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Two guitars stolen from new business in Kutztown

Philip Abrunzo spent the last two months preparing to open the Kutztown Music Exchange, a new business in Kutztown set to open Saturday. Last weekend, he went to the store at 15 S. Main St. to install a security system. He was a few hours too late. Someone had pried open a back door and walked off with two expensive electric guitars, police said. "They knew exactly what they wanted," said Abrunzo, 35, a rock guitarist from Allentown. . more

President Gloria Macapagal-Arroyo's Opening Statement during the

We will be introducing in Congress a Consumer Bill of Rights to protect our citizens from price gouging, false advertising and other scams that prey on our people.

In addition, we're accelerating infrastructure, energy and transport projects to the reduce the costs of consumers and companies while generating more employment and investment. Implementing agencies are now being pressed to fast-track these undertakings. Led by Secretary Bunye and later by Secretary Dureza, they shall be giving media briefings on them until the State of the Nation Address in late July. The answer to expensive oil is more development.

The stability of our macroeconomic fundamentals is aided by the increasing diversity of our export picture. For instance, our reliance on the U.S. market has dramatically reduced and our access to China and other markets in the region much stronger. more

High-flying banker who didn't see glass ceiling

Appointed sales director in 2005, Eileen also took every opportunity to study while progressing her bank career and holds an MSc in Business Improvement, is a Fellow of the Institute of Financial Accountants and a Fellow of the Institute of Bankers.

As chair of Business in the Community's Opportunity Now (NI) diversity campaign, Eileen is well aware of workplace issues. But it's debatable whether legislation alone can deliver. Nearly four decades after Equal Pay laws were first passed, women's earning power still lags behind, with factors such as child care responsibilities and part-time working patterns putting on the brakes.

Of over 3,000 recent discrimination cases, one third centred on gender issues — more than 30 years after the Sex Discrimination Act. more

Japan to double Africa aid

Mr Fukuda also said Japan would extend $US4 billion in soft loans to Africa over the next five years to fund infrastructure projects.

Japan has invited 52 African countries to the Fourth Tokyo International Conference on African Development which it hosts every five years along with the United Nations, the World Bank and other organisations.

The effort is seen as a Japanese bid to boost its influence in Africa as China rapidly expands its business interests in the continent, particularly in the area of natural resources.

Tags: japaninternational-aid-and-trade . more

Latest How Much Do Businesses Pay For Insurance News

How much life insurance do you need? - Chicago Tribune

The purpose of life insurance is to allow your family members to pay the bills and live their lives as planned despite your absence. Standard formulas — such as buying coverage equal to eight to ten times ...

Jonathan Takiff: Think high-tech gadgets for back-to-school supplies - Philadelphia Daily News

IN MY DAY, we shopped for school supplies at the drug store. Today, parents (and students) do serious splurging at electronics emporiums or the high-tech department of a favorite discount megastore. So let's ...

S.C.'s Democratic nominee for governor explains his stance on issues - Lexington Herald-Leader

COLUMBIA, S.C. -- Democratic gubernatorial nominee Vincent Sheheen is anti-abortion. He says South Carolina's illegal-immigration law, which he supported, is stronger than Arizona's. And he supports much of ...

Do government workers "free ride" on Social Security? - St. Louis Post-Dispatch

In this political season, much has been written about how to fix Social Security. Usually the proposals are to cut benefits, perhaps by making people work longer, or raise taxes on some workers. Girard Miller ...

Candidates give views on business - Frederick News-Post

Emmitsburg — The need for more business development and a perception that Frederick County is not business friendly were recurring themes Wednesday at a forum for county commissioner candidates. The ...

Health insurance tips: How to avoid bogus health insurance - OrlandoSentinel.com - Orlando Sentinel

Florida insurance officials, federal consumer regulators and the nonprofit Coalition Against Insurance Fraud warn consumers about buying bogus health insurance: Warning signs : Pushy sales agents. Intrusive ...

John Boehner calls for firing of Obama's entire economic team; time 'to put grownups ... - Los Angeles Times

Here is the text, as prepared for delivery, of House Republican leader John Boehner's remarks Tuesday at Cleveland's City Club. This speech was the subject of an earlier Tuesday morning Ticket post showing how ...

How to Beat Low Interest Rates - Wall Street Journal

Look at a company like Johnson & Johnson (JNJ), with a yield of 3.7%, says Wayne Copelin, founder and president of Copelin Financial Advisors in Sugar Land, Texas. "That's a company that's not going to go away ...

Katrina, five years later: Small Business Administration let many homeowners down ... - San Jose Mercury News

Karen Bazile looks over application papers for a Small Business Administration loan to rebuild her home, which was damaged by Hurricane Katrina in 2005 in Chalmette, La. While she ultimately received funding ...

Think You Don’t Need Life Insurance? Think Again! - PRLog (free press release)

PRLog (Press Release) – Aug 25, 2010 – CALABASAS, CA - If you died tomorrow, how would your loved ones fare financially? It’s not a pleasant scenario to think about, but not doing so can have serious consequences ...

Open Question: Do you agree with this article: "Why an MBA is a Waste of Time and Money"?

http://www.bnet.com/blog/penelope-trunk/why-an-mba-is-a-waste-of-time-and-money/152?promo=713&tag=nl.e713 MBA applications always go up during a bad economy. That is because business school generally attracts people who are lost, and more people who feel more lost when the bad job market is lousy. But let’s be clear: This is not the type of recession where there are no jobs for young people. This is a recession where there are no GOOD jobs. McDonald’s is hiring in management. There is a bank teller shortage and a shortage of actuaries. There is a shortage of insurance agents. It’s just that people don’t grow up dreaming of these jobs. So they don’t take them. Instead, people who are early in their career - in that time when an MBA sounds like it might work - those people are determined to have only a good job. And if they can’t have that, they get an MBA. The problem is that an MBA makes it worse. Here are seven reasons why you should take a bad job instead of getting an MBA. 1. Business school won’t help you be a good entrepreneur. There is no correlation between being a good entrepreneur and going to business school. In fact, according to Saras Sarasvathy, professor at University of Virginia’s Darden Business School, the most important skill for an entrepreneur is that you know your weakness and you can find people to fill in your gaps. So you pay a bundle to go to school to learn what you don’t and how to find people who can do stuff you can’t? Sorry, that doesn’t add up. The ultimate irony: entrepreneur programs are booming at business schools. 2. You likely don’t need an MBA for what you want to do. There are some jobs, very few, where you cannot land if you don’t have an MBA. These are mostly high-level officer-type positions in the Fortune 500. Even then, though, you probably don’t need an MBA. In fact, Forbes reports that CEOs without MBAs bring more value to investors than CEOs who went to business school. 3. MBAs who are not from a top 10 school don’t increase their earning power. So if you’re not one of the elite, the degree won’t help you earn more. According to the recruiting firm Challenger & Gray, the degree simply does not separate you from other people in any significant way; it’s too easy to get an MBA from a second-tier school. The cost of the degree is so much more than the combined cost of taking two years off of work and paying for the degree that you are better off taking a job you don’t particularly like and getting a night-school MBA after work hours. 4. It’s pointless after a certain age. Let’s say you do get into a top-ten school. Don’t go if you are older than 28. You are too far along in your career to leverage the degree enough to increase your earning power enough to make up for the sticker cost of the degree. In fact, it is so important to get the degree early in your career that Wharton and Harvard have started accepting women earlier than men because the biological clock truncates a woman’s ability to leverage the MBA early enough in their career to make it worth the money. 5. An MBA is too limiting. You can’t take an entry-level job after you get an MBA, so you had better know what you like to do. And can’t take a job in a low-paying industry because you have to pay back the loans. So not only is an MBA useless for most jobs, but it also makes you unqualified for more jobs that it qualifies you for 6. An MBA makes you look desperate Top ten business schools will not accept you unless you have a clear plan for what you will do with the degree after you graduate. You need to have shown that you have a propensity for some sort of business and that you need the degree to get where you want in that business. Unfortunately, most other schools will take you if you don’t have a plan even though it’s been shown that people who go to business school with no plan for their career graduate with no plan for their career. And then you look not just lost, but desperate. 7. Business school puts off the inevitable. Look, it’s really hard to be an adult. You go to school for twenty years being told what to learn and what to think and when to show up, and then you get tossed into adult life and there is no one telling you what’s right for you. You have to figure it out, but you didn’t go to school for that. In fact, school is the opposite of that. So it looks fine to be lost in your 20s. This is when everyone is taking time to figure things out. It does not look fine to spend $150,000 to go back to school just to put off the hard knocks of figuring out where you belong in the workforce. Face reality. Join the workforce. more

Voting Question: huge word problem I need help asap?

1.In this problem, we will analyze the profit found for sales of decorative tiles. A demand equation (sometimes called a demand curve) shows how much money people would pay for a product depending on how much of that product is available on the open market. Often, the demand equation is found empirically (through experiment, or market research). a.Suppose that a market research company finds that at a price of p = $40, they would sell x = 37 tiles each month. If they lower the price to p = $25, then more people would purchase the tile, and they can expect to sell x = 52 tiles in a month’s time. Find the equation of the line for the demand equation. Write your answer in the form p = mx + b. (Hint: Write an equation using two points in the form (x,p)). P=mx+b (37,40) A company’s revenue is the amount of money that comes in from sales, before business costs are subtracted. For a single product, you can find the revenue by multiplying the quantity of the product sold, x, by the demand equation, p. b.Substitute the result you found from part a into the equation R = xp to find the revenue equation. Provide your answer in simplified form. The costs of doing business for a company can be found by adding fixed costs, such as rent, insurance, and wages, and variable costs, which are the costs to purchase the product you are selling. The portion of the company’s fixed costs allotted to this product is $385, and the supplier’s cost for a set of tile is $5 each. Let x represent the number of tile sets. c.If b represents a fixed cost, what value would represent b? d.Find the cost equation for the tile. Write your answer in the form C = mx + b. The profit made from the sale of tiles is found by subtracting the costs from the revenue. e.Find the Profit Equation by substituting your equations for R and C in the equation . Simplify the equation. f.What is the profit made from selling 15 tile sets per month? g.What is the profit made from selling 28 tile sets each month? h.What is the profit made from selling no tile sets each month? Interpret your answer. i.Use trial and error to find the quantity of tile sets per month that yields the highest profit. j.How much profit would you earn from the number you found in part i? k.What price would you sell the tile sets at to realize this profit (hint, use the demand equation from part a)? more

Open Question: why are dentists so expensive?

Yeah..I've heard that they are expensive because they spent all this money on schooling and the such...BUT SO WHAT?!?! I, myself, have 3 degrees, including 2 Masters Degrees, one in Engineering and the other in Business. And 2 of my degrees were from a top of the top schools in America. I got these about 30 years ago. But because my major was primarily engineering, I was laid off when I turned 50, because of all those cheaper than cheap workers from India. In other words, outsourcing did me in. Did you ever hear of dentists being outsourced? Also, how much ADVERTISING do you see dentists do regarding what they charge for different procedures. When you buy something, the price is usually advertised...but not with dentists. They are free to charge what they want with much less competion than other fields...no outsourcing competition and no advertising competition. There are many other fields that require lots of expensive college...not only dentistry, so that is a lame reason. Where I live, a crown costs about $1100 !!! About 15 years ago it was about $400-$500. What kind of inflation rate is that? In that time, the so called dental insurance I have went from paying $1200 a year to $1300 a year. Whoopy ding. So..why does everyone put up with these ridiculous prices? I think we will be seeing more baby boomers emigrating to more affordable countries, if it isn't already happening. more

Voting Question: help with huge word problem assignment! and show work?

In this problem, we will analyze the profit found for sales of decorative tiles. A demand equation (sometimes called a demand curve) shows how much money people would pay for a product depending on how much of that product is available on the open market. Often, the demand equation is found empirically (through experiment, or market research). a.Suppose that a market research company finds that at a price of p = $40, they would sell x = 37 tiles each month. If they lower the price to p = $25, then more people would purchase the tile, and they can expect to sell x = 52 tiles in a month’s time. Find the equation of the line for the demand equation. Write your answer in the form p = mx + b. (Hint: Write an equation using two points in the form (x,p)). A company’s revenue is the amount of money that comes in from sales, before business costs are subtracted. For a single product, you can find the revenue by multiplying the quantity of the product sold, x, by the demand equation, p. b.Substitute the result you found from part a into the equation R = xp to find the revenue equation. Provide your answer in simplified form. The costs of doing business for a company can be found by adding fixed costs, such as rent, insurance, and wages, and variable costs, which are the costs to purchase the product you are selling. The portion of the company’s fixed costs allotted to this product is $385, and the supplier’s cost for a set of tile is $5 each. Let x represent the number of tile sets. c.If b represents a fixed cost, what value would represent b? d.Find the cost equation for the tile. Write your answer in the form C = mx + b. The profit made from the sale of tiles is found by subtracting the costs from the revenue. e.Find the Profit Equation by substituting your equations for R and C in the equation P=R-C. Simplify the equation. f.What is the profit made from selling 15 tile sets per month? g.What is the profit made from selling 28 tile sets each month? h.What is the profit made from selling no tile sets each month? Interpret your answer. i.Use trial and error to find the quantity of tile sets per month that yields the highest profit. j.How much profit would you earn from the number you found in part i? k.What price would you sell the tile sets at to realize this profit (hint, use the demand equation from part a)? more

Resolved Question: Do you think possibly any of these things have to do with the state of the economy?

I heard we owed billions to China? CHINA/ CHINA? i DENY making those bills, any of them. Seriously, I heard that and was shocked. What do we owe CHINA FOR. Or, for the elite, For what do we owe China? bleah. Valuing wildlife more than people. People come first. I think the wildlife could some how be protected to some extent. I love animals and do not like hearing they are becoming extinct, and want to protect our natural resources as much as possible, but people come before animals. I think they could be protected some way. If we are pouring so much money into foreign countries, then we could pour some into finding a way to drill without killing off the wildlife. Foreign aid, charity begins at home. I am not saying to not help other countries, but reasonableness and helping the people here, especially the homeless, the ones who are unemployed, comes first. You are telling me none of those n foreign countries are like our homeless? our unemployed? Yes they are. Our poor are an example of "familiarity breeds contempt." We are forced into retirement, early, and to take reduced SS benefits. This hurts the immedidate economy, not to mention our health. Then we are expected to do volunteer work which decreases paying jobs. From age 55 to 65 many of us have absolutely NO health insurance and not enough money to live a healthy life style. We were not able to make enough to have an IRA. We had to fight the devil alone to work at all. Computers have cut out many many people jobs, this makes the unemploymnt rate higher. Buying foreign products, having businesses of Americans in foreign countries, to produce cheap and selling high here. These are a few things that come to mind.producing cheap goods cheaply, there, selling high here.It looks to me like those of us forced to take early retirements are dying like flies from age 55 to 65. I am very ill. Seriously, I am ill. No one gives a rats hindend. Christians? ha.The ca rate, or death rate for that age is high here.It looks to me like those of us forced to take early retirements are dying like flies from age 55 to 65. I am very ill. Seriously, I am ill. No one gives a rats hindend. Christians? ha.The ca rate, or death rate for that age is high here. more

Voting Question: Fellow Democrats: Don't you think the way Pelosi handled the health care bill was completely absurd?

"We have to PASS THE BILL so that you can find out WHAT IS IN IT." -Nancy Pelosi http://www.youtube.com/watch?v=KoE1R-xH5To When Asked Where the Constitution Authorizes Congress to Order Americans To Buy Health Insurance, Pelosi responds: "Are You Serious?" http://www.cnsnews.com/news/article/55971 House Speaker Pelosi admits JAIL is "fair" for not buying health insurance - 11-9-09 http://www.youtube.com/watch?v=XuZ_1CuTUdI you know, there were a large handful of DEMOCRATS who voted NO on the health care bill. With good reason. Fellow Democrats: Do you agree that this health care bill was handled in a very unprofessional and uncompromising manner? I'm not excusing the Republicans' behavior, where they've been spreading lies about the bill including death panels.................. but this health care bill was a disaster and a waste. They didn't even get the public option in it. This bill costs too much, delivers too little, and excludes too many. and that provision in the bill that requires Men and Women to be charged at the same premiums............ That's wrong. Women go to the doctor more often than men. So logically, women should have pay higher premiums for health insurance. Just like how men pay higher premiums for auto and life insurance. But Pelosi says, "Being a woman is treated as if it's a pre-existing condition." No..........no one ever said being female is a pre-existing condition. Pelosi just doesn't understand that Insurance is a business. http://www.americanthinker.com/blog/2010/03/pelosi_being_a_woman_is_a_pree.html more

Resolved Question: Why do REPUBS feel sorry for the RICH?

My family business does a couple mil a year. We all drive brand new BMW's and Mercedes on the company. All have entertainment money through the company. We all pay our phone bills and insurance and basically everything else we can think of. Season tickets to the Cowboys and Rangers. Then we pay ourselves 100k each if we can't hide any more. we're not even rich, just making a point that the really rich hide all of their money anyways and know how to work the system. Their lifestyles are much larger than they account for on their taxes. With all of these companies outsourcing jobs overseas and every other thing they can do to worm a dime off somebody why wouldn't you want them paying higher taxes. If they still have 250k believe me everything in the world is paid for and they really made a ton more than that O yeah, can't forget charities (Repubs are always so proud of donating to) We buy vacations at charities and then we write off the money. Its not to be charitable. more

Resolved Question: How prevalent is tattoo removal among people you know?

One of the businesses booming (along with the medical profession and pharmaceuticals thanks to the "hepatitis C-tattoo" alliance) as a consequence of the tattoo-craze is the dermatology industry. According to the American Society of Dermatological surgery, over 50% of everyone receiving a tattoo wants it removed. Tattoo removal via laser surgery is among the fastest growing areas of the dermatology industry. Depending on the size of the tattoo and colors used, the laser tattoo removal surgery can be very painful and very expensive. Tattoos performed by commercial tattoo parlors are much more difficult to remove because the tattoo is deeper, the ink more complex and thicker. It normally takes between 10 and 15 laser surgery sessions to remove the average tattoo, but 25-30 sessions are not uncommon, depending on the complexity of the tattoo. When you consider the average single session costs between $400 - $800, the removal surgery can be very expensive, costing as much as $20,000. That $25 tattoo might cost $5000 to remove. And may I remind you, health insurance does not cover tattoo removals – this is strictly out of the pocket expenses. And yet despite this enormous personal cost, most people are so disgusted with their tattoo they’ll literally pay any cost to have it removed. Plastic Surgeon Tolbert S. Wilkinson, of San Antonio, Texas, who has removed tattoos warns: "If people only realized how difficult it is to remove a tattoo, understood how costly and how painful tattoo removal is, and recognized that society as a whole still views tattoos as a stigma, maybe they would think seriously before getting one. Laser removal costs a minimum of $7,000.00 (national average) per tattoo, and takes at least 10 to 15 treatments, spread out over two or more years. Even with this treatment, the tattoo is still visible." http://www.heloise.com/tattoo.html Tattoo author Laura Reybold, writes that ". . .an ever rising number of people are so unhappy with their tattoos that they are willing to pay anything to have them removed." "Yet an ever rising number of people are so unhappy with their tattoos that they are willing to pay anything to have them removed. Tattoo removal laser surgery is becoming big business for the dermatologists who perform it." (Laura Reybold, Everything you need to know about the dangers of tattooing and body piercing, p. 30) Ronald Scutt, says in Art, Sex and Symbol that even among sailors in the Royal Naval, over 50% regretted ever getting a tattoo. And among the married it rose to over 70% "From the statistics of the Royal Naval survey, the most significant factor to emerge was almost certainly the incidence of regrets. Out of the whole sample, more than half admitted that they wished they had never been tattooed. In the married group, the figure rose to around 70 per cent." (Ronald Scutt, Art, Sex and Symbol, 1974, p. 179) One article claims that as many as 80 percent of people with tattoos regret their tattoo. (www.spacecom.af.mil/hqafspc/News/News_Asp/nws_tmp.asp?storyid=02-93) more

Voting Question: How do I deduct my own taxes if my "employer" is not deducting them?

I am married, no children. I work as a home health care assistant. I don't know if I'm self employed, work for myself, or what????? I receive a certain amount of money, from a health insurance company, for assisting an elderly lady. How much taxes and social security should I pay quarterly to prevent the possiblity of owing at the end of the year. Does this type of work allow me to claim "business expenses" I am so confused! more

Resolved Question: Considering a co-op postgraduate program in Canada. How should I prepare?

I will be graduating with a bachelor's degree in Communication from Indonesia in mid 2011, and I have a pending permanent residency for Canada which I must activate by 2012. My city of preference would be Vancouver, but I really am willing to consider anywhere in Canada. My current GPA is 3.61, and I'm planning to get a scholarship, or at least financial assistance which I can supplement by working in Canada. I am looking for information on a postgraduate program about community development in developing countries; how geography, the sociopoliticocultural climate, and the education of those countries impact the advancement of those nations; and how international organizations and foreign relations with developed countries can help the advancement of those developing countries. In terms of prerequisite, I'd imagine that communication will be a widely used discipline in this kind of studies; plus in my current bachelor's program I have studied subjects like anthropology, sociology, intercultural communication, psychology, Napoleonic law, and politics. I'd eventually want to split my residence between Indonesia and Canada, conducting community development projects in Indonesia by means of education, vocational equipment of young people, and small business development among competent adults. If possible, I'd prefer to not have to ask my parents to pay for anything; which means that I will need to work when I come to Canada. I've been informed of "co-op" programs where international students can come to study postgrad at a Canadian college while working on an internship program and getting paid for it; and if I need more money still, I can apply for additional work on campus or find a scholarship. I'm setting a goal to come to Canada by September 2011. The Canadian Education Services International in Jakarta has told me to prepare mainly a TOEFL or IELTS test, my latest transcript from my current bachelor program, and a college and program in mind; which I will undoubtedly prepare ASAP. In terms of finance, how should I prepare? I've been told that an international student in Canada should expect to spend about CA$800-CA$1000 per month, including room and board, transportation, books, health insurance etc. So I'm assuming that from here at least I should prepare airline tickets, the first installment of tuition fees, living funds for the first month or two and settle with the co-op program to make sure that I have a job as soon as I arrive there? How does this work out? How much could I make on co-op, and what kind of work would it be? How much could I make on campus work, say assisting professors in classes or research? If my program is only about a year, what can I do to get a good scholarship or financial assistance, say within the first three months I arrive in Canada? Any ideas how I can plan a well thought out financial strategy between now and February 2011?Thanks Lisa. I've been told that $CA800-1000 is about an all-in budget for a student living on campus in the dorm, but I wouldn't know. What do you say is a reasonable student budget for Vancouver, and would co-op and/or on-campus work assistance cover that? What are some other things that I will have to take into account in planning my finances to go study in Canada by next year? more

Resolved Question: I'm going to take over a 3 years old Auto Mechanic,Auto Collision & Trade company. I seriously need Advices?

Hi all, I really need advice how to run this business well. I in general know abit of everything how to maintain the business, but that's about it. I feel like i need to know alot more to make this a successful business. Here are some of my questions: 1) I need to know all the licenses i need for a Mechanic shop+Body shop+ buy & sell cars. Would anyone please list from top to bottom all the legal things i need (from licenses to insurance ?) 2) I really need to know how tax work for a business like this. A break down of all the business tax, income tax for my business & myself, pay roll,tax return. Because i know that knowing how tax work would save my business alot of money 3) How much is a license mechanic usually cost ?how much should i offer (weekly pay ? hourly pay )? intership and such ? in case i need to change my mechanic( inadequate mechanic or they don't listen...). 4) How should i plan out my garage such as shelving ? inventory ? office ? lock up expensive tools ? 5) How/ Where should i advertise to get more customers ? How should i make sure customers are satisfied and keep coming back and refer more customers ? 6) I'm planning to do the mechanic license so at least i can do extra business after hour or just in case. Should i get into car repair first ?or body work ? or any other advice ? ****Any other advices to make things better ? I want this to be my lifelong business and want to be successful with this and willing to work 24/7 toward it. So please help me out, give me advice, point me to the right directions. Thanks alot and this would literally change my life. NOTE: I live and the business locate in Toronto Ontario Canada. more

Resolved Question: How do you think President Obama would respond if I sent him this letter?

Dear President Obama, I am planning to move my family to Mexico and I will need your assistance. We're planning to simply walk across the border from the U.S. into Mexico, and we'll need your help to make a few arrangements.... We plan to skip all the legal stuff like visas, passports, immigration quotas and laws. I'm sure they handle those things the same way you do here. So, would you mind telling your buddy, President Calderon, that I'm on my way over? Please let him know that I will be expecting the following: 1. Free medical care for my entire family. 2. English-speaking government bureaucrats for all services I might need, whether I use them or not. 3. Please print all Mexican government forms in English. 4. I want my grandkids to be taught Spanish by English-speaking (bi-lingual) teachers. 5. Tell their schools they need to include classes on American culture and history. 6. I want my grandkids to see the American flag on one of the flag poles at their school. 7. Please plan to feed my grandkids at school for both breakfast and lunch. 8. I will need a local Mexican driver's license so I can get easy access to government services. 9. I do plan to get a car and drive in Mexico but I don't plan to purchase car insurance, and I probably won't make any special effort to learn local traffic laws. 10. In case one of the Mexican police officers does not get the memo from their president to leave me alone, please be sure that every patrol car has at least one English-speaking officer. 11. I plan to fly the U.S. flag from my house top, put U. S. flag decals on my car, and have a gigantic celebration on July 4th. I do not want any complaints or negative comments from the locals. 12. I would also like to have a nice job without paying any taxes, or have any labor or tax laws enforced on any business I may start. 13. Please have the president tell all the Mexican people to be extremely nice and never say critical things about me or my family, or about the strain we might place on their economy. 14. I want to receive free food stamps. 15. Naturally, I'll expect free rent subsidies. 16. I'll need Income tax credits so although I don't pay Mexican Taxes, I'll receive money from the government. 17. Please arrange it so that the Mexican Government pays $4,500 to help me buy a new car. 18. Oh yes, I almost forgot, please enroll me free into the Mexican Social Security program so that I'll get a monthly income in retirement. I know this is an easy request because you already do all these things for all his people who walk over to the U.S. from Mexico. I am sure that President Calderon won't mind returning the favor if you ask him nicely. Thank you so much for your kind help. You're the man!!! more

Resolved Question: How to grow????????????????

I am 21 and as most of you know the economy is awful right now. I am currently an unemployed full time college student but I might have to get a job now that my parents Business isn't what it used to be due to the lack of companies building new buildings. The best thing I could find was a housekeeping job at my local hospital (I know it can get gross) but I plan on going into the medical field so I better get used to it. It is on weekends and one day during the week. When I mentioned this to my mother she told me no way simply because I would be missing sunday church services. I can understand her not wanting me to miss church but I cannot progress I feel trapped. She has made it very clear that her and my dad can only afford what we need and nothing else. Which is fine accept I need my birth control (we have nonprescription health insurance), school books, some money to buy lunches... and so on. Furthermore, I almost have my AS and I don't even have a license luckily I live 5 minutes away from my college and rides were never a hassle. I have to transfer to a school that is an hour sometimes two hours away depending on traffic and nobody is going to wanna "run" me to school when that happens. Drivers ed is 300 something the permit test is 45 the drivers license test is who knows. I am literally trapped here now, my boyfriend agreed to pay for my birth control but I don't want to ask to much of him... and the birth control is basically because of him anyway. What do I do? I live under their roof so it is not like I can just be like pshh I am NOT going to church, one its disrespectful, and two I don't feel like dealing with their reaction. My mom wont go get a job and but acts like the world is crumbling around her because she can't afford to get her hair done twice a month now (but still goes and gets in done anyway). I am very much still dependent on them and they don't want me to progress, this job could get me a license, car, books... but God will hate me or something. They are like old school christians and I am not I KNOW I wouldn't go to hell for something like that. It can be rather frustrating... What should I do? DOes anyone have advise for short term jobs that are only on weekends? I can only work part time because obviously college is more importing... more

Resolved Question: How much public liability insurance costs for a tattoo business.?

In the UK (Northwest) how much about are people paying for their public liability insurance.We dont have an address yet for our new venture so I cant get a quote, I just want a general idea from anyone already paying it. We are fully aware of all the things we need to do, standards we need to meet, how to register e.c.t. its just this Im struggling to find & I need to include it in my business plan. more

Resolved Question: Have you ever felt psychologically "frozen" and cannot find the will to do almost anything (explanation below)?

This is rather lengthy, and I certainly understand if you don't want to read so much. I'm 35, white male, never been married, no girlfriend, no kids. I have no debt, and graduated in college with a B.A. and gained a license to teach Spanish 7-12. I graduated at the very top of my college class, although going to college in my 30s was extremely psychologically stressful for me. When I was a young person, I had a phobia about talking with girls my own age (and still do most of the time), due to something that happened to me when I was nine years old. So, basically, I could not have any relationships with girls, and had few friends, if any, in school. As a high school and junior high school student, I was lonely and severely depressed much of the time, and I remember feeling empty most of the time throughout my high school years. I went to work for my father's small business, and at 18 years old, I was accused of causing an automobile accident while on the job. I was sued for half a million dollars, and the lawsuit lasted seven years. During that time, I became severely depressed, fearing the worst - that I'd lose everything that I owned (even though we had insurance), and that my father would lose his business because of me being sued (we were both named as defendants). I continued working for my dad in his business, even though I hated it more than anything, because I felt obligated to stick with him and not to leave him while this damn lawsuit was ongoing. Seven years of hell went by in my life, and there were days and weeks in which I simply did not want to live anymore. The lawsuit finally went to trial, and a jury determined that I was not at fault, and we didn't have to pay anything because I honestly was not at fault; however, that did nothing to remedy the seven years of hell that I was put through. When the jury read the verdict, I sobbed uncontrollably, and felt like I was about to lose my mind, because such an incredible weight had been lifted from my mind. The jury looked at me as if I had lost my mind, and my lawyer did not understand why I was crying with incredible feelings depression when the foreman read the verdict in my favor. Only my mother understood how I felt, and she doesn't like talking about it, because it reminds her of how extremely depressed I was during that period of my life. Afterwards, I went onto college. I decided to become a teacher, because I wanted to do something rewarding and help young people. However, now that it has been a year and a half since I graduated from college, I still cannot buy a job. I fill out resumes, get to the interviews, and a different person is always chosen after the interview process every time. I don't know what it is that people hate about me. Maybe I just don't look like a typical teacher. Nevertheless, I feel like I am at a point right now where I am almost unable to do anything, sinking in quicksand with the pressures of parents and family to get a job, and still living with my parents. I feel like I have failed in life in nearly every way, and wish I knew what is wrong with me. I feel stupid, disliked by most, and like I can't do anything right, expect for getting excellent grades in college. Yet, I feel like it is hard for me to form social relationships with people, and there are some days when it is very difficult, psychologically speaking, to do things that require social interaction. Some days, I am open to about anything, and then all of the sudden, the walls are erected, and I retreat to my psychological cave of isolation, to so speak. I am "frozen," and cannot do much of anything of meaning until I come out of that state, which can be a few hours, or a few days, or sometimes on occasion longer. If you are or have felt this way for a significant length of time, please share your story, and what steps you took to remedy it. Thanks. more

Resolved Question: Where am I on the political spectrum?

I'd like a somewhat in-depth answer, am I liberal or conservative (or in the middle) for social or fiscal issues etc etc. What party/ideology would I most fit in? All that stuff. And please do take care to note a difference between my social and fiscal (and whatever other categories you can think of) views. 1. I think lowering taxes would stimulate the economy 2. I believe businesses should take responsibility with the environment 3. I believe affirmative action is an awful idea, the most skilled should get the job 4. I hate (modern) feminist ideology. I am for equal pay and what-have-you though, as long as the woman is doing the same amount of work as a man. 5. I believe its a right to have a gun, as outlined in the second amendment. 6. I believe gay marriage must be legal or their must be a legal equivalent that grants the same rights to gays. However, I do not think civil unions are enough as they don't give the same rights as marriage. I do respect the church's rights though. 7. I am an atheist. 8. Freedom or religion is extremely important for me. 9. Freedom or expression and press are extremely important as well. 10. Marijuana and some other drugs should be legalized as I believe they aren't harmful, its a right to do drugs, and it would be good for the economy. 11. I believe abortion should be legal in most cases, but perhaps some restrictions would be necessary (like how many one can have). In general, I don't really care about abortion-rights. 12. Iraq was a stupid war, Afghanistan has some merit to it but hasn't played out well. 13. I believe that the death penalty is sometimes necessary. 14. I don't believe in torture. 15. Political correctness is bullshit. 16. I believe in a somewhat-restricted free market, but a free market nonetheless 17. I don't like the idea of a nanny-state/welfare-state 18. I don't like the passed health-care legislation but I do think the health-care system needs a serious reform to make it of greater quality and more affordable. 19. Insurance companies and related companies have a right to sell what they have, but in the US they are charging way too much for their low-quality services, and should be affordable. 20. Businesses should always be accountable for what they do. more

Resolved Question: Why do Conservatives insist that Obama has done nothing positive?

He has: -Created an Advanced Manufacturing Fund to invest in peer-reviewed manufacturing processes -Increased minority access to capital -Required economic justification for tax changes -Changed standards for determining broadband access -Established a credit card bill of rights -Expanded loan programs for small businesses -Extended and indexed the 2007 Alternative Minimum Tax patch -Closed the "doughnut hole" in Medicare prescription drug plan -Expanded the Senior Corps volunteer program -Required insurance companies to cover pre-existing conditions -Gave tax credits to those who need help to pay health premiums -Required large employers to contribute to a national health plan -Required children to have health insurance coverage -Expanded eligibility for Medicaid -Expanded eligibility for State Children's Health Insurance Fund (SCHIP) -Required health plans to disclose how much of the premium goes to patient care -Established an independent health institute to provide accurate and objective information -In non-competitive markets, forced insurers to pay out a reasonable share of their premiums for patient care -Eliminated the higher subsidies to Medicare Advantage plans -Expanded funding to train primary care providers and public health practitioners -Increased funding to expand community based prevention programs -Signed the UN Convention on the Rights of Persons with Disabilities -Increased the Veterans Administration budget to recruit and retain more mental health professionals -Fully funded the Veterans Administration -Assured that the Veterans Administration budget is prepared as 'must-pass' legislation -Expanded the Veterans Administration's number of "centers of excellence" in specialty care -Appointed a special adviser to the president on violence against women -Fully funded the Violence Against Women Act -Directed military leaders to end war in Iraq -No permanent bases in Iraq -Sent two additional brigades to Afghanistan -Strengthened and expanded military exchange programs with other countries -Made greater investment in advanced military air technology -Made U.S. military aid to Pakistan conditional on anti-terror efforts -Gave a speech at a major Islamic forum in the first 100 days of his administration -Allocated Homeland Security funding according to risk -Created a real National Infrastructure Protection Plan -Increased funding for local emergency planning -Stood down nuclear forces to be reduced under the Moscow Treaty -Appointed a White House Coordinator for Nuclear Security And that's just a third of it. A third. If you say these are all negatives, make sure you read them first, as there are things in there to help veterans, so if you say they are all crap, you clearly hate the veterans. Source: http://politifact.com/truth-o-meter/promises/rulings/promise-kept/?page=1 more

Resolved Question: What do you think of my friend Joe the Statist?

Joe gets up at 6:00am to prepare his morning coffee. He makes it with a machine he could not possibly have made himself. He does not know where it was made, or how it works, and may not care. He does not know the people that planted, cultivated, harvested, dried, roasted, packaged, freighted, warehoused, distributed, marketed, or retailed his coffee, and may not care. The company that insures the manufacturer of the coffee machine required that it meet certain safety guidelines, as established by the private insurance-company-funded Underwriters Laboratory. Joe has seen the UL mark, but is not really sure what it’s for or how it protects him. He doesn’t clearly understand why greedy businessmen might be interested in a safe product. All of this was made possible by libertarians who fought for and won the legal right to free trade. He fills his pot full of good clean drinking water which he bought from Ozarka, because the local government monopoly of water supply bears the comforting designation of "accepted" and also tastes funny. He thinks back to going to church on Sunday. He is happy to have a community where he can participate with other like-minded people in ceremony. This was made possible by the long struggle to disentangle church and state, and his church enjoys the absence of taxation. He wishes other aspects of his life could be so free. He takes his daily medication with his first swallow of coffee, and then he takes a long drag on a cigarette. He bought his medication while on a trip to Mexico, where, thanks to less regulation and looser enforcement of IP laws, they were much cheaper. His medications are safe to take because he bought them from a reputable dealer. He can still afford cigarettes and can still legally purchase them, because of those who continue to fight for his rights, even if his exercise of those rights might harm him or his family. Joe takes his morning shower reaching for his shampoo; it is fragranced with some sort of exotic flower and there are strange chemicals in it – god knows what – and he bought it, well, because he liked the picture of the kangaroo on the bottle. He luxuriates in his bourgeois moment in the shower, a luxury unavailable to even the most wealthy of only 200 years ago. He is able to have many of such seemingly simple luxuries because some greedy businessmen sought enormous profits in the only way they could: satisfying consumer demand. Joe begins his work day; he has a good job with excellent pay, medicals benefits, retirement, paid holidays and vacation because the accumulation of capital over centuries has now brought the discounted marginal value product of a schmuck like Joe to unimaginable heights. Joe doesn’t know anything about economics because he doesn’t have to. He is no smarter than his forbears, and he works less. Nonetheless, because he participates in a world-embracing division of labor where his specialized work on a growing capital base is greatly valued, he is richer. Joe's employer pays these standards because if they don’t, his employer’s competitors will. It’s noon time. Joe doesn’t need to make a Bank Deposit so he can pay some bills – he uses online banking and direct deposit. He has no idea how these systems work, or what a banking clearinghouse is, but he is able to use these services at the lowest cost practicable because banks compete for his business. Notwithstanding the massive interventions to the business of banking, such as the creation of central banking and the Federal Reserve system and the repudiation of the gold standard, he is able to weather the government-induced business cycles and inflation by investing in mutual funds, annuities, stocks, bonds, REITs, real estate, precious metals, and other investment vehicles. He is able to do this because of greedy entrepreneurs and libertarians who fought against usury laws. The online banking leaves him free to take a moment to browse amazon.com for his favorite books, movies, and music. Joe is home from work. He plans to visit his father this evening at his farm home in the country. He gets in his car for the drive to dad’s; his car is not among the safest in the world because he chose not to buy a Volvo. His brother has a Volvo, but he has a gas-guzzling muscle car. He has this choice because nationalization of the auto industry was prevented. He arrives at his rural boyhood home. The house didn't have any good programming choices until DirecTV offered an array of programming and high-speed Internet, too. His dad uses a VCR, which only became affordable to him after lots of rich people bought the early, expensive versions and the manufacturers improved the designs and cut costs. In fact, his dad has a cell phone, TiVo, refrigerator, microwave oven, and a CD player – all of which became affordable to him because they were first the toys of the super-rich, and the crackpot schemes financed by the wealthy entrepreneurs willing an more

Resolved Question: You've heard of "Conservative Joe", but have you heard of Statist Joe?

By Gill Guillory Joe gets up at 6:00am to prepare his morning coffee. He makes it with a machine he could not possibly have made himself. He does not know where it was made, or how it works, and may not care. He does not know the people that planted, cultivated, harvested, dried, roasted, packaged, freighted, warehoused, distributed, marketed, or retailed his coffee, and may not care. The company that insures the manufacturer of the coffee machine required that it meet certain safety guidelines, as established by the private insurance-company-funded Underwriters Laboratory. Joe has seen the UL mark, but is not really sure what it’s for or how it protects him. He doesn’t clearly understand why greedy businessmen might be interested in a safe product. All of this was made possible by libertarians who fought for and won the legal right to free trade. He fills his pot full of good clean drinking water which he bought from Ozarka, because the local government monopoly of water supply bears the comforting designation of "accepted" and also tastes funny. He thinks back to going to church on Sunday. He is happy to have a community where he can participate with other like-minded people in ceremony. This was made possible by the long struggle to disentangle church and state, and his church enjoys the absence of taxation. He wishes other aspects of his life could be so free. He takes his daily medication with his first swallow of coffee, and then he takes a long drag on a cigarette. He bought his medication while on a trip to Mexico, where, thanks to less regulation and looser enforcement of IP laws, they were much cheaper. His medications are safe to take because he bought them from a reputable dealer. He can still afford cigarettes and can still legally purchase them, because of those who continue to fight for his rights, even if his exercise of those rights might harm him or his family. Joe takes his morning shower reaching for his shampoo; it is fragranced with some sort of exotic flower and there are strange chemicals in it – god knows what – and he bought it, well, because he liked the picture of the kangaroo on the bottle. He luxuriates in his bourgeois moment in the shower, a luxury unavailable to even the most wealthy of only 200 years ago. He is able to have many of such seemingly simple luxuries because some greedy businessmen sought enormous profits in the only way they could: satisfying consumer demand. Joe begins his work day; he has a good job with excellent pay, medicals benefits, retirement, paid holidays and vacation because the accumulation of capital over centuries has now brought the discounted marginal value product of a schmuck like Joe to unimaginable heights. Joe doesn’t know anything about economics because he doesn’t have to. He is no smarter than his forbears, and he works less. Nonetheless, because he participates in a world-embracing division of labor where his specialized work on a growing capital base is greatly valued, he is richer. Joe's employer pays these standards because if they don’t, his employer’s competitors will. It’s noon time. Joe doesn’t need to make a Bank Deposit so he can pay some bills – he uses online banking and direct deposit. He has no idea how these systems work, or what a banking clearinghouse is, but he is able to use these services at the lowest cost practicable because banks compete for his business. Notwithstanding the massive interventions to the business of banking, such as the creation of central banking and the Federal Reserve system and the repudiation of the gold standard, he is able to weather the government-induced business cycles and inflation by investing in mutual funds, annuities, stocks, bonds, REITs, real estate, precious metals, and other investment vehicles. He is able to do this because of greedy entrepreneurs and libertarians who fought against usury laws. The online banking leaves him free to take a moment to browse amazon.com for his favorite books, movies, and music. Joe is home from work. He plans to visit his father this evening at his farm home in the country. He gets in his car for the drive to dad’s; his car is not among the safest in the world because he chose not to buy a Volvo. His brother has a Volvo, but he has a gas-guzzling muscle car. He has this choice because nationalization of the auto industry was prevented. He arrives at his rural boyhood home. The house didn't have any good programming choices until DirecTV offered an array of programming and high-speed Internet, too. His dad uses a VCR, which only became affordable to him after lots of rich people bought the early, expensive versions and the manufacturers improved the designs and cut costs. In fact, his dad has a cell phone, TiVo, refrigerator, microwave oven, and a CD player – all of which became affordable to him because they were first the toys of the super-rich, and the crackpot schemes financed by the wealthy ententrepreneurs willing and able to risk their money in such endeavors. He is happy to see his dad who is now retired. His dad lives on a reverse mortgage – a recent market innovation. After his visit with dad he gets back in his car for the ride home. He turns on a radio talk show. The host keeps saying that libertarians are kooks and anarchists and thank God for continual market intervention and government protection. Government intervention and taxation improves and will continue to improve the standards of living of Americans. (He doesn't tell Joe that his beloved Democrats/Republicans have fought to destroy every protection and benefit Joe enjoys throughout his day.) Joe agrees, and puts his support behind protectionism, taxation, monopolies, interventionism, and war: these are obviously the things upon which civilization is built.Sorry for accidentally cutting the ending off charlie. more

Resolved Question: Have My License Now, What do i do about insurance?

I'm not that well educated with the whole insurance thing. I have a car under my parents name, which they are going to change to mine in a couple weeks But i know i cant drive without insurance, my parents have the car under there name and there insurance, so i have been driving that, since i paid for it since was my uncles car. i learned about it in drivers ed but truth is it was something i learned for a while because after that i forgot everything i learned about insurance. but still passed the course. The problem i have is currently i dont have a job to pay insurance since the business closed, but i need insurance since i dont want to drive uninsured , so i am thinking of waiting to get insurance first? how much is insurance and what do i need to know about it? what if i can't afford it? i am 18 more

Resolved Question: Husband is CRAZY! I'm at the point of exhaustion and not caring anymore! How can I get my life back on track?

Things have gotten really bad between us. I have been a WAHM (work at home mom) for the past 2 years running a business out of my home. We had a baby last July and we have a 4 year old. Work has never been harder I'm telling ya! I'm responsible for all of the bills, food, clothing, insurance, etc each month and hubby is responsible for the $800 mortgage. All in all it's a lot of pressure to make money each month with VERY little time to do it. Both my kids are NOT in daycare. I want them to be, but I cannot afford it. To send them 3 x a week would end up costing $1400 / month! I can't afford that and husband says he will not help me pay for daycare costs. So I'm absolutely stretched thin. I can't get subsidy because we made to much money last year (we didn't have the baby and our other son was in daycare full time so I worked my butt off) I can't work alongside of them playing because my job requires a lot of concentration and gets very technical (coding and designing). My 4 year old is VERY needy and will contently interrupt me. With working, taking care of the kids, cleaning the house, gardening duties, cooking, and making sure that the bills are paid each month I have become a bit of a basket case. I think I am worn out and I am resentful and angry towards my husband because he is NOT helping me at all. He doesn't clean. He barely cooks. I feel like I am doing this stuff everyday, everyday is the same. I can't stand cleaning and cooking and being the bored house maid anymore. This is not the way I want to be living! I didn't think this would happen, and I definitely didn't think I would lose my identity doing it. I am responsible for bills and EVERYTHING around the house. I can't take it anymore!! To top it all off he wants SEX all the time! I am still waking up in the middle of the night with our youngest child. He refuses to take that duty during the week because he goes to work each day. He will take one night and that is Friday, the rest I am on my own for. We have been fighting like mad. I feel trapped in a miserable situation that I can't seem to pull myself out of. He doesn't listen to me when I ask for help, he doesn't listen to me when I tell him I am miserable. He tells me to shut up and pull myself together. I've tried ignoring it and the days continue on like this and nothing gets better. The other day we had a huge fight and he said "Everyone's fu*ked a fatty, I'm just the one who got stuck with one!". It felt like my heart was torn out of me. He also said, "How can you call yourself a mother, you have to earn that." I can say some pretty mean stuff, but this takes the cake. I gained a few pounds with both pregnancies and haven't lost it all. I'm about 190 lbs, 5"7. I've lost about 30lbs since the last pregnancy. But of course it's one of my biggest insecurities. I look at myself and I hate me. I hate what I look like. But under all that, I know deep down, that I am a good mom. I do everything for my kids, I live for them. They are what keep me going everyday and for him to say that I have not earned the title mother kills me. Anyways, those words stung.. more than anything else ever has in my life. Then, last night he wanted to show me a song he was working on (he's a guitar player, one of his many aspirations in life). The song was called "Everybody's fucked a fatty blues". I was LIVID! We weren't even fighting and we were getting along and he just broke out into THIS song???? WTF? I was disgusted and told him that I couldn't believe he had the nerve. He had no idea what I was referring to and told me to get over myself and if the song offended me than don't listen to it. He said I was going crazy, and that it was absurd that this would bother me. Am I going crazy? I really am starting to doubt my own sanity these days. I really think it's a valid reason to be upset and I can't even believe he's got me questioning this. The thing is he tells me that I am psychotic a lot and that I am crazy and irrational, etc that I think I am actually starting to believe it.... even though sometimes I think I am the only sane one in the room, hanging on by threads trying not to kill myself.. more

Resolved Question: How to care for aging and nagging parents?

Here's the background: My parents are both over 70 years old and retired. They have no money, so they live with me in a house that I bought. My parents are traditional chinese, and expect kids to care for them when they are old. My parents do not speak English, thus increasing their dependency on my brother and I. I am 28 years old. I'm in the second year of starting and running my own software business. Work takes up almost all of my time. I'm at the point in a person's life where he is very ambitious and devotes all his time to his career. Here's the problem: My parents keep complaining that my brother and I do not pay enough attention to them. My parents say we don't care about them. Any time they ask me or my brother to do something, we don't treat it as a priority. So they get upset when we lose patience teaching them how to turn off a cell phone for the 20th time, or why we still haven't figured out some insurance thing for them, or why we still haven't fixed the kitchen sink. Well, that's because we actually do have more important things to do. Additionally, what takes most people 3 seconds to explain takes my parents 5 minutes to explain. My parents, like the old people stereotype, talk forever and talk in circles. They never get to the point and they obfuscate stories with vague irrelevant details. My emails and phone messages are packed with urgent business calls, so I don't have time to waste on incoherent ramblings. As a child, my parents worked really hard in a restaurant. Everytime I wanted to talk to my parents, they would say, "can't you see we're busy? We're already 3 months behind in rent. We need to put food on the table." They worked non-stop for 10 years without ever taking a day off. We only got to talk to them for a few minutes during breakfast. I worshipped their ability to perservere, so it didn't bother me that they never had time to spend with my brother and I. Now the tables have turned. My brother and I are following in the footsteps of my parents by working non-stop. My parents are complain that we don't care about them, even though we're doing for them everything they did for us: ie. provide shelter and food. But clearly, to them, that isn't enough. And for my brother and I, we're losing patience trying to explain to them for the 100th time how to turn on the TV. How should we deal with this situation? **People tell us the cliche that old people aren't around much longer, and we should value our remaining time with them. This notion doesn't resonate with me. I have too much work to care about cheesy cliches like that. What should I do to minimize frustrations dealing with old parents? In our culture, sending them to an old folks home is the most dishonourable thing to do.Additionally, they are in heavy loads of debt which my brother and I are working to pay off on their behalf. It would be nice if they stopped complaining about how we're not cleaning up their mess fast enough. more

Resolved Question: Math answer check and help ?

. In this problem, we analyze the profit found for sales of decorative tiles. A demand equation (sometimes called a demand curve) shows how much money people would pay for a product depending on how much of that product is available on the open market. Often, the demand equation is found empirically (through experiment, or market research). a. Suppose a market research company finds that at a price of p = $20, they would sell x = 42 tiles each month. If they lower the price to p = $10, then more people would purchase the tile, and they can expect to sell x = 52 tiles in a month’s time. Find the equation of the line for the demand equation. Write your answer in the form p = mx + b. Hint: Write an equation using two points in the form (x, p). p= -x +62 A company’s revenue is the amount of money that comes in from sales, before business costs are subtracted. For a single product, you can find the revenue by multiplying the quantity of the product sold, x, by the demand equation, p. b. Substitute the result you found from part a. into the equation R = xp to find the revenue equation. Provide your answer in simplified form. R=x*62 The costs of doing business for a company can be found by adding fixed costs, such as rent, insurance, and wages, and variable costs, which are the costs to purchase the product you are selling. The portion of the company’s fixed costs allotted to this product is $300, and the supplier’s cost for a set of tile is $6 each. Let x represent the number of tile sets. c. If b represents a fixed cost, what value would represent b? 300 d. Find the cost equation for the tile. Write your answer in the form C = mx + b. C=6x+300 The profit made from the sale of tiles is found by subtracting the costs from the revenue. e. Find the Profit Equation by substituting your equations for R and C in the equation . Simplify the equation. P=X*62-6x+300 f. What is the profit made from selling 20 tile sets per month? P=1420 g. What is the profit made from selling 25 tile sets each month? P=1700 h. What is the profit made from selling no tile sets each month? Interpret your answer. P=0*62-6(0)+300 Multiply 0 by 62 to get 0. P=0-6(0)+300 Multiply -6 by each term inside the parentheses. P=0+0+300 Combine all similar expressions. P=300 I am not sure how to interpret I, j and k or what the next is asking for….. i. Use trial and error to find the quantity of tile sets per month that yields the highest profit. j. How much profit would you earn from the number you found in part i? k. What price would you sell the tile sets at to realize this profit? Hint: Use the demand equation from part a. 2. The break even values for a profit model are the values for which you earn $0 in profit. Use the equation you created in question one to solve P = 0, and find your break even values. more

Resolved Question: My mom wants me to live at home after I graduate but I'm not sure...?

Right now I live with my mom while going to college. I work part-time and don't make much but I pay for gas, insurance and help out around the house and with her business. I'm saving pretty much all of the money I do make so I can pay off my loans and move out after I graduate. I love my mom, she's one of my best friends, so I really don't mind living with her. I appreciate the fact that she is letting me stay at home because I couldn't make it on my own. She came up to me the other day and was talking to me about how, after I graduate in two years, she thinks it would be best for me to keep living at home. When I start off in my career I won't be making a ton of money and it would be cheaper for me to stay at home and pay her rent (which would help her fix up the house) and we'd both have a little bit of extra money to take vacations and travel, which we've never really had the chance to do but always dreamt about. Although it does make more sense for me to stay at home I really, really would love to just get my own place. It would be hard financially for me to be on my own, even with a degree, but it would be so amazing for me to have my own space and organize things my own way. It's two years away, I know, but I've just been thinking about it and would like input from others. Thanks in advance!Lili - You make an excellent point because I do want to be independent and have my own life. But, like Semper Fi said, it would be nice to save money too. I love that the first two answers are complete opposites, it's just how I've been going back and forth in my mind. Advice from others is still very much welcome!Junior Minty - You made me realize how nice it would be just to stay at home a little longer because I would really hate to move back home after I moved out. My loans aren't that bad, they won't take too much to pay off, especially with the plan I have, but it would be nice to save some money just in general - especially if I could buy a house rather than rent after I move out.Voice of Common Sense- I do agree with you that becoming 18 makes you an adult and you should be responsible for yourself. However, in this economy it is literally impossible for me to move out right now. And I also don't think continuing living at home would cause me to dump responsibility on my mom. I would be paying rent and continuing to help her out while working. If anything she wants me to live at home to get a little extra money. I'm by no means a moocher. I know many adults who are the same way. Times are different than they were 30ish years ago and it's no longer as feasible for someone who is 18 to just pack up and leave. After all, most are just graduating and don't have savings yet. Yes, they can go into debt to pay for housing but wouldn't it make more *common sense* to stay at home while they save? more

Resolved Question: Did i do this math problem correctly?

1.In this problem, we analyze the profit found for sales of decorative tiles. A demand equation (sometimes called a demand curve) shows how much money people would pay for a product depending on how much of that product is available on the open market. Often, the demand equation is found empirically (through experiment, or market research). a.Suppose a market research company finds that at a price of p = $20, they would sell x = 42 tiles each month. If they lower the price to p = $10, then more people would purchase the tile, and they can expect to sell x = 52 tiles in a month’s time. Find the equation of the line for the demand equation. Write your answer in the form p = mx + b. Hint: Write an equation using two points in the form (x, p). p= -x +62 A company’s revenue is the amount of money that comes in from sales, before business costs are subtracted. For a single product, you can find the revenue by multiplying the quantity of the product sold, x, by the demand equation, p. b.Substitute the result you found from part a. into the equation R = xp to find the revenue equation. Provide your answer in simplified form. R=x*62 The costs of doing business for a company can be found by adding fixed costs, such as rent, insurance, and wages, and variable costs, which are the costs to purchase the product you are selling. The portion of the company’s fixed costs allotted to this product is $300, and the supplier’s cost for a set of tile is $6 each. Let x represent the number of tile sets. c.If b represents a fixed cost, what value would represent b? 300 d.Find the cost equation for the tile. Write your answer in the form C = mx + b. C=6x+300 The profit made from the sale of tiles is found by subtracting the costs from the revenue. e.Find the Profit Equation by substituting your equations for R and C in the equation . Simplify the equation. P=X*62-6x+300 f.What is the profit made from selling 20 tile sets per month? P=1420 g.What is the profit made from selling 25 tile sets each month? P=1700 h.What is the profit made from selling no tile sets each month? Interpret your answer. P=0*62-6(0)+300 Multiply 0 by 62 to get 0. P=0-6(0)+300 Multiply -6 by each term inside the parentheses. P=0+0+300 Combine all similar expressions. P=300 I am not sure how to interpret I, j and k or what the next three are asking for….. i.Use trial and error to find the quantity of tile sets per month that yields the highest profit. j.How much profit would you earn from the number you found in part i? k.What price would you sell the tile sets at to realize this profit? Hint: Use the demand equation from part a. 2.The break even values for a profit model are the values for which you earn $0 in profit. Use the equation you created in question one to solve P = 0, and find your break even values. 3.In 2002, Home Depot’s sales amounted to $58,200,000,000. In 2006, its sales were $90,800,000,000. a.Write Home Depot’s 2002 sales and 2006 sales in scientific notation. You can find the percent of growth in Home Depot’s sales from 2002 to 2006 by following these steps: •Find the increase in sales from 2002 to 2006. •Find what percent that increase is of the 2002 sales. b.What was the percent growth in Home Depot’s sales from 2002 to 2006? Do all your work by using scientific notation. The Home Depot, Inc. (2007, March 29). 2006 Annual Report. Retrieved from http://www6.homedepot.com/annualreport/index.html 4.A customer wants to make a teepee in his backyard for his children. He plans to use lengths of PVC plumbing pipe for the supports on the teepee, and he wants the teepee to be 12 feet across and 8 feet tall (see figure). How long should the pieces of PVC plumbing pipe be? more

Resolved Question: What should I do about selling my car to my dad that I just started to rebuild a relationship with?

I am selling my car for $500 because my grandmother is giving me her newer one. So I mentioned to my father that I would be selling my car and he said that he would think about buying it. So he told me he wanted to buy it about 2 months ago, I told him how much I was selling it for and he said ok. For about a month he has been asking me at least twice a week when was I going to be getting my grandmothers car I kept telling him I have to wait when I have the time and the money to go to the DMV to do all the paperwork and what not. So recently me and him were talking on the phone and he asked me once again do I know anything yet about the car situation and im like well do you have the money. He says "the money" as if we never discussed money. He says "how much you want for it" and I tell him $500 again. He says "ok can I make payments on it"? For some reason I tell him yeah but I don’t know why I told him yeah cause thats not how I want to do business and that’s not what we discussed in the beginning. Now I haven’t spoken to him in about a week and a half now and I have no way of getting in touch with him. (his phone is disconnected) My best friend wants to buy the car and she will give me the 500 all at once. What should I do? Should I sell it to my friend or take payments from my father? I absolutely don’t want to take payments because who knows if he will make the payments when he is supposed to he might think he can pay some of it then forget about the rest simply because I am his daughter? I don’t want this to mess up our relationship because he kind of just came back into my life. Advice please..I need the money to get insurance for my new car and I need a laptop. more

Resolved Question: Can you hire a lawyer to write an official letter without having to pay a retainer?

I loaned a "friend" (of 14 years) $3000 appx 3 years ago. She was going through a difficult time. She was self employed as a staffer for the car business and after the economy bottomed out she was on the verge of losing her home to foreclosure. She also was about to have her phone shut off and was worried she wouldn't be able to get back on her feet if she couldn't conduct her business. Her boyfriend also self employed. He bought things from estate sales and resold them on EBay. Their mortgage was behind by $2500, her phone bill was almost $300 and the EBay acct was suspended owing $198.00. At the time my family was doing okay as I had just received some money from an insurance settlement and I had it to loan. I had western unioned her $2500 in cash, put her phone bill on my credit card and sent them money through PayPal to pay off the EBay acct. It was always understood it was a loan but because they were going through such a rough time, I didn't want to pressure her with a repayment date and just said, "pay me back as soon as you can or if I ever need it back". She has made mention over the last 3 years that she hadn't forgotten that she will pay me back soon and had once made a payment of $250 dropping her debt to me down to $2750. 6 months ago our financial situation had changed. My husbands hours had started to be cut back. At first we juggled and managed but soon after it got worse and we also got hit with a few unexpected bills. I had approached my "friend" and asked if she could pay me back the money she owed me. If she couldn't handle the whole amount, I would accept payment installments but we really needed that money back. She said she would see what she could do and then shortly after picked a fight with me over something trivial. I saw that ploy for what it was and insisted that she pay me back all of it or else... She had just filed for chapter 13 BK and stated that she couldn't be behind on any debt or have a new debt added or it would unwind the BK. I didn't want to cause any trouble for her but I needed my money back and told her as much. She had promised she would have the money to me by the end of May. The deadline came and went and not a word from her. My husband had finally gotten his hours back but not soon enough and because we had no other money coming in, all we could do was hope she would be honorable and pay, so we held off our creditors as long as we could. As a result our truck, that we had paid diligently for over 3.5 yrs had gotten repossessed. We are going to be able to get it back but we're going to have to let go of a few other bills to do so and its going to causes us much trouble. The money she owes me would put us right back on track. I'm starting to see that unless I get "official" with her I'm not going to see my money back any time soon. Recently, on one of the rare occasions when we had a cordial conversation, she had let it slip that she's had steady employment for the last year and through some sort of loophole, she's been able to stay in her condo for the last 36 months and her car (a benz) for the last 18 months without having to pay anything and that her boyfriend just bought a new car. Now I'm furious! While my truck sits in a lot as we try to come up with $1100 by Friday to get our truck back and try to figure out how we're going to feed the family and keep the lights on, they're doing just fine! In what universe does that seem fair? So now I'm ready to role up my sleeves and get serious. You just don't do that to people, especially after a decade and a half of "friendship". Its all so pathetic and cliche! Problem is, I live in Colorado and she in California. I looked into it and I can't sue her in small claims from here. I'd either have to hire a lawyer to handle the suit or file myself but I'd have to do it from there. Obviously can't afford that right now. I've looked into hiring a collection agency but the few that I found that will take on a personal, non-business loan want between 30-50% upfront in fees (and some after). I've kept all the proof (WU receipt, credit card bill, paypal transaction showing all the money I sent her, along with the emails where she acknowledges her debt to me and that she would be paying me back what she owed me, in full, by May, 2010). I want to know if I can hire a lawyer (preferably in SoCal) to scare her into paying me back by sending her a letter on my behalf stating my intent to pursue all my legal options to get the money owed back within 30 days, without having to pay a retainer and if so how much would something like that cost? And if anyone can think of anything else that I can do to get the money owed to me back, that would be greatly appreciated. Maybe a SoCal atty that would be willing to handle this probono? ThankThank you all in advance for any and all advice. Sorry it was so long but I wanted to add the full history in case someone could think of anything else I could do. Maybe someone knows of a SoCal atty or firm that would be willing to take this on probono? more

Resolved Question: as for my earlier question about less benefits for congress, how about this? NON PARTISAN PLEASE?

Ok, a lot of people agreed with me and a few had some disinformation. but alot of great ideas a congress member makes 174k the leaders of the party make 193k the speaker makes 223k this is fact, this is their paycheck before taxes and before adding any benifits of any kind. each congress member has about a 1 million dollar a year office expenditure account. this is for office supplies,leases and certain staff memebers (im not sure which members) as well as the congress person's vehicle. they can retire and get a small pension after only 5 years (not a full pension like some of the disinformation out there [and they cant recieve it until age 54 i think]) the longer they are in the congress the larger the pension they also have a travel and housing allowance, medical insurance , dental, vision and a host of other small benefits. now as i stated in my other question, I dont think that these should be taken from them. but i do believe that with 10% unemployment, and the economy in the crapper, this is a bit too much waste. how about this pay cut of 10%-15% must lease a car for under 20k (any extra comes from their paycheck) they get their own health insurance. which would cost a family about 500 a month etc etc basically a reasonable lowering of perks they should not be able to vote their own raises, (that is BULL) I know many are lawyers and business men who can make more in the private sector. but guess what? they should stay their butts in the private sector then. the TAXPAYERS are paying their wage now, not the private sector. dont do the job for the money. do it for love of country! YES YES YES! Term limits. I think 2 for the senate (12 years) and 5 for the house (10 years) please no partisan Bull crap. thank you all for good answers and suggestions! more

Resolved Question: Pay big bucks for excellent health insurance, or go without for my family of four?

My husband and I are 28 and in excellent health. Our children are 3 and 1.5 in excellent health. Our youngest has RSV but she has a nebulizer for when she has a cold, and as she gets older she should be able to get that out of her system completely. We don't expect her to ever have any kind of attacks or anything. If we have another baby it will be a home birth with a midwife, though we have no plans for another child. My husband left his full-time job and we lost his insurance. We have our own business, which is a music studio, and we're doing alright in it. We're getting paid more than he was getting full-time already and we're just getting started, though we'll never be wealthy. Right now we're making $4000/month, and pay $1900 to the mortgage (2bed in NJ). Our goal is $7k/month which we hope to achieve by a years time. I work PT at a state university and can get excellent health benefits with no deductibles for about $1200 per month (ouch!). I was expecting to get catastrophic insurance until we were making more money but am shocked by how much catastrophic insurance costs per month and how much of your own money you have to put in if that catastrophe happens. I can't do catastrophe insurance. So now with just $2000 to spare after the mortgage, should I pay the $1200 for insurance (will def put us in debt, and we already have a lot) even though we're in good health, or go without? What would you do? Thanks.The university has no other plans. The catastrophic monthly rates get close enough to the university's rates that there's no reason to consider it. Thanks for your help more

Resolved Question: How much do you think is fair to offer my mom for rent?

I just turned twenty a few days ago and I'm halfway through getting my bachelor's degree. I have been helping out at home and with my mom's business for the past two years and I just got my first job. Since I now have an income she wants me to start helping out financially. She told me she expects me to pay for my car insurance, which I'm totally okay with. I also intend on paying for gas and still helping her out at work. Right now I only have ten scheduled hours a week which means I make about $300 a month not counting taxes, gas, insurance and food (I often buy my own food because they're on a diet and I don't eat much meat). So, how much should I offer to pay in rent? Soon I hope to double my hours so I'll be getting $600 a month, but I really want to save most of it so I can move out in the middle of my senior year. I take a very heavy course load so I can't work over 20 hours during the fall/spring, otherwise I would. I just wanted to get some ideas from parents on here as to what you think is fair to offer to help her out? more

Resolved Question: child custody advice...?

in october of 2006 I had been with a guy and had 1.5 yr old daughter, but the guy had never signed the birth certificate and I had given my daughter my last name. Things had gone sour between us and went separate ways and moved to springfield, mo. even though i had moved he still helped me out and took care of our daughter, but as time went by he had set up a " DNA Test" to my knowledge and blackmailed me for custody. he said i didnt have to appear in court or get an attorney for this was a civil matter and we were on the same team. he brought me the paperwork a couple times and i had refused signing them for i didnt know what this was for. Finally he had mentioned if I didnt sign them he would never let me see my daughter again. so signing them caused me to lose full custody of my daughter and now only have visitation rights. As to my knowledge I thought Law enforcement or an attorney were suppose to serve you with these papers not to mention when I had signed the only witnesses there were his parents and the notary which was his neghbor and family friend. i find this suspicious. after all this time I am now served with papers for child support and insurance collection of 5,200.00 and when this all went into affect i tried to give him money 2 times for the full amount due and he refused to take it saying that I did not have to pay it and he would let it go. For the past 2 yrs since he has been cohabitating w/ a girl. Hailey has come home w/ a black eye, refuses to go home and tells her dad she doesnt want to and she smells like marijuanna, looks like she hasnt taken a bath in days when i recieve her, and wears clothes to small for her and also he has refused me my visitation and recently tried to press charges against me for kidnapping, for me refusing to give her back b/c she cries b/c she doesnt want to go back. according to thie attorneys here I have no leg to stand on b/c im " financially unstable" but in my eyes it shouldn't be based on money it should be based ont he welfare and love of a child. which i have given as much as i can in this situation. If I was a bad mother my daughter wouldn't cry and refuse to go back to her dads, not to mention I spend one on one time w/ her teaching and caring for her to the best that i can. she is my world and im willing to do anything and everything to get her back, but i have no leverage. i have no family to help and an only person. i have applied for food stamps, medicaid, HUD, work a 35 hr a wk job and have a reliable car, i also have applied for Financial aid to go back to school this fall and get a degree in landscaping and own my own business. i have never applied for governemnt funded things b/c i feel that i am capable of working and paying my bills due. there are pple out there that need it much worse than i do, but according to this attorney i spoke with he does not want to help me b/c i should wait till after im pregnant to fight this battle so i can prove im a fit parent. but i am a fit parent. i was not proven an unfit parent i lost all my rights due to default to not appearing to court which i had no idea there was a court date. how does a young pregnant woman gain custody of her daughter at this time when there was no proven DNA Test, I was not notified that there was court, child support is after me for thousands of dollars, and i was manipulated to sign paperwork that I thought was for a DNA Test. more

Resolved Question: How Do I Obtain A Motorcycle License?

My parent's good friend died on a motorcycle a few years ago, so I am turning 18 in 20 days in NJ. I never got my regular license yet just a permit, I really wanted "motorcycle" freedom. I will be starting a small business online so I can pay for it. But I found a place that I can get my license and training complete in about a month for about 2-300 hundred dollars. But AFTER this, I know I can only buy a smaller CC bike until I practice more, and pass some more tests, etc... How much is motorcycle insurance for an 18 yr old? Is a motorcycle really that dangerous? more

Resolved Question: Italian boarder running out of money in the philippines?

An Italian, old man rent my commercial space which he make into a bachelor's pad. He pretend to have a money but then in the end I realize that he don't have. Now he is giving me more problem. He would not follow my house rules and would not sign a contract If I don't translate the contract into Italian language which makes it impossible because I do not know how to speak italian and using the computer to translate one sentence is not really possible specially if your making a ligal ducument. I let him out of my house - his girlfriend sign that they will be out on a particular date. The Italian guy is complaining about the electric bill he would not accept the reading of the electric company and also the reading of the water company even if he see the metter. He also would not want to pay the damages he made on my commercial space like the hole which he use for the gas. The hole is big about 3 inches round. He painted a part of my commercial space and make something new which are not durable and good. He complain for the expensis he spend. But I lower down the rent because he said that he will renovate the place and make it beautiful because he do not have a problem with money. The Italian guy said that he will sue me for not having a lease of contract with him and that I am asking too much money (3,000.00 a month not including electric and water) and I let him out after a month of renting my commercial space. Is there really a chance for him to sue me? What is his ground? His girlfriend sign that they will be out on a particular date. He don't want to sign a contract because it is written in English. He don't want to speak in English to me he use a lot of Itallian words which I do not understand. Can I call the help of the embassy for his distubance of my business. What can I do so that this Italian guy will not do much harm to other Filipino business man. He said he earn about a hundred thousand out of his insurance and he have 3 million in the bank. But as far as I know he do not have a money because he even complain for an electric bill worth about 320 pesos for 17 days as he use; electric fun almost all day long and all night long, refredgerato, and a light that has about 20 watts and 3 other more lights. One light he often keep on along with the ref, electricfun and t.v. He complain about the water when his girl has a daughter who live with them and the family of the girl often come to the place they rented. Now they have to pay about 700 for the water for almost a month of use. Should I call the help of the embassy? I just have a feeling that this guy will exploit a lot of Filipino businenn man who earn only a little with the tax to pay and a lot more of things to pay. As far as I know he would have known the expensis he has to spend before he come in the Philippines and if he don't have a money it is better for him to stay in a charity home in their place - as far as I know. Any forigner should research what kind of life they would have. I never expect that a forigner from Europe would be financially a burden to me - a Filipina business woman trying to make a good, clean living. more

Resolved Question: Should I separate from my girlfriend?

My girlfriend and I have been together for almost 2 years and I love her so much. I'm 23 and she's 25. We've had tough times in our relationship; at the beginning of 2009 I got laid off and in the same day got into a Car crash that totaled my car, and then finding out my Insurance was cancelled eventually landed me with having to do my first Bankruptcy. That was tough enough last year, but luckily for me my Bankruptcy case went smooth and by Feb. 2010 my accounts were discharged. Unfortunately I got into another car crash in Dec. 2009(This one my fault) slipping in the rain and slamming a car from behind. My girlfriend was great support and still wanted to be with me. Why I'm having thoughts of breaking up with her? She has not worked since 2008 and I've had pay for all her expenses for school, traffic tickets, and a bunch of other things. Last week I had to pay over $500 to get her Checking account back in positive and pay off another Checking account that's been negative since Wamu was in business. I guess I'm starting to get to my limit of having to pay for everything for her....The job I have now is losing hours for me and I'm now working 20 hours a week instead of the 35-40 hours I was working...So work is not doing good and I'm looking...But my girlfriend for the love of god will not look for a job. Her brother passed away in Feb. and since that I know she's been hurt by this, but she's not moving on to other things. She didn't want to look for a job even before her brother passed. She's graduated from her Costmetology program in March yet since then she's only just stayed at the house and just been chilling. We live together and have for about a year. I come home and bring her flowers, I bring home some dinner, we have a great sex life, and I kiss her at least 50 times a day (Yes, I'm a guy that likes to kiss). Everytime I come home I make her smile wrap my arms around her telling her 'I love her.' I really mean it when I tell her. Unfortunately, when I talk to her about this she doesnt' know why she doesn't want to try anymore. She's just depressed and thinks she's worth nothing. And she's thought like this for about a year now, but no matter how happy I make her, she's never happy enough to want to try anything at life. I've just worked through it and keep looking to just make her happy, but for weeks she's been telling me she's going to get a job. There is days I come home and I'm so upset how my job is going and how I'm not able to save any money for us because once I do, she either needs it for something or something happens with my car and I end up using it. My ultimate dream is to move out with my girlfriend and she says she wants that too. But with her not even trying to apply to jobs at all, she's not showing me she wants a life with me. I feel like at this point that maybe a separation is what we both need. I just feel like I've spent a year trying to motivate her and give her some drive, but if I'm not able to then I don't know what would. When I first met her she had this drive to do good things and wanted to work. But I think because I've always been so generous with my money with her that I think she's fallen in a really bad lazy state that she doesn't want to get out of. I'm a nice guy and honestly my girlfriend is really the first girlfriend I've really had. I love her to death, but I don't know what else to do. I don't want to break up with her, but I just feel like a separation might set her mind straight. The other thing I'm worried about is the fact that she's going to think I'm breaking up with her because of a girl. One thing that has always bothered me about our relationship is that she always thinks I'm going to leave her for another girl. And she gets jealous when I talk to other girls like her friends at School or my friends or cousins friends. Listen, I'm very far from a ladies man. I'm pretty handsome and good looking, but REALLY, I've never thought I was handsome or goodlooking till I met my girlfriend. She gave me confidence about my looks and thinks I'm hot. I was overweight in high school and hate those years of my life. I lost my freakin virginity when I was 21 and never even went to my High School prom. I'm just a really good guy. I've seen my own Father, brother, cousins, and uncles do bad shit to girls and cheat on them and all thats made me think is how I'm not going to be that kind of guy at all. I have a love for my girlfriend that I feel that can last a lifetime, but I just see no effort from her and I'm the one that has to take on life's risks while she waits for me to come home. Do you think if I separate from her that she'll realize what she's losing or am I just screwed? I just don't know what to do. more

Resolved Question: Honda CBR 125 owners or ex owners only please or people who are in the business of motorbikes?

how much would it cost on average im 17 years old i have just passed my test it is a 2005 honda cbr its second hand and has 7000 miles on the clock also i would prefer comprehensive how much would insurance be per year average i know all people are diferent and what did you pay for your insurance more

Resolved Question: Should I fire my Bad Attorney? (HELP)?

I have two cases. I was rear ended and suffered some bad injuries last year in november. Then I slipped and fell in a nail salon earlier this year I can't get a break to save my life). I suffered bad injuries from that accident as well and loss a total of 4 months combined both cases. Both insurance companies have accepted liability. I gave both cases to my attorney. From the beginning my Lawyer was evasive with me about the direction of my case, he wouldn't return my phone calls unless I mailed him a certified letter saying he needs to call me, and making it clear to him in the letter that I'm considering moving on. Any who...I also found out that he failed to tell me that the insurance company made an offer on my car accident case. I confronted him and asked him to mail me paperwork with the settlement info and he did not. that was in April of this year. Yesterday his Son whom is also a lawyer at his firm called me to ask me additional info about my slip and fall which happened almost six months ago. He was very rude and aggressive with me. When I checked his behavior he became rude and demanding and hung up the phone on me. I called the firm and asked to speak my Lawyer (his father). The receptionist asked me what was wrong and I told her what went down. I said this is an emergency message for my attorney. Two minutes later I received a call from my firm thinking it was my lawyer. It was his Son asking did I call him. I said no and the message was for the senior lawyer. He came SO upset and screaming and yelling, saying that I heard you wanted to move on with your case and hung up the phone on me again! Since yesterday I have received no call from my attorney about what happened. I know I need to fire my Lawyer, indeed I know that much but I'm concerned that i might have to pay two firms. I know he could put a lien on my case but I want to know how do I voluntary get him to quit my case. This firm does not have my best interest and has failed to communicate with me. They are disrespectful and has been abusive. It is impossible to do business with them. I 'am speaking with a new firm and they said that getting him to release my case along with the financial agreements and the new prospect lawyer said it would be his battle but that sounds too damn good to be true. Any insight would be appreciated, but only from those that are knowledgeable and will not make condescending remarks. I'm patient in all my cases closing but I have $11,00.00 of medical bills lingering over me and I do not want my credit score to be compromised. By the way all the doctors my attorney sent me to did not take my medical insurance (or any medical insurance) and all the doctors were in a legal ring meaning they only see Personal injury and workers Comp patients, who have lawyers. I regret this terribly. HELP,MAYDAY!!!! more

Resolved Question: FLORIDA LAW-my wife got hit by a car while riding her bike on the sidewalk.?

-my wife got hit by a car while riding her bike on the sidewalk. -we got a lawer to handle the case. -he got her going to a chiropractor -she was seen by an orthopedic surgeon and he found she had a torn miniscus -she wasnt on my car insurance because she doesnt drive, although she has a driver license for identification purposes. -the lady that hit her's insurance was geico and the we requested them to tender policy limits...which are $10,000 -they approved it and the release was executed. -the hospital bill one night came out to $24,000 -the 10 min visit to the orthopedic was $1,500.00 -the therapy for 3 1/2 mo was about $12,000 -MRIs are about another $1000 -and the lawer fee $3,333.33 -my insurance paid about $4,000 -unfortunately we do not have health insurance. -if we go after the lady that hit her, her only asset is a house that costs about $150,000 in the market right now. The lawyer suggested not to because the lady could just file for bankruptcy...she recently had forclosure on her home. I feel were getting ripped off. -I want to know what can be done so my wife is not in dept and her credit doesnt get destroyed...I feel our lawyer could care less what happens to us, he just wants his 1/3. the check for 10,000 came in from geico and he had us come in to sign it. He says he is going to try to negociate the amount that we owe from the different parties . we going to probably end up with less than $2000. This has really affected our marriage because not only is she still in pain she lost her job but we are going to be in more dept than we already are. She didnt choose to get hit by that car riding her bike on the sidewalk. how much control does the lawer have of our money after he deposits it? once the check clears "7-10 business days" we have to come back and sign this paper stating what is owed... Does he get total control of our money? Say, can he still pay off his medical buddies without our authorization? I dont care about his part. I will pay him with no problem... What gets me is paying his medical people which he recomended to us...the chiro just touched her back less than a minute and they would just put heat pads and electricity. they never really did physical therapy massaging or anything. What did we get out of our misfortune? That for doing the right thing after an accident, getting an attornery. He just played the cards for the insurance to pay, then for him to pay off himself and his recommended medical specialists and we get hardly no compensation for the pain my wife still suffers after accident and our lost wages? This is crazy. What can be done at this point? I would not want to work with this lawyer again because on several occasions he was nasty to me over the phone telling me my "case just sucks", and scolding me 'how could i not have health insurance for my wife?" I told him i dont even have it myself and neither do 47million americans. more

Resolved Question: Cheap Tomatoes? Do you really think so?

All I can say is ------ GOD BLESS ARIZONA!!! Cheap Tomatoes SHOULD WE PASS THIS ALONG TO AS MANY AS POSSIBLE OR WE WILL ALL GO DOWN THE DRAIN BECAUSE A FEW DON'T CARE? This English teacher has phrased it the best I've seen yet. Tomatoes and Cheap Labor CHEAP TOMATOES? This should make everyone think, be you Democrat, Republican or Independent. From a California school teacher - - - "As you listen to the news about the student protests over illegal immigration, there are some things that you should be aware of: I am in charge of the English-as-a-second-language department at a large southern California high school which is designated a Title 1 school, meaning that its students average lower socioeconomic and income levels. Most of the schools you are hearing about, South Gate High, Bell Gardens, Huntington Park, etc., where these students are protesting, are also Title 1 schools. Title 1 schools are on the free breakfast and free lunch program. When I say free breakfast, I'm not talking a glass of milk and a roll -- but a full breakfast and cereal bar with fruits and juices that would make a Marriott proud. The waste of this food is monumental, with trays and trays of it being dumped in the trash uneaten. I estimate that well over 50% of these students are obese or at least moderately overweight. About 75% or more DO have cell phones. The school also provides day care centers for the unwed teenage pregnant girls (some as young as 13) so they can attend class without the inconvenience of having to arrange for babysitters or having family watch their kids. I was ordered to spend $700,000 on my department or risk losing funding for the upcoming year even though there was little need for anything; my budget was already substantial. I ended up buying new computers for the computer learning center, half of which, one month later, have been carved with graffiti by the appreciative students who obviously feel humbled and grateful to have a free education in America ... I have had to intervene several times for young and substitute teachers whose classes consist of many illegal immigrant students, here in the country less than 3 months, who raised so much hell with the female teachers, calling them "Putas"(whores) and throwing things, that the teachers were in tears. Free medical, free education, free food, free day care etc., etc, etc. Is it any wonder they feel entitled to not only be in this country but to demand rights, privileges and entitlements? To those who want to point out how much these illegal immigrants contribute to our society because they LIKE their gardener and housekeeper and they like to pay less for tomatoes: spend some time in the real world of illegal immigration and see the TRUE costs. Higher insurance, medical facilities closing, higher medical costs, more crime, lower standards of education in our schools, overcrowding, new diseases. For me, I'll pay more for tomatoes. Americans, Shouldn't we wake up? It does, however, have everything to do with culture: It involves an American third-world culture that does not value education, that accepts children getting pregnant and dropping out of school by 15 and that refuses to assimilate, and an American culture that has become so weak and worried about "political correctness" that we don't have the will to do anything about it. If this makes your blood boil, as it did mine, forward this to everyone you know. CHEAP LABOR? Isn't that what the whole immigration issue is about? Business doesn't want to pay a decent wage. Consumers don't want expensive produce. Government will tell you Americans don't want the jobs. But the bottom line is cheap labor. The phrase "cheap labor" is a myth, a farce, and a lie. There is no such thing as "cheap labor." Take, for example, an illegal alien with a wife and five children. He takes a job for $5.00 or 6.00/hour. At that wage, with six dependents, he pays no income tax, yet at the end of the year, if he files an Income Tax Return, he gets an "earned income credit" of up to $3,200 free. He qualifies for Section 8 housing and subsidized rent. He qualifies for food stamps. He qualifies for free (no deductible, no co-pay) health care. His children get free breakfasts and lunches at school. He requires bilingual teachers and books. He qualifies for relief from high energy bills. If they are, or become, aged, blind or disabled, they qualify for SSI. If qualified for SSI they can qualify for Medicaid. All of this is at (our) taxpayer's expense. He doesn't worry about car insurance, life insurance, or homeowners insurance. Taxpayers provide Spanish language signs, bulletins and printed material. He and his family receive the equivalent of $20.00 to $30.00/hour in benefits. Working Americans are lucky to have $5.00 o more

Resolved Question: How exactly is this tax evasion?

Well, my employer is one that cleans out rooms in 4/5 star hotels, ball rooms, lounges, industrial kitchens, etc. Here is the details I know for sure: 1) He pays everyone off the books, $70 for a 4 hour shift, doubles pay $140 for an 8 hour shift. He has work 7 days a week for the most part, and securing a double shift is as easy as asking for it. 2) He pays once a month, and never asked to see my information that would be used on an I-9 form. 3) He has a crew of about 10 guys total, and 2 managers, along with himself (13 employees). 4) I DO NOT evade taxes, I pay mine at the end of the year like you are supposed to, but I know for sure everyone else in the company does not. To be sure read #2 to clarify. With those above, I would be pretty sure he would have to be evading some form of tax, and unemployment insurance as well. What I need to specifically know is what taxes exactly is he evading. Thanks for your help. PS: The reason I ask this is because we work in 2 crews, 5 guys each with 1 manager, and the other crew always gets paid on time, and we wait at times as long as 2 months for our money, he short changes us until the next pay period, etc. Constant complaints launched by us has only resulted in us losing hours (Amazingly the double shifts weren't available all of a sudden). I read online if you report your employer the IRS gives you 10% of whatever they get in back taxes, and with as much business as this guy is doing I'd be more then paid back.Rowdy, I don't even know what you said exactly, and I DO mind people evading taxes, as I said I pay mine. Your taxes go towards police, firefighters. paramedics, etc. Evading taxes is just as bad as what Bernie Madoff and the banks did to our economy.Yeah I know about the form, I got one of those things sitting in front of me, lmao. I printed it out a couple days ago. On the form it asks for details, and if he isn't evading tax in some fashion, then I am not getting anything out of this, as a consequence I will lose my job, and all for naught. Maybe he will get in trouble, but I want my damn money, and more if I can get it (I believe you rip me off, I should get it back 10 fold). more

Resolved Question: Why is the Obama administration attempting to buy off churches like they did artists to support the comm-genda?

It's all about separation of Church and State, until Obama wants churches to support legislation that will make his supporters / friends billions of $$ on Cap and Trade, at YOUR EXPENSE. He is working on bribing churches with our money to push Capa and Trade and other agenda items. Those billions are what Al Gore was pushing for, not the environment. Gore will profit in the billions, as will many of the other corporate crooks the democrats have had as operatives while they made 100s of millions as they have crashed our economy. Franklin Reins of Fannie Mae who lied about his numbers to gain millions in bonus money, over 90 million over all. He had Fannie work up some patents for Cap and Trade, from Fannie Mae? Hello? What the heck is a quasi government agency doing in Cap and Trade? Because they could use it as cover. Now the patents are being used not for the government to better the citizens of the US, but a private company owned by Reins, Gore, organized crime figures in Chicago like Mayor Daily and Other Obama friends. I know this is long, but it's complex and twisted ... especially the part where the Obama administration is offering money to those churches who support his agenda, twisted up as green development to disguise the BRIBERY. Then Pelosi thought it would be a good idea to ask that Churches preach for Immigration reform, she was very open about it, and that's all so democrats can gain votes. That's all it's about. That cap and trade crap Obama wants churches to preach, in what they call the faith based EPA initiative, is all about his buds making money, and that will come right back to Obama. It already has been. Goldman Sachs gave Obama a ton of money and have participated in the Obama agenda to drive up fuel prices and crash the banking system so he could control banks and through them pretty much all business that use credit to operate. The Obama administration has bribed big business, elected government officials, big organizations like AARP and AMA and big insurance companies ... all to screw you, the people. Now he's bribing Churches to further his political agenda and make him billions (his friends will pay him, they always do) how absolutely twisted is that? more

Resolved Question: Am I considered an independent contractor?

Ok, so I have been reading previous posts on similar questions. Very confusing! Please help. Here is the details. I started working in March 2010 doing medical billing from a doc's home mostly. I get paid 200 a week. (Check) He told me this was a consulting job and I would not be an employee, that I was responsible for filing my own taxes, etc. I get to make my own hours and days. He said it was like hiring a pet sitter, you only call them when you need them. So if I continue working every week until the end of the year, I estimate I would have made $5600.00. 1. What am I considered, Indep. Contractor? or small business owner? I plan to offer my services to other medical office. 2. Do I fill out schedule C and SE? 3. How much do you think I will owe? Estimate. 4. What deductions can I take. Getting a new computer to work from home (billing)? Getting a new cell phone, for making work related insurance calls? Anything else I can deduct? Thank you. I'm in Calif, no kids, and married. more

Resolved Question: Do you see any problems here?

CHEAP TOMATOES? This should make everyone think, be you Democrat, Republican or Independent From a California school teacher - - - "As you listen to the news about the student protests over illegal immigration, there are some things that you should be aware of: I am in charge of the English-as-a-second-language department at a large southern California high school which is designated a Title 1 school, meaning that its students average lower socioeconomic and income levels Most of the schools you are hearing about, South Gate High, Bell Gardens , Huntington Park , etc., where these students are protesting, are also Title 1 schools. Title 1 schools are on the free breakfast and free lunch program. When I say free breakfast, I'm not talking a glass of milk and roll -- but a full breakfast and cereal bar with fruits and juices that would make a Marriott proud. The waste of this food is monumental, with trays and trays of it being dumped in the trash uneaten. I estimate that well over 50% of these students are obese or at least moderately overweight. About 75% or more DO have cell phones. The school also provides day care centers for the unwed teenage pregnant girls (some as young as 13) so they can attend class without the inconvenience of having to arrange for babysitters or having family watch their kids. I was ordered to spend $700,000 on my department or risk losing funding for the upcoming year even though there was little need for anything; my budget was already substantial. I ended up buying new computers for the computer learning center, half of which, one month later, have been carved with graffiti by the appreciative students who obviously feel humbled and grateful to have a free education in America .. I have had to intervene several times for young and substitute teachers whose classes consist of many illegal immigrant students, here in the country less then 3 months, who raised so much hell with the female teachers, calling them "Putas"(whores) and throwing things, that the teachers were in tears. Free medical, free education, free food, free day care etc., etc, etc. Is it any wonder they feel entitled to not only be in this country but to demand rights, privileges and entitlements? To those who want to point out how much these illegal immigrants contribute to our society because they LIKE their gardener and housekeeper and they like to pay less for tomatoes: spend some time in the real world of illegal immigration and see the TRUE costs. Higher insurance, medical facilities closing, higher medical costs, more crime, lower standards of education in our schools, overcrowding, new diseases. For me, I'll pay more for tomatoes. Americans, We need to wake up. It does, however, have everything to do with culture: It involves an American third-world culture that does not value education, that accepts children getting pregnant and dropping out of school by 15 and that refuses to assimilate, and an American culture that has become so weak and worried about"political correctness" that we don't have the will to do anything about it. If this makes your blood boil, as it did mine, forward this to everyone you know. CHEAP LABOR? Isn't that what the whole immigration issue is about? Business doesn't want to pay a decent wage. Consumers don't want expensive produce. Government will tell you Americans don't want the jobs. But the bottom line is cheap labor. The phrase "cheap labor" is a myth, a farce, and a lie. There is no such thing as "cheap labor." Take, for example, an illegal alien with a wife and five children. He takes a job for $5.00 or 6.00/hour. At that wage, with six dependents, he pays no income tax, yet at the end of the year, if he files an Income Tax Return, he gets an "earned income credit" of up to $3,200 free. He qualifies for Section 8 housing and subsidized rent. He qualifies for food stamps. He qualifies for free (no deductible, no co-pay) health care. His children get free breakfasts and lunches at school. He requires bilingual teachers and books. He qualifies for relief from high energy bills. If they are, or become, aged, blind or disabled, they qualify for SSI. If qualified for SSI they can qualify for Medicaid. All of this is at (our) taxpayer's expense. He doesn't worry about car insurance, life insurance, or homeowners insurance. Taxpayers provide Spanish language signs, bulletins and printed material. He and his family receive the equivalent of $20.00 to $30.00/hour in benefits. Working Americans are lucky to have $5.00 or $6..00/hour left after paying their bills and his. Cheap labor? YEAH RIGHT! THESE ARE THE QUESTIONS WE SHOULD BE ADDRESSING TO THE CONGRESSIONAL MEMBERS OF EITHER PARTY. 'AND WHEN THEY LIE TO US AND DON'T DO AS THEY SAY, WE SHOULD REPLACE THE more

Resolved Question: Turned my hobby into a small business - need help with tax etc ?!?

Hi there, i really hope someone can help me - i make hats for a hobby and due to the interest from friends and family, etc i started a website recently. I registered with HMRC that i'm self employed (i also work full time but don't earn that much !) I also registered as exempt for National Insurance deductions because with sales less expenses i will probably only make a few hundred pounds a year. Its not a serious business just something to do in my spare time. My only problem is im confused with the whole tax return thing which will come through next year ?! I know i will need to pay tax on the income but how much (or what percentage) should i be putting past for every piece i sell for the tax return next year ?? Help, please! thanksI don't want to pay for an accountant as i would only be making a few hundred pounds !!!!! more

Resolved Question: Question about COBRA insurance.?

Sorry if this gets a little long but there's a slight back story that you have to understand before I get into the real question. I have worked as an Administrative Assistant for just over a year now. My supervisor and I rarely get along. We share an office space and sit less than 8 feet away from eachother every day all day long. We are COMPLETE opposites. We have our good days - but we have way more bad days. At one point it even got us both into HR. I wrote a letter to my manager telling him everything she'd been saying and doing as most of it was completely unprofessional and some of it was just uncalled for. (everything from name calling and subtle job related threats to extreme micromanagment etc). After HR got involved, it got better... for awhile. Now we are quickly getting back to the way things were before - not quite as bad yet, but it will be. Now, I am 35 weeks pregnant. I weighed out all my options as far as what to do for the job. I still ponder what it is that I really want to do. My first and most likely option is that I'm going to take leave like any normal person would, then after I have my last post pregnancy dr appointment, I'm going to resign and tell them I'm will not be returning and that my reasons are: Daycare is WAY to expensive when compared to my pay, and I don't think I'll be able to handle the stress of having a newborn and dreading what mood my supervisor will be in that day. (of course said in a professional way). I realize if I take this route - I will have to repay the insurance premiums my company paid out for the time I was on leave. I considered quitting before leave starts so they aren't waiting on me to return. However, a) I need the medical insurance to cover my labor/delivery b) business is business, I don't feel like they'd hesitate to lay me off if they needed too, so why can't I reverse the role c) I may change my mind (especially if she leaves) and decide to return despite daycare costs. I have researched and found out that if I can prove that its a hostile work environment, and quit, that I can collect uneployment. However, I also found out that proving that case, can be difficult. I also researched and found out that I have the possibility of a COBRA account. I learned that this can be very expensive and am not sure if I will be able to afford it. SO I'm wondering if there is a discrete way that I can try to find out approximetly how much COBRA insurance will cost me? I would only need it for the first 6 weeks or so to cover labor/delivery/post pregnancy. I've posted a similar question before and it caused quite the uproar - so please, only answer the question or if I may have other options that would be great too. Don't judge based on my decisions to leave/not to leave because I've spent months trying to figure this out in my mind. Thanks in advance for any help you can give! more

Resolved Question: Would a HDHP/HSA insurance plan be good for me?

i'm self-employed. in the third year of my company and i'm not very profitable yet, so i don't pay tax. i don't have a salary or anything...just one business account for everything. 31 years old. good health. need some dental work. would an hdhp/hsa be good for me? i am interested in alternative medicines, etc. are these plans for people who make money? i don't make that much, but i have to have health insurance. is the hdhp the same price as a traditional plan and the hsa is whatever extra you have...my traditional plan now with assurant is way too high. i guess basically i need to know if hdhp + hsa >,=, or < traditional plans generally. how much would i pay a month? who offers these plans and where do i get a quote online? more

Resolved Question: My wife's uncle is fairly liberal, politically speaking. He supported obami's health plan and...?

..most of his other liberal nonsense. This weekend he told me that he does not like the direction this country is headed. "It is getting too hard to live, everything is so expensive", and on and on. So I then asked him how much he thought all of these liberal government programs add to the cost of living. You should have seen his face drop! You would have thought that someone had shoved a stick up his arse. (Yes liberals, there is a question in here.) Do liberals realize that big government means more costs to us "subjects"? This year in VT, one of the most liberal states, there is a new law that requires contractors to buy some very expensive equipment and become certified annually to work with lead paint. There is also a bill which will require businesses to pay more taxes involving unemployment insurance. Both of these examples will help drive small business out. When does it stop? When do we tell the liberals that their nonsense does not work. Financially, and morally, this country is going down the drain! The liberal disease is killing everything that patriots have worked and fought for. Now what? more

Resolved Question: Can I afford to live on my own?

So I'm 17 and currently living in my parents house but I want to move out asap. Of course I'm going to wait till July this summer when I'm 18 but I want to be ready by then. Please don't give me the speech about wait as long as you can because its free rent. lol I've heard it many times. And It's not free for me. I'm helping my parents pay bills now. I am just asking if I am able to afford it on my own with the money I'm making now. So here are my earnings and expenses and other stuff. Hopefully someone can give me some insight. I'm currently living in North Carolina and I plan on getting an apartment in New Jersey possibly with my girlfriend. She currently doesn't have a job but she is about to start going to college so we have looked at a few apartments together and we have it narrowed down to two apartments. One costs $1,400 and the other is $1,200. We are really looking at the one thats $1,400/Month. Its got plenty of room and its a really nice place close to her college. So now lets talk about money... Lets say in a worst case scenario I'm going to make 40k this year. (trust me i'll make a lot more than that) Now thats before taxes. I pay taxes at the end of the year because of how my business is done. I currently have 23k in the bank and I've been paid for 4 months this year. I normally make 3k-6k. If I made the minimum of 3k for the rest of the year i'd have 40k for the year, which I will at least. Since I plan on moving out sometime this summer after July. Probably in August. So by then I will make around 10k more by July, and it could easily be double that. So i'll have lets say 30k in the bank and making 3k (at worst) every month. So now we know how much I make lets talk about my expenses. Lets say I went for the apartment thats $1,400 a month, which I know is to much if you only make 3k a month but I make more than 3k a month as I said. I'm just using that as an example. My cell phone bill is $100 a month but its paid up till July so I don't have to bother with it until then. I will of course have to pay water, power, cable/internet(this is a must since i work on the computer), car insurance, and health insurance. If there is anything else I need to add to that list as MUST have expenses please let me know. (aside from things like groceries) So now lets make a list and maybe someone can help me get an average of how much all these things cost then I can see what my totals are. Rent - $1,400 Cell Phone - $100 Water - Power - Cable/Internet - Car Insurance - Health Insurance - Estimated total so far - $1500 So basically can I afford to pay all these things making only $3,000 a month and 30k in the bank? Any suggestions or help you guys can offer is REALLY appreciated. Thanks! more

Resolved Question: Have you seen this letter to BHO?

Dear Mr. President: I'm planning to move my family and extended family into Mexico for my health, and I would like to ask you to assist me. We're planning to simply walk across the border from the U.S. into Mexico and we'll need your help to make a few arrangements. We plan to skip all the legal stuff like visas, passports, immigration quotas and laws. Gosh you know how you hate that. I'm sure they handle those things the same way you do here. So, would you mind telling your buddy, President Calderon, that I'm on my way over? Please let him know that I will be expecting the following: 1. Free medical care for my entire family. 2. English-speaking government bureaucrats for all services I might need, whether I use them or not. 3. Please print all Mexican government forms in English. 4. I want my grandkids to be taught Spanish by English-speaking (bi-lingual) teachers. 5. Tell their schools they need to include classes on American culture and history. 6. I want my grand kids to see the American flag on one of the flag poles at their school. 7. Please plan to feed my grand kids at school for both breakfast and lunch. 8. I will need a local Mexican driver's license so I can get easy access to government services. 9. I do plan to get a car and drive in Mexico but I don't plan to purchase car insurance, and I probably won't make any special effort to learn local traffic laws. 10. In case one of the Mexican police officers does not get the memo from their president to leave me alone, please be sure that every patrol car has at least one English-speaking officer. 11. I plan to fly the U.S. flag from my house top, put U. S. flag decals on my car, and have a gigantic celebration on July 4th. I do not want any complaints or negative comments from the locals. 12. I would also like to have a nice job without paying any taxes, or have any labor or tax laws enforced on any business I may start. 13. Please have the president tell all the Mexican people to be extremely nice and never say critical things about me or my family, or about the strain we might place on their economy. 14. I want to receive free food stamps. 15. Naturally, I'll expect free rent subsidies. 16. I'll need Income tax credits so although I don't pay Mexican Taxes, I'll receive money from the government. 17. Please arrange it so that the Mexican Gov't pays $4,500 to help me buy a new car. 18. Oh yes, I almost forgot, please enroll me free into the Mexican Social Security program so that I'll get a monthly income in retirement. I know this is an easy request because you already do all these things for all his people who walk over to the U.S. from Mexico . I am sure that President Calderon won't mind returning the favor if you ask him nicely. Thank you so much for your kind help. You're the man!!! Have you seen this and what do you think about it? more

Voting Question: I need help with this asap Math project?

Step 1: Pick a business venture/ Think small like a cafe or a retail shop. What is the cost of production of wholesale cost for the primary product you want to sell. Now let's sell it. A typical markup in retail ranges from 25% to 300% above the wholeale cost. Find out how much your business will sell the product. Step 2: Find a loaction for your business. Look in the real estate section of a newspaper or check online. Find an appropriately sized place for the business and rent it. For example, small retail shop will need 1000 sq feet. Step 3: What will be your business store hours eacy day? How many employees will be needed for those hours? How much will you pay them? Will you need a manager or supervisor for the times when you wont be at your business? Managers expect more money than a refular employee. Minimum wage in ill is 7.50. Be reasonable to make sure your store makes a profit. due to Fica and unemployment the true cost for a business is higher. Step 4: Insurance costs money. Telephone, electricty and water do too. Business pay for garbage collection too. You may want to advertise your business or itemize a list of additional costs for your business. Step 5: Write a recenure and cost equations using a variable to represent the number of items that your business sells. The time frame of these equations could be daily, weekly, monthly, or annually. For the purpose of this project use a weekly time frane. Your revenue cost is based on the selling price and the number of products you sold. the cost equation is more complicated. Part is variable and is based on the wholesale cost of the product your selling and the unknown number of items sold. The other is fixed and is the sum total of costs listedn in parts 2,3, and 4. Write your equations in function notation. so revenue should be written as R(x) = linear something. Cost should be C(x) = linear something. amounts can be rounded to the nearest dollar. Part 6. You need to know ur limits. If your selling coffee your not going to sell a million cups ina week. Of course the lowers you can sell a week is 0 items. For the Maximum number pick a value which makes sense. the number should allow the business to make a profit. Now take your maximum number sold and dirive it by 5. This will be the step increment that you will use in finding points for each equation. Starting with the variable = 0 and increasing by the increement you will find 6 points for the revenue and cost equations. Example if 100 is the maximum sellable in a day the increment will be 20. So you will use the values 0,20,40,50,80 and 100 and substitue them into each equation. Also solve for the break even point for the business. Let y be the fuction value for each equation and solve each equation simultaneously. You don't need to show all the work for the project but just the important steps. Example: the set up and solution for each should be given. List all these values in a table for each equation. Each equation should have 6 or 7 points Part 7. Using a graphing utility like excel or by hand on graph paper, graph the table of points which you found in part 6. Graph both tables on the same graph using a different color. Clearly mark the axes and your scale. Pat 8 The project is to be typed. Calculations do not need to be shown in the typed section but all setups and solutions should be clearly presented. a calculations page should be included at the end.There should be a final summary paragraph outlining your results. State your results and give a brief summary of what you learned during the project. more

Resolved Question: Do People Realize The Radical Left In America Does NOT Support Obama?

You hear people calling Obama a radical leftist, a socialist, a communist. If any of those people did any research they'd find that the radical left does not support Obama. No need to speculate on it, there are websites out there for the radical left. Visit some socialist websites and forums and you'll find nothing but criticism towards Obama. I am a radical leftist, libertarian socialist specifically and I do not support Obama. He's better than McCain, but from where I'm looking from there is no real difference between him and the Republicans. I voted for him in 2008 because I thought that at least hed get out of GITMO(which hasn't happened yet), would get us out of Iraq and Afghanistan(still waiting and its not looking good), and would improve the health care system. I knew all along I would be somewhat disappointed, but all he has brought is disappointment. For one thing his administration has advised executing Americans accused of terrorism without trial. So much for bringing back civil liberties. And then even though he boasted about how he never voted for the PATRIOT ACT and wouldn't have, he signed its renewal. For another thing this new healthcare bill is just a corporate restructuring of the healthcare system. Look it up. The health insurance industry gave a lot of money in contributions to his campaign. Now he's paying them back. The bill doesn't take away their power over us, it gives them more. Now buying insurance is mandatory. There's some token gestures in the bill that will make life better for some people, but the bill still allows annual cutoffs meaning a lot of cancer patients are still going to be bankrupt or even die from not affoarding health care. When that happens you can bet the Republicans are going to blame "socialized health care" even though there's nothing socialist about it and then strip the bill of the few good things there are. Then they'll probably even keep the part about mandatory insurance but reframe the argument based on "personal responsibility" and not wanting tax dollars spent on uninsured in the ER. That's how it works, Republicans come in talking loftily about capitalism and complaining about big government, then they quietly use government to help their close business interests, then people get angry at how corporations are treating them, Democrats offer a solution that sounds promising, get into office, only do the bare minimum, when people's expectations aren't met Republicans blame big government, come into office and gut the social reforms of the Democrats except for the parts that help big business. And now what is happening is exactly what happened under Clinton. Obama talks about the "threat of Iran". Clinton talked about intelligence showing "WMD in Iraq". The public seems to have collective amnesia because most people believe there are nuclear weapons in Iran or that it is building them even though it has not been shown definitively. Obama does not want to alienate his anti-war base so soon after the last president got us into two wars. He's just preparing us like Clinton was so that the Republicans can come in, say Iran has nuclear weapons to get an invasion going so they can make more money. Just like Bush said "Clinton had the same intelligence" the next Republican will say "Obama had the same intelligence". This nation is heading to fascism. Obama is not a pig with lipstick, he IS the lipstick and the pig is the government-corporate partnership and the military-industrial complex. Obama makes it look like we are moving in the opposite direction with a few token gestures that don't mean anything while quietly expanding the control corporations have on our daily lives. If I vote at all in the next election it will be for referenda or for protest candidates. I have learned that voting for the "lesser of two evils" is not the answer.@ Freedom > Government, We used "libertarian" first.@ Polly, The moderate left (non-socialist left) voted for him overwhelmingly. If you'd done your homework(listening to the mainstream media doesn't count) you'd realize that the bulk of the Radical Left either voted Green, voted for Nader, or voted for Moore(the Socialist candidate), or did not even bother to vote as a rejection of the corrupt capitalist system. more

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