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Georgia 9, East Tennessee State 8

Corporal Randolph Agarn, managed to sell several Hekawi tribal souvenirs to those in attendance at Foley Field before their return to Fort Courage.

A one-out single by Demperio in the bottom of the stanza was followed up by a Beckham double to move the Bulldog second baseman to third. A base hit by Poythress plated a pair of runs before Massanari grounded into a rally-squelching double play. Even so, though, the Classic City Canines had pulled to within two runs of their guests, who obligingly flied out, grounded out, and struck out in sequence in the visitors' half of the eighth frame.

Following a leadoff walk by the Georgia left fielder in the initial at-bat of the bottom of the canto, Lewis dropped a single into center field to put runners at the corners. Cerione reached on a fielder's choice (batting in a run in the process) and Olson's ensuing single was aided by a Trent error, which sent the new Bulldog right fielder to third and enabled Cerione to score an unearned run. more

Tips to police rise; slow economy a factor

But their advertising makes no bones about the benefits of a good tip.

"Crime doesn't pay but we do," say the mobile billboards cruising Jacksonville, Fla. A poster in Jackson, Tenn., draws a neat equation: "Ring Ring + Bling Bling = Cha-Ching." The bling, in this case, is a pair of handcuffs.

Crime Stoppers programs strictly protect the anonymity of callers. Each tip is assigned a number, and if the tip results in an arrest, the caller can collect a cash reward, usually by going to a designated bank. Some programs pay tipsters within hours of an arrest; others have monthly meetings to approve reward amounts.

Not only have the number of tips increased, several program coordinators said, but people are also more diligent about calling back to find out if and when they can collect. more

Hi, I have recent ly acquired a No

Anothe problem is with the Cell One feature embedded in the SIM card. I cannot control sending SMS for a particular service. The SMS is being sent automatically from my phone without waiting for my confirmation.

Kindly advise with step by step procedure. . more

SIGNIFICANT LOSS DUE TO CRISIS - OUTLOOK CONFIRMED - CORE BUSINESS

A positive result of EUR 32 million from operating business and EUR 109 million in fair-value gains on liabilities were offset by a further EUR 70 million of losses on portfolios and financial instruments as well as tax expense of EUR 61 million.Outlook confirmedFor the full financial year 2007/08, IKB still forecasts a loss of EUR -0.2 billion. The positive contributions to results - in the wake of a loss of EUR -1.0 billion for the 9-month result of FY 2007/08 - are attributable particularly to the following effects, which will not have an impact until the fourth quarter of FY 2007/08: - Accounting a further risk shield for Havenrock - Further revenues resulting from the valuation of liabilities, especially of hybrid capital instruments - Positive effect of roughly EUR 350 million resulting from the valuation of debtor warrants outcoming from the KfW capital injectionOverall, these positive effects noticeably outweigh the necessary value adjustments on portfolio investments carried out as at 31 December.Core business holds its groundIn its core business, IKB succeeded in firmly holding its ground with its customers. more

Now serving: burritos and wings at your door

When the service begins, credit cards will be the only payment option available, but Huterstein said they will work with NU's administration and hope to eventually add NUCuisine's point system as a method of payment.

Co-CEO of NU Student Holdings Ravi Umarji said he and co-CEO Nihar Shah, a Weinberg sophomore, researched the student holdings companies at comparable universities before proposing the delivery service and NUTutors, a tutoring service for middle and high school students staffed by NU undergraduates. . more

Latest Small Business And Credit Cards News

Benefits of a Small Business Merchant Account - PRLog (free press release)

... 2010 – Many small business owners must eventually determine if opening a small business merchant account will benefit their customers and increase their sales. As the number of consumers using debit and credit cards to complete transactions ...

New Fed rules don't cover business, corporate credit ... - CreditCards.com

According to The Nilson Report, a monthly payment industry newsletter, commercial cards include corporate (or travel and entertainment) cards, small business debit and credit cards, fleet cards, purchasing cards and prepaid commercial cards.

Searching for Business Credit Cards with No Personal ... - All Business

Are you searching for no personal guarantee business credit cards ? Let me be the first one to tell you that the credit card issuers for these types of cards do not advertise! Only the most creditworthy small businesses qualify and receive a pre ...

E-Clear administrators launch enquiry into missing ... - The Guardian

Administrators to E-Clear, the failed credit card payments group blamed for the collapse ... Cypriot travel entrepreneur Elias Elia, raising questions over missing laptops and the ownership of a small fleet of luxury cars. In a report sent to ...

Patented Business Method to Reduce Interest on Home ... - PRLog (free press release)

... Solutions today announced the availability of a patent in Australia that utilizes commissions on financial service products to assist with the payment of interest on credit cards and home loans ... We are a small organization and want to ...

New Life in Old DAS - IT Business Edge

The 6000 is a small (1U and less, depending on configuration), rack ... company recently added an end-to-end 6G SAS solution to its PowerEdge portfolio , including new RAID controller cards for the 11G server line and new higher-capacity PowerVault ...

Credit card users can learn to use the system - PITTSBURGH TRIBUNE-REVIEW

To avoid having your account closed, use all of your credit cards occasionally, says Kenneth Lin, chief executive of Credit Karma, a website that provides free credit profiles. Even small purchases, such as a tank of gas once a month, will make you a ...

More consumers pay credit card, but not mortgage - St. Louis Post-Dispatch

... consumers continued to pay off their credit cards that month — a record 16th straight month of lower credit card debt — with such debt dropping about $1.7 billion to $864.4 billion, according to the Federal Reserve. But a small slice of ...

One in three believe they've been victimized by debit ... - Nationalpost.com

... Account Recovery & Fraud Management Christine Morris [pictured above] says there are 34 million debit cards circulating in Canada and 69 million credit cards. "With so many cards in use, a small amount of fraud can happen." But users can put the ...

Credit Cards: Which is It? Avoid at All Cost? a ... - Associated Content

There are some financial experts who say avoid credit cards altogether, like the plague ... 10 Reasons Why Your Company Should Own a Business Credit Card No matter the size of your company, be it large or small, you may still benefit from owning a ...

Open Question: Is this what Barack Obama has planned for us?

The Dinner Roll .. Once upon a time I was invited to the White House for a private dinner with the President. I am a respected businessman, with a factory that produces memory chips for computers and portable electronics. There was some talk that my industry was being scrutinized by the administration, but I paid it no mind. I live in a FREE country. There's nothing that the government can do to me if I've broken no laws. My wealth was EARNED honestly, and an invitation to dinner with an American President is an honor. I checked my coat, was greeted by the Chief of Staff, and joined the President in a yellow dining room. We sat across from each other at a table draped in white linen. The Great Seal was embossed on the china. Uniformed staff served our dinner. The meal was served, and I was startled when my waiter suddenly reached out, plucked a dinner roll off my plate and began nibbling it as he walked back to the kitchen.. "Sorry 'bout that," said the President. "Andrew is very hungry." "I don't appreciate..." I began, but as I looked into the calm brown eyes across from me, I felt immediately guilty and petty. It was just a dinner roll. "Of course," I concluded, and reached for my glass. Before I could, however, another waiter reached forward, took the glass away and swallowed the wine in a single gulp. "And his brother, Eric, is very thirsty," said the President. I didn't say anything. The President is testing my compassion, I thought. I withheld my comments and decided to play along. I don't want to seem unkind.. My plate was whisked away before I had tasted a bite. "Eric's children are also quite hungry." With a lurch, I crashed to the floor. My chair had been pulled out from under me. I stood, brushing myself off angrily, and watched as it was carried from the room. And their grandmother can't stand for long." I excused myself, smiling outwardly, but inside feeling like a fool. Obviously I had been invited to the White House to be sport for some game. I reached for my coat, to find that it had been taken. I turned back to the President. "Their grandfather doesn't like the cold." I wanted to shout, "that was my coat!" But again, I looked at the placid smiling face of my host and decided I was being a poor sport. I spread my hands helplessly and chuckled. Then I felt my hip pocket and realized my wallet was gone. I excused myself and walked to a phone on an elegant side table. I learned shortly that my credit cards had been maxed out, my bank accounts emptied, my retirement and equity portfolios had vanished, and my wife had been thrown out of our home. Apparently, the waiters and their families were moving in. The President hadn't moved or spoken as I learned all this, but finally I lowered the phone into its cradle and turned to face him. "Andrew's whole family has made bad financial decisions. They haven't planned for retirement and they need a house. They recently defaulted on a subprime mortgage. I told them they could have your home. They need it more than you do." My hands were shaking. I felt faint I stumbled back to the table and knelt on the floor. The President cheerfully cut his meat, ate his steak, and drank his wine. I lowered my eyes and stared at the small grey circles on the tablecloth that were water drops. "By the way," he added, "I have just signed an Executive Order nationalizing your factories. I'm firing you as head of your business. I'll be operating the firm now for the benefit of all mankind. There's a whole bunch of Erics and Andrews out there and they can't come to you for jobs groveling like beggars...we need to spread YOUR wealth around..." I looked up. The President dropped his spoon into the empty ramekin which had been his crème Brule. He drained the last drops of his wine. As the table was cleared, he lit a cigarette and leaned back in his chair. He stared at me. I clung to the edge of the table as if it were a ledge and I were a man hanging over an abyss. I thought of the years behind me, of the life I had lived. The life I had earned with a lifetime of work, risk and struggle. Why was I punished? How had I allowed it to be taken? What game had I played and lost? I looked across the table and noticed with some surprise that there was no game board between us. What had I done wrong? As if answering the unspoken thought, President Obama suddenly cocked his head, locked his empty eyes to mine, and bared a million teeth, chuckling wryly as he folded his hands. "You should have stopped me at the dinner roll," he said. more

Open Question: can i add a "pay your bills here" service at my business?

I was thinking of maybe using a credit card or prepaid credit card to pay any walk in client taht wants to pay a bill or add service to their home via my computer and charge a small fee. this way i could help others and better my credit. is this a good business idea or a possible disaster? more

Open Question: Buying a car with bad credit?? please help?

I'm buying a car for first time and I'm 23 years old, have small business income range between $ 5000 to $ 7000 monthly...I've been working there for 8 months now. I had some credit issues when I was in high school. I've paid off everything. Currently renting an apartment, utilities, cell phone bills under my name and always paying them on time...I'm trying to get a car around $ 20000 range and willing to put down payment for $ 5000....have no credit cards at the moment...do you think I can get a car loan??? please help more

Open Question: Which is the best bank for small businesses in San Diego?

Anyone have a bank that they like for small businesses? I'm looking for credit card processing, low fees, online banking, electronic transfers, possibly a business loan and a friendly atmosphere. more

Voting Question: Are you 'moral' enough to be a wall street banker?

How do you think these people live with themselves, laying people off to make their stocks and profits look bigger than they are, play with people's pensions and lose them, make bets on peoples' money, tricking people with vague language in housing and credit card contracts, and failing your business only to get billions more than you're worth in tax payer dollars with no strings attached and give yourself and others millions in undeserved bonuses. As someone who grew up in the small town Midwest something like this is incomprehensible. Could you ever do it? more

Resolved Question: Ah Obama? not that people should not pay debts? But old people? On disability? Debts decades old?

~~~~~~~~~~~~~~~~~~~~~~~~~ I'm young. Owe no one, leastwise student loans. I say fk credit cards. If you cannot afford to pay when you purchase, don't. Stay away from any government benefits. The rug can be pulled at any time. But then maybe some congress members or senators will have to pay back some of their old debts. Maybe before they became part of government...from years ago. (Obama, why are you allowing punishment of old people? and the disabled? Is Obama who I thought he was? Is he a clone of bush? what happened to my great hope with this man) ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Defaulted Loans May Haunt Seniors by Ellen E. Schultz Monday, March 8, 2010 A little–noticed law could soon result in smaller Social Security checks for hundreds of thousands of the elderly and disabled who owe the U.S. money from defaulted loans and other debts more than a decade old.Social Security benefits are off–limits to creditors, such as credit–card companies and banks. But the U.S. can collect debts to federal agencies by "offsetting," or withholding Social Security and disability payments. The Treasury currently withholds benefits of 3.1 million Social Security recipients to recover defaulted student–, farm– and small–business loans, unpaid income taxes, amounts veterans owe for health care, and other debts to the government. Previously, the U.S. hasn't been able to withhold Social Security payments to recover most debts delinquent for more than ten years. But a provision in the 2008 Farm Bill lifted the ten–year statute of limitations on the government's ability to withhold Social Security benefits in collecting debts other than student loans—for which the statute of limitations was lifted in 1997—and income taxes, where the limit remains 10 years.oh no oh no!!! I am not blaming Obama for the Bill... it rests with Bush. However, Obama seems unknowledgeable in some respects. Like he only finds out about important matters --- after the fact. I see him rallying for health care..it's importnat and affects many many seniors..and then I see this article...yes,, one should pay their debts, if they are able to. But not if circumstances prevent such payback. After all the seniors did their share also. They worked hard and paid taxes...the biggest friggn debt-dodgers are big business and the Maddox's of the world..and then some. So don't get me wrong. Like I said, I am young I'm also educated. Well learned. I make comparisons. If Obama was such a gret choice, then let him prove it. He - as well as many of you - will be old one day, needing diapers and straws, and maybe the few dollars they take out of your retirement or disability benefits, because you were unable to pay some government loan. Govt is and has always cheated u ~~~and i am tired of this "oh I paid back my student loan" like you accomplished some great deed. Maybe your loan was only 2500.00 sillybutt. Others have loans in the tens of thousands. So govt says, "well come back and work for us for some paltry yearly salary and we MIGHT forgive your debt." Govt traps you! but not me! Get over youself. Your loan was small. Govt forgives murderers and embezzlers and defrauders and other REAL criminals. So again, get over youirslef! and open yhour eyes. No one is more blind than those with 20/20 vision, but who see with their eyes wide shut! more

Resolved Question: Can I sue partner for misappropriation?

I am a web developer and full time student that traded one of my assets (a profitable website) for a 30% stake in a small business that sells a proprietary product in the United States. The situation is quite simple that I'm facing. My partner, who owns the lionshare (70%) of the company, decided we should sell the website since we had a good buyer (this is true). So we sold the website for $xxx,xxx.00, much higher than I anticipated. Now that we have a huge influx of cash flow after selling an asset, we have to make up for the lost revenue. However, my partner has been increasingly "frivolous" of his spending. I have confirmed my suspicions that he is using corporate funds for at least SOME of his personal pleasure. For example, for my 21st birthday he justified using the corporate credit card for our "night out" together. This is ok to me. However, I think that my partner has broken his limits as partner by, over a long period of time, using corporate funds to finance his lifestyle. As you may expect, this does not sit well with me. I have strong suspicions that he is using the money from the asset sale, and now he is spending of the cash on himself. I don't know if he THINKS i think it's ok. The website was something I worked hard on for three years of my life, so I'm obviously going to be more attached to the cash than him. But I am only 21 years old, and he is 33. So I'm pretty sure something is going on here. Bottom line, can I sue him for misappropriating funds? I don't want to talk to a lawyer yet because I would hate to make our business go sour if it is not true. Any advice and/or suggestions is very appreciated.We are an LLC corporation doing business in Illinois. I believe he is not being truthful about our spending because he has consistently demonstrated to me that he simply does not respect my money. He has straight up told me he was considering insurance fraud. Big flag, right? He also talks about laundering and what not. However, I have to admit that I do not know what he is speaking about half the time. I just pretend like I do (probably not good, but hey). Anyways, I don't think he realizes that he is interfering with my financial security and future, IF he is misappropriating funds. more

Resolved Question: How much would it cost to have a wesbite where you can charge credit cards through it?

If I wanted to own small business and be able to charge credit cards, how much would it cost me for each transaction and to actually set it up? Also, if this business is in another country, would the small fees apply? more

Resolved Question: Why do Conservative districts consume the most PORNOGRAPHY, could this explain why "Nailn Palin" is so popular?

Porn in the USA: Conservatives Are Biggest Consumers 8 of Top 10 Porn-Consuming States Voted Republican in 2008 Presidential Election By EWEN CALLAWAY Feb. 28, 2009 Americans may paint themselves in increasingly bright shades of red and blue, but new research finds one thing that varies little across the nation: the liking for online pornography. A new nationwide study (pdf) of anonymised credit-card receipts from a major online adult entertainment provider finds little variation in consumption between states. "When it comes to adult entertainment, it seems people are more the same than different," says Benjamin Edelman at Harvard Business School. However, there are some trends to be seen in the data. Those states that do consume the most porn tend to be more conservative and religious than states with lower levels of consumption, the study finds. "Some of the people who are most outraged turn out to be consumers of the very things they claimed to be outraged by," Edelman says. Political Divide Edelman spends part of his time helping companies such as Microsoft and AOL detect advertising fraud. Another consulting client runs dozens of adult websites, though he says he is not at liberty to identify the firm. That company did, however, provide Edelman with roughly two years of credit card data from 2006 to 2008 that included a purchase date and each customer's postal code After controlling for differences in broadband internet access between states – online porn tends to be a bandwidth hog – and adjusting for population, he found a relatively small difference between states with the most adult purchases and those with the fewest. The biggest consumer, Utah, averaged 5.47 adult content subscriptions per 1000 home broadband users; Montana bought the least with 1.92 per 1000. "The differences here are not so stark," Edelman says. Number 10 on the list was West Virginia at 2.94 subscriptions per 1000, while number 41, Michigan, averaged 2.32. Eight of the top 10 pornography consuming states gave their electoral votes to John McCain in last year's presidential election – Florida and Hawaii were the exceptions. While six out of the lowest 10 favoured Barack Obama. http://abcnews.go.com/Technology/Business/story?id=6977202&page=1 more

Resolved Question: I am considering filing for bankruptsy...?

I am 24. I am an independent business owner. My business is under control however, my personal is lacking a lot. I have a credit card that is about to go into collections and two small store cards that are under control. Then I have a huge car loan that is currently in repossession. I am feeling the financial burn. My business is surviving this economy but it is not leaving me much to take home. I have no family to borrow from and my friends are all hurting financially as well. I am considering Chapter 7. I am young enough that this will be off my credit by the time I will want to buy a house. I want to know if filing will effect my business and my bank accounts? If the take my car can I apply for a small loan soon after for an older car? more

Resolved Question: a question about credit card machine.?

i have just started running a small business, and we just got our credit card machine couple days ago, everything r set, and the credit card machine works. but i got one problem. i charged 20$ from my own credit card to our credit card machine this morning, then i came home tonight. and go to my laptop, checking on my bank account. the problem is, my bank account didn't shows the 20$ i spend on my own shop. will the money that i charging from my credit card machine goes to my bank still? more

Resolved Question: Do business make more money accepting credit or debit?

I own a small pharmacy in the city. A customer came up to me to pay for his purchase. The total came up to $50.49. He asked if I accepted credit or debit. I replied yes. Then he gave me the card. I asked him if it was credit or debit and he replied it doesn't matter. I want to know which make me or money because I know there is a charge I have to pay for charging credit and debit. The card was mastercard. more

Voting Question: What will the big banks do in the future? "If" things turn around.?

This is all hypothetical to me.........but here it goes: If and when the economy gets rolling again prior to everything really going down the drain about 2-3 years ago... I'd go farther with the gas prices going to 4.00 a gal but.................do you think the big banks are really going to suffer the consequences from the middle class consumer? I ask this for a few reasons- One, those of us that can manage to get by w/out the credit cards even after they jacked up the interest rates, and all those other things to squeeze us like a sandwich, when those balances get paid off, I really don't think our mindset is going to be to use them again even if the interest rates go into the single digits! I think the small community banks will eventually prevail over the big banks in the end because the whole world learned their lesson ( especially we indulgent Americans) and make it even harder for them to get return or new customers. I think the mindset will focus more on paying w/cash, and really waiting for the things we need or want when we have the cash to pay for it. It's our fault yes, for whipping out the plastic every other time to offset the checking account balance, but it's not our fault for the banks sticking it to us because they know they can. Like I said "if and when", I'm not going into the politics of it. When the big guy takes advantage of the little guy, the little guy will pay his dues, but when their paid, he will move elsewhere and burn the big guys bridge, never to return. Thats my logic anyway. I think in the end, at least hope, that when things turn around for the better, that big business is going to be hurting for our business even more before things took a tumble. I'm sure I'll here Republican, Democrat, and Obama right? Thank Bush for the Iraq war, and thank the banks for the housing collapse. I think things were pretty good before we invaded Iraq. I mean, did we really have to? I don't think so. I'm referencing the "middle class consumer" here. We're the ones getting the shaft the most IMO. more

Resolved Question: how do small business get credit cards?

I have a small business and it was opened two weeks ago. what do creditors such as AMERICAN EXPRESS or VISA look for in new small business to approve them for credit. more

Resolved Question: Was I able to avoid this scam?

Several years ago, I tried out the "fill out ads for money" deal. I unknowingly filled ads with my email and mailing address, and was eventually sent some products (books) that I did not want. Supposedly, they were free when I filled that ad, but then they charged me with an invoice totaling up for a large amounts of money. And it didn't stop there. Each month, they kept sending books, although I called and emailed them to stop because I did not want their service. It took a while to stop them, but once it ended, I lost a large amount of money. I have grown up and learned from this past mistake, but now that I think back to it, was there a way for me to avoid these invoices? Since I didnt put any credit card number down, were these people still eligible to charge me? I searched around and I guess that there are some scams where they send you an ad that looks surprisingly close to an invoice, I am wondering if I fell for the same thing. I am just curious and want to know what my options are for dealing with situations like this. I plan on opening up my own business after college, and I heard that that scammers love to prey off new/small businesses. Any comments on any of this? more

Resolved Question: HI, i am 23years and want to get a credit card but I have no credit history, How can I get a credit Card?

I have applied almost everywhere, is their any reputable business that would give a credit card or is there anyway to get a get one without getting a co-sign or a small loan? more

Resolved Question: My fiance needs financial help?

My fiance and I have been engaged since last July. He lives 2 hours away, and lives with a relative of his. Anyway... Recently, his relative who owns the house, has invited 2, (maybe 3) other people to live with them. 4 grown people sharing a small house with one bathroom and maybe 3 bedrooms could be quite.. uncomfortable. In addition to that, they started out with 3 dogs, and the new people brought 4 more, so there's also 7 dogs there as well. My family is already hard on him, because we met online and there's an age difference between us. If they found out about his, it wouldn't help either of us at all. Last year, he lost his job as a manager at a bar&grille because it went out of business. The relative he lives with was the owner. He was on unemployment for a little while, and now has the fortune to be working full time at Giant. However, he has to be working at least 45 hours to pay his bills. It seems to me, that he's the only one there that has a job, and he can't afford to pay ALL of the bills by himself. If the others are paying rent, she's not using the money for bills. His credit card bill is going up, and he can't afford to pay it back, because he has to spend his pay checks on the bills that he shouldn't have to be paying on his own to begin with. He's trying to find another, higher paying job, but obviously, that's not an easy thing to do. He wants to get out of that place, but he can't afford to move. His relative won't give him his W2 so he can't do his taxes, apparently because she owes them money. He's convinced that eventually, he's going to be so far into debt, he won't have a place to live, or a car to drive, or a way for us to keep in contact, much less marry. And, if his relative won't give him his W2, he can't do his taxes, and he might have to go to jail. I work part time as a local grocery store. I just bought my first car, and I'm spending most of my own money on my insurance and phone bill, and gas. I want to help him, but I can't, and he won't let me. I suggested declaring bankruptcy, if he had to, and he said that that would destroy his credit, and he won't be able to get anything anyway. Is there anything at all that I can do to help him get passed this? It is extremely difficult thinking that eventually I won't be able to contact him for an indeterminable time. Perhaps, this might even bring the end of our relationship. Any helpful suggestions, financial or otherwise, would be greatly appreciated. more

Resolved Question: Can revenue Canada seize my bank account for my husbands debt?

I moved to Canad from the states back in October 2009. I opened a bank account completely separate from my husband. He owes about $25,000 in taxes to Revenue Canada. He was making payments until last summer when he lost his job. Since he couldn't find work, he was living off his credit cards. Revenue Canada contacted him when he stopped making payments and he let them know about the situation. They sent him some paperwork he filled out and out of good faith he made a $100 payment and told them he would pay more when he could. When I moved here we didn't think I would have any problems finding work, but even after almost 6 months I was only able to get a month seasonal job during Christmas, otherwise no one will even give me an interview. In the meantime my husband has started a small business that just barely covers our monthly living expenses (this was back in December). At the same time he received a letter from Revenue Canada stating if he didn't fill out this form that authorized them to pry into every nook and cranny of our lives for the past 10 years, they would proceed with legal action. Since it was Christmas we couldn't get an appointment to see an attorney to find out what our options were so he sent a letter to Revenue Canada asking them for an additional 30 days to consult a lawyer and he would get back to them. After talking to the lawyer, my husband make several attempts to contact Revenue Canada. never hearing back or being able to get a hold of the person he was dealing with. Before we knew it, they seized his bank account and took what little money that was in it. Miraculously when he called Revenue Canada to find out what happened he got a hold of the guy and he told him basically any money that goes in Revenue Canada will take and they were proceeding with legal actions. When he told him he kept trying to get in contact with him, the guy played dumb like he never got any of his messages. So my questions are 1) what are our options? We can negotiate a payment plan but there is no way we can pay off all the debt in 2 years like they want especially since I can't get anyone to hire me. and 2) can revenue Canada seize my bank accounts as well even though it is solely my account and not a joint account? Thanks ahead of time! more

Voting Question: Help me understand reversing a credit card charge?

Ok, here is the story. I bought a used 4-wheeler from a small business owner and used my credit card. Once the card was ran and approved, the owner put the 4-wheeler on the truck. THEN, he began saying that the electric start had JUST burned out when loading it, start it by sparking the battery. Then the pull start needed oil, but there was NO pull cord. Then he says "oh, the brakes are touchy."....there were NO brakes, he burned them out putting it on the truck. So, I get it home and it won't go into gear, I call him 3-4 hrs later and tell him about it, he says he will fix it but it will take weeks. So, I am seriously pissed now, because before I ran my card, the 4-wheeler "ran perfect", then after, "Oh, well there's this tore up and that tore up." So, I called my credit card company and they would gladly refund my money, but I needed to talk with the merchant first and see if he would return it first. He says, "NO Refunds". So, my question is, if I have the proof of my problems, have the credit card company reverse my charges, and have proof of returning the 4-wheeler in the same condition....Does the guy have a case against me for returning it and reversing the charges? TY everyone!I know the "As Is" policy, but he didn't disclose any of this until after the card had cleared. I will gladly return the 4-wheeler, it hasn't even been 24 hrs. I just want my money back. more

Resolved Question: Is our government really this stupid, or do they just think that the American people are?

Last May, Obama signed the Credit Card Accountability Responsibility and Disclosure Act of 2009. “We're not going to give people a free pass, and we expect consumers to live within their means and pay what they owe, but we also expect financial institutions to act with the same sense of responsibility that the American people aspire to in their own lives,” he said. When the bill went into effect earlier this week Obama said, ""These new rules don't absolve consumers of their obligation to pay their bills, but they finally level the playing field so that every family and small business using a credit card has the information they need to make responsible financial decisions," Obama said. Surprise, surprise, surprise....... NEW CREDIT CARD LAW RIFE WITH LOOPHOLES BEWARE: Hidden and deceptive fees are still lurking around the corner As new rules to protect credit card holders from predatory practices went into effect on Monday, issuing banks warned that the regulations would result in higher interest rates and less access to credit. You've heard a lot about the Credit Card Accountability Responsibility and Disclosure Act of 2009, which took effect on Monday. The new law requires credit card companies to treat their customers more fairly, and that's clearly a victory for consumers. But even with the new law, there are still many ways you could end up paying more than you should for your charge cards. Can you imagine how shocked our elected government officials were when they learned that there were loopholes in this bill? My, my, my.........I can absolutely understand how this could happen though. I usually cut a few large entry holes in any fence I build too......by mistake of course. http://www.msnbc.msn.com/id/35544006/ns/business-consumer_news http://blogs.abcnews.com/politicalpunch/2009/05/obama-signs-cre.html http://www.credit.com/news/credit-debt/2010-02-22/obama-administration-praises-credit-card-reform.html more

Resolved Question: Question About College for a 40-Year-Old Female...?

Bear with me, this is a bit lengthy. I am female, nearly 40 with family, especially 76 year old father coaxing me to pursue a college degree to land "secure employment" with benefits. Let me shed a little light with regards to my particular situation. I reluctantly graduated high school in '88 *wishing I'd repeated that year citing personal reasons* and, with the persistence of both my parents, began that fall in community college, randomly choosing a major to 1) get my parents off of my back and 2) declare a major just for the sake of declaring a major. My grandfather put away money since the time I was a baby in the stock market for my college, but I used it to fulfill transportation, living expenses and a trade school instead *I had always wanted to be a barber -- since the age of five* This, not surprisingly, was an unacceptable aspiration and, several years later, continued to be coaxed to finish a four-year-degree. This time, not only by my grandfather, but also my father and my younger brother and his wife. To make an insanely long story short, I spent those 20+ years traveling, barbering *for 15 years total*, working in various administrative positions in various industries and had a blast, along the way, doing so. There's one drawback: I have an extremely tiny retirement *my fault*, no benefits other than health insurance through my ex *not that I consider THAT a benefit -- more so a necessity* and some of the best income produced of any field I worked in in the barbering industry, $6000/mo, to be exact. Not too shabby. Still, the barber *out of work, currently* that I am, and the part-time entrepreneur *in another field* that I've become, my family still hounds me about that four-year college degree. Now, I am no dummy. I can do math *citing reasons to be diswayed by bloated interest rates for student loans* and I know my personality. The biggest problem with regards to attending college or, shall I say, the biggest problemS with regards to attending college right now *for my personal situation* are the following: -- I cannot sit still through classes, much less sit still through four full years, more if I need to go part time. -- There's not one major in college that I care to pursue. Not ONE. -- Not that I have anything against them, nor do I realize that all fall within this category, but I don't want a white collar position. No offense to white collar workers. My whole family is white collar. I am the only one who isn't. -- I can do math. I am not stupid. I know what I would need to repay for student loans after private, public or community colleges. I shudder with the thought of even having a debt of $5000. I don't have credit card debt. I don't own a credit card *my wisdom*. I have marginal medical debt *thank you, knee surgeries and asthma issues!*, but that only totals an amount in the ball park of $2000 -- manageable, comparitively speaking. I don't wish to repay loans once I hit the age when I begin drawing social security. I don't qualify for a grant -- still *legally* married, and I don't qualify for academic scholarships, grades aren't good enough, thanks to my high course withdrawal rate and F's for failing to withdraw courses once I unofficially dropped them back in the late 80's. -- I want to own a business when the opportunity arises and don't see it as a possibility by taking out student loans. There's no such thing as good debt/bad debt. It's ALL debt and I'd rather be debt free once the time permits to apply for a small business loan. So, there you have it. My life in a fairly sizeable nutshell. Question is this: How do I effectively explain to my family, once and for all, that I am NOT college-bound and that I have other, more important, more attractive aspirations? Appreciated are the intelligent and inobtuse replies. Thanks. more

Resolved Question: Question about college for a 40 year old female...?

Resolved Question: WrestleMania 26 Match Card?

Well, with the Elimination Chamber PPV behind us now, it's a little easier to see what's going down for this year's Wrestlemania. I may be the only one, but I'm really happy with the decisions made at tonights PPV. -Undertaker vs. Shawn Michaels II: For a second there I was questioning WWE's commitment to this match. It's pretty damn clear it's going to go down, for better or for worse, for a second time. I give Undertaker the win here, for obvious reasons, but I'll give the WWE some credit with Batista's title win last night. They can shake things up sometimes. Undertaker will most LIKELY walk out the winner, but there's always that small amount of doubt... And by the way, nice touch turning HBK all the way tonight. -Chris Jericho(c) vs. Edge for the World Title: You know, I knew it was going to happen, but I didn't see it after Edge won the Rumble. I would not have give Jericho the title win tonight, and in such an ironic way? HBK and Jericho was the biggest feud of the last few years, and HBK ends up handing Jericho the belt? Very nice WWE, I like your style. This is anybody's ball game, but I feel like Edge is getting his push for being out injured. Jericho had his time last year, Edge's got cut short. However, Jericho could be rewarded for all the good work he's been doing lately in the tag division. This is anybody's guess in my opinion. -Batista(c) vs. John Cena for the WWE Title: So they're really going through with this, huh? I have to admit, it's more intelligent than I thought it was going to be. Batista has really screwed over Cena, and the match is now believable. What still isn't clear, is why Vince is so active in this. How are they handling the Hart vs. Vince story? My guess is that it will somehow be crafted into the WWE Title match at Mania. Maybe Batista is accompanied by Vince, and Brett Hart comes out at the last minute to make the save, giving Cena the title. -Shaemus vs. Triple H: This match is bound to happen now that Triple H beat him in the chamber. Neither of them have anything to do for the biggest show of the year, so why not? I still hate him, but Shaemus is getting a lot better in the ring and on the mic. He's still not great, but at least he's out of the main event, right? Let him face the Game, and if he wins against Triple H, you know he's going places. Because honestly, we know Triple H doesn't put people over easily, and that's especially true of WrestleMania. -Miz/Big Show vs. MVP/Mark Henry for the Tag Team Titles: Honestly, I would rather see MVP and Miz have a real match at Mania. They've been great together in the last month or so,but the tag titles have been pushed on us too much this year for them not to showcase the straps at Mania. And this match just makes sense. It's not perfect, and it's not even that great, but it makes sense. I'm looking for one of the big men to turn on the small guys. -Drew McIntyre vs. ? for the IC Title: Drew has been on fire lately, 100% due to Vince McMahon being high on him. Don't get me wrong, he's great, but he's being force-fed to us (but at least not to the point of Shaemus). Drew is still undefeated, and he's harolded as being unbeatable and great, so why not give him a real challenge. I know people will scream at this, but why not have Captain Charisma step into the ring with him? Christian can show up on Smackdown this next week and tell Drew that's he's one of the best IC champions of all time, and Drew has a lot to prove if he's going to make all these claims about himself. Go one step further, add Rey Mysterio to the mix. He's looking for a match, throw him in there. Add John Morrison to the mix and suddently you have a Cruiserweight throwdown with 4 of the best guys in the business today. Other thoughts: -I really don't know how they'll resolve Vince/Brett with him being "injured." I'm really dissapointed with the whole thing, but mostly with fans lack of enthusiasm for the greatest in-ring wrestler of all time... -I realize the WWE doesn't care about their attitude era fans anymore, but if you really want to make some young adults happy, throw Christian into the World title mix. Have Edge announce that he's facing Chris Jericho at Mania, and have Christian come down to just...I don't know. He doesn't even need an excuse. Just say, "Hello boys...It's been awhile. I want in." I mean, Christian has been at the core of Jericho and Edge in the past. Edge/Jericho, Edge/Christian, Christian/Jericho....it's all been done. Now have them tear each other apart on the biggest stage of them all... Wrestlemania! -The Diva's division is just terrible...they have SOME good talent (James, Pheonix, Gail Kim....ish) but...in general that's the bathroom break of the PPV. -I still feel that it's missing something. Without the MITB, what are they going to do? No more titles to fill, and so many Smackdown guys without matches! Kane, Mysterio, Morrison, Christian (eventually) need a match. __________________ Th more

Voting Question: is it really hard to get credit for a small business?

right now my small business does not required that much credit I just started with a very small personal credit limit of 500 dollars but in order to maximize revenue, more credit is required. I have just now created a llc and I would like to apply for an american express travel and business card. what should I do to get approved for it. thanks more

Resolved Question: Illegal to refuse a refund?

I have a small computer repair shop. I operate on tight tight finances and my policy has always been that any hardware sold has a 30 day replacement or repair warranty, and there is no warranty on software. I have had many happy customers buy computers from me and have computers repaired with me. I only accept cash, because there is no chargeback risk as with credit cards or checks. Recently I had a customer purchase a laptop from me, bring it back and say she is not happy with it. Claims it will not play video games her son wants to play on it. I told her it is not powerful enough. (Not enough ram or processor speed). There is nothing wrong with the computer. I can't afford to refund her but she claims its illegal to not refund money. I kicked her out but today I got a summons to appear in court for she is suing my business. I did nothing illegal here, how can she sue? more

Resolved Question: Bankruptcy: Will I be forced to sell my business in California?

I own a small business and have over $60k in credit card debt but don't make enough to service the debt. Will I be forced to liquidate the business to satisfy the debt? more

Resolved Question: I need help with website ?

I need to built a website for small business i just start it 1) i need to buy domain name and host place 2) i need to have set emails and credit card and pay-pal into 3) i need a lots of space for pictures and catalogs 4) which is the best website to use and best price I need website that help me to create design ( friendly use) more

Resolved Question: What would you do in this situation ?

Here goes : 1. I have been laid off from work for the last 11 months. 2. I work part-time doing some cleaning 3 x per week 3. My wife works Part-Time and goes to Nursing School Part-Time 4. We have a Mortgage Debt of $32,000 owing on a $110,000 home 5. We have small amount of Credit Card Debt = $1,351. Total ( $626 Lowes due by July 7 -2010 The other is $725 owing on a Visa 6. We owe a relative $5,301. for my wife's Nursing Schooling We own a Pick-up truck ( totally paid for - 1998 GMC Sierra ) and a car 1999 Buick Park Ave ( Totally paid for ) We only get $466 every two weeks from Unemployment, my wife gets approx. $280 every two weeks for CNA Nursing Part-Time and I get $255 after expenses for doing part-time cleaning every month. We have a bi-weekly mortgage of $262 and so far we are barely hanging on. Any suggestions, - I have been trying to get meaningful work, but no success so far. It is my first time in my life that I have ever been laid off - let alone for this length of time ( 11 months )........ We are 48 ( me ) and my wife is 52. We sold some land that we had to pay for over half of my wife's Nursing School Tuiton. Other than the obvious answer of myself to get a good paying job ( which would be answer to prayer ) any suggestions of any organizations that would be willing to help us to pay off my wife's realative for her Nursing School Loan ? We have already received some grants ( $4,000 ) which we paid directly towards her tuition. We are not asking for a hand-out - but rather a hand - up - We don't believe in Debt and want to get out of debt as soon as possible Any sensible suggestions / ideas ( we don't want those stupid home-based business ideas or those make a quick buck schemes ) So far we are hanging in there, but honestly it's really hard when it's been going on for over 11 months straight now. My wife is a wonderful lady and she is a very hard worker, but she suffers terribly with Sestemic Lupis and does the best she can. I apply for at least 5 + jobs per week, but so far no success. I have a Associates Degree ( 1993 ) and we are both US Citizens. Just very frustrating when you do the best you can - and still no breaks ! I don't even use a Cell Phone - can't afford it. We just simply do without ANY IDEAS ??? more

Resolved Question: What would you do if you had this situation ?

Voting Question: Is it okay to be charged a Credit Card Transaction Fee at the Grocer?

My grocer charges $0.65 per transaction under $10.00. Is this legal? One of the frustrations I have is that they provide prepared hot lunches at a special place in the store, but none of them comes to anywhere near $10.00, even after adding a small bag of chips and a bottled cola to the order. I feel like this is a cheap way to add revenue to the business and I think it's unfair at the least. Thanks. more

Resolved Question: Serious answers only Please....?

My bf and I own a business together, so everything earned, we both earn. The problem I am having is that his daughter is always wanting or needing to borrow money and when she borrows it's always 3 or 4 hundred. I don't mind giving it to her, since we do pretty well, but she never even offers to pay it back. I have a daughter as well, she is a single mom, gets no child support, and manages to pay her bills on her own. Occasionally she will ask for a small loan, and I give it to her, the difference is, she always pays me back and exactly when she says she will. Now his adopted son calls and asks for $1,000.00 so him and his wife can come down to visit. My bf says yes and gives him the credit card number to purchase the airline tickets. I know right now that we together will be paying that credit card bill, and I know that we will never see that thousand again. So, honestly what would you do in this situation? I know they are his kids, but it's half my money, I help earn it, and work very hard to just keep giving it away. Where is the responsibility? Should I put a stop to it, or demand it be paid back before they ask for more?I also have 4 sons, none of which ever borrow money, and if they did, sure I would give them a loan, but I would expect them to repay me. I wouldn't just give it to them. more

Voting Question: Does business's credit effect owner's personal credit score?

I am a partner of a small business. This is my first business and we have messed up with some bills. My business has debts and probably low credit. However, my personal bills have been always paid on time. Recently I applied for a personal American Express credit card and my application was denied. I feel confused. Does the business's credit effect the owner/partner's credit score? How can I rebuild my credit after I sold the business? Somebody please help. Thanks. more

Voting Question: Start small business or pay off credit card debt?

I could start the business with the cash and pay off the debt over time. or I could pay off the debt and start the business on credit. more

Resolved Question: getting a feel for time?

Your Question getting a feel for time? I am in a difficualt situation where my buisness has dropped by 70% in the past 18 months - followed the recession perfectly - I have had to lay off my entire staff but two remaining and we are trying to sell our building inorder to pay our corporate debts - of hwich I have 135K some on credit cards some on various loans. all are personall guaranteed. i listed the building 5 months ago and we just atarted to get some interest as the market is starting to warm up here in central texas. I am pretty sure it will sell by summer, I hope. if we can sell it, then all our debts are paid and I can either resume business in a much smaller fshion or close it down and start anew in a new career that is less subject to economic fluctuations. my question is; we stopped making payments on our AMEX card about 5 months ago because we cant make the $3330 a month payment. there is a balance of $37K. does anyone have a feel for how quickly or what the timeline is for them to actually file suit locally? is there any strategy I can employ to get some more time? I am just trying to buy time until the building sells, so I can pay them and everyone else. If they file a suit against me, I dont see any option but to protect myself by filing bankruptcy. more

Voting Question: Low Balance Transfer Rate Credit Card with High Credit limit?

I am a small business owner and I was looking into opening a card with a $0 annual fee, 0% APR for 12 months, and either 0% - 3% balance transfer fees. Many credit card companies aren't willing to give you a large credit limit, but I was looking to transfer a balance of about $30,000. Given that I have an excellent credit score, what credit card companies should I look into? I have applied to a few to find out that the credit limit is only around $7,000. Applying and opening for credit cards aren't helping out my credit score. Any help would be appreciated. Thanks! more

Voting Question: web site host-who is good and good price?

Your Question Wat is the best host site for my small business? I have a small business making soap. Can you tell me what is a good site that offers shopping cart,software to calculate shipping charges and provides security for my website when my customers using there credit card info. Thanks I am looking for something reasonably priced,yahoo seemed to be 40.00 a month too exspensive just starting out my business. Any suggestions. more

Resolved Question: Wat is the best host site for my small business?

I have a small business making soap. Can you tell me what is a good site that offers shopping cart,software to calculate shipping charges and provides security for my website when my customers using there credit card info. Thanks I am looking for something reasonably priced,yahoo seemed to be 40.00 a month too exspensive just starting out my business. Any suggestions. more

Resolved Question: What would this form of government/lack thereof be?...?

I already know it is like communism but I think this particular idea of it might be called something else. 1.)everyone is equal regardless of race or age or religion the only determining factor in acquiring a job is ability if you are either Strong enough or smart enough or both you get the job on a first come first served basis and cash is eliminated as currency for Business stores/groceries etc are credit based and cards are also eliminated either fingerprint 7/or retinal scan no rfid chips because dumb asses think that's the mark of the beast but cash will still be used for interpersonal trade such as prostitution or in other situations where the thumbprint idea would not work such as collection plates or poker in a home you take the cash to the bank and it is credited if you want it to buy food at a restaurant you can creditt cash you have and much like direct deposit you work for money and it is credited to your account. 2.)If you are hurt or unable to work a strenuous job you get a living wage stipend this is taken from the surplus of the workers that don't spend all of there paycheck(in another way to say it giving to charity is not a choice it just happens.) 3)medicine and schooling is free within limits if you go to colledge and study a particular thing and later get a job in that field then the state pays for it if you study but don't get a job the state takes the cost out of 1/2 the pay from the job you do get and if you can't live on the other half they suppliment food rations (like food pantries today)with the current fda approved diet they give you stuff they have record you didn't buy with the 1/2 of your pay you do get. 4)age of concent is exactly that when the partners both say yes and no one is hurt. 5)any drug that you can't overdose on is free. 6) as said previously medicine is free but I also said to an extent if it is cureable they cure it if it's a fatal disease they let you live and help you out but if you want to/ask to die they provide euthenasia for you. 7)voting is obligatory there is no penalty for which way you vote but everyone is made to that way you can't bitch about it if your guy wins. 8)you must live with someone for a year beforehand if you want to marry them. 9)the government will assign you a job if you ask for one if you are big stong and dumb they give you demolition if you are big strong ans smart you are the supervisor smart and weak you get a computer or filing job small and stupid you get the jobs they give retards.(cause they get the stipend thing mentioned earlier unless they want to work then they get a job accourding to there ability. 10)clothing shall be free but if you are in need of free clothes you must accept a uniform like a jumpsuit. 11)If you/your family already owns a farm and you can sustain yourself your share is divided amount the rest you can get an odd job when you need.want something and get it on that or you can barter your produce or your farm can be and industrial operation and you can get your credits that way. O.K. now ask questions about certain situations and how my system would cover them I'll answer with additional details check back and edit your answer accourdingly thank you for your timeto answer the question 1 it would be lead by a brain trust of the greatest intellectual minds and artistic people so that way it would be balanced The fingerprint scanner needs to sence that the finger is alive and attached to a bodyIt would be kinda like england with a royal family that creates laws and a government that desiminates them down to the people.The ruling/governmental body would be elected rule for life then when they die there is a presidential race and the people vote and that person rules for life and when they die people vot new guy it is kinda like how the pope system is only it is all the people not just the important ones the braintrust and the government would be two seperate entities but they govt. would be influenced by the braintrust and then the people would vot on the ideas they supply the presidents main job would be as ambassador and tiebreaker when votes are too close to call he is the desider he also has the authority to make laws (the people vote on them)and when they agree the law is put into affect if the people dissagree it is placed in an idea file and saved for a later date.Basically (I am calling him president but actually a king kinda) The king Rules and makes laws the people vote and it is put into effect.Under him (but with more power in practice less in title)is a group of great minds and great hearts to create and collaborate on ideas to help people out new sciences of agriculture and metalergy and medicine etc. then under them the individual what america would call the guy that runs the state I beleave senator they would take the news down to there town the governers of the cities they would in turn give the info to the mayors of towns and they would each hold an assembly in there respective towns and tell the people the news if no new laws were made that week there would be town business such as marriag announcements or births or deaths whatever happens to be local news that week sowe don't have newspapers to save paper.unless there is a 3rd answer before i get back and the question goes to voting give it to brandon.if there are only the 2 give it him more don't vote any. more

Voting Question: How to handle Legal Issue with a Gym.?

Hi. I am in the process of dealing with a legal issue with a business and I would like some input from anyone proffesional. I joined a gym about 9 months ago. There was NO contract. It just went on a month to month basis and renewed each month unless you cancel it a month in advance. I paid my first months fee in cash. I filled out my paperwork stating that I would like for my monthy fee to be taken out of a SAVINGS account on the first of each month. The next month, both of my cards were canceled, my access into the building was denied, and nothing was taken out of my bank account. On the 5th of that month, I called the gym manager to find out what was going on and he said that he accidentaly put in the computer system that my account type was CHECKING (which it wasn't). He said that in order for my to have my membership renewed, I would have to come in and pay another full month is cash. I never came in and my cards stayed CANCELED. Recently I pull my credit report and there is a 2 month charge for that gym. He put the right account type back in, but withdrew without me knowing about it while my cards still stayed canceled! Now I am being threatened to have my wages garnished. I am trying to go to small claims court because I don’t see how I could be liable for his mistake. HELP!!!!!!!! Is he right for doing this? more

Voting Question: i owne a small business and i need a credit card?

i have very bad credit but dont want a prepaid card more

Resolved Question: fake check scam, what are the legal actions I can take to get money back or arrest the person?

Can anyone help me on this. I run a small business and currently been involved with a scam, as much as I give it the benefit of the doubt. The scammer is from New York and I am from Boston. He asked to purchase $3000 worth of products and I was dumb enough to believe the COD shipping method. I did ask for credit card number but he offered to pay by check. So i sent it, and the delivery person collected the check and mailed it to me. I received the check and deposited it in my bank but after a few days the check bounced and I tried to contact the person but he kept prolonging the situation with he is going to wire the money the next day or he has money in the account. What are the legal actions I can do to get my money back or possibly arrest this person. I mailed it to their home address or atleast i believe its their home address. Thank you and I will really appreciate anyone's help.the COD is cash on delivery. When the shipment is sent, the receiver has to pay before receiving so can that be evidence more

Voting Question: is there some kind of relief or compromise available to pay off a high credit card debt?

our struggling small business has a high line of credit debt that is increasingly difficult to pay off.with our severe decrease in sales revenues, what is a struggling family owned and operated business that employs 15 people to do? we have been in business for 20 years and take this business very serious, it is not a hobby business.....please advise! more

Resolved Question: Which bank offers the best personal loans (I live in north Jersey/new york area)?

I need a loan to pay off small credit card debt and build a business website. All I need is about 10,000 dollars. I would like to know which banks offer best personal loans? (best to me = lowest interest rate, more understanding, like a bank who is willing to wait for a few months before I start making payments, even though I doubt it). Anyway, which banks offer best personal loans? Thank you more

Resolved Question: I owen a small cash buissens and want to start taking criedt and debit cards how do i do this.?

I just want to know how i can run credit and debit cards for payment trough a small home basted Businessa small cash bussiuss is a small bussiuss that only excepts cash as payment more

Resolved Question: What can I do with credit limit decrease?

I don't know what to do now. I am a small business owner and have or had a good credit. Banks were dying to lend me money. The economy were good back then and my business was doing pretty good. So, I got offers from my business and personal credit cards with 0 interest rates. I admit I took out some loans and line of credit to hire employees and expand my business but I was good at paying bills on time. All of the sudden, I am not a good risk anymore. First bank of america decreased my credit limit to the balance owed then other banks followed. Now, I look like I max out on my credit cards and business line of credit and worse the banks use that as a reason to hike up my interest rate from 9% to 24.99. This is like a vicious cycle. I didn't max out my cards and before my limit were decreased I had plenty of cushion. This is sick. Banks lower my limit to make me look like I maxed out on my loans and they use this reason to hike up my interest rates. I have to let go 3 employees just to pay the banks. Now, the future looks pretty doom for my business and family. more

Voting Question: Can I file bankruptcy on business credit cards?

I own a small business and have several credit cards which were opened in the business name as well as my name. Can i file bankrupt on these cards with the business still operating. The business is in my hubby's name, I am just an employee which I do not get a paycheck. I have my daughter working for me and pay her under the table. Will this affect my hubby, he is not listed as co-signer or authorized user of the cards. more

Resolved Question: What should I do to this 'friend' of mine?

OK, this all started when the beginning of Year 10 began, and we had to start focusing on BTEC aka college work, and this friend of mine started to do Business. However, in after about five weeks time, she decided to move to my BTEC class, Performing Arts, and to be honest we do need to extra people along, and we are (kind of 'were' now) cool friends and we enjoy each other's company the past. So she asked me if I could make her a letter to the teacher so she can transfer to my class, which I was more than happy to do at the time. Then (my karma came), after she moved to Drama, the worst thing happened. She started to act like we're all 'smaller' people than her, and how she's going to be in the next Twilight movie (?!?), and how she doesn't need an agent to get her famous, and I'm like OK then, and I just ignored it. Then she got A LOT worse. Even outside of class she starts to get arrogant and annoying, I said hey to her one morning and she just ignored me and straight and hugged my other friend, and she starts to push me off when I joke around with her, and she shouts at me when I miss or forget my lines! Not being rude, but she was the late member in my Drama class and all of my other classmates are grounded, and we all had performing experience, whilst she doesn't, and just don't think about the 'fame' and just focuses on having fun, which I do to, even though I do have a somewhat a big-head, I don't boss around people and get the so-called fame in my head! And this week might be the most painful class I had with her, when the teacher asked us what we think we need to improve on she said how: 'We should try to memorize our lines a little better' And she looks at me like I'm some bastard?! I practically said to the teacher I can't work with her anymore and the others agreed with me as well. Then after class she lost her 'sim card' and she asks me if I have credit, with her nice and mellow attitude? I just ignored her and walked on. I swear, she turned into this monster and I want my old friend back!!! What do I do?! more

Resolved Question: cnn we please plea donation country as japan,german,bothfrench,english canada by help haiticrisis moneydonate?

and f1 swiss if there is helppping we will love it as they donate as for some treatment on wrong devils crisis noise crisis blind eyes by getting foundation nature causing head blinding runining under real nature houses rooms under runing sqzeeezing peoples uncondition squeezing getting where peoples nature start getting into other moon sunshine arrrive for not they are way it causing crisis in this world position without condition on ruling peoples with your turn in ccause world donation helpping on haiti lovely welcome to haiti donation same it getting on as secrect killing in my copuntry ghana root of my country land is c tree root from togo boarder to la cote diviore boarder plus two region stop join cheeatting closing land my cousine are real togolise from togo when we check behind they of togo they will be sorry with wrong devils getting into people under room houses and nature foundation blind eyes and brain or we check accra behind east coast sea or western region sea bening or deeppinh under sea by tooking peoples nature to there on wrong devils living under sea with they house there they will be sorry or where tree nature low sound plant they will sorry with more bullet and asia arabic minesota canada technologies and i please haiti they should not depending on govrment and there president when they recieve any donation after treatting remain money they can plan good as drinking water manifacture and fruit drinking portry farm rice farm fruit farm by manchines and start small business. by community there haiti revolution rebeous rebelate govrment public to help your self one you have use your energy to vote any where they money goes you need to quit they way i was far to send my ten euro donate and any one can help me donate my ten euro of europarl money becase i do not have credit card and find wood nature bos and girls there haite country especially rabbit and tiger woods and 20005 plus 20002, 1978 born they are quick fast to solving country issue;s against president who does not help they country money to peoples in the country they learn language like french english arabic german spanish and took parlimentarian cos as minster's to help real haiti problem with president haiti who not helpping cnn news jounalist news prince abdullah donation to haiti we will love it welcome haiti donate crisis hearth quake money cnn news bbc news algezeeera news world dotion country news hongkong news japan news canada news european news jounalitic news all news currently news true news poeples news news our sky limit things stopping venture and peeling getting inn news my real crisis news more

Voting Question: Need help from chase or fedex employee . Having issues with Chase Payroll Card as I set direct deposit up.?

Hello all. I have a serious matter that is somehow getting out of hand. I am currently employed with At&t Mobility and work as a part time retail sales consultant in the state of Washington. I recently just moved up here from California on a temporary basis, and my main bank is back at home with a small credit union. At and t has an option to give payroll cards, which is issued by Chase and JP Morgan. I filled out the form on Dec. 5th, 2009. And i called back 4 days later to see the status of my card, which they had notified me that it was sent out already, and takes 7-10 business days. I waited and waited, nothing ever came. I called back customer care for the Chase pay card, and knowing that my direct deposit had already kicked in, with my next check going into the account in the 1st week of January, asked where the card was. I made a call on Dec. 30th, they said since I didn't get my card they can overnight it to me and have it expedited via Fedex. I waited till Jan. 3, never received that card that was supposed to be overnighted. The lady said she'd cancel the 2nd card, and send another one via Fedex again, and to wait till the 4th to get the card. I waited the next day, never got anything, and then called back, they said it takes TWO DAYS FOR OVERNIGHT DELIVERY, and that I should get it on the 5th. I never got a card, called again, asked to speak to a supervisor, this supervisor seemed to have a deep Indian accent, as if the call center was from India. He seemed to ignore my frustrations, as my check had already direct deposited to the Chase Paycard account. He said "he can fix the problem and re-issue me another card" which then I almost belligerently yelled he had not heard a word I was saying, and if he EVEN looked at the account at all, that he could have seen MULTIPLE cards generated. He said he resent another card, and I asked if there was anyother way to fix my problem. He said no. I waited again for Jan. 7th, nothing and almost 1000 dollars was already deposited to the account, and i have no card. I called another supervisor on the 7th, as I never got the card! They could not supply me a tracking number or anything. They inform me that they can "escalate" the matter to the "investigation team" and that I should get contacted in 2 business days. It never came. I called again, they said they are working on it. It has been 4 business days, and they say its Fedex's fault for never receiving it, yet a supervisor got fedex on the phone with me, and fedex is not at fault as they are saying it is the company's fault for not sending me the card. Someone said that it needs another day or so for the investigation to figure things out. They FINALLLY CALL me yesterday, saying I would get a card today, AND NOTHING. The company WILL NOT CUT ME A CHECK because they say I need to have a CARD ACTIVATED first, but shit, I never got a card in what now seems like 6 weeks!!!!! They wont transfer it to someone else's account for me, and I dont know how I can even get my damn money out of there. What can I do? I threatened them with a Lawyer, but im thinking if its hard to get a single debit card, how much more a check via standard mail??????? more

Resolved Question: Small business owners on the web: What store front service do you use/recommend?

I am in the process of starting a small business website and I am not familiar with store fronts, I plan on selling products on my website and want to allow my customers to pay with credit cards and paypal. For those of you who run your website for your small business, which service(company etc) for store fronts do you use or recommend? It should allow me to integrate the shopping cart system into my website and then allow customers to process a payment and confirmation of orders. Thanks! more