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Arizona Business Conditions Index makes positive gains

The Arizona Business Conditions Index is edging back to growth territory.

The March reading moved up to 49.3 from 46.3. A reading above 50 represents a growing economy.

"Is this the turnaround in the economy that we've been hoping for? While this does not breach the critical 50-point mark that indicates growth or recession in the local economy, it is the first step upwards seen since November," said Dawn McLaren, a research economist at the W. P. Carey School of Business at Arizona State University, which compiles the monthly index. "It does not create a trend, but it may be the first step towards reversing the strong downward trend that began at the beginning of 2006."

The production component of the index gained the most ground, rising to 51.3 from 44.3 in March. more

Pitching business software assurance

In an environment where anti-virus providers are openly admitting that their products cannot stop many attacks and in which customers are under more pressure than ever before to keep their sensitive data protected, Fortify is touting a new process dubbed business software assurance that it maintains will change the manner in which organizations defend themselves from external threats. . more

Prices Of Industrial Producers Rise 1.2% During February In Slovak Republic

(RTTNews) - The prices of industrial producers for domestic consumption and exports rose 1.2% on a monthly basis, in February 2008, according to a report published by the Statistical Office of the Slovak Republic. This was due to increase in prices of industrial products for domestic consumption and for exports.

Producer prices increased 1.2%, in February compared to the previous month. While prices of products of industrial producers for domestic consumption increased by 2.4%, the prices for exports increased by 0.2%, the report noted.

In domestic consumption, prices of utilities, which included electricity, gas, steam and water supply, increased 5.4% while prices of mining and quarrying products rose 4.2% while the manufacturing sector rose 0.2%. Prices in the construction sector rose 0.5% in February. more

Labensky gets MUW entrepreneur honors

Sarah Labensky wears many hats.She's the owner of The Front Door and Back Door and The Green Olive restaurants.And, if that weren't enough, she also owns Wag — a store offering high-end accessories and gourmet treats for pets."It never really gets to be more than I can handle," said Labensky. "I can definitely tell you that no two days are exactly alike."While job variety keeps Labensky planted at the three businesses she already owns, something else keeps her looking into the future for the next entrepreneurial idea: challenge.

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Latest Lead Program In Business News

Clinton foundation draws eclectic donor list - WCAX

WASHINGTON (AP) - Former President Bill Clinton's charity drew an international roster of donors last year, ranging from Norway and Oman to foreign lotteries, businessmen and celebrities, a contributor list released under an ethics promise by ...

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James Burns: Bad seeds make Dogs' Hill look heaven-sent - Merced Sun-Star

At this point, even with the mud of a messy bowl loss on his face, Pat Hill looks like an angel with a biker 'stache. Has to. Not that the opposite was ever true of the longtime Fresno State football coach. Sure, he can be a little gruff and short ...

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Make it work, Mike: Mayor Bloomberg has set the right agenda for his ... - New York Daily News

Articles It's time for tough action on Iran's nuclear weapons program Senate panel has plenty of reasons to expel Monserrate Embarking on the third term that he was not supposed to have but that the voters wisely bestowed, Michael Bloomberg pledged ...

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Maureen Wallenfang's The Buzz: Fox Cities development picks up steam ... - Post-Crescent

Some of the largest building projects taking shape in the Fox Cities this year will offer the necessities of life, from health care and education to food and ... business, IT, health sciences and paralegal programs. In Buchanan, the $1.1 million ...

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Foreign government’s among Clinton donors - Chattanooga Times Free Press

WASHINGTON — Foreign countries including Norway and Oman contributed to former President Bill Clinton’s charity, and donors ranging from the PGA Tour to multinational soft drink company Coca-Cola to singer Elton John’s foundation also pitched ...

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THE 2000s: Milestones, moments mark past 10 years in area athletics - News-Star

The decade in northeastern Louisiana sports was marked by a number of memorable milestones and moments. We thrilled to the achievements of Brian Bateman and Don Shows, saw the departures of Mike Vining and Leon Barmore, looked on as controversy ...

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College offers session on green jobs - Poughkeepsie Journal

In the business world, going green has become a trend. This focus on sustainability, energy efficiency and durability has resulted in a growing demand for workers who are trained in various "green" fields, and Dutchess Community College is responding ...

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NY Mayor Bloomberg sworn in to 3rd term - Times of the Internet

Michael Bloomberg, who fought to overturn term limits and spent a record $102 million to get reelected, took the oath of office as New York mayor Friday. "The building behind me is yours, and the job in front of me is to listen and to lead," he said ...

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Bowden Goes Out a Winner at FSU: Seminoles Win Gator Bowl - Bleacherreport.com

Florida State took a 33-21 win over No. 18 West Virginia at the 2010 Konica Minolta Gator Bowl in Jacksonville, Florida. 84,129 were in attendance to watch Florida State head coach Bobby Bowden coach in his last game. Bowden stepped on the turf of ...

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Bowden goes out a winner - LoHud.com

Knowing it's your last game, I'll be honest with you, I'm kind of interested in this retirement business. I ain't got to set my ... yards and a touchdown for West Virginia (9-4), which ran out to a 14-3 lead, then sputtered the rest of the way. "

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Lead Program In Business Questions asked

Open Question: statement of purpose, please help me with it, i welcome any change, thank you!?

As an international Chinese student in the United States, I believe that I have a great deal of business, academic, social, and cultural experience that will allow me to fit in well and contribute to the international flavor of Lund University. One of my most distinguishing characteristics is the diversity of experiences I possess. I am a business student with a flair for the arts. I am a woman with technical aptitude and an interest in entreprenership. I also have a passion for traveling and understanding different cultures of the world. All these elements have given me a very broad outlook, with varying degrees of knowledge in a range of topics. I strongly believe that although some are not related directly, all these qualities will influence my graduate work. My Business degree has given a strong foundation to my analytical skills since business issues research involves a lot of complex and intricate relationships among parties who are aiming at different goals, and the application of basic math, communication and psychology skills. Over the past four years in college, I have been working part-time with my own business, Shining SIM Card, set up when I just became a college student. I was the president of student government and am also an active member with SSE - Siemens Solar Energy. I have assisted my father in his project to supervise and monitor the process in his company during my breaks. More than what I have studied in school and college, it has been these experiences that have shaped the person that I am today. I believe that this unique blend of experiences has made me a woman with an original point of view. This blend has given me a broader perspective to and a good understanding of life and a goal to aim for. Among other things, I have this diversity of experience to offer Lund University. My most substantial accomplishment has been the success of Shining SIM Card that I managed in Dalian, China, where I have been working as a manager since 2005. Entreprenership, as a field, had always fascinated me right from my middle school days, and being an entrepreneur to contribute its utilities to mankind is the life long dream and career objective I persue, it is worthy to devote energy and commitment to found my own business and lead it success. Shining SIM Card, my first big step on my enterprise career, compared with prior experience, grew up from only one employee to fifteen, the main consumers from one campus were enlarged to other 6 big universities and also some small schools of the local city when I graduated. Most of my customers were college students, as a student myself, it was easy for me to do surveies, to know the popular tastes, and the most impressing way to promote the business with very limited resources. The advertisement form developped from hand writing poster on wall to big colorful advertisement scroll and products propaganda for freshmen annually. The goal for advertisement is let 60% of the students consider my products first when they are about to purchase, and let them to introduce us to the rest 40%. Also I had an online sale shop for the convenience of customers, which has been in operation for 5 years. Run my own business required me to believe in myself and in what I thought was good for the company. I had to take a pro-active approach, take the initiative and play a leadership role in motivating people and executing events to completion. A good manager is one who can figure out where problem lies and may happen, deal with it effectively by involving all the members of the company and improve the overall culture of the company. The problems I saw at Shining SIM Card had to be resolved to sustain the company. The fact that I was able to pull off this task alone has boosted my confidence in my abilities. The business climate has never been more friendly toward entrepreneurship than it is today. However, enterprise and creativity alone are rarely sufficient to bring an entrepreneur's ideas to fruition. Though, venturing off into Entrepreneurship is a challenge, one which I think some formal education can help solidify and provide a stronger foundation for success. So that leads me to my application for an entreprenership program at Lund University, and I wish to develop an idea based on research from Lund University, during the master year. more

Open Question: Advertising-- management software?

I am in ad sales and would like a software program to simply organize my client base on the run (as in something I can access online from my phone or an app I can download to manage those clients). Every single time I have an interaction with my client base (150 businesses) I would like to document it for quick and easy future reference. If there's nothing like it, are there any suggestions as to how to organize these leads simply by hand? (I don't want to carry around a huge binder wherever I go with 150 lined sheets for each business.) more

Open Question: I have major issues with my husband and I don't know how to change things?

I met my husband 2 yrs ago and got married in Jan 09 much against my parents wishes as they felt he's not the right guy for me (our education levels are contrasting- I am a doctor and have about 3 degrees n 2 diplomas while he has passed 10th grade) I could not agree tht education was a reason to dismiss a wonderful human being like him and so convinced my parents tht I will marry him and him only and they reluctantly agreed. He was a very happy go lucky guy and was never serious about money issues. Still he managed to lead a comfortable life. In the last one yr of marriage he went on to make stupid mistakes like buying a business by investing a huge amount of money (He took a loan for it)I had repeatedly insisted that he shud not buy the business as I knew it was going to be a huge loss He went on to borrow more money from frnds n all possible sources. He quit his well paying job to run the business (I had begged him not to leave the job, but he did not listen) Now he is in huge debt. I took up a part time job as I had full time uni for my masters program (which I was half way thru when I got married and did not want to quit ) and I am supporting the family thru this money. he has taken up a casual job but it is closed at the moment and he has no source of income. I am more than happy to work harder and help with the house but the bills are already overdue and some utilities are disconnected. He spends most of his time on the internet looking for some money making sites like work from home n stuff like tht and spends most of his time on it or reading about films n film stars. If he is not doing this he is on the phone with the prospective buyer of his failed business who has agreed to buy the business and paid him some money but keeps threatening to back off. If he is not doing this, then he goes to meet that guy (buyer) and talks abt future imaginary business projects and comes up with a new idea every day and tells me tht he is going to do this and tht. Otherwise he is on the phone with some one else who is absolutely useless. I have finished my masters now and m looking for a good job. I m confident of getting a high paying job and I am sure to get rid of his debts but he is only talking abt one thing - "Making money and becoming a billionaire" and not thinkin how he will do it. Before marriage our sex life was grt but now thr is no sex at all. i cant tell my parents anything cuz I dont want to hurt them and I know dat if my husband gets to know dat my parents know all this, he will ask them for money. I try to talk to his parents and although they are supportive, his mom says to my husband tht since the time he married me he is jinxed. I don't know what to do. I try and focus on getting a job but sometimes go into depression. If I get irritated and shout at him he says I am telling all this cuz he does not hv any money and is in debt. I hv no intention of hurting him when i fight wid him but he gets angry. he tells me i dont let him do anything he wants. i dont because i am scared he will make more debts. And on the contrary he tells me that I am lazy and do nothing at home on the days I don’t have work. I dont want to leave my husband at any cost so pls dont suggest divorce.I love him however he is and wat ever he is. I just want him to understand that he has to stop wasting time and stop blaming ppl and time for his failure and work hard to achieve his dream of becoming a billionaire. dreaming alone is not enuf. I want to help him but don’t know how. Thank you for reading this looooooong story. Please help me help himThank u Serene but how do I help him? more

Voting Question: Does my letter of motivation looks strong enough or does it need any changes?

I apply for grad school and have to wrire motivation letter.Can anyone look through it and see if there any grammar mistakes or if the structure is unclear? Director of the Program xx KTH December 18, 2009 Dear Sir or Madam: I have been at my last year of school at American University in Bulgaria, with a major of Business Administration. During my studies majority of the courses were focused on the main challenges and concerns related to the successful global functioning of organizations, critical skills needed to properly start and manage ventures and analytical tools and models used in problem solving. My undergraduate education at American University in Bulgaria has not only given me a certain set of valuable skills but has also helped me to understand my academic strengths and weaknesses and my fields of interest. While taking a course of Marketing I received a deep insight into creating, developing and assessing projects. Besides studying the theory, I had to create a product which would be innovative and successful on global market, evaluating all the advantages of disadvantages in terms of cultural aspects, geographical location, customer demand in particular region and many other crucial factors which help to determine the successful realization of the product. Operational Supply Management was the other useful courses where I acquired the necessary skills to start and manage projects following the key management concept of planning, organizing , leading and controlling. My study abroad experience at Bellarmine University in Louisville, Kentucky has given me additional knowledge in my field and has made my communication skills more effective. Taking such courses as Management Science and Management helped me to understand how important it is for the company to be more innovative and entrepreneurial. I acquired necessary skills of how these invention can properly function, how they can be managed and how they can be realized within specific organization. In addition to that, frequent work in groups for creating a project have built good team work understanding and involvement I believe that possession of such critical skills an effective communication, creativity and collaboration can qualify me as a candidate to your program. I am someone who is able to learn quickly and adapt to new environments and perform under pressure. I love to be challenged, to explore new ideas, I am always eager to learn and engage in several activities, which helps me to manage my time more efficiently and be more productive. Furthermore, studying in American University in Bulgaria gave me sufficient amount of quantitative knowledge and assisted in developing my analytical thinking skills needed to properly analyze and assess innovative projects. After completing the Master`s Programme my goal is to start my career in one of the innovative companies, where I will be able to utilize my practical and theoretical knowledge to attain the prosperity of organization. With education in Entrepreneurship and Innovation Management, I will gain a relevant knowledge of innovation and entrepreneurship combined with strong real world experience that will help me to build my further development as innovation leader and provide with a basis for the start-up of my own business venture . Thank you most sincerely for your time and consideration. I look forward to your positive response. Respectfully yours, xx more

Open Question: Would this be a good computer to buy?

Is there any options I should add or forgo? I really want an amazing computer that I can play games on, use the internet with, and multi-task on. I like to edit movies and use photoshop (usually I have many programs open) and do a lot of multimedia stuff, play games (i want to play games on the best settings), store a lot of movies and music on it, etc. so I really want a a computer that won't lag too much. Any opinions? (Besides building one...) Case: Apevia X-Dreamer 3 Mid-Tower Gaming Case w/ Side-Panel Window & Temperature Display (Pink Color with Pink Ring & Blue LED Fan) Neon Light Upgrade: None Extra Case Fan Upgrade: Default case fans Noise Reduction Technology: Anti-Vibration Fan Mounts [+9] Power Supply Upgrade: 420 Watts Standard Case Power Supply CPU: AMD Athlon™II X2 245 Dual-Core CPU w/ HyperTransport Technology Cooling Fan: AMD ATHLON64 CERTIFIED CPU FAN & HEATSINK Motherboard: Asus M4A78L-M AMD 760G Chipset DDR2/1066 mATX w/ Integrated ATI Radeon HD3000 Video, 7.1 HD Audio, GbLAN, USB2.0, SATA RAID, 1 Gen2 PCIe, 1 PCIe X1 & 2 PCI Memory: 4GB (2GBx2) PC6400 DDR2/800 Dual Channel Memory [+69] (Kingston HyperX [+34]) Freebies: None Video Card: NVIDIA GeForce 9500 GT 1GB 16X PCI Express (Major Brand Powered by NVIDIA) Video Card 2: None Video Card 3: None Dedicated PHYSX Card: None Free Game: None Multiple Video Card Settings: Non-SLI/Non-CrossFireX Mode Supports Multiple Monitors LCD Monitor: None 2nd Monitor: None Hard Drive: Single Hard Drive (2TB (2TBx1) SATA-II 3.0Gb/s 32MB Cache 7200RPM HDD [+122]) Data Hard Drive: None Hard Drive Cooling Fan: None USB Portable Drive: None Optical Drive: LG 22X DVD±R/±RW + CD-R/RW Dual Layer Drive (BLACK COLOR) Optical Drive 2: None Sound: HIGH DEFINITION ON-BOARD 7.1 AUDIO Speakers: 120 Watt Stereo Speakers [+10] (Black Color) Network: Onboard Gigabit LAN Network Modem: None Mega Notebook/Netbook/Server Bundle: None Keyboard: Xtreme Gear (Black Color) Multimedia/Internet USB Keyboard Mouse: XtremeGear Optical USB 3 Buttons Gaming Mouse Gaming Gear: None Extra Thermal Display: None Wireless 802.11B/G Network Card: None External Wireless Network Card: None Wireless 802.11 B/G/N Access Point: None Bluetooth: None Flash Media Reader/Writer: INTERNAL 12in1 Flash Media Reader/Writer (BLACK COLOR) Video Camera: None Headset: None Printer: None Printer Cable: None Power Protection: None IEEE1394 Card: None USB Port: Built-in USB 2.0 Ports Floppy: None Operating System: Microsoft® Windows® 7 Home Premium (64-bit Edition) Windows 7 Upgrade Coupon: None Media Center Remote Control & TV Tuner: None Office Suite: Free 60 Days Microsoft® Office® 2007 (Words, Excel, Access, Power Point, Outlook + More) - Microsoft Windows OS Required Ultra Care Option: None Service: STANDARD WARRANTY: 3-YEAR LIMITED WARRANTY PLUS LIFE-TIME TECHNICAL SUPPORT Rush Service: RUSH!!! READY TO SHIP IN NEXT BUSINESS DAY This is the website: http://www.cyberpowerpc.com/system/A64_Same_Day/I would really like it to be an amazing gaming computer as well so I can play various new games on the highest settings. Should I go for the more expensive video cards? more

Resolved Question: Are liberal Protestants right in saying it's okay to steal?

Anglican Rev. Tim Jones told his congregation that it is sometimes acceptable for desperate people to shoplift - as long as they do it at large national chain stores, rather than small, family businesses. "The point I'm making is that when we shut down every socially acceptable avenue for people in need, then the only avenue left is the socially unacceptable one," he said, adding that people are often released from prison without any means of support, leading them back into crime. "What I'm against is the way society has become ever more comfortable with the people at the very bottom, and blinded to their needs," he said. He said shoplifting could help people who are legally entitled to government welfare benefits but have the benefits delayed for bureaucratic reasons. http://www.washingtonpost.com/wp-dyn/content/article/2009/12/22/AR2009122201395.html?hpid=sec-world I'm trying to learn how liberal Protestants are redefining sin now that they are promoting abortion and homosexuality as meeting people's needs. They support vast government tax-and-spend programs to redistribute income to meet people's needs. Theft, too, meets people's needs. Is this God's standard, to meet people's needs?Thanks for the several answers from liberals justifying theft in the name of helping the poor or extending compassion. That aptly demonstrates that the problem is not confined to a single Anglican clergyman, but more broadly reflects liberal thinking. more

Resolved Question: How is anyone still supporting BHO and his audacity of debt?

Read the last paragraph if you read nothing else. At least someone in America isn't feeling a credit squeeze: Uncle Sam. This week Congress will vote to raise the national debt ceiling by nearly $2 trillion, to a total of $14 trillion. In this economy, everyone de-leverages except government. It's a sign of how deep the fiscal pathologies run in this Congress that $2 trillion will buy the federal government only one year before it has to seek another debt hike—conveniently timed to come after the midterm elections. Since Democrats began running Congress again in 2007, the federal debt limit has climbed by 39%. The new hike will lift the borrowing cap by another 15%. There is surely bipartisan blame for this government debt boom. George W. Bush approved gigantic spending increases for Medicare and bailouts. He also sponsored the first ineffective "stimulus" in February 2008—consisting of $168 billion in tax rebates and spending that depleted federal revenues in return for no economic lift. Democrats ridiculed Mr. Bush as "the most fiscally irresponsible President in history," but then they saw him and raised. They took an $800 billion deficit and made it $1.4 trillion in 2009 and perhaps that high again in 2010. In 10 months they have approved more than $1 trillion in spending that has saved union public jobs but has done little to assist private job creation. Still to come is the multitrillion-dollar health bill and another $100 billion to $200 billion "jobs" bill. We've never obsessed over the budget deficit, because the true cost of government is the amount it spends, not the amount it borrows. Milton Friedman used to say that the nation would be far better off with a budget half the current size but with larger deficits. Mr. Obama and his allies in Congress have done the opposite: They have increased the budget by 50% and financed the spending with IOUs. Our concern is that the Administration and Congress view this debt as a way to force a permanently higher tax base for decades to come. The liberal grand strategy is to use their accidentally large majorities this year to pass new entitlements that start small but will explode in future years. U.S. creditors will then demand higher taxes—taking income taxes back to their pre-Reagan rates and adding a value-added tax too. This would expand federal spending as a share of GDP to as much as 30% from the pre-crisis 20%. Remember the 1980s and 1990s when liberals said they worried about the debt? We now know they were faking it. When the Gipper chopped income and business tax rates by roughly 25% and then authorized a military build-up, Democrats and their favorite economists predicted doom for a decade. The late Paul Samuelson, the revered dean of the neo-Keynesians, expressed the prevailing view in those days when he called the Reagan deficits "an all-consuming evil." But wait: Those "evil" Reagan deficits averaged less than $200 billion a year, or about one-quarter as large in real terms as today's deficit. The national debt held by the public reached its peak in the Reagan years at 40.9%, and hit 49.2% in 1995. This year debt will hit 61% of GDP, heading to 68% soon even by the White House's optimistic estimates. Our view is that there is good and bad public borrowing. In the 1980s federal deficits financed a military buildup that ended the Cold War (leading to an annual peace dividend in the 1990s of 3% of GDP), as well as tax cuts that ended the stagflation of the 1970s and began 25 years of prosperity. Those were high return investments. Today's debt has financed . . . what exactly? The TARP money did undergird the financial system for a time and is now being repaid. But most of the rest has been spent on a political wish list of public programs ranging from unemployment insurance to wind turbines to tax credits for golf carts. Borrowing for such low return purposes makes America poorer in the long run. By the way, today's spending and debt totals don't account for the higher debt-servicing costs that are sure to come. The President's own budget office forecasts that annual interest payments by 2019 will be $774 billion, which will be more than the federal government will spend that year on national defense, education, transportation—in fact, all nondefense discretionary programs. Democrats want to pass the debt limit increase as a stowaway on the defense funding bill, hoping that few will notice while pledging to reduce spending at some future date. Republicans ought to force a long and careful debate that educates the public. Ultimately, the U.S. government has to pay its bills and the debt limit bill will have to pass. But debt limit votes are one of the few times historically when taxpayer advocates have leverage on Capitol Hill. Republicans and Democrats who care should use it to discuss genuine ways to put Washington on a renewed and tighter spending regime. "Washington is shifting the burden of bad choices more

Resolved Question: I don't know what to do with this situation, I'm a college student but I don't know if to continue!?

I'm 20 years old; I start going to college at the age of 18. I was so excited! High School for me was not I expect to be, My mom though that I won't have a future because for her I never do anything in life. At the age of 17 I start the GED program, I couldn't understand what's the professor was teaching so I decided to take the books to home and teach myself. But for my mother, I was doing anything. At the end of the year by June 2007 I asked my professor to send me to take the exam, Although he didn't feel I was going to pass, he sent me. When I came back from vacation, I Received a letter with my High School Diploma and a over high passin grade 4 every subject. I was happy I Knew that for the first time, my mom would be proud of me. When I start going to college, everything were awesome! But my mom start to push me to get a job saying that I have to stop being so useless, because for her I was doing anything. So I apply for target and got accepted, I love this store but its a retail store and crazy as hell scheduled. On spring fall 2008 my GPA star to fall. My scheduled at target was 3:15-12:00 am. But I didn't want my mom to start saying that I was a worthless. I talked to her and accepted. But the same think start again. She said that I misuse TAP and FAFSA money, but Hey! I worked the entire christmas 2008 days and night over hour; But I didn't take that money for me, I gave it to her! I Don't care about money I just care on making my people happy but its like they forget about me! I'm not a party person I just like to be at home with the love of my family.But this job at school its not the type of job I like, I like a place to move around and etc, Like Target! The main reason that make lead me to decide to start working its to start from the beginning & get experience, But this is affecting soo much my career. Its showing that I'm a dumb person and I'm not =( My GPA is sooo low!! I Studied sooo hard for this final to get a D in a class just because this damn professor its a maniac! But I realized that its my fault! I'm doing something wrong and what's hurts me more its that my mother can't understand how much this is affecting me! Because she start working younth, she expect me to do the same think. And what make me proud of me its having things on my own!But there's something I star to think ; If at college per semester, FAFSA and TAP give me $2,500 every semester. excluding $1,500 Workstudy! Total more than $7,000 year. Why I'm loosing that money and earning $3,000 a year by receiving humiliation from managers that make you feel a shit! just because if I exceed that amount my mother won't get Section 8 and help from the government, but in the other hand when she get mad at me she can start saying that she can call the police and kick me out of the house because she pay the rent? Hey Don't get me wrong she's not a bad mother, she's my life I love her so much! But sometimes she make mee feel so useless cuz she can't understand my pain. She always accuses me of the misfortune of her life, but its not my fault that she has taken bad desicions. Desicion that has affect me more than her but im not going to live in the past! She can expect me to be a professional in order to help her in the future if she don't help me to do it! Its like my psychology say when a person don't have a knowledge of what its to be a college students, won't understand what they suffer. I tried to say that to her and she felt offended. She's pushing me to act this way and I don't know what to do. I will defenetively leave target and go back to work on Summer and Christmas time but my school has alway be my priority in life. I'm stuying business management thinking of being a lawyer bubt almost all my classes are D so I don't kno if to start from the beginning again or finish and transfer to a four year college? I need 20 credits more but being on probation just let me take 7 credits per semester!! more

Resolved Question: I'm disabled, broke, highly intelligent, and need to make a business idea work. How is this possible?

First, I understand that this sound arrogant so let me do this. Disabled: 20 years paraplegic, walking but not well. Broke: I have been trying not to take advantage of a system that I have little respect for, but lost my job 4 months ago. Not physically suited to much, and lacking documented education. Highly intelligent: tested 11 out of 12 years of school to be of higher intelligence than 95 percent of the schools I attended. Special placement for "gifted kids" until I moved to a state my senior year that didn't have such a program. Here's my question: I have been developing a concept for a website for several years. I have recently found that another company has started something similar but does not exploit the full opportunity available, but they Just got $25M in funding. There is only one competitor to that sight right now doing things slightly differently, but they are off to a slow start, and seem kind of half in. And, there have been 2 other companies that both went broke in earlier days of the internet seemingly doing something similar. The 2 from the past are harder to research but it seems they both spent way too much money on advertising and not enough on the business of the business. How do I protect the idea and find somebody to develope an actual representation of the full site with all of it's intricasies when I don't have any money? Unfortunately I have never written a business plan and find it rather intimidating, but I can justify and explain every little nuance, from the business, to the backend, to the marketing and the execution. It seems that one of the dead companies may have patented parts of its' process, and this too may be an issue, but phone calls and research thus far all have led to the need to spend money I just don't have. I'm not affraid to share, and I am truly not greedy, but I don't want to let the cat out of the bag to be snatched and made into some foreign meal. Has anybody out here had experience with situations like this? Can you help? Looking for an investment? Please allow me to be clear. I don't have the knowledge or experience to create this site myself. I am an idea guy, and am looking to find out how to execute. I don't have 20 years to aquire all the needed knowledge that others already have specialized in, and need to employ / partner with the needed skills to get this done. Note: I am looking into going back on disability, and filing bankruptcy. Though until 4 months ago I had very good credit, right now that is shot and recovery must be quick or I will be forced to start all over. I would much rather pay my debts and move on with my life with dignity and self-respect if I can find any way to do so. Thank you for your time and I look forward to what comes of this. Peace to all. more

Voting Question: How common is it to construct a team to program a piece of software without knowing how to program yourself?

How common and successful is the act of finding and building a team to build a product (which basically only requires programming) without being able to program in that language yourself? (as the project lead) From what I've seen, almost all (mostly freelance and Indie) projects cropping up around the Internet seem to have an experienced programmer leading the design and development of the product instead of say, a person who would call himself a designer. I'm asking this because I believe I have a few good ideas that can be laid out in a detailed, organized, and understandable fashion--in design documents. I'm wondering how realistic it is to try and look for a team without having years of experience in the require programming languages that will be used for the projects. Now, that's not to say I won't know anything about logic or the design flow of the programming required meaning the programmer(s) won't need to rewrite and reinterpret the design in a way that can be used by them. I'm talking about, with a good design document, how common, realistic, and finally, successful is it to find a team. On a related note: how do I let the prospective team members know I have a good design document and know what I'm talking about without giving away the entire document and opening the project up for copying or theft. (Not to say I'm against open source software or sharing ideas, I would just like to note that these ideas in mind have business ideals tied into them and are structured in such a way that is built for the user AND to bring in some sort of revenue) (If applicable, I would be open to releasing the code and/or design once the project had been completed) On yet another note: could anyone point out some good sites (with an exception to this site, of course!) for picking up possible team members? Thanks, Robert Farns more

Resolved Question: Did I waste my time on an Engineering Technology Degree.?

I graduated from a very good school with a degree in Electrical / Mechanical Engineering Technology. My degree was a 5 year fully ABET accredited B.S. which included Calculus I, II and Dif Eq. I graduated with a 3.3. This was supposed to be the practical side of engineering. The school itself was ranked in the top five technology schools. The classes were practical but complex. This was all fine until I graduated and started talking to recruiters and HR managers. Here is what they ALL seem to say about Engineering Technology programs. These are not engineering programs and do not have the theory or mathematics needed for research or engineering. Many people are miss lead to believe that such programs are a branch of practical engineering. Most companies will not consider an engineering technology degree to be of any worth. Not enough theory for engineering and not enough business for management. Seems like my only hope is in a Maintenance department or to work as a technician. Ok wondering what to do at age 35. Should I go back to another school and pursue an undergraduate degree that is EE and NOT EET or maybe a masters degree in something else. I don't think a masters degree in EET would be any better or different. I'm leaning toward going for an EE degree, I will loose about two years worth of credit and it may take three or four years going part time and working. Do any companies still consider EET or MET degrees to be valid to apply for a management or practical engineering position. Is there any hope. Any advice or thought form people who know about the field would be appreciated.I am from and currently live in the USA. more

Resolved Question: Why can't I find a job?

I've been applying for jobs since June when I graduated with my bachelors degree. I can't even get a callback. I have a fantastic resume. I've had multiple professors and two school's career services get it as close to perfection as possible. I've done many mock interviews with career services at my school as well. I have probably applied to 200 jobs or so since June. When information is available, I always send a follow-up e-mail about a week later restating my interest and qualifications. I have all these e-mails approved by my contact at my career services. I got desperate for work and money, so I started applying for part-time jobs. I went around to every restaurant and retail store in the area. My work experience includes 4 years as a waitress at a variety of restaurants, 1.5 years working as a department lead at Target, an internship with Ernst & Young, another accounting/business related internship, 6 years coaching gymnastics, and multiple leadership roles both in student organizations and jobs. I have kept in contact with my bosses at my old jobs and they have all said that they have received 0-1 calls from jobs and they would always shed me in a positive light. I also have 5 solid professional references. I graduated with honors from a top University (3.7 GPA) and I was in the business honors program. I'm running out of both options and money... any ideas? I even got rejected to be a minimum wage cashier at Wal-Mart :( more

Resolved Question: Need some college choices for my 19yr old daughter - how do we decide what she wants to be when she "grows up"?

My daughter graduated High School this year, she was supposed to get into LPN school which was only an 11 month program but would be a "safe" career choice for the time being,she could further her education in whatever career choice she wanted from there, but would always have that as a back up. Though she is very smart, she had poor attendance in school. and though she tested very high she wasn't chosen for the full-time LPN class. Her brother who is in the army and is trying to get her to choose a 4 year college. Finances are a major issue here and what she chooses has to lead to some kind of a decent career move. I sent her, and talked myself to her guidance counselor but it seemed pretty pointless. My daughter came back with answers like "photography" etc - and though she is creative,things like this to me are hobbies not careers. I, myself had gone to talk to a career counselor at Ohio Business College which has 2 year programs and no matter what class I pitched at the counselor she spouted off "35-40k EASY!" - I went home and researched and it would be more like 12 an hour for most. Are all career counselors dishonest and/or commission driven? and do most of the bigger schools charge fees for career planning testing? She is a good girl, doesn't drink,smoke and definitely not a sl**. I don't want her to wind up in the minimum wage loop like I am, she is much too smart for that. How do I get her started in the right direction?lol...while I realize it sounds like I am controlling her, she is looking to me for answers and I don't even know where to begin to point her on this kind of decision. I am actually trying to "push" her to spread her wings - but I don't mind her residing here while she gets on track.oh and my son is in the service and that was suggested to her before but both she and her brother agree that she is "too much of a pacifist". more

Resolved Question: Is it possible to spend your way out of a recession, as obama said?

New Obama plans: 'spend our way out' of downturn By PHILIP ELLIOTT, Associated Press Writer Philip Elliott, Associated Press Writer 2 mins ago WASHINGTON – President Barack Obama outlined new multibillion-dollar stimulus and jobs proposals Tuesday, saying the nation must continue to "spend our way out of this recession" until more Americans are back at work. Without giving a price tag, Obama proposed a package of new spending for highway, bridge and other infrastructure projects, deeper tax breaks for small businesses and tax incentives to encourage people to make their homes more energy efficient. "We avoided the depression many feared," Obama said in a speech at the Brookings Institution, a Washington think tank. But, he added, "Our work is far from done." For the third time in a week, Obama sought to focus on job creation, noting that the unemployment rate was still at 10 percent in November, though down slightly from its 10.2 percent peak. He said "a staggering" 7 million Americans have lost jobs since the recession began two years ago. While his proposal did not include the kind of direct federal public works jobs that were created in the 1930s, he said government could set the stage for more job creation by private businesses. A major part of his package is new incentives for small businesses, which account for two-thirds of the nation's work force. He proposed a new tax cut for small businesses that hire in 2010 and an elimination for one year of the capital gains tax on profits from small-business investments. Obama also proposed an elimination of fees on loans to small businesses, coupled with federal guarantees of those loans through the end of next year. He called for more government spending on infrastructure projects such as roads, bridges and water projects and for new tax breaks for consumers who invest in energy-efficient retrofits in their homes. This could be what some administration officials have called a "Cash for Caulkers" program modeled on the now-expired Cash for Clunkers program of tax rebates for people who turned in old cars for more fuel-efficient models. The administration also is eyeing ways to get money still not spent in the $787 billion stimulus bill passed last winter into projects more quickly. Obama did not characterize his new proposals as another stimulus program like that mammoth measure, but Republican critics have called it just that and have said it will increase a federal deficit that is already at a record level. Obama included sharp criticism for Republicans in his speech, accusing them of opposing economic stimulus efforts and his health care overhaul while supporting tax cuts and spending that have ballooned the deficit. He said that soon after taking office, he and congressional Democrats took "a series of difficult steps" to try to stabilize the financial system and pull the economy out of a deep recession. "And we were forced to take those steps largely without the help of an opposition party which, unfortunately, after having presided over the decision-making that led to the crisis, decided to hand it to others to solve." Obama did not say how much his proposals would cost, although congressional Democrats are eyeing a $70 billion package to help create jobs and to provide aid to hard-pressed state and local governments. Administration aides suggested that the part of the package dealing with roads, bridges and other infrastructure could total about $50 billion. While acknowledging increasing concerns in Congress and among the public over the nation's growing debt, Obama said critics present a "false choice" between paying down deficits and investing in job creation and economic growth. To pay for the new programs, the administration is citing the Treasury Department's report on Monday that it expects to get back $200 billion in taxpayer-approved bank bailout funds faster than expected. Obama suggested this windfall would both help the government spend money on job creation while also paying down the nation's debt, which now totals $12 trillion. Obama called the bank bailout, under the Troubled Asset Relief Program (TARP), "galling." "There has rarely been a less loved — or more necessary — emergency program," Obama said. The program is expected to go out of business at the end of this year unless extended by Congress. Since the program is costing taxpayers at least $200 billion less than expected, Obama said, "This gives us a chance to pay down the deficit faster than we thought possible and to shift funds that would have gone to help the banks on Wall Street to help create jobs on Main Street." But Republicans continued to insist that the leftover and repaid TARP money must be used exclusively for deficit reduction and not for a new jobs program. "The president's announcement is further proof that TARP has morphed from an emergency injection of liquidity to thaw frozen credit markets i more

Voting Question: How much does an ecommerce operations manager make? need help?

Ok, I need help/opinions. I am an ecommerce operations manager for a major retail apparel website. And our area of the company has grown enormously in the last year so there has been more focus and money thrown at us (since online businesses are growing at a rapid pace nowadays). So things have been restructured a bit and I just acquired a new boss. She told me flat out that what I get paid ($45,600) is way below industry standards….so she is going to work on getting me more money. Especially since new people below me will be brought in (since we are much larger part of the business now) at/around my current salary. But she wants me to do research to see what other people in my role are getting paid. I did plenty of research…looked on monster, salary.com, simply hired.com, but didn’t come up with anything informative. When I did searches for my title…it gave me a general salary…which was inbetween $65-80,000 a year. But none of them really came with descriptions. So when I presented this to my boss, she said that because they don’t have descriptions, this information isn’t exactly credible (since those positions might not be exactly what I do). So just reaching out -- asking if anyone can give me any information on what is accurate pay for an Ecommerce Operations Manager? If you are one, or know someone who is in this role…if you could give me any type of credible information that I could give to my supervisor, would be an enormous help! A little background, I’ve been working for this company for almost 5 years. I came fresh out of college starting out as product setup person (set up and pushed all new product to the site)…also did a lot of photoshop touch up work. But since then I’ve been promoted 4 times. But here is some of what I do: Responsible for on time execution and accuracy of all online content, art and site promotional programs. Manages the operations team to ensure all new site updates are implemented on schedule. (2 people report directly to me) Responsible for managing the process to push all products to the site, as well as all landing pages and banners. Creates, controls and updates all navigational changes. Creates collections of product for each trend or promotion being advertised on web or through email,. Build an online catalog for each mail piece The in-house expert for all ecom operations systems/tools. Trains all operations team members in tools, and production practices including QA processes. Works with merchant team to assure satisfactory representation of all products online. Proofs and approves all emails prior to scheduling. Review daily online analytics for visitor behavior online using Omniture and other reporting Responsible as the team lead in new feature or site development on an ongoing basis. Advanced in Photoshop, Scene7, Dreamweaver, HTML, and our ecom ops tools Again, any help or information would be great…really trying to get a salary bump! Thanks so much. more

Resolved Question: In desperate need of financial literacy homework help?

Ok so I have been trying to do these problems for a couple hours now, and I still can't figure them out. Please help and give as much detail in your answers as possible so I can understand it. Thank you! Herman and Grace Rohrbach are in their mid-thirties. They are reasonably well off financially insofar as Grace's mother has established a trust fund to educate their two children. The Rohrbachs lead rather simple lives and have no desires for lavish spending. However, they do face one major financial challenge: how to have sufficient resources in their retirement years. Herman owns his own camera shop and Grace has no employment income, although she often works in Herman's store. The Rohrbachs have accumulated around $50,000 in savings, which is invested in a bond mutual fund, currently earning 5 percent after taxes. They have no other savings programs, either personal or through the business. If Herman retired today, his only income would be Social Security, which he estimates to be $18,000 annually. He would sell the business immediately prior to retirement. He has no idea what it will be worth then, but he believes he could get $100,000 for it today. To live a comfortable retirement, the Rohrbachs think they need an annual income comparable to their current one, which is $60,000 after income taxes. The Rohrbachs clearly need help to determine if they need to increase their annual savings to meet their retirement goal. Finally, the Rohrbachs will live off Social Security and interest from accumulated savings available at retirement. They will not touch any principal in their savings accounts, preferring instead to leave that money to their children. Retirement is planned in 30 years. 1. Social Security is indexed to inflation. IF the inflation rate is 3 percent over the next 30 years, how much Social Security income will the Rohrbachs receive? How much will their income (currently 60,000) be at that time, assuming it grows at the 3 percent rate? How much, then, will be the shortfall -- the difference between the two? 2. How much will be in the bond fund at retirement, assuming that it continues to earn 5 percent? 3. Herman has a very good location for his camera shop and can renew the lease indefinitely into the future. Suppose that its value increases by 10 percent annually over the next 30 years. How much will it then be worth? 4. Combine your answers to questions 2 and 3. The total represents an amount available to the Rohrbachs at the beginning of retirement. Now assume that they sell the camera shop and put the proceeds into the bond fund, and the fund continues to earn 5 percent during their retirement years. Are these annual earnings sufficiently high to meet the income shortfall determined in question 1? Your answer should be "no." Determine how much they must invest each year to accumulate a sufficient amount, which can also be deposited into a bond fund. Assume they earn 12 percent on these annual (end-of-year) investments.Thanks buz that's helped, but i still don't understand how to finish number four. I got all of the answers correct up until that point. Could anyone give extra help? Thanks a bunch! more

Resolved Question: Do you know of any other programs that help young people with disabilities?

YOUTH ADVOCACY YOUTH LEADERSHIP AND EMPOWERMENT "Nothing About Us, Without Us." These words echo through the mouths of many a disability rights advocate. As the first wave of disability advocates makes various transitions, young people have an opportunity to continue the dialogue for equality and justice and formulate an action plan. The Pacific Rim International Conference on Disabilities Youth Leadership and Empowerment topic area is seeking proposals written and targeted for young people. For more information go to http://www.pacrim.hawaii.edu/submissions/ SUBMISSION DEADLINE: DEC 18, 2009 EMERGING LEADERS SUMMER INTERNSHIP PROGRAM FOR COLLEGE STUDENTS WITH DISABILITIES The Emerging Leaders summer internship program for college students with disabilities offers paid summer internships at many of America's leading corporations. These companies are members of the National Business & Disability Council and are proactive in recruiting qualified people with disabilities. More information can be found on the web site at http://www.emerging-leaders.com APPLICATION DEADLINE: DECEMBER 31, 2009 AAPD SUMMER INTERNSHIP PROGRAMS FOR COLLEGE STUDENTS WITH DISABILITIES Each year the American Association of People with Disabilities (AAPD) hosts two Summer Internship Programs for College Students with Disabilities in Washington, DC, providing paid travel to and from DC, paid fully-accessible housing and living stipends. AAPD is now accepting applications for the 2010 Summer Internship programs. For more information go to http://www.aapd.com/AAPDInternship/ APPLICATION DEADLINE: JAN 8, 2010 BRAILLE READERS ARE LEADERS ANNUAL CONTEST FOR BLIND AND VISUALLY IMPAIRED YOUTH The goal of this contest is to promote the joy of reading for pleasure, to promote pride in Braille as a viable literacy medium equal to print, and to demonstrate the importance of independent reading in the development of Braille literacy skills. Blind/visually impaired Braille reading students who are enrolled in an educational program for students from grades kindergarten through twelfth grade, in the USA and Canada, are eligible to compete in the contest. For more information go to http://www.nfb.org/nfb/Braille_Readers_Are_Leaders_Overview.asp CONTEST DEADLINE: ALL CONTEST MATERIAL MUST BE RECEIVED BY JAN 22, 2010 WHITE HOUSE FELLOWS PROGRAM Founded in 1964, the White House Fellows program is one of America's most prestigious programs for leadership and public service. White House Fellowships offer exceptional young men and women first-hand experience working at the highest levels of the federal government. For more information go to http://www.whitehouse.gov/about/fellows APPLICATION DEADLINE: FEB 1, 2010 BARBARA JORDAN HEALTH POLICY SCHOLARS PROGRAM The Barbara Jordan Health Policy Scholars Program brings talented college seniors and recent graduates to Washington, D.C., where they are placed in congressional offices and learn about health policy issues, with a focus on issues affecting racial and ethnic minority and under served communities. For more information go to http://www.kff.org/minorityhealth/bjscholars/index.cfm APPLICATION DEADLINE: FEB 8, 2010 INTERNSHIP WITH THE NAT'L ASIAN PACIFIC AMERICAN WOMEN'S FORUM The National Asian Pacific American Women's Forum (NAPAWF) is seeking a third or fourth year college student to work part-time (minimum 15 hours per week) during the Spring 2010 semester at our Washington, DC office. Their mission is to build a movement to advance social justice and human rights for API women and girls through policy advocacy, community organizing and public education. For more information send an email to rjfellow@napawf.org APPLICATION DEADLINE: APPLICATIONS REVIEWED ON ROLLING BASISThanks Lilka! Don't mind the thumbs down - they are clueless about what's really important in life. more

Resolved Question: Struggling in college, and need good advice.?

Hi, I'm from a working class family. I just enrolled in an elite public college in my state last semester in the International Studies program to get into law school. I am 21 years old. Before I got into the state school, I was in a community college because wasn't that great of a student in high school and we didn't have any money to enroll me in a university out of high school. I recently changed my major into clinical psychology, after last semester's workload and the nature of their program (too business and economics focused) led me to become disenfranchised with my aspirations to become a lawyer. Every professor I've had so far had said I was very well-spoken, a smart student, and I become emotionally involved with the aspect of the study. When I was in community college, I had a 4.0 average for all five semesters. On top of that, I worked a job and was in the gym more or less for an hour a day. When I got into this university, I was overwhelmed by the amount of work they give the students- who, having been grandfathered into their curriculum out of high school, seem to accept this. Everyone I know studies, has a relatively high GPA, maintains this go-getter attitude, and has time for sports, music, and friends. I only found myself able to effectively complete and understand all of my work pulling all-nighters and absorbing excessive amounts of caffeine. I made a mistake last semester by working. It was my mother's (who is single) mandate that I maintain a job in order for her to give me a place to stay over break. My grades fell from the stellar 4.0 I had before entering to a staggering 2.3. None of my professors here were sympathetic. They all said "Manage your time. You'll get through this. You're smart." And off they went. I barely made it out last semester with the minimum credits for a full-time student. Now I'm taking an extra course to catch up, so in total, I'm taking sixteen credits this semester. I was doing fine for the first month, which is generally a baptism-by-fire type of workload. I still pulled all-nighters and drank coffee. I felt I was lacking in the social department since I had recently dropped going to the gym and decided to quit work to focus on studying and socializing, but keeping expenses to a minimum. I decided to become involved in Greek Life by joining a fraternity. I was hit by the ten-ton hammer that is pledge season. I am so behind in my schoolwork from missing so many consecutive classes due to lack of sleep and low motivation. Now I've hit rock-bottom. I have two B+'s, a C, and a C-. I'm completely unprepared for next week's final exams. I haven't read a quarter of the semester's workload. It seems irrational. The teachers here assign a week's load of work for a day, two of which we have per class. My community college friends who enrolled in other universities seem to be having it much easier. I feel that I've been dealt the wrong hand in life here by choosing to attend a prestigious school; sometimes I imagine transferring to another university, but I feel it's too late being a junior to start over. I don't see myself belonging here, amidst these robotic students with 3.5+ GPA's who eagerly take 18 credits a semester and enroll in organizations while having time for coffee with friends and going to parties. I've even lost interest in playing music, which is something I've always loved. I think this college and its high expectations are taking the best of me. People have said recently I've looked stressed, detached, and cold. I don't know what to do... I'm working 20 hours again to pay off pledge expenses. But now I feel like I'm not going to be able to go to grad school and will end up as a failure in life. How can I survive this next week, and what can I do about next semester? more

Resolved Question: Hi, is this a scam email I received?

I'm pretty sure this is a scam since I don't have any idea how they know I'm a finance and accounting major, and never gave my email address out to anyone, but I'm having a hard time figuring out just exactly what the scam is since they aren't asking me for any personal information, even in follow up emails. anyway, this is what the email says: fromJovita Bernat <jovitabernat0531@hotmail.com> tog**************@gmail.com (I blocked my email out) dateWed, Dec 2, 2009 at 4:32 AM subjectEntry level position at MF GMBH is available now mailed-byhotmail.com hide details 4:32 AM (6 hours ago) MF Group GmBH has a new enty level job opening in the Accounting Department. (No previous accounting experience is required). We are the largest Insurance Company in Europe with a successful long term commitment history. About the Job: We are looking for career oriented individual to join our accounting staff. This position is entry level and will be in our financial reporting and operations accounting areas. Candidate will handle various accounting responsibilities, including: perform data entry of journal entries, assist in performing financial transactions, assist with month�end, quarter-end and year-end financial reports, monitor and review transaction details, perform other duties as assigned. About us: Ag Int. is an independent, private, owner-managed company since 1993. Our headquarters are in Hamburg, Germany. Founded in 1993, we now have a global network of subsidiaries and offices around the world. Ag Int. has ended the year 2008 with USD3.22 billion in assets under management. The company provides unmatched convenience in Europe and the United States, serving more than 130.000 consumer and business clients. We take a global approach to our core businesses of general and life insurance. The diversity of our portfolio, both geographically and by line of business, is key to our strategy. We offer a comprehensive range of general and life insurance products and services for individuals, small businesses, commercial enterprises, mid-sized and large corporations and multinational companies. Our customers are some of the world's largest industrial, c ommercial and professional service firms, insurance companies, and financial institutions. They trust us for our superior financial security, risk expertise, and service excellence. They value our fundamental strength � our capital and our people. We aspire to become the leading global insurance group in our chosen markets, and to consistently deliver top-tier results for our shareholders. By so doing, we will create strong relationships with our customers, agents and brokers, and provide rewarding opportunities for our employees. What we offer: Full/Part time employment Compensation 45.000 � 55.000 USD + 13th salary An excellent growth platform and a great working environment Zero cost health insurance, matching 401(k) Annual Partnership Exchange Programs Free Regular Seminars What are we looking for: Must be US citizen or legal alien authorized to work in the US High School degree (college degree is a plus) Experience in Accounting/Bookkeeping is a plus Must be willing to work overtime during certain parts of our month-end process Ability to handle multiple tasks within a strict timeframe Must have strong communication skills and customer service background Should be able to work independently in a team environment MS Office System Skills Principals only. Recruiters, please don't contact this job poster. This company will appreciate your contributions and you will be valued for your dedication. AG Int. Is an equal opportunity employer and encourages applications from qualified women, minority and disabled candidates. To Learn more about this position please contact Human Resources Department representative by replying to this E-Mail: alex.nuberg@gmail.com . Your request will be forwarded directly to a Recruitment Officer. more

Resolved Question: can a marriage survive infidelity?

My wife and I have been married for 5 years. We have a new born at home. Alcohol, an out of town business trip and opportunity led to her meeting a new business associate at a professional dinner and ended that night with the two of them together in bed. The relationship continued for a few more weeks until discovered and has now ended. I have confronted the business associate but have not yet told his wife. My wife has for the first time begun a 12 step program to address her drinking but agrees that although a contributing factor to how the infidelity began, alcohol was not a factor in its continuation. She has apologized and says she wants to work things out. We are civil and talking but it is pretty labored. She has a fair bit of resentment about me and thinks I need to lighten up. I believe I can get generally past her infidelity with time but feel much change is needed for me to stay in the relationship. We are also in marriage counseling. I struggle with how easy it was for her to stray so quickly and casually to another's bed and have no ideas as to how to move on other than one day at a time. All perspectives would be appreciated especially those with any AA experience. more

Resolved Question: Survey: whom do you trust more, the naysayers on Yahoo Answers, or the IMF and NABE?

The message from the Yahoo Answers community is loud and clear: the sky is falling. The muslim non-US citizen president is succeeding in his goal of destroying America's economy (even though the Dow is up more than 30% since he took office). The stimulus package has done nothing except created huge deficits (as if Republicans never had done the same thing). Unemployment is at the highest level ever (Reagan's years don't count, neither does the great depression and the other depressions in American history). Instead of this stimulus package, Obama should be cutting back on spending (i.e. the same actions Hoover and Andrew Jackson took which lead to the two biggest depressions in American history) and cutting taxes instead (the same thing Bush did for the last 8 years). If you don't realize cutting taxes solves all economic problems, then "your (sic) and idiot." The International Monetary Fund (IMF) and the National Association for Business Economics (NABE) give quite a different assessment. See: http://www.imf.org/external/pubs/ft/weo/2009/02/pdf/exesum.pdf and http://finance.yahoo.com/news/Economic-survey-Job-losses-to-apf-2386912487.html;_ylt=Agm.zwPMbhU1V6uP0j9bXGu7YWsA;_ylu=X3oDMTE1MWY3aHQ1BHBvcwM1BHNlYwN0b3BTdG9yaWVzBHNsawNlY29ub21pY3N1cnY-?x=0&sec=topStories&pos=3&asset=&ccode= The IMF claims that the economy is rebounding and world trade is beginning to pick up. In their words, "The triggers for this rebound are strong public policies across advanced and many emerging economies that have supported demand and all but eliminated fears of a global depression. These fears contributed to the steepest drop in global activity and trade since World War II. Central banks reacted quickly with exceptionally large interest rate cuts as well as unconventional measures to inject liquidity and sustain credit. Governments launched major fiscal stimulus programs, while supporting banks with guarantees and capital injections. "Together, these measures reduced uncertainty and increased confidence, helping to improve financial conditions. This was seen in strong rallies across many markets and a rebound in international capital flows. " In other words, we ought to be very grateful for the stimulus package which has saved us from entering another great depression. Furthermore, they have an optimistic outlook: "After contracting by about 1 percent in 2009, global activity is forecast to expand by about 3 percent in 2010." They also make it quite clear that deficits should be tackled after the economy recovers, not before (presumably related to the remark above about Hoover and Jackson). The NABE is also quite optimistic. Although the right-wing Yahoo Answers community does not seem to realize that unemployment is a lagged indicator, everybody else knows it, and NABE is telling us that it should begin to turn around soon: "While the recovery has been jobless so far, that should soon change," said Lynn Reaser, NABE's president and chief economist at Point Loma Nazarene University. "Within the next few months, companies should be adding instead of cutting jobs." So whom do you trust more? more

Resolved Question: Why is the first thing activists say ICE audits are tearing families part. Didn't actvists also say better?

Why is the first think activists say is ICE audit is tearing families part. Didn't activists also say better illegal immigration be left up to the feds and when the feds do it,the activists start in on audits are tearing families part and the feds must not enforce immigration matters ? EL PASO -- At least 41 businesses in El Paso will be part of a national audit of 1,000 businesses by federal officials looking for immigration violations in hiring workers. The audit will be among the biggest in El Paso by Immigration and Customs Enforcement, a move that drew immediate criticism from a local immigrant-rights group. The local businesses chosen for audits were not named, but the agency said on its Web site that all the businesses selected for inspection were the "result of investigative leads and intelligence É and connection to public safety and national security." The Border Network for Human Rights, based in El Paso, opposed the audits. "We are saddened and disappointed that two years after the disastrous 2007 immigration raids that tore apart families and penalized American businesses, the federal government is once again adopting a shortsighted enforcement-only approach to immigration policy," the group said in a prepared statement. The group also said the federal government should concentrate its efforts on fighting crimes along the border such as drug trafficking and gang activity instead of "harassing hardworking families and business owners." Of the 1,000 businesses nationwide, 161 are in Texas. In addition to the ones in El Paso, there are about 60 in the San Antonio area and 40 in the Houston area. When the audits will take place and how they will be conducted has not been announced. "ICE is focused on finding and penalizing employers who believe they can unfairly get ahead by cultivating illegal workplaces," ICE Assistant Secretary John Morton said on the agency's Web site. According to The Associated Press, dairy farmers in Vermont were among the businesses getting notifications from immigration officials to turn over payroll and hiring records, said Kelly Loftus, spokeswoman for the Vermont Agency of Agriculture. Some dairy farmers say they use foreign workers because it is hard to find people locally for the work. Richard Dayoub, president and CEO of the Greater El Paso Chamber of Commerce, said, "They (ICE) are really taking an effort by their part to understand the depth of the problem. I'm not sure what they will accomplish." At the same time, the Homeland Security Department announced it would give a seal of approval to businesses volunteering to use an electronic program to check workers' immigration status. Homeland Security Secretary Janet Napolitano said Thursday that the public should know which companies are following the law. The problem is that the program known as E-Verify is still under development, and the law does not require employers to use it. They are required to use a paper system. E-Verify is an Internet- based system that allows employers to voluntarily determine the eligibility of new hires to work in the United States, using information provided on the employee's I-9 form. The E-Verify campaign is being promoted by ICE as a way to help employers maintain a legal work environment. "All employers have an obligation to assure that they have a work force that complies with the law," El Paso Mayor John Cook said. "They E-Verify system will implement technology to assist employers with that responsibility." Cindy Ramos-Davidson, CEO of the Hispanic Chamber of Commerce, said she felt that the E-Verify system was not up to speed, and that all it took was one small error to set up a business for litigation. The last nationwide audit conducted by ICE resulted in 14,000 suspicious documents. The Border Network for Human Rights said in its statement that it "hopes that the Obama administration will rethink this outdated strategy and keep his campaign promise to implement comprehensive immigration reform." http://www.elpasotimes.com/ci_13837362?source=most_emailed Why do activists feel illegals should not be held to any standard in the work place and ICE should not bother illegals even when they use document , stolen documents as such documents enable illegal to have a better life and current laws are unjust. People feel its ok to break laws without any punishment since what they are doing is offering them a better life ? Is this how activists believe our immigration laws must be directed ?Why is the first thing activists say ICE audits are tearing families apart. more

Voting Question: New construction handyman business, Need filing and organization help?

So I started a little handyman business. I got my general contractor's license, insurance and bond and am getting a fair amount of work. I like it but don't like having to sit down at the computer for too long of a time doing paperwork. I've got a makeshift filing system, all paper with folders, cabinet etc. I use MS Office Pro programs like Outlook for email/calendar etc and Word for all documents for bids, invoices, letterheads etc. I'm looking for the best and most efficient ways of dealing with all the administrative duties associated with running a small construction business. I wanna use technology as much as I can to help me keep track of receipts, invoices, job leads, etc. I know I need Quick Books or a program similar but not sure how much that program alone will help me when keeping track of everything. Should I keep a handwritten ledger of all transactions (fuel, materials, tools, withdrawals etc) or is there a program I can use to do that? Any help is much appreciated. I'd like to hear from people who have or currently is running a business but input from anyone is appreciated. Links to .doc templates, or reference sites welcomed. more

Resolved Question: On a scale of 1 to 10: How upset will Americans be when they realize how bad TARP screwed them over?

In essence Timmy Geithner set up a program that paid top price for toxic (worthless) assets (with tax payer money). Who was the beneficiary of this?? Goldman Sachs --- Turbo Timmy's former employer. Coincidence?? Or a sign that the govt. has reached a tipping point with regards to massive corruption?? http://www.huffingtonpost.com/2009/11/16/aig-bailout-government-ov_n_359919.html A brutal report issued Monday by a government watchdog holds Timothy Geithner -- then the head of the Federal Reserve Bank of New York and now the nation's Treasury Secretary -- responsible for overpayments that put billions of extra tax dollars in the coffers of major Wall Street firms, most notably Goldman Sachs. The authoritative new narrative describes how, while bailing out insurance giant AIG last fall, a team led by Geithner failed nearly every step of the way. Instead of bargaining with AIG's numerous counterparties to resolve its billions of dollars in souring derivatives contracts, Geithner's team ended up paying top dollar for toxic assets -- "an amount far above their market value at the time," the report notes. "There is no question that the effect of FRBNY's decisions -- indeed, the very design of the federal assistance to AIG -- was that tens of billions of dollars of Government money was funneled inexorably and directly to AIG's counterparties," the Office of the Special Inspector General for the Troubled Asset Relief Program said. Wall Street firms like Goldman Sachs, Merrill Lynch and Wachovia got full value for their derivatives contracts with AIG, and taxpayers got the bill. In total, $27.1 billion of public money was transferred to companies that did business with AIG.oh yeah - 1 = not upset 10 = very upsetsarika........Yes, that's because there is a very big rat. It's called the Federal Reserve. more

Resolved Question: How come I always feel lost?

I am a 24 year old man, and I was always in the gifted programs in school. However, when it comes to adult tasks that require me to pay attention to things like paying bills, writing out sales letters and following through with leads, I always underperform. I get lost all of the time just doing basic stuff; like, when I am driving it will take me hours to find a place or get to a job interview. It's like I am always lost, so I get scared to even go out sometimes because I do stupid stuff like driving in the wrong direction and it will take me 30 minutes to get from point a to point b even if I know where I am going ahead of time. It has been hard for me to concentrate on minor details that make a person successful in life and in social relationships. I always feel lost about stuff, so I take an extra half hour to get to whereever I am going. I will sometimes get lost in a conversation and it's like I don't know what to say next or when it's my turn to speak or go do something in front of the crowd. Always had attention problems, and as a result none of the 'businesses' that I have ran have never had the potential that they once could have. What's going on? Diagnosed with ADD as a kid, which was probably mainly because I got into trouble with the authority, so they chalked it up to ADD and that made it hard for me in school. Now, as a man it is making things really difficult on me and I would like to know what's going on so that I can salvage my life and make myself a successful person. more

Resolved Question: Do people understand a "Mixed" economy is socialism?

Consumers will always want the cheapest service/product. Here are 2 Prime Examples: In our Mixed Economy Education: Many people send their kids to public schools then private. Why? Because the first option is "free". Mail: Many people send their letters through USPS then private. Why? Because it's conveniently outside your house(Mail-Box), and it's "cheaper". --------------------------------------------------------------- Health Care will do the same thing as the two examples. What will happen is it will be "Cheap" since tax payers subsidize the cost. Consumers directly see a "cheap" cost, despite not seeing how the costs are lowered through taxation. This will lead to a government ran program, which is socialism. I wish we can keep everything privatized, so their will be competition. Private Schools here charge 7,000 a year intuition. While the state pays 11,000 per student. (Because of the District buildings and bureaucracy outside the schools function) You can't have a government program in competition with a private program. The private program can go bankrupt. This is why USPS and Public Schools are dominant over the private sectors. It's not because the private sectors are expensive. It's because consumers know (Or I hope), that their tax dollars makes these things function. So they pick those choices first. Consumers will always though pick the "cheaper" product. This is why Wal*Mart and Costco are widely visited. So in theory, you should either socialize America. Or do what the fore fathers wanted and privatize everything. (Read "Wealth of the Nations" by Adam Smith a Libertarian) This is why industry's that are 100% private with no government intervention never have problems. Bail outs - Government Intervention Oil Company's drilling restrictions - Government Intervention. I've yet to see a major retail chain fail and cause a massive problem. In 2008, Circuit City, and Linens-N-Things went out of business. Nothing happened. The market kept going. The height of the private market movement would be McDonalds (Weather you like it or not). They are Global/Franchised. I hope the world ends this way. It will end war, we will all be trading and trying to beat our competitor through getting more clientele. Trying to satisfy what people want. Or you can have bureaucrats running things. I've yet to see a war start because of a business.Sunshine: The USPS, is "Cheap" because when it has negative revenue the tax payers absorb the cost. Fedex can't do that. They go out of business. This is why an oligopoly forms. Due to bureaucracy. You don't see the intangible(Taxation) cost, only the tangible when you mail a letter.Passiondale: Couple things wrong here. A) Public Schools and USPS didn't exist the time the founders where alive. Public Schools where paid by the community I agree. Yet it wasn't funded through property tax or anything at the time. It wasn't established till later on. B) You failed by comparing the average income to paying 7,000 for private school. Since private schools are not depicted on Income. It's depicted on weather or not you're willing to pay for it. I can make the average income and drive a Mercedes. If I chose to spend that income on that product. C) Private Schools don't only pick smart kids, they would be dumb to do that, since they lose possible intuition. They'd lose money and go bankrupt. D) Businesses don't discriminate, why would they throw possiable sales out the window just to be discriminatory. Lol business is business. Clients are Clients. This is naive. more

Resolved Question: What do i do about getting my degree in Business to lead to Event planning ?

Okay So i think I would like to be an event planner. However I'm unsure if getting a business degree first them going into a Event planning program is a good idea, I have no idea how to know what gives you certain qualifications and to be completely honost I'm just flat out confused. Please help me ! more

Voting Question: Why are the majority of the youths' education in North America inept in the English language?

I try very hard, but I cannot seem to write properly with the traditional tools of the pen and paper while I can see clearly what I am writing about on a monitor screen with a keyboard. One of my in-class assignments was hand-written. I received the latest in-class assignments back from my professor and I felt my heart sunk into a void where I essentially believed that I could not write, read, or even speak the English language. I felt horrible. I was shattered into a million pieces. I choked on my own spit and my mind ran shaking thoughts of discontinue going to school. I felt that discouraged as the markings on my assignment reminded me of the times during elementary where the teachers had to point out every single mistake I had made on a paragraph as I could not comprehend the proper structure of a paragraph or its sentences. At that moment, my mind went blank, detached, mindless you may say, but as I walked out of that classroom, I wanted to cry. I felt humiliated and undetermined to do anything accomplishing. All of my life I had always thought of myself inept in the English language until my college years. My professors then were very encouraging and found my writing works excellent for business and politics. However, from those encouragements alone made me wanted to step up from college to university into a Humanities program. It was a whole different level. The writing and reading was obviously academic and on a higher scale than what a young adult or a teenager would be able to read on a swift speed. Who can truly understand H.L.A. Hart's concepts and criticisms of natural law and legal positivists' theories through one read? I certainly cannot. The words just are not simply processing in my mind. I wish there was another way. Perhaps I should change majors and not aspire to be a lawyer. It's expensive (except in Quebec) and difficult to accomplish when practising as one. I know this because I currently work for a lawyer in a private law firm. Anyway, my boss complained about how the youth of today's generation are not adept in the English language. They cannot write, spell, or even read properly. We are always on a fast-paced level where we cannot stop for one minute to figure things out slowly and meticulously. We never try to slow down, and whenever we do, we are considered to be mentally retarded or slow. The faster we go, the faster we try, we are depicted as fast learners, thinkers, and achievers. Perhaps. If not so, then from your point of view, what is the case with most of the today's youth generation has an inept understanding of the English language from its most simple basic to complex structures. For instance, it's not statue, it's statute. It's not lead, it's led. Small things like it's or its or its', or Boss' or boss's, etc... to complexities such as dangling modifiers. I have never heard of them before! Not until we were lectured in tutorial class from the same professor who implied I sucked horribly in the English language. Well, anyway, you can voice you opinion about it, doesn't matter if it's right or wrong, I just want to hear from you. Thank you. more

Resolved Question: Résumé help much appreciated?

Would appreciate comments/criticism on my résumé. The format is amazing on Word, and I'm not interested in changing it - only the content. Thanks! Wesley D. N****** (423) 525-**** cell ♦ (706) 259-**** home ♦ ***********@gmail.com ___________________________________Education___________________________________ Overview B.S., Business Management, Liberty University, Lynchburg, Virginia 3.23 GPA December 2009 Major Course Experience (selected) Microcomputer Applications Skills Learned: Working knowledge of the intricacies of MS Word, MS Excel, MS PowerPoint, and MS Access. Perfected the ability to effectively use MS Word, Excel, and Access in a business setting in order to maintain simplicity while escalating the business; through effective PowerPoint presentations, integration of Excel into accounting projects and webpage design. Applied Projects: Developed and maintained worksheets throughout the semester detailing various business calculations used in our text. Regularly integrated data from one application to another. Small Business Entrepreneurship Skills Learned: Learned to analyze the steps involved in formulating and managing a small business within a dynamic environment. Applied Projects: Wrote a full business plan focusing on areas such as idea conception, feasibility, planning, financing, legalities, marketing, operations, and management. __________________________________Experience___________________________________ Orders and Inventory Manager, Value Carpets, ********, Georgia 2008 – 2009 Controlled inventory, and managed order compilation Worked and oversaw order logistics, personally assessing and analyzing to ensure product and inventory efficiency for buyers such as Bass Pro Shops, Inc. Gained valuable analytical experience and problem solving skills under the direct supervision of the companies vice president/owner Teleservices Representative, Publishers Circulation Fulfillment, *********, Florida 2007 – 2008 Assigned responsibilities with the nation’s #1 circulated newspaper—The New York Times Provided excellent customer service by meeting current customer needs Generated new contacts and qualified leads Consistently produced sales above the national average Teleservices Representative, Choicepoint Precision Marketing, *********, Florida 2006 – 2007 Assigned responsibilities with the nation’s largest insurance leads force—Choicepoint Generated new contacts and qualified leads for Auto, Home, and Life insurance Consistently produced sales above the national average _________________________________Extra curricular________________________________ Professional Owned and operated a family business for three years. Applied a variety of managerial skills including personnel, financial, inventory, and customer service oversight Personal President/Treasurer of College Beta Kappa Delta Collegian (a student group of 80+ people) 1 year Active in community outreach programs Master Clubs(similar to Awana), Relay for Life, Adopt-a-Highway more

Resolved Question: Am I a conservative or liberal? conflicted by this. what do you guys think?

I support drilling ANWR and off-shore, but I don't see anything wrong with a windfall profits tax for oil companies because the resource they are using is everyones (isnt that kinda liberal?) I am for civil unions, but against gay marriage because I believe the government shouldn't control the church. I am against abortion in ALL cases. My biggest conflict is I see how the government needs to regulate some industries to ensure we aren't drinking lead poison in our water and we aren't being taken advantage of by corporations, but I also see them as a good thing and should have low taxes and it should be easy to grow and start a business to create a strong economy I dont believe humans are causing global warming and think it could be a natural occurence if it even is happening. I believe in strong military defense spending. I know some of these positions are conservative, I just sometimes wonder if I am liberal at the municipal level because I see the importance in a city having strong public transit and zoning high-density land although I am against to much in social programs which I think is wasted alot. I believe in pre-emptive strikes and unilateral action against countries deemed a threat to national security and also support the patriot act. On the environmental front, although I do think there should be drilling in the artic reserves and other areas, I also would be for establishing lots of national parks and preserved lands which is a pretty liberal position i guess? more

Resolved Question: If I start as a nurse, can it lead to a physicians asst career?

I want to become a physicians assistant but 1. I don't think there is a program near me and 2. I don't know that I have the time to commit to it. I was looking to start out as a registered nurse and working my way up there for a while. Later in life I'd still like to go the PA route but would it be worth it or should I just go the nurse practitioner route? Side notes: My kids are 2 and 3. They will either need to be in daycare or pray that I can find a nanny/babysitter...I have a bachelors in business. My husband is in the military, we are stationed in central alaska. I have never worked in a hospital before though I will be applying for jobs early next year after my husband goes back to Iraq. more

Voting Question: Politically confused? What leaning am I?

I support drilling ANWR and off-shore, but I don't see anything wrong with a windfall profits tax for oil companies because the resource they are using is everyones (isnt that kinda liberal?) I am for civil unions, but against gay marriage because I believe the government shouldn't control the church. I am against abortion in ALL cases. My biggest conflict is I see how the government needs to regulate some industries to ensure we aren't drinking lead poison in our water and we aren't being taken advantage of by corporations, but I also see them as a good thing and should have low taxes and it should be easy to grow and start a business to create a strong economy I dont believe humans are causing global warming and think it could be a natural occurence if it even is happening. I believe in strong military defense spending. I know some of these positions are conservative, I just sometimes wonder if I am liberal at the municipal level because I see the importance in a city having strong public transit and zoning high-density land although I am against to much in social programs which I think is wasted alot. more

Resolved Question: Blood and Gore. Can you believe that Al Gore's carbon credit trading company has that name?

You people are being led like sheep to the slaughterhouse with Al Gore's mindless carbon nonsense: The Money and Connections Behind Al Gore’s Carbon Crusade by Deborah Corey Barnes 10/03/2007 Al Gore’s campaign against global warming is shifting into high gear. Reporters and commentators follow his every move and bombard the public with notice of his activities and opinions. But while the mainstream media promote his ideas about the state of planet Earth, they are mostly silent about the dramatic impact his economic proposals would have on America. And journalists routinely ignore evidence that he may personally benefit from his programs. Would the romance fizzle if Gore’s followers realized how much their man stands to gain? Earlier this year Gore experienced a notable public relations debacle. The Tennessee Center for Policy Research, a state think tank, revealed that he was an energy hog. Public records show that Gore’s Nashville mansion used in one month more than twice the electricity the typical American household uses in a year: His average monthly electric bill was more than $1,359. Moreover, Gore’s household energy use increased after An Inconvenient Truth, his film about global warming, was released to ecstatic reviews. Never mind that the scientific community is divided over what causes global warming, how bad it is and how to deal with it. Gore plays Chicken Little to the media’s applause, insisting that the world is warming dangerously and that he has the solution. The ‘Cap-and-Trade’ System To resolve the “climate crisis,” Gore wants to put a cap on the production of greenhouse gases. He calls for an immediate freeze on U.S. emissions, a ban on new coal-fired power plants, tough new fuel-economy and energy-efficiency standards, renewable energy mandates, carbon taxes and mandatory targets and timetables for reducing greenhouse-gas emissions. Those emissions consist mostly of carbon dioxide (CO2), the byproduct of fossil fuels such as oil, coal and natural gas, which supply 85% of all U.S. energy. Gore’s blueprint to save the planet moves the United States towards a command economy in which government regulators hold sway over what kinds and amounts of energy will be made available to the private sector. His principal regulatory tool is what’s called carbon-credit trading. Under a so-called “cap-and-trade” system, government places a ceiling or “cap” on private-sector emissions of CO2 and other “greenhouse gases.” Each sector, industry or business is allocated a fixed quantity of carbon credits that allow it to emit specific quantities of greenhouse gases. As an example, one tradable carbon credit might permit the emission of one ton of CO2. If a business emits more tons of CO2 than its supply of credits allows, it has the option to buy surplus credits from other firms -- or it will have to pay a fine in proportion to the amount of the excess emission. By contrast, businesses that emit less than their allocation can sell their excess credits. This system, which may sound market-friendly, is something only a bureaucrat could dream up. The twist is that the carbon market exists only because the government’s imposition of a cap creates an artificial scarcity in the right to produce energy. In a cap-and-trade system, buyers will purchase their offsets from a broker or through an electronic trading platform. In Europe, carbon trading is already a reality. Since 2005, carbon offsets have been traded electronically on the European Climate Exchange (ECX). Most carbon cap-and-trade programs also allow regulated entities to earn credits by taking actions that supposedly reduce emissions outside of the firm’s facilities or operations. In one popular version of the carbon-offset concept, firms earn credits by buying seedling trees for planting in less-developed countries. Supporters claim the CO2 intake of the trees will balance out the carbon emissions of the sponsoring firm’s industrial activity. Despite its public relations value, scientists scoff at the notion that it’s possible to plant enough trees to balance out man’s production of CO2. But carbon-offset projects are popular in the environmentalist community. More Chances to Cheat However, the most radical environmentalists reject cap-and-trade. They say it allows polluters to continue to pollute by purchasing carbon credits. That is true but irrelevant. A ton of CO2 emitted in Beijing has the same climatologic effect as a ton emitted in New York. The real problem is that every country’s government has an incentive to cheat on behalf of its domestic producers. This has been the European Union’s (EU) experience with the Emissions Trading System (ETS) that the EU established to implement the Kyoto Protocol. In just about every EU country except Britain, the credits allowed exceed the corresponding tons of emissions. Carbon offsets provide even more opportunities to cheat. For example, some aluminum com more

Resolved Question: Is this just a HUGE coincidence?

In April, President Obama confirmed his commitment to fund a high-speed rail (HSR) program in the United States and extolled the potential benefits of the $8 billion for HSR that Congress included in the stimulus package. That commitment grew by another $5 billion ($1 billion per year) when the President released his budget for FY 2010, and in an act of unprecedented fiscal profligacy, the House Committee on Transportation and Infrastructure (T&I) proposed to add another $50 billion. According to recent comments by the head of the Federal Railroad Administration (FRA), little of these federal monies may go toward "real" HSR but instead appear likely to benefit some of the nation's for-profit freight railroads to achieve modestly higher speeds for existing, half-full Amtrak trains running on their tracks. http://www.heritage.org/research/smartgrowth/wm2637.cfm Nov. 4 (BusinessWire) – Berkshire Hathaway Inc., the investment company led by billionaire Warren Buffett, agreed to buy railroad company Burlington Northern Santa Fe Corp. for $26 billion in a deal he says is a bet on U.S. economic growth. http://business.scoop.co.nz/2009/11/04/while-you-were-sleeping-buffett-buys-railroad/http://www.bnsf.com/aboutbnsf/http://www.newsweek.com/id/213347 more

Voting Question: What is the right officer program for me?

Im 31 years old, active duty Navy and I've been in for 4 years, I recently received my BA in Business Administration and Im thinking about applying for a Commission in the US Navy, at this point it seems that I am too old for OCS but too young for LDO, Do you guys know of any programs (NFO, Nuke etc), within the US Navy, that can lead to a Commission?I think Im too old for old for OCS because pretty much every instruction out there states you cant apply if you are over 30-31 more

Resolved Question: Can I get into Duke University?

Here are some of my credentials to help you determine my chances: I am currently a sophomore in high school with a 3.94 unweighted GPA. I was born in NC and lived there for 12 years before moving to Switzerland where I currently am now. In Junior and Senior year, I will be in the International Baccalaureate program. I am not sure if this makes a difference but I want to major in Economics. My extracurriculars up until this point are: - Boy Scouts (4 years and counting); currently hold the Senior Patrol Leader position which is the highest leadership position in scouts. - On the school Volleyball (sophomore year) and Basketball (freshman and soph years) teams. Will continue these throughout high school. - Do a fair amount of community and service - Student Body Representative (freshman year) and will be running for Student Body Treasurer in my junior year and senior year. Other Info: - Have started my own non-profit T-shirt business that sends all profits to an eye hospital in India that treats impoverished citizens for free. - My passion for economics led to the addition of a 9th and 10th grade econ class which was only offered in 11th and 12th grade previously. It is now extremely popular; nearly 40 percent of the sophomore year chose the course as their elective. Thanks! more

Resolved Question: What is best home based business out today?

Hello... for sometime now I have been searching for the a great home based business that i can make great money with and hopefully quit my job while at it , but Ive had no luck... I leaning towards a program were i can sell things on ebay " i don't care what is clothes,jewelry,beauty supplies,furniture,hardware,etc" Where I can just basically work from my own pc and have lots of money going into either my pay-pal account or bank account, and i know its possible but i just don't have a lead... Does anyone out here know of a great home based business that i can get into and make alot of money doing? and I mean A REAL LEGIT home based business no B.S please... thanks more

Resolved Question: What has happened to the Obama News Network, called CNN?

CNN falls to last place in ratings for prime-time programs In Nielsen Media Research figures released by the networks Monday, CNN's prime-time programs fell to fourth place. It's the first time since the network launched more than 20 years ago that it finished last in prime time -- the area all networks rely on the heaviest for advertising. Buoyed by a tight Obama-Clinton Democratic presidential primary, which led to prime-time shows such as "CNN Election Center," the network enjoyed high ratings prior to President Barack Obama taking office. But media analysts were left wondering if the network had enough in its programming vault to stay at or near the top. http://www.ajc.com/business/cnn-falls-to-last-175077.html?cxtype=rss_news_128746 And right up above them in next to last place is MSNBC, whoops, too bad people with brains are actually watching the only station that does not have "leg twitching" fools like Chrissy Matthews, CNN the Obama support propaganda station has fallen to last place. more

Resolved Question: Was this sent to the wrong person?

I gotten an email that landed in my junk mail. Read below Special Situation Report‏ From: karina montesinos olivares (karina_cool_9@hotmail.com) You may not know this sender.Mark as safe|Mark as safe Sent:October 19, 2009 6:07:49 AM To:dancin_dan@hotmail.co.uk Successful companies aren't born, they're made - and they have to work their way from humble beginnings and through the ranks just like everyone else. When it comes to our microcap stock investing, I'm in it to win and win big � and that means the goal is never to hit less than a few 10-baggers in every microcap bull cycle. This week we've identified one microcap stock that is on its way to changing the game in its respective market, The Wyncrest Group, Inc. (Pink Sheets: WNCG - News), an innovative a niche insurance consortium. The company has six planned acquisitions that could catapult the company�s revenues to $50,000,000.00 in 2010! The stock is currently trading at $0.05 and our near term target is $0.43. Load up on WNCG before all the trend chasers... and cash out while short traders continue tripping over themselves. Watch for big swings upward and momentum trading in WNCG as the stock continues to gain momentum and trade under the radar of the Wall Street traders. WNCG is also in negotiations with several acquisition targets developed over an ongoing two-year campaign to find distressed agencies and consolidate contract assets under one lower cost platform. Through its Wyncrest Offshore Services Division, the Company is expanding into the growing offshore insurance and reinsurance market by offering a variety of services and products, including a liability program for helicopter flight training schools and non-owner helicopter pilots, and a line of Warranty Service Policies operating as a controlled foreign corporation. Royalty income is expected from licensing insurance products patented under a new category of business methods, a strategy taken only by a few in a new class of small innovative insurance companies leading the industry! Don�t let this super gem slip through your hands. - BUY that dancin_dan@hotmail.co.uk isnt my email but is close to mine (dancin_danny@hotmail.com) so my question is, why was this sent to me? I sent the other dan guy an email and never said it was not delivered (failure email never came up as it usually does when the email address is wrong so this email does exist.) more

Resolved Question: Cons: Which lie was easier for you to forget: That Osama had a secret fortress? or that Saddam had WMDs?

"The story probably reached its high point on NBC's Meet The Press on December 2nd when Tim Russert, the host of the program, provided Secretary of Defense Donald Rumsfeld with the artist's rendering of bin Laden's fortress. The interview proceeded: Russert: The Times of London did a graphic, which I want to put on the screen for you and our viewers. This is it. This is a fortress. This is a very much a complex, multi-tiered, bedrooms and offices on the top, as you can see, secret exits on the side and on the bottom, cut deep to avoid thermal detection so when our planes fly to try to determine if any human beings are in there, it's built so deeply down and embedded in the mountain and the rock it's hard to detect. And over here, valleys guarded, as you can see, by some Taliban soldiers. A ventilation system to allow people to breathe and to carry on. An arms and ammunition depot. And you can see here the exits leading into it and the entrances large enough to drive trucks and cars and even tanks. And it's own hydroelectric power to help keep lights on, even computer systems and telephone systems. It's a very sophisticated operation. Rumsfeld: Oh, you bet. This is serious business. And there's not one of those. There are many of those. And they have been used very effectively. And I might add, Afghanistan is not the only country that has gone underground. Any number of countries have gone underground. The tunneling equipment that exists today is very powerful. It's dual use. It's available across the globe. And people have recognized the advantages of using underground protection for themselves." http://www.edwardjayepstein.com/nether_fictoid3.htm(((Cody The Conservative))): How do you know that you "Never heard of the secret fortress thing". Isn't it possible that you just forgot it completely? more

Voting Question: This is my first paragraph what corrections need to be made?

I believe the liberal arts honors program will help me become a well-rounded person. It will help me become more analytical and thoughtful. I will not only ask why, but how, what where and when. I will look deeper on many tasks come upon in the profession I want to pursue Accounting I will be able to solve problems that my constituents will have missed because they merely scratched the surface. My communication skills will broaden and I will able to talk to customers not only on a professional level, but personal level as well. I will be able to make my business. The study abroad opportunities that the liberal arts program will offer will help me become open minded and knowledgeable on different cultures. I will able to empathize with people from different backgrounds and aid them in ways other cannot. The program will also help me enhance my leadership skills. I will be able to make ideas become reality by persuading and leading people for the necessary changes I want to accomplish. I will not become a wallflower in my career; I will be head front and center leading the way to change. In the profession I’m pursuing Accounting I will be able to make the business friendlier and open. It will be known for really wanting to understand and know their customers. I hope with the liberal arts program to change people’s views on accounting and the business world general. I hope to make people see it as place that is their comfort, understand and help people in any way possible. Not the cold uncomfortable way business seems to be like today. In the future I want people to be happy to see their accountant and not dread it. more

Resolved Question: Do you still support the Cap and Trade bill that's is currently before the Senate ?

Obama spoke in San Francisco early last year, saying, "under my plan of a cap and trade system, electricity rates would necessarily skyrocket. Because I'm capping greenhouse gases, coal power plants, you know, natural gas, you name it, whatever the plants were, whatever the industry was, uh, they would have to retrofit their operations. That will cost money. They will pass that money on to consumers." Liberals are still working behind closed doors and behind the scenes in the Senate to advance an economy dampening environmentalist Cap-and-Trade Energy Tax. It is an $845 billion dollar global warming tax. It's being called a cap-and-trade program, but it's really a massive tax that will be paid for by American businesses and taxpayers. Studies have shown that it would likely lead to millions of lost jobs, cost the average household $1,300 or more per year and dramatically increase the cost of electricity and gasoline. more

Resolved Question: Need help with Chemical Engineering Major.........Please?

need advice please....... Ever since childhood I have enjoyed being a keen observer and an early learner. My interest to know more has always led me towards exploring new avenues of learning. Throughout those years, I have been intrigued by a lot of sciences. As far as I remember, my special interest in Engineering came to light when I first thought of product productions at the age of 11. During my high school years, chemistry and math were my favorite subjects. I graduates high school at the age of sixteen and I attended online school program from London, UK. I was in double major with computer science and electronic commerce. During my first year of study in computer and business, I play professional computer games to pay my tuition. Finally, I realized that being a programmer was not my dream job. So I decided to go to United States and study to become a Chemical Engineer but my parents were very disappointment with my decision and they did not want me to go to foreign country because I am their only son. During my first year of study in Community College, I took general elective courses, math and basic engineering courses. Btw I had to start school from the beginning because of the credits from FC are not transferred. Two years later, I transferred to a very competitive engineering school with 3.3 GPA. I am majoring in chemical engineering. I chose chemical engineering program because it has a good knowledge combination of math, chemistry and mechanical engineering course load. I also like the idea of production of useful products for industry and people. I am really good at math and science (I had grade A in Cal1, 2, 3, Diff Equ and general chemistry and physics classes but C in English composition and literature classes) but right now I am having trouble with following my chemical engineering analysis class and organic class. ( the homework load of material balance and manometer problems are killing me). I am not a student like who like to party and always enjoying fun stuff. I am taking 16 credits and study at least 30 hrs a week just my own in library like individually not with the group. Is there anyone who did really well in sophomore year of ChemE and would like to advice me? Any chemical engineer (p.s I really like ChemE and enjoying learning it and I dont have second choice. some of my classmates has changed major to mechanical but I dont really want to change my major) more

Resolved Question: What does this statement mean?

Rewards Network Inc. (NASDAQ: DINE), a leading provider of marketing services and dining rewards programs to the restaurant industry, today announced that its Board of Directors declared a special cash dividend of $2.00 per share of common stock, payable on October 22, 2009 to stockholders of record at the close of business on October 15, 2009. ________________________ Does it mean that I would have to hold until the closing of Oct. 15 2009 to get the special $2 dividend or can I just go in and get out and still get the $2 dividend>??? more

Resolved Question: Is this Conservative correct?

Above all, however, he thinks that the Republican Party no longer has a credible economic policy. It continues to advocate tax cuts even though the recent Bush tax cuts led to only mediocre economic growth and huge deficits. (Numbers from the Congressional Budget Office show that Mr. Bush’s policies are responsible for far more of the projected deficits than Mr. Obama’s.) On the spending side, Republican leaders criticize Mr. Obama, yet offer no serious spending cuts of their own. Indeed, when the White House has proposed cuts — to parts of Medicare, to an outdated fighter jet program and to subsidies for banks and agribusiness — most Republicans have opposed them. How, Mr. Bartlett asks, is this conservative? How is it in keeping with a party that once prided itself on fiscal responsibility — the party of President Dwight Eisenhower (who refused to cut taxes because the budget wasn’t balanced) or of the first President Bush (whose tax increase helped create the 1990s surpluses)? “So much of what passes for conservatism today is just pure partisan opposition,” Mr. Bartlett says. “It’s not conservative at all.” http://www.nytimes.com/2009/10/07/business/07leonhardt.html?_r=1&scp=3&sq=republicans%20taxes&st=cse"Mr. Bartlett has worked for Jack Kemp and Presidents Reagan and George H. W. Bush. He has been a fellow at the Cato Institute and the Heritage Foundation. He wants the estate tax to be reduced, and he thinks that President Obama should not have taken on health reform or climate change this year." more

Resolved Question: Can Liberals lead by example or stop complaining?

Look I am tired of hearing about the environment, health care, and "what is fair" For starters the environment: If Global Warming is real quit driving your car, exhaling giving off CO2, stop flying in air planes, don't ride the bus, boycott the CO2 Emitting life style. Also with the environment is if you're so for saving trees, don't live in a house (Since houses are framed by wood), don't use paper, don't use anything that consumes a tree, even the land you live on if there where trees there shame on you. Health care is a good one: If health care needs to be in the hands of the government, every liberal that has private health care needs to donate all their money to the government and use medicaid or medicare, because it's so good in service, just like the DMV. I don't get why Liberals complain about health care quantity (number of people who have it) when really we have the best quality in health care because I'd love to see socialist Cuba afford MRI machines every where when everyone is driving a car made in 1960, yes sicko lied, that hospital was private for government officials only. Fairness is funny too: Liberals if you want to be fair at work, stop taking the promotions you get offered for being a good employee just tell your boss it's not fair that you preform better and demand you get equal pay. Then I want you to take all your money, and start a company, tell me how easy you assume it is. I want you to tell me from first hand perspective how companies are so greedy wanting to work for a profit. I can't think of anyone that won't work for a profit, why would anyone spend half a million dollars on a small business only to break even still being down half a million dollars. Second with fairness Look at all the programs like welfare, food stamps, medicaid, and all that other hand out junk. We have been paying for it for along time, historically we still have poverty in America the solution never worked. That's because you give people jobs, not monthly hand outs the are dependent on. Make people independent for them selves, not dependent on the government, once the government goes bankrupt they lost it all. That feels good, read it please, I really want to know how Liberals think. more

Resolved Question: Many School Related Questions?

Hey guys, I am entering my senior year in high school and I have my eyes set on going to the University of Washington next year. I don't know if any of you guys have heard of the running start program in the state of Washington but it basically allows high school students to attend classes at local community colleges and gain college and high school credits at the same time. I will have my associates degree from college a few months before I graduate from high school. Afterwards I will go into UW as a mid-year junior. I looked at the degree programs at the University of Washington and I've decided that I will pursue an undergraduate business degree in both finance and accounting. Before I enter the workforce I might also earn a masters degree in accounting and get CPA certified as well. From the looks of things, I should complete those three degrees and get cpa certified by the time I am 21 years old or 22 at the oldest. This leads me to a few questions: 1) After I earn those degrees, will my young age hinder my ability to be competitive with older applicants who are searching for the same jobs as me? I was speaking with my father a while ago and he said that I might have a harder time being competitive due to the lack of maturity and world experience I may have compared to older job seekers. 2) Once I get my degrees from UW, I plan to work a few years and come back and earn an MBA; hopefully from a top 10 or even a top 5 program such as Stanford, MIT, Michigan, etc. Do these high end programs place a large emphasis on where I earned my previous degrees? UW has a good undergraduate business program. It is ranked 21st overall in the nation by U.S. News and its accounting program ranks 14th in the nation. However the entire business school is only ranked 33rd overall by BusinessWeek. If I finish at UW with a decent GPA (3.5 or higher) would I stand a good chance at being able to earn an MBA from one of the top programs later on? Or would MBA programs prefer that I have my undergraduate studies completed at a stronger program? 3) Any opinions on fraternities? Although I have heard mixed opinions about them I am definitely leaning towards joining a fraternity while I am a student there. From what I understand, most people that have been in fraternities don't regret it. It looks good on a resume, you get to meet more people than most other students would be able to, you get to do community services and activities, and I've heard the parties are awesome. My only major concern is the hazing. All of your answers would be greatly appreciated. I've tried finding the answers to my first two questions and I just don't know where to begin looking for them. However I understand a bit about fraternities and I just want to get more opinions on them. Thankyou! Sincerely, Hard Working Student more

Resolved Question: english native speakers, please edit my composition..?

it is a CV that i have translated from chinese and at some points i have just translated word by word cos some sentences don't really seem to make sense in english. probably also because i am not that familiar with business stuffs. thanks a lot! "Primarily responsible for leading the production and processing arrangements of the Scheme, Coordination, tracking and completion; Standard parts procurement and processing。 Self-evaluation This person has more than five years experience in mold machining program, according to the company reasonable arrangements for mold production and processing cycle, control the working procedures of the processing time and follow-up of the work-pieces, according to the technical requirements of standard parts for purchasing and tracking, according to production needs and time to plan to be updated in order to achieve the full assurance of timely completion of various projects, assist other departments in dealing with all emergencies in the production process. She is proficient in using Word, Excel and other office software and SAP system. She got a very good communication and co-ordination capability, has a very strong adaptability and a very strong team spirit, have a good learning ability". more

Resolved Question: If one wanted to become a talent agent, what would be the best undergraduate field to major in?

I would like to be in USCs Business and Cinematic Arts Joint Program, but getting into that particular school is really tough. So I was wondering if any other majors could also lead you in that direction since most universities don't have that exact program? more

Voting Question: Why are we discussing Obama's re-election chances already?

A large reason Obama was elected was that he promised to turn around the economy. And, after he was elected, he attempted to do just that: He kept huge banks and car makers from going out of business and creating hundreds of thousands (maybe millions) of job losses, and created temporary infrastructure jobs by giving states money to build public works projects that were needed, anyway. However, unless you are EXTREMELY ignorant about how our economy works, you will know that the economy cannot reverse track in a week, it takes many months, maybe even a year, for the results of what was done to have their full effect. Shouldn't we wait until then to reserve judgement on whether or not his programs worked? That being said, many of the "leading economic indicators" are pointing up, predicting that the economy will begin to grow again in 3-6 months. (which, oddly enough, is about a year after the stimulus bills were passed, which is when their results were predicted to show themselves at time of their passage). As the economy ALWAYS does, it is going very slowly, and unemployment, as always, will take longer to correct itself, and will probably start going up in about a year. So why are we ignoring the basic way the economy has been working for the past hundred years when judging Obama? As if any economic activity could take place this fast. more

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