming in). The main reason is because I fear in about 2-3 years from now, this economy will have improved greatly and there won't be as much recovery work to cover all of my expenses associated with my company. ---OK so now my story about my young life is over, I'll get to my main concern- Although I'm only 19 now, I've had credit since I was 15(I lied about my DOB on credit card apps which has now been corrected with all 3 credit bureaus). Every since then I ALWAYS did right and kept my credit immaculate as it still is. My Transunion FICO through MyFico is at 738 and is slowly rising as my accounts grow older and as my personal vehicle is on its way to being fully paid off. I do have credit cards, but have $0 in credit card debt. Since Mar. 8th 2009 to Dec. 31st 2009, my company has grossed approx. $480K. That number may be fairly large, but considering I have 3 other drivers/employees I pay commission to, repo insurance(nearly $13K for not even the full year), rent on my ex-car lot(just over $20K for not even the full year), tax, all utilities, and after going ahead and paying my "agent" off for financing the PC's, software, trucks etc., that number was lowered significantly. Fortunately, 2010 so far is just as busy as it has been for the past 10 months and I'm even having to send repo orders back to finance companies from not having enough time to do them all(I'm not buying another truck). Like I said, I'm really thinking about going into the tanning business and it's a decision I'll have to make between now and the next 2-3 years. Would someone like me at my age(I will be 21-22yo then) have a hard time being approved for a $300K+ loan with the following factors: Company grossed $480K.(Honestly I want to leave this out of the app.) I netted about $110K during the last 3 quarters of '09.(before all of my personal bills/expenses.) I have roughly $80K in assets(2 recovery trucks, a money market account, and other misc. things). I have 3 checking accounts(2 personal, 1 business) I have 2 savings accounts. I have tax forms that have been filed and I also have bank and broker statements to prove my income. I have above average+ personal credit but no business credit.(no debt besides personal vehicle which will be paid off in 2 years or sooner) I have the knowledge, skill and common sense to know how to properly run a business. I can produce a legitimate business proposal. Hopefully within the next 2 or so years all of my assets and everything else will have grown.(if it doesn't there's a problem. lol) I know this is a lot of info, but my life ahead is really sticking to my nerves and I need support. I saw how my dad went from one minute having a lot of real estate to the next minute having to dig into his retirement money, and I want to avoid this by all means possible. I could be making a mistake by wanting to stop repossessing vehicles but as I said, I feel when this economy shapes up I won't even be grossing enough to cover everything and I don't want to lose my ***. The big question, how will banks view my status when attempting to obtain a commercial loan for roughly $300K? Would it be best if I go through the SBA? Could I get the loan w/o having to include my total grossed income? I'm literally fretting over these things. Thank all of you guys for your support. more

Resolved Question: can i build on a property by looking at the register plans- need a lawyer!!?

hey guys i wanted to build a banquet hall on a plot of land but on looking at the register plans it says; 2. The Purchasers will not use exercise or carry on or suffer to be used exercised or carried on upon the said piece of land or any part thereof or in or upon any nessuage or tenement or other buildings for the time being erected and standing thereon any noisy noisome hazardous obnoxious or offensive trade business or act whatsoever or anything which may be a nuisance or annoyance to the Earl or his successors in title entitled for the time being to the Dartmouth Estate or any part thereof or his other tenants nor use the same for any other purpose than that of a Cricket Football Tennis Bowling and Athletic Ground but this restriction shall not debar the Purchasers from using any part of the said piece of land or any buildings erected or to be erected thereon as a Club and for the public for the sale of intoxicating liquors for the convenience of the members and spectators". it says liqour so i'm thinking if i can put a bar in it would i be able to get the permission?? more

Resolved Question: I have an agreement and I am due money on for helping a couple get a business loan of...?

...$750,000 they have gone around me.I worked diligently many hours and multiple phone calls from them and to them to help them get this loan to purchase the business. However eight months into the process and now that the loan will be funded soon they have told me that they will not pay the agreed finders fee. I do have an agreement that is binding and that has been signed stating that they will pay a fee directly to me for assisting them in getting the loan when they recieved their funding from the institution. They did not know how to begin to get the loan or the business. I developed a business plan for them and helped to create a balance sheet for them. I found the property through a real estate friend of mine and now they have said that they will not pay me because they are talking directly with the lender at this time. I really do not want to hire a lawyer and spend the money but I do want to get paid for all of the work, effort, time, and knowledge that I have contributed without any compensation what can I do? more

Resolved Question: Legal scenario cannot resolve please help needed!?

THE PROBLEMS OF JAMES FACTUAL SITUATION a. James has recently inherited Blackacre from a distant cousin. Blackacre consists of a large plot of undeveloped land on the edge of the rural village of Littlewit. James, who is without any commercial or business experience and little experience of life, decides to develop the land by building a number of houses on Blackacre. James gets an old school friend who studied art at technical college to design the houses and the layout of the estate. b. James enters into a building contract with Boget Builders Limited (“Boget”) to build the houses. Boget in turn enters into a subcontract with Marchland Limited (“Marchland”) to carry out the ground works. Tim who is an employee of Marchland is working on site when he is injured by being run over by a lorry negligently driven by Peter an employee of Boget. c. Boget has now gone into liquidation owing money to Marchland for work carried out on site. At the time Boget went into liquidation, James had not paid Boget for the work carried out by Marchland. d. James has received a letter from William, an adjacent landowner, who states that he has a right of way over Blackacre which has been obstructed by the building works. William states that he will apply for a court injunction unless James agrees to stop the obstruction and repair the damage caused to the right of way by the ground works. In the letter James also complains that the noise and dust etc. caused by the building works have made his life a living hell and that he intends to sue James for nuisance. e. It now transpires that no planning was applied for before work was commenced on site. James has now been served with an Enforcement Notice requiring him to stop work on the site and requiring James to restore Blackacre to its natural state before the works were commenced on site. ___________________ GUIDANCE NOTES: 1. In considering the questions above, set out fully and clearly the legal principles involved. Define and explain the legal principles or concepts referred to in your answers. Support your answers with citations of relevant statutes and case law. 2. Reading: you may find the following works of assistance: - The Law of Real Property by Megarry & Wade 7th edition; - Neighbours and the Law 4th edition by John Pugh-Smith etc. - Neighbour Disputes: A Concise Guide to Law & Practice by Agnew & Morris - A Practical Approach to Planning Law by Victor Moore. 3. Lexis and Lawtel are available via the electronic university library. These sites may be used to research acts, statutory regulations and case law. The Lexis site also gives access to Halsburys Laws of England which is a multi volume encyclopaedia of the law. In addition information may be available on the internet, for example from government departments. In using the internet, make sure the information relates to England (not America), is up to date and is from a reliable and accurate source. more

Voting Question: Legal Scenario Cant resolve please help !!!!!!!!!!!!!?

Resolved Question: Please proof-read my essay for errors?

Errors in Ideas and Content, Organization, Voice, Word Choice, Fluency or Conventions Any comments are helpful and appreciated :) --- means there's a new paragraph because this thing won't put in the indent Impacts of African American Writers on the 21st Century “So will my page be colored that I write? Being me, it will not be white. But it will be a part of you, instructor. You are white--- yet a part of me, as I am a part of you. That’s American. Sometimes perhaps you don’t want to be a part of me. Nor do I often want to be a part of you. But we are, that’s true! As I learn from you, I guess you learn from me--- although your older--- and white--- and somewhat more free” (Langston Hughes, Theme for English B). The United States has been enriched culturally by immigrants from many nations. The Harlem Renaissance was a time during the 1920s and early 1930s in the New York neighborhood of Harlem when African American writers from backgrounds across the cultural spectrum and realm of social thought challenged white paternalism and racism. These artists and intellectuals resisted assimilation and asserted their freedom to express themselves on their own terms. They explored their identities as black Americans and celebrated their culture that emerged from slavery as well as their ties to Africa. African-Americans have made contributions and inspired change in the American lifestyle, principally culturally in the areas of literature, art, foods, music, language, sports and technological innovation. By means of inveteration and dissemination of proclivity through pithy poems, short stories and other works, African American writers engendered a change in social rules such as racial integration, individual rights, and values ---America as a nation has come a long way concerning social rules. It used to be that segregated schools, separate bus seats, bathrooms and drinking fountains were not uncommon. There were racial exclusions in employment and businesses as well as real estate and private memberships. The Cotton Club was a famous night club in New York City that operated during Prohibition. The club featured many of the greatest African American entertainers of the time yet generally denied admission to blacks. African American writers such as Zora Neale Hurston described racial discrimination and its impact of her life in her “How It Feels To Be Colored Me” essay: “Someone is always at my elbow reminding me that I am the granddaughter of slaves. It fails to register depression within me…Sometimes, I feel discriminated against, but it does not make me angry. It merely astonishes me. How can any deny themselves the pleasure of my company? It’s beyond me.” Today, there are no separate schools, neighborhoods, or drinking fountains between whites and African Americans. Racial integration can be seen, for example, on TV with commercials including both white people and African Americans. When white people read the works of the Harlem Renaissance, perhaps they felt chagrin for their treatment toward African Americans. ---African American writers in the Harlem Renaissance represented and responded to the ubiquitous racialized violence and racial oppression in the period between the end of Reconstruction and the beginning of World War I. The fought for equality and freedom through their literature and so social standards have improved in their favor. “We know through painful experience that freedom is never voluntarily given by the oppressor; it must be demanded by the oppressed” (Martin Luther King, Jr.). Values addressed in literature of the Harlem Renaissance were not only of equality and freedom, but the various strategies of the writers reflected all genres of human evaluation. For instance, Arna Bontemps wrote a short story titled, “A Summer Tragedy,” about an old couple who planned to commit suicide. The story addressed issues and ideas about aging and death, health and disability, measure of the value of life, family, and love. Langston Hughes wrote the poem, “Mother to Son,” an austere poem about the simple reality that life is not easy, and that one must persevere. “When I read great literature, great drama, speeches or sermons, I feel that the human mind has not achieved anything greater than the ability to share feelings and thoughts through language” (James Earl Jones). African American writers used many approaches and writing styles to convey their messages about values. ---Today, African Americans have many more individual and social rights; those changes were indirectly and fundamentally brought about by their writing during the Harlem Renaissance. It influenced and inspired black and white people. African Americans are allowed to enlist in the U.S. Armed Forces and work positions in the government (including attorney general and president). Furthermore, schools and buses are desegregated. African Americans can more

Resolved Question: Is this a fake landlord? Am I being scammed?

Okay, so I saw a craigslist ad for a townhome for rent. I told my hubby about it and it was all good. Then we visited and still thought nothing of it. Then we noticed how much he expressed that he needed to do a credit check but needed US to get the credit report for him because according to him, they made a privacy act where he wouldn't be able to view it. Strange... because in our previous apartments, we didn't have to get anything. We found that quite strange. Then we looked at the application he gave us and it asked for not only our bank account number, but our CREDIT CARD NUMBER and the expiration date! What in the world is going on here? I don't feel comfortable anymore. He did show us the interior and exterior of the place so I don't know how in the world he got the keys. Also, at first, he had a local number, but the second time he called, he called me from a different area code and I looked up the area code and it was from CANADA. :O My gosh, I mean, maybe he's just helping someone out. Maybe he just doesn't now what he's doing. Maybe he's being extra careful but there is no way in the world I'm giving that man my credit card # and the expiration date. He also cannot be found anywhere online when I googled both his phone numbers and his name. On the application it doesn't list a company, it merely lists his name and a fax number on the application. He didn't even seem to have a business card and didn't even express what he did for a living, or if he's rented out before, etc. There was a brochure in the townhome he let us have that had a real estate lady's name and number on it. (I saw another townhome in the same area but that one was better. The man actually had a business card, the company name was on the application, he knew real estate agents in the area, it was more of a better feeling for myself.) This guy is from Canada apparently, I do not feel comfortable with him at all. So I would probably be setting myself up for a scam if i pursue, correct? "Duh"s are welcome lol. I do plan on renting a townhome, but I'm not about to risk getting scammed. All I can do now is just keep trying to contact a real estate agent and see if this guy is legit. Even if she says he is, I don't think it's worth dealing with him anymore. Especially since I or my spouse, don't feel comfortable. I did contact the real estate lady and she said that he was the owner of the home and said I was smart to call her. She also said to check tax records if I want to verify and said that people have called her before and asked her if it was a scam. But it was strange that I called her more than once and she only returned my call when I left a message, claiming she just got out of church even though its like 9:20am and a lot of churches around here don't even start till around this time even 10 or 11 am. I just don't feel comfortble anymore. If he is legit, then why does he need my credit card number? Why isn't his phone number on the application? and why can't he access my credit records on his own? Ugh. :P more

Resolved Question: Where can I find a normal or specific real estate investor to fund projects in OK, TX?

For over a year now, I have been building a Business Plan and an Operating Agreement I have not been able to find an investor. My business plan includes different plans and approaches, from rehab and resale of single family homes to purchasing large apartment complexes for cash flow. Both approaches will generate very high returns. I have a degree in real estate finance and an iron-clad determination to succeed. I have great market analysis skills and ambition to get things done. The glitch - I have no money of my own to invest as I am just living paycheck to paycheck, sometimes a little more. I need an investor who is looking for a great opportunity where I run all the daily operations and they can just be a limited partner. Where would be a good place to find an investor? If you personally know of any, please contact me, they will not be disappointed! Please email me at matt.risner@gmail.com Thank you! more

Resolved Question: How this person is still a cabinet minister despite 60,000 crore scam under his ministry?

Union Telecom Minister A Raja’s wife MA Parameswari, a director in Green House Promoters Private Limited, used the Minister’s official residential address as her business address. the managing director of this company too was Raja’s confidant, Sadhick Batcha, from the Minister’s Perambalur constituency. Raja’s nephew RP Paramesh Kumar became the joint managing director. And, like the earlier firm, this company was also based in Chennai. Swan Telecom Private Limited, which has been in the news for being allotted in a controversial manner the 2G Spectrum licence, was likely to invest in Green House Promoters Private Limited — managed, as known, by relatives and close associates of the Telecom Minister. , Swan planned to invest in 49 per cent equity in Green House at a dictated price of Rs 1,000 crore. It may be recalled that Swan Telecom bagged the licence for Rs 1,537 crore for operating in 13 circles in October. Within weeks, it sold 45 per cent of its shares to Etisalat, the UAE telecom giant, for $900 million (approximately Rs 4,500 crore). Unitech, another real estate company, also entered into a bumper deal without investing anything in telecom infrastructure. The company got a licence to operate in 22 circles for Rs 1,651 crore. Within weeks of acquiring the circles, it sold 60 per cent shares for Rs 6,120 crore to a Norwegian company, Telenor, which is a major telecom player in Pakistan and Bangladesh. http://www.indianexpress.com/news/this-is-a-mega-telecom-scam-cries-cpm/400884/LOL this is not only the opposition which is making an allegation.............. The miniaster family is involved in the scam....................... A CBI inquiry is going on , but since "SAIYAN BHAYE KOTWAL,TO AB DAR KAHE KA"........ The case would be brushed up again as is the history of all scams involving UPA............ and in case of modi there is only allegations by leader of opposition in Gujarat............Also if NDA has done any scam in telecom badwidth then from 2004 they are in the power who was stopping them for an inquiry.............. This Congress led UPA govt have break all the previus records as far as corruption is concerned............Also "Raja Babu" make a startling admission that "Prime Minister was in the loop behind all the decisions taken in the spectrum issue." more

Resolved Question: Help with career choice?

I will be graduating with a degree in accounting this May. Then I plan to get the CPA. Then I have some other ideas, and would like you to tell me which one sounds better: -go to law school: this way I could have my private practice doing accounting and law -go get a degree in real estate economics and architecture: I like real estate and I've just recently been fascinated by architecture, I think I would do good in it, but I'm not sure how my accounting degree would fit with that -get the CPA and masters in finance or taxation: to broaden my business knowledge and work for some corporation I am currently 24 and would like to do these before I'm 30. more

Resolved Question: how many plots do you buy in the moon ?

i read somewhre that 3 ekra lands has been awarded to a chief minister of nothern side state in the moon. so, some one is there and took the moon's property and doing real estate business and if i guess that person may be a minister of any state since all ministers are not allowing the public to start schools, colleges, contracts, real estate business etc.,and they themselves doing everywhere and no opportunity for the public to do any business and that is the trend now and everyone knows it. if so, do you have any plans to buy a plot there at moon ? more

Resolved Question: For those who say the GOP has no answers, what about Paul Ryan's proposed fix for the economy?

Even the Congressional Budget Office admits this is a superior plan that works: Ryan’s “Roadmap for America’s Future,” an ambitious plan to overhaul the welfare state and pay off the national debt (you can read the 95-page document at www.americanroadmap.org). For Americans under 55, the Roadmap would fundamentally restructure Medicare and Medicaid through means-tested vouchers, while introducing opt-in personal accounts to Social Security. It would replace the corporate income tax with a business consumption tax; repeal the Alternative Minimum, dividend, capital gains, and estate taxes; and reduce the six current tax brackets to two—one at 10 percent, the other at 25 percent. And that’s not all. Other parts of the plan include job training programs, budgetary reforms, and a free-market health care proposal modeled on Ryan’s Patients Choice Act. “This works,” Ryan told me last week. “It solves our fiscal crisis. It turns it around.” The nonpartisan Congressional Budget Office agrees with him. more

Resolved Question: How do I get my first job?

Ok, so I'm 17, and starting University in 2 weeks. I'm up in this SCARY new city early, trying to find a job. Which is a freaking mission, because all throughout high school I have focussed 100% on schoolwork, and have no work experience beyond babysitting and helping my Mum and Dad with their real estate business. So I have an incredible academic record, but nothing else to go on. I'm getting a student loan, but I still need another $100 a week at least to cover accomodation fees, as I'm in the dorms for my first year and they're really expensive. We're in a recession here, unemployment is at a 10 year high, and I have no idea how I'm going to be able to survive if I can't get a job. My current plan is to just hand out my CV (resume) everywhere, and hope I get something. But I suffer from chronic social anxiety. The idea of going up to someone in a shop and even asking where something IS, majorly throws me, let alone asking for a job. If people talk to me, I'm fine though. So, long story short. How do I go about making my CV stand out? How do I work up the courage to approach someone with it? And what are some good job hunting tips? The thing is, I am a bloody hard worker. I will work as hard as I can to make sure my work is at an exceptional standard. I don't mess around, and I will always achieve the best I can. How do I prove this to an employer who won't look at anyone who doesn't have work experience? It's not like I want idle cash, I want to keep my student debt to a minimum and I don't go out wasting money socialising (no social skills, at all). I need the job to survive. Oh, and when I say I don't have social skills, I am also a performer. So I can interact with people fine, as long as I know what to say, and I detatch from 'me'. Something difficult to do when my whole future is riding upon getting this job.For future reference, I'm in Wellington, New Zealand :) more

Voting Question: So Obama is going to free up the loans to small businesses? The Banking System Doesn’t Need More Money?

As a small business owner with a lot of friends who also own small businesses, I get tired of hearing all the news stories about how small business lending is going to get a shot in the arm from President Obama’s programs or any other source in the foreseeable future. Yesterday I listened to a speaker from one of the large banks talk about how many loans the bank was making, doing its share to get the country moving again. All the banks are simply not making business loans unless they are absolutely gold-plated. Period. This isn’t because they don’t want to make loans; it’s because they’re being criticized by examiners. The regulators have made it clear to banks that they will be criticized for any loan where the borrower takes out any cash, regardless of the underlying fundamentals or collateral. This is nonsensical. I understand that real estate is depressed, and that values are uncertain, and that tenants are moving, and all the other fundamentals. The answer is simple: The regulators need to relax—not on every loan, but use some common sense! I feel for all the small businesses in America that are crippled. They don't understand why their debt free building isnt worth anything for collateral on a loan, or why their receivables which have deteriorated only slightly are now not worth anything as collateral. Here’s the simple truth from one of the “little guys” in a small business who sees the misery here in the street, and just can’t relate to our government’s plan to put more money in the system. There is plenty of money out there; someone just needs to stop sitting on it, after the regulators tell them it’s ok to lend some with solid underwriting policies. This story has been truncated, see the whole story at: http://www.mrmissionpossible.com/blog/general/obamas-30-billion-small-business-plan-more-money-isnt-needed/ more

Resolved Question: Is there a underlying hidden agenda for what the U.S. Government is doing? What's their plan?

I can tell you it's not good for OUR FREEDOM.... What do you think they are up to? Regardless of political party affiliation that is nothing more than a show, a divide and conquer strategy. Our Government does NOT do anything out of the kindness of their own heart to bring change to the American people. The truth is, everything our Government does is planned and organized to solely to benefit them. They will tell you one thing and do another, they have hidden agendas in everything that they do. Such as, the poor economy, why waste a tragic event when they could put a twist into their intentions and make something more out of it while the people believe what they are doing? Everything is a good idea up front, painting a rosey picture with underlying reason for doing what they are doing. MONEY and CONTROL!!!! Such as, social security, medicare, taxes, etc. Our government is collecting taxes from us big time, I understand that roads need to be repaired, they have to pay the police and fire protection, national defense, etc. I understand that everyone must pay their “fair share”, but it is ridiculous. The average American citizen pays so many unfair high taxes and our government just pisses our money away. If you think about it hypothetically, if one person pays approximately $500 each month in federal income taxes times approximately 100 million people who are working, this is equivalent to 50 Billion dollars each month and 600 Billion annually. That is a lot of money and that is a low ballpark figure!!! In addition, our government expects us to file annual income taxes, the IRS breathes down our throats like Gestapo tactics keeping us in fear! They pay particulatly close attention to what each and every American makes as earned income keeping us pegged down financially at all times. In addition, our Government also expects us to pay capitol gains taxes on any investments that we our fortunate enough to accrue some interest on investing in Americas future. However, we can not determine what our government is actually doing with our money. They can audit us, ride our butts for all kinds of taxes ( Federal, State, Local, County, School, Property, Capitol Gains, Gift, Estate, etc.), but we the people can’t ask our Government to see their records? www.readthestimulus.org Is this some sort of U.S. Government takeover that is happening? Is this our Government’s hidden agenda to assume absolute total control of their people? Slavery? Our Government in the last year(s) has: Control of the Banks Control of the Auto industry Control of the stock market They have spent Billions upon Billions of OUR taxpayer dollars on frivolous matters devaluing our currency and boosting inflation through the “bailouts”, tarp, omnibus, The so-called economic recovery package, stimulus bill, etc. The are attempting to control the health industry. Our government has built themselves much bigger, and they have created so many Government jobs while civilian jobs are few and far between, and regular jobs, businesses, corporations are being sent overseas. We spend so much of our money on importation of goods and services, it is like a monopoly game..... there is no money in the bank, no money in circulation, and the Government owns everything on the game board!!! All of THIS that they are doing or have done will make the majority of us directly working for and totally dependent on big brother. Something stinks!!!! more

Resolved Question: WHAT IS REALLY GOING ON IN THE USA, POLITICS, THE WHITE HOUSE, ETC.?

What do you think they are up to? Regardless of political party affiliation that is nothing more than a show, a divide and conquer strategy. Our Government does NOT do anything out of the kindness of their own heart to bring change to the American people. The truth is, everything our Government does is planned and organized to solely to benefit them. They will tell you one thing and do another, they have hidden agendas in everything that they do. Such as, the poor economy, why waste a tragic event when they could put a twist into their intentions and make something more out of it while the people believe what they are doing? Everything is a good idea up front, painting a rosey picture with underlying reason for doing what they are doing. MONEY and CONTROL!!!! Such as, social security, medicare, taxes, etc. Our government is collecting taxes from us big time, I understand that roads need to be repaired, they have to pay the police and fire protection, national defense, etc. I understand that everyone must pay their “fair share”, but it is ridiculous. The average American citizen pays so many unfair high taxes and our government just pisses our money away. If you think about it hypothetically, if one person pays approximately $500 each month in federal income taxes times approximately 100 million people who are working, this is equivalent to 50 Billion dollars each month and 600 Billion annually. That is a lot of money and that is a low ballpark figure!!! In addition, our government expects us to file annual income taxes, the IRS breathes down our throats like Gestapo tactics keeping us in fear! They pay particulatly close attention to what each and every American makes as earned income keeping us pegged down financially at all times. In addition, our Government also expects us to pay capitol gains taxes on any investments that we our fortunate enough to accrue some interest on investing in Americas future. However, we can not determine what our government is actually doing with our money. They can audit us, ride our butts for all kinds of taxes ( Federal, State, Local, County, School, Property, Capitol Gains, Gift, Estate, etc.), but we the people can’t ask our Government to see their records? www.readthestimulus.org Is this some sort of U.S. Government takeover that is happening? Is this our Government’s hidden agenda to assume absolute total control of their people? Slavery? Our Government in the last year(s) has: Control of the Banks Control of the Auto industry Control of the stock market They have spent Billions upon Billions of OUR taxpayer dollars on frivolous matters devaluing our currency and boosting inflation through the “bailouts”, tarp, omnibus, The so-called economic recovery package, stimulus bill, etc. The are attempting to control the health industry. Our government has built themselves much bigger, and they have created so many Government jobs while civilian jobs are few and far between, and regular jobs, businesses, corporations are being sent overseas. We spend so much of our money on importation of goods and services, it is like a monopoly game..... there is no money in the bank, no money in circulation, and the Government owns everything on the game board!!! All of THIS that they are doing or have done will make the majority of us directly working for and totally dependent on big brother. Something stinks!!!! more

Resolved Question: Do you think that SOMETHING REALLY STINKS with the U.S. Government right now?

Resolved Question: Should I attend UNC an get a B.S. in Business Administration, or go to NC State and get a B.S. in Accounting.?

My Future plans include going for Either my Master's in Accounting or an MBA. Carolina has a GREAT Business school, but Business Administration is such a wide category, I hear it is tough to get a job with. Accounting is much more specialized field, but I would be getting my Degree from NC State, which is no Carolina. Carolina is Highly Ranked for their Business Administration Undergraduate Program. Anyone got Any Suggestions? I do probably want to get a job in Finance, Investing, or Real Estate. more

Resolved Question: What do you guys think of my plan ????? any advice will be appreciated?

ok so im 22 right now and after highschool i tried to pursue a musical career because thats my passion...it didnt work out because it was quite difficult...thats not to say im giving up (im still playing with band, gigging every once in a while)...anways needless to say i never went to university..its not my thing anyways my plans right now is to become a salesperson because these past few months ive been very intrigued by it... not sure what type of sales i wanna do yet but my main goal is to TRY and gain experience and support myself for now.. after i have experience in the field and have a little money saved up I want to try real estate because my dad was in it for a while..although not super secuessful ..i can still get a head start because he does have some very valuable experiences that he learned from his work and from other realtors and go from there..... maybe when im 30 and have more money saved ill start my own business or invest in stocks etc... my ultimate goal is to have a very good passive income (financial freedom) so i can travel...play music etc etc even when im doing all this...im still going to continue to play music to see where that takes me any advice ..suggestions ? more

Resolved Question: What are the consequences of getting out of a lease?

I am separated from my wife and currently dating again. My girlfriend wants me to move in with her but she fights with me sometimes and I wonder from one day to the next if the relationship will last. My divorce will be finalized in 120 days so I can't marry her for about four months. She wants me to move in with her and we have talked about me proposing to her and get married when the divorce is final. We plan to have children and my girlfriend wants me to live with her. I am in my forties and living in a duplex house where my seventy something Catholic mother is my landlord. Mom is driving me crazy, giving me sermons every time I spend the night at my girlfriend's place. I really need to get out of there. She harrassed the heck out of my soon to be ex wife and my girlfriend has told me "I am not going to live under the same roof with your mother." I am looking into getting a studio or one bedroom apartment to get some space away from Mom. My girlfriend says it won't make a difference where I live if my mother is this controlling. I beg to differ and believe that if I lived a distance away from her she would not be aware of my comings and goings. I work a part time retail job, substitute teach, and work temporary office jobs when they become available for a few weeks or months at a time. The economy is tough for the country and me personally right now. I have told my mother to not tell real estate agents that she is my relative and simply state that she is my landlord and that I have been a good tenant. I have told my boss at my part time job to recommend me and it's a don't ask don't tell policy I have regarding my employment status as part time or full time on the application. At this point, I am curious to see if my applications for apartments in my area would be accepted. My question is this. Say I get approved at an apartment complex I like. I live there for a few months. Then my girlfriend and I get engaged and she wants me to move in with her. How do I get out of the year lease with my apartment? Would I be responsible for 12 months rent? My girlfriend makes more money than I do and plans to buy a house on her own. But she tells me she is concerned how my credit would be affected by breaking a lease. That tells me that once we get married she would want the two of us to buy the house together. My dad was self employed and so is my stepfather. Both men in my life had the house in my mom's name so that business creditors could not take the house if the business went broke. I do not mind helping my girlfriend, new wife out with mortgage payments but I want the house in her name as I have a consulting practice and I don't want creditors seizing my home if my business goes bankrupt. more

Resolved Question: Dell Studio XPS - suitable for a road warrior?

I currently have a Dell Latitude D830, which I plan to replace in a few months' time. Ideally, I would like to replace it with a laptop that is capable of driving a Panasonic 1080p plasma screen as an external display (although NOT NECESSARILY for full HD signal; it will be used to screen streaming video) and generally to be used as a desktop replacement. Dell have advised me that the best laptop for the job (at least in the current range) would be the Studio XPS but because they market this principally as a consumer / multmedia PC, rather than a business machine, I am concerned that it may not be suitable for my needs. I am not at all concerned about guaranteed upgrade roadmaps, easy networking and other features designed to appeal to large companies with complicated IT 'estates' that need to be managed. I am effectively a standalone user. But I *do* want something that is robust enough to be lugged around the world without breaking, and that is going to last me for three years. I don't use any specialised applications - just heavy-duty PowerPoint, Excel and stuff like that. Plus Nero video and audio editing. (By the way, although I am not planning to need the ability to access a full HD signal, the HDMI interface of the Studio XPS does appeal from an ease-of-use perspective). more

Resolved Question: I finally know how to become rich?

Well the honest truth is that the easiest way to get rich is by living out of every person that works for you. EX: The owner of a law firm, how does he make money? Does he work?NO (he hires someone to run his business) So here is how the owner of the law firm makes money. He has 200 lawyers working under him and each of those lawyers get a cut of what they make. Lets say those 200 lawyers had 4,000,000 dollars worth of cases. Each of them gets a share lets say each of those guys made 5,000 dollars that month the guy who runs the business made a 3,000,000 dollar profit and all he sacrificed were 1,000,000 dollars. So what I am trying to say is the way to become rich is: Get a good degree (optional) Have lots of assets that can bring you income like Businesses,Real Estate,Internet Marketing etc. Have stocks and bonds (they help in the long run) And remember Assets get you rich!! You may say who are you to give this info well, technically I am a 17 year old male. But I do own stock (green energy and HP) and I plan to start a business based on weapon manufacturing,aerospace,PMC etc. Some assets I want are cosmetic related and real estate and also racehorses. I plan to major in archaeology. But of course you may say these are dreams and they may never happen. I sincerely believe I can and you should too. So get off that lazy butt and start now!!You want to have fun? Dude do you know how much Roman Abrahmovic wastes on parties? He wasted 6 million dollars on a party he invited Orlando Bloom,Gwen Stefani,Brad Pitt etc.... He doesn't even work his CEO does it for him!! more

Resolved Question: What is your opinion on Burger King has announced it plans on pairing its value meals with beer?

Move over, South Beach burger joints. The King is coming. And he's got booze. Burger King announced plans Friday to open its first South Florida Whopper Bar -- a boutique version of the Miami-based fast food chain that hawks exotic recipes of its signature sandwich. The second of its kind in the country, and the first to serve up ice-cold beer, the 24-hour Whopper Bar South Beach has been in the works for several months and is set to open in February at Washington Avenue and 11th street. Burger King touts the venue as a unique hometown location on high-profile real estate, and BK is adding SoBe flavor to the new locale: Delivery men on scooters will fetch your whopper to your condo (call 531-FIRE), and beer will be sold until 5 a.m. ``It's in our backyard,'' said Jonathan Muhtar, senior director of new concept development for Burger King. ``We love the idea of having a marquis, flagship location for us in Miami that we can share with the community we grew up in.'' Analysts say Burger King's new venture is part of a recession-friendly recipe. Customers are splurging on small luxuries like a gourmet burger but are less likely to fork over big bucks for a five-star meal, and the industry has noticed. ``People aren't spending as much money,'' said Richard Lackey, a Palm Beach Gardens-based restaurant broker and consultant. ``Where today they'll be at Morton's Steakhouse, tomorrow they'll be at a Friday's or a gourmet burger bar.'' http://www.miamiherald.com/business/story/1441052.html more

Resolved Question: I want to purchase a bar/hotel in Faliraki.?

I have been busy creating a business plan for an venture i have decided i would like to persue... I am currently seeking a freehold or leased bar/hotel preferably near to the main strip and other clubs as possible. Does anyone know any decent real estate companies i could contact before i fly to Faliraki. thanks Mr M more

Resolved Question: ARE Americans practicing Communism?

Communism, by any other name is still communism, and is VERY VERY destructive to the individual and to the society!! The 10 PLANKS stated in the Communist Manifesto and some of their American counterparts are... 1. Abolition of private property and the application of all rents of land to public purposes. Americans do these with actions such as the 14th Amendment of the U.S. Constitution (1868), and various zoning, school & property taxes. Also the Bureau of Land Management (Zoning laws are the first step to government property ownership) 2. A heavy progressive or graduated income tax. Americans know this as misapplication of the 16th Amendment of the U.S. Constitution, 1913, The Social Security Act of 1936.; Joint House Resolution 192 of 1933; and various State "income" taxes. We call it "paying your fair share". 3. Abolition of all rights of inheritance. Americans call it Federal & State estate Tax (1916); or reformed Probate Laws, and limited inheritance via arbitrary inheritance tax statutes. 4. Confiscation of the property of all emigrants and rebels. Americans call it government seizures, tax liens, Public "law" 99-570 (1986); Executive order 11490, sections 1205, 2002 which gives private land to the Department of Urban Development; the imprisonment of "terrorists" and those who speak out or write against the "government" (1997 Crime/Terrorist Bill); or the IRS confiscation of property without due process. Asset forfeiture laws are used by DEA, IRS, ATF etc...). 5. Centralization of credit in the hands of the state, by means of a national bank with State capital and an exclusive monopoly. Americans call it the Federal Reserve which is a privately-owned credit/debt system allowed by the Federal Reserve act of 1913. All local banks are members of the Fed system, and are regulated by the Federal Deposit Insurance Corporation (FDIC) another privately-owned corporation. The Federal Reserve Banks issue Fiat Paper Money and practice economically destructive fractional reserve banking. 6. Centralization of the means of communications and transportation in the hands of the State. Americans call it the Federal Communications Commission (FCC) and Department of Transportation (DOT) mandated through the ICC act of 1887, the Commissions Act of 1934, The Interstate Commerce Commission established in 1938, The Federal Aviation Administration, Federal Communications Commission, and Executive orders 11490, 10999, as well as State mandated driver's licenses and Department of Transportation regulations. 7. Extension of factories and instruments of production owned by the state, the bringing into cultivation of waste lands, and the improvement of the soil generally in accordance with a common plan. Americans call it corporate capacity, The Desert Entry Act and The Department of Agriculture… Thus read "controlled or subsidized" rather than "owned"… This is easily seen in these as well as the Department of Commerce and Labor, Department of Interior, the Environmental Protection Agency, Bureau of Land Management, Bureau of Reclamation, Bureau of Mines, National Park Service, and the IRS control of business through corporate regulations. 8. Equal liability of all to labor. Establishment of industrial armies, especially for agriculture. Americans call it Minimum Wage and slave labor like dealing with our Most Favored Nation trade partner; i.e. Communist China. We see it in practice via the Social Security Administration and The Department of Labor. The National debt and inflation caused by the communal bank has caused the need for a two "income" family. Woman in the workplace since the 1920's, the 19th amendment of the U.S. Constitution, the Civil Rights Act of 1964, assorted Socialist Unions, affirmative action, the Federal Public Works Program and of course Executive order 11000. 9. Combination of agriculture with manufacturing industries, gradual abolition of the distinction between town and country, by a more equitable distribution of population over the country. Americans call it the Planning Reorganization act of 1949 , zoning (Title 17 1910-1990) and Super Corporate Farms, as well as Executive orders 11647, 11731 (ten regions) and Public "law" 89-136. These provide for forced relocations and forced sterilization programs, like in China. 10. Free education for all children in public schools. Abolition of children's factory labor in its present form. Combination of education with industrial production. Americans are being taxed to support what we call 'public' schools, but are actually "government force-tax-funded schools " Even private schools are government regulated. The purpose is to train the young to work for the communal debt system. We also call it the Department of Education, the NEA and Outcome Based "Education" . These are used so that all children can be indoctrinated and inculcated with the government propaganda, like "majority rules", and "pay yofair share". WHERE are the words "fair share" in the Constitution, Bill of Rights or the Internal Revenue Code (Title 26)?? NO WHERE is "fair share" even suggested !! The philosophical concept of "fair share" comes from the Communist maxim, "From each according to their ability, to each according to their need! This concept is pure socialism. ... America was made the greatest society by its private initiative WORK ETHIC ... Teaching ourselves and others how to "fish" to be self sufficient and produce plenty of EXTRA commodities to if so desired could be shared with others who might be "needy"... Americans have always voluntarily been the MOST generous and charitable society on the planet. Do changing words, change the end result? ... By using different words, is it all of a sudden OK to ignore or violate the provisions or intent of the Constitution of the united States of America????? more

Resolved Question: What's the best way to go about getting my Real Estate license in CO?

I will be finishing my Bachelors degree in Business Admin. and Finance soon, and I'm fairly certain that I want to do something in Real Estate after graduating. I have no plans for my whole summer this year yet, and I think it would be a great time to job-shadow a real estate agent and possibly get my real estate license at the same time. What is the best way to go about getting a real estate license in CO while possibly getting experience at the same time? more

Resolved Question: How do I handle possible infidelity in my marriage? Are all men just motivated by sex with no consideration?

I am literally disgusted by men. I knew most were capable of lieing and being deceitful in order to get sex from women with low self-esteem, but I never thought my husband was one of “them”. Why would I want to be entangled to someone who lies and uses women? If he uses, lies to and manipulates other women to get what he wants, why wouldn’t he just lie and use me too? In all my life, I never envisioned, imagined or thought I’d be married to a man who peruses craigslist, facebook etc… looking for naked pictures and casual meet-ups for sex while he claims to be happily married and loyal to me. Then, he tells these women that we have nothing in common and that’s why he’s looking to them for companionship. By nothing in common does he mean that because I am a good person, and he is not? Because otherwise, we have a whole lot in common. We both make each other laugh and have a similar sense of humor, we both care about our families, we’re both intelligent, we both try to please others, we are both hard-workers with plans to start our own successful businesses, we are both ambitious, we both have similar goals to own multiple real estate investments, we both enjoy each others company, we both like going out to eat, watching funny movies etc, we both keep ourselves in great physical shape, neither of us does drugs or has alcohol problems, we both try to spend more time with friends but usually wind up choosing each other instead, we both love documentaries on tv, neither of us grew up in a exceptionally healthy home environment, both of us love animals etc… Seroiusly, am I missing something? Is there usually a lot more that people have in common? When I confront him about having nothing in common, he tells me that he just told them that and that we do have many things in common… Who is he lieing to, me or them? How am I supposed to trust this person? Does he even know what the truth is? I still can’t stop myself from crying whenever I think about it. It’s like he had no consideration. I though he was the best of men. What if I am right and he is one of the best of them? He did aplogize for trying to soloicit sex from a myriad of people. He says he never actually met up with them. ?????? What if he is one of the better ones and the unfortunate fact is that most guys are really skeezy and don’t deserve our time, energy or love? They do say infidelity exists in about 50% of marriages…And then domestic abuse exists in another % and men molesting their daughters exists in another % and men who raped others before marriage exists in another % and men who are otherwise horrible but their wives stay with them anyway exist in another %, and men who go out and unsuccessfully attempt to have affairs that no one finds out about exists in another %. So, what’s left?To the person who said women are just as guilty and that I should look to myself first. I have looked ta myself! I would never have an affair. It's wrong and selfish.To Tyawanna. Yes, my post seems focused on the negative because a life changing, bad thing happened (infidelity isn't good right?). Statistic's show men are responsible for more WAY MORE violent crimes than women and more infidelity than women, So I was just wondering what % out there are really good men? I understand why you said my post was focused on the negatives, but I am just trying to understand why this happened?To Tyawanna. Yes, my post seems focused on the negative because a life changing, bad thing happened (infidelity isn't good right?). Statistic's show men are responsible for more WAY MORE violent crimes than women and more infidelity than women, So I was just wondering what % out there are really good men? I understand why you said my post was focused on the negatives, but I am just trying to understand why this happened.Arlette you say you'd never let your man get away with disrespecting you, yet your advice to me is to reward him for seeking sex outside the marriage and probably having an affair. I was happy with him and supportive before all this happened? WHY ARE YOU BLAMING ME FOR THE BAD CHOICE HE MADE? more

Resolved Question: What do I need to do to start my own business (details inside)?

(IN CANADA) I am planning on starting a business with my step-mom, we want to own a business buying houses, etc. (foreclosures and other properties) and re-selling them via lease-to-own. I plan to take a real estate course online through British Columbia University that will essentially teach me the ins and outs being a real estate agent. My question is do I need to take this? Is it necessary for me to spend the time and money on this course and the testing to get a certificate that I won't use? I also would like to own rental properties by myself, and I know that this course really isn't necessary for this goal. My step mom has a business degree so she understands that aspect, so really it is up to me to understand (and teach her) the other part of it. What do you all suggest?Thank you for the answers, they in turn have raised another question. I'm glad to know I was right in thinking the real estate course wasn't right for me. What I don't really understand is what is my niche market? I think my problem thus far has been that I don't know what title I would have and therefore have no idea what to look up program wise. more

Resolved Question: Am I wrong? Is my canadian boyfriend stingy?

Happy New Year to everyone. Today I want to ask you whether he is stingy or I am wrong. Judge it, please. Any opinion is welcome, as long as they have good heart to answer. Sorry in advance, I am not English speaker, so it may not be good English. (My boyfriend is Canadian, middle 30's. He has his own business, always busy traveling. I met him in 2008 late May.When we go out together, he pays all.) I feel he is stingy. For example when he calls me, he will hang up the phone intentionally and lead me to call him back. Some are after 7,8 seconds talk and hang up suddenly, others are like one-ring and hang up before I answer. Even after I told him to stop that, he continued. Such things often happened. That's why I sometimes don't like to pick up his call, it makes me feel bad. Then it's better to call him than pick up calls. Another example, now I live in a kind of guest house (like dormitory). No man admitted to enter even brothers. Oh I must explain this first. We planned to buy an apartment with a view to marriage in the first place, it was in late April 2009. He said he will get one in cash as long as the price is within a set budget. That’s why I contacted a real estate agency, visited 8 apartments while he was in abroad to secure the fund for it. Unfortunately he never came back… He had postponed return date 4,5times even though he said each time “Please believe me this is final”. After several delay, he said he invested most of his earnings in business, so we must wait till get funds again. It was maybe late October or early November. Then I suggested to him to rent an apartment for now, to start living together and get married. You know, money is the first consideration to do something in real life. So I told him to send money first for securing apartment, then he started worrying about deposit and key money. Of course I must avoid unnecessary expenses, so I was looking for one with no key money and refundable security deposit. Anyway he didn’t send money eventually, even after I found “No key money, No deposit” apartment. It makes great sense to think he is not interested in living together and marriage. What’s worse is that he started to say he will stay at my place in secret! I told him that I can’t do that, you can’t come, because I don’t want to break rules and cause a thing, so if we live together, we should make a contract for 2 in another place. Then he said “That’s bullshit”, cursed at me and hung up the phone. I was speechless. If he’s a student, I can understand his remarks a little bit. Why can middle-aged man say that? The upshot is that he won’t come to Tokyo unless I all prepare the apartment for two. I can’t help thinking he just expects a free ride, doesn’t want to spend money. On the other hand, he keeps saying that man is meant to take proper care and responsibility of his spouse all the time, also keep saying that his dream is to live together as soon as possible to start enjoying best marriage and family life with me. (Almost copy and paste) What is responsibility, what is proper care? Marriage is not play house. Of course there are various types of marriage these days, But I am a quite typical and conservative Japanese-minded person. I told him, I want to be a housewife after marriage. In my view, it is husband’s obligation to take care of wife and children both mentally and financially. We formed a consensus through discussions when I met him in Bangkok in mid-September. He has been saying that he’ll do when the time is right. One year has passed. Time is now. If someone doesn’t do it now, someone never will. Honestly, I don’t know what he really wants to do with me. If he needs time to stay single or time to work alone as in past years, I can give him, it doesn’t matter at all. The problem is this. He has been always about to do, but has never yet begun it. He’s all mouth. To my regret I fully believed his words. If I were man who’s thinking about marriage, I will introduce her to my family first, buy or rent an apartment within few months at the latest, also set the date for wedding. So, I can’t see any effort or forms of love nor seriousness from him. How is my opinion very different from your countries ladies one? Let me know. Thanks for reading. more

Resolved Question: Where can I find local real estate investors to fund my projects-Las Vegas,Nevada?

For months, about a year now, having completed an ever going growing business plan, I have had no luck at finding an investor. I have several real estate plans, from something as simple as flipping to a multi-million dollar company with extreme return on investment. I have the drive to complete and thrive if able to do so. I have no money of my own to invest living paycheck to paycheck, and need some assistance. I've posted on craigslist, got nothing besides solicitations and scam artists. List myself on a variety of websites, contacted "supposed local angel investors", whom quite honestly, never really seemed to exist-probably more scammers. Where would be a good place to find investor? Know any yourself-talk to me-won't be disappointed!!! Interested in learning more, my e-mail is steeletucker@ymail.com THANKS YOU GUYS!!!Sure, "great" biz plans are a dime in a dozen. HOWEVER, don't for one moment second guess the capacity I have put forth. Being only 17, my IQ frightens and inspires aged business proffessonals. Banks are not an option, I can not obtain credit until I am 18. My banker, wishes she could fund me. My ideas, though many can mimic them, are separate, and far beyond wnhat anyone one else has seen before, really! more

Voting Question: Where does one find an normal or specifically real estate investor to fund projects in LV,NV?

Resolved Question: Could DUI Laws be one of the Vehicles to take away our Constitutional Protection?

Could DUI Laws be one of the Vehicles to take away our Constitutional Protection? Politicians are planning to put the U.S. under an International Marxist New World Order dictatorship by various means. MADD claims they want to get drunk drivers off the road. Can the law prevent accidents? Are the new harsher penalties a solution? Is that the real reason for the harsher laws? What is the real motive behind the creation of new stricter DUI laws? The first thing I noticed is DUI laws do not require the arresting cop to read you your Constitutional Miranda Rights. And when no accident or problem has been caused by the driver who has been pulled over, or was forced to go through a police road block, or was stopped for some other reason, or encountered a cop who got suspicious. The suspect can be arrested for a crime that has not been committed, simply on suspicion that he might cause an accident. This is like other people being arrested for murder and given the death penalty, simply because they had a gun or a rock or anything that could be interpreted as a deadly weapon in their vehicle. For example, politicians have scared people into thinking that unless we crack down on drugs, we will have anarchy with criminals roaming the streets. So they made some laws that allow the authorities to seize the private property of any suspected drug ring or person. All they have to do is plant some drugs in a house or vehicle. Then the authorities can ignore their Constitutional Rights and confiscate the vehicles, bank accounts, and real estate of that group or person and sell it on their black market without a trial. Let's see if you think this MADDness is justice, or lynch mob rule. Arnold Swartzanager is hurting for money to balance his budget, and please his sources of money for his election (which includes MADD who want to get revenge against all drinkers for the death of a relative), so he has decided to double the penalties for a first time DUI offender from 9 months to 18 months of weekly classes at $25 each, and increase the fines from several hundred dollars, to a few thousand dollars. And also to force first time offenders to pay several hundred dollars to install a breathalyzer device (the breathalyzer companies pay for the election of these politicians who support them, a good investment in a bad economy) in the first time offender's car, so they cannot start them if they even used Listerine. They are testing it in some counties in California now. And they are considering installing cameras. And if you cannot pay for all this, they will put you in debtor's prison. More and more innocent people will be put in jail. If MADD can get the breathalyzers, then they will get the cameras. Once they create this precedent, then cameras will become standard equipment in ALL vehicles, homes, businesses, public places. Then when Big Brother decides to crack down, he can listen to your conversation and watch anyone who utters key words tracked on the Internet by satellite anywhere they are as a Political Enemy, and you will be arrested as a Terrorist Suspect. The laws are in place for this very thing. more

Resolved Question: Procedures and legal issues in starting a Investment Club in India.?

I am planning to start a investment club with a group of about 10 friends with small capital and later expand it to bigger investments. I want to invest in shares, real estate, start a business like hotel / hospital / school and others in the future. I would like to know the legal issues and procedures for starting it. Any advice and guidance will be highly appreciated. more

Resolved Question: Do I have a chance at becoming a hustler?

I'm in high school right now and I'm located in a country(was U.S.A, right now... in continent of asia) which I suppose has a very bright future, since I was a kid , It was my dream to always end up in a high flying blue collar job somewhere up in Wall Street and slowly become a partner of big firms, but I have so many ambitions, but my wall street dreams deviated once I moved to the land of the software people, I have so much on my mind, I'm currently taking the Business and Commerce stream in my high school and most of my classes are cakewalks for me, I used to flunk half the time in tenth with science and math, I still have math but I mean the Business Studies textbook and Economics textbooks come to me naturally, I dont even have to study for tests and I can ace them, I savour every bit of these books... I'm not an einstein at math so acing the SAT test and landing in some Ivy league is not my priority, it is to me, still a dream. But one great thing I got going for myself right now , sorry if I sound like an oppertunist(hey, told ya I wanted to be a hustler), but right now, I go to one of the most prestigious schools in my city and I have politician's sons as my friends, and construction baron descendants sitting behind my chair, I mean, I know people to can make things happen with a clap. When I get back to the states, I plan to go to a decent B-School and bachelor in accounting, as that is the blood of all forms of business and it would help me become business literate, and then I plan to major in Finance....after that, I plan to become an ERP consultant in case any of my plans dont work as I obviously need a back-up strategy, I will later use the initial salary earned for my ambitions should anything go haywire.....but if the wind is right, I plan to use some of my "connections"(trust me, not petty people, close people too) as my venture capitalists, to start my own soft-drink company, and after a few years, I plan start a construction/real estate company (like TRUMP)and take both of my companies public, eventually I also would like to fullfill my dreams of starting an electric automobile company along with a Insurance company. My dad(who was a small time restuarant owner), has a little idea about my plans, as I told him, but I didn't exactly give him the blueprint I gave you guys even though I think he has an Idea. All I want to know is am I being too overconfident or am I correct about my timing? I consider my self very fortunate to have the right things happen to me so far, its like everything is lined up for me, all I got to do is shoot. I know exactly how hard it is to fulfill dreams, everybody has dreams, only some fulfill it. My mom say isn't exactly pessimistic but she knows me and my network, and I dont think the chances I have aren't something I'm overmining, am I? Let's think about it, sons of politicians, sons of barons as my friends, potential backers, dreams of mine...they can pay for. See, I dont want to act overconfidant and start crying if any of these visions actually get nowhere, but I'm a person who believes in vision, and I wouldn't even rely on just my contacts to get me anywhere, but I can trick a person into buying their own shoes.....Plus I have great managerial skills.... So I'm being optimistic. Is everything in my favour? more

Resolved Question: Other names/title for "Marketing Coordinator"?

I recently was hired for a marketing position with an estate planning law firm, I start on Dec 21st. My boss wants me to think of titles for my position to put on my new business card. The best we can think of is Marketing Coordinator, which I'm sure is fine, but I am wondering if there are any of more creative titles to use? We do not want anything wth "Associate" in it because that usually means that someone else is above you, and I will not have another marketing person above me. more

Voting Question: Have you ever done something or created something that next thing you know you were in business?

I'd been helping my boss clean the office for almost a year (for free), then I ended up helping her friend (investor) clean up some of his investment homes, and then some of his real estate agents properties... the word started to spread out, next thing I noticed I was into business, so then I got all of my cleaning business paper work ready and in less than a month I was down to business without even planning on it. Has something similar to this ever happened to you? more

Voting Question: Managerial accounting help?

I cant quite figure out these last 5 HW problems can you please help? 1) Pamela projects that she can get $100,000 cash per year for 5 years on a real estate investment project. If Pamela wants to earn a rate of return of 10%, what is the maximum that she should pay for the investment? (rounded to the nearest dollar) a. $310,461 b. $450,000 c. $62,092 d. $379,079 2) Shotgun Company is considering a capital project that will return $125,000 each year for five years. At the company's hurdle rate of 10%, the present value of the annuity is $389,000. If the return on investment in the first year is $38,900, what is the return of investment that year? a. $163,900 b. $125,000 c. $86,100 d. None of the above 3) Raleigh Company has two investment opportunities. Both investments cost $4,750 and will provide the same total future cash inflows. The cash receipt schedule for each investment is given below: Investment I Investment II Period 1 $1,000 $1,000 Period 2 1,000 2,000 Period 3 2,000 3,000 Period 4 4,000 2,000 Total $8,000 $8,000 The net present value of Investment II assuming a 10% minimum rate of return would be which of the following amounts? (round to nearest whole dollar) a. ($959) b. $3,791 c. $6,182 d. $1,432 4) Tawanna is considering starting a small business. She plans to purchase equipment costing $145,000. Rent on the building used by the business will be $24,000 per year while other operating costs will total $30,000 per year. A market research specialist estimates that Tawanna's annual sales from the business will amount to $90,000. Tawanna plans to operate the business for 6 years. Disregarding the effects of taxes, what will be the amount of annual net cash flow generated by the business? a. $36,000 b. $54,000 c. $90,000 d. None of the above 5) An investment that costs $30,000 will produce annual cash flows of $10,000 for a period of 4 years. Given a desired rate of return of 8%, the investment will generate a (round your answer to the nearest whole dollar) a. negative net present value of $3,121 b. positive net present value of $3,121 c. positive net present value of $33,121 d. negative net present value of $33,121 more

Voting Question: WHat do you think about this? Just curious...?

I got this in my email. Just wanted to see what you guys thought about this. I especially want to see what liberals (who support bailouts) think. Of course, i believe this is way too easy to be carried out. It would never happen. But it is truly quite interesting. Below the line is the exact email I got.... ~~~~~~~~ This is from an article that appeared in the St. Petersburg Times Sunday. The Business Section asked readers for ideas on "How Would You Fix the economy?” And I think this guy nailed it! Dear Mr. President: Please find below my suggestion for fixing America’s economy. Instead of giving billions of dollars to companies that will squander the money on lavish parties and unearned bonuses, use the following plan. You can call it the Patriotic Retirement Plan: There are about 40 million people over 50 in the work force. Pay them $1 million apiece severance for early retirement with the following stipulations: 1) They MUST retire. Forty million job openings – Unemployment fixed. (new employees need to be paid less, and expect basic benefits) 2) They MUST buy a new American CAR. Forty million cars ordered - Auto Industry fixed. (sale tax, registration fee goes back to govt, auto insurance industry gets a boost) 3) They MUST either buy a house or pay off their mortgage - Housing Crisis fixed. (real estate tax and capital gains tax on all house sales, if any goes back to govt) It can’t get any easier than that! ----------------------------------------------------------------- If still more money is needed, 1. Stop 100% aid & trade with any unfriendly country, (90% of the UN) 2. Roll back and postpone the recent pay increase of all members of Congress 3. Fire any government official who does not pay their taxes, or breaks the law. 4. Visit and verify eligibility of every medicaid welfare recipient, at least twice a year using portable biometric equipment. 5. Inspect and audit records of all doctors who do bill Medicaid / Medicare 6. Inspect and audit ALL tax exempt organizations, cancel tax exempt status of any organization that fails, or refuses audit. ~~~~~~~~~~~~~~~~~ What are your thoughts on this? If we are gonna go about bailing our way through this mess....this would be ideally more logical. I am, however, against the careless bailouts being brought forward 100% , but I wanted to see liberals believe about this. I sent this to my liberal friend and she thought it was genius. Thoughts? more

Resolved Question: Does the physical address of an LLC need to be in the same state that the company is licensed in?

So let's say for example that I want to create an LLC for the purpose of owning rental homes in Arizona. All of the homes that I plan to own in Arizona will be fully rented out, and the only office that I have to run my business is at my home in Seattle, Wa. a.) Could I list my home in Seattle as the address for the company, yet have it licensed in Arizona? If this is not possible then b.) Could I at least list one of the rental homes as the address of the company - even though my actual office will not be there? Then list the LLC's "Resgistered Agent's Address" as my home in Seattle? Thanks fellow real estate investors :) more

Resolved Question: Do you think Obama has ever read the Book Atlas Shrugged by Ayn Rand, I just finished it last week?

It was 1168 pages long took me two weeks to get through it, easly the Best book that I have ever read, my wife is now reading it, The book seems to really mirror what is going on today's Government, Especially the new Obama administration. here is a quick snapshot of the book from the Wall Street Journal. (WSJ Article) Ayn Rand, who had come to America from Soviet Russia with striking insights into totalitarianism and the destructiveness of socialism, was already a celebrity. The left, naturally, hated her. But as recently as 1991, a survey by the Library of Congress and the Book of the Month Club found that readers rated "Atlas" as the second-most influential book in their lives, behind only the Bible. For the uninitiated, the moral of the story is simply this: Politicians invariably respond to crises -- that in most cases they themselves created -- by spawning new government programs, laws and regulations. These, in turn, generate more havoc and poverty, which inspires the politicians to create more programs . . . and the downward spiral repeats itself until the productive sectors of the economy collapse under the collective weight of taxes and other burdens imposed in the name of fairness, equality and do-goodism. In the book, these relentless wealth redistributionists and their programs are disparaged as "the looters and their laws." Every new act of government futility and stupidity carries with it a benevolent-sounding title. These include the "Anti-Greed Act" to redistribute income (sounds like Charlie Rangel's promises soak-the-rich tax bill) and the "Equalization of Opportunity Act" to prevent people from starting more than one business (to give other people a chance). My personal favorite, the "Anti Dog-Eat-Dog Act," aims to restrict cut-throat competition between firms and thus slow the wave of business bankruptcies. Why didn't Hank Paulson think of that? These acts and edicts sound farcical, yes, but no more so than the actual events in Washington, circa 2008. We already have been served up the $700 billion "Emergency Economic Stabilization Act" and the "Auto Industry Financing and Restructuring Act." Now that Barack Obama is in town, he will soon sign into law with great urgency the "American Recovery and Reinvestment Plan." This latest Hail Mary pass will increase the federal budget (which has already expanded by $1.5 trillion in eight years under George Bush) by an additional $1 trillion -- in roughly his first 100 days in office. The current economic strategy is right out of "Atlas Shrugged": The more incompetent you are in business, the more handouts the politicians will bestow on you. That's the justification for the $2 trillion of subsidies doled out already to keep afloat distressed insurance companies, banks, Wall Street investment houses, and auto companies -- while standing next in line for their share of the booty are real-estate developers, the steel industry, chemical companies, airlines, ethanol producers, construction firms and even catfish farmers. With each successive bailout to "calm the markets," another trillion of national wealth is subsequently lost. Yet, as "Atlas" grimly foretold, we now treat the incompetent who wreck their companies as victims, while those resourceful business owners who manage to make a profit are portrayed as recipients of illegitimate "windfalls." When Rand was writing in the 1950s, one of the pillars Rand, who had come to America from Soviet Russia with striking insights into totalitarianism and the destructiveness of socialism, was already a celebrity. The left, naturally, hated her. But as recently as 1991, a survey by the Library of Congress and the Book of the Month Club found that readers rated "Atlas" as the second-most influential book in their lives, behind only the Bible. For the uninitiated, the moral of the story is simply this: Politicians invariably respond to crises -- that in most cases they themselves created -- by spawning new government programs, laws and regulations. These, in turn, generate more havoc and poverty, which inspires the politicians to create more programs . . . and the downward spiral repeats itself until the productive sectors of the economy collapse under the collective weight of taxes and other burdens imposed in the name of fairness, equality and do-goodism. In the book, these relentless wealth redistributionists and their programs are disparaged as "the looters and their laws." Every new act of government futility and stupidity carries with it a benevolent-sounding title. These include the "Anti-Greed Act" to redistribute income (sounds like Charlie Rangel's promises soak-the-rich tax bill) and the "Equalization of Opportunity Act" to prevent people from starting more than one business (to give other people a chance). My personal favorite, the "Anti Dog-Eat-Dog Act," aims to restrict cut-throat competition between firms and thus slow the wave of business bankruptcies. Why didn't Hank P more

Resolved Question: Going to a marketing workshop for new job - "business casual" attire?

I just got a new marketing job for an estate planning law firm and my start date is Dec 21st. Before I even start my job, my boss is sending me to Georgia on Dec 6-9th to attend a 2 day Estate Planning Marketing Workshop. This workshop will be attended by lawyers and other estate planning professionals. I asked her what the dress attire is and she said "business casual, leaning more towards casual". What does this mean? Are jeans ok? I dont want to keep emailing her about it because I dont want to come off as insecure or nervous about it, but I dont want to be over or under dressed. more

Resolved Question: What to do with a 17yr old who has no plan in place for end of Yr 12?

My son, has no plans after finishing Yr 12 school, he doesn't like academic studies, will leave without QCE certificate. He talks about doing a bar course and travelling. He said he wants to get into real estate, however he's not 100% sure he can complete it, it's $2,900. I suggested he do a certificate in business first and see how he goes with that. It's the situation at the moment, where I've found all the literature, you know the saying you can take the horse to the water, but can't make him drink it (I think it's a horse or camel) anyway, his mentality is when I'm 18yrs I'll do what I like kind of thing, is there any parents out there with a child in similiar situation. What did you do?He works one day a week, enough for phone credit and going out with mates, we gave him a car and he's not able to pay for gas let alone $480 car rego coming up. So I see where we've gone wrong with your comments, given to much, as husband says cut the umbilical cord. Thanks everyone, for your thoughts on the subject. Can't pick a best answer there all good. more