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Business pessimism continues to grow

A new survey shows that pessimism about the general business situation in New Zealand continues to grow.

Auckland Chamber of Commerce says 64% of the thousand small to medium sized businesses surveyed think the business situation will deteriorate over the next six months.

That is nearly twice as many than in December and three times more than a year ago.

The survey also found businesses expect significantly less demand from customers here, and that interest rates will rise over the next year.

However, Auckland Chamber of Commerce Chief Executive Michael Barnett says rather than sitting back and saying these are tough times, there are things businesses can do to help themselves.

Barnett says businesses need to invest in people and good marketing. more

Oroville Business Showcase slated all day on April 9

A business trade show is coming to Oroville, thanks to the Oroville Area Chamber of Commerce, in conjunction with the Feather River Recreation and Park District and city of Oroville.

Scheduled for April 9 at the Municipal Auditorium, Oroville Business Showcase 2008 is an all-day event designed to promote the Oroville area, spotlight local businesses and provide networking opportunities to both exhibitors and guests.

More than 40 exhibitors are expected in the showcase along with hundreds of visitors. Admission is free to the public.

The showcase will begin with a Wake Up Oroville mixer at 9:30 a.m. The doors open to the general public at 10 a.m. The exhibitor portion of the event ends at 4 p.m., but everyone is invited to stay for a no-host cocktail mixer from 4-5 p.m.

Exhibitor booths are available for $100 for Chamber members and $200 for non-members. more

L-1 Identity Solutions to Acquire ID Systems Business from Digimarc . (3º)

Corporation for Approximately $250 Million in Stock and Cash 24/03/2008 12:30:00 Business Wire US1255811085 Unlevered Free Cash Flow represents cash flow from operating activities, plus cash interest expense and cash income taxes, less interest income, and capital expenditures.
L-1 believes unlevered free cash flow is a useful measure for assessing the company s liquidity, meeting its debt service requirements and making acquisitions.
Unlevered free cash flow is not necessarily comparable to similar measures used by other entities and is not a substitute for GAAP measures of liquidity such as cash flows from operating activities.
Forward Looking Statements This news release contains forward-looking statements that involve risks and uncertainties.
Forward-looking statements in this press release and those made from time to time by L-1 Identity Solutions through its senior management are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. more

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SUGAR LAND, TX -- (Marketwire) -- 10/21/08 -- Industrial Info Resources (Sugar Land, Texas) will host special guest Texas Credit Card.info (Houston, Texas) as part of this week's "Industry Today" webcast. Texas Credit Card.info is a leading provider ...

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A Comprehensive Provider of Business and Personal Credit Cards by ... - Consumer Electronics Net

By John Tozzi It was the 31% interest rate that forced James and Heather Hills to rethink their approach to startup capital. The couple had tried to get a bank loan to launch their Elgin (Ill.) company, MHN Internet Marketing & Public Relations, in ...

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The Plastic Trap - BusinessWeek

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Davenport analyst says, "We are downgrading Advanta to Neutral because of the increased turmoil in the credit markets and greater concerns about the depth and length of the current economic downturn. We have errantly maintained a Buy rating on ADVNB ...

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Davenport Downgrades Advanta (ADVNB) to Neutral - StreetInsider.com

Eddie Solomon's body boards are drawing interest from major sporting retailers, but getting the financing to make them in larger quantities is a challenge. (CNNMoney.com) -- Unable to get bank loans and credit lines, small business owners are turning ...

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Cash crunch: small businesses get creative - CNN Money

Last week, while Congress was busy saving Wall Street, I spoke with Dennis Alter, the chairman/CEO of Advanta, which is one of the nation's premier credit card and online banks focused on micro- and small business. The following interview focused on ...

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'Alter'nate Perspective: Financial View From A Small Business Lender - The Bulletin

NEW YORK (Fortune) -- When John Dykstra got his September credit card bill from Advanta, a small-business card issuer, he was shocked: Dykstra says he has a good credit score and has never missed a payment, but his interest rate had jumped from 7.99 ...

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Card companies jacking up rates - CNN Money

As transportation costs continue to skyrocket, so too does the cost of shipping your business inventory and ordering supplies. According to a recent report by CIBC World Markets in Toronto, since 2000, rising fuel prices have tripled the amount it ...

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Cost Cutters: Reduce Shipping Costs - Wall Street Journal

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Questions others have asked about Advanta Business Cards

Resolved Question: Is Advanta Bank (Business Card) a RIP-OFF or are they in financial trouble? Will they be the next to fold?

Been with Advanta Business Card (aka Advanta Bank) of Salt Lake City, UT for several years. My credit score is hovering around 800. I pay all my bills on time. I ALWAYS pay at least 8 to 10 times the minimum due (usually its around $300, and I send them at least $2,500 to $3,000 each month.) Suddenly, without any reason they can support, my credit rate went from 7.99% to 25.08%!!! This is outrageous! They can't tell me why, just that it did. I've talked to Maxine#MW2, Jim #RT1, Martin #7364, Jessica #JFR, Cindy #CC1, and Lana #SBS; they all tell me my credit is excellent, but can't tell me why the rate went up. Are they going the way of WaMu?  more

Resolved Question: Doesn't the federal govt require banks to inform their client if their credit card interest rate is going up?

I have a business credit card from Advanta and my interest rate used to be at 16%. I received my latest bill and I just discovered that they rack up my interest rate to almost 36%!!!!! I don't remember receiving any kind of letter from them saying that my interest rate has gone up and to that much! Can I sue?  more

Resolved Question: Has anyone heard if there is a class action lawsuit against Advanta concerning raising interest rates?

Everyone needs to be very wary of doing business with Advanta. This month my interest rate was increased from 11.99% to 25.39%. When I questioned why this was since I was an excellent customer and have excellent credit, I received the following reply. It seems now it doesn't matter how good you are at paying your bills, you are punished for what the rest of the country does. I am paying off this credit card immediately and cancelling my account. Buyer beware!!!! Thank you for contacting us about the terms of your Advanta account. Your Advanta rates are based on a variety of factors including information about your Advanta account, such as credit line utilization and payment history and information we obtain from credit bureaus about your personal and business credit. The information we obtain from the credit bureaus can include your activity on any other accounts you may have including mortgages and other credit cards. In addition to factors such your account history with us and your credit scores, our evaluation also considers the economy. Given the current difficult economic environment, we expect accounts with similar behavior and credit profiles to your account to now have a greater likelihood of defaulting than before and your new pricing reflects that higher risk. We appreciate the opportunity to serve you and your business needs. If you have any other questions or concerns, please feel free to contact our Customer Service Center. You can visit us online 24 hours a day at www.advanta.com or call us toll free at (800) 705-7255, Monday - Friday 8:00 am to 8:00 pm and Saturday 8:00 am to 5:00 pm Eastern Time. Charles Regazzi Account Manager Advanta  more

Resolved Question: My Business Credit Card's interest rate jumped to 35.5%. Is that LEGAL??

I had a great interest rate on my Advanta Business card that I had for my spouses company. But after we bought our first house, the mortgage loan left our debt to income ratio off, so that our credit scores dropped drastically. Advanta then decreased our spending limit and upped the interest rate to 35.49%!! Thankfully we opted out, but although I know credit card companies can lower limits and increase rates because of credit scores is 35.49% legal?? That seems excessive to me.  more

Resolved Question: Has anyone had problems with Advanta for a small business credit card?

 more

Resolved Question: Business credit cards?

I just started a lil rockabilly clothing line..so im in business for myself :) whoo..ok anyways..im getting these offers for a Business credit card. And i sure do need one to separte business costs from personal use. A few offers i got are from Advanta BusinessCard,Citi Professional Card,& Chase. There was also First Equity... Does anyone know which is the best out of these cards? I was thinking chase since i heard they are good..but just looking for opinions of people who know..thanks.  more

Resolved Question: What is the best all-round small business credit card: Advanta, AMEX Simply Cash or Bank of America?

Trying to narrow down my choices and select one of these 3 only!! Please explain your answer.  more

Resolved Question: Looking to do a balance transfer to Advanta Platinum with Rewards. Anything I should knwo about before I do?

Capital One hiked my rate up. Read a review about Advanta. Basically says, At the moment, the credit card with the longest 0% introductory apr is the Advanta Platinum with Rewards. It comes with a 0% APR for balance transfers for 16 months. Even after the introductory period is over, the apr is very low at 7.99%. This is actually a small business credit card. Now, you may be asking why are we recommending a business credit card. Well, the reason is that you do not need a business to apply for a small business credit card. You can apply as a "sole proprietor". At the moment, there is no personal card with a 0% balance transfer offer longer than 12 months. Is this going to be a good deal? Link: https://www.advanta.com/ADV/Apply/SA-Page1.page?sourcecode=W30Q&orgcode=SEM1490&appversion=SPSHORTAPPBSR_INT  more

Resolved Question: What is the best credit card for a small business?

The Advanta Credit Card seems to be given the highest rating for this purpose but I read a few user reviews who claimed that there were a number of issues with this card. If you have any experience with this card, or any recommendations for any others, please share!  more

Resolved Question: I am looking to get a business credit card or line of credit WITHOUT a personal guarantee. Any advice?

I currently have four business accounts (Dell, Staples, Office Depot and Exxon). I would like to get a business line of credit or credit card without a personal guarantee, so I can eventually have a business profile under my company name. All of my credit cards are in good standing. But I don't want to have my personal debt tied in with the business debt. I keep getting offers from Advanta but they ask for the Social Security Number for the business owner. Where can I go to get business credit solely based on the company's Tax ID Number? All of the other credit card accounts were obtained this way. Do you have any suggestions?  more

Resolved Question: Which credit card company should I trust?

I want to transfer a 10K balance and pay as little interest as I can. I will be paying just the minimum amount each month for as long as possible. Has anyone had experience with either of these two offers or companies. Option 1 : Discover card 0% for life (really it's just for 8months, but can be extended by making 2 purchases each month after that - they don't require a minimum purchase amount). Min monthly payment is 2% of the balance. Option 2 : Advanta Business card 2.99% for life (apparently no purcahse requirements, but the card member agreement has many "loop holes" that they can nail you with at their choosing). Min monthly payment is 2.25% of the balance.  more

Resolved Question: Which credit card company should I trust?

I want to transfer a 10K balance and pay as little interest as I can. I will be paying just the minimum amount each month for as long as possible. Has anyone had experience with either of these two offers or companies. Option 1 : Discover card 0% for life (really it's just for 8months, but can be extended by making 2 purchases each month after that - they don't require a minimum purchase amount). Min monthly payment is 2% of the balance. Option 2 : Advanta Business card 2.99% for life (apparently no purcahse requirements, but the card member agreement has many "loop holes" that they can nail you with at their choosing). Min monthly payment is 2.25% of the balance.  more

Resolved Question: How do I pay my Advanta Platinum Business Card On-Line?

I already have a card and would like to be able to pay my acct. on line. How do I set that up?  more
Top Advanta Business Cards Search Links
Small Business Credit Cards - Online Credit Card Applications & Credit ...

Business Credit Cards from Advanta. ... Among small business credit card offers, Advanta stands out as a superior offer.

Business Credit Cards from Advanta

Small business credit card offers - the Advanta Platinum Business Card offers many benefits to the individual looking for a corporate, small or new businness credit card.

Advanta Business Credit Card Offers - CreditCards.com

Our online application is temporarily unavailable. To submit an application over the phone: Call 1-800-780-3945 between the hours of 8AM-8PM Monday

Advanta - Small Business Credit Cards and Services

The best comparison of all credit cards related to Advanta available here. ... Advanta Business Rewards Platinum MasterCard®. For small businesses, the Advanta ...

Advanta Credit Cards

All the top Advanta business credit cards available brought to you by CreditCardAssist.com. Search and compare Advanta business credit card offers and apply online.

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