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New business continuity standard will protect reputations and cut risk, says BSI

The new British standard for business continuity will help organisations protect their brand and reputation as well as helping them reduce risk, says the British Standards Institution (BSI).

The BSI published the requirements for the BS 25999 standard in November 2007 to enable organisations to certify their business continuity management systems (BCMS).

John Hele, global product manager for BSI Management Systems, said certification would help to protect organisations' brand and reputation, help them retain clients, and speed up the tendering process.

"Certification will provide a faster way of proving organisations' resilience to potential customers as well as making them more attractive to insurers and potentially qualify them for preferential rates," he said. more

UK colleges snub short business degrees

England's leading universities are set to snub government plans for intensive business-friendly degrees lasting 48 weeks a year, a Financial Times survey suggests.

A draft Whitehall paper – details of which were revealed by the FT last month – says universities should offer reforms “that an employer and employee will want", such as “degrees taught over 48 weeks a year, with the bulk of learning delivered online or in the workplace".

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Reduce energy at work and improve your bottom line

Saving money on your energy bills may not be as exciting as winning a new contract, setting a new sales record or designing a new product. But for many businesses, it can add to profitability in a way that is just as dramatic.

We want to offer some fairly easy solutions that are designed to help businesses that are experiencing increasing concern about energy costs; businesses that are coping with energy systems that are not designed specifically for their activities or space requirements; and organizations that want to bring the same efficiency to their heating, cooling and lighting systems as they do to other business activities.

There is a multitude of business benefits with energy saving measures including an exceptional return on investment of 20% - 50% per year, reduced maintenance and replacement costs, increased cooling capacity of air conditioning and refrigeration systems, more efficient equipment performance and project payback periods of just two to five years. more

Mobile Marketing Service targets local businesses.

Mobile marketing service features content management system which formats business information for any PC or mobile phone, instant marketing system so businesses can interact with consumers via text messaging, and mobile commerce solution. All features are available through internet-based tool. Service allows local business to combine online marketing with consumers' cell phones and other wireless devices.

Related categories: Services . more

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Voting Question: Where should I incorporate?

I live in New York City and have a reasonable successful online business that I want to take to the next level, hire employees, build up, etc. I have decided to incorporate to do this, but have questions about where to do it. New York State has the highest taxes in the nation, so I would like to avoid those once it is going. I could run the biz in New Jersey if it really makes money or even move or at least set up an office in Florida or Nevada where there are no state taxes, but for now, it does not make enough money to justify this, but I expect it to soon. If I register in New York, how hard and expensive is it to change states or incorporation? I have a buddy in Nevada. Can he be my registered agent or is there more to it? Thanks Kenny more

Open Question: Why University of Illinois (champaign Urbana)? Also, How personal is their admissions process?

Okay, so I am currently a junior in high school and I am researching universities and looking into the best schools, financially and by the quality of the education. I am originally from Illinois but I have been going to high school overseas in Milan, Italy since I was a freshman. It has been a great experience but I'm not quite sure if I will fit into the U of I community because of my diverse background and experiences. Although, I would love if it were possible. My mom recieved both her graduate and undergraduate degrees from U of I (champaign urbana) so she has been pushing me to apply there. Although she has told me once or twice that it is difficult to get in, and she's not sure I am able to. Honestly it was a bit of a blow to my ego but I would like to know what my chances are, and whether the admissions process will take into account the many extracurricular and other personal activities I have dedicated myself to. Below is a taste of my personal achievements during HS: I am currently taking the International Bacchleareaute (haha that is spelled wrong fyi) or the IB. This is like AP and is an accelerated program. I am taking HL math, HL English, and HL Chemistry although I do not plan to go into a Chemistry-related major. Since my freshman year, my semester grades have included all A+s and As except for this past semester I recieved 2 Bs. Our school does not include B+s or A-s because the IB does not grade this way. I received two Bs in Chemistry and Spanish. My courses include Economics, HL Math, Business Studies, HL English, HL Chemistry, Spanish and Italian. I am interested in entering the Business field or possibly communications although I have not quite decided. To continue this already pretty long description, I am in numerous extracurriculor activities and really dedicate myself to all. I have been in student government as Publicity official for my sophmore year and junior year, plus I am running for President this spring for my senior year. I am a member of NHS (national honors society) and have planned many charity events in conjunction. I am also treasurer of Prom Comitteee, and also do MANY sports. I was basketball captain my sophmore and junior year, and volleyball captain my junior year. I also play soccer. This takes alot of my time and I really enjoy particpating in everything. I won the most outstanding english award for 10th grade and most improved in physics last year as well. I am hoping to recieve both English and Economics this year and I am currently particpating in an international marketing competition with the well known company Media-Saturn. Overall, I just want to know if U of I will take into account many of these parts of my life that I have worked so hard to incorporate. I am almost positive I have left many things out as well. I do habitat for humanities and am going to travel to Romania in May as well as I have done a personal fundraiser for St. Judes. I know U of I has a great club diversity but I also just want the best school that will help me succeed. ~Thanks* Oh and I also do MUN (Model United Nations) and go to a conference in Dublin, Ireland everyyear...... more

Voting Question: Business Transfer Legal Help!!?

If my father wanted to transfer 90% ownership of his restaurant to me ( I am currently 5% owner already), are there any tax implications? How does he go about doing this to make it official? The restaurant is incorporated as an S corp. more

Resolved Question: So how does a McDonalds or a Lawn Mower Shop or similar small business offer health care to its employees?

Think about it before you answer... read my ideas and tell me yours.... Think about all the individuals who are struggling now days .The single mothers who are now raising kids alone and working hard long hours to make 1800 to 2200 dollars before taxes... how do they pay the average for good health insurance... 900 to 1400 per month for a family of 4... If your a Republican and against single payer then figure it out... how does America compete against societies around the planet that have insurance for every man woman and child and still be competitive. Tort reform isn't going to get it... thats 54 Billion over TEN YEARS. Divide 54 Billion by the population of the US 303,824,640 (2008 census) = $177.73 divided by 12 months = $14.41 per person. I keep looking for real Republican ideas that are going to make a real dent and seem to hear more about protecting company profits than real reform. Take Competitiveness across state lines. Competitiveness across State lines takes place in many states now and the costs in those states is still high so expanding markets in states where it is limited is not going to bring down the costs... that's just a ploy by companies for more access to make more money... Isn't it absurd that these companies are making 34 % profit on our pain. Take the case of my grand son... He slips on the tile floor and 7 stitches and 1 X-ray later they owe $3800.00. imagine you have no insurance. The arguments against single payer are illogical for those that have no insurance at all because the care doesn't change... it is still 7 stitches and an X-ray, it's just how it is paid for. So tell me how the Republican plan is going to benefit the small business owner and those without insurance or are struggling to pay the premiums. I really want to hear your ideas and I'm all for incorporating them into the debate... but divide it up by the population and take a look at how much of an effedt it will have. more

Voting Question: What should I use to make an operating system?

Now, I know all about visual basic. Visual Basic gives you the option to incorporate some of the Windows features into your own applications. That's not what I'm looking for. I'm starting my own business and I need to learn how to program an operating system, using the logos, icons and user interfaces that my co-founder have produced. Nothing like Windows at all. Does anyone know of software that will allow me to create a brand new Operating System? Thank you all more

Resolved Question: Accounting...please Help!! 10 points for best answer!!?

Hi, for the following 2 trasactions, which accounts will be affected?? I tried figuring it out, but I think im doing it wrong, because my balance sheet won't balance!! Fitness for ALL LTD. is an operating business and wants to record the following transactions for the month end october.31, 2009 These trasactions take place in september: 1. Sept.1: Fitness for all LTD. is incorporated. The owner pays $125,000 for $5000 shares of company stock. 2. Sept. 21: equipment worth $125000 is purchased from a supplier. Fitness for All LTD. pays $75000 in cash and promises to pay the remainder in six months. The estimated life of the equipment is five years. These transactions affect both the balance sheet and income statement. Please indicate which accounts will be affected and by HOW MUCH? Thank you! more

Resolved Question: Working thesis + 3 main arguments for Internet Censorship in China? Would this work?

I have a World Issues culminating (huge project given worth anywhere between 15 and 30% of your final mark). It's an essay about one of the issues in the world. My topic would be "China's Human Rights Record"; more specifically, China's Internet Censorship. This project is not to justify internet censorship; it is your own opinion with information to back it up. Obviously, I am against China's internet censorship and am incorporating my opinion into my essay. Previously I had asked for help in creating a thesis and three main arguments, but I think I've got it figured out and I'd really like other opinions to help me out and to make sure that I'm actually doing this right. It's actually really not in proper format because it's all jumbled up in my brain and it meshes together when on paper. Which is what I need help with - any chance y'all can turn my mess of thoughts into a proper, well-written thesis & arguments? It would be VERY helpful to me. Working thesis (well, a description of what I want as a thesis, really): When the government controls everything, including media, it hurts human rights the most. Aside from being an infringement on human rights, China's internet censorship issue hurts businesses as well. Because governments won't let businesses practice the way they'd like, it hurts businesses just as well as it hurts human rights. With this censorship act in place, China doesn't allow its own educated, knowledgeable people decide what is and isn't appropriate for them. Basically, the government has no rights in making decisions for its people by deciding what is and isn't right for them. Who is the government for making these kinds of decisions? ^ Those are my thoughts on China's internet censorship. Can ANYONE please put that into a more appropriate and well-written thesis for me? I'm desperate and I'd really appreciate your help! And now, onto the three main arguments. Argument one: It's an infringement on human rights. It doesn't allow people to make their own decisions. Argument two: It hurts businesses because they have to spend so much time and money trying to change their company to comply with China's censorship laws. For example, Google and Yahoo! Argument three: Recently with all these problems they've had, there's been so much corruption involved in trying to do the things that the governments want that companies take shortcuts, the "easy way out." For example, the baby milk that had poison in it, and the kids' toys that contained a high concentration of lead, etc. Any way y'all can make that look... well, basically smarter? My mind's blank and I can't think of how to word it properly or make it well-written. PLEASE & THANK YOU! more

Resolved Question: What happens if a small business can't report a 1099 on a contractor?

I took over as a bookkeeper for a company last June, 2009 I am doing the 1099's today and I found an independent contractor that should of filled out a W-9. I asked the owners and this person is no where to be found. Rumor is they moved out of state. So here is the question... If I have no information at all all this person how can I 1099 them? The owners also pay folks that are incorporated therefore they are not 1099. How will the IRS know if I just simply leave off the Missing I.C. so I can finish my 1099's? more

Voting Question: My employer is not claiming income for the business. How do or what can I do to file my taxes?

I have worked full time for the last year and a half and don't have any official pay stubs. The business was just recently incorporated (nov of 09). What can I do? more

Resolved Question: What are some ways to use my Photoshop Skills to make some money?

I just need some creative ideas on how to use my PS skills for business use. I'm 16 years old. I can make my own website, so if you have any ideas on how to incorporate that into your idea then please share. :) Thank you. more

Resolved Question: How can I subliminally incorporate SEX into my new job resume? It has to work on both males and females?

I am 19 and in college and trying to get a job. It is difficult even though I am bilingual, have studied abroad, have a high gpa, and volunteered nearly 300 hours so I decided to take things to the next level by incorporating tons of trigger words and subliminal messages into a new resume which will make the person reading them feel pleasure/joy/like I am the one to hire XD I was thinking of incorporating sex into it, but not sure how to go about it since the person reading my resume might be male or female :/ And remember this is SUBLIMINAL, so it's not trashy -- just appealing to their inner desires. How can I incorporate sex in a way that will appeal to both a man and a woman? Thanks and ps: I'm a Business, Marketing/Advertising Major/Minor so this is my hobby anyways. XD more

Resolved Question: low GPA coming out of college how will I be able to find a job?

I will be graduating in May with a Bachelor of Business Administration with a concentration in marketing and my cumulative GPA is a 2.35. I am really scared that when I graduate I won't be able to find a job because my GPA is so low. I got B+'s in my marketing classes that incorporated real life application into the class but I did terrible in my accounting classes where I had to memorize formulas for tests and then try to figure out what formula I had to use and what information was important and what information was just thrown in to mess with our heads. Do you think even with such a low GPA I can land an entry level job. And do you think if I do well and gain experience that I could move up in my marketing career despite my low GPA. more

Voting Question: Protecting my personal assets starting a corporation?

I live in CA and am in the process of starting a limo bus company. What is the best way to protect my assets? And set up my Corporation? I have been considering incorporating in NV to protect myself and have less taxes, but how much of my assets are protected? And will I even be saving money or will CA charge me "foreign business taxes"? Also is there a way I can set up a corporation and start the limo bus corporation in the other corporation's name? To protect my personal assests? Thank you, any legal beagles would be greatly appreciated. more

Resolved Question: How to patent or copyright an Internet Website Name?

I have an internet website. It is a great idea along the lines of a 99cent store. But technology not retail. Anyways i have not put it live because I am afraid someone will steal my idea and do it bigger and better.How do I obtain a patent? Am I patenting the name/or idea. Also what is the cost associated with this. Finally do I incorporate the business now or can I do it after the patent if the business does indeed take off? more

Resolved Question: Applying for a Government Position, but I am a senior teller at a Bank................?

I am applying for a government position, but I have all banking experience. I want a job where I can have more benefits and flexibility in my work schedule. I am married with two children and I am looking to move forward in my career. What type of resume should I do and what should I put on my resume to incorporate the two together? Please give me some advice on what I should put into my resume and how I can stress my business marketing degree, but apply for a government position doing something completely opposite. What are your thoughts and how should I do my resume? What will make my resume stand out from ALL the others? Where can I go to see some sample resumes for people who are applying to government positions? Please be serious and try to answer ALL my questions, if possible. If not, a little help is better than none! Thank you and God bless!I need to upload a resume to the government site! With that being said, I am seeking help on what I should put on my resume and how I can relate my job experience and degree with the government positions, in general! Thank you! more

Resolved Question: How should I handle my consulting invoice and taxes?

After years of working for an employer, several (4) clients that I used to consult to have asked me to come in and work with them on small projects. My consulting business was incorporated but I formally closed that business years ago. I don't know how much work I will do for them, probably less than 5k during 2010. I don't want to go through the process of formally starting a company (dba for name, local business license, business bank account, etc.) if I don't have to do that. How should I invoice these (little tiny) clients, will I need to give them my social security number (rather than tax id) and how will I pay taxes on this income? Thanks in advance! more

Resolved Question: I have a little music pub co and my cover band is starting to make money. How should I set up my business?

Its a sole proprietorship and don't want to incorporate. I have a tax id for the pub, but do I need another for the cover band? Could I put it all under one name? How should I set it up and what can I write off etc? Thank you. more

Resolved Question: questions about forming an LLC in Delaware while I live in NY?

I live in NY state and I'm looking to start a business selling items online. I may also wish to sell some items locally. I'm interested in incorporating in Delaware (my goal is to save money in taxes and fees). Would that work for me since i plan on operating in NY? Would it be better just to incorporate in my home state? Also if I incorporate in Delaware would I need to get a Delaware resale license? or could i get a NY resale license? (I need the resale license in order to purchase items from manufacturers and distributors). Also would my legal address need to be a delaware address? if so how do I go about doing that? Thanks! more

Resolved Question: How can I incorporate a computer photo printing to my business to maximize profit?

Resolved Question: Online Design Business Ideas?

I am currently a high school student looking into a career in Graphic Design. My mom mentioned creating an online business to help raise money for school - something I can do on the side and continue doing throughout college - while also improving my skills. I think this would be neat, however, I am stuck when it comes to ideas. I have a passion for marketing and advertising, but I also enjoy creating simple things people can use every day. Is there a way to incorporate both into a successful business? Any ideas to get this started? And finally, If and when I do make that business, how do I spread the word? Thanks for all the help! Brittany more

Resolved Question: How to write a personal statement to explain a change in course subject?

I'm looking to study a business and law course in 2010 after a year of studying a media production course, and was wondering how I could phrase this in my personal statement. I'll be starting in the first year of this new area, and will hopefully be getting a Certificate in HE for my previous course. I was wondering how I could incorporate this in my personal statement, and how I could outline the change in subject area. If anyone has any tips on how to do this, I will be pleased to hear them. Thanks in advance. more

Resolved Question: What are some ideas for a business based alternative highschool? ASAP answers please and thanks :)?

FIRST OF ALL I WOULD LIKE TO SAY; if your going to be rude about this question then please do not bother to waste your time to answer..thanks :) OTHER THAN THAT, If you were to design a highschool for grades 9-12 that is business based, but also incorporates other subjects such as english, gym, etc. how would you make it function? Things that you could consider while answering my question; What would be some rules? What would the schedule look like? What will be the courses that are offered, and why? Will there be uniforms? How will it be different from all the other schools? THANKSSS SO MUCH FOR ANYONE THAT EVEN CONTRIBUTES A LITTLE BIT. ALL HELP IS MAJORLY APPRECIATED:D:D more

Voting Question: Alternative Schools- What are some idea's for a business based school?

If you were to design a highschool for grades 9-12 that is business based, but also incorporates other subjects such as english, gym, etc. how would you make it function? Things that you could consider while answering my question; What would be some rules? What would the schedule look like? What will be the courses that are offered, and why? Will there be uniforms? How will it be different from all the other schools? THANKSSS SO MUCH FOR ANYONE THAT EVEN CONTRIBUTES A LITTLE BIT. ALL HELP IS MAJORLY APPRECIATED:D:D more

Resolved Question: Adding ownerships/partners to a corporation that was already created?

Let's say I incorporated my small business (S-Corporation). Is it possible to add more owners/partners to that corporation after it was created? In lamest terms, how much paper work would that need, if it is possible? Thanks. more

Voting Question: Can I add owners to my S-Corp after I have created the S-Corp?

Voting Question: Schedule K-1: how to report the following?

the LLC incorporated in 2009 and will dissolve dec 28, 2009. we incurred a loss and i received a return of my capital less than the initial investment. On the K-1, do I report the loss as Ordinary Business Income (Loss) in Line 1 of Part III, or as a ST capital loss in Line 8, section III? Or both? also, Line 19 - distributions. My disb'n was more of a return of capital. what should i put in Line 19 - Distributions?well, there is a line for capital gains/losses on the K-1. i thought it was a capital loss b/c the only money we got back was a return of capital. a loss btw b/c we lost money. the business was selling sdhc cards, usb drives, card readers online..mostly thru amazon. i can't afford an accountant. but it strikes me that it's a capital loss b/c it was a return of capital. b/c we dissolved b/c our sole supplier cut us off. more

Resolved Question: if a leader has both good qualities & major drawbacks, how u love leader? uproot him /give him chance mend?

Yahoo!My Yahoo!MailMore Yahoo! ServicesMake Y! My HomepageGet Yahoo! ToolbarAccount OptionsHi, MoeSign OutHelpYahoo! Searchweb search Ask Answer Discover Search for questions: Advanced Search My Profile Home > Answer a Question 2 Preview your answer No Country Question How come muslims are very bad at sports? Hello, in my world culture unit in school we are doing a project on how each race has unique talents which make them a valuable demographic to a larger unified world. I chose to convey this doctrine by showing a variety of different ethnic groups with specific examples and what they excel at. So far my project incorporates Michael Phelps(Caucasian-USA) as the best swimmer and proven greatest athlete of the world of all time, Hussein Bolt(n^e^g^r^o-Jamaica) as the up and coming short distance superstar and arguably the second greatest athlete of all time, Yao Ming(Han Chinese-China) as one of the most dynamic modern basketball players in the National Basketball Association, George St. Pierre(Caucasian-Canada) and Anderson Silva(n^e^g^r^o-Brazil) as the single two greatest mixed martial artists to grace the sport (I'm not talking about theatrical spectacle such as Jacky Chan or Bruce Lee, rather actual proficiency in the sport of MMA), Mark Spitz(Caucney Jew-USA) as the second greatest swimmer of all time after Michael Phelps, and a plethora of less notable examples from a variety of different ethnicities. What I have noticed is that Muslim people haven't achieved anything at all in the realm of sports, and I am trying to understand the reasoning behind this. I know ultra orthodox muslims do not partake in a lot of sports because it conflicts with their extremist beliefs, especially the women who can't really wear any sort of athletic uniform without being beaten in the streets by their "owners". But I go to school with a lot of Muslims, and they really aren't good at anything pertaining to athletics; I am on the wrestling team there are a few muslim kids in my weight class and a few in heavier weight classes, and I have never had trouble plowing through them. I don't intend for this to sound hateful or vulgar, rather I'm pursuing an explanation as to why muslims suck at sports. Also I was hoping that Muhammad Ali was muslim so I could use him as an example for my project, BUT ethnically he is n^e^g^r^o not arab, and as it turns out he is an agnostic, not muslim. So no Muhammad Ali is just another black guy who is great at his chosen sport. Edit: Yahoo answers is flawed and changed the word n^e^g^r^o to ******. N^e^g^r^o is the ethnic classification of my people, I don't understand why YA! would conflict with this. Moe D:obama_gate yet to open up Your Answer: not true possibly. see below if u may: See 11 new replies to your comments Can u love leader @ certain qualities &possibly hate@ his shortcomings? Posted in the US News Forum Ads by Google Grad School Ranking - Top MBA and Graduate Programs Accept The GRE® Test. Learn More. www.TakeTheGRE.com Big-picture MBA: Widener - A 21st century curriculum, as holistic as the real world. mywidenermba.comComments Showing posts 1 - 1 of1 aya marx ms Join the community Albany, NY 1 min ago 11 new replies to your comments Can u love leader for certain qualities& possibly hate@ his shortcomings? Posted in the World News Forum Ads by Google Latest Newspaper - Find The Latest News On Any Topic, Free! Try it now. www.google.com/news Local Newspapers - Find Local Newspapers - dailies, weeklies, tabloids. yellowpages.com The Ford Story - Visit The Ford Story to Learn how we are Doing Business Differently. TheFordStory.com Comments Showing posts 1 - 1 of1 aya marx ms Join the community Albany, NY 1 min ago b h obama the one of most controversial person in global history? Posted in the Staatsburg Forum Ads by Google AskChesapeake.com - Marcellus Shale In NY, PA, & WV Natural Gas Leasing & Drilling Info AskChesapeake.com/Marcellus-Shale Document Shredding - Certified document destruction Mobile or Offsite Shredding www.codeshred.com Comments Showing posts 1 - 1 of1 aya marx ms Join the community Albany, NY Can u love a leader for certain qualities & possibly hate@ his shortcomings. can u place b h obama@category Source(s): web pages :kamal karna roy, et al Answering earns you 2 points. You can answer 18 questions today. Make sure your answer follows the community guidelines. Share your updates withUpdates An update about your answer will not be shared outside of Answers. Manage your updates Yahoo! Canada Answers Choose your updates setting Share my updates Don't share my updates Submit Edit Yahoo! Updates are mini-stories about what you and your friends are up to across Yahoo! and beyond. Learn more Answers International Argentina Australia Brazil Canada China France Germany Hong Kong India Indonesia Italy Japan Malaysia Mexico New Zealand Philippines Quebec Singapore South more

Resolved Question: Money and debt forgiveness agreements found after divorce but no money to take back to court.?

Money and debt forgiveness agreements found after divorce but no money to take back to court.? I was in an abusive marriage for 30 years, finally filing for divorce after therapy and leaving 3 times. We owned a biz together which was incorporated. Convincing me to return the third time only for worse abuse. Was so bad at work I was unable to go there even after an agreement was signed he was to stay away from my office. He 2nd mortgaged our home for a business in another town and a loan of 2M in his name. After 10 months of daily abuse I could take no more and agreed to what seemed fair. I gave him 30 properties we owned, most free and clear and took the business, I took the 2nd mortgage liability of 350,000 , the first of $680,000 and the 2 mortgages on the business he had forced me to sign under false pretences.He assumed the rest which included the 2M liability. Two days later he signed a short sale which forgave him the entire debt and also gave him a judgment of $275,000 which he (we) had invested in it using the mortgage money I am repaying. Our corp. and personal attorney was involved in it and this was never disclosed. He had taken the past 2 months income from the business, putting it in a personal account and ordered to return it in 24 hrs. He returned $738.00 and a typed paper showing the rest spent on business expenses, which in reality had already been paid from the business account prior. I have found so many places he was stealing and hiding money and others I can't quite figure out how he did it. He was ordered to bring all bills current and brought none. There were countless violations he removed paperwork and didn't fix which he called into the agencies after I took over. He even took the sales tax and payroll tax money and left nothing for the weeks payroll that I had to make, had extended all utility bills and paid no other bills but what was necessary to stay open. He had stopped making my mortgage payments and my home is under possible foreclosure. He has hundreds of thousands stashed somewhere and I can't buy groceries. I figure he had been planning this for 2 years but my attorney believes longer. He is currently opening up a business which will be in competition with mine just to put me out of business. He had installed an eavesdropping and keylogging remote system at work and in my home and had monitored everything during the divorce, even printing and distributing some of my emails. He sold at least $50,000 of equipment from the business he got the loan on and lied about it. He is still on the mortgage of the business and should I fail he can walk in, pay it and take over, leaving me with nothing. My house will be foreclosed on and I truly will have absolutely nothing after 30 years of work and he will have it all. I know much of what he has done is illegal but no agency seems to want to help and I'm out of money for legal fees, not to mention energy. He spread rumors that I was the one stealing the money from the business, even to the bank, all the employees and people and friends we dealt with. My credit score is ruined due to his not paying the mortgage so I have no where to turn for financial help. I was already in therapy for the abuse being diagnosed as chronically depressed and having post traumatic syndrome from it. Using the fact I saw a therapist he also tells everyone I am mentally unstable and take drugs (antidepressants). I no longer have the money to continue the therapy I need now more than ever. I don't know what to do or where to turn. Are there any agencies that help people in this type of situation? To find even half the money I need a more qualified person than me and going over all the papers, seeing even part of what he did continues to depress me. The worst is not having enough money to even breath and worrying about losing everything if I don't keep going. Are there forensic accountants that work on contingency? Any agencies that can help me with my legal fees until it gets to court? I understand, as he is in contempt he will be responsible but my attorney wants the money as he goes. I complied with all the mediation agreements but as he did not when it finally came to me signing the property deeds over to him, I refused so now I suppose I am also in com tempt but he was to sign the stock in the co. at the same time but my lawyer received docs from his saying he would do so after I had signed the property deeds. All the stock cert. have disappeared as well as inherited stock I had and other files with bogus receipts and other proof of some of what he had done from my home after my alarm system was shut off by someone knowing my information and claiming to be me. It seems I am attacked still on a daily basis and just want it all over but am not going to give him everything, although he may end up with it if I can't find some help. The therapist I saw, who also counseled him , says he is a pathological narcassist, who will not be satisfied until he completel more

Resolved Question: is it possible to incorporate in BC, Canada without revealing your home address ?

i want to incorporate an internet business in Canada. I don't mind my name being exposed, but I dont like the idea of my home address being shown on my company. How can i start the process of incorporation in bc, canada ? Zoomlegal.ca charges $500 CAD! but i spoke to a friend who has a company here, it only cost him $100 CAD when he did it by himself. more

Resolved Question: Should I have my side jobs write my checks to my business or to me personally how will this effect my taxes?

I recently incorporated my sole proprietorship due to chances of getting sued working in the legal field. I also have a couple other small side jobs, one coaching and the other working small marketing projects for my friend. I am going to start getting my checks paid to me for my legal job under my business name which means I need to open a business checking account. Should I have my other jobs write my checks out to the business even though they are in a different field of work, can I do that and will it hinder me when it comes to tax time? PS I make under $25,000 a year and I work all these little part time jobs so that I can stay at home with my son, he just turned one this month:) more

Voting Question: How should I do my banking if I'm incorporated plus I have side jobs and make very little money yearly?

I recently incorporated from a sole proprietorship in which I do legal research. I also work a small job coaching gymnastics on the side. I make under $25,000 a year. I have to get a business checking account to continue doing the legal research, since I am now incorporated my client won't write a personal check. I contacted the bank and they told me that I cannot make transfers from business to personal, I do not make enough money to have two separate checking accounts plus I invoice weekly. I sometimes only have a couple hundred dollars in my personal account. I'm a stay at home mom and I need these jobs to allow me to be with my son. How would you do your banking. Should I open a personal account and business and hope I don't get any bounced checks, or can I do all my personal and business checking under my business account? more

Resolved Question: What would you do if your boss gave you more money on your paycheck than what you should have gotten?

Just got my paycheck and after EXTENSIVELY calculating the hours I worked versus how much I got, I concluded that I actually got about $70 more than I should've gotten. This isn't a big corporate place, it's more of a family owned business (I'm just a regular employee though). I do a lot of advanced algebra and calculus at school, so I'm 99% sure my math is correct. Even if it isn't, I shouldn't have gotten this much extra. It could be because: - my boss was in a rush while he was writing paychecks to his employees (he wrote them this morning) - a late Thanksgiving bonus (but my coworker didn't get extra money?) - I worked overtime one hour one day (but my boss isn't the type to pay extra time and a half, lol) I incorporated taxes and everything, too. He deducted all the right amount of taxes and whatnot. I want to tell my boss but I don't want to look stupid, plus my coworkers might call me an idiot if I do point out the mistake, haha. Plus, the extra money doesn't hurt. What would you do? Should I point out the error? Would I be in trouble or something if my boss catches the mistake? How would this affect my income tax refund at the next season? more

Resolved Question: Help. I need a 10 page business plan, due a week from now!?

I'm doing a mock business plan for class, due next Monday. I have chosen to start my own air charter business, utilizing two MD-500e helicoptors, a Cessna 206B and a Cessna 208, both wiith float attachments. I plan to target hunters, fishermen, marine biology departments, fish and wildlife services, GIS companies needing aerial maps, etc. I already have all the cost data associated with each aircraft. Now I just need to figure out how to sell a very expensive plan to a bank or venture capitalist. This only needs to be between 10-15 pages, with a typical executive summary, financial analysis, etc. Does anyone know of a good business plan writing software? It would need to be able to incorporate all the aircraft data I have and combine it with other data and produce a finished product, complete with a launch price and revenue estimator. Any help would be very appreciated. more

Resolved Question: Question for IRS: what is the best way to ask the IRS to reduce/eliminate interest on taxes owed?

My husband and I own a small business. Long story short, we were notified in July that the business had missed two tax payments the year before, and now owed $10,000 in taxes ($7,000 in taxes, $3,000 in interest). We have agreed to pay it by the end of the year, and acknowledge it was our mistake (my husband and I separated for a couple months which resulted in him taking over business finances, and things got sloppy for a little bit). However, we are having to pull all our resources to make this payment. Does anyone know how we can either reduce or eliminate the interest portion of the taxes?? Again, we were notified nearly a year after we had missed the payments, so we would have paid much much sooner if we had known. Instead we were handed two missed payments and a years worth of interest. We moved in that time, and also incorporated the business at the beginning of the year, which may have prolonged receiving the notice. Any ideas or suggestions?? Thanks! more

Resolved Question: How do i start a buisness, when im very young and broke?

I live in orlando florida, but most of my family lives in miami florida and new-york on my moms side (so i think i have my location), i want to target younger people 16- mid twenties, i want my Business to have something to do with music, clothing and advertising (i haven't figured out how im going to incorporate that all into one). I have a really good idea but im only 18 years old and a high school senior, i will be attending jr college at valencia for public relations and then ill transfer to ucf or uf, anyway how do i go about starting this Business (preferably when im done with college), when i have zero percent money, my parents have money (upper middle class). But i wanna do this on my own.even tho im only still in high school, im taking economic and a marketing class to learn the basics, my econ teacher told me that if i dont go into buisness when i get older, then it would be a waste, i have a's in both classes and i even get to go to nyc next month to attend a meeting with marketing executives me and sum other students more

Voting Question: How do I pay myself a salary?

I started my own business in July and now have enough money in the bank to start drawing a small salary. I would prefer to not hire an outside payroll service as the company only has two employees. I have incorporated as an LLC. more

Resolved Question: What is the difference between a sole proprietorship business and an independent contractor business?

Tax wise, I am trying to decide how to set up my business. It am alone, a freelancer and am trying to find out if I should incorporate etc. Thanks. more

Voting Question: What role would accounting play in the start up of a sole proprietorship?

I am doing a paper for a class and I have chosen to use a sole proprietorship for my imaginary business. The problem is, as I understand it, I would the the one in total control of the business and all of the financial and accounting decisions. So how would I incorporate internal controls into that? What accounting decisions would need to be made to start the business? I don't expect you to do my work for me. Just looking for a little clarification or maybe some resources that anyone knows of where I could look up the answer myself? THANKS!!! more

Resolved Question: How do I pay myself in a non-profit organization?

I formed a non-profit (very ligit incorporated/ filed with the state) over 2 years ago. It's a helps ministry designed to help people in the community. I have a kids division in which we do volunteer work a couple times a month. Well, i want to wean myself from my day job and go full time into the ministry by doing counseling in my house. Im the soul owner/ opporator, etc... So, how do i pay myself for each counseling appointment without getting into needing to pay into unemployment and all the tax stuff that business employers have to pay when they have employees. I dont want to do anything illegal or questionable. So what can i do to be legal yet avoid all the paperwork of a normal business?OH, dont get me wrong, I claim every dollar i make on my taxes and know i'll have to pay "self employment taxes" and stuff like that. What im saying is, do i have to do payroll and all that other stuff, or can i just write out a check to myself from my non-profit account, then claim it on my personal taxes.Ann: what's UI mean? so u think i could just do counseling as myself, not under the non-profit? hmm... that might work. see, the non-profit doesnt make enough money to higher a secretary or accountant to figure all this stuff out. and im not that smart when it comes to that sort of thing. it's not that im trying to get away with anything, im just trying to keep it as simple as possible, therefore the only thing that keeps me up at nite is how to give people sound advice! thanks everyone for your input. more

Resolved Question: I would like to have some opinion on Succession Planning.?

Imagine how challenging it will be for companies to retain great employees as the economy turns and the business environment continues to go global. Can companies retain great employees by providing them with a documented succession plan? Does succession planning matter to you? I'll be posting a link to a video entitled "Shift Happens" today as well. If you get a chance to review it, incorporate what you see with your thoughts on succession planning, and feel free to share your perspective with the class. My question for you to consider is: Will you commit to an organization who shows a commitment to you, or are there always individual needs that would trump anything a company might offer (money, geographic preference, etc.)? more

Voting Question: 1) Incorporating a business, or, 2) how many shares to issue?

Hi, I have a self started printing business (i.e. pamphlets, business cards, post cards, newsletters, envelopes, etc, etc) that I wanted to incorporate. My annual income is around 50K per year, and this is working at about half speed. I've felt a little run down lately, and feel that if I had some investors on board, and someone to become and investor AND manage the company, I would be able to step aside while still holding a portion of the shares and making income in that way. I would not require control of the shares, or would I? I guess that's a part of my question. How do I decide how many shares to issue, as in, what's the difference between a company that issues 100 shares versus 100,000... it's probably the complexity of the company and how many potential investors? Let's say I value the business at $150,000 ... could I have three shareholders each holding $50,000 of that equity... i.e. three people holding 1/3 of the shares... Or is this thinking flawed for a reason I can not see? I have a 2-3 year window to have this company incorporated, and don't know what to do. Any suggestions, even small ones, would be appreciated. more

Resolved Question: Is using a microwave to cook food safe? Does it change the molecules to inedible substances?

My friend, who has very little biology classes if any, keeps harping that there's a study (somewhere, that she can't list and won't track down) that microwave cooking changes the molecules of food, and makes it indigestible or unsafe. And that the study's test-animals became malnourished and/or died. Can anybody list an official scientific study where this is true? I need an official study with control groups, not personal opinions, by real scientists. She keeps repeating this mysterious study, and getting more and more people to stop microwaving food. It's not like she's eating any healthier, mainly stove-heating up canned chili, oven-baking frozen dinners in the plastic container. She eats out constantly, YET doesn't seem to notice how much of the restaurant food is being heated right in front of her with a microwave, then incorporated into the food. This keeps getting brought up in a smug way. I want to see research before I stop using it. I've looked everywhere and can't find anything on the science sites. I keep telling her she has bigger things to worry about with toxins from all the cooking in plastic containers, and using non-stick pans gassing off toxins at temps barely hot enough to cook bacon (see Teflon fine paid for toxins: http://www.cbsnews.com/stories/2005/12/14/business/main1124537.shtml). She does talk about some sort of scientific-community conspiracy...but most of the scientists and doctors I know have such HUGE egos, they think everybody else is stupid and they'll save everybody from their competitor's stupidity. I've seen for myself how they stab each other in the back for a book deal, or one-upmanship at work in the clawing up the ladder.By "changing to inedible substance" I meant similar to switching sugar molecules to make Splenda, a non-caloric sweetener. God forbid she should hear about "ionizing" the molecules, but for fun, describe how that's possible with your average microwave. I might want to mess with her someday. Also, I could use quotes & links to scientific sites, or just the links--thanks. These can be either pro or con. Example: Bisphenol A (BPA) In Plastics May Cause Heart Disease In Women http://www.sciencedaily.com/releases/2009/06/090610124417.htm Plastic Additives Leach Into Medical Experiments http://www.sciencedaily.com/releases/2008/11/081119173218.htm more

Resolved Question: What can I put for hobbies on my CV?

My mothers friends works for an oil company out in Ghana and he has spoken to me and has expressed his interest in taking me out and working for him. He owns the company with his business partner but if they employ me he will have to send a copy of my CV to him so they can both agree on it. I send over a copy but didn't mention my hobbies, so he asked if I could edit it and include this. I really don't know what to put. I'm only 19 so I haven't had that much experience with a lot of things. I think the main thing that he is looking for is: - I can work abroad without getting home sick - I can work 7 days a week for up to 3 months at a time - I won't let him down - I am a hard worker How can I incorporate this into my hobbies section? more

Resolved Question: Want to buy a restaurant, but I found out the current owner is paying off the Health Inspector! HELP!!!?

There is a restaurant I want to buy. It is a historic building in the small town where I live and it does need work and restoration. Which is perfectly fine with me. The place isn't for sale, but I am planning on making an offer because the owner doesn't care about the restaurant and because of that the business is struggling. I have a killer plan to turn that around. But my question is, I recently found out that the owner is paying off the Inspector to keep their restaurant open. How do I proceed? Like I said, I know the building needs work. It is incorporated into my business plan. (Plus since it is a historical building I wanted to use that to my advantage and get a grant or a special loan to restore it.) What do I do about the bribery? Do I tell someone about it? I am going to try and take part in a mentor type program from the local SBA. Do I tell them about it? What about the inspector himself? Can I request not to be inspected by him? What if he purposely fails us because I told on him? Or because I won't continue the bribery? What do I do?The building is the key to my business plan. It has a ballroom over looking the city on the 2nd floor from the early 1900's that needs to be restored. My mom has experience and connections for booking events such as weddings, company parties, etc. The menu is really great, but it is the building itself that makes the plan outstanding! So...it is vital to the plan. I have to do whatever it takes to obtain it. It's not going to be just a restaurant, but a rental space for events as well. more

Resolved Question: How the Railroad(trolley) changed Edgewater NJ?

This is my project. Plz,,,, i hav 2 get this thing done in 3days,,, if you have any answers for one of these question, plz plz plz upload it How did the railroad(trolley) change Edgewater? 1. Find out if the town's business district or center of town moved to be near the railroad (or trolley) line. 2. Did the railroad (or trolley) cause the town to come into being? (was the town originally part of a larger town and broke away to form the current town after the rail line was built?) 3. determine where the oldest part of the town was/is located. find where the oldest streets, houses, and buildings are or were located. 4. when was the town incorporated? when was the railroad built? 5. show the picture of old or original town (before the railroad was built). oldest roads, houses, and buildings should be identified. 6. show the picture of the town today. it should show where the railroad is located or where the trolley tracks were locatd. it should located the newer buildings (stores, restaurants, lumberyards, other businesses) that are by teh railroad today. 7. show the timmeline of the town's history. 8. How did the railroad/trolley change the town? did the town center move? did the railroad lead to the creation of the town?plz dont just give me the site's address i want the answers of those questions thank you more

Resolved Question: HOw to patent an Internet Website Name?

I have an internet website. It is a great idea along the lines of a 99cent store. But technology not retail. Anyways i have not put it live because I am afraid someone will steal my idea and do it bigger and better. How do I obtain a patent? Am I patenting the name/or idea. Also what is the cost associated with this. Finally do I incorporate the business now or can I do it after the patent if the business does indeed take off? more

Resolved Question: does it matter? how do i fix it?

let me explain. Recently a board of directors that i've hand-picked has been helping me to start a non-profit organization for charity. I have of course met with lawyers for certain aspects of the planning, but the money is coming out of my pocket right now and i cant afford to consult with them for little issues like this. here's the problem: i filed (well mailed) the certificate of incorporation today. about ten minutes back from the post office, it caught my attention that i could register my business name with the secretary of state, however in the state of ohio the name must include inc., incorporated, co., coorporation, etc. In my articles of incorporation i did not include this title. my question is how difficult would it be to to change the name to include inc. now? could i register the name with the secretary to include inc. and worry about changing it on my certificate later? and if anyone wanted to address if i have to wait for my articles of incorporation to be filed before i mail the ss-4 for an employer identification number i wouldnt mind.... p.s. im only 16. while i expect many people will underestimate the possibility of my success due to this fact, im mentioning it because my resources are limited and im not above taking any help that i can get. any addition information/advice would be much appreciated. thanks!for that first comment guy. to answer your question, i didnt register the name. its obviously a small business and in my state its not required to register the name with the state. i just filed the certificate. more

Resolved Question: quick question, my brother and I want to start a business, where do we start?

we are in south florida, where do we go to get incorporated?, how much is the process?, for a simple small business should we go llc,c-corp, or s-corp?, also how do we lock down our name? more

Resolved Question: VAT - who is responsible?

I have small Craft and Arts Business. I am currently learning the accountancy side of things. When i purchase stock from my suppliers i pay VAT. I am not VAT registered, and i am no where near the threshold for my business to become VAT registered. How do i incorporate these VAT charges into my business? I have to account for them but don't know where to do that. Should i have a VAT column in my profit and loss sheets to account for these costs? Or do i include all VAT charges in my overheads? I cannot charge my clients VAT as i am not VAT registered. How do i account for them? I'm a little confused. All advice appreciated. Kind regards Leanne more

Resolved Question: How Does Business Credit Work?

I know it's seperate from personal credit. But I have a small incorporated business...and say if I decide to build business credit on it....is it only for that particular business....or will it be "my" business credit and I can use that to get loans to start another type of business later on? I want to open up a restaurant in two to three years so I'm wondering if I should just keep on making my personal credit better or just make my business credit good if I can use that towards another business purchase more