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Terengganu Government will offer cabbies subsidy if they replace

State Rural Development, Entrepreneur and Cooperative Committee chairman Datuk Mohamed Awang Tera said all taxi drivers in the state were eligible to apply for the special package, a type of subsidy.

Under the package, each taxi driver would be given RM10,000 to buy a new Proton Saga or Wira to be used as taxis.

He said the sum would be about 40% of the car price as Proton was already giving discounts to taxi drivers.

This is part of our efforts to invigorate the image of taxi drivers who have been using old vehicles, he told The Star here yesterday.

He added that the state government would reimburse up to RM4,000 to refurbish a Proton taxi.

About 30% of drivers have converted to Proton but many are still using Nissan and Toyota that were manufactured in the 1980s. more

Ouverture d'un magasin RONA de 15 millions de dollars à Grimsby

Shannon Condie, athlète en taekwondo supportée par RONA dans le cadre du programme "Ensemble avec nos athlètes" et Jim Caruk, maître entrepreneur et animateur de l'émission "Real Renos" à l'antenne de HGTV participaient également à la cérémonie.

Les 100 sportifs bénéficiant de l'appui de RONA dans le cadre de son programme "Ensemble avec nos athlètes" ont été sélectionnés par le Comité olympique canadien et le Comité paralympique du Canada en collaboration avec les fédérations sportives adhérentes. Ces athlètes incarnent les espoirs du Canada pour les Jeux olympiques et paralympiques de 2008 à Pékin ou les Jeux olympiques d'hiver de 2010 à Vancouver. RONA est un partenaire national des Jeux olympiques et paralympiques d'hiver de 2010 à Vancouver, de même qu'un partenaire national des équipes canadiennes olympiques et paralympiques jusqu'en 2012. more

Aigo Welcomes Media Visits During Beijing Olympics

Being an entrepreneur with a global perspective, Mr. Feng Jun, president of Aigo, has always advocated the mission to establish Aigo as an international brand that proudly originated in China. Having strengthened its presence in the Singaporean and Southeast Asian markets in just three years, Aigo has entered the European market. The sponsorship of the F1 McLaren team and the appearance of the Aigo logo on a McLaren F1 racing car helped enormously in promoting Aigo's internationalization process. Aigo's Involvement in the Olympics On November 22nd, 2007, Mr. Feng Jun officially signed an agreement with the Olympic Museum in Lausanne, Switzerland, thus inaugurating the Company as the first Chinese high-tech brand to ever enter the Olympic Museum. In 2007, Aigo's subsidiary, Aifly, became the 2008 Beijing Language Training Service supplier and the 2008 Beijing International Media Center cooperation partner in order to bridge and overcome possible language and culture barriers during the Olympics. more

UCLA Anderson gets $2 million gift to create classroom of the future

In recognition of his generosity, he was named one of the founders of UCLA Anderson's Entrepreneur's Hall in 2005.

The UCLA Anderson School of Management, established in 1935, is regarded among the leading business schools in the world. UCLA Anderson faculty are advancing management thinking through innovative research and teaching. Each year, UCLA Anderson provides management education to more than 1,700 students enrolled in M.B.A., executive M.B.A., fully-employed M.B.A. and doctoral programs, and to more than 2,000 professional managers through executive education programs. Combining highly selective admissions, varied and innovative learning programs, and a worldwide network of 36,000 alumni, UCLA Anderson prepares students to become future global leaders.

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Ad spending helps Colgate shine

Spending on advertising campaigns paid off for toothpaste manufacturer Colgate as it increased its market share in the US and several worldwide markets.

Net sales in the second quarter grew 16.5% from the same period a year ago to $3.964bn, lifting operating profit to $767m from $658m.

Sales in Latin America, which accounts for 27% of revenues, grew 23.5%. North American sales, which make up 18% of turnover, grew 6.5%. The Europe/South Pacific area, which includes Australia and New Zealand and accounts for 24% of sales, saw sales rise 14.5%, while Asia and Africa sales, which account for 17% of revenue, rose by 17.5%.

The remaining 14% of sales is accounted for by the pet foods division Hills, which lifted revenues by 19.5%.

"Higher advertising spending behind regular and new products worldwide drove market share gains across categories," chief executive Ian Cook said. more

Top Business Processing Of Credit Cards News

Business Processing Of Credit Cards

Radiant Systems, Inc. RADS announced today that it has launched Radiant Payment Services, a new business that provides electronic payment processing services to U.S. hospitality and retail businesses, with the aim of raising the level of customer ...

Radiant Systems Expands Business Services with Launch of Payment ... - MSN MoneyCentral

CINCINNATI , Oct. 17 /PRNewswire-FirstCall/ -- Fifth Third Bank has signed Buffets, Inc., a restaurant chain with more than 500 U.S. locations including Old Country Buffet(R), HomeTown Buffet(R), Ryan's(R) and Fire Mountain(R) brands, to use the Bank ...

Fifth Third Bank Signs Buffets, Inc. to Industry-Leading Solution - MSN MoneyCentral

Flash Player 10 was code-named Astro. (Credit: Adobe Systems) Astro is launched. On Wednesday, Adobe Systems announced the release of a major update to its Flash technology to endow Web sites with better video, audio, and graphics. The new version 10 ...

News - Business Tech - CNET News

Under the agreements, Elan will purchase The Park National Bank's unsecured credit card portfolio and Elavon will acquire substantially all of its merchant bankcard processing portfolio (also called merchant servicing portfolio). These portfolios ...

Park National forms alliance with Elan Financial Services and Elavon - Banking Business Review

Payments processor leverages power of electronic returned check collection through ACH processing 'Most CFOs don't get it! Electronic check collection is a growing trend and vital to a successful payment strategy especially in a bad economy.' - Paul ...

ePayments Corp. Cashes in on New Trend in Electronic Check Collection - Denver Post

[ Dubai, 15 October 2008 ] - Majid Al Futtaim Group (MAF Group), one of the largest privately owned businesses in the Middle East and North Africa (MENA) region, has selected the region's leading specialist risk management consultancy to assist with ...

Majid Al Futtaim selects PIC Solutions for consulting support - ITWeb

Elan Financial Services will buy Park National Bank's unsecured credit-card portfolio and Elavon will buy the bank's merchant bankcard processing portfolio, Park announced yesterday. Both Elan and Elavon are subsidiaries of U.S. Bancorp. Park will ...

Park National sells portfolios - Columbus Dispatch

With unemployment on the rise and household finances under siege, more people are being duped by work-at-home and other job-related scams. These scams include the "mystery shopper" scheme and various check-cashing and package-delivery schemes ...

Consumers warned not to be duped by work-at-home jobs - Columbus Dispatch

We would like to highlight MyEcheck, Inc. (OTCBB: MYEC). The company is a leading provider of comprehensive viable alternative payment solutions to credit cards for brick & mortar, internet, intranet and mobile commerce. MyECheck utilizes a ...

Dutton Associates Begins Coverage of MyECheck, Inc. (MYEC.OB) - Transworld News

ATLANTA--( BUSINESS WIRE )--Elavon, formerly known as NOVA Information Systems, has completed the rollout of its Electronic Check Service (ECS) solution, utilizing back-office conversion (BOC), at L ’ Occitane ’ s 166 luxury bath and body product ...

Questions others have asked about Business Processing Of Credit Cards

Open Question: I have started a jewelry business and are looking at accepting credit cards..know any good companies?

I am looking at The Transaction Group for merchant credit card processing, any input? more

Voting Question: how can i monitor fraud in the business?

I am doing my college course in business management whilst working at my company. We do internet based content but all of our payments are in advance by cheques or direct debit and very occasionally by credit card over the phone and then processed in the office. One of the questions in the course is how we monitor potential fraud. I dont have anything to do with the accounts side of the business but as we only take direct debit and cheques then its pretty difficult to say how fraud is monitored. Can anyone help me as i am sure there must be some other businesses in the same situation. more

Resolved Question: Question: Being written up at work was this right or wrong?

I told a friend (coworker ) at work after we had a benefits meeting on our insurance that I am going to tturn in my paper work to HR tomorrow. My friend said give it to thje HR Assist. Beacuse HR lost my Insurance paper with all my private info on it and that made me upsaet, but HR did find the misplaced paper very late that day. So I turned it in to HR assist who said I needed to give it to HR. The assist said she knows that HR looses a lot of important papers and that I should ask her in one week if she processed my paper work :(. Well, 5 days went by and another co-worker said she had something for me and to meet her at the copy machine. I did and this coworker gave me my insurance paper that she found on the copy machine. WOW? I was upset. I went to confront the HR person and she could not find my papers and when she did they were copies and not originals and i gave her the originals. I took this to my boss who said I need to write an incident report because HR has been misplacing a lot of things and she needs to be reprimended. HR assist asked what progress has HR made and I told her. Well, my friend the co-worker walked in while we were talking and chimed in by adding what happen to her. The HR assist told her she need to write incident report like me and the HR Assist walked away. I started to fill out my incident report when my friend wanted to add to mine because she did not want to write one up. Later that day I walked into the HR office to drop my time sheet off and I said "Don't loose this" and the HR lady turned to me and was crying and said she lost some company credit cards. I told her to calm down and look thourgh everything slowly. an hour later she found the cards. I decided not to turn in the report as she was already stressed out. 2 days later my boss asked me for the incident report and told me I needed to turn it in as the HR person needed to know she was making mistakes. 3 days later I was given my 90 day review and it was all positive with an exception to one thing. It stated that I broke confideiality by sharing my insurance paper business. My boss said they are not going any further with my incident report because I shared the problem with my coworker friend and that I should be written up because it was gossip!? she made note of it on my 90 day review. What? I walked away confused? It was not gossip or hersay. I said I was turning in my insurance paper and my friend said give it to HR assist. What the hell happen here? Should I write a letter to be put in my files to what exactly happen, as I am working on my BSHS/M and do not want this to affect my career. I need advice fast as I want to confront my boss on tuesday October 14 when she gets back from her vacation. HELP!!! please. more

Voting Question: Online Credit Card Payments ?

I am starting a business. Is there a website where i can manually process credit card payments. I want to be able to accept credit cards but don't want to have to send my customers to a site, I would like to do it myself. more

Voting Question: Credit Card Scams?!?!! X2 Design, anyone else got money charged from them?

I was buying some shoes online the other day, and I check my wachovia account online to see if i had enough in checking after paying rent and all that jazz. I come to find that a company called X2 Design had charged my credit card $250 something odd dollars. So I call Wachovia, and I get the company's website from them, which shows that it is a web design company located in Australia. I tell them that there is no instance in the past week where I spent $250 on web design in an Australian company. I'm a business student at the University of Florida, there is no need for me to order such things in any case as it doesn't correlate in anyway with what I'm doing. So wachovia tells me they're gonna kill off my debit card and send me a new one, and that I'll also have to sign an affidavit. I'm scared about this. Can anyone tell me what happens when this kind of fraud occurs, and how this process will go through. I'm busy enough as it is with classes, I don't want to have to go to court and all that nonsense. Help!!!?!?!!?!!! more

Voting Question: Is the financial crisis a good thing in many respects?

- People will have fewer credit cards. Credit cards are dangerous. - It will teach people to use cash - just like the good old days. - No more onslaught of pre-approved credit card applications in the mail. Less chance of identity theft. - The banks will have to clean up their act. Good collateral, good credit, a job will be needed to get a loan - just like the good old days - We'll keep our cars and stuff longer. Fewer trips to the malls to spend just for the sake of spending - Corrupt politicians, senators, business executives might get exposed - The crisis is exposing the pitfalls of having a global economy. The whole world is intertwined, and will crash with this crisis. - Companies and government will be more accountable for risky or bad decision making processes and greed. more

Resolved Question: Should I move back to parents house?

I have been out of my moms house since I was 18, I am turning 23 in a couple days. I moved from Pennsylvania to Florida at the end of March and I am going into credit card debt (and btw I'm charging groceries and car repairs, not booze and cigaretts, before anyone starts giving me a lecture about partying). I have a full time job now but my hours have slowly been getting cut and I barely work 20 hrs a week now. I also just recently got a job at night waitressing but the place has no business and I hardly make any money there. I am planning on going into the military, but I have to wait a couple months b4 I can continue processing. I guess I was wondering if I should just bite the bullet and move back to moms for a couple months while I wait to leave for boot camp? more

Voting Question: HELP! Debt before marriage question?

I owned a small online business before DH and I got married. The reason I closed it I had a $3000 chargeback. I processed an order that was fraudulent and the owner of the credit card filed a chargeback, so I was out of that money. Now its been sent to collections. Since it was a sole proprietorship it becomes my debt. I don't know how to bring this up to my husband since both of us worked really hard to save money so I can stay home for a year with our 1 month old daughter. This is causing me to be really stressed! Part of me feels a bit guilty and I wouldn't mind even going to work PT to pay for this bill, but any suggestions how do I bring this up? more

Resolved Question: debit card fraud victim?

I am sick to my stomach. I have bills that are automatically deducted from my account every month and just yesterday some time, my debit card was used at Walmart. I've been partying the last few days and my card wasn't in my wallet. I'll never leave my purse unattended at a party EVER again! Good thing is, my bank called me and left a voicemail for me to get back in contact with them about the activity. My debit card is my business account card and I've only ever used it for traveling (plane, train, bus tickets), at Office Depot and online for stuff less than $40! Whoever got my card spent like $600+ freaking dollars. I've never spent money like that! So I wanna know how the bank is going to investigate it. The perp had to be somebody at one of the parties I've been to, but I don't know everyone that attended. I've never had a prob with my credit card but this is a debit card and I know the rules are different, but still, I have bills coming from my account monthly. How long is this process and what exactly do they do to get to the bottom of it?? I simply cannot afford to get behind in my bills. more

Voting Question: English homework help. PLEASE. assignment is posted.?

This is for english course 112. My assignment is posted below: In the following, identify the sentence fault (fragment, run on, comma splice). Then revised to remedy a fault. 16. Although they began as a side business for Disney. Destination weddings now represent a major income source. Fragment - Although they began as a side business for Disney, destination weddings now represent a major income source. 17. About 2000 weddings are held yearly. Which is twice the number just 10 years ago. Fragment – About 2000 weddings are held yearly, which is twice the number just 10 years ago. 18. Weddings may take place in less than one hour, however the cost may be as much as $5,000. Comma Splice – Weddings may take place in less than one hour. However the cost may be as much as $5,000. 19. Limousines lined up outside Disney’s wedding Pavilion, ceremonies are scheduled into our intervals. Comma Splice – Limousines lined up outside Disney’s wedding Pavilion. Ceremonies are scheduled into our intervals. 20. Many couples prefer a traditional wedding others request a fantasy experience. Run On – Many couples prefer a traditional wedding. Others request a fantasy experience. Choose the sentence that best emphasizes the main idea. 23. Which is more emphatic? a. We must consider several factors. b. We must consider cost, staff, and safety. ANSWER - B 24. Which sentence places more emphasis on product loyalty? a. Product loyalty is the primary motivation for advertising. b. The primary motivation for advertising is loyalty to the product, although other purposes are also served. ANSWER - A Revise the following sentences so that verbs are in the active voice. Put the emphasis on the doer of the action. Add subjects if necessary. 31. A company credit card was used by the manager to purchase office supplies. The office supplies were purchased by the manager on a company credit card. 32. To protect students, laws were passed in many states that prohibited the use of Social Security numbers as identification. Laws were passed to protect students in many states that prohibited the use of social security numbers as identification 33. Checks are processed more quickly by banks because of new regulations. Banks process checks more quickly because of new regulations. Revise the following sentences so that they are in the passive voice. 35. Accounting seems to have made a serious error in this report. A serious error in this report seems to have been made by accounting. 36. We cannot ship your order for smart surge protectors until May 5. Your order for smart surge protectors cannot be shipped until May 5. 38. Your insurance policy does not automatically cover damage to rental cars. Damage to rental cars is not automatically covered in your insurance policy. Revise the following sentences so that their parts are balanced (parallel). 40. (Hint: match verbs.) To improve your listening skills you should stop talking, your surroundings should be controlled, be listening for main points, and an open mind must be kept. To improve your listening skills stop talking, control your surroundings, listen for main points and be opened minded. 42. (Hint: match verb phrases.) Our newly hired employee has started using the computer and to learn her coworkers’ and names. Our newly hired employee has started using the computer and learning coworkers’ names. 43. (Hint: match adjectives.) Training seminars must be stimulating and a challenge. Training seminars must be stimulating and challenging. 44. Our new telecommunications software allows you to meet with customers over the Internet for training, web-based meetings can be held, and other online collaboration within virtual teams is also facilitated. Our new telecommunications software allows you to meet with customers over the internet for training, web-based meetings and other online collaboration within virtual teams. The following sentences lack unity. Rewrite, correcting the identified fault. 50. (Misplaced modifier) The exciting Mandalay Bay is just one of the fabulous hotels you see strolling along the Las Vegas strip. The exciting Mandalay Bay is just one of the fabulous hotels along the Las Vegas strip. 51. (Dangling modifier) Angered by slow computer service, complaints were called in by hundreds of unhappy users. The complaints were called in by hundreds of unhappy users angered by slow computer service. Revise the following paragraph to improve coherence. Use transitions as needed to make the information flow. 54. No one likes to turn out for products. We began highlighting recurring problems. Employees make a special effort to be more careful in doing their work right the first time. It doesn’t have to be returned to them for corrections. No one likes to turn out for products. Therefore we began highlighting reoccurri The first 2 responses were no help at all. Yes I know I fnished the assignment myself. I was asking if someone ould just look it over and let me know if Im doing it right or not more

Resolved Question: How do you start a Credit Card Processing business? ?

How do you start a Credit Card Processing business? I know how to accept them using a company and I understand how it works but where would I start in order to create my own? more

Voting Question: I am starting an LLC,will my personal credit be different from my business credit? Can I get a credit card?

vI am starting an LLC,will my personal credit be different from my business credit? Can I get a credit card? I am in the process of starting an LLC, I don't have very good credit. Is there any way I will be able to get a business credit card? Does anyone know of one I might be able to get approved on? Also, how do they decide if I'm approved? Does personal credit matter? more

Resolved Question: Would you hire me? Feel free to correct any thing?

Objectives Bring my good attitude, organization skills, work experience and knowledge as well as my determination to grow with a company. Experience 2006 ~ 2007 Re/Max Property Source Rockford, IL Assistant to Real Estate Agent ~ Manage all client data base in several programs ~ Send correspondence to all clients / mailers / marketing ~ Serve as interpreter for Hispanic clients ~ Schedule, Showings, Closing, Open Houses ~ Order, Title, Clear Water, Appraisals, Inspections ~ Design flyers, submit to 3 different home magazines ~ Maintain listing and Closing Contract, Follow with up dead lines on all contracts ~ Notary Public expires 04/2011 2005 ~ 2006 Century 21 Country North Rockford, IL Receptionist / Assistant ~ Serve as primary contact for all visitors to office ~ Provide English / Spanish interpretation as needed ~ Filing, Typing, Answering phones ~ Handle incoming mail and out going mail ~ Schedule all showing appointments for the realtors ~ Employee of The Year Award 2006 2004 ~ 2005 A American Financial Group, Inc. Hoffman Estates, IL Mortgage Loan Processor ~ Order VOE/VOM/VOD/ Payoff / Appraisals/Title ~ Pull credit and order supplements to the credit report ~ Once LO Locked the rate, submit files to different lenders ~ Clear conditions on loan approvals within two weeks in most cases ~ maintain database for all Account Executives 2002 ~ 2004 SWIFTT, INC. Rockford, IL Membership Services ~ Maintain membership database / Outreach work with small business ~ Handle incoming mail and outgoing ~ Serve as interpreter for small business ~ Organized all meeting, Event planning, Design flyers, business cards 2001 ~ 2002 Staffing Services, INC. Belvidere, IL Administrative Assistant ~ Accounts payable / Front desk ~ Assisted candidates with the application process ~ Interviewed Spanish-speaking candidates ~ Help staffing specialist fill job orders ~ Filing, typing, answering phones 1998 ~ 2001 Janet Wattles Center Rockford, IL Emergency Services Receptionist ~ Schedule client appointments including cancellations ~ Register clients for service ~ Direct and check in administrative visitors ~ Maintain center forms (duplicating and keeping adequate supply) ~ Serve as primary contact for all visitors to clinic ~ Provide English / Spanish interpretation as needed Education •1997 GED Rockford, IL Skills Bilingual in Spanish more

Resolved Question: I am trying to re-establish credit after bankruptcy, what are some good store cards?

I filed bankruptcy after a car was stolen and the insurance company wouldn't honor the claim. After fighting the department of insurance and the insurance company (which is no long in business) for a year, I lost the battle. I filed bankruptcy and I'm in the process of re-establishing my credit. I already got a car and have never, ever missed a payment or have been late. I was told by an legal adviser to open up a simple store card and keep up the payments. What store credit cards are pretty good and possibly post-bankruptcy friendly. PS. My bankruptcy is approaching 2yrs old. I 've never had any credit card debt whatsoever!! more

Resolved Question: Does a commission only job sound like a scam?

This is the email I received after sending my resume and scheduling a phone interview: "Good Morning- I am emailing you in response to your resume that you submitted to us for employment...I have narrowed my selection and found your resume to be most impressive. The position available is for an outside sales representative that simply attends our pre-set appointments to deliver a short sales presentation, make the sale, and simply move on to the next pre-scheduled appointment. There will be no cold calling, no prospecting, no follow up, no maintenance, and no installation of our equipment required on your behalf. Our company has been in business for about 12 years now...we process electronic transactions for small to medium size businesses. So anytime you go into a business and use your credit card or check it involves a company like ours. We authorize the transactions and route the funds from your card/check directly into the business owner's account. The transactions include credit cards, debit cards, gift/loyalty cards, and checks. All of our appointments are pre-set by our marketing appointment setters that call and speak with the decision makers/owners to first determine if they even have a general interest in our products and services. Once that is confirmed, we set up an appointment and then that's where you come in....to attend these appointments. All appointments are within a 25-mile radius from your zip code. We also offer very obtainable bonuses ranging from $150 to $1350 monthly..... you are not an independent contractor....you will be an actual employee and will receive a W2. The position is 100% commission....you have the opportunity to make from $ 125 .00 to $1,045 .00 depending on what types of products and services you sale. You should easily average $1,400.00 to $ 1,600 .00 per week with our close rate of 1 out of 5....AND we make you 4-6 appointments daily, MON - FRI, and between the hours of 9 a.m. to 5 p.m. The next step to get you started if interested is an interview to get you scheduled for your at home training/orientation....from the hours of 9:00 a.m. to 5:00 p.m. CST...which will be via the web through a web link that will be emailed to you with an access code. You will need to have the Internet and a phone available during this online power point presentation training/orientation. You will be online live with our trainer and other sales managers all over the nation. You will have several breaks and a lunch throughout your training...in which you will learn about our products and services, compensation structure, sales philosophy, Merchant Application Process, and all about your team leader. The day of your training/orientation, you will receive a FedEx with all of your paperwork, training manuals, presentation binder, name badge, and additional HR paperwork. Open question forum will be from 3:30 p.m. - 4:30 p.m. CST. Your team leader will be assigned that same day and will be the individual giving you all of your appointments. If this sounds like something you might be interested in....please call me ASAP.... so we can get you scheduled immediately before our classes close." more

Resolved Question: Does anyone know of a reputable company where I can process credit cards online other than Pay Pal?

I need to process credit cards for my wholesale business. I would like to go to a site like pay pal and use a virtual terminal type program. I am not talking about pay options associated with a website store. I like Pay Pal but I don't like the idea of ebay owning everything. more

Resolved Question: My mother is causing financial problems with family?

I am 26 years old and my mother (who is now 69 yrs old) has had a history of her own financial issues and between family members. The first incident I can remember (like 20 years ago) is when my mother took my eldest sister’s credit card to buy a piece of $2,000 furniture without asking her. My sister told me that it “messed up” her credit and she almost couldn’t buy a house. She didn't tell the authorities because it was our mother. When I was 14, she practiced forging my signature for things. She did this on her husband and my other sibs, even my grandfather's signature she forged. Over the years, she has gotten into these “businesses” (I think they are pyramid schemes) to sell herbal products, cookware, etc and she would “sign up” her children and other relatives as “distributors” by forging their signatures and getting materials in turn. She said it was harmless. When I went to college, I had financial aid and my four years completely covered through loans. She told my father and other relatives that the financial aid was not enough and that they should help pay for my schooling. That extra money for "schooling" was used for her personal whims… I did not know about this scam until after graduation. I know for a fact that she has her children's (even children in-laws) social security numbers, driver license numbers with her in a little book. Recently, I found out that she still signs people up as distributors. Since college, I have always monitored my credit history in case she decides to forge my signature for a credit card. After 4 years of “monitoring” and not hearing about any financial problems, I get an email about my Bill Me Later Purchase attempt at a Herbal Supplement Store, saying that they regret they were unable to process my request… At first, I didn’t know if this was one of those e-mail wanting you to click on a link to get your information, or if it was someone who got a hold of my information and tried to buy something… Then I find out that my mother is now selling the mentioned Herbal Products! I do not know what to do. She is my mother and she has all of my information (social, DOB, address, mother’s maiden name, etc...) I don’t know what to do, please help. more

Resolved Question: My mother is causing family financial issues?

Resolved Question: How do I accept Credit Cards at a trade show?

I am throwing my first event next month. I will have a business license with the venue. How do I accept credit cards at the gate? and if I buy the imprinter and paper will the bank accept it and process it if my name and address is on the imprinter plate? I dont want people to have to wait in line to PAYPAL it, I need an easy solution thats free or inexpensive and I wont have to open up a merchant account, Im only throwing a trade show once a year, no need to pay for all those bank fees and such..anyone know? more

Resolved Question: Need credit card processing.?

I need to do credit card processing for my new business. People will need to order online and by mail. I need software that lets me type in a credit card number and the price I am asking for. Software should be $15.00 or less. Please help me! more

Resolved Question: Merchant payment processor agent oppty - what should I ask before signing up with UBC or 1 of their iso's?

I am looking into becoming an agent for United Bank Card. They are a merchant payment processor....http://www.isoprogram.com/why_ubc/ I would like to know the following: 1) is it still a good oppty to go out and sell and secure new merchant credit card accounts if so why 2) what questions should I ask any merchant processing company I or ISO I am considering working with regarding compensation, my portfolio of new accounts i bring in which is my book of business or my business i build up 4) What are the advantages or disadvantages of working directly with UBC as a agent Versus an ISO or under another agent 5) If i go work with an ISO or under another agent what questions should I ask him 6) If i go work with an ISO or under another agent I am concerned my compensation and accounts i sign up, since i do not know how this works what should i be asking about compensation, accounts that I pick up are they his or mine, can i sell them off at some point etccc 7) what should I be getting paid on new accounts and how when i am selling credit card machines and opening new merchant accounts not sure what is considered good fair or excellent compensation 8) what should i be thinking about when trying to decide with which merchant credit card processor to work for, need to know how to determine whom would be a good company to tie up with since I will be building a residual income from the accounts i bring to them concerned about getting hurt in terms of the accounts i secure which is my book of business and whether I can sell it off or whatever not sure of what I should be asking myself concerning this area, need to know what is it exactly I should be asking them when it comes to any new accounts i bring in related to credit card merchant accounts, pos systems, atm's... more

Resolved Question: Has anyone worked with Dating Team/Dating.ru?

I answered a local classified ad offering payment for editing texts. The company is a Russian dating (read: mail-order bride) website, and apparently they need native English speakers to polish up their correspondences with their U.S. employees and clientele. So far, I have edited 4 texts for them, and I should be earning some money by the end of the month, but I'm concerned this may be some kind of elaborate scam. The "interview" process was practically non-existent: They just started sending me texts and asking for me to edit them. The texts contain information about amounts of money being transferred, which you'd think they want to be careful whom they share that with. Then, it doesn't seem like some of the texts are really specific - it could be legitimate business correspondence, but some of it is just awfully vague. Next, they do business by having people in the US accept money on a credit card, then they withdraw the money from the credit card in Russia. Sounds fishy to me. They said they may offer me a "job" which I assume would be doing this. I have no interest in such a job, I just want to re-type texts for extra cash, as I already have a full-time job. Has anyone worked with these people? What do you think this sounds like? Thank you. more

Resolved Question: IF SOMETHING I SELL ON EBAY GETS LOST IN THE MAIL DO I HAVE TO REFUND THE MONEY? ?

I sold a big ticket item to someone through eBay. They used the Buy It Now feature and paid for the item via PayPal. On all my auctions I require that the buyer purchases insurance for the item via the USPS (which is what I use to ship everything). This particular buyer said he was overseas and asked that I ship the item to a shipping company in Miami, which I agreed to do. Then 11 days after I shipped the item I get an email from the buyer saying that he hasn't received it and when he checks the tracking information given from PayPal it just says processed. I checked and for some reason it's still saying just processed and that the item left the USPS Tampa, FL facility on 08/19/08, which was just the day after I shipped it. I called the USPS and put in a lost package report. They are tracking it and are supposed to contact me by Tuesday (that's the next business day due to the holiday). Now, the buyer is saying things like I need to hurry because he is running out of time to ask for a refund. My main question is that since he purchased insurance for the shipping through the USPS, who should he expect to get his money back from? I do not allow returns on eBay for any items I sell. Also, I REQUIRE that insurance is purchased because of just this type of thing. I don't even have the money to give him back because I paid off a credit card with it. Can someone help me please?!?! What am I supposed to do? Thanks! PS. I looked up the shipping company on Google and found a phone number. I called it and it went to a voicemail that didn’t even have a message saying who I called. I have left messages, but no one there has returned my call. When I look at the shipping information through PayPal when it lists the first time it says CONFIRMED. At the bottom where it says SHIP TO: it says the address is an unconfirmed residential address. What is up with that? Should I still be protected? It's the same exact address. Shipping Address: BUYER NAME 8032 NW 66ST Transervice Cargo Inc Miami, FL 33166 United States Confirmed Ship To: BUYER NAME 8032 NW 66ST Transervice Cargo Inc Miami, FL 33166 United States Unconfirmed Residential address I’ve put in an insurance claim with the USPS. I also called PayPal and was told by their customer service representative that I had taken all the right steps. That of course was before the buyer put in a claim with PayPal. PayPal has put a hold on my account for the original amount of the transaction, but that money isn’t in my account so my balance is now negative. Will they refund the buyer that money? I’m confused as to how this works. I’ve never dealt with anything like this before. more

Resolved Question: How to get rid of a telemarketer?

How to Make a Telemarketer Go Away 1. If they want to loan you money, tell them you just filed for bankruptcy and you could sure use some money. Ask, "How long can I keep it? Do I have to ever pay it back, or is it like the other money I borrowed before my bankruptcy?" 2. If you get one of those pushy people who won\'t shut up, just listen to their sales pitch. When they try to close the sale, tell them that you\'ll need to go get your credit card. Then, just set the phone down and go do laundry, shopping or whatever. See how long that commission based scum waits for you to get your credit card. 3. If they start out with, "How are you today?" say, "Why do you want to know?" Or you can say, "I\'m so glad you asked, because no one seems to care these days and I have all these problems, my sciatica is acting up, my eyelashes are sore, my dog just died...." When they try to get back to the sales process, just continue on with telling about your problems. 4. If the person says he\'s Joe Doe from the ABC Company, ask him to spell his name, then ask him to spell the company name, then ask where it is located. Continue asking personal questions or questions about the company for as long as necessary. 5. This one works better if you are male: Telemarketer: "Hi, my name is Julie and I\'m with Dodger & Peck Services.... You: "Hang on a second." (few seconds pause) "Okay, (in a really husky voice) what are you wearing?" 6. Crying out, in well-simulated tones of pleasure and surprise, "Julie!! Is this really you? I can\'t believe it! Julie, how have you BEEN?" Hopefully, this will give Julie a few brief moments of terror as she tries to figure out where the heck she could know you from. 7. Say, "No," over and over. Be sure to vary the sound of each no, and keep an even tempo even as they\'re trying to speak. This is the most fun if you can keep going until they hang up. 8. If MCI calls trying to get you to sign up with their Family and Friends plan, reply, in as sinister a voice as you can muster, "I don\'t have any friends...would you be my friend?" 9. If they clean rugs: "Can you get blood out, you can? Well, how about goat blood or HUMAN blood - chicken blood too?" 10. Let the person go through their spiel, providing minimal but necessary feedback in the form of an occasional "Uh-huh, really, or, "That's fascinating." Finally, when they ask you to buy, ask them to marry you. They get all flustered, but just tell them you couldn't give your credit card number to someone who's a complete stranger. 11. Tell them you work for the same company they work for. Example: Telemarketer: "This is Bill from Widget & Associates." You: "Widget & Associates!! Hey I work for them too. Where are you calling from?" Telemarketer: "Uh, Dallas, Texas." You: "Great, they have a group there too? How\'s business/the weather? Too bad the company has a policy against selling to employees! Oh well, see ya." 12. Tell the Telemarketer you are busy and if they will give you their phone number you will call them back. If they say they are not allowed to give out their number, then ask them for their home number and tell them you will call them at home (this is usually the most effective method of getting rid of Telemarketers). If the person says, "Well, I don\'t really want to get a call at home," say, "Ya! Now you know how I feel." (smiling, of course...) more

Resolved Question: $$$TURN $6 INTO 24600?

As Seen On OPRAH & 20/20 - TURN $6 into $24600 Earn money using PAYPAL as seen on Oprah & 20/20 THE PAYPAL 6 DOLLAR MONEY-MAKING METHOD AS SEEN ON OPRAH EARN HUGE $$$$$$$$ all you need is: 1) An email address 2) A PayPal account 3) $6.00 THIS IS A 2007, CURRENT EMAIL LIST Ever since the internet became popular, the word "scam" has become a daily term. I have never once tried any money making "system" outside of this because of that very reason. However, after reading reports on the validity and reputation of this money making system (seen on Oprah, CNN, and other media forums) I decided to give this one a shot... Especially since the so called "risk" is only $6.00. I mean, for the chance, what a joke right? Anyway, only hours after implementing this exact system I about fell out of my chair as money ACTUALLY started rolling in. I couldn't believe it and for that reason, I wrote this intro and became a believer in this system. WHAT IS IT? The idea is that of a system that takes advantage of the power of compounding. And in a big way, let me tell you. First and foremost understand that there are countless spin-offs of this system that try to make a "quick buck" off of people. Long lists, the 5 & 10 dollar trees, the birthday systems, etc... Those spin-offs do make money because of the ease of implementation of this idea, but they do NOT use the compounding advantage. This system is THE legit and profitable one. Here is how it works... There is a list of 6 email addresses (you'll see it as you read further). Each of these people has already taken part in this system. When someone new comes along (such as yourself) he/she removes #1 off of the list, moves the other five email addresses up one position (i.e. #6 goes to #5, #5 to #4, etc.), and places their PayPal email address in the #6 position. This process is what develops the power of compounding. The bottom line is this... Honesty and Integrity creates Profitability. Following this EXACT process is what creates the money, and that is why this system has been raved about in the media. Altering the system creates weak results. The legality of this system comes from the idea that you are of course creating a mailing list, and a "service" is being provided (more on that later.) Now on to how your $6.00 creates BIG money... INSTRUCTIONS: STEP 1: The first thing to do is highlight and SAVE this entire post in word or notepad on your computer so you can come back to it later. After that, if you are not already a PayPal user you need to go to the PayPal website at https://www.paypal.com/au/mrb/pal=CW4RHQW7BQJKC and SIGN UP. If you want to be able to receive credit card payments from other people then you will need to sign up for a PREMIER or BUSINESS account (not just a PERSONAL account). This is highly recommended to allow others easy payment options. In order to place the initial $6 into your account, you will have to verify your bank account with PAYPAL (which may take a few days). PAYPAL is 100% secure and is used by millions of people worldwide. STEP 2: Here is where the action occurs. The first thing to do is to send a $1.00 payment to each of the 6 email addresses on the current list from your PayPal account. To do this quickly and successfully, follow these simple steps: 1. Login to PayPal and click on the "Send Money" tab near the top of the screen 2. In the "Recipient's Email" field enter the email address 3. In the "Amount" field enter "1" (This is your $1.00 payment) 4. In the "Category" field select "Service" (Keeping it legal) 5. In the "Subject" field type "EMAIL LIST", and in the "NOTE" field enter "PLEASE PUT ME ON YOUR EMAIL LIST". By doing this, you are creating a service and maintaining the legality of the system by "paying" for the service. 6. Finally, click on the "Continue" button to complete the payment. Repeat these steps for each of the 6 email addresses. That's it! By sending the $1.00 payment to each address, you are implementing the compounding POWER of the system. You will reap what you sow! Here is the current e-mail list: ************************************************* The email list: 1) 2)veemartinez@gmail.com 3)corina@bigpond.net.au 4)apriladelaide@yahoo.com 5)haneefgroup@yahoo.com 6)oliviapinkney@yahoo.com ************************************************ STEP 2: Now take the #1 email off of the list that you see above (from your saved file), move the other addresses up (6 becomes 5, 5 becomes 4, etc.) and add YOUR email address (the one used for your PayPal account) as number 6 on the list. This is the only part of the document that should be changed. ** Make sure your email address is the one you have registered with PayPal ** STEP 3: Post your amended article to at least 200 newsgroups or message boards. more

Resolved Question: What would you like to see in your local bookstore?

I co-own a used book store in a small town. It's the biggest bookstore in the entire valley we live in - the next big store is 45 mins away. Problem is, we are in the "out of the way" town. We've been open for a year and have built up a small customer base but we're no where near actually profiting from local sales yet. I know a business takes time. We do have a large inventory because we've "collected" books for years. Anyways, the point of the question is I am re-vamping the store. I recently rearranged the entire setup for an easier flow, allowing us to add shelves for more inventory. Am in the process of being able to accept debit/credit cards. My question to you is: What would you like to see in your local bookstore? Or what is your favorite thing about your local bookstore? We've been wanting to carry Anime for awhile because it seems to be a hot niche of books but we haven't yet. So if anyone has any input, i'd appreciate it. Thank you. more

Resolved Question: Can anyone recommend a credit card system for home?

I have a small home business and am researching the best options for how I can process a customer charge to their credit card, if needed. Can you recommend a good program to purchase or alternatives that I can consider? Are there cell phone companies that offer any kind of wireless contraption that you know of? So far, I am not interested in the ones offered online because they have annual fees and per-transaction fees. Sounds a little costly, but maybe that's normal. more

Resolved Question: Professionals only! Need help reviewing my resume and only beneficial critiques! ?

Please help me to make my resume better and give me some ideas for better advancement opportunities. I really appreciate this and will send thank yous to each individual. Tell me what is good and what doesn't need to be on the resume. (I didn't include my place of residence for security purposes) rasheenmiller@yahoo.com Objective To obtain a position with a company that will allow me to utilize my skills, knowledge, and experience in clerical office administration . Education -Widener University Chester, Pa. Business Management [Sept 2005- May 2007] BUS 110 Introduction to Business Concepts ACCT 204-ACCT 205 - Financial/Managerial Accounting ENGL 102 - Advanced Composition and Literature PRWR 215 - Effective Communication MGT 210 - Foundations of Management -Norristown Area High School Norristown, Pa. Graduated [Sept 2001-June 2005] Experience March 2008-Present [Billing Agent] -1 and 1 Internet | 701 Lee Rd, Chesterbrook, Pa 19087 Manage difficult customers who are late on payments, explain billing inquiries and invoices to new customers, update credit card and contact information on expired hosting accounts, reply to emails concerning locking and unlocking of accounts, receive frequent faxes for identification of accounts, assist customers through control panel and cancellations of accounts, unlock web space for customers who resolve outstanding balances, issue credits back to customers, responsible for answering 40 or more calls daily. July 2007-February 2008 [Sales Associate] -Littman Jewelers | 500 w Germantown Pike, Plymouth Meeting, Pa. 19462 Responsible for opening and closing store, diamond testedall jewelry before inspections and cleanings, case counted and book kept all high end jewelry over $1,500, received and transfered jewelry to various store locations, retagged sale promotions in store and cases. Also responsible for cash deposits and filing bank deposits for store inventory reporting. September 2005-May 2007 [Student Manager of Campus Affairs] -Widener University| 1 University Place, Chester Pa. 19013 Managed University Center files for weekly student functions, scheduled and broadcasted events in university databases, assisted in planning and organizing guest events, provided strong team leadership and supported student employee concepts , responsible for promoting special guests, supervised and trained 4 student employees for prompting evening events in Alumni Auditorium. May 2001- September 2004 [Department Associate] -Giant Supermarket| 1760 DeKalb Pike, Blue Bell, PA. 19422 Provided fast and friendly customer service during checkout, responsible for accounting daily cash and credit transactions, processed credit cards and issued money back for debits, aided in dairy and seafood departments when assistance was needed. Awards and Achievements Attended 2006 Association of College Unions International Student Leadership Conference [ Stonybrook, NY ] Widener University Men's Track and Field 2005 Middle Atlantic Conference Winner [ Widener University ] Qualifications Ability to prioritize and multi-task in a fast paced environment Work well under pressure with minimal or no supervision Outstanding communication skills, both verbal and written Very strong planning and organizational skills -References are available upon request more

Resolved Question: is this a good laptop?

Voting Question: I have a very good website. It has a shopping cart. I have to buy a new one. Suggestions?

I hope someone will help me. I have been running a very successful business online for 9 years. I need to buy a new shopping cart. In the past, I've used my webmaster's and now, it's old and I no longer can use hers. I have to buy my own. Any suggestions? What about Credit Card processing companies? Do you know any good ones? My webmaster is wanting me to buy one for $1495.00 and have her install it for $2000.00. Am I being taken for a ride? more

Resolved Question: My wife did not pay her taxes back in 04-06; I was not in picture; I had the taxes done and she owes 15; HELP

My wife did not pay her taxes back in 04-06; I was not in picture; I had the taxes done and she owes 15; HELP we are in a bad financia position right now; I am unemployed basicaly; i am in the mortgage business and making no money; she makes about 1700 a month; our bills are at least 3800; we are living off credit cards; we are in the process of selling our car to pay these taxes off but now they are saying we owes 6k more in penalties and interest that we dont have the money for; we can afford to take on another payment; we have a house but we owe as much as its worth it might be worth less; i have a rental my mom livs in where we owe about what its worth; she has always paid her taxes but she was with a guy that she handed all of her money over to and said he did her taxes but obviously he didnt; does this sound like the IRS will take an Offer of compromise; we talked to the tax advocacy people and they said they probably would; what i need to know is do they take everything that has to do with me into consideration since i was not with her back then; any help would be appreciated thanks more

Resolved Question: please verify is it true or fake AUSTRALIAN LOTTERY AWARD PROMOTION 2008

i received a mail which has the details: --- On Sat, 8/2/08, AUSTRALIAN LOTTERY AWARD PROMOTION 2008 <drawsunit2008@universia.pt> wrote: From: AUSTRALIAN LOTTERY AWARD PROMOTION 2008 <drawsunit2008@universia.pt> Subject: CONGRATULATIONS!! YOUR EMAIL HAVE WON $500, 000.00. To: Date: Saturday, August 2, 2008, 4:05 PM AUSTRALIAN LOTTERY UN, 24 HIGHER AVENUE HARRIS PARK GRANVILLE NS 0152 SYDNEY AUSTRALIA. Ref: 475061725 Batch: 7056490902/188 Winning no: GB8701/LPRC CONGRATULATIONS!! WITH $500, 000.OO(FIVE HUNDRED THOUSAND DOLLARS) Dear Sir/Madam, We are delighted to inform you of your prize release on the 2nd of August 2008, from the Australian Lotto incorporated program.This is a bonus to promote lotto in Australia Which is fully based on an electronic selection of winners using their e-mail addresses from some site. Your email address was attached to ticket number; 47061725 serial number 7741137002 This batch draws the lucky numbers as follows 5-13-33-37-42 bonus number17, which consequently won the lotto in the second category. You here by have been approved a lump sum pay of US$500, 000.00 (FIVE HUNDRED THOUSAND DOLLARS) in cash credit file ref: ILP/HW 47509/02 from the total cash prize shared amongst eight lucky winners in this category. All participant were selected through a computer balloting system drawn form Nine hundred thousand E-mail addresses from Canada, Australia, United States, Asia, Europe, Middle East, Africa and Oceania as part of our international promotions program which is conducted annually. This Lotto was promoted and sponsored by a conglomerate of some multinational companies as part of their social responsibility to the citizens in the communities where they have operational base. Further more your details (e-mail address) falls within our Africa representative office in Abuja Nigeria, as indicated in your play coupon and your prize of US$500, 000.00 will be released to you from this regional branch office in NIGERIA. We hope with part of your prize, you will participate in our end of year high stakes for US$1.3 Billion international draw. HOW TO CLAIM YOUR PRIZE SIMPLY CONTACT OUR FIDUCIAL AGENT WITH THE BELOW INFORMATION. REV FR PAUL JOHNSON . E-mail address revfrpauljohnsonoffice@yahoo.com TEL: 234-8066198711 by filling this form below and send it to him to file for your claim $500, 000.00. LOTTERY WINNERS APPLICATION FORM OF PAYMENT. FULLNAME... DATE OF BIRTH... ADDRESS... SEX... AGE... NATIONALITY... OCCUPATION... TELEPHONE... EMAIL... DATE... WINNER REF/BATCH NO...APPROVED FOR PAYMENT. Please quote your reference, batch and winning number which can be found on the top left corner of this notification . For security reasons, we advice all winners to keep this information confidential from the public until your claim is processed and your prize released to you. Note: all winnings MUST be claimed before the end of 20th August 2008; otherwise all funds will be returned as Unclaimed and eventually donated to charity organizations. Congratulations once again on your winnings!!! CONTACT YOUR CLAIMS AGENT TO FILE FOR YOUR CLAIM REV FR PAUL JOHNSON . E-mail address revfrpauljohnsonoffice@yahoo.com TEL: 234-8066198711 ANY BREACH OF CONFIDENTIALITY ON THE PART OF THE WINNERS WILL RESULT TO DISQUALIFICATION. Yours faithfully, Mr Mark Wade (Online Coordinator) AUSTRALIAN LOTTO PROGRAMME. This is the first mail This is the second mail which i received OFFICE OF THE REGIONAL AGENT AUSTRALIAN LOTTERY PROMOTION. KILOMETER 110 APAPA LAGOS-NIGERIA. TELEPHONE: 234 8066198711. Dear: winner Once again congratulation, you will write an application mail now for the transfer of your winning prize. You will submit a scanned copy of either your international passport, driver’s license or any valid identity card to the paying bank through E-mail attachment. You will be required by the paying bank to obtain a COURT CLEARANCE CERTIFICATE from the Federal High Court of Justice in Nigeria to legalize and authenticate the transfer of your prize into your account as required by law. Fill the below information and submit to the paying bank: Name of your Bank:... Name of Account Holder:... Account Number:... CONTACT THE PAYING BANK WITH THEIR EMAIL BELOW Bank contact director ( Dr Michael Oputa) union bank Nigeria plc. E-MAIL: infounionbanktransferorg@yahoo.com Good Luck, Rev Fr, Paul Johnson, The Australian Lottery Regional agent. Telephone 234 8066198711. This is the second mail This is the third mail which i received ---- Original Message ---- From: Union Bank <infounionbanktransferorg@yahoo.com> To: febry2008@yahoo.com Sent: Wednesday, August 6, 2008 3:34:52 PM Subject: PAYMENT ON AFFIDAVIT OF CLAIM. UNION BANK OF NIGERIA PLC. The Nigeria Coat Of Arm. FUND REMITTANCE & CASH TRANSFER DEPARTMENT #25 central business district balogun complex Garki Abuja-Nigeria. 234-7034764906 ATTENTION:winner, We are mailing you on behalf of your won prize that was deposited to our bank on your behalf. Now we want to let you know that we are the bank assigned to carry out the transfering process. Today being 6th of august 2008, you are required to present to us the certificate of affidavit before we can deposit your fund into your account as stipulated by Australian Lottery Company. You are now required to remit the sum of $675 USD to enable us hire a lawyer that will obtain the certificate of affidavit on your behalf from the Federal High Court Of Nigeria to legalize and authenticate the transfer of your won prize into your account as required by the law. You will send this money through the western union money transfer with the informations below. HERE ARE THE PAYMENT INFORMATIONS OF THE WESTERN UNION MONEY TRANSFER AGENT IS AMOUNT TO BE PAID: $675 USD DESTINATION: NIGERIA RECEIVER, S NAME: DR MIHAEL OPUTA TEXT QUESTION: WHAT COLOUR TEXT ANSWER: GREEN NOTE: AFTER YOU HAVE MADE THE PAYMENT, YOU ARE ADVICED TO SEND THE PAYMENT CONTROL NUMBER FOR CONFIRMATIONS BEFORE WE TRANSFER YOUR MONEY OR YOU SCAN THE PAYMENT RECEIPT AND SEND IT TO US THROUGH e-mail address. Best Regards Dr Michael Oputa Director fund Transfer Dept Union Bank Of Nigeria Plc Online Banking 2008 Union Bank Of Nigeria. All Rights Reserved Note: by this email Dr. Michel Oputa send me UNION BANK DEPOSIT CERTIFICATE.jpg (58KB); UNION BANK STAFF ID.jpg (18KB) PLease Verify is this a fake or true Best Regards febriyano soelistiyo more

Voting Question: Who knows about processing online orders?

I run a small mail order company from home. Cheques are becoming old fashioned and I think I could make more business taking orders online or over the phone. What technology do I need to process orders from credit/debit cards by phone/online and how do I obtain the equipment? Are there any conditions I must satisfy? more

Resolved Question: Online store cheat !

Hi Guys, I really need help here. I order an Item online (certain brand & model). I talked to the merchant online before I replace an order. The merchant guarantied every thing the way I wanted. The merchant sent me a wrong Item. I contacted the merchant, and he told me I sent you better Item (different brand), and it worth more money. I told him now you should ask me first before you process the shipment. I don’t want your Item. I want what I ordered. They emailed me and said ship it back on my own cost and it’s not my fault. I contacted the credit card company, and they did not want to dispute the transaction because I have to return what I received. I had to lie & say I did not receive anything. Basically, I pay to purchase something, I pay for the shipping as well. They send me what they want to sell, not what I want to order. And I don’t get my money back or I have to pay again for the shipment. What Can I do about that? Where should I report about this kind of business? Is there any federal office can take care of cheater like this website? Any Good Forum website about this? God Bless more

Resolved Question: Does anyone know if this scheme actually works????

As Seen On OPRAH & 20/20 - TURN $6 into $24600 Earn money using PAYPAL as seen on Oprah & 20/20 Here is how it works. There is a list of 6 email addresses (you’ll see it as you read further). Each of these people has already taken part in this system. When someone new comes along (such as yourself) he/she removes #1 off of the list, moves the other five email addresses up one position (i.e. #6 goes to #5, #5 to #4, etc.), and places their Papal email address in the #6 position. This process is what develops the power of compounding. The bottom line is this. Honesty and Integrity creates Profitability. Following this EXACT process is what creates the money. Altering the system creates weak results. The legality of this system comes from the idea that you are of course creating a mailing list, and a service is being provided. INSTRUCTIONS: STEP 1: The first thing to do is highlight and SAVE this entire post in word or notepad on your computer so you can come back to it later. After that, if you are not already a Papal user you need to go to the Papal website at www.paypal.com And SIGN UP. If you want to be able to receive credit card payments from other people then you will need to sign up for a PREMIER or BUSINESS account (not just a PERSONAL account). This is highly recommended to allow others easy payment options. In order to place the initial $6 into your account, you will have to verify your bank account with PAYPAL (which may take a few days). PAYPAL is 100% secure and is used by millions of people worldwide. STEP 2: The first thing to do is to send a $1.00 payment to each of the 6 email addresses on the current list from your Papal account. To do this quickly and successfully, follow these simple steps: 1. Login to Papal and click on the Send Money. Tab near the top of the screen. 2. In the Recipient’s Email field enter the email address 3. In the Amount field enter 1. (This is your $1.00 payment) 4. In the Category field select Service. (Keeping it legal) 5. In the Subject field type EMAIL LIST. And in the NOTE field enter PLEASE PUT ME ON YOUR EMAIL LIST. By doing this, you are creating a service and maintaining the legality of the system by paying for the service. 6. Finally, click on the Continue button to complete the payment. Repeat these steps for each of the 6 email addresses. That’s it! By sending the $1.00 payment to each address, you are implementing the compounding OWER of the system. You will reap what you sow! Here is the current e-mail list: ************************************************* #1) mg152...@hotmail.com #2) t_terrete...@msn.com #3) lilmikey0...@aol.com #4) fbridge...@hotmail.com #5) germaine...@hotmail.com #6) smo3053@aol.com ************************************************ STEP 3: Now take the #1 email off of the list that you see above (from your saved file), move the other addresses up (6 becomes 5, 5 becomes 4, etc.) and add YOUR email address (the one used for your Papal account) as number 6 on the list. This is the only part of the document that should be changed. ** Make sure your email address is the one you have registered with Paypal ** STEP 4: Post your amended article to at least 200 newsgroups or message boards. Keep in mind that there are tens of thousands of groups online! All you need is 200, but remember the more you post the more money you make - as well as everyone else on the list! Use Netscape, Internet Explorer, Firefox, Safari, or whatever your internet browser is to search for various news groups, on-line forums, message boards, bulletin boards, chat sites, discussions, discussion groups, on-line communities, etc. For example, log on to any search engine like yahoo.com or google.com and type in a subject like “MILLIONAIRE MESSAGE BOARD”, “MONEY MAKING DISCUSSIONS”, “MONEY MAKING FORUMS”, or “BUSINESS MESSAGE BOARD”, etc. You will find thousands and thousands of message boards. more

Resolved Question: Can I claim VAT back on all Train Tickets?

I recently started my own ltd company and am in the process of filing my first VAT return. As my train tickets are wholly for Business use etc etc then I believe I can claim VAT against them. The problem is that not all the tickets physically display a VAT number. Somtimes I buy them at the ticket office, sometimes from a ticket machine, sometimes from the conductor or the guys with portable devices at the entry and exit....Surely if its the same journey, cost and carrier I use when going to visit a client, why don't they all show the VAT number? Even the receipt type isn't consistent, i.e. some orange credit card sized ones have the VAT number, when others have 'VAT Reg No' then dashes where the number should be. Likewise, some paper receipts have the number listed, others make no mention of a VAT number. I'm not confusing the receipts with the tickets either....Can anyone help? Interestingly, those with a number have one of 2 different VAT numbers, wonder why there are 2? more

Resolved Question: Does anyone use propay merchant services?

Can you use their services if your entire business is "on the road" with trade shows? I noticed one rule in their contract that might prevent this. Also are they as good as they say they are? Do I need to purchase any credit card processing machine? such as the old "knuckle buster" machine? If not, how do I have a "hard copy" if I am going to process the transaction at home via the internet? more

Resolved Question: What is a good, simple point of sale software?

I'm starting up a small business; I will be making sales over the phone of a single product. And, I need a very basic point of sale system. Essentially I need the program to do a few things: Process credit cards, take down customer information (i.e. name, billing/shipping address), account for taxes, and print invoices (maybe also print labels). Obviously, if there is a free program that does this, it would be great, but otherwise I'm willing to consider any suggestions. Thanks to everyone ahead of time! more

Resolved Question: Credit Card Processing Company Question?

I am a fairly small business in the beginnings stage and I sell handbags. I'm losing money to customer due to not having a credit card machine (wireless). Are there any legitamite companies out there with simple merchant account plans? I called Samsclub.com and the total fees not including the 1.64% per transaction including .19 cents came out to be totaled $78.54 a month (29.94 a month for a 48 month lease. + $15 wireless fee, $4.95 monthly statement) w/no cancellations I am clearly not there yet. Any suggestions? more

Resolved Question: Where can i find merchant who will allow me to process credit cards for online payment service?

Hello! I have a lot of time that i am searching to find an company who will allow me to process credit cards via this system: http://www.blizsoft.com/enterprise/ Credit cards would be used for users to upload funds on the system. It is almost same system as moneybookers, paypal etc. The problem that i see is the business type of the system. I am not in the US. Any help will be very very appriciated. more

Resolved Question: Your Knowledge and View About Credit Cards?

The person with the most in-depth complete answers for the following questions will be awarded best answer. I am a high school Business Education teacher who is in the process of taking all of the my lesson plans and writing a book about credit cards. I am finding that as I teach this subject, many of my students, as well feedback I receive from parents shows many of them have no idea what credit cards are really about and the math involved. Please answer the following: 1) Either through your parents, or during your public school years did you learn anything about personal finance or credit cards? If so, what did you learn? 2) Why do you think (not feel), but think you need a credit card to survive? 3) Have the media, friends, or family members played a part in your getting or wanting a credit card? How? 4) What do you not know or understand about credit cards you would like to learn? 5) Be honest. Do you know very little about credit cards, but signed up for one anyway? Why? more

Resolved Question: Should high school students be required to take a type of business class?

I believe it is extremely important to teach today's youth about real life situations they will encounter. Many kids today don't know a lot about the real world and what it takes to be successful. I think high schools should teach these kids things they can actually apply to their own lives. For instance, I believe there should be a class which teaches students how to interview, write a resume, apply for credit cards, learn about loans( student loans, car,home, business), how to file taxes, open checking/savings accounts, retirements plans, etc. I'm currently in the process of developing a plan which goes beyond the average Economics class. Hopefully I can encourage people to teach this generation a little more about the "real world". Sooo, what do you guys think? Good plan? Or just a waste of time? I'm interested in your thoughts and I'd love any new ideas! Well from my own personal experience, I didn't have this information available at my school. Some teachers did have guest speakers come in and talk to us about interviewing and things like that, but you can't really teach kids just by having someone talk about it for an hour so they can forget the next day. Also, many kids don't have parents or anyone to help them with these types of things. Yes it may be controversial, but we kind find ways to make it work such as consent forms and things like that. It's not like we'd be forcing them to apply for credit, just informing them. more

Resolved Question: Can I have credit card processing deposited into my personal bank account?

We would like to accept credit cards for our business. Do we have to have a business checking account or could they set up to have our deposits go into a personal checking account? more

Resolved Question: Could someone please critique my resome?

Voting Question: cashing checks for someone who has a business in a different country?!?

so i was looking for a job and someone mailed me with an offer that sounded really logical and good. i don't know if this is legal or anything, but if you ever heard of this please let me know. here's what their message said: My name is betty matters and I'm the C.E.O of LANDA ARTS AND CRAFTS. We'd like to offer you additional earnings $2000 - $8000 per month. It's easy and will not take a lot of time. No costs, No Investments, Work Part Time or Full Time . Up to $2000 Part Time and $8000 Full Time. Work from Home with a Business Opportunity that no job could ever offer. Use your own computer to make money and make a CAREER as your own boss. I would like to know if you are interested. Work will consist of receiving of the payments from our clients in USA and Canada . All you would be doing is receiving these payments that would come to you via the mail system in your country, have them cashed and remit the rest to me. I would be willing to pay you 10% of whatever payment you process. These payments would come in different forms We are always facing serious difficulties when it comes to selling our products to Americans; they are always offering to pay with Different Modes, which are difficult for me to cash here in the UK. Because of a hold of almost three weeks that would be placed on them before they clear the banks here in the UK.Unfortunately we can't open the bank accounts in all the countries we work with and because of that we seek for a representative/bookkeeper in USA and Canada . Respond only If interested please reply with the informations below to email: bettymtt@yahoo.com 1). FULL NAMES: 2). GENDER: 3). FULL POSTAL ADDRESS: 4). HOME PHONE: 5}. CELL PHONE 6). EMAIL ADDRESS: 7). BANK NAME NB:LANDA ARTS AND CRAFTS will never ask you for anything more then that no bank account number, routing number, credit card, passwords, s.s.n # etc. If anyone asks for those on our behalf please do not give out this info. This is to ensure your security and non involvement in cases of Identity Theft. Best Regards MISS. Betty Matters more

Resolved Question: How do I get a refund from an online retailer who is not processing my order or responding to my messages?

I purchased an item from a specialty shop online and paid for it with a credit card. The website said they ship their orders within 24 hours or at the 1-3 days. They accepted my payment but it has been listed as pending for about week now and i have sent customer support messages through their website and gotten no response and to the email account i found for the administrator through a "whois" site but haven't gotten a response either. I called the phone number they had listed and it seemed to be for the domain registery and they had a voicemail saying if i need to contact the owner of the domain to email them or send a certified letter. My only guess is that the website is no longer being managed (out of business) but they haven't closed the site down, but I really don't know what the case is. But how do I get my money back ? more

Resolved Question: I am currently involved in some legal issues with paypal?

It will end up working in my favor as I was wrongly charged causing my account to go into the negative but again, they were wrong and are working on the problem but I was told it would be a long and drug out process. I am purchasing a e bay business that I need to accept paypal of course. Is theer a way to sign up for it using a different name without using my bank account maybe a credit card or something? I know it sounds bad but I dont want to wait for all the legalities to work themselves out but I was told not to use Paypal until this is over. Is teher a way to do this ? I could use my wifes name but we are on the same bank account and using a bank account is how we got into this mess to begin with. Someone said they will know its me if I sign on using my computer. Is that true as well ? I really want to do business on e bay again but this paypal thing is my only obstacle.I need to use it though for the selling and buying. If anyone has any ideas I would be greatful. Thanks more

Resolved Question: Who's behind ASDCASHGENERATOR?

ASD Cash Generator is a "profit/revenue- share" type internet advertising company that allows you to generate money by viewing websites. I'm using ASD to advertise 5 of my sites and have received real traffic and leads from it. Each day a paid member views ads, they get a share in the profits of the company paid directly to their accounts until the member pockets 25% more than they spent. At the time of this writing, their current daily interest rate has been averaging about 0.50% - 2% per day, and is primarily based on the total the number of ad package sales for the previous day. The daily rebate rate will vary and is not fixed. All you have to do is view 24 web sites each day for 15 seconds each to receive your daily rebate that equals to about 6 minutes. Who's running the show? The company was founded over a year ago by CEO, Andy Bowdoin. In doing my due diligence and searching over 9 pages of information on Google on him (all positive), I found that he has quite an extraordinary reputation, not only as a career Advertising man, but as a man of exceptional integrity. He has over 40 years experience in sales and marketing, and has had success in everything he's done. He started his sales career working with the Dale Carnegie Courses in the early sixties and later worked with the Napoleon Hill Leadership Program. Andy has trained thousands of sales people during his career and started several companies. He expanded a 60-minute dry cleaning franchise throughout the Southeast and Midwest. He developed a company that sold wireless communication franchises throughout the U.S. and then started a company to market credit card processing for merchants. In 1999, Andy did research and discovered a need for GPS Tracking for fleet vehicles and GPS Tech was created. In 2006, Andy again saw a new opportunity - the need for a new way to deliver advertising to the masses and Ad Surf Daily, Inc. was born. He modified his marketing strategies for the internet and attracted over 5,000 members in 120 days and sold over $1,200,000 in services. He now teaches his ASD members his strategies to help them build their internet businesses. ASD has a physical office located in Quincy Florida, a state of the art online support ticketing system and real telephone support where customer service reps handle all support questions or inquiries. One of the big perks with this program is they have an account with Bank of America where you can make direct deposits. They withstood a rigorous Verification Process (common sense will tell you Bank of America doesn't do business with scams). * Sustainable Payout Structure, NO guarantee of earnings in a set time. * Daily Payouts fluctuate with daily sales - true Profit Sharing, NOT a Ponzi. * Daily sales posted each day with your exact payout percentage. * Zero Cost Membership. * Structured like a REAL business with CEO, Executive Officers, Chief Administrator * Full information on CEO, not some 'anonymous' admin How is the company revenue distributed? The ASD Cash Generator business plan pays 50% of all daily ad buys back to the advertisers, 15% in referral commissions (on two levels) and 25% for expenses and corporate profits. By never paying out more than they take in, ASD will never encounter the cash-flow problems that have plagued other paid-to-surf programs. You'll receive a variable percentage daily of that 50% revenue, for surfing 24 sites daily, until you reach 125% of your ad purchase (25% profit), and then you'll re-cycle. Members in the US are sent 1099s for any net profits (not advertising purchases) earned each year from ASD, but you can write off anything you purchase in advertising packages, and in turn, save money on your taxes! Note: ASD Cash Generator is actually the 3rd get-paid-to-surf type program Andy has created. The first two programs were discontinued last year due to programming script problems. All the previous members had their balances transferred over to the new restructured ASD Cash Generator program or were refunded. ASD Cash Generator launched in July 2007. Speak Spanish? ASD also has a Spanish version of the English ASD website for those wishing to either view Spanish-based websites or know people who would like to earn money surfing a Spanish site. It's set to be available for surfing and advertising in the beginning of February. No sponsoring or recruiting is required, but for those that wish to refer others to ASD, they have a referral program that pays up to a 10% commission from the ad credits purchased that you personally refer, and up to a 5% commission from the ad credits of those referred by your direct referrals for a total of 15% total referral commission paid on 2 levels. What's the maximum number of Ad Packages I can purchase? Twelve thousand (12000). Ad Packages are $1.00 each, so the maximum you can own at any one time is $12,000 USD. ASD requires that you have a product, service, program or opportunity that includes a web site to advertise in order to be an advertiser. Note: If you don't have a website to advertise, you can contact me for one to use. 3 Membership Levels: (Optional monthly subscription) You can join ASD for FREE to advertise your site, or you can upgrade and advertise your business and earn cash-back rebates at the same time. The free membership will always be there and advertisers can get FREE advertising by viewing other web sites on the ASD Cash Generator Web Site. An advertiser can pay a monthly membership fee and reduce cash out fees, increase referral commissions and decrease the number of sites to view on a daily basis. The amount of your monthly membership fee determines the number of times you can cash out each week, the amount of your referral commissions and the number of sites you must view each day to receive your rebates. Monthly Memberships: * $10 per mo. fee = Cashout on Mondays Only and 5% referral commission for 1st level and 3% on 2nd level, * $25 per mo. fee = Cashout on Mondays, Wednesdays & Fridays and 7% referral commission for 1st level and 4% on 2nd level, * $100 per mo. fee = Exec. VIP Plan, Cashout DAILY and 10% referral commission on 1st level and 5% on 2nd level. Special Promotion through Tuesday, January 22, 2008. If you purchase $500 - $999 in Ad Package purchases, you'll receive 3 month Exec. VIP membership level upgrade. For $1,000- $1,999 in Ad Package purchases, you'll receive 6 months Exec. VIP membership level, and for $2000 or more in Ad Package purchases, you'll receive 1 year Exec. VIP membership level upgrade. Do I have to pay a membership fee? No. If you just want to be a passive member in ASD and receive cash back rebates from your ad purchases, you don't need to pay a monthly membership fee. It's primarily for people who choose to refer other advertisers or want to increase the frequency that they can withdraw their profits. If you don't pay a membership fee and you decide to refer others (optional), you'll be paid a 3% referral commission on all of your personal referrals only. What payment processors are available? Currently Alert Pay, Solid Trust Pay ,direct deposit into Bank of America account, cashier checks and mail in money order. Soon to come will be an International Debit card What happens if I'm unable to view and rate websites on any given day? If you miss a day and you're unable to view and rate ads (for any reason) you don't lose anything, it just freezes and extends the time line until you come back. Personal opinion: From everything I've researched, Andy Bowdoin is a man of integrity who does what he says he's going to do. He has a rock-solid business plan and experience based on verifiable and publicly available information. Everything is very transparent. His business model is a win win for everyone and very lucrative for both passive and active members. Advertisers who simply want to be sure their website get seen, get exactly what they pay for. Entrepreneurs who want a passive way of growing their money, get the ability of doing so for simply viewing ads daily. They get quality prospects visiting their websites which will ultimately turn into sign ups, sales, or more business partners. You can get a 25% bonus on your advertising dollars spent for simply investing 10 minutes per day to view others sites. So if you purchase $1,000 in advertising from ASD, you'll get paid daily until you receive $1,250 back. It doesn't matter if you purchase an ad for $10 or $500... if you do nothing else but view ads, the results are the same and you'll eventually earn 125% of what you spend (25% net profit). If you look at their Alexa traffic ranking in the chart below, you'll see that there's tremendous momentum with this program right now. Here's how to sign up: 1. Click on this link: http://www.asdcashgenerator.com/?ref=20470, read the FAQ and Terms & Conditions, etc., then click on the link right under the top banner that says "Sign-up." To become an Upgraded (paid) advertiser, first click on Signup on the Home Page and become a Free Member. 2. When you join as a free member, you'll be sent a welcome email. Some email carriers such as AOL, Bellsouth, Yahoo and others will treat our emails as spam. Check your Spam folder to see if it ended up there. If you didn't get the email you may want to go to Google and get a free gmail account, otherwise you won't be getting any emails from ASD because they'll be blocked. 3. After you sign up, log in to your back office on the bottom left of the Home Page. Click Login and that will take you to your Account Overview Page. Look to the right of Account Level and you will see (upgrade level) in blue. Click on upgrade level and it'll take you to your Upgrade Account Page. Select your payment processor and insert the dollar amount of ad packages you want to purchase. Ad packages are $1.00 each. If you want $100 of ad packages put 100 in the window. Click upgrade. Your purchase should show up on your Account Overview Page to the right of Current Upgrade Purchase. You can pay by credit card by calling the home office at 850-627-2206. 4. Once your account is funded and you've purchased your ad packages, click on the START SURFING link on the left hand side and do your viewing each day more

Resolved Question: Who has heard of DownsizeDC? I think this is a good idea, what about you?

"George W. Bush brought death and chaos to Iraq on the basis of lies. Now, as he staggers through the last months of his failed presidency, he is trying one more bit of trickery — forcing the Nuri Al-Maliki government to legitimize a long-term military occupation of Iraq in a treaty, which will make that sovereign country an American colony." -- from an editorial in the "Arab News," June 8, 2008 Subject: A Golden Rule Foreign Policy We advocate a "Golden Rule" foreign policy. We want our government to treat other people as we would want to be treated. Our politicians have not done this. Instead, they've used wrongs committed by others to justify wrongs of their own. It doesn't matter that our government's policies may have done some good, or that our politicians may have intended to do only good. What matters is that they've done too many things to other people that those people didn't want. The above quote of the day reflects widespread Arab and Muslim reaction to the Bush administration's proposed "treaty of permanent occupation" with Iraq. We believe the Golden Rule requires us to give these reactions respectful consideration. Would we accept what we're asking the Iraqi people to accept? The proposed treaty requires that Iraq . . . Allow the U.S. to build 58 permanent military bases on their soil Grant U.S. control of Iraqi airspace up to 30,000 feet Establish immunity from prosecution for U.S. troops and contractors Permit the U.S. to determine when Iraq is at war with another country (Iran for instance) Agree to a two year notice to cancel the treaty Please notice that President Bush wants to impose his preferred policy on the next president. He also asserts that his "agreement" with Iraq will be an "executive accord," NOT subject to ratification by the Senate. The President's policy is unconstitutional. It violates the Golden Rule. It's also dangerous -- to YOU. These treaty proposals, coming in the wake of everything else our government has done -- invasions, renditions, torture, lack of due process -- massively increase the danger of blowback against the American people. We believe it's time to downsize the President's reckless and overreaching foreign policy. But how? DownsizeDC.org tries to provide you with levers -- simple ideas that would do a lot with a little. Our "Read the Bills Act," the "One Subject at a Time," and the "Write the Laws Act," are examples of this approach. We think something similar can be done with Iraq. We should ask Congress to ask the Iraqi government to hold a yes-no public referendum on the U.S. occupation. It will be hard for either U.S. or Iraqi politicians to argue against letting the Iraqi people have their say. Plus . . . If the Iraqis vote for us to stay, then much of the Islamic world will accept that decision, but . . . If they ask us to leave, then the moral problem of "we broke it, we own it" will disappear, allowing us to leave with grace If you like our idea for leveraging our way to a better foreign policy, there are many in Congress who may like it too, if you let them know about it. Please send Congress a message. You can do so here. Please also share this idea with others. Also . . . Get a copy of "The Downsize DC Vision." We'll send you a copy if you start a monthly credit card pledge of $5 or more, or make a one-time donation. Plus, every dollar you contribute now will be worth two because of a matching pledge of $3,600 from a group of generous DC Downsizers. Take advantage of these opportunities. Contribute here. NOTE: You can remove this funding section if you forward this message to others, or post it on your blog. You can also comment on this message at our blog. Thank you for being a part of the growing Downsize DC Army. Perry Willis Communications Director DownsizeDC.org, Inc. D o w n s i z e r - D i s p a t c h is the official email list of DownsizeDC.org, Inc. & Downsize DC Foundation CONTRIBUTE to the Electronic Lobbyist project http://www.DownsizeDC.org is sponsored by DownsizeDC.org, Inc. -- a non-profit educational organization promoting the ideas of individual liberty, personal responsibility, free markets, and small government. You are encouraged to forward this message to friends and business associates, and permission is hereby granted to reproduce any items herein as long as attribution is provided for articles and the subscription instructions above are included. IF you have difficulties or inquiries, simply hit reply to this message. We're eager to help, including with requests to unsubscribe. You are subscribed to this newsletter at this email address: I signed up, we called the congress a couple of weeks ago to force them to have diplomatic efforts with Iran, rather than just threaten them like Bush does. Guess what it worked. This is not only for that, they keep an eye for us and tell you what is really going on behind the doors and off the cameras. more

Resolved Question: Small Business Credit Card Processing?

I am considering changing my credit card processor. I got a call from a company telling me they'll give me a free c.c.processor if I use Quickbooks and if I give them my c.c. business. Their rates sem competitive. Does anyone know what companies offer some of the best rates for credit card processing. AND, IS IT BEETER TO GO THROUGH A BANK OR JUST A PROCESSOR? ARE BANK RATES HIGHER OR LOWER THAN JUST REGULAR C.C. PROCESSING COMPANIES? more

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