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Stocks mixed after oil passes $130, inventories drop

High energy prices have been a source of anxiety for investors, as many retailers, banks and credit card companies have noticed consumers paring back spending on discretionary items, including clothing and jewelry, to buy necessities such as gasoline and groceries, which have been soaring in price.

Wall Street was also hesitant as it awaited minutes from the Federal Reserve's April 29-30 meeting, which should provide more insight into whether policymakers regard rising energy prices as a serious threat. The Fed cut its benchmark federal funds rate by a quarter-percentage point to 2 percent at that meeting, marking the seventh cut in an easing cycle that started in September. Its accompanying economic statement left open the possibility of an end to rate cuts.

In midmorning trading, the Dow Jones industrial average slipped 36.72, or 0.29 percent, to 12,791.96, after rising in earlier trading. more

Business House football kicks off today

The 2008 KSAFA Western Sports Business House Football Competition kicks off today at the Cable & Wireless Sports Club, Chalmers Avenue with the traditional dress parade of the 17 teams and a double header.

At 2:00 pm in Division Two, demoted Jamaica National Building Society (JNBS) will play former champions GraceKennedy, who are returning after a six-year break, and Scotiabank Group will meet promoted 2007 Division Two winners National Housing Trust (NHT) at 4:00 pm.

Scotiabank Group, who is now coached by Hugh McCarthy, are expected to get the better of NHT and he will be relying on the Tivoli Gardens Premier League pair of Damion Gordon and Dwight Heron, along with Antar Freeman, Khaliq King, Norwayne Knight and captain Nicholas McCreath for victory.

The Omar Stanley-coached NHT will be hoping for a positive start after making it to Division One after nine years. more

Credit Suisse opens wealth management business in India

Credit Suisse, which kicked off its wealth management business on Thursday says it is banking on its long term potential to drive the business although some would argue that it is a move coming too late in an already crowded market.

But Credit Suisse says it has done the homework and the business is a lucrative one. They estimate that households with bankable assets of over $1 million will rise from 120,000 today to 300,000 by 2012, thus taking the total bankable assets in India to more than $1 trillion.

Experts believe that a lot of this will get channeled into savings and then investments.

As the company launches the new business, Credit Suisse will also have to deal with headwinds from the volatile equity environment.

The Sensex is among the worst performing Asian markets so far this year and that could hurt businesses linked to equities. more

Oil, Black Gold, Texas Tea; Exxon Eyes Showdown; Dow Prices Pop

But every customer is going to get a visit from a Dow sales rep to talk about the new rate card.

AIRLINE CONSOLIDATION STALLS, BUT STOCKS SURGE The leverage to jetfuel prices trumps the airline industry's plans to consolidate itself out of its problem-plagued fundamentals as surely as an inside straight beats a pair of dueces. The New York Times reported that US Airways (LCC) and the United Airlines operation of UAL (UAUA) broke off talks over a tie-up, unable to surmount the challenges represented by their respective labor forces. Consolidation had been expected to be one of the salves for the scalded industry. The failure to execute on what seemed like so obvious a step ordinarily would represent a drag on the stock. Not so Wednesday. With energy prices ticking back to the levels they were at going all the way back to the beginning of last week, investors are grabbing up airline stocks with both fists. more

Orange Business Services launches Business Everywhere service

Orange Jordan, the sole integrated operator in the Kingdom, has launched during a press conference a first-of-its-kind service called �Business Everywhere� through Orange Business Services which enables subscribers to stay in touch with their businesses effectively and with high quality, wherever and whenever, through connecting their laptops over GPRS/EDGE, WiFi, or ADSL services.

The conference was headed by Jordan Telecom Group CEO Mr. Mickael Ghossein, the Vice President Mr. Francois De Loynes and Mr. Sami Smeirat, JTG VP/CEO of the Enterprise Business Unit.

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Latest Business Plan Guide News

I`m Dreaming of a Dry Christmas… - Ghanaian Chronicle

Just like the ones we never knew. Where the streets are rid of jolly men, and the frowns are all that we all own. This reworking of the old Christmas Carol, made famous by the songwriter Irving Berlin in 1942 was prompted by the grievances of a ...

Northeast Florida council to study Reality Check's growth plans - Miami Herald

... has different ideas, they share some common goals: getting more people involved, improving the business climate and preserving the neighborhood's jewels, such as its tree canopy ... Planning for those gains, one argument goes, increases pressure ...

Make My Day - American Reporter

INDIANAPOLIS, Ind. -- I turned a wonderful age last week. An age I've been looking forward to for a few years. I turned 42 this past Saturday. It's just got a neat sound. A numeric rhythm that sounds almost poetic, the way it hisses and spits. Forty ...

Canada's household debt still manageable: CIBC World Markets Inc. - Stockhouse

Concerns exist over growing debt levels and reliance on low interest rates While Canadians are taking advantage of record low interest rates to buy homes and rack-up unprecedented debt levels, we are not headed for a U.S.-style meltdown, finds a new ...

ISU unveils sweeping new Master Plan - Rushville Republican

Dec. 18--Indiana State University today is unveiling a new master plan that will guide its facilities and land use for the next 15 to 20 years. The plan, developed by Ratio Architects, calls for updated student housing, several new athletic ...

Rally Software Unveils New Time Tracking Module So Stakeholders Can ... - TMCnet

"There is nothing more essential than providing clear expectations to the management team when it comes to development, and a tool such as Rally's enables us to do just that," said Rob Hamilton, CFO of Bridgevine. "By having specific visibility to ...

Maximize your technology ROI and create superior IT performance - Local Tech Wire

RESEARCH TRIANGLE PARK, N.C. - Take a step back and look at your IT performance today. Are you satisfied with ROI, TCO and productivity? Are you measuring it? Do you have a holistic roadmap on how you operate and a clear governance model for ...

AmTrust Taking Locks Again; VA Loan limits; SAFE Act in California ... - MortgageNewsDaily.com

Is your company making more or less than $902 on each loan? The MBAA reports that independent mortgage bankers made about 50 basis points, or $902, on average, during the third quarter . This is down from the $1,358 profit during the second quarter ...

SOA Governance: Achieving and Sustaining Business and IT Agility - InfoQ.com

Chapter 3, Building the Service Factory, of the book deals with the importance of setting up “a service production line to automate SOA development activities, and outlined the tasks, roles, and responsibilities needed to establish such a service ...

Some Like It Hot - Mother Jones

WHEN NOVELIST MICHAEL CRICHTON took the stage before a lunchtime crowd in Washington, D.C., one Friday in late January, the event might have seemed, at first, like one more unremarkable appearance by a popular author with a book to sell. Indeed ...

Open Question: investors opening a bar/club/lounge?

Hello all! I am very interested in opening a bar/lounge/club in the coming years. I believe I can raise a fair amount of capital as long as I come up with a strong business plan. I have strong convictions on the type and general location but beyond that, I need support. My goal is to search on the internet for people who have experience in this area and can provide valuable insight into the workflow in making this happen and more importantly, making it successful. I am interested is opening in a venue that has been well thought out, somewhat upscale and in a location like south florida or the southwest united states. I also am interested in possible serving the gay community at least one day a week as I believe they will add a lot of value to the success of such a business. Can anyone provide any information on resources/guides/internet sites/books/personnel that is highly recommended. I have some moderate experience in bartending with a business degree in mgmt and intl business. I do not have extensive entrepreneurship background so looking for solid starting points. Thank you very much! more

Open Question: Opening a bar/lounge club help!?

Open Question: How To: Opening a bar/lounge/club Help!?

Open Question: California,switch from sole proprietorship to LLC. Steps?

I own a small business in California, planning to switch from sole proprietorship to LLC. What are the steps? What pages do I go to exactly? Someone maybe who has been through it before without a lawyer willing to provide a dummies guide would be great. Thank you! more

Voting Question: i want do a course which is cool that depends on pg related to business or marketing. i have planned in U.S.A?

AND I WANT TO WORK THERE AND JUST GUIDE ME WHAT TO TAKE,AND NOW I AM DOING BS -C IT ,I WILL COMPLETE BY 2012.PLEASE HELP ME ? more

Resolved Question: Dont you think this article is wonderful and says it all?

Here is an article that I found on line that tells you if you should trust online articles or not. ARTICLE: When it comes to the internet, you know that there’s a lot of misleading, inaccurate or downright false information out there. By now, most of you have heard the advice, “Don’t trust everything you read.” But how can you tell what to trust and what not to? Here are some questions that you should get into the habit of asking whilst you’re reading anything (not just online): whether it’s a blog post, newspaper article, sales letter or brochure. What’s the Author’s Purpose? The most important question to ask, and one you should have in mind when you start to read, is “What’s the author’s purpose?” All writing has a purpose. It might be to: Entertain you – make you laugh Give you information Sell you something Encourage you to come back to a blog or magazine in future Build up the author’s reputation in his/her field Some purposes are inherently more trustworthy than others. For example, if the author is trying to give you information, or build her reputation, then the facts in the article are likely to be ones that the author at least believes are true. But if the author is trying to sell something, then read with caution. Who Is the Author? Even if the author’s purpose seems laudable, you’ll want to ask yourself who the author actually is. Have you ever heard of him? If so, is he an authority in his industry or field – or is he a suspected charlatan? For example, imagine an article entitled “How to Become a Lifecoach”. You should trust this if it was written by Tim Brownson, a qualified and practising lifecoach, who has an entertaining and informative blog. But if I had written the article, you definitely should take what I’ve written with a grain of salt. I’m a writer, not a coach, and I’ve never so much as read the “Dummy’s Guide to Lifecoaching”. Of course, as a professional writer, I sometimes do write on topics I don’t know much about. When I do this, I need to undertake a lot of research. So if you’re reading an article by an unknown writer, it’s especially important to ask the next couple of questions. Are Sources Cited? Does the author give you facts – especially statistics – without any evidence to back them up? In an entertaining piece, this might be fine (it doesn’t matter too much whether the numbers are right, so long as the article is funny). But if you’re reading an informative piece about the economy, and the author says, “Ten million people will be out of work by Christmas” – does she link to a particular source that backs this up? And just because you’ve heard a fact before doesn’t mean you should take it at face value. Have you ever read about the Harvard Goal Setting study? It’s an oft-cited example of why you should set written goals, which is usually referenced as first appearing in the book What They Don’t Teach You in the Harvard Business School, by Mark McCormack. This is how it goes (taken from Harvard Business School Story): In that year [1979], the students were asked, "Have you set clear, written goals for your future and made plans to accomplish them?" Only three percent of the graduates had written goals and plans; 13 percent had goals, but they were not in writing; and a whopping 84 percent had no specific goals at all. Ten years later, the members of the class were interviewed again, and the findings, while somewhat predictable, were nonetheless astonishing. The 13 percent of the class who had goals were earning, on average, twice as much as the 84 percent who had no goals at all. And what about the three percent who had clear, written goals? They were earning, on average, ten times as much as the other 97 percent put together. But a couple of weeks ago, I read Fact or Fiction? The Truth About The Harvard Written Goal Study on SidSavara.com. It was an eye-opener. Sid looked for the original study online, and found no evidence that the study ever existed, despite it being cited in numerous books and all over the web. There’s a very similar story about a Yale study in 1953 – which again, can’t be backed up. So just because a book is cited, don’t assume that the information in the book is necessarily accurate. Are Examples Included? Does the author write very abstract, high-level information, without any concrete details? The article might still be true but it’s not likely to be very useful to you. The most trustworthy articles won’t just include general principles or woolly statements, but will give examples too. And the best examples include specific figures or facts, or quotes from people who aren’t the author and who don’t have a vested interest. What do you trust more, “You could make loads as an online copywriter” or an article including several stories from different copywriters who are making over $50,000 a year? Does the Article Contradict Your Prior Knowledge? Finally, ask yourself whether the fFinally, ask yourself whether the facts in an article go against what you already know. If you read a sales letter for a new diet pill that claims you can “lose 20 lbs in a month”, you’ve got good reasons to be sceptical. Most people on a diet lose 1-2 lbs per week, and most diet pills are known to be notoriously ineffective and even dangerous (one, Acomplia, has recently been banned in the UK and was never approved for use in the US, due to its association with psychiatric problems). Any statements which seem “too good to be true” also fall into this category. You may not have prior knowledge of the exact area that the article is about, but you do know that most people don’t “make $$$ working from home” (or they’d all be doing it!) How do you figure out what to trust and what to ignore when you’re reading online – or when you’re reading books and newspapers? Which of the above tips do you think would help you most – or which would you like to add to the list? more

Voting Question: Want a good Presidential Nominee?

I am bold, educated, have worked blue collar and corporate jobs, and have run a small family business. I have strong family values, and a big heart. I am physically fit, under 40, and live a healthy lifestyle. Most importantly, my best assets are that I always listen, protect those around me, and I am respectful. I will guide from the middle and be conservative when the country needs to strengthen and save, and when we need change I will listen to all options and make them happen if the USA and the people are physically and financially able to do so. If I run for president, I will not take part in any fund raisers because I do not want a face or name to the contributors and their agendas. In fact, I will want to be separated from this so I can focus on the real issues. A list of contributions can be kept, but will only be revealed after I serve the country. With technology, we should not need millions of dollars, we need millions of people because we are connected though phones, or the internet. Also, I will appoint people that the American people can trust. Because if I trust, you are thinking about the people you represent, not personal agendas. Each year I am in office, I will have public performance appraisals to make sure the people agree. My Presidential mission would be to restore the economy, reform the government, guide by the constitution, and protect our great country. If 10,000 or more people are interested in supporting me and tell their friends, I will develop a detailed plan as a Presidential candidate in the next election. I will need the help of the people to make this happen because this is truly grassroots. I want to be the people's President. more

Resolved Question: guidance in psychology course?

im leaving high school at the end of this year, and im still couldn't make up my mind of what course should i take in the collage. im planning to take psychology coz im kinda interested in it. what i heard was you need to be a doctor firsthand before further your studies in psychology. but im so not into medical, and im more intersted in studying human behavior. i really need some guide. im not planning to work in lab or to be a counsellor, but i love psychology so much. could you tell me what are the branches in psychology that i could take? and what are the professions available when i graduated? will taking major in psychology and minor in business a good idea?? more

Resolved Question: Can money really buy you happiness?

I used to look through all of the brochures and entertainment guides and wish that if I could buy all that stuff it would make me so happy, I set some goals and planned ahead with my professional career. I now have the massive TV in my bedroom, thousands of dollars, a sports car, a successful business and I have only just turned 19. Eventually everything gets boring and you want more, so can money really bring you ultimate happiness? or am I just gonna want more and more... more

Resolved Question: Geography Questions Need within 5 minutes!!!?

Just write the letter of answer. Thanks! 1. In China people's lives are controlled in many ways by a. foreign countries b. the dynasty c. the government d. the "Forbidden City" 2. Which is true of China? a. It is the world's largest country in size. b. It is the world's leading agricultural country. c. It holds about 1/5 of the world's population. d. It/s the worlds leading manufacturing country. 3.Chinese writing uses: a. pictures that represent letters. b. characters that represent words or ideas. c. an alphabet similar to Latin. d. sounds instead of characters. 4. Mongolia has changed from a strict Communist government to: a. a multicultural country b. a monarchy c. a center of big Business d. a democracy 5. Which country is an island? a. Macau b. Mongolia c.Taiwan d. Tibet 6. China's "1-country,2-system" pledge refers to: a. Buddhism and Hinduism b. Confucianism and Daoism c. manufacturing and agriculture d. communism and capitalism 7. The small territory of Macau was a colony of: a. Hong Kong b. Portugal c. China d. the United Kingdom 8. About 63% of China's people live in: a. rural areas b. Taiwan c. cities and towns d. Mongolia 9. In Bhutan most of the people are: a. subistence farmers b. fishers c. Sherpas d. city dwellers 10. Most places in India are in a climate that most of the year is: a. warm or hot b. cool or warm c. cool or cold d. dry and cool 11. The main economic activity in the Maldives is: a. tourism b. fishing c. farming d. mining 12. Most of the people in the countries of South Asia live in: a. inland cities b. cities and towns c. villages in rural areas d. seaport cities 13. In 1971, after a civil war, Bangladesh gained its independence from: a. India b. the United Kingdom c. Nepal d. Pakistan 14. Monsoons in India and Bangladesh often cause many deaths from: a. earthquakes b. faults c. floods d. tidal waves 15. The capital and the largest city of the Maldives is a. Male b. Colombo c. Mumbai d. New Delhi 16. Bangladesh's two major rivers are the a. Western Ghats and Eastern Ghats b. Ganges and Brahmaputra Rivers c. Maldives and Sri Lanka d. Godavan and Indus Rivers 17. Sri Lanka is famous a. because it was the birthplace of Buddha b. for its sapphires, rubies, and other gemstones c. for its mountain guides known as sherpas d. because Mother Teresa helped the poor here 18. The 1st civilization in India built well-planned cities a. in the A.D. 700s b. about 4,00 years ago c. in the 1500s d. during the Mogul Empire Matching Words: a. New Dheli b. Mohandas Gandhi c. Jawaharlal Nehru d. Kashmir e. Everest f. Khyber Pass g. Deccan Plateau h. reincarnation i. Arabian sea j. aryans Definitions: 1. important passage through the Hindu Kush 2. capital city of India 3. highest mountain in Nepal 4. India's first prime minister 5. has sparked 3 wars between India and Pakistan 6. landmass that lies south of the Satpura Range in India 7. led a nonviolent movement to free India of British rule 8. early people who brought their traditional system lf social groups to India 9. large body of water bordering India on the west 10. Hindu belief that the soul will continue to be born *************I would greatly appreciate it if you answer!!! I just want straight up answers. No detail. THANKYOU!!!!!!**************** more

Resolved Question: Some Networking Questions.?

These are on my study guide, and I just cant seem to find them in my book. Transferring music from CD to another digital format is called? A. Ripping B. Digital File Format C. Sampling D. Digitizing Voice-print identification is considered A. reliable only in cerrtain situations B. Higly reliable C. only somewhat reliable D. Not reliable A ______ digitally records real musical instruments sounds and allows them to be played back at various pitches using an electronic keyboard. A. sample B. Synthesizer C. Sequencer D. Digital media player ______ is useful in situations where transactions take place away from the computer system. A. Batch processing B. EDI C. Business resumption planning D. Online processing Thanks to whoever answers these questions. Much appreciated. more

Resolved Question: Can anyone recommend a good private tour guide in Israel (English)?

I was wondering if anyone knows a good certified tour guide. I plan on visiting the country with some of my colleagues as a part of our business trip. Any personal recommendations ? Thanks, John more

Resolved Question: How can you forecast your finances before opening up small business?

Trial and error? I know it involves taking loans but I wanna open up a fashion boutique. If say I had 100,000 pounds how would I know that's how much I need and how would I know if the business iS going to be successful by forecasting, not just by doing a fashion forecast but by doing financial forecast. how can I trust banks on loans too. This has to be done before doing a business plan right? that's another problem I have with business plan. I just can't seem to do it. I looked in businesslink.gov.uk but just gives me steps on what to do. I need examples on how to write one, not just on step by step guides. Thanks in advance. more

Resolved Question: I need to Know The best Adult Business Plan?

Hello Friends , I am looking for some great Adult Business Plan Which will guide to income much more, I am looking for some Formula of Adult business by which i could be more rich. Off course this should be legal and profitable way to make massive money. Is there any Guide for Adult Business Plan, Please Help me to grow my Business which is related to Adult Business. Please Mention if you find any Book or something like video, company or something else. Regards Rohit more

Resolved Question: My husband is dressing young and ogling at young girls.?

e's always been a devoted husband and father. Lately, he's been on many extended business trips and I have noticed certain subtle changes. e.g. He is more willing than before to leave the boys to my care and to their own devices whereas he used to plan their activities and guide them in their studies. We still have sex but it's less regular. He tells me he wants me to 'upgrade' my looks. He's 46 and I 48. Is he going to have an affair?Thanks everyone. I really need to take a hard look at the situation now. My life has been so stressful because I work and have to take care of my two boys that I really haven't had time to 'upgrade' my looks. It's really time to do something about it.Thanks everyone again. I see a lot of sensible advice. Up to half a year, my husband has been a family man. Of late, however, he's had to work as part of an international team to win a project bid. Last night, he told me that quite a few of them (men) are divorced and behave in a way that makes them unlikely to want another marriage. The company that he has kept on these business trips is worrying me. Also, being away for weeks frequently probably made him more detached from family life. I am such a dowdy person (albeit with a PhD). Never bothered much about looks. So paying attention to my looks for once will be a feat, which I agree, must be met with gusto! more

Voting Question: What should I do after MBA Marketing. I love interacting with customers and have a sound personality. Guide me?

My resume stands below: PUNEET SACHDEVA #3086/1, Sector 46-c, Chandigarh. PIN:160047 DOB: 14 December, 1986 (M) +91-9780629052. sachdevapuneet46@yahoo.co.in PROFESSIONAL EXPERIENCE State Bank of India –Management Trainee: Cash Management Product June 2009 till date Job Profile Marketing of Cash Management Services for Corporate Accounts Group and Mid Corporate Group. Job Role and Responsibilities Actively managing business plans to meet revenue goals/quotas and advance the business interests. Building and monitoring sales pipelines to ensure continuous population and movement of near- and long-term opportunities Developing methods for supporting innovation and change across the organization Approaching problems in a rational manner using sound strategies that ensure comprehensive understanding and effective resolution. ACADEMICS PGDM (Marketing & Finance)Asia Pacific Institute of Management, Delhi2009 90% B.Com.(Hons.)SD College, Chandigarh. Panjab University2007 81.27% HSCPMLSD School, Chandigarh. CBSE2004 88.4% SSCMMHS, Sector 21, Chandigarh. CBSE2002 84.2% PROJECTS UNDERTAKEN •Summer Project at ICICI Bank titled ‘Factors affecting ICICI Bank’s share in SME sector’. •Winter Project: ‘Comparative study of customer perception and expectation of service quality of banks’ - AMFI certification: Advisory module in Mutual Funds ACTIVITIES & ACHIEVEMENTS Positions of Responsibility •Represented college at CII conference and Talk Shows organized by NDTV. •Class Representative at the Post Graduate level. •Head Boy of school in 12th and 7th. •Worked as an active member in the organizing committee for various events held at Asia Pacific Institute of Management. Extra-Curricular Activities •Stood 1st in the Debate competition organized by N.E.N. •Stood 1st in Inter College Debate Competition held at AIM. •Secured 2nd position in Business Plan Contest at ‘UDAAN’ held at JIM, Noida. •Represented Chandigarh at National Level Cricket and State Games Football. •Won many prizes in dance competitions held at school and college level. Co-Curricular •Awarded scholarship by College for securing 8th rank in University. •Gold Medalist in MBA. PERSONAL DESCRIPTION •Strengths: Self belief, persistence, team player, flexible, dedicated, and adaptable. •Hobbies: Football and Cricket •Interests: Singing, dancing and listening to music. •Languages known: English, Hindi, Punjabi, working knowledge of French. more

Resolved Question: How to reach to AksharDham from DLF City Phase-1, Gurgaon ?

Hi, I am very new to Delhi. I came here for my business trip . I have couple of weekend and I am planning to visit Delhi , AksharDham Temple and Agra. Can you please guide me how to reach AksharDham from DLF City Phase-1, Gurgaon ? Is there any metro I can catch from near by station. Regards Amit more

Resolved Question: Do you know what is in Obama/Pelosi care reforms proposals?

How do you like this? Be careful what you wish for and I encourage you to resist-and-purge!! Will you join me in resist-and-purge? What the government will require you to do: • Sec. 202 (p. 91-92) of the bill requires you to enroll in a "qualified plan." If you get your insurance at work, your employer will have a "grace period" to switch you to a "qualified plan," meaning a plan designed by the Secretary of Health and Human Services. If you buy your own insurance, there's no grace period. You'll have to enroll in a qualified plan as soon as any term in your contract changes, such as the co-pay, deductible or benefit. • Sec. 224 (p. 118) provides that 18 months after the bill becomes law, the Secretary of Health and Human Services will decide what a "qualified plan" covers and how much you'll be legally required to pay for it. That's like a banker telling you to sign the loan agreement now, then filling in the interest rate and repayment terms 18 months later. View Full Image McCaughey2 Associated Press Protestors wave signs in front of the Capitol on Thursday. McCaughey2 McCaughey2 On Nov. 2, the Congressional Budget Office estimated what the plans will likely cost. An individual earning $44,000 before taxes who purchases his own insurance will have to pay a $5,300 premium and an estimated $2,000 in out-of-pocket expenses, for a total of $7,300 a year, which is 17% of his pre-tax income. A family earning $102,100 a year before taxes will have to pay a $15,000 premium plus an estimated $5,300 out-of-pocket, for a $20,300 total, or 20% of its pre-tax income. Individuals and families earning less than these amounts will be eligible for subsidies paid directly to their insurer. • Sec. 303 (pp. 167-168) makes it clear that, although the "qualified plan" is not yet designed, it will be of the "one size fits all" variety. The bill claims to offer choice—basic, enhanced and premium levels—but the benefits are the same. Only the co-pays and deductibles differ. You will have to enroll in the same plan, whether the government is paying for it or you and your employer are footing the bill. • Sec. 59b (pp. 297-299) says that when you file your taxes, you must include proof that you are in a qualified plan. If not, you will be fined thousands of dollars. Illegal immigrants are exempt from this requirement. • Sec. 412 (p. 272) says that employers must provide a "qualified plan" for their employees and pay 72.5% of the cost, and a smaller share of family coverage, or incur an 8% payroll tax. Small businesses, with payrolls from $500,000 to $750,000, are fined less. Eviscerating Medicare: In addition to reducing future Medicare funding by an estimated $500 billion, the bill fundamentally changes how Medicare pays doctors and hospitals, permitting the government to dictate treatment decisions. • Sec. 1302 (pp. 672-692) moves Medicare from a fee-for-service payment system, in which patients choose which doctors to see and doctors are paid for each service they provide, toward what's called a "medical home." The medical home is this decade's version of HMO-restrictions on care. A primary-care provider manages access to costly specialists and diagnostic tests for a flat monthly fee. The bill specifies that patients may have to settle for a nurse practitioner rather than a physician as the primary-care provider. Medical homes begin with demonstration projects, but the HHS secretary is authorized to "disseminate this approach rapidly on a national basis." A December 2008 Congressional Budget Office report noted that "medical homes" were likely to resemble the unpopular gatekeepers of 20 years ago if cost control was a priority. • Sec. 1114 (pp. 391-393) replaces physicians with physician assistants in overseeing care for hospice patients. • Secs. 1158-1160 (pp. 499-520) initiates programs to reduce payments for patient care to what it costs in the lowest cost regions of the country. This will reduce payments for care (and by implication the standard of care) for hospital patients in higher cost areas such as New York and Florida. • Sec. 1161 (pp. 520-545) cuts payments to Medicare Advantage plans (used by 20% of seniors). Advantage plans have warned this will result in reductions in optional benefits such as vision and dental care. • Sec. 1402 (p. 756) says that the results of comparative effectiveness research conducted by the government will be delivered to doctors electronically to guide their use of "medical items and services." Questionable Priorities: While the bill will slash Medicare funding, it will also direct billions of dollars to numerous inner-city social work and diversity programs with vague standards of accountability. • Sec. 399V (p. 1422) provides for grants to community "entities" with no required qualifications except having "documented community activity and experience with community healthcare workers" to "educate, guide, and provi more

Voting Question: In the question below what are the functional and non functional requirements of the business?

RetroMotorcars is a small company located in the Eglinton suburb of Derry. The company specializes in finding and selling European classic cars and parts which might be considered difficult to source, ranging from relatively recent classics, such as the Jaguar XJ6 to much older vintage cars no longer in production, such as the Porsche Speedster. It also sells the full range of Haynes car guide manuals, including rare copies of many classic car guides. It is considering extending its product range to include items which are not as rare as its cars and parts, possibly to include compatible sound systems, mp3 players, wind deflectors, generic spare parts, and so on, as well as items of memorabilia associated with classic marques, such as mugs, scarves and key rings. Although it is a small company, it has ambitious expansion plans, hoping to open a second outlet for processing orders in the North West within the coming year. Most of its sales come through paper-based brochures and advertising in the press, but it would also like to extend its catalogue so that customers could at least browse online. Most of the orders are taken in-house by order entry administrators, although some sales also come from third part commercial organizations. There are also administrators working in the areas of billing, shipping, packaging, and customer service. Their order entry and billing system has outlived its usefulness, and the Managing Director realizes that the system will have to be brought up to date in order to keep pace with the company’s development plans. Your team has been brought in to analyse the existing system, identify opportunities for improvement and develop the concept for the to-be system. more

Voting Question: scope for MBA graduates in London?

I am a 2009 B-Tech graduate. Now i am planning to go for MBA in International Business from Greenwich university London. I want to know more about IB, scope for MBA graduates in uk. They are also providing 1 yr Guided internship also + 2yr stay back. plse help me with this..... more

Resolved Question: Where in the Netherlands the office and appartment rents are lowest. Please guide?

I am planning to open a HR & relocation consultantancy business office in Netherlands I will also need to live near the office with a family of 3 persons. so please guide me which is the cheapest and best place for office of 1 person and home for 3 persons. more

Voting Question: How does outbound tourism work?

I am planning to setup my own travel business. I have the knowledge as to how to set up inbound tourism. I need help as to how does outbound tourism work? I do not have any contacts abroad with any travel agencies. Please assist me as to how can i go about doing outbound tourism. What is the process?? I have some friends who want to travel abroad and want me to take care of their travel. Please guide me. Thanks more

Voting Question: Assist, in writing a business plan for idea?

I have a business idea and want to turn into a business plan. All the templates I find online are for like established business already. Is there a step by step guide I can use to help me? Also some of the parts in the business plan I am confused about is the "Organization/Management", "Marketing and Sales Strategy" and "Financial Management". more

Voting Question: Hi All, I am planning to start my own virtual assistance business. Anybody interested in availing services?

Hi, I am a female from Mumbai having experience of 20 years as Executive Secretary/Executive Assistant and worked for various brands in India and reporting to very senior profiles. I am planning to start my own virtual assistance business where I can operate from home and handle the activities virtually (i.e. without being physically present in office). I am excellent in written communication, MIS and co-ordination. I have a typing speed of 50 wpm and shorthand 100 wpm. If anybody interested in availing my services, please get in touch with me at rrt09atrediffmail.com. I would also appreciate if you all can guide me in becoming successful in this venture. Regards, Rashmi more

Voting Question: PLEASE HELP ME ON MY PERSONAL DEVELOPMENT PLAN !!?

Right i will try and be as specific as i can basically i am having to do a personal Development plan as a assignment in my business course and i am stuck on question 2 !! : ( The question is WHERE AM I NOW? however its not that simple as it sounds because it has 4 more sub questions which are !! What kind of person are you?? What abilities and interests do you possess? What transferable skills do you have that employers want? What are your guiding values and beliefs? I am totally lost and confused and pretty unsure on how to and what to write up anyone can help me URGENTLY!! THANK YOU !! more

Resolved Question: Doctoral program in Business in Argosy University, Atlanta GA. Is it worth it. Please guide me?

Hi, I'm planning to pursue Doctoral program in Business Administration in Argosy University ,Atlanta ,GA. I was wondering as to how good the college is. I have scheduled an appointment to meet up with them and discuss about the program, so I want to know if it truly is accredited or is the program and the university trustworthy? Please help. more

Resolved Question: Part Time jobs in London?

Hello frnds... I'm Jithin Samgeorge a Btech graduate in Mechanical engineering.. I got admission in Kensington College of Business, Holborn for Jan 2010 intake MBA (innovation & technology management)... I am planning to reach London by next month.. but I am worried about survival in a new place.. I heard part time jobs are hard to get now a days... can anyone guide me to find part time jobs there?? and I would also like to know about value of MBA degree awarded by University of Wales.. Kensington college offers University of Wales MBA degree..@ Politically Correct course name is MBA Management of Innovation, Technology and Change (University of Wales).. college website says they have that course.. http://www.kensingtoncoll.ac.uk/ this course is mentioned in University of wales website also.. http://www.wales.ac.uk/en/InstitutionsAndCourses/KCB/KensingtonCollegeOfBusiness-London.aspx more

Voting Question: How do i prepare a contingency plan?

Hi there hope someone can help me with this :) would be much apprciated. Here goes... I am studying event management and i am in the process of doing all the boring paperwork for it. I have to prepare a contingency plan and i do understand what this is but i am not completely sure what is expected of me in terms of the way i have to present it. Has anyone done this kind of thing before? this is for a one off event i am holding as part of my course and im not sure it has to be as detailed as say a business contingency plan. I know there are templates that can be used as a guide but they dont really apply to what im doing so im a bit confused. Do you think a word document explaining the strategies i have put in place to prevent disaster would be enough? or is there like a protocol with contingency plans? any information on this subject would be great thankyou in advance :) more

Resolved Question: Can you tell me what you honestly think?? 1st chapter of my book!! <3?

I'm new at this, so don't be too harsh, ok? but please read, i need all the constructive criticism i can get!!! :) Chapter 1 GOODBYE’S It was a Saturday afternoon when my mother drove me to the airport. It was around 68 degrees outside, but in my opinion it couldn’t get any colder. I love the weather in Southern California, but I have to leave. I am moving in with my aunt in New York City for a couple years. I don’t want to leave my mother, but my aunt needs me to stay with her and help with her business. My mom didn’t want me to go, and I didn’t want to go either. “Lyra,” my mother pleaded “you don’t have to go” , you can stay here and we can make an excuse why to you cant go.” “Mom I have to go and help her, and I think I might actually want to go.” I lied. I wasn’t really a very good liar, but these past couple of weeks, I’ve been getting better at it. I’m actually surprised that my mother would fall for the lie in the first place, I have been telling her I want to go for around 2 weeks now, so I suppose it‘s getting easier to believe each time I say it. I don’t like lying to my mother, but in this case it’s necessary. She has been wanting to visit New Jersey for a couple of months because her boyfriend lives there. So this is that perfect opportunity. Her and my dad got a divorce when I was 6 years old. I don’t see my dad much, and I miss him. But I usually spend the summer with him in Florida, every year. However last year he got remarried to a woman who hates me. I don’t know why, but it’s fine cause I’m not very fond of her either. I don’t want to have to go and stay with her for like 3 months, so I’m using my aunt as an excuse not to go. “Look mom, I will call you as soon as I land, so you know I’m alright.” I said. “I’ll miss you, I love you mom.” I looked into her childish eyes, and I began to see how much this separation would hurt her. I could see the tears forming in her eyes, and began to feel them start to sting mine, as well. I fought back the urge to hug her and tell her I wanted to stay. I started to walk away from her, and then I made the mistake of turning back to catch one more glimpse of her, to carry with me through this long alienation. “Oh, mom I’m so sorry.” I choked. “I love you, and I’ll be back before you really notice I’m gone.” “I love you Lyra.” she sobbed into my hair as she pulled me in for a goodbye hug. I gently pulled away after a moment, and kissed her on the cheek. “Bye, mom” I choked before turning and boarding my plane. After I landed in the airport I began to feel the panic set in as I looked around, but did not see, my aunt. I looked in the waiting area. And the bathrooms, but she was nowhere to be found. I started to form a plan inside my head of what to do if I couldn’t find her, should I try to find where she lives? Or should I just go home? When two words broke my reverie. “Hello, Lyra.” said a soft, reassuring voice. I spun around to see a beautiful, dark haired boy standing behind me. He looked like he was around my age, maybe 15 or 16 years old. “Umm.” I was at a total loss for words. “W-who are you?” “Oh, I’m sorry. I didn’t mean to scare you. My name is Dean Cain.” he apologized in a polite tone. “You’re aunt sent me here to pick you up.” “Oh.” For a moment all I could do was stare at him like an idiot. After a few seconds a wide, lopsided grin spread across his face. It took my breath away. He put a hand on my shoulder and started to guide me through the crowded airport. I didn’t know why, but as soon as his hand touched me my heart skipped a beat, and then went into overdrive. “I’m sorry, but how did you know I was Lyra?” I regretted saying the words as soon as they were out, but it was already too late to take them back. “You’re aunt Sharon showed me a picture of you. And then told me to pick you up here.” “How do you know my aunt Sharon?” Again I regretted saying it as soon as it was out. He laughed a soft laugh and then looked down at me. “I work for her, in her store.” He answered. “Not the best job, but it still helps out.” “Oh. Okay.” I couldn’t look away from his face. He looked like someone somebody would picture an angel to look like. I was completely overreacting, I mean I didn’t even know him. But I just stared at his face until he looked down at me, and I looked away. Embarrassed, I watched my feet the rest of the way to his car. I didn’t know much about cars, but I did know this car was definitely old. It was an odd faded red color with rust on the sides. It looked like it was in need for a serious paintjob. He took his hand off my shoulder, and walked me around to the passenger side of the car. He opened my door for me and then shut it after I got in. No boy had ever opened a door for me before, accept for that occasional time my dad would try to be a gentleman. He got in on the driver’s side, and turned on the car. It was very loud and kind of sounded like it w more

Voting Question: Can you please give me your opinion... anyone :)?

I KNOW ITS LONG, BUT PLEASE READ IT.... I NEED HONEST OPINIONS :D ===================== Chapter 1 GOODBYE’S It was a Saturday afternoon when my mother drove me to the airport. It was around 68 degrees outside, but in my opinion it couldn’t get any colder. I love the weather in Southern California, but I have to leave. I am moving in with my aunt in London, England for a couple years. I don’t want to leave my mother, but my aunt needs me to stay with her and help with her business. My mom didn’t want me to go, and I didn’t want to go either. “Lyra,” my mother pleaded “you don’t have to go” , you can stay here and we can make an excuse why to you cant go.” “Mom I have to go and help her, and I think I might actually want to go.” I lied. I wasn’t really a very good liar, but these past couple of weeks, I’ve been getting better at it. I’m actually surprised that my mother would fall for the lie in the first place, I have been telling her I want to go for around 2 weeks now, so I suppose it‘s getting easier to believe each time I say it. I don’t like lying to my mother, but in this case it’s necessary. She has been wanting to visit New Jersey for a couple of months because her boyfriend lives there. So this is that perfect opportunity. Her and my dad got a divorce when I was 6 years old. I don’t see my dad much, and I miss him. But I usually spend the summer with him in Florida, every year. However last year he got remarried to a woman who hates me. I don’t know why, but it’s fine cause I’m not very fond of her either. I don’t want to have to go and stay with her for like 3 months, so I’m using my aunt as an excuse not to go. “Look mom, I will call you as soon as I land, so you know I’m alright.” I said. “I’ll miss you, I love you mom.” I looked into her childish eyes, and I began to see how much this separation would hurt her. I could see the tears forming in her eyes, and began to feel them start to sting mine, as well. I fought back the urge to hug her and tell her I wanted to stay. I started to walk away from her, and then I made the mistake of turning back to catch one more glimpse of her, to carry with me through this long alienation. “Oh, mom I’m so sorry.” I choked. “I love you, and I’ll be back before you really notice I’m gone.” “I love you Lyra.” she sobbed into my hair as she pulled me in for a goodbye hug. I gently pulled away after a moment, and kissed her on the cheek. “Bye, mom” I choked before turning and boarding my plane. After I landed in the airport I began to feel the panic set in as I looked around, but did not see, my aunt. I looked in the waiting area. And the bathrooms, but she was nowhere to be found. I started to form a plan inside my head of what to do if I couldn’t find her, should I try to find where she lives? Or should I just go home? When two words broke my reverie. “Hello, Lyra.” said a soft, reassuring voice. I spun around to see a beautiful, dark haired boy standing behind me. He looked like he was around my age, maybe 16 or 17 years old. “Umm.” I was at a total loss for words. “W-who are you?” “Oh, I’m sorry. I didn’t mean to scare you. My name is Dean Cain.” he apologized in a polite tone. “You’re aunt sent me here to pick you up.” “Oh.” For a moment all I could do was stare at him like an idiot. After a few seconds a wide, lopsided grin spread across his face. It took my breath away. He put a hand on my shoulder and started to guide me through the crowded airport. I didn’t know why, but as soon as his hand touched me my heart skipped a beat, and then went into overdrive. “I’m sorry, but how did you know I was Lyra?” I regretted saying the words as soon as they were out, but it was already too late to take them back. “You’re aunt Sharon showed me a picture of you. And then told me to pick you up here.” “How do you know my aunt Sharon?” Again I regretted saying it as soon as it was out. He laughed a soft laugh and then looked down at me. “I work for her, in her store.” He answered. “Not the best job, but it still helps out.” “Oh. Okay.” I couldn’t look away from his face. He looked like someone somebody would picture an angel to look like. I was completely overreacting, I mean I didn’t even know him. But I just stared at his face until he looked down at me, and I looked away. Embarrassed, I watched my feet the rest of the way to his car. I didn’t know much about cars, but I did know this car was definitely old. It was an odd faded red color with rust on the sides. It looked like it was in need for a serious paintjob. He took his hand off my shoulder, and walked me around to the passenger side of the car. He opened my door for me and then shut it after I got in. No boy had ever opened a door for me before, accept for that occasional time my dad would try to be a gentleman. He got in on the driver’s side, and turned on the car. It was very loud and kind of sounded like it was choking at first, but thenIT'S NOT LIKE TWILIGHT AT ALL.... IT JUST SEEMS IT AT FIRST. TRUST ME. TWILIGHT WAS A GOOD BOOK AND ALL BUT IM NOT GONNA STEAL STEPHENIE'S IDEA.... :DI'VE NEVER EVEN READ 'HOW I LIVE NOW' .... BUT I WILL SOON. IT SOUNDS LIKE A GOOD BOOK :) more

Voting Question: Essay for advanced training what do you think?

I had to write a essay to get into the advanced training for my trade tell me what you guys think Why I believe I should be accepted into the Shriver Advanced Training Program. I feel that since I went through my computer repair trade at a pretty rapid pace, I should be able to do the same at Shriver. As a matter of fact I will be taking my A+ certification test by week’s end. David Brinkley once stated “A successful man is one who can lay a firm foundation with the bricks others have thrown at him”. I believe the determination and focus that has been instilled in me would make me a great asset to Shriver Job Corps Center. I originally came to Job Corps as a last opportunity, but I soon realized the ability of advanced training to provide a high source of income for me and possibly a family in the future. I was attending Valencia Community College but my family had to relocate. I ended up having to owe money to financial aid, in spite of that I was doing pretty ok for myself. I found a job with a tech Support call center for SanDisk but eventually they ended up laying everyone off and found myself collecting unemployment. After months of searching for employment I realized the jobs were not that easy to come by, that’s when I decided to make the call to Job Corps. I will be taking the network+ certification after I finish the Comptia A+ certification. My original plan was to get into Cisco but I soon realized it wasn’t available so I went with my second choice getting my Microsoft Certified Systems Engineer (MCSE) Certification. While at Job corps I got the opportunity to setup the Business Tech Class and their 22 computers by myself which included installing a print server, network deployment of Deepfreeze and NetOP. All of which I learned on the spot using the internet as my guide. As you can see I have a personality that tends to thrive for knowledge. Determination and focus are the best of my characteristics. I believe that I will highly benefit from Shriver’s Advanced Training program as well as become beneficial and a model student for Shriver. It will be in both of our best interests for me to become one of Shriver’s alumni. more

Resolved Question: where do i go from here?

i ve decided exactly what business i would like to do, but what now ? ive been reading business liknk and bank websites and their guides on how to start up and accounts but i am still unsure of what to do next ? how do i plan a first year projection and understand fully about business terms and stuff. i really want to succeed so want to fully understand before i start.i am looking at going into the food industry, which i am really excited about as i am going to be doing something unique to my area. i have done a search to see what sort of competition i have and as far as i can see in my immediate area there is none. how do i work out a estimated turnover - is that possible based on the fact that i dont know how much trade i will get. i am setting up in a town centre where i can get the best business possible and am expecting to pay up to £50,000 start up costs. i am fully prepared to put everythin in to this to get the most out. more

Resolved Question: The more I hear about 0bama's Net Neutrality, the better I like it. You?

FCC Votes to Begin Crafting `Net Neutrality' Rules Oct 22 12:42 PM US/Eastern By JOELLE TESSLER AP Technology Writer WASHINGTON (AP) - Federal regulators took an important step Thursday toward prohibiting broadband providers from favoring or discriminating against certain kinds of Internet traffic. Despite the concerns of telecommunications companies and the agency's two Republicans, the Federal Communications Commission voted to begin writing so-called "network neutrality" regulations. Proponents say the rules would prevent phone and cable companies from abusing their control over the market for broadband access. FCC Chairman Julius Genachowski said regulations are needed to ensure that broadband subscribers can access all legal Web sites and services, including Internet calling applications and video sites that compete with the broadband companies' core businesses. "Internet users should always have the final say about their online service, whether it's the software, applications or services they choose, or the networks and hardware they use to the connect to the Internet," Genachowski said. The FCC's two other Democrats voted to support his plan. The agency's two Republican commissioners voted merely to start the formal rule-making process, but said they are opposed to the substance of Genachowski's proposal. Republican Commissioner Robert McDowell said he remains unconvinced that broadband providers are engaging in widespread anticompetitive behavior that requires government intervention. "I do not share the majority's view that the Internet is showing breaks and cracks, nor do I believe that the government is the best tool to fix it," he said. Next up for the FCC is to actually craft the rules, with a vote on whether to adopt them expected to come by next summer. That would culminate a five-year debate in Washington that has pitted Internet companies such as Google Inc. against some of the biggest phone and cable companies—including AT&T Inc., Verizon Communications Inc. and Comcast Corp. The broadband providers insist they need flexibility, free from government intervention, to keep their networks running smoothly. They want to ensure that high-bandwidth applications such as YouTube videos don't hog too much capacity and impede other traffic, like e-mail and online searches. They also say that net neutrality regulations would discourage them from expanding and upgrading their networks. "We continue to hope that any rules adopted by the commission will not harm the investment and innovation that has made the Internet what it is today and that will make it even greater tomorrow," Comcast Executive Vice President David L. Cohen said in a statement. But companies such as Google, Amazon.com Inc., eBay Inc.'s Skype and Facebook Inc. argue that without such rules, the broadband companies will become online gatekeepers that can prioritize their own online services or those of their business partners—and potentially put others at a disadvantage. Markham Erickson, executive director of the Open Internet Coalition, called Thursday's vote "the first step toward ... creating a framework that promotes innovation and consumer choice on the Internet." The Open Internet Coalition represents public interest groups and big Internet companies, including Google, Amazon and eBay. Genachowski's plan calls for the agency to formally adopt four broadband principles that have guided the FCC's enforcement of communications laws on a case-by-case basis. Those principles state that network operators must allow subscribers to access all online content, applications, services and devices as long as they are legal. The FCC relied on those guidelines last year when it ordered Comcast to stop blocking subscribers from using an online file-sharing service called BitTorrent, which is used to transfer big files such as online video. Comcast is challenging the FCC ruling in court. Genachowski also wants the FCC to adopt two additional principles that would bar broadband providers from discriminating against particular content or applications and require them to disclose network management practices. And he is seeking to apply all six rules across all types of broadband networks, including wireless systems, which have been largely unregulated. "The time is now to move forward with consideration of fair and reasonable rules of the road," Genachowski said Thursday. "It would be a serious failure of responsibility not to consider such rules, for that would be gambling with the most important technological innovation of our time." Copyright 2009 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. http://www.breitbart.com/article.php?id=D9BG8MT00&show_article=1 more

Resolved Question: Want to start a boutique from home.?

Hi friends, I'm very passionate about opening my own boutique in Hyderabad. But I want to go bit slowly. I would like to start this business from home and will try to expand it based on the results. I have set short term and long term goals for this. I'm stuck on where to buy the merchandise, Im basically trying to find totally fashionable single suit & mix n match salwar kameez dresses and accessories. I have made my business plan ready. But I want to buy good merchandise for my store. Please guide me. Im thinking to go to Mumbai n Delhi to check for these, but where to check? Please guide me. Your answers would be really helpful. Thanks for checking my query.Thanks for your suggestions friends, I'm definitely planning to open the store in a commercial place. Actually I'm doing my day job and working on opening boutique at nights. So I need to do whatever the research I have to do in the initial days, once I'm comfortable with the work nature, then I will start operating from a store. I already checked few places for this. By the way, what we have to do with the materials or dresses if they are not sold out, do we have to resell for a less price back to the supplier? more

Resolved Question: from where can we get information about upcoming tradefair shows in USA ?

i am planning to attend a trade fair in usa to improve my business. is there anyone who can guide me from where can i get information about upcoming tradefair show in USA ? more

Resolved Question: what; psycology please help!?

16. Which of the following is the correct order of the stages of adjusting to dying and death as defined by Elisabeth Kübler-Ross? A. anger, denial, bargaining, depression, acceptance B. bargaining, anger, denial, acceptance, depression C. denial, anger, bargaining, depression, acceptance D. denial, bargaining, anger, depression, acceptance 17. Alberto believes that his function in life is to help younger generations by passing on his acquired business wisdom. Erik Erikson would say that Alberto is exhibiting A. despair. B. stagnation. C. generativity. D. ego integrity. 18. Elderly people have difficulty retrieving information from memory due to A. senile dementia. B. a decline in the nervous system. C. a loss of fluid intelligence. D. a loss of crystallized intelligence. 19. Eleanor is struggling through the second stage of dying. This can best be described as a stage of A. anger. B. denial. C. acceptance. D. bargaining. 20. According to Erik Erikson, a successful midlife transition for men fosters a sense of A. integrity. B. stagnation. C. generativity. D. resolution. 21. Daniel Levinson's theory focused on A. adolescent males. B. adult males. C. elderly females. D. middle-aged females. 22. The four most prevalent chronic diseases of the elderly are A. heart disease, hypertension, diabetes, and arthritis. B. stroke, hypertension, diabetes, and arthritis. C. cancer, heart disease, diabetes, and arthritis. D. cancer, hypertension, stroke, and arthritis. 23. Eduardo is in that stage of adulthood where he faces the conflict between the need to explore and the need to establish a stable lifestyle. He is most likely ____ years of age. A. 22–28 B. 28–35 C. 35–40 D. 40–45 24. Thanatology is the A. acceptance of death. B. study of midlife transitions. C. study of dying and death. D. study of depression in the elderly. 25. Joan uses the Golden Rule as her guide in making moral judgments. She is considered to be in ____ of Lawrence Kohlberg's framework. A. Stage 6 B. Stage 5 C. Stage 4 D. Stage 3 26. All of the following statements about adolescence are true EXCEPT A. the number of teen suicides has increased. B. troubled adolescents usually outgrow their problems. C. adolescents behave unpredictably. D. belonging to a clique is important. 27. Which of the following is NOT characteristic of girls who mature early? A. They are more quarrelsome. B. They are more popular in late teens. C. They have a favorable self-image in late teens. D. They are proud of height and figure at first. 28. A person's gender role is defined by A. one's genetic makeup. B. cultural influences. C. traditionally masculine or feminine behavior. D. all of the above. 29. The concept of adolescent identity categories is associated with A. Jean Piaget. B. Lawrence Kohlberg. C. James Marcia. D. Sandra Bem. 30. Simone, a typical adolescent, will most likely turn to her peers for advice on A. marriage. B. religion. C. fashion. D. educational plans. 31. Which of the following does NOT characterize adolescent thought and behavior? A. decisiveness B. abstraction C. hypothetical propositions D. rationalization 32. An androgynous role is one that A. reflects traditionally feminine characteristics. B. combines traditional male and female characteristics. C. reflects traditionally male characteristics. D. combines various gender stereotypes. 33. Which of the following events does NOT occur at approximately the same time as the others? A. puberty B. menarche C. adolescence D. menopause 34. Depressed teenagers generally appear to be A. sad. B. withdrawn. C. angry. D. nervous. 35. Wrinkle more

Resolved Question: H1B transfer.. is this only option - Employer corporation change?

Hello everyone, I am with Corp 1 now. My employer corp1 is planning to dissolve old business and is planning to form a new corporation and continue his business. In this case what will be my procedure. My question : 1. Will i be able to accommodate with new business easily ? or will i need to go through transfer from Corp1 to NewCorp2. 2. If they are forming a NewCorp2, is there any limitation as such like ? Newly established business cannot hire or transfer H1? Please guide, suggestions and tips are welcome. Sina more

Resolved Question: my girlfriend sent me this. i need help. are we together or are we not. please guide me in what to do!?

You know and so do I people just cant wait for the day we hate each other but no matter what we never will we both no that and i can promise you that now.I do wanna have a restaurant but i need to get a foundation at some other place after college and then open my own and i needa figure out do i wanna race and i never said u have to do what i want u can do w'e you want nobody is stopping you! and ive been thinkin lately life keeps getting in the way wenever we try to fix things our plan is destroyed. But im not sayin we needa break up im just saying we gotta work on things and till after hs take things one day at a time and be who we are and get things figured out.Right now we just needa take one step at time theres no need to rush we got time and if there is a will there is a way. But its gonna take time to work it out so dont say overnight im all good cuz you dont listen bout my cell, texting, aim, controlness and the lies.And i hate whenever something goes wrong you go whineing its nobodys business for instance you go callin my mom. There may be that love somewheres and yes there is a reason we met but if isnt marriage then it dosent mean everything we planned we cant do cuz we can like i dont even know if i wanna marry when im older i just needa enjoy life right now and wut comes then comes but love is like a garden and it dose fade away and dose need help to grow ours is deff starving but there is still hope just one day at a time just like a garden it takes time.anther thing have you ever though maybe if we talked every other day or a few times during the week instead of everyday sometimes like a gazillion times then maybe there would be more chemistry between us?I do apoligize though for the way things have been going about its like were in second grade theres no reason to act like the way we are we are almost at of hs and in the real world this is not the way to be acting. And someday i want people to look and go omg thats what i want to be in love like that but right now people look at us and go omg all u guys do is argue and yeah for the most part we are jokeign around but uk ur mom is right do we really wanna be like this our whole life our familys do get pissed an annoyed when we r only jokeing and when we r serioud they dont think we r cuz we r always jokeing so like yeah it may be fun but thats not love it may be our way but ik damn right thats not wut someone wants and i dont either i just think its funny but i guess it time to grow up. If peter ask you anything jsut tell him its all good now nobody needs to no that we got a huge problem that needs help. You jsut gotta realize to make this work you needa listen i cant spell it out for you. Im not changing my mind so dont try changeing it yeah u see teens in relationship and some r even in love but most them rnt long distance and dont realize its even harder then seeing someone every day and yeah i wanna be in love but im still young and there is love every were you go but i just wanna wait and then when im ready in the future maybe after working things out we will be perfectwhat do you mean to initiate? do you mean like flowers etc. also we have been dating for 2 1/2 years more

Resolved Question: How do I learn how to make my own website?

I want to make a very basic website of a small home-based business I'm planning to run. I just want to learn how to do it and put some basic pictures and a very basic menu (it'll involve food so pictures are a must). I don't really have a difficult time learning computer-related stuff so I should be able to understand it and I'm sure there are plenty of guides, just thought asking it here might make it easier and I'd get the best response. Thanks! more

Voting Question: Please guide me to live my life happily.?

I am owner of a web development & training company. I am a college drop out. I have taken 7 long years to build up this company in which we used to give professional training.MBA and MCA people also are working for me. my problem is that i come from a poor family and we are 8 brothers and sisters. 6 are married (4 elder and 2 younger) and me and my younger sister are unmarried and searching for the match. I am already 36 years of old. not made even a girl freidn yet My family wants me to go arrange marriage and they have match but i don't want to marry such match becuase they are not upto my expection ( not so educated and beautiful) and i can't go for rite match (educated and beautiful girl) because if i try rite proposal people will reject my proposal. because we are 8 brothers and sister and i come from a poor family and also i am not even a graduate. My family find a girl for me and they force me to marry because i am already 36. Please guide me what to do should i marry according to my parent because i am too old and my family background and not graudate and my 2 younger brothers are already married. And how to find a rite match for me? I am totally confused about my life. One more i live alone as a PG there is not allowed any one else one more thing i don't like the PG owner it generate negative energy. I am planning to take a apartment so that i can invite friends on weekend and interact with girls or friends and sometime think managing the apartment is little difficult becuase leaning and all. due to lot of problem i am not doing good in business. I am very negative, low esteem and not confident about my life and profession. not happy with my current situation. Please guide what to do first and step by step. I will really thanks for the person who help me to come out with problem. ThanksI am from india. is taking apartment is good move more

Voting Question: Please advice about my Life?Please suggest what to do?

Resolved Question: Becoming a translator, am I on the right track?

My goal is to become a translator/interpreter. I am currently a business major and plan on taking the languages I want to learn in school as well as on my own. I know many schools do not have set guide lines/course for becoming a translator. I was just wondering if I was going about this the right way. I don't want to waste money on tuition, if its not going to help me with my goal. Thanks.I am currently taking Japanese, and I find it easy for me. I hope to learn French and Arabic as well. Learning languages as been easy for me. I just want to know how to get certified. more

Voting Question: Regarding opening of Restaurant?

can anyone guide me to developing a business plan for a restaurant i want to open. I want to open a restaurant where in people will have the facility to add their own ingredients including the amount of Oil, Butter and even vegetables. Kind of stir fry place. Also, it would like and unlimited times they can take the food. If anyone wants to invest most welcome for it. I am planning to open in Ahmedabad. more

Resolved Question: pls pls guide i really need help in management information system issue?

how can a company make sure that the new information system it builds fit its business plan? give me any answer related you know. pls more

Resolved Question: Can anyone dispute these Obamacare facts which nancy Pelosi put in H.R.3200?

Page 22 of the HC Bill: Mandates that the Govt will audit books of all employers that self insure!! Page 30 Sec 123 of HC bill: THERE WILL BE A GOVT COMMITTEE that decides what treatments/benefits you get. Page 29 lines 4-16 in the HC bill: YOUR HEALTH CARE IS RATIONED!!! Page 42 of HC Bill: The Health Choices Commissioner will choose your HC Benefits for you. You have no choice! Page 50 Section 152 in HC bill: HC will be provided to ALL non US citizens, illegal or otherwise Page 58 HC Bill: Govt will have real-time access to individuals finances & a National ID Healthcard will be issued! Page 59 HC Bill lines 21-24: Govt will have direct access to your banks accounts for elective funds transfer. Page 65 Sec 164: is a payoff subsidized plan for retirees and their families in Unions & community organizations: (ACORN). Page 84 Sec 203 HC bill: Govt mandates ALL benefit packages for private HC plans in the Exchange. Page 85 Line 7 HC Bill: Specifications for of Benefit Levels for Plans = The Govt will ration your Healthcare! Page 91 Lines 4-7 HC Bill: Govt mandates linguistic appropriate services. Example - Translation: illegal aliens. Page 95 HC Bill Lines 8-18: The Govt will use groups i.e., ACORN & Americorps to sign up individuals for Govt HC plan. Page 85 Line 7 HC Bill: Specifications of Benefit Levels for Plans. AARP members - your Health care WILL be rationed. Page 102 Lines 12-18 HC Bill: Medicaid Eligible Individuals will be automatically enrolled in Medicaid. No choice. Page 124 lines 24-25 HC: No company can sue GOVT on price fixing. No "judicial review" against Govt Monopoly. Page 127 Lines 1-16 HC Bill: Doctors/ American Medical Association - The Govt will tell YOU what you can make! (salary) age 145 Line 15-17: An Employer MUST auto enroll employees into public option plan. NO CHOICE! Page 126 Lines 22-25: Employers MUST pay for HC for part time employees AND their families. Page 149 Lines 16-24: ANY Employer with payroll 401k & above who does not provide public option pays 8% tax on all payroll. Page 150 Lines 9-13: Business's with payroll btw 251k & 401k who doesn't provide public option pays 2-6% tax on all payroll. Page 167 Lines 18-23: ANY individual who doesn't have acceptable HC according to Govt will be taxed 2.5% of income. Page 170 Lines 1-3 HC Bill: Any NONRESIDENT Alien is exempt from individual taxes. (Americans will pay) Page 195 HC Bill: Officers & employees of HC Admin (GOVT) will have access to ALL Americans finances /personal records. Page 203 Line 14-15 HC: "The tax imposed under this section shall not be treated as tax" Yes, it says that! Page 239 Line 14-24 HC Bill: Govt will reduce physician services for Medicaid Seniors, low income and poor are affected. Page 241 Line 6-8 HC Bill: Doctors, doesn't matter what specialty you have, you'll all be paid the same! Page 253 Line 10-18: Govt sets value of Doctor's time, proffession, judgment etc. Literally value of humans. Page 265 Sec 1131: Govt mandates & controls productivity for private HC industries. Page 268 Sec 1141: Federal Govt regulates rental & purchase of power driven wheelchairs. Page 272 SEC. 1145: TREATMENT OF CERTAIN CANCER HOSPITALS - Cancer patients - welcome to rationing! Page 280 Sec 1151: The Govt will penalize hospitals for whatever Govt deems preventable re-admissions. Page 298 Lines 9-11: Doctors, treat a patient during initial admission that results in a re-admission -Govt will penalize you. Page 317 L 13-20: PROHIBITION on ownership/investment. Govt tells Doctors what/how much they can own! Page 317-318 lines 21-25, 1-3: PROHIBITION on expansion- Govt is mandating hospitals cannot expand. Page 321 2-13: Hospitals have opportunity to apply for exception BUT community input is required. Can u say ACORN?!! Page 335 L 16-25 Pg 336-339: Govt mandates establishment of outcome based measures. HC the way they want. Rationing. Page 341 Lines 3-9: Govt has authority to disqualify Medicare Advance Plans, HMOs, etc. Forcing people into Govt plan. Page 354 Sec 1177: Govt will RESTRICT enrollment of Special needs people! Unbelievable! Page 379 Sec 1191: Govt creates more bureaucracy - Tele-health Advisory Comittee. Can you say HC by phone? Page 425 Lines 4-12: Govt mandates Advance Care Planning Consult. Think Senior Citizens end of life patients. Page 425 Lines 17-19: Govt will instruct & consult regarding living wills, durable powers of attorney. Mandatory! Page 425 Lines 22-25, 426 Lines 1-3: Govt provides approved list of end of life resources, guiding you in death. (assisted suicide) Page 427 Lines 15-24: Govt mandates program for orders for end of life. The Govt has a say in how your life ends. Page 429 Lines 1-9: An "advanced care planning consultant" will be used frequently as patients health deteriorates. Page 429 Lines 10-12: "advanced care consultation" may include an ORDER for end of life plans. AN ORDER from GOVT! Page 429 Lines 13-25: The govt will s more